View ValuationExzeo Group 향후 성장Future 기준 점검 1/6Exzeo Group은 연간 수입과 매출이 각각 16.6%와 11.5% 증가할 것으로 예상되고 EPS는 연간 10.9%만큼 증가할 것으로 예상됩니다.핵심 정보16.6%이익 성장률10.92%EPS 성장률Insurance 이익 성장1.9%매출 성장률11.5%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트07 May 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesValuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$13.38, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.22 (vs US$0.22 in 1Q 2025)First quarter 2026 results: EPS: US$0.22 (up from US$0.22 in 1Q 2025). Revenue: US$58.0m (up 9.9% from 1Q 2025). Net income: US$19.8m (up 16% from 1Q 2025). Profit margin: 34% (up from 32% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in the US.Valuation Update With 7 Day Price Move • Apr 17Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$11.78 per share.공시 • Apr 14Exzeo Group, Inc. to Report Q1, 2026 Results on May 06, 2026Exzeo Group, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026공시 • Apr 10Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026. Location: 1000 century park drive, tampa, florida, United StatesBuy Or Sell Opportunity • Mar 31Now 25% overvaluedOver the last 90 days, the stock has fallen 40% to US$14.67. The fair value is estimated to be US$11.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 40% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 36% in the next 2 years.Seeking Alpha • Mar 19Exzeo: Under The Radar And GleamingSummary Exzeo, majority-owned by HCI Group, delivers property-specific risk analysis technology, enabling superior underwriting and margin expansion. XZO posted Q4 revenue of $53.3M, adjusted EBITDA of $28M, and expanding margins, trading at less than 16x earnings and ~10x EBITDA. AI disintermediation fears are overblown; XZO’s proprietary datasets and new third-party partnerships underpin defensible, scalable growth. Guidance appears conservative versus momentum; valuation is compelling with high cash conversion, robust growth, and potential for further upside. Read the full article on Seeking AlphaReported Earnings • Feb 28Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$0.99 (up from US$0.19 in FY 2024). Revenue: US$221.3m (up 65% from FY 2024). Net income: US$82.7m (up 463% from FY 2024). Profit margin: 37% (up from 11% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Insurance industry in the US.Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.77 per share.공시 • Feb 05Exzeo Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026Exzeo Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026Recent Insider Transactions • Dec 23President & Director recently bought US$245k worth of stockOn the 18th of December, Kevin Mitchell bought around 13k shares on-market at roughly US$19.58 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$1.1m. Kevin has been a buyer over the last 12 months, purchasing a net total of US$266k worth in shares.Valuation Update With 7 Day Price Move • Dec 23Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$23.19, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 15x in the Software industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.31 per share.Reported Earnings • Dec 11Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.25. Revenue: US$56.3m (up 52% from 3Q 2024). Net income: US$21.2m (up US$21.2m from 3Q 2024). Profit margin: 38% (up from 0% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.2%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in the US.Buy Or Sell Opportunity • Dec 10Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at US$17.45. The fair value is estimated to be US$14.39, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 65% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 39% in 2 years. Earnings are forecast to grow by 84% in the next 2 years.공시 • Nov 26Exzeo Group, Inc. to Report Q3, 2025 Results on Dec 10, 2025Exzeo Group, Inc. announced that they will report Q3, 2025 results After-Market on Dec 10, 2025Valuation Update With 7 Day Price Move • Nov 20Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$14.59, the stock trades at a trailing P/E ratio of 24.4x. Average trailing P/E is 30x in the Software industry in the US.Recent Insider Transactions • Nov 09CEO & Chairman recently bought US$1.1m worth of stockOn the 6th of November, Pareshbhai Patel bought around 50k shares on-market at roughly US$21.00 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Pareshbhai's only on-market trade for the last 12 months.Board Change • Nov 05Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Bob Lopes was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Nov 05Exzeo Group, Inc. has completed an IPO in the amount of $168 million.Exzeo Group, Inc. has completed an IPO in the amount of $168 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 8,000,000 Price\Range: $21 Discount Per Security: $1.47 Transaction Features: Reserved Share Offering; Sponsor Backed Offering이익 및 매출 성장 예측NYSE:XZO - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2027275109129132312/31/20262369010711033/31/202622782104106N/A12/31/20252217997100N/A9/30/202521169295298N/A6/30/202518454214217N/A3/31/202515733192195N/A12/31/202413415189192N/A12/31/20238835659N/A12/31/202246-46-20-17N/A9/30/202195-242830N/A6/30/202173-194142N/A3/31/202159-144749N/A12/31/202052-122930N/A12/31/201922-7N/A33N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: XZO 의 연간 예상 수익 증가율(16.6%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: XZO 의 연간 수익(16.6%)이 US 시장(16.8%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: XZO 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: XZO 의 수익(연간 11.5%)이 US 시장(연간 11.6%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: XZO 의 수익(연간 11.5%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: XZO의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 11:32종가2026/05/20 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Exzeo Group, Inc.는 3명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Matthew CarlettiCitizens JMP Securities, LLCTerrell TillmanTruist SecuritiesDylan BeckerWilliam Blair & Company L.L.C.
