View ValuationExzeo Group 향후 성장Future 기준 점검 1/6Exzeo Group은 연간 수입과 매출이 각각 16.6%와 11.5% 증가할 것으로 예상되고 EPS는 연간 10.9%만큼 증가할 것으로 예상됩니다.핵심 정보16.6%이익 성장률10.92%EPS 성장률Insurance 이익 성장2.1%매출 성장률11.5%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트02 Jun 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesBuy Or Sell Opportunity • Jul 01Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 26% to US$17.99. The fair value is estimated to be US$14.62, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 44% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 8.3% in a year. Earnings are forecast to grow by 16% in the next year.공시 • Jun 29+ 4 more updatesExzeo Group, Inc.(NYSE:XZO) dropped from Russell 3000E Value BenchmarkExzeo Group, Inc.(NYSE:XZO) dropped from Russell 3000E Value BenchmarkValuation Update With 7 Day Price Move • Jun 26Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$15.93, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.속보 • Jun 13Exzeo Group Authorizes US$12 Million Buyback and Expands Carrier Partnerships After Q1 RecognitionExzeo Group, Inc. has been listed among the “10 Best Insurance Stocks to Buy Following Q1 Earnings” by a recent research piece. On May 26, the Board of Directors authorized a new share repurchase program for up to US$12 million of the company’s common stock. The company reported continued momentum across its platform, including growth in managed premiums and the addition of a seventh insurance carrier partner. Being included in a focused insurance stock list, alongside the new buyback authorization and added carrier partner, points to a company working to strengthen both its operating platform and its capital deployment approach. You may want to pay attention to how quickly Exzeo uses the repurchase capacity and whether managed premium trends and carrier relationships continue to support scale in the business model.속보 • May 27Exzeo Group Approves Up To $12 Million Share Buyback Reflecting Confidence in Long-Term ValueExzeo Group’s board authorized a new stock repurchase program of up to $12 million of common shares. The buyback will be executed under Rule 10b5-1, which allows purchases to continue during trading blackout periods. Management linked the decision to confidence in Exzeo’s long-term value and its current cash flow position. The key signal here is that the board is willing to allocate capital to equity repurchases. This usually reflects a view that the current share price is an acceptable use of cash relative to other options such as debt reduction or internal investment. It is still important to watch how quickly the company actually uses the $12 million authorization, since the wording makes clear that execution depends on market conditions and the program may not be fully completed.Seeking Alpha • May 27Exzeo: Post-Earnings Selloff Met With A BuybackSummary Exzeo (XZO) delivered Q1 pre-tax operating income and managed premium above guidance, with strong cash conversion and a robust $330 million cash balance. XZO maintains conservative full-year guidance, expecting managed premium to reach $1.55 billion and EBIT of $115-125 million, despite industry headwinds and limited analyst coverage. Valuation remains attractive at 7x EV/’26 EBITDA and 11.5% FCF yield, supported by high margins, AI-driven innovation, and a new $12 million buyback program. Key risks include reliance on HCI for managed premium and the need to grow third-party customer adoption to ensure long-term independence. Read the full article on Seeking Alpha공시 • May 26Exzeo Group, Inc. (NYSE:XZO) announces an Equity Buyback for $12 million worth of its shares.Exzeo Group, Inc. (NYSE:XZO) announces a share repurchase program. Under the program, the company will repurchase up to $12 million worth of its shares.Valuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$13.38, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.22 (vs US$0.22 in 1Q 2025)First quarter 2026 results: EPS: US$0.22 (up from US$0.22 in 1Q 2025). Revenue: US$58.0m (up 9.9% from 1Q 2025). Net income: US$19.8m (up 16% from 1Q 2025). Profit margin: 34% (up from 32% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in the US.Valuation Update With 7 Day Price Move • Apr 17Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$11.78 per share.공시 • Apr 14Exzeo Group, Inc. to Report Q1, 2026 Results on May 06, 2026Exzeo Group, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026공시 • Apr 10Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026. Location: 1000 century park drive, tampa, florida, United StatesBuy Or Sell Opportunity • Mar 31Now 25% overvaluedOver the last 90 days, the stock has fallen 40% to US$14.67. The fair value is estimated to be US$11.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 40% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 36% in the next 2 years.Reported Earnings • Feb 28Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$0.99 (up from US$0.19 in FY 2024). Revenue: US$221.3m (up 65% from FY 2024). Net income: US$82.7m (up 463% from FY 2024). Profit margin: 37% (up from 11% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Insurance industry in the US.Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.77 per share.