View Financial HealthLM Funding America 배당 및 자사주 매입배당 기준 점검 0/6LM Funding America 배당금을 지급한 기록이 없습니다.핵심 정보n/a배당 수익률-537.4%자사주 매입 수익률총 주주 수익률-537.4%미래 배당 수익률n/a배당 성장률n/a다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향n/a최근 배당 및 자사주 매입 업데이트공시 • Nov 03LM Funding America, Inc. (NasdaqCM:LMFA) announces an Equity Buyback for $1.5 million worth of its shares.PharmaCyte Biotech, Inc. (NasdaqCM:PMCB) announces a share repurchase program. Under the program, the company will repurchase up to $1.5 million worth of its shares. The repurchases will be funded from company's existing cash balances and borrowings under credit facilities. The program will be valid till September 30, 2026.모든 업데이트 보기Recent updatesNew Risk • May 18New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -US$20m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$20m free cash flow). Shareholders have been substantially diluted in the past year (216% increase in shares outstanding). Market cap is less than US$10m (US$3.74m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$20m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).Reported Earnings • May 18First quarter 2026 earnings: EPS misses analyst expectationsFirst quarter 2026 results: US$0.47 loss per share. Net loss: US$10.1m (loss widened 87% from 1Q 2025). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 114%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 17% growth forecast for the Software industry in the US.New Risk • May 17New major risk - Revenue and earnings growthEarnings have declined by 30% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 30% per year over the past 5 years. Shareholders have been substantially diluted in the past year (216% increase in shares outstanding). Market cap is less than US$10m (US$3.74m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$20m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).공시 • May 13LM Funding America, Inc. to Report Q1, 2026 Results on May 15, 2026LM Funding America, Inc. announced that they will report Q1, 2026 results at 9:30 AM, US Eastern Standard Time on May 15, 2026내러티브 업데이트 • Apr 25LMFA: Lower Price View And Mining Expansion Will Support Future UpsideAnalysts reduced their price target on LM Funding America by $3 to reflect updated views on fair value, profit margin expectations and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts view the revised price target as more closely aligned with current profit margin expectations, which they see as better reflected in the updated P/E assumptions.공시 • Apr 17LM Funding America, Inc., Annual General Meeting, Jun 16, 2026LM Funding America, Inc., Annual General Meeting, Jun 16, 2026. Location: 1200 west platt street, suite 100 tampa, florida 33606., United States내러티브 업데이트 • Apr 10LMFA: Lower Expectations And Mining Expansion Will Support Future UpsideAnalysts have trimmed their price target on LM Funding America by $3, citing a lower fair value estimate, a change from projected revenue growth of 34.13% to a 2.09% decline, and a reduced future P/E assumption from 38.10x to 32.62x as key factors. Analyst Commentary Analysts lowering the price target by $3 are tying the move to a lower fair value estimate, a shift from a projected 34.13% revenue increase to a 2.09% decline, and a reduced future P/E assumption from 38.10x to 32.62x.Major Estimate Revision • Apr 07Consensus revenue estimates decrease by 31%, EPS upgradedThe consensus outlook for fiscal year 2026 has been updated. 2026 revenue forecast fell from US$11.4m to US$7.90m. EPS estimate increased from -US$1.30 to -US$0.90 per share. Software industry in the US expected to see average net income growth of 24% next year. Consensus price target down from US$4.00 to US$1.00. Share price was steady at US$0.25 over the past week.공시 • Mar 28LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $75 million.LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $75 million. Security Name: Common Stock Security Type: Common Stock Transaction Features: At the Market Offering내러티브 업데이트 • Mar 27LMFA: Bitcoin Mining Progress Will Support Future Upside PotentialAnalysts have nudged their price target on LM Funding America slightly higher to $4.00, reflecting updated assumptions around a projected 34.13% revenue growth rate, an 11.41% profit margin, and a forward P/E of about 38.10x. What's in the News LM Funding America reported an unaudited bitcoin mining update for February 2026, with 8.7 Bitcoin mined, net (company announcement).공시 • Mar 24LM Funding America, Inc. to Report Q4, 2025 Results on Mar 27, 2026LM Funding America, Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 27, 2026New Risk • Mar 15New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings are forecast to decline by an average of 12% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (175% increase in shares outstanding). Market cap is less than US$10m (US$4.67m market cap). Minor Risk Currently unprofitable and not forecast to become profitable next year (US$15m net loss next year).내러티브 업데이트 • Mar 12LMFA: Bitcoin Production And Nasdaq Compliance Efforts Will Support Upside PotentialNarrative Update on LM Funding America Analysts have trimmed their price target on LM Funding America to $4.00, a reduction of $0.50. They cited a higher discount rate of 12.33% and slightly more conservative assumptions for revenue growth, profit margin, and future P/E.Price Target Changed • Mar 11Price target decreased by 16% to US$4.00Down from US$4.75, the current price target is provided by 1 analyst. New target price is 857% above last closing price of US$0.42. Stock is down 69% over the past year. The company is forecast to post a net loss per share of US$1.71 next year compared to a net loss per share of US$5.02 last year.공시 • Jan 10LM Funding America Receives Non-Compliance Notice from NasdaqOn January 7, 2026, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 35 consecutive business days as of January 6, 2026, and that, therefore, the Company is not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. The notice does not result in the immediate delisting of the Company’s common stock from The Nasdaq Capital Market. Pursuant to Nasdaq Listing Rule 5810(c)(3)(A), the Company has automatically been afforded a 180-calendar day grace period, or until July 6, 2026, to regain compliance. The continued listing standard will be met if the consolidated closing bid price of the Company’s common stock is at least $1.00 per share for a minimum of ten consecutive business days during the 180-calendar day grace period. If the Company is not in compliance by July 6, 2026, the Company may be afforded a second 180-calendar day period to regain compliance. To qualify, the Company would be required to meet the continued listing requirement for market value of publicly held shares and all other initial listing standards for The Nasdaq Capital Market, except for the minimum bid price requirement. In addition, the Company would be required to notify Nasdaq of its intention to cure the minimum bid price deficiency during the second compliance period, by effecting a reverse stock split, if necessary. If the Company does not regain compliance within the allotted 180-day compliance period and is not eligible for a second 180-day compliance period, the Company’s common stock would be subject to delisting unless it requested a hearing before an independent Nasdaq Hearings Panel. A request for a hearing would stay any suspension or delisting action pending the hearing and any additional extension period granted by the Panel. The Company intends to monitor the closing bid price of the Company’s common stock and consider its available options to resolve the non-compliance with the minimum bid price requirement. The Company’s receipt of the notice does not affect the Company’s business, operations or reporting requirements with the Securities and Exchange Commission. However, there can be no assurance that the Company will be able to regain compliance with the minimum bid price requirement or will otherwise be in compliance with other Nasdaq listing criteria.공시 • Dec 19+ 1 more updateLM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $6.5 million.LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $6.5 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 1,822,535 Price\Range: $0.71 Security Name: Pre-Funded warrants Security Type: Equity Warrant Securities Offered: 7,332,395 Transaction Features: Registered Direct OfferingNew Risk • Nov 19New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$18m free cash flow). Share price has been highly volatile over the past 3 months (19% average weekly change). Earnings are forecast to decline by an average of 0.2% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (259% increase in shares outstanding). Market cap is less than US$10m (US$9.93m market cap). Minor Risk Currently unprofitable and not forecast to become profitable next year (US$14m net loss next year).Reported Earnings • Nov 16Third quarter 2025 earnings: EPS and revenues miss analyst expectationsThird quarter 2025 results: US$0.41 loss per share (improved from US$2.41 loss in 3Q 2024). Net loss: US$4.08m (loss narrowed 36% from 3Q 2024). Revenue missed analyst estimates by 13%. Earnings per share (EPS) also missed analyst estimates by 3.8%. Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in the US. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has fallen by 41% per year, which means it is significantly lagging earnings.공시 • Nov 06LM Funding America, Inc. to Report Q3, 2025 Results on Nov 14, 2025LM Funding America, Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 14, 2025공시 • Nov 03LM Funding America, Inc. (NasdaqCM:LMFA) announces an Equity Buyback for $1.5 million worth of its shares.PharmaCyte Biotech, Inc. (NasdaqCM:PMCB) announces a share repurchase program. Under the program, the company will repurchase up to $1.5 million worth of its shares. The repurchases will be funded from company's existing cash balances and borrowings under credit facilities. The program will be valid till September 30, 2026.공시 • Sep 18LM Funding America, Inc. (NasdaqCM:LMFA) acquired 11 MW Bitcoin Mining Site in Mississippi from Greenidge Generation Holdings Inc. (NasdaqGS:GREE) for $3.9 million.LM Funding America, Inc. (NasdaqCM:LMFA) agreed to acquire 11 MW Bitcoin Mining Site in Mississippi from Greenidge Generation Holdings Inc. (NasdaqGS:GREE) for $3.9 million on August 1, 2025. As part of the acquisition, a cash consideration of $3.9 million or about $355,000 per MW will be paid by LM Funding America, Inc and includes the real property and onsite power infrastructure including a 3,000 kVA transformer relocated to the parcel, with 7.5 MW operational. The transaction is subject to customary due diligence and other conditions and is expected to close on or before September 16, 2025. LM Funding America, Inc. (NasdaqCM:LMFA) completed the acquisition of 11 MW Bitcoin Mining Site in Mississippi from Greenidge Generation Holdings Inc. (NasdaqGS:GREE) on September 16, 2025.공시 • Sep 09LM Funding America, Inc., Annual General Meeting, Oct 14, 2025LM Funding America, Inc., Annual General Meeting, Oct 14, 2025. Location: 1200 west platt street, suite 100, florida 33606, tampa United StatesMajor Estimate Revision • Aug 27Consensus estimates of losses per share improve by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$8.90m to US$9.30m. EPS estimate increased from -US$1.84 per share to -US$1.62 per share. Software industry in the US expected to see average net income growth of 24% next year. Consensus price target down from US$4.75 to US$4.50. Share price fell 6.6% to US$1.27 over the past week.Major Estimate Revision • Aug 21Consensus estimates of losses per share improve by 33%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$8.80m to US$8.90m. EPS estimate increased from -US$2.73 per share to -US$1.84 per share. Software industry in the US expected to see average net income growth of 25% next year. Consensus price target of US$4.75 unchanged from last update. Share price fell 45% to US$1.33 over the past week.공시 • Aug 20LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $12.608351 million.LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $12.608351 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 5,231,681 Price\Range: $2.41 Discount Per Security: $0.13255 Transaction Features: Registered Direct Offering공시 • Aug 19LM Funding America, Inc. announced that it has received $10.416659 million in fundingLM Funding America, Inc. announced that it has entered into a securities purchase agreement with institutional investors pursuant to which the company agreed to issue to the Purchasers, in a private placement , 4,322,265 shares of the Company’s common stock, par value $0.001 per share at an issue price of $2.14 per share for gross proceeds of $10,416,658.65 and 4,322,265 warrants to purchase shares of Common Stock at an exercise price of $2.41 per share on August 18, 2025. The Company received aggregate gross proceeds from the PIPE Offering of approximately $10.4 million, before deducting fees to the Placement Agent (as defined below) and other estimated offering expenses payable by the Company. The Securities Purchase Agreement provides that, subject to certain exceptions, until 45 days after the later of the Stockholder Approval Date and the effectiveness of the registration statement, neither the Company nor any of its subsidiaries will issue, enter into any agreement to issue or announce the issuance or proposed issuance of any shares of Common Stock or Common Stock equivalents. The Securities Purchase Agreement further provides, subject to certain exceptions, including an at-the-market offering with the placement agent, until six months after the later of the Stockholder Approval Date and the effectiveness of the registration statement, neither the Company nor any of its subsidiaries will enter into a variable rate transaction (as defined in the Securities Purchase Agreement). The Securities Purchase Agreement also provides that the investors in the PIPE Offering have a right of participation in future equity or equity linked offerings by the Company for two years following the closing date. The Shares and Common Warrants were issued in a private placement and have not been registered under the Securities Act of 1933, as amended (the “Securities Act”), and are instead being offered pursuant to the exemption provided in Section 4(a)(2) under the Securities Act and/or Rule 506(b) promulgated thereunder. In connection with the PIPE Offering, .The Company will pay the Placement Agent a cash fee equal to 5.5% of the aggregate gross proceeds raised in the PIPE Offering, will reimburse the Placement Agent for certain of its expenses in an aggregate amount up to $10,000 and will issue to the Placement Agent 216,113 shares of Common Stock. The Placement Agency Agreement contains customary representations, warranties and agreements by the Company, customary conditions to closing, indemnification obligations of the Company, including for liabilities under the Securities Act, other obligations of the parties, and termination provisions. The securities issued in the PIPE Offering and the Placement Common Warrants and the shares of Common Stock issued to the Placement Agent will not be registered under the Securities Act, in reliance on the exemption from registration provided by Section 4(a)(2) of the Securities Act and/or Regulation D promulgated thereunder.내러티브 업데이트 • Aug 16Digital Assets And Bitcoin Mining Will Unlock Future ValueThe consensus price target for LM Funding America has been revised upward to $4.75, primarily reflecting stronger revenue growth expectations and a notable decline in forward P/E, supporting a higher fair valuation. What's in the News Reported net bitcoin mined of 5.9 in July.Reported Earnings • Aug 15Second quarter 2025 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2025 results: EPS: US$0.02 (up from US$2.44 loss in 2Q 2024). Net income: US$100.6k (up US$6.17m from 2Q 2024). Revenue missed analyst estimates by 3.6%. Earnings per share (EPS) exceeded analyst estimates. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Software industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has fallen by 34% per year, which means it is significantly lagging earnings.New Risk • Aug 06New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: US$9.65m This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$13m free cash flow). Share price has been highly volatile over the past 3 months (28% average weekly change). Shareholders have been substantially diluted in the past year (106% increase in shares outstanding). Market cap is less than US$10m (US$9.65m market cap). Minor Risk Currently unprofitable and not forecast to become profitable next year (US$13m net loss next year).공시 • Aug 05LM Funding America, Inc. to Report Q2, 2025 Results on Aug 14, 2025LM Funding America, Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 14, 2025New Risk • Jul 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 18% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$13m free cash flow). Share price has been highly volatile over the past 3 months (18% average weekly change). Shareholders have been substantially diluted in the past year (106% increase in shares outstanding). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$13m net loss next year). Market cap is less than US$100m (US$14.1m market cap).Reported Earnings • May 16First quarter 2025 earnings releasedFirst quarter 2025 results: Net income: (down US$1.49m from profit in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 39% per year, which means it is significantly lagging earnings.New Risk • May 16New major risk - Revenue and earnings growthEarnings have declined by 37% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$14m free cash flow). Earnings have declined by 37% per year over the past 5 years. Shareholders have been substantially diluted in the past year (106% increase in shares outstanding). Market cap is less than US$10m (US$8.11m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$13m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).공시 • May 01LM Funding America, Inc. to Report Q1, 2025 Results on May 15, 2025LM Funding America, Inc. announced that they will report Q1, 2025 results on May 15, 2025새로운 내러티브 • Apr 20Bitcoin Mining Integration And LuxOS Upgrade Will Drive Efficiency Transitioning to a vertically integrated model is expected to reduce energy costs and improve operational efficiency, positively impacting net margins and earnings. Major Estimate Revision • Apr 07Consensus estimates of losses per share improve by 44%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$10.1m to US$10.5m. EPS estimate increased from -US$5.31 per share to -US$2.97 per share. Software industry in the US expected to see average net income growth of 19% next year. Consensus price target down from US$6.00 to US$4.50. Share price fell 8.1% to US$1.14 over the past week.Reported Earnings • Apr 01Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: US$0.18 loss per share (improved from US$6.98 loss in FY 2023). Revenue: US$10.6m (down 19% from FY 2023). Net loss: US$520.5k (loss narrowed 97% from FY 2023). Revenue exceeded analyst estimates by 4.8%. Earnings per share (EPS) also surpassed analyst estimates by 7.6%. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 58% per year, which means it is significantly lagging earnings.공시 • Mar 25LM Funding America, Inc. to Report Q4, 2024 Results on Mar 31, 2025LM Funding America, Inc. announced that they will report Q4, 2024 results on Mar 31, 2025New Risk • Jan 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 39% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$8.6m free cash flow). Earnings are forecast to decline by an average of 18% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (39% increase in shares outstanding). Market cap is less than US$10m (US$6.56m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$16m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).공시 • Dec 10LM Funding America, Inc. (NasdaqCM:LMFA) completed the acquisition of 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC for $7.3 million.LM Funding America, Inc. (NasdaqCM:LMFA) agreed to acquire 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC for $7.3 million on November 14, 2024.The expected completion of the transaction is December 1, 2024 to December 31, 2024. LM Funding America, Inc. (NasdaqCM:LMFA) completed the acquisition of 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC on December 9, 2024.Major Estimate Revision • Nov 20Consensus revenue estimates decrease by 11%The consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast fell from US$11.8m to US$10.5m. EPS estimate unchanged from -US$5.43 per share at last update. Software industry in the US expected to see average net income growth of 18% next year. Consensus price target of US$6.00 unchanged from last update. Share price fell 4.8% to US$2.80 over the past week.Reported Earnings • Nov 15Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: US$2.41 loss per share (further deteriorated from US$1.97 loss in 3Q 2023). Revenue: US$1.13m (down 67% from 3Q 2023). Net loss: US$6.40m (loss widened 45% from 3Q 2023). Revenue missed analyst estimates by 30%. Earnings per share (EPS) also missed analyst estimates by 2.3%. Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Software industry in the US are expected to grow by 12%. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has fallen by 59% per year, which means it is performing significantly worse than earnings.공시 • Sep 30LM Funding America, Inc., Annual General Meeting, Nov 08, 2024LM Funding America, Inc., Annual General Meeting, Nov 08, 2024. Location: 1200 west platt street, suite 100, florida 33606., tampa United States공시 • Aug 17LM Funding America, Inc. has filed a Follow-on Equity Offering.LM Funding America, Inc. has filed a Follow-on Equity Offering. Security Name: Common Stock Security Type: Common Stock Securities Offered: 278,000 Price\Range: $2.93 Security Name: Pre-Funded Warrants Security Type: Equity Warrant Securities Offered: 605,000 Transaction Features: Registered Direct OfferingReported Earnings • Aug 15Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: US$2.44 loss per share (further deteriorated from US$2.07 loss in 2Q 2023). Revenue: US$2.97m (down 6.9% from 2Q 2023). Net loss: US$6.07m (loss widened 34% from 2Q 2023). Revenue missed analyst estimates by 5.9%. Earnings per share (EPS) also missed analyst estimates by 187%. Revenue is expected to decline by 24% p.a. on average during the next 2 years, while revenues in the Software industry in the US are expected to grow by 12%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 20 percentage points per year, which is a significant difference in performance.Reported Earnings • May 17First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2024 results: EPS: US$0.61 (up from US$2.47 loss in 1Q 2023). Revenue: US$4.68m (up 102% from 1Q 2023). Net income: US$1.49m (up US$6.88m from 1Q 2023). Profit margin: 32% (up from net loss in 1Q 2023). Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) exceeded analyst estimates. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 31 percentage points per year, which is a significant difference in performance.공시 • Apr 30LM Funding America, Inc. Announces the Appointment of Marty Traber to Its Board of DirectorsLM Funding America, Inc. announced the appointment of Marty Traber to the Company’s Board of Directors. Mr. Traber, who previously served as a director for the Company from 2015-2021, replaces Todd Zhang, who is retiring from the board. Mr. Traber is currently the Chairman of the Skyway Capital Markets Group, where he oversees the organization’s strategic planning and growth, building on more than 40 years of experience in securities law and corporate finance. He is also a former partner of the international law firm of Foley & Lardner LLP, in Tampa, Florida, where he served in the firm’s Transactional & Securities and Private Equity & Venture Capital practices and was a member of its Technology Industry team. He is a founder of HCI Group, Inc., a New York Stock Exchange-listed company headquartered in Tampa that engages in various business activities, including homeowners’ insurance, reinsurance, real estate, and information technology where he also served on Its board from 2006 – 2018. From 2012 to 2013, he also served on the Board of Directors of Exeter Trust Company, Portsmouth, New Hampshire. He also joined the Board of Directors for Mad Mobile in March 2019. A founder of NorthStar Banking Corporation in Tampa, he served as a member of the Board of Directors of the bank holding company from 2007 to 2011. From 2009 to 2014, Mr. Traber served on the Board of Directors of JHS Capital Holdings, Tampa, and from 2010 to 2016, he served on the Advisory Board of Platinum Bank, Tampa. He has also advised a number of community banks from formation through ongoing operations and, in some cases, acquisition. In 2017, he was appointed to the Advisory Board of Retail Service Systems, LLC, Columbus, Ohio. Mr. Traber holds a Bachelor of Arts degree from Indiana University and a Juris Doctor degree from the Indiana School of Law, Indiana University, where he graduated magna cum laude and first in his class.New Risk • Apr 02New major risk - Revenue and earnings growthEarnings have declined by 55% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$3.6m free cash flow). Share price has been highly volatile over the past 3 months (20% average weekly change). Earnings have declined by 55% per year over the past 5 years. Market cap is less than US$10m (US$8.38m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$14m net loss next year). Shareholders have been diluted in the past year (12% increase in shares outstanding).Reported Earnings • Apr 02Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: US$6.98 loss per share (improved from US$13.41 loss in FY 2022). Revenue: US$13.0m (up US$11.3m from FY 2022). Net loss: US$15.9m (loss narrowed 46% from FY 2022). Revenue exceeded analyst estimates by 3.9%. Earnings per share (EPS) also surpassed analyst estimates by 9.1%. Over the last 3 years on average, earnings per share has fallen by 62% per year whereas the company’s share price has fallen by 58% per year.공시 • Mar 28LM Funding America, Inc. Regains Compliance with Nasdaq Continued Listing RequirementsLM Funding America, Inc. ("LM Funding" or the “Company") announced that the Company received notice from Nasdaq on March 26, 2024, indicating that LM Funding had regained compliance with the minimum bid price requirement under Nasdaq Rule 5550(a)(2). Bruce M. Rodgers, Chairman and CEO of LM Funding, commented, “We are pleased to have regained compliance with the continued listing requirements of Nasdaq. The preservation of our Nasdaq listing is paramount to the Company, given the credibility and exposure it offers. As our business progresses and gains momentum, we believe our listing is vital to our mission of enhancing shareholder value and strategically aligning the Company for ongoing success".공시 • Mar 09LM Funding Announces 1-for-6 Reverse Stock Split to Ensure Compliance with Nasdaq Continued Listing RequirementsLM Funding America, Inc. (‘LM Funding’) announced a 1-for-6 reverse stock split of its outstanding common stock, effective at 12:01 a.m. Eastern time on March 12, 2024. Beginning March 12, 2024, LM Funding’s common stock will trade on a split-adjusted basis. Bruce M. Rodgers, Chairman and Chief Executive Officer of LM Funding, stated, ‘We believe that our business fundamentals are currently strong and that we continue to make good progress, as evidenced by our 1700% year-over-year revenue growth in the third quarter of 2023. Notably, as previously reported, the stockholders’ equity of LM Funding was $35.9 million, or $2.45 per share (or $14.70 per share after giving effect to the reverse split announced today), as of September 30, 2023, and yet our current share price remains below the Nasdaq minimum bid price requirement of $1.00. We believe this share consolidation will not only ensure we meet the continued listing requirements, but also help us to attract a broader universe of investors, including institutional investors and retail brokers that encounter share price restrictions. Importantly, the pro-rata ownership of each shareholder will remain unchanged as a result of the reverse split, and we believe this share consolidation will tighten our public float and enhance our capital structure as we continue to execute on our business model.’ At LM Funding’s Annual Meeting of Shareholders (the ‘Annual Meeting’) held on November 9, 2023, the Company’s shareholders approved a proposal to amend the Company’s Certificate of Incorporation to effect a reverse stock split of its common stock at a ratio within the range of one-for-two (1:2) to one-for-ten (1:10), as determined by the Company’s Board of Directors. On February 23, 2024, the Board of Directors adopted a resolution approving and authorizing a 1-for-6 reverse split, and on March 7, 2024, LM Funding filed a Certificate of Amendment to its Certificate of Incorporation to effect the reverse stock split effective as of March 12, 2024. There will be no change to the total number of authorized shares of LM Funding Common Stock as set forth in the Certificate of Incorporation of the Company, as amended. Upon the effectiveness of the reverse stock split, every 6 shares of LM Funding’s issued and outstanding common stock will automatically be converted into one share of common stock. No fractional shares will be issued. Any fraction of a share of common stock that would be created as a result of the reverse stock split be rounded up to the next whole share.Board Change • Feb 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Todd Zhang was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Nov 29Mint Capital Advisor Provides Information to Shareholders of LM Funding AmericaOn November 27, 2023, Mint Capital Advisor Ltd. announced that while the group was formed with the intent of nominating directors to LM Funding America, Inc.’s Board at the annual meeting, Mint Capital Advisors has decided not to pursue the nomination. Mint Capital Advisors added that it intends to continue to work independently to drive stockholder value at the Company.Reported Earnings • Nov 17Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: US$0.33 loss per share (improved from US$0.51 loss in 3Q 2022). Net loss: US$4.42m (loss narrowed 34% from 3Q 2022). Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 27%. Revenue is expected to decline by 27% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in the US are expected to grow by 5.4%. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has fallen by 53% per year, which means it is performing significantly worse than earnings.Major Estimate Revision • Oct 25Consensus revenue estimates fall by 18%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$14.9m to US$12.2m. Forecast losses increased from -US$1.66 to -US$1.89 per share. Diversified Financial industry in the US expected to see average net income growth of 16% next year. Consensus price target down from US$2.00 to US$1.00. Share price was steady at US$0.44 over the past week.New Risk • Oct 21New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$14m free cash flow). Market cap is less than US$10m (US$6.82m market cap). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$23m net loss in 2 years). Share price has been volatile over the past 3 months (9.7% average weekly change). Shareholders have been diluted in the past year (12% increase in shares outstanding).