Valuation Update With 7 Day Price Move • May 14Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$13.38, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$14.62 per share.
Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.22 (vs US$0.22 in 1Q 2025)First quarter 2026 results: EPS: US$0.22 (up from US$0.22 in 1Q 2025). Revenue: US$58.0m (up 9.9% from 1Q 2025). Net income: US$19.8m (up 16% from 1Q 2025). Profit margin: 34% (up from 32% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in the US.
Valuation Update With 7 Day Price Move • Apr 17Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 10x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$11.78 per share.
공시 • Apr 14Exzeo Group, Inc. to Report Q1, 2026 Results on May 06, 2026Exzeo Group, Inc. announced that they will report Q1, 2026 results After-Market on May 06, 2026
공시 • Apr 10Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026Exzeo Group, Inc., Annual General Meeting, Jun 09, 2026. Location: 1000 century park drive, tampa, florida, United States
Buy Or Sell Opportunity • Mar 31Now 25% overvaluedOver the last 90 days, the stock has fallen 40% to US$14.67. The fair value is estimated to be US$11.78, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 40% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 25% in 2 years. Earnings are forecast to grow by 36% in the next 2 years.
Seeking Alpha • Mar 19Exzeo: Under The Radar And GleamingSummary Exzeo, majority-owned by HCI Group, delivers property-specific risk analysis technology, enabling superior underwriting and margin expansion. XZO posted Q4 revenue of $53.3M, adjusted EBITDA of $28M, and expanding margins, trading at less than 16x earnings and ~10x EBITDA. AI disintermediation fears are overblown; XZO’s proprietary datasets and new third-party partnerships underpin defensible, scalable growth. Guidance appears conservative versus momentum; valuation is compelling with high cash conversion, robust growth, and potential for further upside. Read the full article on Seeking Alpha
Reported Earnings • Feb 28Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$0.99 (up from US$0.19 in FY 2024). Revenue: US$221.3m (up 65% from FY 2024). Net income: US$82.7m (up 463% from FY 2024). Profit margin: 37% (up from 11% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.1% growth forecast for the Insurance industry in the US.
Valuation Update With 7 Day Price Move • Feb 05Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$17.50, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Insurance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.77 per share.
공시 • Feb 05Exzeo Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026Exzeo Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026
Recent Insider Transactions • Dec 23President & Director recently bought US$245k worth of stockOn the 18th of December, Kevin Mitchell bought around 13k shares on-market at roughly US$19.58 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$1.1m. Kevin has been a buyer over the last 12 months, purchasing a net total of US$266k worth in shares.
Valuation Update With 7 Day Price Move • Dec 23Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$23.19, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 15x in the Software industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$10.31 per share.
Reported Earnings • Dec 11Third quarter 2025 earnings: EPS exceeds analyst expectationsThird quarter 2025 results: EPS: US$0.25. Revenue: US$56.3m (up 52% from 3Q 2024). Net income: US$21.2m (up US$21.2m from 3Q 2024). Profit margin: 38% (up from 0% in 3Q 2024). The increase in margin was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 4.2%. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in the US.
Buy Or Sell Opportunity • Dec 10Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at US$17.45. The fair value is estimated to be US$14.39, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 65% over the last year. Meanwhile, the company has become profitable. Revenue is forecast to grow by 39% in 2 years. Earnings are forecast to grow by 84% in the next 2 years.
공시 • Nov 26Exzeo Group, Inc. to Report Q3, 2025 Results on Dec 10, 2025Exzeo Group, Inc. announced that they will report Q3, 2025 results After-Market on Dec 10, 2025
Valuation Update With 7 Day Price Move • Nov 20Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to US$14.59, the stock trades at a trailing P/E ratio of 24.4x. Average trailing P/E is 30x in the Software industry in the US.
Recent Insider Transactions • Nov 09CEO & Chairman recently bought US$1.1m worth of stockOn the 6th of November, Pareshbhai Patel bought around 50k shares on-market at roughly US$21.00 per share. This transaction amounted to 3.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Pareshbhai's only on-market trade for the last 12 months.
Board Change • Nov 05Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Bob Lopes was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Nov 05Exzeo Group, Inc. has completed an IPO in the amount of $168 million.Exzeo Group, Inc. has completed an IPO in the amount of $168 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 8,000,000 Price\Range: $21 Discount Per Security: $1.47 Transaction Features: Reserved Share Offering; Sponsor Backed Offering