View Past PerformanceUPAY 대차대조표 건전성재무 건전성 기준 점검 0/6UPAY 의 총 주주 지분은 $-486.4K 이고 총 부채는 $493.3K, 이는 부채 대 자기자본 비율을 -101.4% 로 가져옵니다. 총자산과 총부채는 각각 $211.8K 및 $698.2K 입니다.핵심 정보-101.43%부채/자본 비율US$493.30k부채이자보상배율n/a현금US$67.42k자본-US$486.35k총부채US$698.20k총자산US$211.85k최근 재무 건전성 업데이트공시 • Jul 17UPAY, Inc. announced delayed 10-Q filingOn 07/16/2025, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • Oct 16UPAY, Inc. announced delayed 10-Q filingOn 10/15/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • May 30UPAY, Inc. announced delayed annual 10-K filingOn 05/29/2024, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.공시 • Jan 17UPAY, Inc. announced delayed 10-Q filingOn 01/16/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • May 31UPAY, Inc. announced delayed annual 10-K filingOn 05/30/2023, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.공시 • Jan 18UPAY, Inc. announced delayed 10-Q filingOn 01/17/2023, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.모든 업데이트 보기Recent updates공시 • Sep 18Upay Inc. Announces Appointment of Richard K. Pellerin as Director, Effective Date Is September 20, 2025UPAY Inc. announced the appointment of Richard K. Pellerin as a Director of the Company, effective September 20, 2025. The appointment was unanimously approved by the Board of Directors through a written resolution dated September 10, 2025. Mr. Pellerin has over 25 years of entrepreneurial, governance, and industry leadership experience. He is the Founder and President of Century Rehabilitation, Inc., a Baton Rouge–based provider of therapy, recruiting, and consulting services to skilled nursing and post-acute care facilities across the United States. Since founding the company in 1999, Mr. Pellerin has guided Century through two decades of industry changes, successfully expanding operations and pioneering innovative workforce and technology solutions. In addition, Mr. Pellerin is the Co-Founder of DisruptREADY, an AI and digital transformation advisory firm that has supported over 150 organizations in adopting and scaling artificial intelligence for measurable efficiency gains. His experience in healthcare operations, digital transformation, and workforce management makes him a valuable strategic asset to UPAY’s mission and growth initiatives. Before his appointment, Mr. Pellerin invested in UPAY in 2024, demonstrating his strong confidence in the Company’s strategy, leadership, and long-term growth potential. Mr. Pellerin’s governance and philanthropic contributions further distinguish his leadership. He serves on the Board of Lady of the Lake Foundation, holds advisory roles at Louisiana State University (LSU), and is a benefactor of LSU through the Richard & Lori Pellerin Athletic Training Suite. His community engagement also includes establishing the Century Scholarship Fund and employee-first philanthropic initiatives.공시 • Jul 17UPAY, Inc. announced delayed 10-Q filingOn 07/16/2025, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • Oct 16UPAY, Inc. announced delayed 10-Q filingOn 10/15/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • May 30UPAY, Inc. announced delayed annual 10-K filingOn 05/29/2024, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.공시 • Jan 17UPAY, Inc. announced delayed 10-Q filingOn 01/16/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • May 31UPAY, Inc. announced delayed annual 10-K filingOn 05/30/2023, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.공시 • Jan 18UPAY, Inc. announced delayed 10-Q filingOn 01/17/2023, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • Nov 05UPAY, Inc. Announces Board ChangesOn October 11, 2021, UPAY, Inc. appointed James Byrd as Director pursuant to a Director Agreement between UPAY and James Byrd providing for 12 months of Board service from October 11, 2021 to October 11, 2022. On November 2, 2022, the company decided not to renew the James Byrd Director Agreement for an additional 12 months of Board Service, which decision was not in connection with any disagreement with management regarding us, our operations, policies or practices.공시 • Jun 18UPAY, Inc. (OTCPK:UPYY) acquired 3,700,000 shares in MiWay Finance, Inc. from Wouter Fouche.UPAY, Inc. signed a share purchase and separation agreement to acquire 3,700,000 shares in MiWay Finance, Inc. from Wouter Fouche for $0.24 million on February 3, 2022. UPAY have agreed to pay with a $0.15 million in cash payment within 10 days of the effective date and $0.01 million per month for 9 consecutive months commencing April 1, 2022. Wouter Fouche resigned as Chief Executive Officer pursuant to a Share Purchase and Separation Agreement. Following the resignation of Fouche as Chief Executive Officer and Director, Board of Directors of UPAY appointed Jaco Fölscher as Chief Executive Officer. UPAY, Inc. (OTCPK:UPYY) acquired 3,700,000 shares in MiWay Finance, Inc. from Wouter Fouche on June 16, 2022.공시 • May 29UPAY, Inc. announced delayed annual 10-K filingOn 05/27/2022, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.재무 상태 분석단기부채: UPYY 에는 음의 주주 지분이 있는데, 이는 단기 부채를 감당하지 못하는 단기 자산보다 더 심각한 상황입니다.장기 부채: UPYY는 마이너스 주주 지분을 갖고 있어 장기 부채를 충당하지 못하는 단기 자산보다 더 심각한 상황입니다.부채/자본 비율 추이 및 분석부채 수준: UPYY 은 부정주주자본을 갖고 있는데, 이는 높은 부채 수준보다 더 심각한 상황입니다.부채 감소: UPYY는 주주 지분이 음수이므로 부채가 시간이 지남에 따라 감소했는지 확인할 필요가 없습니다.대차대조표현금 보유 기간 분석과거에 평균적으로 손실을 기록해 온 기업의 경우, 최소 1년 이상의 현금 보유 기간이 있는지 평가합니다.안정적인 현금 활주로: UPYY 현재 무료 현금 흐름을 기준으로 1년 미만의 cash runway를 보유하고 있습니다.예측 현금 활주로: 무료 현금 흐름이 매년 27.3 %의 역사적 비율로 계속 감소할 경우 UPYY 의 현금 활주로는 1년 미만입니다.건전한 기업 찾아보기7D1Y7D1Y7D1YSoftware 산업의 건실한 기업.View Dividend기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/15 04:31종가2026/03/27 00:00수익2025/11/30연간 수익2025/02/28데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스UPAY, Inc.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
