View Financial HealthHigh Templar Tech 배당 및 자사주 매입배당 기준 점검 0/6High Templar Tech 배당금을 지급한 기록이 없습니다.핵심 정보n/a배당 수익률11.8%자사주 매입 수익률총 주주 수익률11.8%미래 배당 수익률n/a배당 성장률n/a다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향n/a최근 배당 및 자사주 매입 업데이트업데이트 없음모든 업데이트 보기Recent updatesReported Earnings • Apr 16Full year 2025 earnings released: EPS: CN¥4.37 (vs CN¥0.50 in FY 2024)Full year 2025 results: EPS: CN¥4.37 (up from CN¥0.50 in FY 2024). Net income: CN¥708.6m (up CN¥616.9m from FY 2024). Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Mar 30Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$1.99, the stock trades at a trailing P/E ratio of 3.2x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 67% over the past three years.Seeking Alpha • Mar 21High Templar Tech: AI Pivot With A Hefty Cash BalanceSummary High Templar Tech has fallen in 2026, but the balance sheet suggests long HTT is worth exploring now that it is valued at less than cash on the books. AI has been singled out as the replacement of the delivery business, but that creates uncertainty for the stock in terms of the outlook. There is a lot of cash to fall back on at HTT, but investors are increasingly wary of the ability of AI to burn cash without delivering much in return. HTT has shown it will choose wisely and change course if needed with AI, so I am bullish on HTT with a buy rating. Read the full article on Seeking AlphaReported Earnings • Mar 12Full year 2025 earnings released: EPS: CN¥4.37 (vs CN¥0.50 in FY 2024)Full year 2025 results: EPS: CN¥4.37 (up from CN¥0.50 in FY 2024). Net income: CN¥708.6m (up CN¥616.9m from FY 2024). Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 33% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Dec 10Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$3.97, the stock trades at a trailing P/E ratio of 5.7x. Average trailing P/E is 9x in the Consumer Finance industry in the US. Total returns to shareholders of 323% over the past three years.Reported Earnings • Nov 26Third quarter 2025 earnings released: EPS: CN¥2.55 (vs CN¥0.73 in 3Q 2024)Third quarter 2025 results: EPS: CN¥2.55 (up from CN¥0.73 in 3Q 2024). Revenue: CN¥8.52m (down 85% from 3Q 2024). Net income: CN¥409.9m (up 211% from 3Q 2024). Over the last 3 years on average, earnings per share has increased by 84% per year whereas the company’s share price has increased by 89% per year.공지 • Sep 24Qudian Inc. Announces Resignation of Yingming Li as A Director, Effective September 23, 2025Qudian Inc. announced that Mr. Yingming Li has tendered his resignation as a director of the Company's board of directors for personal reasons. Mr. Li's resignation was effective as of September 23, 2025.Reported Earnings • Aug 14Second quarter 2025 earnings released: EPS: CN¥1.02 (vs CN¥0.54 in 2Q 2024)Second quarter 2025 results: EPS: CN¥1.02 (up from CN¥0.54 in 2Q 2024). Net income: CN¥161.7m (up 62% from 2Q 2024). Over the last 3 years on average, earnings per share has increased by 65% per year but the company’s share price has only increased by 59% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jul 31Investor sentiment improves as stock rises 22%After last week's 22% share price gain to US$4.04, the stock trades at a trailing P/E ratio of 15.2x. Average trailing P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 278% over the past three years.Reported Earnings • May 31First quarter 2025 earnings released: EPS: CN¥0.90 (vs CN¥0.38 loss in 1Q 2024)First quarter 2025 results: EPS: CN¥0.90 (up from CN¥0.38 loss in 1Q 2024). Revenue: CN¥25.8m (down 54% from 1Q 2024). Net income: CN¥150.1m (up CN¥223.7m from 1Q 2024). Over the last 3 years on average, earnings per share has increased by 50% per year whereas the company’s share price has increased by 53% per year.