American Coastal Insurance 향후 성장

Future 기준 점검 0/6

American Coastal Insurance 의 수익은 연간 29.5% 감소할 것으로 예상되는 반면, 연간 수익은 1.7% 로 증가할 것으로 예상됩니다. EPS는 연간 29.2% 만큼 쇠퇴할 것으로 예상됩니다. 자기자본이익률은 3년 후 13.5% 로 예상됩니다.

핵심 정보

-29.5%

이익 성장률

-29.24%

EPS 성장률

Insurance 이익 성장	1.0%
매출 성장률	1.7%
향후 자기자본이익률	13.45%
애널리스트 커버리지	Low
마지막 업데이트	06 Aug 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Dec 15

ACIC: Dividend Payout And Stable Outlook Will Support Balanced Future Returns

Analysts have nudged their price target on American Coastal Insurance to 14.00 dollars from 14.00 dollars, essentially unchanged. Modestly lower projected revenue growth and profit margins are viewed as offset by a slightly higher assumed future price to earnings multiple and a steady discount rate.

내러티브 업데이트 • Nov 07

ACIC: Expanding Into Florida Will Improve Market Presence Despite Climate Risks

Analysts have revised their price target for American Coastal Insurance to $14.00. They are maintaining their previous outlook, as updated models now reflect tempered revenue growth forecasts, balanced by slightly improved profit margin expectations.

분석 기사 • Feb 20

Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...

분석 기사 • Nov 07

Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified

American Coastal Insurance Corporation ( NASDAQ:ACIC ) shareholders would be excited to see that the share price has...

새로운 내러티브 • Sep 24

Reinsurance Strategy And Streamlining Operations Set To Propel Growth And Profitability

Strategic adjustments and divestments aim to boost profitability and streamline operations, focusing on more lucrative commercial lines.

Seeking Alpha • Jul 17

American Coastal Insurance: A Remarkable Comeback

Summary American Coastal Insurance has strong first quarter earnings with a combined ratio of 57.8% and core ROE of 69.7%, offering attractive earnings for investors. The company has a contrarian-like underwriting strategy focusing on high-risk areas, with solid reinsurance support and low-cost operations driving profitability. Earnings are well-protected with better rates in high-risk areas, cost-cutting measures, and a strong MGA agreement, leading to potential upside. Shares are a buy with a price target of $15. Read the full article on Seeking Alpha

분석 기사 • Feb 16

American Coastal Insurance Corporation (NASDAQ:ACIC) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected

Despite an already strong run, American Coastal Insurance Corporation ( NASDAQ:ACIC ) shares have been powering on...

Seeking Alpha • Jan 12

American Coastal Insurance: Stock Continues To Gain Traction But Caution Required

Summary American Coastal Corporation has shown strong underwriting performance and impressive top-line numbers, compensating for losses in the third quarter. ACIC's growth must remain elevated, as year-over-year revenue growth is ahead of the sector, but signs of slowing profitability were seen in Q3. ACIC's low book value per share, lack of a paying dividend, and need to enter new markets suggest a hold rating for now. Read the full article on Seeking Alpha

분석 기사 • Dec 25

Revenues Not Telling The Story For American Coastal Insurance Corporation (NASDAQ:ACIC)

With a median price-to-sales (or "P/S") ratio of close to 1x in the Insurance industry in the United States, you could...

Seeking Alpha • Oct 12

United Insurance estimates $36.4M in catastrophe losses from Hurricane Ian

United Insurance (NASDAQ:UIHC), a property and casualty insurer located in Saint Petersburg, Florida, has estimated $36.4M in pre-tax catastrophe losses incurred from Hurricane Ian, it said Wednesday. That figure consisted of a net retention of $16.4M, including ~$7.4M to United Property & Casualty Insurance Company, $9.0M to American Coastal Insurance Company, and a $20M retention by its captive reinsurer, UPC Re. The insurer said it expects to receive a total of 27K-30K claims with a gross estimated loss of $1B, having already gotten ~19K claims to date. In addition, UIHC anticipates incurring about $16M of reinstatement premiums that will be amortized over the remaining course of its Core Catastrophe reinsurance program expiring May 31, 2023. "There is a very high degree of uncertainty regarding the long-term economic implications of this event for our Company, and the entire industry," sad United Insurance President and CFO Brad Martz. Previously, (Aug. 25) United Insurance files withdrawal plans in three states due to personal-lines uncertainty.