공시 • Feb 05Exzeo Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026Exzeo Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026Recent Insider Transactions • Dec 23President & Director recently bought US$245k worth of stockOn the 18th of December, Kevin Mitchell bought around 13k shares on-market at roughly US$19.58 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$1.1m. Kevin has been a buyer over the last 12 months, purchasing a net total of US$266k worth in shares.Valuation Update With 7 Day Price Move • Dec 23Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$23.19, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 15x in the Software industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.31 per share.Reported Earnings • Dec 11Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.25. Revenue: US$56.3m (up 52% from 3Q 2024). Net income: US$21.2m (up US$21.2m from 3Q 2024). Profit margin: 38% (up from 0% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.2%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in the US.Buy Or Sell Opportunity • Dec 10Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at US$17.45. The fair value is estimated to be US$14.39, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 65% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 39% in 2 years. Earnings are forecast to grow by 84% in the next 2 years.공시 • Nov 26Exzeo Group, Inc. to Report Q3, 2025 Results on Dec 10, 2025Exzeo Group, Inc. announced that they will report Q3, 2025 results After-Market on Dec 10, 2025Valuation Update With 7 Day Price Move • Nov 20Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$14.59, the stock trades at a trailing P/E ratio of 24.4x. Average trailing P/E is 30x in the Software industry in the US.Recent Insider Transactions • Nov 09CEO & Chairman recently bought US$1.1m worth of stockOn the 6th of November, Pareshbhai Patel bought around 50k shares on-market at roughly US$21.00 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Pareshbhai's only on-market trade for the last 12 months.Board Change • Nov 05Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Bob Lopes was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Nov 05Exzeo Group, Inc. has completed an IPO in the amount of $168 million.Exzeo Group, Inc. has completed an IPO in the amount of $168 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 8,000,000 Price\Range: $21 Discount Per Security: $1.47 Transaction Features: Reserved Share Offering; Sponsor Backed Offering이익 및 매출 성장 예측NYSE:XZO - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2027275109129134312/31/20262369010711033/31/202622782104106N/A12/31/20252217997100N/A9/30/202521169295298N/A6/30/202518454214217N/A3/31/202515733192195N/A12/31/202413415189192N/A12/31/20238835659N/A12/31/202246-46-20-17N/A9/30/202195-242830N/A6/30/202173-194142N/A3/31/202159-144749N/A12/31/202052-122930N/A12/31/201922-7N/A33N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: XZO 의 연간 예상 수익 증가율(16.6%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: XZO 의 연간 수익(16.6%)이 US 시장(18.4%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: XZO 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: XZO 의 수익(연간 11.5%)이 US 시장(연간 12.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: XZO 의 수익(연간 11.5%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: XZO의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/05 20:36종가2026/07/02 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Exzeo Group, Inc.는 3명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Matthew CarlettiCitizens JMP Securities, LLCTerrell TillmanTruist SecuritiesDylan BeckerWilliam Blair & Company L.L.C.
Buy Or Sell Opportunity • Jul 01Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 26% to US$17.99. The fair value is estimated to be US$14.62, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 44% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 8.3% in a year. Earnings are forecast to grow by 16% in the next year.
공시 • Jun 29+ 4 more updatesExzeo Group, Inc.(NYSE:XZO) dropped from Russell 3000E Value BenchmarkExzeo Group, Inc.(NYSE:XZO) dropped from Russell 3000E Value Benchmark
Valuation Update With 7 Day Price Move • Jun 26Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$15.93, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.
속보 • Jun 13Exzeo Group Authorizes US$12 Million Buyback and Expands Carrier Partnerships After Q1 RecognitionExzeo Group, Inc. has been listed among the “10 Best Insurance Stocks to Buy Following Q1 Earnings” by a recent research piece. On May 26, the Board of Directors authorized a new share repurchase program for up to US$12 million of the company’s common stock. The company reported continued momentum across its platform, including growth in managed premiums and the addition of a seventh insurance carrier partner. Being included in a focused insurance stock list, alongside the new buyback authorization and added carrier partner, points to a company working to strengthen both its operating platform and its capital deployment approach. You may want to pay attention to how quickly Exzeo uses the repurchase capacity and whether managed premium trends and carrier relationships continue to support scale in the business model.