분석 기사 • May 07Earnings Not Telling The Story For Qudian Inc. (NYSE:QD) After Shares Rise 26%Qudian Inc. ( NYSE:QD ) shares have had a really impressive month, gaining 26% after a shaky period beforehand. Looking...Reported Earnings • Apr 23Full year 2024 earnings released: EPS: CN¥0.50 (vs CN¥0.18 in FY 2023)Full year 2024 results: EPS: CN¥0.50 (up from CN¥0.18 in FY 2023). Revenue: CN¥216.4m (up 71% from FY 2023). Net income: CN¥91.7m (up 134% from FY 2023). Profit margin: 42% (up from 31% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.Seeking Alpha • Apr 22Qudian: 60% Discount To Liquidation Value And More BuybacksSummary Qudian remains significantly undervalued, trading at over a 60% discount to its liquidation value, presenting a strong margin of safety for investors. The company is aggressively repurchasing shares, having bought back over $40 million worth since June 2024, enhancing shareholder value. Despite economic uncertainties and currency risks, Qudian's diversified currency holdings offer some hedge. Economic war between the US and China could be a cause for concern through potential delisting, currency fluctuations, sanctions, and more. Read the full article on Seeking AlphaSeeking Alpha • Apr 15Qudian: Balance Sheet Strength Gives The Income Statement Time To ImproveSummary Qudian has been badly affected by global trade tensions, but the charts suggest the stock could be at a good entry point. The income statement is weighed down by the need to get a new growth driver off the ground, which is facing heavy competition. The balance sheet gives QD a lot of leeway, and an argument can be made that the stock ought to trade higher because of it. The possibility of more headwind due to trade disputes remains, but long QD is worth taking into consideration, all things considered. Read the full article on Seeking AlphaValuation Update With 7 Day Price Move • Apr 07Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to US$2.16, the stock trades at a trailing P/E ratio of 72.9x. Average trailing P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 91% over the past three years.Seeking Alpha • Jan 08Qudian: A Money-Losing Business Saved By Interest Income (Rating Downgrade)Summary Qudian has still not found a profitable business model and the company will probably abandon the delivery business and start a new one. The best outcome for the shareholders is to liquidate the company and distribute the cash on the balance sheet to shareholders. Shareholders should consider selling the stock on buybacks and using the cash elsewhere. Read the full article on Seeking AlphaNew Risk • Nov 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 62% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Profit margins are more than 30% lower than last year (18% net profit margin).Reported Earnings • Nov 24Third quarter 2024 earnings released: EPS: CN¥0.73 (vs CN¥0.84 loss in 3Q 2023)Third quarter 2024 results: EPS: CN¥0.73 (up from CN¥0.84 loss in 3Q 2023). Revenue: CN¥55.0m (up 86% from 3Q 2023). Net income: CN¥131.9m (up CN¥313.1m from 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.Seeking Alpha • Sep 12Qudian: Success With Last-Mile Delivery And More Share RepurchasesSummary Qudian's transition to last-mile delivery in New Zealand and Australia shows progress, boosting shareholder confidence amid past uncertainties. The latest quarterly report reveals a profit for the first time in over a year. Active share repurchase agreements have led to significant value creation, with $68 million spent on buybacks, enhancing shareholder value because the stock being undervalued. Management has created over $165 million in value for shareholders in the last 12 months with buybacks. Read the full article on Seeking AlphaReported Earnings • Sep 07Second quarter 2024 earnings released: EPS: CN¥0.54 (vs CN¥0.34 loss in 2Q 2023)Second quarter 2024 results: EPS: CN¥0.54 (up from CN¥0.34 loss in 2Q 2023). Revenue: CN¥53.3m (up 381% from 2Q 2023). Net income: CN¥99.8m (up CN¥176.7m from 2Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 82 percentage points per year, which is a significant difference in performance.Reported Earnings • Jun 14First quarter 2024 earnings released: CN¥0.38 loss per share (vs CN¥1.82 profit in 1Q 2023)First quarter 2024 results: CN¥0.38 loss per share (down from CN¥1.82 profit in 1Q 2023). Revenue: CN¥55.8m (up 156% from 1Q 2023). Net loss: CN¥73.6m (down 118% from profit in 1Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 73 percentage points per year, which is a significant difference in performance.Seeking Alpha • May 15Qudian: 60% Discount To Liquidation Value And Massive Value Creation From BuybacksSummary The company is currently valued at under $500 million. With a liquidation value of $1.3 billion - providing a margin of safety of a 60% discount to liquidation value. Qudian has implemented two share repurchase programs, buying back shares at a significant discount and unlocking massive value for shareholders. $94 million spent so far on the share repurchase programs