공시 • Oct 14Nasdaq Grants LM Funding America An Additional 180 Calendar Days, or Until April 8, 2024, To Regain Compliance With Nasdaq Listing RuleAs previously reported, on April 14, 2023, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 30 consecutive business days as of April 13, 2023, and that, therefore, the Company was not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. In accordance with Nasdaq’s listing rules, the Company was afforded 180 days, or until October 11, 2023, to regain compliance. The Company was unable to regain compliance with the bid price requirement by October 11, 2023. However, on October 12, 2023, the Company received a notice from Nasdaq granting the Company an additional 180 calendar days, or until April 8, 2024, to regain compliance with the minimum $1.00 bid price per share requirement for continued listing on the Nasdaq Capital Market. Nasdaq determined that the Company is eligible for the second compliance period due to the Company meeting the continued listing requirement for market value of publicly held shares and all other applicable requirements for initial listing on the Nasdaq Capital Market, with the exception of the bid price requirement, and the Company’s written notice of its intention to cure the deficiency during the second compliance period by effecting a reverse stock split, if necessary. To regain compliance during the additional time period, the closing bid price of the Company’s security must be at least $1.00 per share for a minimum of ten (10) consecutive business days. If the Company does not regain compliance within the allotted additional 180-day compliance period, the Company’s common stock would be subject to delisting unless it requested a hearing before an independent Nasdaq Hearings Panel. A request for a hearing would stay any suspension or delisting action pending the hearing and any additional extension period granted by the Panel. The Company intends to monitor the closing bid price of the Company’s common stock and consider its available options to resolve the non-compliance with the minimum bid price requirement. The Company’s receipt of the notice does not affect the Company’s business, operations or reporting requirements with the Securities and Exchange Commission. However, there can be no assurance that the Company will be able to regain compliance with the minimum bid price requirement or will otherwise be in compliance with other Nasdaq listing criteria.공시 • Sep 26LM Funding America, Inc., Annual General Meeting, Nov 09, 2023LM Funding America, Inc., Annual General Meeting, Nov 09, 2023, at 15:00 Eastern Standard Time. Location: 1200 West Platt Street, Suite 100 Tampa Florida United States Agenda: To elect two Class I directors to hold office for a three-year term ending at the third annual meeting of stockholders following their election; To ratify the appointment of MaloneBailey, LLP as the Companys independent auditor to audit the Companys 2023 financial statements; ; and to discuss other matters.Major Estimate Revision • Aug 21Consensus EPS estimates fall by 26%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$15.2m to US$14.9m. Losses expected to increase from US$1.32 per share to US$1.66. Diversified Financial industry in the US expected to see average net income growth of 16% next year. Consensus price target of US$2.00 unchanged from last update. Share price fell 7.6% to US$0.58 over the past week.Reported Earnings • Aug 14Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2023 results: US$0.34 loss per share (down from US$0.22 profit in 2Q 2022). Net loss: US$4.55m (down 260% from profit in 2Q 2022). Revenue exceeded analyst estimates by 10%. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to stay flat during the next 3 years compared to a 5.6% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 46% per year, which means it is significantly lagging earnings.New Risk • Jul 29New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: US$9.82m This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$18m free cash flow). Share price has been highly volatile over the past 3 months (15% average weekly change). Market cap is less than US$10m (US$9.82m market cap). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$21m net loss in 2 years). Shareholders have been diluted in the past year (12% increase in shares outstanding). Revenue is less than US$5m (US$3.8m revenue).New Risk • Jul 13New major risk - Revenue and earnings growthEarnings have declined by 33% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$18m free cash flow). Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings have declined by 33% per year over the past 5 years. Minor Risks Shareholders have been diluted in the past year (12% increase in shares outstanding). Revenue is less than US$5m (US$3.8m revenue). Market cap is less than US$100m (US$10.8m market cap).공시 • May 25LM Funding America, Inc. (NasdaqCM:LMFA) made a stalking horse bid to acquire assets of Symbiont.io, Inc. for $2.6 million.LM Funding America, Inc. (NasdaqCM:LMFA) made a stalking horse bid to acquire assets of Symbiont.io, Inc. for $2.6 million on May 23, 2023. The transaction is subject to bankruptcy court.Reported Earnings • May 18First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: US$0.41 loss per share (improved from US$0.44 loss in 1Q 2022). Net loss: US$5.39m (loss narrowed 6.0% from 1Q 2022). Revenue exceeded analyst estimates by 10%. Earnings per share (EPS) also surpassed analyst estimates by 6.8%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.9% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has fallen by 47% per year, which means it is significantly lagging earnings.Major Estimate Revision • Apr 05Consensus revenue estimates increase by 25%The consensus outlook for revenues in fiscal year 2023 has improved. 2023 revenue forecast increased from US$10.9m to US$13.6m. Forecast losses expected to reduce from -US$1.70 to -US$1.53 per share. Diversified Financial industry in the US expected to see average net income growth of 1.0% next year. Consensus price target of US$2.00 unchanged from last update. Share price rose 8.7% to US$0.79 over the past week.Price Target Changed • Feb 14Price target decreased by 33% to US$2.00Down from US$3.00, the current price target is provided by 1 analyst. New target price is 110% above last closing price of US$0.95. Stock is down 74% over the past year. The company is forecast to post a net loss per share of US$0.92 compared to earnings per share of US$0.70 last year.공시 • Jan 05Lm Funding America, Inc. Announces Executive AppointmentsLM Funding America, Inc. appointed Andrew L. Graham, Frederick Mills and Frank Silcox as Class III directors.Seeking Alpha • Oct 19LMF Acquisition shareholders approve business combination with SeaStar MedicalThe shareholders of LMF Acquisition Opportunities (NASDAQ:LMAO), a special purpose acquisition company sponsored by LM Funding America (NASDAQ:LMFA), have approved a business combination with the medical technology company SeaStar Medical. SeaStar Medical had agreed to go public in the U.S. via a merger with the SPAC in April in a deal that valued the former at $85M. In a special meeting of the stockholders held on Oct. 18, more than 96% of the votes cast were in favor of the business combination. ~79% of LMAO's issued and outstanding shareholders had cast their votes at the meeting. Post the closing of the business combination, LMAO will be renamed SeaStar Medical Holding. The shares and warrants are expected to begin trading on Nasdaq under the new ticker symbols ICU and ICUCW, respectively. LMAO shares were trading +13.27% pre-market. Source: Press ReleaseSeeking Alpha • Sep 08LM Funding America agrees with Core Scientific to operate 1,200 bitcoin mining machinesLM Funding America (NASDAQ:LMFA) entered into a hosting agreement with Core Scientific to host and operate 1,200 bitcoin mining machines with the potential to expand. Separately, the technology-based specialty finance company said it is purchasing 400 S19J Pro Miner Machines (S19J Pro) (100 TH/s) from Bitmain for ~$1.26M, bringing LMFA's total miner fleet to over 5,400 machines purchased. "We believe in Bitcoin's long term growth and are committed to acquiring Bitcoin efficiently," CEO Bruce Rodgers said. Source: Press ReleaseSeeking Alpha • Aug 17LM Funding America GAAP EPS of $0.22, revenue of $0.23MLM Funding America press release (NASDAQ:LMFA): Q2 GAAP EPS of $0.22. Revenue of $0.23M (-30.3% Y/Y). Shares +2.98% PM.Reported Earnings • May 18First quarter 2022 earnings released: US$0.44 loss per share (vs US$0.87 profit in 1Q 2021)First quarter 2022 results: US$0.44 loss per share (down from US$0.87 profit in 1Q 2021). Net loss: US$5.73m (down 231% from profit in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has fallen by 44% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • May 10Investor sentiment deteriorated over the past weekAfter last week's 29% share price decline to US$1.63, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 8x in the Diversified Financial industry in the US. Total loss to shareholders of 75% over the past three years.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. Independent Director Frank Silcox was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Apr 11Investor sentiment deteriorated over the past weekAfter last week's 19% share price decline to US$2.43, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 8x in the Diversified Financial industry in the US. Total loss to shareholders of 65% over the past three years.Reported Earnings • Apr 02Full year 2021 earnings released: EPS: US$0.70 (vs US$2.50 loss in FY 2020)Full year 2021 results: EPS: US$0.70 (up from US$2.50 loss in FY 2020). Net income: US$4.76m (up US$8.82m from FY 2020). Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.Board Change • Mar 31Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. Independent Director Frank Silcox was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 과거에 LMFA 의 주당 배당금이 안정적이었는지 판단하기에는 데이터가 부족합니다.배당금 증가: LMFA 의 배당금 지급이 증가했는지 판단하기에는 데이터가 부족합니다.배당 수익률 vs 시장LM Funding America 배당 수익률 vs 시장LMFA의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (LMFA)n/a시장 하위 25% (US)1.4%시장 상위 25% (US)4.3%업계 평균 (Software)0.9%분석가 예측 (LMFA) (최대 3년)n/a주목할만한 배당금: 회사가 최근 지급을 보고하지 않았기 때문에 하위 25%의 배당금 지급자에 대해 LMFA 의 배당 수익률을 평가할 수 없습니다.고배당: 회사가 최근 지급을 보고하지 않았기 때문에 배당금 지급자의 상위 25%에 대해 LMFA 의 배당 수익률을 평가할 수 없습니다.주주 대상 이익 배당수익 보장: 배당금 지급이 수익으로 충당되는지 확인하기 위해 LMFA 의 지급 비율을 계산하기에는 데이터가 부족합니다.주주 현금 배당현금 흐름 범위: LMFA 에서 지급을 보고하지 않았기 때문에 배당 지속 가능성을 계산할 수 없습니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YUS 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 05:07종가2026/05/20 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스LM Funding America, Inc.는 1명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Matthew GalinkoMaxim Group
공시 • Nov 03LM Funding America, Inc. (NasdaqCM:LMFA) announces an Equity Buyback for $1.5 million worth of its shares.PharmaCyte Biotech, Inc. (NasdaqCM:PMCB) announces a share repurchase program. Under the program, the company will repurchase up to $1.5 million worth of its shares. The repurchases will be funded from company's existing cash balances and borrowings under credit facilities. The program will be valid till September 30, 2026.