속보 • May 27Exzeo Group Approves Up To $12 Million Share Buyback Reflecting Confidence in Long-Term ValueExzeo Group’s board authorized a new stock repurchase program of up to $12 million of common shares. The buyback will be executed under Rule 10b5-1, which allows purchases to continue during trading blackout periods. Management linked the decision to confidence in Exzeo’s long-term value and its current cash flow position. The key signal here is that the board is willing to allocate capital to equity repurchases. This usually reflects a view that the current share price is an acceptable use of cash relative to other options such as debt reduction or internal investment. It is still important to watch how quickly the company actually uses the $12 million authorization, since the wording makes clear that execution depends on market conditions and the program may not be fully completed.
Seeking Alpha • May 27Exzeo: Post-Earnings Selloff Met With A BuybackSummary Exzeo (XZO) delivered Q1 pre-tax operating income and managed premium above guidance, with strong cash conversion and a robust $330 million cash balance. XZO maintains conservative full-year guidance, expecting managed premium to reach $1.55 billion and EBIT of $115-125 million, despite industry headwinds and limited analyst coverage. Valuation remains attractive at 7x EV/’26 EBITDA and 11.5% FCF yield, supported by high margins, AI-driven innovation, and a new $12 million buyback program. Key risks include reliance on HCI for managed premium and the need to grow third-party customer adoption to ensure long-term independence. Read the full article on Seeking Alpha
공시 • May 26Exzeo Group, Inc. (NYSE:XZO) announces an Equity Buyback for $12 million worth of its shares.Exzeo Group, Inc. (NYSE:XZO) announces a share repurchase program. Under the program, the company will repurchase up to $12 million worth of its shares.
Valuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$13.38, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.
Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.22 (vs US$0.22 in 1Q 2025)First quarter 2026 results: EPS: US$0.22 (up from US$0.22 in 1Q 2025). Revenue: US$58.0m (up 9.9% from 1Q 2025). Net income: US$19.8m (up 16% from 1Q 2025). Profit margin: 34% (up from 32% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in the US.
Valuation Update With 7 Day Price Move • Apr 17Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$11.78 per share.
공시 • Apr 14Exzeo Group, Inc. to Report Q1, 2026 Results on May 06, 2026Exzeo Group, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026
공시 • Apr 10Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026. Location: 1000 century park drive, tampa, florida, United States
Buy Or Sell Opportunity • Mar 31Now 25% overvaluedOver the last 90 days, the stock has fallen 40% to US$14.67. The fair value is estimated to be US$11.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 40% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 36% in the next 2 years.
Reported Earnings • Feb 28Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$0.99 (up from US$0.19 in FY 2024). Revenue: US$221.3m (up 65% from FY 2024). Net income: US$82.7m (up 463% from FY 2024). Profit margin: 37% (up from 11% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Insurance industry in the US.
Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.77 per share.
공시 • Feb 05Exzeo Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026Exzeo Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026
Recent Insider Transactions • Dec 23President & Director recently bought US$245k worth of stockOn the 18th of December, Kevin Mitchell bought around 13k shares on-market at roughly US$19.58 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$1.1m. Kevin has been a buyer over the last 12 months, purchasing a net total of US$266k worth in shares.
Valuation Update With 7 Day Price Move • Dec 23Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$23.19, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 15x in the Software industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.31 per share.
Reported Earnings • Dec 11Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.25. Revenue: US$56.3m (up 52% from 3Q 2024). Net income: US$21.2m (up US$21.2m from 3Q 2024). Profit margin: 38% (up from 0% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.2%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in the US.
Buy Or Sell Opportunity • Dec 10Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at US$17.45. The fair value is estimated to be US$14.39, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 65% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 39% in 2 years. Earnings are forecast to grow by 84% in the next 2 years.
공시 • Nov 26Exzeo Group, Inc. to Report Q3, 2025 Results on Dec 10, 2025Exzeo Group, Inc. announced that they will report Q3, 2025 results After-Market on Dec 10, 2025
Valuation Update With 7 Day Price Move • Nov 20Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$14.59, the stock trades at a trailing P/E ratio of 24.4x. Average trailing P/E is 30x in the Software industry in the US.
Recent Insider Transactions • Nov 09CEO & Chairman recently bought US$1.1m worth of stockOn the 6th of November, Pareshbhai Patel bought around 50k shares on-market at roughly US$21.00 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Pareshbhai's only on-market trade for the last 12 months.
Board Change • Nov 05Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Bob Lopes was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Nov 05Exzeo Group, Inc. has completed an IPO in the amount of $168 million.Exzeo Group, Inc. has completed an IPO in the amount of $168 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 8,000,000 Price\Range: $21 Discount Per Security: $1.47 Transaction Features: Reserved Share Offering; Sponsor Backed Offering