Aflac Incorporated

NYSE:AFL 주식 리포트

시가총액: US$57.7b

Aflac 향후 성장

Future 기준 점검 0/6

Aflac 의 수익과 수익은 각각 연간 0.6% 및 7.8% 감소할 것으로 예상됩니다. EPS는 연간 2.6% 만큼 쇠퇴할 것으로 예상됩니다. 자기자본이익률은 3년 후 14.2% 로 예상됩니다.

핵심 정보

-7.8%

이익 성장률

-2.60%

EPS 성장률

Insurance 이익 성장1.6%
매출 성장률-0.6%
향후 자기자본이익률14.22%
애널리스트 커버리지

Good

마지막 업데이트05 May 2026

최근 향후 성장 업데이트

Recent updates

Seeking Alpha • May 06

Aflac: An Insurer To Buy After Impressive Q1 Results, Even As Valuation Rises

Summary Aflac remains a Buy despite a Q1 earnings miss, supported by organic policy growth, proven dividend increases, and robust balance sheet strength. Growth catalysts include new policy sales, expanding Asian market presence, and niche segments like pet insurance, though revenue trends remain uneven. Margins and expense ratios are favorable, with A-level credit ratings and conservative leverage, but forward P/E multiples signal some overvaluation and more muted near-term upside. Dividend growth (+16% YoY) and a low payout ratio (~30%) reinforce AFL's appeal for income investors, while technicals support a bullish trend as well after a recovery signal. Read the full article on Seeking Alpha
내러티브 업데이트 • May 01

AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations

Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.
내러티브 업데이트 • Apr 17

AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion

Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.
내러티브 업데이트 • Apr 03

AFL: Future Returns Will Reflect Capital Strength And Earnings Execution Risks

Narrative Update The analyst price target framework for Aflac now centers around $113. This reflects updated Street work, with some firms raising targets toward $118 and others trimming into the $101 to $120 range as analysts refresh earnings estimates and extend their valuation horizons.
내러티브 업데이트 • Mar 20

AFL: Future Returns Will Balance Cybersecurity Fallout And Capital Strength

Narrative update on Aflac The analyst price target framework for Aflac shifts modestly higher toward the recent Street range, reflecting updated EPS roll forward work, a slightly adjusted future P/E assumption to 16.36x, and analysts' mixed but constructive views that blend a higher $118 target with several reductions closer to $101 to $120. Analyst Commentary Recent research on Aflac is mixed, with some bullish analysts nudging targets higher while more cautious voices trim expectations.
내러티브 업데이트 • Mar 05

AFL: Future Returns Will Weigh Cyber Breach Risks Against Capital Strength

Aflac's updated analyst price target edges higher to about $113, supported by analysts rolling their models to 2027 and 2028 EPS and fine tuning assumptions around slightly stronger profit margins and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Aflac highlights a mix of optimism and caution as analysts update their models and valuation frameworks out to 2027 and 2028.
내러티브 업데이트 • Feb 19

AFL: Future Returns Will Balance Cyber Risk And Capital Strength

Analysts now see Aflac's fair value edging up by $1 to $111.69 per share, reflecting adjusted price targets that factor in updated views on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bullish and cautious voices are both active around Aflac right now, with recent price target trims reflecting fine tuning of expectations rather than a wholesale shift in views on execution or valuation.
내러티브 업데이트 • Feb 05

AFL: Future Returns Will Reflect Capital Strength Versus Cyber And Insurance Headwinds

Narrative Update: Aflac The analyst price target for Aflac has been trimmed slightly, with a new fair value estimate of about $110.69 compared with $110.85 before. Analysts are factoring in updated sector views on life and P&C insurers, modest tweaks to revenue growth and margin assumptions, and only a small adjustment to future P/E expectations.
분석 기사 • Jan 30

Aflac's (NYSE:AFL) Dividend Will Be Increased To $0.61

Aflac Incorporated ( NYSE:AFL ) has announced that it will be increasing its dividend from last year's comparable...
내러티브 업데이트 • Jan 21

AFL: Future Returns Will Balance Capital Strength With Cyber And Sector Headwinds

Narrative Update on Aflac Aflac's updated analyst price target edges lower to about $111, as analysts moderate expectations for revenue growth and margins while still citing capital strength, cash flow, and sector consolidation as key supports. Analyst Commentary Recent research on Aflac reflects a mix of optimism about capital strength and cash flow, alongside caution around industry headwinds and valuation expectations.
내러티브 업데이트 • Jan 06