공시 • Jul 17UPAY, Inc. announced delayed 10-Q filingOn 07/16/2025, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • Oct 16UPAY, Inc. announced delayed 10-Q filingOn 10/15/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • May 30UPAY, Inc. announced delayed annual 10-K filingOn 05/29/2024, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
공시 • Jan 17UPAY, Inc. announced delayed 10-Q filingOn 01/16/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • May 31UPAY, Inc. announced delayed annual 10-K filingOn 05/30/2023, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
공시 • Jan 18UPAY, Inc. announced delayed 10-Q filingOn 01/17/2023, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • Sep 18Upay Inc. Announces Appointment of Richard K. Pellerin as Director, Effective Date Is September 20, 2025UPAY Inc. announced the appointment of Richard K. Pellerin as a Director of the Company, effective September 20, 2025. The appointment was unanimously approved by the Board of Directors through a written resolution dated September 10, 2025. Mr. Pellerin has over 25 years of entrepreneurial, governance, and industry leadership experience. He is the Founder and President of Century Rehabilitation, Inc., a Baton Rouge–based provider of therapy, recruiting, and consulting services to skilled nursing and post-acute care facilities across the United States. Since founding the company in 1999, Mr. Pellerin has guided Century through two decades of industry changes, successfully expanding operations and pioneering innovative workforce and technology solutions. In addition, Mr. Pellerin is the Co-Founder of DisruptREADY, an AI and digital transformation advisory firm that has supported over 150 organizations in adopting and scaling artificial intelligence for measurable efficiency gains. His experience in healthcare operations, digital transformation, and workforce management makes him a valuable strategic asset to UPAY’s mission and growth initiatives. Before his appointment, Mr. Pellerin invested in UPAY in 2024, demonstrating his strong confidence in the Company’s strategy, leadership, and long-term growth potential. Mr. Pellerin’s governance and philanthropic contributions further distinguish his leadership. He serves on the Board of Lady of the Lake Foundation, holds advisory roles at Louisiana State University (LSU), and is a benefactor of LSU through the Richard & Lori Pellerin Athletic Training Suite. His community engagement also includes establishing the Century Scholarship Fund and employee-first philanthropic initiatives.
공시 • Jul 17UPAY, Inc. announced delayed 10-Q filingOn 07/16/2025, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • Oct 16UPAY, Inc. announced delayed 10-Q filingOn 10/15/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • May 30UPAY, Inc. announced delayed annual 10-K filingOn 05/29/2024, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
공시 • Jan 17UPAY, Inc. announced delayed 10-Q filingOn 01/16/2024, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • May 31UPAY, Inc. announced delayed annual 10-K filingOn 05/30/2023, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
공시 • Jan 18UPAY, Inc. announced delayed 10-Q filingOn 01/17/2023, UPAY, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • Nov 05UPAY, Inc. Announces Board ChangesOn October 11, 2021, UPAY, Inc. appointed James Byrd as Director pursuant to a Director Agreement between UPAY and James Byrd providing for 12 months of Board service from October 11, 2021 to October 11, 2022. On November 2, 2022, the company decided not to renew the James Byrd Director Agreement for an additional 12 months of Board Service, which decision was not in connection with any disagreement with management regarding us, our operations, policies or practices.
공시 • Jun 18UPAY, Inc. (OTCPK:UPYY) acquired 3,700,000 shares in MiWay Finance, Inc. from Wouter Fouche.UPAY, Inc. signed a share purchase and separation agreement to acquire 3,700,000 shares in MiWay Finance, Inc. from Wouter Fouche for $0.24 million on February 3, 2022. UPAY have agreed to pay with a $0.15 million in cash payment within 10 days of the effective date and $0.01 million per month for 9 consecutive months commencing April 1, 2022. Wouter Fouche resigned as Chief Executive Officer pursuant to a Share Purchase and Separation Agreement. Following the resignation of Fouche as Chief Executive Officer and Director, Board of Directors of UPAY appointed Jaco Fölscher as Chief Executive Officer. UPAY, Inc. (OTCPK:UPYY) acquired 3,700,000 shares in MiWay Finance, Inc. from Wouter Fouche on June 16, 2022.
공시 • May 29UPAY, Inc. announced delayed annual 10-K filingOn 05/27/2022, UPAY, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.