New Risk • May 18New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -US$20m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$20m free cash flow). Shareholders have been substantially diluted in the past year (216% increase in shares outstanding). Market cap is less than US$10m (US$3.74m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$20m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).
Reported Earnings • May 18First quarter 2026 earnings: EPS misses analyst expectationsFirst quarter 2026 results: US$0.47 loss per share. Net loss: US$10.1m (loss widened 87% from 1Q 2025). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 114%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 17% growth forecast for the Software industry in the US.
New Risk • May 17New major risk - Revenue and earnings growthEarnings have declined by 30% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 30% per year over the past 5 years. Shareholders have been substantially diluted in the past year (216% increase in shares outstanding). Market cap is less than US$10m (US$3.74m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$20m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).
공시 • May 13LM Funding America, Inc. to Report Q1, 2026 Results on May 15, 2026LM Funding America, Inc. announced that they will report Q1, 2026 results at 9:30 AM, US Eastern Standard Time on May 15, 2026
내러티브 업데이트 • Apr 25LMFA: Lower Price View And Mining Expansion Will Support Future UpsideAnalysts reduced their price target on LM Funding America by $3 to reflect updated views on fair value, profit margin expectations and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts view the revised price target as more closely aligned with current profit margin expectations, which they see as better reflected in the updated P/E assumptions.
공시 • Apr 17LM Funding America, Inc., Annual General Meeting, Jun 16, 2026LM Funding America, Inc., Annual General Meeting, Jun 16, 2026. Location: 1200 west platt street, suite 100 tampa, florida 33606., United States
내러티브 업데이트 • Apr 10LMFA: Lower Expectations And Mining Expansion Will Support Future UpsideAnalysts have trimmed their price target on LM Funding America by $3, citing a lower fair value estimate, a change from projected revenue growth of 34.13% to a 2.09% decline, and a reduced future P/E assumption from 38.10x to 32.62x as key factors. Analyst Commentary Analysts lowering the price target by $3 are tying the move to a lower fair value estimate, a shift from a projected 34.13% revenue increase to a 2.09% decline, and a reduced future P/E assumption from 38.10x to 32.62x.
Major Estimate Revision • Apr 07Consensus revenue estimates decrease by 31%, EPS upgradedThe consensus outlook for fiscal year 2026 has been updated. 2026 revenue forecast fell from US$11.4m to US$7.90m. EPS estimate increased from -US$1.30 to -US$0.90 per share. Software industry in the US expected to see average net income growth of 24% next year. Consensus price target down from US$4.00 to US$1.00. Share price was steady at US$0.25 over the past week.
공시 • Mar 28LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $75 million.LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $75 million. Security Name: Common Stock Security Type: Common Stock Transaction Features: At the Market Offering
내러티브 업데이트 • Mar 27LMFA: Bitcoin Mining Progress Will Support Future Upside PotentialAnalysts have nudged their price target on LM Funding America slightly higher to $4.00, reflecting updated assumptions around a projected 34.13% revenue growth rate, an 11.41% profit margin, and a forward P/E of about 38.10x. What's in the News LM Funding America reported an unaudited bitcoin mining update for February 2026, with 8.7 Bitcoin mined, net (company announcement).
공시 • Mar 24LM Funding America, Inc. to Report Q4, 2025 Results on Mar 27, 2026LM Funding America, Inc. announced that they will report Q4, 2025 results Pre-Market on Mar 27, 2026
New Risk • Mar 15New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings are forecast to decline by an average of 12% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (175% increase in shares outstanding). Market cap is less than US$10m (US$4.67m market cap). Minor Risk Currently unprofitable and not forecast to become profitable next year (US$15m net loss next year).
내러티브 업데이트 • Mar 12LMFA: Bitcoin Production And Nasdaq Compliance Efforts Will Support Upside PotentialNarrative Update on LM Funding America Analysts have trimmed their price target on LM Funding America to $4.00, a reduction of $0.50. They cited a higher discount rate of 12.33% and slightly more conservative assumptions for revenue growth, profit margin, and future P/E.
Price Target Changed • Mar 11Price target decreased by 16% to US$4.00Down from US$4.75, the current price target is provided by 1 analyst. New target price is 857% above last closing price of US$0.42. Stock is down 69% over the past year. The company is forecast to post a net loss per share of US$1.71 next year compared to a net loss per share of US$5.02 last year.
공시 • Jan 10LM Funding America Receives Non-Compliance Notice from NasdaqOn January 7, 2026, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 35 consecutive business days as of January 6, 2026, and that, therefore, the Company is not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. The notice does not result in the immediate delisting of the Company’s common stock from The Nasdaq Capital Market. Pursuant to Nasdaq Listing Rule 5810(c)(3)(A), the Company has automatically been afforded a 180-calendar day grace period, or until July 6, 2026, to regain compliance. The continued listing standard will be met if the consolidated closing bid price of the Company’s common stock is at least $1.00 per share for a minimum of ten consecutive business days during the 180-calendar day grace period. If the Company is not in compliance by July 6, 2026, the Company may be afforded a second 180-calendar day period to regain compliance. To qualify, the Company would be required to meet the continued listing requirement for market value of publicly held shares and all other initial listing standards for The Nasdaq Capital Market, except for the minimum bid price requirement. In addition, the Company would be required to notify Nasdaq of its intention to cure the minimum bid price deficiency during the second compliance period, by effecting a reverse stock split, if necessary. If the Company does not regain compliance within the allotted 180-day compliance period and is not eligible for a second 180-day compliance period, the Company’s common stock would be subject to delisting unless it requested a hearing before an independent Nasdaq Hearings Panel. A request for a hearing would stay any suspension or delisting action pending the hearing and any additional extension period granted by the Panel. The Company intends to monitor the closing bid price of the Company’s common stock and consider its available options to resolve the non-compliance with the minimum bid price requirement. The Company’s receipt of the notice does not affect the Company’s business, operations or reporting requirements with the Securities and Exchange Commission. However, there can be no assurance that the Company will be able to regain compliance with the minimum bid price requirement or will otherwise be in compliance with other Nasdaq listing criteria.
공시 • Dec 19+ 1 more updateLM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $6.5 million.LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $6.5 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 1,822,535 Price\Range: $0.71 Security Name: Pre-Funded warrants Security Type: Equity Warrant Securities Offered: 7,332,395 Transaction Features: Registered Direct Offering
New Risk • Nov 19New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$18m free cash flow). Share price has been highly volatile over the past 3 months (19% average weekly change). Earnings are forecast to decline by an average of 0.2% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (259% increase in shares outstanding). Market cap is less than US$10m (US$9.93m market cap). Minor Risk Currently unprofitable and not forecast to become profitable next year (US$14m net loss next year).
Reported Earnings • Nov 16Third quarter 2025 earnings: EPS and revenues miss analyst expectationsThird quarter 2025 results: US$0.41 loss per share (improved from US$2.41 loss in 3Q 2024). Net loss: US$4.08m (loss narrowed 36% from 3Q 2024). Revenue missed analyst estimates by 13%. Earnings per share (EPS) also missed analyst estimates by 3.8%. Revenue is forecast to grow 24% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Software industry in the US. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has fallen by 41% per year, which means it is significantly lagging earnings.
공시 • Nov 06LM Funding America, Inc. to Report Q3, 2025 Results on Nov 14, 2025LM Funding America, Inc. announced that they will report Q3, 2025 results Pre-Market on Nov 14, 2025
공시 • Nov 03LM Funding America, Inc. (NasdaqCM:LMFA) announces an Equity Buyback for $1.5 million worth of its shares.PharmaCyte Biotech, Inc. (NasdaqCM:PMCB) announces a share repurchase program. Under the program, the company will repurchase up to $1.5 million worth of its shares. The repurchases will be funded from company's existing cash balances and borrowings under credit facilities. The program will be valid till September 30, 2026.
공시 • Sep 18LM Funding America, Inc. (NasdaqCM:LMFA) acquired 11 MW Bitcoin Mining Site in Mississippi from Greenidge Generation Holdings Inc. (NasdaqGS:GREE) for $3.9 million.LM Funding America, Inc. (NasdaqCM:LMFA) agreed to acquire 11 MW Bitcoin Mining Site in Mississippi from Greenidge Generation Holdings Inc. (NasdaqGS:GREE) for $3.9 million on August 1, 2025. As part of the acquisition, a cash consideration of $3.9 million or about $355,000 per MW will be paid by LM Funding America, Inc and includes the real property and onsite power infrastructure including a 3,000 kVA transformer relocated to the parcel, with 7.5 MW operational. The transaction is subject to customary due diligence and other conditions and is expected to close on or before September 16, 2025. LM Funding America, Inc. (NasdaqCM:LMFA) completed the acquisition of 11 MW Bitcoin Mining Site in Mississippi from Greenidge Generation Holdings Inc. (NasdaqGS:GREE) on September 16, 2025.