AFL: Future Returns Will Reflect Stable Earnings Power And Capital Returns Balancing Cyber Risks

Analysts made only a small adjustment to their Aflac fair value estimate, with the target price moving from about $111.08 to $111.31 as they factor in recent price target revisions across the sector, softer pricing trends in some insurance lines, and generally steady modeling updates following calm recent earnings seasons. Analyst Commentary Street research around Aflac reflects a mix of optimism on company specific execution and caution around broader insurance pricing trends, which feeds into relatively modest adjustments to fair value estimates.
내러티브 업데이트 • Dec 15

AFL: Future Performance Will Reflect Claims Tailwinds And Balanced Capital Return Execution

Analysts have modestly raised their price targets on Aflac, with recent upward revisions ranging from approximately $5 to $6 per share. They cite better than expected life insurance earnings, favorable claims experience, and resilient earnings trends despite macro uncertainties.
내러티브 업데이트 • Dec 01

AFL: Future Performance Will Reflect Strength In Claims And Distribution Execution

Aflac's analyst price target increased modestly, with recent updates reflecting improved life insurance earnings and stable macro conditions as key factors cited by analysts. Analyst Commentary Recent updates from street research highlight several factors influencing Aflac's valuation targets, with analysts weighing both potential growth drivers and areas of caution.
분석 기사 • Nov 18

Aflac's (NYSE:AFL) Dividend Will Be $0.58

The board of Aflac Incorporated ( NYSE:AFL ) has announced that it will pay a dividend on the 1st of December, with...
내러티브 업데이트 • Nov 16

AFL: Future Earnings Outlook Will Reflect Improving Claims And Distribution Strength

The analyst price target for Aflac has increased modestly, with a $1 uptick in fair value to $111.00. Analysts point to stable industry conditions and improving claims experience supporting the outlook.
내러티브 업데이트 • Nov 01

AFL: Earnings Stability And Strong Buybacks Will Support Balanced Outlook

Analysts have increased their price targets for Aflac, with upward revisions ranging from $1 to $6 per share. They cite stable earnings performance, as well as positive impacts from new product sales and favorable claims experience.
내러티브 업데이트 • Oct 18

Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion

Aflac's analyst price target has been increased from $108.31 to $110.00. Analysts cite steady improvements in revenue growth, profit margins, and favorable claims experience as key factors supporting the upward revision.
내러티브 업데이트 • Oct 04

Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion

Aflac's analyst price target has been raised slightly, with an increase of $2 to $108. Analysts highlight strong Q2 sales driven by new product rollouts and improved net interest income.
Seeking Alpha • Jan 08

Aflac's Shares Are Overvalued

Summary Aflac Incorporated's heavy reliance on Japan, a market with weak long-term growth prospects, leads to relatively muted growth and significant currency risk exposure. Despite its strong financial position, Aflac's premium valuation compared to peers is unjustified given its average earnings momentum and low dividend yield. Aflac's strategy focuses on attracting younger customers in Japan but faces structural challenges due to the country's aging and shrinking population. For long-term investors, Manulife offers a better risk-reward proposition in the insurance sector compared to Aflac. Read the full article on Seeking Alpha
Seeking Alpha • Nov 02

Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk

Summary Aflac gets upgraded to Buy from my prior hold rating a year ago, driven by policy growth & retention in Q3 despite net earnings loss. Although the stock trades near a 10-year-high, it is still undervalued to key peers in terms of fwd P/E and trailing P/B ratios. A trend of dividend growth looks to continue its sustainability. The firm has low debt-to-equity vs peers, with strong credit ratings. Despite a large size of the market, Aflac is in a competitive industry with several large insurance brands to compete with. Read the full article on Seeking Alpha
Seeking Alpha • Aug 26

Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments

Summary Aflac (AFL) has demonstrated financial strength through its increased revenue, net investment gains, and decreased benefits and claims. The current dividend yield remains modest at 1.8% but the dividend growth rate sits in the double digits. This is accompanied by an extremely health payout ratio. AFL's portfolio of debt investments, including middle market loans and commercial real estate, has helped generate higher revenues, but vulnerability exists with potential interest rate cuts and poor credit ratings. Read the full article on Seeking Alpha
Seeking Alpha • Apr 22