unlocked a total value of $320 million for shareholders. Read the full article on Seeking Alpha공지 • May 14Qudian Inc. Announces Changes to Board of DirectorsQudian Inc. announced that Mr. David Cui has replaced Mr. Shengwen Rong as a member of the board of directors (the "Board"), audit committee and compensation committee of the Company. Mr. Shengwen Rong resigned from the Board for personal reasons, effective as of May 11, 2024. Upon recommendation by the nominating and corporate governance committee of the Company, the Board resolved to appoint Mr. David Cui as a director and member of the audit committee and compensation committee to fill the positions vacated by Mr. Shengwen Rong, effective as of May 11, 2024. Mr. Cui has served as an independent non-executive director of Inkeverse Group Limited (formerly known as Inke Limited), a leading Chinese mobile live streaming company listed on the Hong Kong Stock Exchange, since June 2018, and Yalla Group Limited, since September 2020. Mr. Cui has extensive experience in public accounting and financial management. From October 2020 to May 2023, Mr. Cui served as the chief financial officer of Vipshop Holdings Limited. From August 2017 to September 2020, Mr. Cui was the chief financial officer of Huami Corporation (currently known as Zepp Health Corporation). From August 2015 to April 2017, Mr. Cui was the chief financial officer of China Digital Video Holdings Limited, a company listed on the Hong Kong Stock Exchange. Prior to that, Mr. Cui was an independent financial advisor to high growth companies on business strategies, fund raising, corporate governance and accounting matters. From April 2011 to August 2013, Mr. Cui was the chief financial officer in iKang Healthcare Group Inc., a company previously listed on the Nasdaq Global Select Market. He was an audit senior manager of Deloitte Touche Tohmatsu, China from April 2007 to April 2011. Prior to that, Mr. Cui was the financial reporting manager of Symantec Corporation. From April 2004 to August 2006, he served as an audit manager of Ernst & Young, California. Mr. Cui was a senior auditor in the Audit and Advisory Services practice of Health Net Inc., California from May 2001 to April 2004. From January 1996 to May 2001, Mr. Cui worked in public accounting in Canada and the United States. Mr. Cui has a bachelor's degree in business administration from Simon Fraser University, Canada and is a licensed CPA in the United States and Canada.Valuation Update With 7 Day Price Move • May 10Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$2.09, the stock trades at a trailing P/E ratio of 73.1x. Average trailing P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 11% over the past three years.Seeking Alpha • Apr 03Qudian: The Best Outcome For Shareholders Is Liquidation Of The CompanySummary Qudian is a company that is constantly trying to find itself and reinvent itself, almost every year. The CEO is currently organizing a new business since the previous attempt to enter the last-mile delivery market did not work out. There is $1.2 billion stuck on the balance sheet of the company, but the shareholders cannot access it as the CEO holds more than 80% of voting power. In my opinion, the best outcome for the shareholders would be if the CEO liquidated the company, sold all assets, and distributed the available cash to shareholders. Read the full article on Seeking AlphaReported Earnings • Mar 19Full year 2023 earnings released: EPS: CN¥0.18 (vs CN¥1.47 loss in FY 2022)Full year 2023 results: EPS: CN¥0.18 (up from CN¥1.47 loss in FY 2022). Revenue: CN¥126.3m (down 76% from FY 2022). Net income: CN¥39.1m (up CN¥401.1m from FY 2022). Profit margin: 31% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 73 percentage points per year, which is a significant difference in performance.Seeking Alpha • Dec 25Qudian: Transformation Into Last-Mile Delivery Business Can Drive GrowthSummary Qudian has transformed into the last-mile delivery segment and has reported decent growth in its new operations. The company is expanding its footprint in Australia, New Zealand, and the United States to cater to the growing demand in the e-commerce industry. Though QD is overvalued, it can further gain momentum in its revenues and profitability as it has made investments in its last-mile delivery business. Read the full article on Seeking AlphaReported Earnings • Dec 13Third quarter 2023 earnings released: CN¥0.84 loss per share (vs CN¥2.64 loss in 3Q 2022)Third quarter 2023 results: CN¥0.84 loss per share (improved from CN¥2.64 loss in 3Q 2022). Revenue: CN¥29.6m (down 69% from 3Q 2022). Net loss: CN¥181.2m (loss narrowed 72% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 61% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Dec 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$1.85, the stock trades at a trailing P/E ratio of 16.6x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 41% over the past three years.Valuation Update With 7 Day Price Move • Sep 14Investor sentiment deteriorates as stock falls 21%After last week's 21% share price decline to US$1.88, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 30% over the past three years.Reported Earnings • Sep 09Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: CN¥11.1m (down 87% from 2Q 2022). Net loss: CN¥76.9m (loss widened 25% from 2Q 2022).Seeking Alpha • Sep 08Qudian Unveils Last-Mile Delivery Transformation PlanSummary Qudian announced it will become a last-mile delivery specialist, with an initial focus on the Australian, New Zealand and U.S. markets. The former Chinese online consumer lender revealed it began trialing a new last-mile delivery service in Australia and New Zealand at the end of last year. The company has officially ended its original online consumer lending business, and is in the process of winding down a short-lived prepared food service. Read the full article on Seeking AlphaBuying Opportunity • Jul 20Now 23% undervaluedOver the last 90 days, the stock is up 68%. The fair value is estimated to be US$2.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 83% over the last 3 years. Meanwhile, the company has become profitable.Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$2.34, the stock trades at a trailing P/E ratio of 19.3x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 18% over the past three years.Valuation Update With 7 Day Price Move • Jun 21Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$2.00, the stock trades at a trailing P/E ratio of 16.6x. Average trailing P/E is 7x in the Consumer Finance industry in the US. Total returns to shareholders of 13% over the past three years.New Risk • Jun 20New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 36% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.Seeking Alpha • Jun 13Qudian: A $1.4 Billion Cash CowSummary The company officially left the fintech realm in the first quarter by posting no revenue from its original online financing business for the first time. Qudian’s revenue plunged nearly 90% to just 21.9 million yuan in the first quarter, as it officially exited its original online lending business. The company is likely to make one or more major acquisitions in the consumer space in the next year using its $1.4 billion in cash and short-term investments. Read the full article on Seeking AlphaReported Earnings • Jun 13First quarter 2023 earnings released: EPS: CN¥0.002 (vs CN¥0.56 loss in 1Q 2022)First quarter 2023 results: EPS: CN¥0.002 (up from CN¥0.56 loss in 1Q 2022). Revenue: CN¥21.9k (down 100% from 1Q 2022). Net income: CN¥414.3k (up CN¥143.2m from 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 85 percentage points per year, which is a significant difference in performance.Reported Earnings • Feb 22Full year 2022 earnings released: CN¥0.74 loss per share (vs CN¥2.32 profit in FY 2021)Full year 2022 results: CN¥0.74 loss per share (down from CN¥2.32 profit in FY 2021). Revenue: CN¥577.5m (down 64% from FY 2021). Net loss: CN¥362.0m (down 161% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.Seeking Alpha • Feb 21Qudian Non-GAAP EPADS of $0.30, revenue of $23.2MQudian press release (NYSE:QD): Q4 Non-GAAP EPADS of $0.30. Revenue of $23.2M (-61.0% Y/Y). Loan facilitation income and other related income decreased by 50.2% to $0.7M. As of December 31, 2022, the company had cash and cash equivalents of $507.7M and restricted cash of $10.3M.공지 • Feb 04Qudian Regained Compliance with NYSE Minimum Price ProvisionQudian Inc. announced that the Company has regained compliance with the New York Stock Exchange's continued listing standard for share prices as confirmed by a notification letter from the NYSE on February 1, 2023. On September 22, 2022, the NYSE notified the Company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days.Seeking Alpha • Feb 03Qudian regains compliance with NYSE minimum price requirementQudian (NYSE:QD) has regained compliance with the New York Stock Exchange's continued listing standard for share prices. The company received a notification letter from the NYSE on February 1, 2023. On September 22, 2022, the company received a notice of non-compliance as the average closing price of its American depositary shares had fallen below $1.00 over a period of 30 consecutive trading days. Looking at the stock action, QD is up 2.5% in premarket session and currently trading at $1.22. Over a period of one year, shares have grown around 28%.Reported Earnings • Nov 23Third quarter 2022 earnings released: CN¥2.64 loss per share (vs CN¥0.37 loss in 3Q 2021)Third quarter 2022 results: CN¥2.64 loss per share (further deteriorated from CN¥0.37 loss in 3Q 2021). Revenue: CN¥95.3m (down 71% from 3Q 2021). Net loss: CN¥648.0m (loss widened CN¥553.8m from 3Q 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 33 percentage points per year, which is a significant difference in performance.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Seeking Alpha • Sep 23Qudian again receives notice regarding NYSE continued listing standardsQudian (NYSE:QD) has received notice that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares. The company has six months following receipt of the notice to regain compliance with the minimum share price requirement. In August 2022, the company regained compliance with NYSE continued listing standard for share prices, for which it was notified in May 2022. As per Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than US$1.00 over a consecutive 30 trading-day period. The company is currently trading at $0.94.Reported Earnings • Sep 07Second quarter 2022 earnings released: CN¥0.25 loss per share (vs CN¥1.07 profit in 2Q 2021)Second quarter 2022 results: CN¥0.25 loss per share (down from CN¥1.07 profit in 2Q 2021). Revenue: CN¥88.1m (down 78% from 2Q 2021). Net loss: CN¥61.3m (down 123% from profit in 2Q 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 14 percentage points per year, which is a significant difference in performance.Seeking Alpha • Sep 06Qudian Non-GAAP EPADS of -$0.03, revenue of $15.7MQudian press release (NYSE:QD): Q2 Non-GAAP EPADS of -$0.03. Revenue of $15.7M (-74.4% Y/Y). Shares -1.13% PM.Seeking Alpha • Aug 02Qudian regains compliance with NYSE listing standardsQudian (NYSE:QD) regained compliance with NYSE continued listing standard for share prices as confirmed by a notification letter on Aug.1, 2022. In May last week, the company was notified of the non-compliance with the exchange's continued listing standards as ADS price had fallen below $1 for 30 consecutive trading days. Shares trading 2.8% higher premarket.Seeking Alpha • Jul 18Qudian's food venture sells 9.56M dishes through recent livestreaming eventQudian (NYSE:QD) shares surged over 60% on Monday after consumer finance services provider delivered an update on its ready-to-cook meal business. Launched in March 2022, QD Food is Qudian's latest strategic venture. The business is said to have made remarkable progress since inception. QD Food currently offer over ten dishes. As of July 18, 2022, it had 15 warehousing, assembly and packaging facilities, delivering products to over 200 cities and towns across China. Consumers can place orders through three channels, Douyin's livestreaming platform, QD Food's WeChat mini-program, and the QD Food App. The company recently hosted a livestreaming event on Douyin that fueled sales of a total of ~9.56M dishes. The "717 Foodies Festival" event took No. 1 slot on Douyin for over ten hours, with peak concurrent viewers reaching a high of over 900K. The event featured CEO Min Luo introducing QD Food's products to millions of viewers.Reported Earnings • Jun 16First quarter 2022 earnings released: CN¥0.56 loss per share (vs CN¥1.89 profit in 1Q 2021)First quarter 2022 results: CN¥0.56 loss per share (down from CN¥1.89 profit in 1Q 2021). Revenue: CN¥184.5m (down 63% from 1Q 2021). Net loss: CN¥142.8m (down 130% from profit in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 50% per year whereas the company’s share price has fallen by 51% per year.Valuation Update With 7 Day Price Move • Jun 16Investor sentiment improved over the past weekAfter last week's 28% share price gain to US$1.12, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 5x in the Consumer Finance industry in the US. Total loss to shareholders of 86% over the past three years.Seeking Alpha • Jun 15Qudian Finds New Business Model In Buying Back SharesQudian has announced a $200 million share buyback plan, extending a recent series of buying of its own stock. Aggressive share purchasing comes as Qudian dramatically scales back its original consumer lending business and searches for a new business model. In fact, the stock fell 11% a day earlier after the company announced its latest quarterly results that showed its original lending business continued to rapidly shrink.Reported Earnings • May 01Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2021 results: EPS: CN¥2.32 (down from CN¥3.78 in FY 2020). Revenue: CN¥1.59b (down 56% from FY 2020). Net income: CN¥589.1m (down 39% from FY 2020). Profit margin: 37% (up from 27% in FY 2020). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 4.2%. Earnings per share (EPS) missed analyst estimates by 25%. Over the next year, revenue is expected to shrink by 22% compared to a 14% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 49% per year, which means it is performing significantly worse than earnings.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Seeking Alpha • Apr 20Qudian Sees Food For Growth In Prepared Meals, Weighs Exit Of Core Lending BusinessQudian said it has started trial operations for QD Food, which sells ready-to-cook meal kits through a WeChat mini app. The move comes as the company says it may wind down its original credit business due to the challenging regulatory environment. Although Qudian may fetch a better P/E ratio than its two peers, the value of its shares is a fraction of their 2017 IPO price of $24.Seeking Alpha • Feb 11Qudian Headed For Wall Street Exit Door? Not So Fast, PerhapsFormer fintech highflyer’s average share price falls below $1 for 30 days, even as analyst sentiment shows sudden positive shift. Qudian’s stock has closed at an average price of less than $1 over the last 30 trading days, putting it out of compliance with New York Stock Exchange listing rules. Analysts have suddenly become more positive on the company, with six rating it a ‘buy’ or ‘strong buy’ in February after it received mostly ‘hold’ ratings in previous two months.Price Target Changed • Jan 19Price target decreased to US$1.12Down from US$1.95, the current price target is an average from 2 analysts. New target price is 9.8% above last closing price of US$1.02. Stock is down 52% over the past year. The company is forecast to post earnings per share of CN¥3.18 for next year compared to CN¥3.78 last year.Major Estimate Revision • Dec 24Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from CN¥3.85 to CN¥3.00. Revenue forecast unchanged from CN¥1.62b at last update. Net income forecast to shrink 21% next year vs 8.4% decline forecast for Consumer Finance industry in the US. Consensus price target of US$1.89 unchanged from last update. Share price rose 12% to US$1.01 over the past week.Seeking Alpha • Dec 17Qudian Shares Sink Into Danger Zone As It Fails To Find New FootingChinese microlender Qudian Inc. slipped into the red in the third quarter, sparking a selloff that sent its stock to all-time lows below $1 and throwing its listing into question. After falling over 20% on Monday following the release of its results, Qudian’s shares continued to slide and traded as low as $0.89 on Wednesday, threatening its listing should it stay below $1 for an extended period. Qudian had a dramatic change of fortune when Chinese authorities began reining in thousands of freewheeling microlenders not long after the company’s listing in late 2017. The big question for Qudian, which was founded in 2014, will be whether it can return to a growth track within the country’s new strict lending rules.Reported Earnings • Dec 15Third quarter 2021 earnings: Revenues miss analyst expectationsThird quarter 2021 results: Revenue: -CN¥546.0m (down 166% from 3Q 2020). Net loss: CN¥842.5m (down 242% from profit in 3Q 2020). Revenue missed analyst estimates by 2.5%. Over the next year, revenue is expected to shrink by 25% compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.Reported Earnings • Aug 25Second quarter 2021 earnings releasedThe company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: CN¥412.1m (down 64% from 2Q 2020). Net income: CN¥269.9m (up 51% from 2Q 2020). Profit margin: 66% (up from 16% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has fallen by 36% per year, which means it is performing significantly worse than earnings.Price Target Changed • Jun 22Price target increased to US$1.95Up from US$1.50, the current price target is an average from 3 analysts. New target price is 18% below last closing price of US$2.38. Stock is up 34% over the past year.Major Estimate Revision • Jun 22Consensus revenue estimates increase to CN¥2.73bThe consensus outlook for revenues in 2021 has improved. 