공시 • Sep 09LM Funding America, Inc., Annual General Meeting, Oct 14, 2025LM Funding America, Inc., Annual General Meeting, Oct 14, 2025. Location: 1200 west platt street, suite 100, florida 33606, tampa United States
Major Estimate Revision • Aug 27Consensus estimates of losses per share improve by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$8.90m to US$9.30m. EPS estimate increased from -US$1.84 per share to -US$1.62 per share. Software industry in the US expected to see average net income growth of 24% next year. Consensus price target down from US$4.75 to US$4.50. Share price fell 6.6% to US$1.27 over the past week.
Major Estimate Revision • Aug 21Consensus estimates of losses per share improve by 33%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$8.80m to US$8.90m. EPS estimate increased from -US$2.73 per share to -US$1.84 per share. Software industry in the US expected to see average net income growth of 25% next year. Consensus price target of US$4.75 unchanged from last update. Share price fell 45% to US$1.33 over the past week.
공시 • Aug 20LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $12.608351 million.LM Funding America, Inc. has filed a Follow-on Equity Offering in the amount of $12.608351 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 5,231,681 Price\Range: $2.41 Discount Per Security: $0.13255 Transaction Features: Registered Direct Offering
공시 • Aug 19LM Funding America, Inc. announced that it has received $10.416659 million in fundingLM Funding America, Inc. announced that it has entered into a securities purchase agreement with institutional investors pursuant to which the company agreed to issue to the Purchasers, in a private placement , 4,322,265 shares of the Company’s common stock, par value $0.001 per share at an issue price of $2.14 per share for gross proceeds of $10,416,658.65 and 4,322,265 warrants to purchase shares of Common Stock at an exercise price of $2.41 per share on August 18, 2025. The Company received aggregate gross proceeds from the PIPE Offering of approximately $10.4 million, before deducting fees to the Placement Agent (as defined below) and other estimated offering expenses payable by the Company. The Securities Purchase Agreement provides that, subject to certain exceptions, until 45 days after the later of the Stockholder Approval Date and the effectiveness of the registration statement, neither the Company nor any of its subsidiaries will issue, enter into any agreement to issue or announce the issuance or proposed issuance of any shares of Common Stock or Common Stock equivalents. The Securities Purchase Agreement further provides, subject to certain exceptions, including an at-the-market offering with the placement agent, until six months after the later of the Stockholder Approval Date and the effectiveness of the registration statement, neither the Company nor any of its subsidiaries will enter into a variable rate transaction (as defined in the Securities Purchase Agreement). The Securities Purchase Agreement also provides that the investors in the PIPE Offering have a right of participation in future equity or equity linked offerings by the Company for two years following the closing date. The Shares and Common Warrants were issued in a private placement and have not been registered under the Securities Act of 1933, as amended (the “Securities Act”), and are instead being offered pursuant to the exemption provided in Section 4(a)(2) under the Securities Act and/or Rule 506(b) promulgated thereunder. In connection with the PIPE Offering, .The Company will pay the Placement Agent a cash fee equal to 5.5% of the aggregate gross proceeds raised in the PIPE Offering, will reimburse the Placement Agent for certain of its expenses in an aggregate amount up to $10,000 and will issue to the Placement Agent 216,113 shares of Common Stock. The Placement Agency Agreement contains customary representations, warranties and agreements by the Company, customary conditions to closing, indemnification obligations of the Company, including for liabilities under the Securities Act, other obligations of the parties, and termination provisions. The securities issued in the PIPE Offering and the Placement Common Warrants and the shares of Common Stock issued to the Placement Agent will not be registered under the Securities Act, in reliance on the exemption from registration provided by Section 4(a)(2) of the Securities Act and/or Regulation D promulgated thereunder.
내러티브 업데이트 • Aug 16Digital Assets And Bitcoin Mining Will Unlock Future ValueThe consensus price target for LM Funding America has been revised upward to $4.75, primarily reflecting stronger revenue growth expectations and a notable decline in forward P/E, supporting a higher fair valuation. What's in the News Reported net bitcoin mined of 5.9 in July.
Reported Earnings • Aug 15Second quarter 2025 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2025 results: EPS: US$0.02 (up from US$2.44 loss in 2Q 2024). Net income: US$100.6k (up US$6.17m from 2Q 2024). Revenue missed analyst estimates by 3.6%. Earnings per share (EPS) exceeded analyst estimates. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Software industry in the US. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has fallen by 34% per year, which means it is significantly lagging earnings.
New Risk • Aug 06New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: US$9.65m This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$13m free cash flow). Share price has been highly volatile over the past 3 months (28% average weekly change). Shareholders have been substantially diluted in the past year (106% increase in shares outstanding). Market cap is less than US$10m (US$9.65m market cap). Minor Risk Currently unprofitable and not forecast to become profitable next year (US$13m net loss next year).
공시 • Aug 05LM Funding America, Inc. to Report Q2, 2025 Results on Aug 14, 2025LM Funding America, Inc. announced that they will report Q2, 2025 results Pre-Market on Aug 14, 2025
New Risk • Jul 02New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 18% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$13m free cash flow). Share price has been highly volatile over the past 3 months (18% average weekly change). Shareholders have been substantially diluted in the past year (106% increase in shares outstanding). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$13m net loss next year). Market cap is less than US$100m (US$14.1m market cap).
Reported Earnings • May 16First quarter 2025 earnings releasedFirst quarter 2025 results: Net income: (down US$1.49m from profit in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 39% per year, which means it is significantly lagging earnings.
New Risk • May 16New major risk - Revenue and earnings growthEarnings have declined by 37% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$14m free cash flow). Earnings have declined by 37% per year over the past 5 years. Shareholders have been substantially diluted in the past year (106% increase in shares outstanding). Market cap is less than US$10m (US$8.11m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$13m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).
공시 • May 01LM Funding America, Inc. to Report Q1, 2025 Results on May 15, 2025LM Funding America, Inc. announced that they will report Q1, 2025 results on May 15, 2025
새로운 내러티브 • Apr 20Bitcoin Mining Integration And LuxOS Upgrade Will Drive Efficiency Transitioning to a vertically integrated model is expected to reduce energy costs and improve operational efficiency, positively impacting net margins and earnings.
Major Estimate Revision • Apr 07Consensus estimates of losses per share improve by 44%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$10.1m to US$10.5m. EPS estimate increased from -US$5.31 per share to -US$2.97 per share. Software industry in the US expected to see average net income growth of 19% next year. Consensus price target down from US$6.00 to US$4.50. Share price fell 8.1% to US$1.14 over the past week.
Reported Earnings • Apr 01Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: US$0.18 loss per share (improved from US$6.98 loss in FY 2023). Revenue: US$10.6m (down 19% from FY 2023). Net loss: US$520.5k (loss narrowed 97% from FY 2023). Revenue exceeded analyst estimates by 4.8%. Earnings per share (EPS) also surpassed analyst estimates by 7.6%. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 58% per year, which means it is significantly lagging earnings.
공시 • Mar 25LM Funding America, Inc. to Report Q4, 2024 Results on Mar 31, 2025LM Funding America, Inc. announced that they will report Q4, 2024 results on Mar 31, 2025
New Risk • Jan 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 39% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$8.6m free cash flow). Earnings are forecast to decline by an average of 18% per year for the foreseeable future. Shareholders have been substantially diluted in the past year (39% increase in shares outstanding). Market cap is less than US$10m (US$6.56m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$16m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change).
공시 • Dec 10LM Funding America, Inc. (NasdaqCM:LMFA) completed the acquisition of 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC for $7.3 million.LM Funding America, Inc. (NasdaqCM:LMFA) agreed to acquire 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC for $7.3 million on November 14, 2024.The expected completion of the transaction is December 1, 2024 to December 31, 2024. LM Funding America, Inc. (NasdaqCM:LMFA) completed the acquisition of 15 MW mining site in Oklahoma from Tech Infrastructure JV I LLC on December 9, 2024.
Major Estimate Revision • Nov 20Consensus revenue estimates decrease by 11%The consensus outlook for fiscal year 2024 has been updated. 2024 revenue forecast fell from US$11.8m to US$10.5m. EPS estimate unchanged from -US$5.43 per share at last update. Software industry in the US expected to see average net income growth of 18% next year. Consensus price target of US$6.00 unchanged from last update. Share price fell 4.8% to US$2.80 over the past week.
Reported Earnings • Nov 15Third quarter 2024 earnings: EPS and revenues miss analyst expectationsThird quarter 2024 results: US$2.41 loss per share (further deteriorated from US$1.97 loss in 3Q 2023). Revenue: US$1.13m (down 67% from 3Q 2023). Net loss: US$6.40m (loss widened 45% from 3Q 2023). Revenue missed analyst estimates by 30%. Earnings per share (EPS) also missed analyst estimates by 2.3%. Revenue is expected to decline by 11% p.a. on average during the next 2 years, while revenues in the Software industry in the US are expected to grow by 12%. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has fallen by 59% per year, which means it is performing significantly worse than earnings.