Aflac Incorporated: Good Positioning But Risks From Japan

Summary Aflac recently reached its all-time high price, but has been showing signs of uncertainty lately. The company possesses a strong business foundation, poised to sustain a steady level of revenue in the foreseeable future, but exposure to macroeconomic scenarios creates uncertainty. I think it would be wise to hold off for now and monitor how the company adapts to the macroeconomic environment. There’s a chance we could buy in at a lower price later on. Read the full article on Seeking Alpha
Seeking Alpha • Apr 09

Aflac: Growing Cancer Cases Will Lead To Higher Revenues

Summary Aflac remains a strong dividend-growth company, with a history of increasing dividends for 41 consecutive years. Cancer insurance sales are expected to be a major catalyst for long-term growth in both the Japanese and US markets. Despite missing revenue expectations in the latest earnings report, AFL's financials and outlook remain positive, with a focus on reducing expenses and increasing margins to mitigate short-term decreases. The dividend has grown at a double-digit CAGR over the last five-year period. Read the full article on Seeking Alpha

이익 및 매출 성장 예측

NYSE:AFL - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202817,7343,639N/AN/A3
12/31/202717,3573,6283,000N/A5
12/31/202617,0213,6383,000N/A3
3/31/202618,1124,6362,9342,934N/A
12/31/202517,1643,6462,5552,555N/A
9/30/202517,7014,1692,5732,573N/A
6/30/202515,9102,4372,5912,591N/A
3/31/202516,8893,5932,4472,447N/A
12/31/202418,9275,4432,7072,707N/A
9/30/202417,3023,8092,9562,956N/A
6/30/202419,3045,4712,9622,962N/A
3/31/202419,3375,3503,1493,149N/A
12/31/202318,7014,6593,1903,190N/A
9/30/202318,8714,5873,6413,641N/A
6/30/202318,6244,7993,4413,441N/A
3/31/202318,7674,5593,5093,509N/A
12/31/202219,1404,4183,8793,879N/A
9/30/202220,6285,2613,7163,716N/A
6/30/202221,1614,3684,4934,493N/A
3/31/202221,4104,0794,9454,945N/A
12/31/202121,5544,2315,0515,051N/A
9/30/202122,5834,2385,5385,538N/A
6/30/202123,0115,8065,6855,685N/A
3/31/202122,8545,5055,9105,910N/A
12/31/202022,1474,7785,9585,958N/A
9/30/202021,8374,6075,7935,793N/A
6/30/202021,7082,9295,6995,699N/A
3/31/202021,8122,9425,3255,325N/A
12/31/201922,3073,304N/A5,455N/A
9/30/201921,8303,048N/A5,618N/A
6/30/201921,8723,115N/A5,564N/A
3/31/201921,9513,131N/A6,320N/A
12/31/201821,7582,920N/A6,014N/A
9/30/201822,0564,978N/A6,191N/A
6/30/201821,9844,849N/A5,770N/A
3/31/201821,8224,729N/A5,609N/A
12/31/201721,6674,604N/A6,128N/A
9/30/201722,1612,772N/A6,463N/A
6/30/201722,3912,685N/A6,298N/A
3/31/201722,4462,520N/A6,413N/A
12/31/201622,5592,659N/A5,987N/A
9/30/201622,0252,638N/A6,126N/A
6/30/201621,3312,576N/A6,527N/A
3/31/201621,1012,601N/A6,647N/A
12/31/201520,9182,533N/A6,776N/A
9/30/201520,9992,506N/A6,743N/A
6/30/201521,6582,645N/A6,521N/A

애널리스트 향후 성장 전망

수입 대 저축률: AFL 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -7.8%).

수익 vs 시장: AFL 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -7.8%).

고성장 수익: AFL 의 수익은 향후 3년간 감소할 것으로 예상됩니다.

수익 대 시장: AFL 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -0.6%).

고성장 매출: AFL 의 수익은 향후 3년 동안 감소할 것으로 예상됩니다(연간 -0.6%).

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: AFL의 자본 수익률은 3년 후 14.2%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/07 06:53
종가2026/05/07 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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산업 및 섹터 지표

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분석가 소스

Aflac Incorporated는 30명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Taylor ScottBarclays
Jay GelbBarclays
Jack MattenBMO Capital Markets Equity Research