Unum Group (UNM) 주식 개요
Unum Group은 자회사와 함께 미국, 영국, 폴란드에서 금융 보호 혜택 솔루션을 제공하고 있습니다. 자세히 보기
UNM Community Fair Values
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Analyst Price Targets
Unum Group 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$90.56 |
| 52주 최고가 | US$93.22 |
| 52주 최저가 | US$68.28 |
| 베타 | 0.26 |
| 1개월 변동 | 3.50% |
| 3개월 변동 | 11.58% |
| 1년 변동 | 30.51% |
| 3년 변동 | 83.25% |
| 5년 변동 | 239.81% |
| IPO 이후 변동 | 65.41% |
최근 뉴스 및 업데이트
Recent updates
내러티브 업데이트 • Jul 25
UNM: Long-Term Care Reinsurance Deal Will Support Future Capital Returns
The updated fair value estimate for Unum Group moves to $102.23 from $100.08 as analysts factor in higher price targets, including recent revisions up to a range of $88 to $123, supported by views that life insurers benefit from a supportive macro backdrop, reasonable valuations, and risk reduction from the long term care reinsurance transaction. Analyst Commentary Street research on Unum Group has focused on how the company is repositioning its risk profile, especially around long term care exposure, and how that feeds into valuation.내러티브 업데이트 • Jul 10
UNM: Long-Term Care Reinsurance Actions Will Support Future Capital Return Potential
Analysts have lifted their blended price target for Unum Group to about $100 from roughly $98, reflecting updated views on fair value, slight adjustments to growth and profitability assumptions, and recent Street research citing a supportive backdrop for U.S. life insurers and the company’s long term care risk transfer actions. Analyst Commentary Recent Street research on Unum Group clusters around the company’s long term care reinsurance activity and its position within the broader U.S. life insurance sector, with several firms revisiting their valuation work and price targets in light of these developments.Seeking Alpha • Jul 04
Unum Group: Fairly Valued Given Some Closed Block Drag (Rating Downgrade)
Summary Unum Group has rallied 30% since February, now reaching my $95 fair value target. UNM's core insurance businesses show stabilizing underwriting and strong capital returns, but legacy Closed Block remains a structural drag. First quarter results beat expectations, with 8-12% EPS growth guidance and accelerated buybacks supporting earnings per share. Given the Closed Block overhang and recent outperformance, I downgrade UNM from 'buy' to 'hold' as upside appears priced in. Read the full article on Seeking Alpha분석 기사 • Jun 20
Unum Group (UNM) Stock Could Be 8% Undervalued After Growth Update
Unum Group (UNM) recently outlined its growth priorities at the Morgan Stanley US Financials Conference in New York. The company highlighted premium trends, disability claims experience, and capital allocation, along with technology and operational investments. See our latest analysis for Unum Group. The recent Morgan Stanley US Financials Conference presentation comes after a strong run in Unum Group’s stock, with a 90-day share price return of 24.08% and a five year total shareholder return...내러티브 업데이트 • Jun 15
UNM: Mortality Trends And Capital Returns Will Support Balanced Long-Term Prospects
Narrative Update The Street price target for Unum Group has been lifted to $87 from $80. Analysts point to generally strong Q1 life insurance results, ongoing earnings momentum, improving mortality trends, and solid international business performance as key supports for the updated view.내러티브 업데이트 • Jun 01
UNM: Buybacks And Mortality Trends Will Support Returns Through Sector Headwinds
Analysts have nudged the implied fair value for Unum Group higher to about $97.62 from roughly $95.08, as recent price target increases, backed by views of generally strong life insurance results, ongoing earnings momentum and improvements in mortality, offset a smaller number of target trims across the sector. Analyst Commentary Recent research on Unum Group reflects a mix of optimism and caution, with several price target increases around life insurance results and a few trims tied to sector wide valuation questions.내러티브 업데이트 • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.내러티브 업데이트 • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.내러티브 업데이트 • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.분석 기사 • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
새로운 내러티브 • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking Alpha주주 수익률
| UNM | US Insurance | US 시장 | |
|---|---|---|---|
| 7D | 0.5% | 0.6% | 2.7% |
| 1Y | 30.5% | 8.4% | 20.9% |
수익률 대 산업: UNM은 지난 1년 동안 8.4%의 수익을 기록한 US Insurance 산업보다 더 좋은 성과를 냈습니다.
수익률 대 시장: UNM은 지난 1년 동안 20.9%를 기록한 US 시장보다 더 좋은 성과를 냈습니다.
주가 변동성
| UNM volatility | |
|---|---|
| UNM Average Weekly Movement | 3.5% |
| Insurance Industry Average Movement | 4.8% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
안정적인 주가: UNM는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: UNM의 주간 변동성(4%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 1848 | 10,797 | Rick McKenney | www.unum.com |
Unum Group은 자회사와 함께 미국, 영국, 폴란드에서 금융 보호 혜택 솔루션을 제공하고 있습니다. Unum US, Unum International, Colonial Life 및 Closed Block 부문을 통해 운영됩니다. 이 회사는 단체 장/단기 장애, 단체 생명, 사고사 및 재해사망 상품, 자발적 혜택, 개인 장애, 치아 및 시력 상품과 같은 추가 및 자발적 상품, 사고, 질병, 장애, 생명, 암 및 중병 상품 등을 제공합니다.
Unum Group 기초 지표 요약
| UNM 기초 통계 | |
|---|---|
| 시가총액 | US$14.34b |
| 순이익 (TTM) | US$702.70m |
| 매출 (TTM) | US$13.35b |
20.4x
주가수익비율(P/E)1.1x
주가매출비율(P/S)UNM는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| UNM 손익계산서 (TTM) | |
|---|---|
| 매출 | US$13.35b |
| 매출원가 | US$9.44b |
| 총이익 | US$3.91b |
| 기타 비용 | US$3.21b |
| 순이익 | US$702.70m |
최근 보고된 실적
Jun 30, 2026
다음 실적 발표일
Nov 03, 2026
| 주당순이익(EPS) | 4.44 |
| 총이익률 | 29.30% |
| 순이익률 | 5.26% |
| 부채/자본 비율 | 36.9% |
UNM의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기| Unum Group 배당 일정 | |
|---|---|
| 배당락일 | Jul 24 2026 |
| 배당 지급일 | Aug 14 2026 |
| 배당락일까지 남은 일수 | 18 days |
| 배당 지급일까지 남은 일수 | 3 days |
UNM는 안정적으로 배당을 지급합니까?
UNM 배당 기록 및 벤치마크 보기기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/08/10 20:34 |
| 종가 | 2026/08/07 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Unum Group는 27명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Eric Berg | Barclays |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |