Kemper Corporation

NYSE:KMPR 주식 리포트

시가총액: US$1.7b

Kemper 과거 순이익 실적

과거 기준 점검 1/6

Kemper은 연평균 20.8%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 14.6% 증가했습니다. 매출은 연평균 4.8%의 비율로 감소했습니다. Kemper의 자기자본이익률은 1.2%이고 순이익률은 0.9%입니다.

핵심 정보

20.84%

순이익 성장률

21.34%

주당순이익(EPS) 성장률

Insurance 산업 성장률8.02%
매출 성장률-4.77%
자기자본이익률1.18%
순이익률0.89%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 May 15

KMPR: Index Shift And Repriced Expectations Will Shape Future Risk Reward Balance

Analysts have trimmed their price targets on Kemper, with the updated fair value estimate moving from $35.00 to $28.00 as they reassess assumptions around discount rates, revenue growth, profit margins, and future P/E multiples in light of recent research. Analyst Commentary Recent Street research on Kemper reflects a cautious tone, with several bearish analysts reducing their fair value estimates in quick succession.
내러티브 업데이트 Apr 23

KMPR: Index Move And Buybacks Will Face Cautious Execution Outlook

Analysts have trimmed their price target on Kemper by $8, reflecting updated views on revenue growth assumptions, profitability expectations, and valuation multiples highlighted in recent research from UBS and Citizens. Analyst Commentary Bearish analysts framing the new, lower price target are signalling greater caution around Kemper's ability to meet prior expectations on revenue growth and margins, and around what they are willing to pay for that profile.
Seeking Alpha Apr 19

The Bottom Fishing Club - Kemper: Clear Undervaluation With Leverage To Bond Rally

Summary Kemper Corporation shows a compelling breakout pattern with significant pent-up value, pointing to the potential for a major rally. Profitability was pressured in 2025 by regulatory changes and claims severity, but restructuring efforts and new product initiatives are underway. Analysts forecast strong cash flow and profitability improvement post-2026, supported by a substantial bond portfolio. KMPR offers attractive valuation metrics and limited downside, with potential for a +50% to +100% share price rally through 2027. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 08

KMPR: Index Shift And Buybacks Will Support Future Upside Potential

Analysts have trimmed their price targets on Kemper by $9 to reflect more cautious views on the shares, citing updated research that includes a lower target from UBS and a downgrade from Citizens. Analyst Commentary Recent research takes a more measured stance on Kemper, with the lower price target and downgrade both pointing to a reassessment of how execution risks and growth potential line up with the current share price.
내러티브 업데이트 Mar 24

KMPR: Share Repurchases And Execution Improvements Will Support Future Upside Potential

Analysts have lowered their price target on Kemper by $9, reflecting more cautious views following recent rating and target revisions, while keeping core valuation inputs broadly unchanged. Analyst Commentary Recent research updates on Kemper point to a more cautious stance, with the $9 reduction in the price target reflecting concerns about execution and risk, even as core valuation inputs appear largely intact.
내러티브 업데이트 Mar 10

KMPR: Share Repurchases And Execution Progress Will Support Future Upside Potential

Analysts have trimmed their price target on Kemper by about $0.90 to roughly $57.30, reflecting refreshed assumptions around revenue growth, profit margin and future P/E multiples following recent target cuts and a downgrade from the Street. Analyst Commentary Recent Street research on Kemper has focused on resetting expectations around the share price, with one firm cutting its price target by US$9 and another moving to a more cautious stance on the stock.
내러티브 업데이트 Feb 23

KMPR: Future Buybacks Will Face Cautious Execution Outlook And Higher Earnings Multiple

Analysts have trimmed their price target on Kemper by $9, reflecting lower assumed revenue growth and profit margins, along with a higher future P/E multiple. Analyst Commentary Recent research commentary around Kemper has tilted cautious, with bearish analysts adjusting expectations to reflect what they see as a tougher setup for revenue growth and profitability, even as valuation assumptions move higher.
내러티브 업데이트 Feb 09

KMPR: Future Share Repurchases Will Likely Face Ongoing Multiple And Rating Pressure

Analysts have trimmed their price targets on Kemper, with recent research pointing to lower fair value expectations that reflect updated views on revenue growth, profitability, and P/E assumptions following target cuts such as the US$9 reduction cited by UBS and related rating changes. Analyst Commentary Recent research on Kemper has taken a more cautious tone, with price target reductions and rating changes signaling that some bearish analysts see a less favorable balance between risk and reward at current levels.
분석 기사 Feb 08

Kemper (NYSE:KMPR) Is Paying Out A Dividend Of $0.32

Kemper Corporation ( NYSE:KMPR ) has announced that it will pay a dividend of $0.32 per share on the 3rd of March. This...
분석 기사 Feb 07

Kemper Corporation Just Missed Earnings - But Analysts Have Updated Their Models

There's been a notable change in appetite for Kemper Corporation ( NYSE:KMPR ) shares in the week since its full-year...
내러티브 업데이트 Jan 26

KMPR: Future Buybacks Will Likely Fail To Support Compressed Earnings Multiple

Analysts have trimmed their fair value estimate for Kemper from $50.00 to $35.00 per share, citing updated assumptions that point to more moderate revenue growth, a slightly higher discount rate, and a lower future P/E, partly offset by a higher projected profit margin. What's in the News From July 1, 2025 to August 31, 2025, Kemper repurchased 1,916,515 shares, equal to 3.01% of its shares, for a total of US$99.96 million under its ongoing buyback program announced on August 7, 2014 (Key Developments).
내러티브 업데이트 Jan 10

KMPR: CEO Transition And Buybacks Will Support Future Upside Potential

Narrative Update on Kemper Analysts have trimmed their price target on Kemper from about US$59.60 to roughly US$58.20, citing the recent CEO transition and a more measured view on revenue growth. This is partly offset by slightly higher profit margin expectations and a modestly lower future P/E assumption.
내러티브 업데이트 Dec 19

KMPR: CEO Shift And Buybacks Will Drive Long-Term Upside Potential

Analysts have reduced their price target on Kemper by $0.40 to $60.00, reflecting concerns that the abrupt CEO transition could weigh on the company’s near term execution and share performance, despite largely unchanged fundamental assumptions. Analyst Commentary Analysts are largely cautious following the CEO transition, with most commentary centering on execution risk and valuation discipline at the current share price.
내러티브 업데이트 Dec 05

KMPR: CEO Transition Will Present Long-Term Opportunity Despite Market Downgrade

Analysts have trimmed their price target on Kemper to $59.60, reflecting a cautious reassessment of revenue growth and leadership uncertainty following the abrupt CEO transition, even though margin and valuation assumptions remain largely intact. Analyst Commentary Analyst reactions to the leadership change highlight a more cautious stance on Kemper, with the downgrade to a neutral rating signaling tempered expectations for near term share price appreciation despite relatively stable fundamental assumptions.
내러티브 업데이트 Nov 21

KMPR: Leadership Transition Will Present Recovery Opportunity Following Market Downgrade

Analysts have lowered their price target for Kemper from $60 to $59.60. They cite increased uncertainty following the recent CEO transition and a slightly diminished outlook for the company's growth and profitability.
분석 기사 Nov 18

The Market Doesn't Like What It Sees From Kemper Corporation's (NYSE:KMPR) Earnings Yet As Shares Tumble 26%

Unfortunately for some shareholders, the Kemper Corporation ( NYSE:KMPR ) share price has dived 26% in the last thirty...
내러티브 업데이트 Nov 07

KMPR: Future Leadership Stability Will Drive Recovery Despite CEO Transition

Analysts have lowered Kemper's fair value estimate from $67.60 to $59.60, citing leadership transitions and revised growth expectations as key factors for the updated price target. Analyst Commentary Recent street research has highlighted both optimism and caution within the analyst community regarding Kemper’s current transition and revised growth outlook.
내러티브 업데이트 Aug 08

US Demographic Shifts And Digital Adoption Will Advance Niche Insurance

Reduced revenue growth and declining net profit margins have driven a notable cut in Kemper’s consensus price target from $82.20 to $69.00. What's in the News Kemper Corporation announces a new share repurchase program, authorizing up to $500 million in buybacks.
분석 기사 Apr 30

Kemper Corporation's (NYSE:KMPR) CEO Compensation Is Looking A Bit Stretched At The Moment

Key Insights Kemper will host its Annual General Meeting on 7th of May Salary of US$1.09m is part of CEO Joe Lacher's...
Seeking Alpha Feb 06

Better EPS Than Expected, And Immune To The Tariff Storm, Kemper Is A Buy

Summary Kemper Corporation's significant restructuring and exit from the Preferred Property and Casualty Insurance business are expected to enhance financial flexibility and FCF growth from 2025 to 2031. Stock repurchases and a robust repurchase plan are likely to increase demand for KMPR shares, potentially driving up the stock price. Inorganic growth through acquisitions in the U.S. insurance market is anticipated to further boost KMPR's free cash flow and overall financial performance. I do not think that incoming tariffs applicable to products coming from Canada, Europe, Brazil, or other countries may affect the company's business model. Read the full article on Seeking Alpha
Seeking Alpha Oct 23

Kemper: Overly Conservative Management Limits Upside Potential

Summary Kemper Corporation is a solid insurance company with reasonable profitability, but its current stock price already reflects its modest growth potential. The company has improved its combined loss ratio by exiting unprofitable segments, but management's conservative approach limits further growth opportunities. Despite a strong balance sheet and liquidity, Kemper lags behind peers due to management's cautious strategy, missing out on potential market gains. Shares are a hold with a price target of $50. Read the full article on Seeking Alpha
분석 기사 Oct 08

Unpleasant Surprises Could Be In Store For Kemper Corporation's (NYSE:KMPR) Shares

There wouldn't be many who think Kemper Corporation's ( NYSE:KMPR ) price-to-sales (or "P/S") ratio of 0.8x is worth a...
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새로운 내러티브 Sep 03

Tactical Shifts Set To Propel Specialty P&C Segment Into A New Growth Era

Expansion in the Specialty P&C segment and a focus on profitability and growth suggest expectations of increased premium revenue and market share.
분석 기사 Jun 09

Investor Optimism Abounds Kemper Corporation (NYSE:KMPR) But Growth Is Lacking

It's not a stretch to say that Kemper Corporation's ( NYSE:KMPR ) price-to-sales (or "P/S") ratio of 0.8x right now...
분석 기사 May 04

Kemper Corporation Just Beat Revenue Estimates By 6.7%

It's been a good week for Kemper Corporation ( NYSE:KMPR ) shareholders, because the company has just released its...
분석 기사 Feb 13

Kemper (NYSE:KMPR) Is Due To Pay A Dividend Of $0.31

The board of Kemper Corporation ( NYSE:KMPR ) has announced that it will pay a dividend of $0.31 per share on the 5th...
Seeking Alpha Dec 27

Kemper Baby Bond A Bargain: 10.36% Current Reset Rate Being Ignored

Summary Kemper Corporation is an insurance company that has issued an unusual reset-rate baby bond (KMPB) that is an under-the-radar bargain. KMPB is from an investment grade company, and I will show that the KMPB bond is quite undervalued compared to other bonds with the same credit rating. On its call date, KMPB’s yield-to-maturity will reset (jump) to 10.36% at today’s 5-year note yield, an extraordinary yield for a solid bond. The large future reset-rate yield should lead to strong capital gains between now and the reset date, providing an estimated 12% or better total annualized return on KMPB. Read the full article on Seeking Alpha
분석 기사 Dec 21

Revenues Not Telling The Story For Kemper Corporation (NYSE:KMPR)

There wouldn't be many who think Kemper Corporation's ( NYSE:KMPR ) price-to-sales (or "P/S") ratio of 0.6x is worth a...

매출 및 비용 세부 내역

Kemper가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NYSE:KMPR 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 264,705421,1590
31 Dec 254,7901431,1770
30 Sep 254,8452491,2010
30 Jun 254,7853431,1770
31 Mar 254,6893461,1550
31 Dec 244,6393181,1400
30 Sep 244,6402721,2910
30 Jun 244,660521,2570
31 Mar 244,793-1211,2500
31 Dec 234,945-2721,2450
30 Sep 235,132-3771,0820
30 Jun 235,294-3051,1210
31 Mar 235,449-2801,1620
31 Dec 225,524-2871,3410
30 Sep 225,627-3391,2190
30 Jun 225,722-3391,2310
31 Mar 225,812-3301,2370
31 Dec 215,719-1241,2260
30 Sep 215,708831,2540
30 Jun 215,6062801,2180
31 Mar 215,3314691,1750
31 Dec 205,2064101,1110
30 Sep 205,0044379900
30 Jun 204,8874439690
31 Mar 204,9014399600
31 Dec 195,0395291,0160
30 Sep 194,8184109530
30 Jun 194,7423739930
31 Mar 194,2362899010
31 Dec 183,6831878270
30 Sep 183,2922187880
30 Jun 182,8231746490
31 Mar 182,7651736430
31 Dec 172,7231195920
30 Sep 172,6691126360
30 Jun 172,619476420
31 Mar 172,562156460
31 Dec 162,522136470
30 Sep 162,496-156610
30 Jun 162,471416600
31 Mar 162,453646540
31 Dec 152,341806450
30 Sep 152,2841426250
30 Jun 152,2081096220

양질의 수익: KMPR는 $39.9M 규모의 큰 일회성 손실이 있어 31st March, 2026까지 지난 12개월 재무 결과에 영향을 미쳤습니다.

이익 마진 증가: KMPR의 현재 순 이익률 (0.9%)은 지난해 (7.4%)보다 낮습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: KMPR의 수익은 지난 5년 동안 연평균 20.8%로 크게 증가했습니다.

성장 가속화: KMPR은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.

수익 대 산업: KMPR은 지난 1년 동안 수익이 감소(-87.9%)하여 Insurance 업계 평균(36.2%)과 비교하기 어렵습니다.


자기자본이익률

높은 ROE: KMPR의 자본 수익률(1.2%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/21 01:43
종가2026/05/21 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
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분석가 컨센서스 추정치+3년
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시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
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주요 개발10년
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산업 및 섹터 지표

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분석가 소스

Kemper Corporation는 8명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Robert GlasspiegelBrean Capital Historical (Janney Montgomery)
Matthew CarlettiCitizens JMP Securities, LLC
Amit KumarMacquarie Research