2021 revenue forecast increased from CN¥2.30b to CN¥2.73b. EPS estimate increased from CN¥4.47 to CN¥5.12 per share. Net income forecast to shrink 31% next year vs 5.5% growth forecast for Consumer Finance industry in the US . Consensus price target up from US$1.50 to US$1.95. Share price fell 2.5% to US$2.38 over the past week.Seeking Alpha • Jun 21Fintech Qudian's Profits Boom, Loans Shrink As It Bets On Direct Lending ModelQudian stock is up 12% since June 15, the day it reported its latest results. Qudian disclosed its fourth consecutive quarterly profit and said its bad debts were under control. Shares are down 92% from its October 2017 IPO price, giving it a current market cap of $678 million. QD trades at a P/E ratio of 4.4, or less than half the 9.4 ratio for the broader industry. Qudian’s stock could be at a turning point, leaving investors to figure out which way it will go.분석 기사 • Jun 17Party Time: Brokers Just Made Major Increases To Their Qudian Inc. (NYSE:QD) Earnings ForecastsShareholders in Qudian Inc. ( NYSE:QD ) may be thrilled to learn that the analysts have just delivered a major upgrade...Reported Earnings • Jun 16First quarter 2021 earnings releasedThe company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: CN¥515.7m (down 46% from 1Q 2020). Net income: CN¥478.4m (up CN¥964.8m from 1Q 2020). Profit margin: 93% (up from net loss in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has fallen by 37% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Jun 15Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥2.44, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total loss to shareholders of 75% over the past three years.Valuation Update With 7 Day Price Move • May 22Investor sentiment improved over the past weekAfter last week's 18% share price gain to CN¥2.12, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total loss to shareholders of 76% over the past three years.Reported Earnings • May 04Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Apr 28Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥2.04, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total loss to shareholders of 79% over the past three years.Major Estimate Revision • Apr 15Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from CN¥5.61 to CN¥4.52. Revenue forecast unchanged from CN¥2.30b at last update. Net income forecast to grow 55% next year vs 26% growth forecast for Consumer Finance industry in the US. Consensus price target of US$1.50 unchanged from last update. Share price fell 9.8% to US$2.02 over the past week.Major Estimate Revision • Apr 05Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 revenue forecast fell from CN¥3.30b to CN¥2.30b. EPS estimate increased from CN¥3.84 to CN¥5.65 per share. Net income forecast to grow 55% next year vs 25% growth forecast for Consumer Finance industry in the US. Consensus price target up from US$1.42 to US$1.50. Share price was steady at US$2.29 over the past week.분석 기사 • Apr 01Analysts Are More Bearish On Qudian Inc. (NYSE:QD) Than They Used To BeToday is shaping up negative for Qudian Inc. ( NYSE:QD ) shareholders, with the analysts delivering a substantial...Reported Earnings • Mar 31Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.Valuation Update With 7 Day Price Move • Mar 28Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to CN¥2.25, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 10x in the Consumer Finance industry in the US. Total loss to shareholders of 81% over the past three years.