이익 및 매출 성장 예측

NasdaqCM:ACIC - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜	매출	이익	자유현금흐름	영업현금흐름	평균 애널리스트 수
12/31/2028	337	44	N/A	N/A	1
12/31/2027	326	44	N/A	N/A	1
12/31/2026	310	43	N/A	N/A	1
6/30/2026	331	100	N/A	N/A	N/A
3/31/2026	334	106	39	39	N/A
12/31/2025	335	107	71	71	N/A
9/30/2025	328	86	120	120	N/A
6/30/2025	320	81	147	147	N/A
3/31/2025	302	72	145	145	N/A
12/31/2024	297	76	243	244	N/A
9/30/2024	269	88	291	291	N/A
6/30/2024	239	75	348	348	N/A
3/31/2024	244	77	93	93	N/A
12/31/2023	264	85	-136	-136	N/A
9/30/2023	288	69	-260	-260	N/A
6/30/2023	308	26	-415	-414	N/A
3/31/2023	298	-8	-258	-256	N/A
12/31/2022	222	-24	-176	-173	N/A
9/30/2022	350	-43	-288	-284	N/A
6/30/2022	440	-30	-264	-259	N/A
3/31/2022	531	-40	-255	-250	N/A
12/31/2021	229	-2	-301	-295	N/A
9/30/2021	721	-90	-290	-285	N/A
6/30/2021	771	-149	-184	-178	N/A
3/31/2021	832	-102	-103	-95	N/A
12/31/2020	847	-96	-21	-10	N/A
9/30/2020	816	-71	71	85	N/A
6/30/2020	811	-25	86	109	N/A
3/31/2020	799	-52	N/A	169	N/A
12/31/2019	825	-30	N/A	149	N/A
9/30/2019	796	-33	N/A	132	N/A
6/30/2019	776	-16	N/A	126	N/A
3/31/2019	754	1	N/A	39	N/A
12/31/2018	724	0	N/A	26	N/A
9/30/2018	725	38	N/A	52	N/A
6/30/2018	709	22	N/A	35	N/A
3/31/2018	704	15	N/A	3	N/A
12/31/2017	654	10	N/A	36	N/A
9/30/2017	603	-27	N/A	61	N/A
6/30/2017	559	4	N/A	72	N/A
3/31/2017	502	7	N/A	20	N/A
12/31/2016	487	6	N/A	66	N/A
9/30/2016	456	30	N/A	104	N/A
6/30/2016	418	35	N/A	97	N/A
3/31/2016	383	30	N/A	120	N/A
12/31/2015	358	27	N/A	98	N/A
9/30/2015	334	25	N/A	93	N/A

애널리스트 향후 성장 전망

수입 대 저축률: ACIC 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -29.5%).

수익 vs 시장: ACIC 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -29.5%).

고성장 수익: ACIC 의 수익은 향후 3년간 감소할 것으로 예상됩니다.

수익 대 시장: ACIC 의 수익(연간 1.7%)이 US 시장(연간 12.7%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: ACIC 의 수익(연간 1.7%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: ACIC의 자본 수익률은 3년 후 13.5%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

기업 분석 및 재무 데이터 상태

데이터	최종 업데이트 (UTC 시간)
기업 분석	2026/08/07 22:32
종가	2026/08/07 00:00
수익	2026/06/30
연간 수익	2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지	데이터	기간	미국 소스 예시 ^*
기업 재무제표	10년	손익계산서 현금흐름표 대차대조표	SEC 양식 10-K SEC 양식 10-Q
분석가 컨센서스 추정치	+3년	재무 예측 분석가 목표주가	분석가 리서치 보고서 Blue Matrix
시장 가격	30년	주가 배당, 분할 및 기타 조치	ICE 시장 데이터 SEC 양식 S-1
지분 구조	10년	주요 주주 내부자 거래	SEC 양식 4 SEC 양식 13D
경영진	10년	리더십 팀 이사회	SEC 양식 10-K SEC 양식 DEF 14A
주요 개발	10년	회사 공시	SEC 양식 8-K

^* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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분석가 소스

American Coastal Insurance Corporation는 4명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가	기관
Matthew Carletti	Citizens JMP Securities, LLC
Michael Phillips	Oppenheimer & Co. Inc.
Charles Gregory Peters	Raymond James & Associates

American Coastal Insurance 향후 성장

Future 기준 점검 0/6

핵심 정보

최근 향후 성장 업데이트

American Coastal Insurance Corporation Revises Earnings Guidance for the Full Year 2026

Consensus EPS estimates fall by 39%, revenue upgraded

Consensus EPS estimates increase by 49%

Price target decreased by 13% to US$14.00

Consensus EPS estimates fall by 10%

Consensus EPS estimates increase by 11%, revenue downgraded

Recent updates

American Coastal Insurance Corporation Revises Earnings Guidance for the Full Year 2026

Second quarter 2026 earnings: EPS and revenues exceed analyst expectations

American Coastal Insurance Corporation to Report Q2, 2026 Results on Aug 05, 2026

New major risk - Revenue and earnings growth

American Coastal Insurance Corporation(NasdaqCM:ACIC) dropped from Russell 3000 Growth Benchmark

Consensus EPS estimates fall by 39%, revenue upgraded

First quarter 2026 earnings: EPS and revenues miss analyst expectations

American Coastal Insurance Corporation to Report Q1, 2026 Results on May 05, 2026

American Coastal Insurance Corporation, Annual General Meeting, May 26, 2026

New major risk - Revenue and earnings growth

Full year 2025 earnings: EPS and revenues exceed analyst expectations

Sherrill W. Hudson Not Seek Re-Election as a Member of the Board of Directors of American Coastal Insurance Corporation

American Coastal Insurance Corporation to Report Q4, 2025 Results on Feb 19, 2026

Upcoming dividend of US$0.75 per share

ACIC: Dividend Payout And Stable Outlook Will Support Balanced Future Returns

Dividend of US$0.75 announced

American Coastal Insurance Corporation Declares Special Cash Dividend, Payable on January 9, 2026

Consensus EPS estimates increase by 49%

COO & Chief Information Officer recently sold US$218k worth of stock

ACIC: Expanding Into Florida Will Improve Market Presence Despite Climate Risks

Third quarter 2025 earnings released: EPS: US$0.67 (vs US$0.58 in 3Q 2024)

American Coastal Insurance Corporation to Report Q3, 2025 Results on Nov 05, 2025

Price target decreased by 13% to US$14.00

Second quarter 2025 earnings: EPS and revenues exceed analyst expectations

American Coastal Insurance Corporation to Report Q2, 2025 Results on Aug 06, 2025

COO & Chief Information Officer recently sold US$735k worth of stock

President & CEO exercised options and sold US$483k worth of stock

Consensus EPS estimates fall by 10%

First quarter 2025 earnings: EPS exceeds analyst expectations while revenues lag behind

President & CEO exercised options and sold US$301k worth of stock

American Coastal Insurance Corporation to Report Q1, 2025 Results on May 08, 2025

American Coastal Insurance Corporation, Annual General Meeting, May 19, 2025

President & CEO exercised options and sold US$131k worth of stock

Forza Insurance Holdings, LLC completed the acquisition of Interboro Insurance Company from American Coastal Insurance Corporation (NasdaqCM:ACIC) for $26.4 million.

Now 20% undervalued after recent price drop

President & CEO exercised options and sold US$517k worth of stock

COO & Chief Information Officer recently sold US$118k worth of stock

COO, VP & Chief Information Officer exercised options and sold US$300k worth of stock

Full year 2024 earnings: Revenues exceed analysts expectations while EPS lags behind

Here's Why We Think American Coastal Insurance (NASDAQ:ACIC) Might Deserve Your Attention Today

American Coastal Insurance Corporation to Report Q4, 2024 Results on Feb 27, 2025

American Coastal Insurance Corporation Appoints R. Daniel Peed as Executive Chairman of the Board of Directors

Upcoming dividend of US$0.50 per share

American Coastal Insurance Corporation Declares Special Cash Dividend , Payable on January 10, 2025

Consensus EPS estimates increase by 11%, revenue downgraded

New major risk - Revenue and earnings growth

Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Improved Earnings Required Before American Coastal Insurance Corporation (NASDAQ:ACIC) Stock's 40% Jump Looks Justified

New minor risk - Share price stability

Investor sentiment improves as stock rises 19%

American Coastal Insurance Corporation to Report Q3, 2024 Results on Nov 06, 2024

Investor sentiment deteriorates as stock falls 16%

Independent Director recently bought US$91k worth of stock

Reinsurance Strategy And Streamlining Operations Set To Propel Growth And Profitability

COO, VP & Chief Information Officer exercised options and sold US$262k worth of stock

Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

American Coastal Insurance Corporation to Report Q2, 2024 Results on Aug 07, 2024

American Coastal Insurance: A Remarkable Comeback

COO, VP & Chief Information Officer exercised options and sold US$308k worth of stock

President exercised options and sold US$319k worth of stock

President exercised options and sold US$186k worth of stock

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Investor sentiment improves as stock rises 18%

American Coastal Insurance Corporation to Report Q1, 2024 Results on May 09, 2024

American Coastal Insurance Corporation, Annual General Meeting, May 14, 2024

New major risk - Revenue and earnings growth

Investor sentiment deteriorates as stock falls 26%

New minor risk - Shareholder dilution

Full year 2023 earnings: EPS in line with expectations, revenues disappoint