공시 • Sep 30LM Funding America, Inc., Annual General Meeting, Nov 08, 2024LM Funding America, Inc., Annual General Meeting, Nov 08, 2024. Location: 1200 west platt street, suite 100, florida 33606., tampa United States
공시 • Aug 17LM Funding America, Inc. has filed a Follow-on Equity Offering.LM Funding America, Inc. has filed a Follow-on Equity Offering. Security Name: Common Stock Security Type: Common Stock Securities Offered: 278,000 Price\Range: $2.93 Security Name: Pre-Funded Warrants Security Type: Equity Warrant Securities Offered: 605,000 Transaction Features: Registered Direct Offering
Reported Earnings • Aug 15Second quarter 2024 earnings: EPS and revenues miss analyst expectationsSecond quarter 2024 results: US$2.44 loss per share (further deteriorated from US$2.07 loss in 2Q 2023). Revenue: US$2.97m (down 6.9% from 2Q 2023). Net loss: US$6.07m (loss widened 34% from 2Q 2023). Revenue missed analyst estimates by 5.9%. Earnings per share (EPS) also missed analyst estimates by 187%. Revenue is expected to decline by 24% p.a. on average during the next 2 years, while revenues in the Software industry in the US are expected to grow by 12%. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 20 percentage points per year, which is a significant difference in performance.
Reported Earnings • May 17First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2024 results: EPS: US$0.61 (up from US$2.47 loss in 1Q 2023). Revenue: US$4.68m (up 102% from 1Q 2023). Net income: US$1.49m (up US$6.88m from 1Q 2023). Profit margin: 32% (up from net loss in 1Q 2023). Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) exceeded analyst estimates. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 31 percentage points per year, which is a significant difference in performance.
공시 • Apr 30LM Funding America, Inc. Announces the Appointment of Marty Traber to Its Board of DirectorsLM Funding America, Inc. announced the appointment of Marty Traber to the Company’s Board of Directors. Mr. Traber, who previously served as a director for the Company from 2015-2021, replaces Todd Zhang, who is retiring from the board. Mr. Traber is currently the Chairman of the Skyway Capital Markets Group, where he oversees the organization’s strategic planning and growth, building on more than 40 years of experience in securities law and corporate finance. He is also a former partner of the international law firm of Foley & Lardner LLP, in Tampa, Florida, where he served in the firm’s Transactional & Securities and Private Equity & Venture Capital practices and was a member of its Technology Industry team. He is a founder of HCI Group, Inc., a New York Stock Exchange-listed company headquartered in Tampa that engages in various business activities, including homeowners’ insurance, reinsurance, real estate, and information technology where he also served on Its board from 2006 – 2018. From 2012 to 2013, he also served on the Board of Directors of Exeter Trust Company, Portsmouth, New Hampshire. He also joined the Board of Directors for Mad Mobile in March 2019. A founder of NorthStar Banking Corporation in Tampa, he served as a member of the Board of Directors of the bank holding company from 2007 to 2011. From 2009 to 2014, Mr. Traber served on the Board of Directors of JHS Capital Holdings, Tampa, and from 2010 to 2016, he served on the Advisory Board of Platinum Bank, Tampa. He has also advised a number of community banks from formation through ongoing operations and, in some cases, acquisition. In 2017, he was appointed to the Advisory Board of Retail Service Systems, LLC, Columbus, Ohio. Mr. Traber holds a Bachelor of Arts degree from Indiana University and a Juris Doctor degree from the Indiana School of Law, Indiana University, where he graduated magna cum laude and first in his class.
New Risk • Apr 02New major risk - Revenue and earnings growthEarnings have declined by 55% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$3.6m free cash flow). Share price has been highly volatile over the past 3 months (20% average weekly change). Earnings have declined by 55% per year over the past 5 years. Market cap is less than US$10m (US$8.38m market cap). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$14m net loss next year). Shareholders have been diluted in the past year (12% increase in shares outstanding).
Reported Earnings • Apr 02Full year 2023 earnings: EPS and revenues exceed analyst expectationsFull year 2023 results: US$6.98 loss per share (improved from US$13.41 loss in FY 2022). Revenue: US$13.0m (up US$11.3m from FY 2022). Net loss: US$15.9m (loss narrowed 46% from FY 2022). Revenue exceeded analyst estimates by 3.9%. Earnings per share (EPS) also surpassed analyst estimates by 9.1%. Over the last 3 years on average, earnings per share has fallen by 62% per year whereas the company’s share price has fallen by 58% per year.
공시 • Mar 28LM Funding America, Inc. Regains Compliance with Nasdaq Continued Listing RequirementsLM Funding America, Inc. ("LM Funding" or the “Company") announced that the Company received notice from Nasdaq on March 26, 2024, indicating that LM Funding had regained compliance with the minimum bid price requirement under Nasdaq Rule 5550(a)(2). Bruce M. Rodgers, Chairman and CEO of LM Funding, commented, “We are pleased to have regained compliance with the continued listing requirements of Nasdaq. The preservation of our Nasdaq listing is paramount to the Company, given the credibility and exposure it offers. As our business progresses and gains momentum, we believe our listing is vital to our mission of enhancing shareholder value and strategically aligning the Company for ongoing success".
공시 • Mar 09LM Funding Announces 1-for-6 Reverse Stock Split to Ensure Compliance with Nasdaq Continued Listing RequirementsLM Funding America, Inc. (‘LM Funding’) announced a 1-for-6 reverse stock split of its outstanding common stock, effective at 12:01 a.m. Eastern time on March 12, 2024. Beginning March 12, 2024, LM Funding’s common stock will trade on a split-adjusted basis. Bruce M. Rodgers, Chairman and Chief Executive Officer of LM Funding, stated, ‘We believe that our business fundamentals are currently strong and that we continue to make good progress, as evidenced by our 1700% year-over-year revenue growth in the third quarter of 2023. Notably, as previously reported, the stockholders’ equity of LM Funding was $35.9 million, or $2.45 per share (or $14.70 per share after giving effect to the reverse split announced today), as of September 30, 2023, and yet our current share price remains below the Nasdaq minimum bid price requirement of $1.00. We believe this share consolidation will not only ensure we meet the continued listing requirements, but also help us to attract a broader universe of investors, including institutional investors and retail brokers that encounter share price restrictions. Importantly, the pro-rata ownership of each shareholder will remain unchanged as a result of the reverse split, and we believe this share consolidation will tighten our public float and enhance our capital structure as we continue to execute on our business model.’ At LM Funding’s Annual Meeting of Shareholders (the ‘Annual Meeting’) held on November 9, 2023, the Company’s shareholders approved a proposal to amend the Company’s Certificate of Incorporation to effect a reverse stock split of its common stock at a ratio within the range of one-for-two (1:2) to one-for-ten (1:10), as determined by the Company’s Board of Directors. On February 23, 2024, the Board of Directors adopted a resolution approving and authorizing a 1-for-6 reverse split, and on March 7, 2024, LM Funding filed a Certificate of Amendment to its Certificate of Incorporation to effect the reverse stock split effective as of March 12, 2024. There will be no change to the total number of authorized shares of LM Funding Common Stock as set forth in the Certificate of Incorporation of the Company, as amended. Upon the effectiveness of the reverse stock split, every 6 shares of LM Funding’s issued and outstanding common stock will automatically be converted into one share of common stock. No fractional shares will be issued. Any fraction of a share of common stock that would be created as a result of the reverse stock split be rounded up to the next whole share.
Board Change • Feb 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Todd Zhang was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Nov 29Mint Capital Advisor Provides Information to Shareholders of LM Funding AmericaOn November 27, 2023, Mint Capital Advisor Ltd. announced that while the group was formed with the intent of nominating directors to LM Funding America, Inc.’s Board at the annual meeting, Mint Capital Advisors has decided not to pursue the nomination. Mint Capital Advisors added that it intends to continue to work independently to drive stockholder value at the Company.
Reported Earnings • Nov 17Third quarter 2023 earnings: EPS and revenues exceed analyst expectationsThird quarter 2023 results: US$0.33 loss per share (improved from US$0.51 loss in 3Q 2022). Net loss: US$4.42m (loss narrowed 34% from 3Q 2022). Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 27%. Revenue is expected to decline by 27% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in the US are expected to grow by 5.4%. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has fallen by 53% per year, which means it is performing significantly worse than earnings.
Major Estimate Revision • Oct 25Consensus revenue estimates fall by 18%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$14.9m to US$12.2m. Forecast losses increased from -US$1.66 to -US$1.89 per share. Diversified Financial industry in the US expected to see average net income growth of 16% next year. Consensus price target down from US$2.00 to US$1.00. Share price was steady at US$0.44 over the past week.
