Unum Group

NYSE:UNM 주식 리포트

시가총액: US$13.5b

Unum Group 과거 순이익 실적

과거 기준 점검 2/6

Unum Group은 연평균 5.8%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 14.6% 증가했습니다. 매출은 연평균 0.8%의 비율로 증가했습니다. Unum Group의 자기자본이익률은 7.2%이고 순이익률은 5.9%입니다.

핵심 정보

5.76%

순이익 성장률

8.65%

주당순이익(EPS) 성장률

Insurance 산업 성장률8.02%
매출 성장률0.75%
자기자본이익률7.17%
순이익률5.86%
다음 순이익 업데이트28 Jul 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 • May 02

UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds

Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.
Seeking Alpha • Apr 23

Unum: Careful About Investing In Insurance Right Now

Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking Alpha
내러티브 업데이트 • Jan 27

UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds

Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.
내러티브 업데이트 • Jan 10

UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power

Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.
분석 기사 • Sep 21

Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...
분석 기사 • Aug 01

Unum Group Just Missed Earnings - But Analysts Have Updated Their Models

It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...
분석 기사 • Jul 14

Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...
Seeking Alpha • Mar 14

Unum: Progress In LTC Creates Room For More Upside

Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking Alpha
Seeking Alpha • Jan 14

Unum Group Stock Seems To Be Undervalued

Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking Alpha
Seeking Alpha • Nov 01

Unum Group: Revisiting Quant's Strong-Buy Insurer

Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking Alpha
Seeking Alpha • Sep 19

Unum: Core Business Strength Comes Into Greater Focus

Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
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새로운 내러티브 • Aug 23

Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market

Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.
Seeking Alpha • Jul 18

Unum: Diversify Your Portfolio With This Undervalued Dividend Grower

Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking Alpha
Seeking Alpha • Jun 20

Unum: Strong Core Business Offsets Ongoing LTC Uncertainty

Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking Alpha
Seeking Alpha • Apr 08

Unum Group: Further Stock Growth Likely In 2024

Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking Alpha
Seeking Alpha • Mar 26

Unum Group: Solid Underwriters Make Happy Shareholders

Summary Unum Group is a provider of workplace life and disability insurance, with a focus on customers with less than 2,000 employees. The company has consistently earned profits, even during the 2008 Recession and the events of COVID. With a healthy balance sheet, consistent earnings growth, and a strong pricing power, UNM is an overlooked buy in the insurance industry. Read the full article on Seeking Alpha

매출 및 비용 세부 내역

Unum Group가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.

순이익 및 매출 추이

NYSE:UNM 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 2613,3397811,2170
31 Dec 2513,0767391,2010
30 Sep 2513,0689131,1820
30 Jun 2512,9071,5191,1790
31 Mar 2512,7791,5731,1830
31 Dec 2412,8871,7791,1790
30 Sep 2412,7961,7611,2030
30 Jun 2412,6711,3171,2110
31 Mar 2412,5501,3211,2100
31 Dec 2312,3861,2841,1790
30 Sep 2312,2461,2421,1820
30 Jun 2312,1121,5511,1700
31 Mar 2312,0401,5251,1360
31 Dec 2211,9841,4071,1090
30 Sep 2211,9581,2781,0790
30 Jun 2211,9691,0961,0340
31 Mar 2211,9229121,0220
31 Dec 2112,0089811,0100
30 Sep 2113,3088001,0020
30 Jun 2113,3357021,0130
31 Mar 2113,3637859990
31 Dec 2013,1627931,0020
30 Sep 2011,9239549470
30 Jun 2011,8879659210
31 Mar 2011,8829809110
31 Dec 1911,9991,1009280
30 Sep 1911,8451,0538970
30 Jun 1911,8135278940
31 Mar 1911,6875318910
31 Dec 1811,5995238860
30 Sep 1811,5575418680
30 Jun 1811,4481,0788670
31 Mar 1811,3801,0388650
31 Dec 1711,2879948520
30 Sep 1711,2449758620
30 Jun 1711,1889598480
31 Mar 1711,1289518340
31 Dec 1611,0479318390
30 Sep 1610,9729108320
30 Jun 1610,8678778280
31 Mar 1610,8098658300
31 Dec 1510,7318678350
30 Sep 1510,6483598380
30 Jun 1510,6043748380

양질의 수익: UNM는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: UNM의 현재 순 이익률 (5.9%)은 지난해 (12.3%)보다 낮습니다.

잉여현금흐름 대비 순이익 분석

과거 순이익 성장 분석

수익추이: UNM의 수익은 지난 5년 동안 연평균 5.8% 증가했습니다.

성장 가속화: UNM은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.

수익 대 산업: UNM은 지난 1년 동안 수익이 감소(-50.3%)하여 Insurance 업계 평균(36.2%)과 비교하기 어렵습니다.

자기자본이익률

높은 ROE: UNM의 자본 수익률(7.2%)은 낮음으로 평가됩니다.

총자산이익률

투하자본수익률

우수한 과거 실적 기업을 찾아보세요

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기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/22 15:07
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

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분석가 소스

Unum Group는 28명의 분석가가 다루고 있습니다. 이 중 8명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Jay GelbBarclays
Taylor ScottBarclays
Eric BergBarclays