New Risk • Oct 21New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 9.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$14m free cash flow). Market cap is less than US$10m (US$6.82m market cap). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$23m net loss in 2 years). Share price has been volatile over the past 3 months (9.7% average weekly change). Shareholders have been diluted in the past year (12% increase in shares outstanding).
공시 • Oct 14Nasdaq Grants LM Funding America An Additional 180 Calendar Days, or Until April 8, 2024, To Regain Compliance With Nasdaq Listing RuleAs previously reported, on April 14, 2023, LM Funding America, Inc. (the “Company”) received a letter from The Nasdaq Stock Market LLC (“Nasdaq”) indicating that the Company’s consolidated closing bid price has been below $1.00 per share for 30 consecutive business days as of April 13, 2023, and that, therefore, the Company was not in compliance with Nasdaq Listing Rule 5550(a)(2), which is the minimum bid price requirement for continued listing on The Nasdaq Capital Market. In accordance with Nasdaq’s listing rules, the Company was afforded 180 days, or until October 11, 2023, to regain compliance. The Company was unable to regain compliance with the bid price requirement by October 11, 2023. However, on October 12, 2023, the Company received a notice from Nasdaq granting the Company an additional 180 calendar days, or until April 8, 2024, to regain compliance with the minimum $1.00 bid price per share requirement for continued listing on the Nasdaq Capital Market. Nasdaq determined that the Company is eligible for the second compliance period due to the Company meeting the continued listing requirement for market value of publicly held shares and all other applicable requirements for initial listing on the Nasdaq Capital Market, with the exception of the bid price requirement, and the Company’s written notice of its intention to cure the deficiency during the second compliance period by effecting a reverse stock split, if necessary. To regain compliance during the additional time period, the closing bid price of the Company’s security must be at least $1.00 per share for a minimum of ten (10) consecutive business days. If the Company does not regain compliance within the allotted additional 180-day compliance period, the Company’s common stock would be subject to delisting unless it requested a hearing before an independent Nasdaq Hearings Panel. A request for a hearing would stay any suspension or delisting action pending the hearing and any additional extension period granted by the Panel. The Company intends to monitor the closing bid price of the Company’s common stock and consider its available options to resolve the non-compliance with the minimum bid price requirement. The Company’s receipt of the notice does not affect the Company’s business, operations or reporting requirements with the Securities and Exchange Commission. However, there can be no assurance that the Company will be able to regain compliance with the minimum bid price requirement or will otherwise be in compliance with other Nasdaq listing criteria.
공시 • Sep 26LM Funding America, Inc., Annual General Meeting, Nov 09, 2023LM Funding America, Inc., Annual General Meeting, Nov 09, 2023, at 15:00 Eastern Standard Time. Location: 1200 West Platt Street, Suite 100 Tampa Florida United States Agenda: To elect two Class I directors to hold office for a three-year term ending at the third annual meeting of stockholders following their election; To ratify the appointment of MaloneBailey, LLP as the Companys independent auditor to audit the Companys 2023 financial statements; ; and to discuss other matters.
Major Estimate Revision • Aug 21Consensus EPS estimates fall by 26%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$15.2m to US$14.9m. Losses expected to increase from US$1.32 per share to US$1.66. Diversified Financial industry in the US expected to see average net income growth of 16% next year. Consensus price target of US$2.00 unchanged from last update. Share price fell 7.6% to US$0.58 over the past week.
Reported Earnings • Aug 14Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2023 results: US$0.34 loss per share (down from US$0.22 profit in 2Q 2022). Net loss: US$4.55m (down 260% from profit in 2Q 2022). Revenue exceeded analyst estimates by 10%. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to stay flat during the next 3 years compared to a 5.6% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 46% per year, which means it is significantly lagging earnings.
New Risk • Jul 29New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: US$9.82m This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$18m free cash flow). Share price has been highly volatile over the past 3 months (15% average weekly change). Market cap is less than US$10m (US$9.82m market cap). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$21m net loss in 2 years). Shareholders have been diluted in the past year (12% increase in shares outstanding). Revenue is less than US$5m (US$3.8m revenue).
New Risk • Jul 13New major risk - Revenue and earnings growthEarnings have declined by 33% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-US$18m free cash flow). Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings have declined by 33% per year over the past 5 years. Minor Risks Shareholders have been diluted in the past year (12% increase in shares outstanding). Revenue is less than US$5m (US$3.8m revenue). Market cap is less than US$100m (US$10.8m market cap).
공시 • May 25LM Funding America, Inc. (NasdaqCM:LMFA) made a stalking horse bid to acquire assets of Symbiont.io, Inc. for $2.6 million.LM Funding America, Inc. (NasdaqCM:LMFA) made a stalking horse bid to acquire assets of Symbiont.io, Inc. for $2.6 million on May 23, 2023. The transaction is subject to bankruptcy court.
Reported Earnings • May 18First quarter 2023 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2023 results: US$0.41 loss per share (improved from US$0.44 loss in 1Q 2022). Net loss: US$5.39m (loss narrowed 6.0% from 1Q 2022). Revenue exceeded analyst estimates by 10%. Earnings per share (EPS) also surpassed analyst estimates by 6.8%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.9% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has fallen by 47% per year, which means it is significantly lagging earnings.
Major Estimate Revision • Apr 05Consensus revenue estimates increase by 25%The consensus outlook for revenues in fiscal year 2023 has improved. 2023 revenue forecast increased from US$10.9m to US$13.6m. Forecast losses expected to reduce from -US$1.70 to -US$1.53 per share. Diversified Financial industry in the US expected to see average net income growth of 1.0% next year. Consensus price target of US$2.00 unchanged from last update. Share price rose 8.7% to US$0.79 over the past week.
Price Target Changed • Feb 14Price target decreased by 33% to US$2.00Down from US$3.00, the current price target is provided by 1 analyst. New target price is 110% above last closing price of US$0.95. Stock is down 74% over the past year. The company is forecast to post a net loss per share of US$0.92 compared to earnings per share of US$0.70 last year.
공시 • Jan 05Lm Funding America, Inc. Announces Executive AppointmentsLM Funding America, Inc. appointed Andrew L. Graham, Frederick Mills and Frank Silcox as Class III directors.
Seeking Alpha • Oct 19LMF Acquisition shareholders approve business combination with SeaStar MedicalThe shareholders of LMF Acquisition Opportunities (NASDAQ:LMAO), a special purpose acquisition company sponsored by LM Funding America (NASDAQ:LMFA), have approved a business combination with the medical technology company SeaStar Medical. SeaStar Medical had agreed to go public in the U.S. via a merger with the SPAC in April in a deal that valued the former at $85M. In a special meeting of the stockholders held on Oct. 18, more than 96% of the votes cast were in favor of the business combination. ~79% of LMAO's issued and outstanding shareholders had cast their votes at the meeting. Post the closing of the business combination, LMAO will be renamed SeaStar Medical Holding. The shares and warrants are expected to begin trading on Nasdaq under the new ticker symbols ICU and ICUCW, respectively. LMAO shares were trading +13.27% pre-market. Source: Press Release
Seeking Alpha • Sep 08LM Funding America agrees with Core Scientific to operate 1,200 bitcoin mining machinesLM Funding America (NASDAQ:LMFA) entered into a hosting agreement with Core Scientific to host and operate 1,200 bitcoin mining machines with the potential to expand. Separately, the technology-based specialty finance company said it is purchasing 400 S19J Pro Miner Machines (S19J Pro) (100 TH/s) from Bitmain for ~$1.26M, bringing LMFA's total miner fleet to over 5,400 machines purchased. "We believe in Bitcoin's long term growth and are committed to acquiring Bitcoin efficiently," CEO Bruce Rodgers said. Source: Press Release
Seeking Alpha • Aug 17LM Funding America GAAP EPS of $0.22, revenue of $0.23MLM Funding America press release (NASDAQ:LMFA): Q2 GAAP EPS of $0.22. Revenue of $0.23M (-30.3% Y/Y). Shares +2.98% PM.
Reported Earnings • May 18First quarter 2022 earnings released: US$0.44 loss per share (vs US$0.87 profit in 1Q 2021)First quarter 2022 results: US$0.44 loss per share (down from US$0.87 profit in 1Q 2021). Net loss: US$5.73m (down 231% from profit in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has fallen by 44% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • May 10Investor sentiment deteriorated over the past weekAfter last week's 29% share price decline to US$1.63, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 8x in the Diversified Financial industry in the US. Total loss to shareholders of 75% over the past three years.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. Independent Director Frank Silcox was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Apr 11Investor sentiment deteriorated over the past weekAfter last week's 19% share price decline to US$2.43, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 8x in the Diversified Financial industry in the US. Total loss to shareholders of 65% over the past three years.
Reported Earnings • Apr 02Full year 2021 earnings released: EPS: US$0.70 (vs US$2.50 loss in FY 2020)Full year 2021 results: EPS: US$0.70 (up from US$2.50 loss in FY 2020). Net income: US$4.76m (up US$8.82m from FY 2020). Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has fallen by 25% per year, which means it is significantly lagging earnings.
Board Change • Mar 31Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. Independent Director Frank Silcox was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.