분석 기사 • Mar 15What Kind Of Shareholders Hold The Majority In Qudian Inc.'s (NYSE:QD) Shares?A look at the shareholders of Qudian Inc. ( NYSE:QD ) can tell us which group is most powerful. Insiders often own a...Valuation Update With 7 Day Price Move • Mar 14Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥2.60, the stock is trading at a trailing P/E ratio of 10.4x, up from the previous P/E ratio of 8.7x. This compares to an average P/E of 13x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 83%.Valuation Update With 7 Day Price Move • Feb 27Investor sentiment deteriorated over the past weekAfter last week's 31% share price decline to CN¥2.14, the stock is trading at a trailing P/E ratio of 8.5x, down from the previous P/E ratio of 12.4x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 85%.Valuation Update With 7 Day Price Move • Feb 06Investor sentiment improved over the past weekAfter last week's 49% share price gain to CN¥3.00, the stock is trading at a trailing P/E ratio of 11.9x, up from the previous P/E ratio of 8x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 77%.Is New 90 Day High Low • Feb 02New 90-day high: US$2.24The company is up 66% from its price of US$1.35 on 03 November 2020. The American market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 25% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$17.97 per share.Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥2.12, the stock is trading at a trailing P/E ratio of 8.4x, up from the previous P/E ratio of 7.3x. This compares to an average P/E of 13x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 85%.Valuation Update With 7 Day Price Move • Jan 09Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥1.62, the stock is trading at a trailing P/E ratio of 6.4x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 87%.Is New 90 Day High Low • Jan 09New 90-day high: US$1.62The company is up 16% from its price of US$1.40 on 09 October 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Consumer Finance industry, which is up 23% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$17.36 per share.Valuation Update With 7 Day Price Move • Jan 05Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥1.38, the stock is trading at a trailing P/E ratio of 5.5x, up from the previous P/E ratio of 4.7x. This compares to an average P/E of 13x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 89%.Is New 90 Day High Low • Dec 22New 90-day low: US$1.23The company is down 8.0% from its price of US$1.34 on 22 September 2020. The American market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$16.42 per share.Reported Earnings • Dec 15Third quarter 2020 earnings released: EPS CN¥2.33The company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2020 results: Revenue: CN¥849.4m (down 67% from 3Q 2019). Net income: CN¥592.3m (down 43% from 3Q 2019). Profit margin: 70% (up from 40% in 3Q 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has fallen by 54% per year, which means it is performing significantly worse than earnings.Analyst Estimate Surprise Post Earnings • Dec 15Earnings beat expectations, revenue disappointsRevenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 1,111%. Over the next year, revenue is expected to shrink by 30% compared to a 39% growth forecast for the Consumer Finance industry in the US.분석 기사 • Nov 30Do Insiders Own Lots Of Shares In Qudian Inc. (NYSE:QD)?A look at the shareholders of Qudian Inc. (NYSE:QD) can tell us which group is most powerful. Large companies usually...Valuation Update With 7 Day Price Move • Oct 24Market bids up stock over the past weekAfter last week's 19% share price gain to CN¥1.53, the stock is trading at a trailing P/E ratio of 3.1x, up from the previous P/E ratio of 2.6x. This compares to an average P/E of 11x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 93%.Is New 90 Day High Low • Sep 24New 90-day low: US$1.25The company is down 28% from its price of US$1.74 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$2.60 per share.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 과거에 HTT 의 주당 배당금이 안정적이었는지 판단하기에는 데이터가 부족합니다.배당금 증가: HTT 의 배당금 지급이 증가했는지 판단하기에는 데이터가 부족합니다.배당 수익률 vs 시장High Templar Tech 배당 수익률 vs 시장HTT의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (HTT)n/a시장 하위 25% (US)1.4%시장 상위 25% (US)4.2%업계 평균 (Consumer Finance)1.9%분석가 예측 (HTT) (최대 3년)n/a주목할만한 배당금: 회사가 최근 지급을 보고하지 않았기 때문에 하위 25%의 배당금 지급자에 대해 HTT 의 배당 수익률을 평가할 수 없습니다.고배당: 회사가 최근 지급을 보고하지 않았기 때문에 배당금 지급자의 상위 25%에 대해 HTT 의 배당 수익률을 평가할 수 없습니다.주주 대상 이익 배당수익 보장: 배당금 지급이 수익으로 충당되는지 확인하기 위해 HTT 의 지급 비율을 계산하기에는 데이터가 부족합니다.주주 현금 배당현금 흐름 범위: HTT 에서 지급을 보고하지 않았기 때문에 배당 지속 가능성을 계산할 수 없습니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YUS 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/07 08:06종가2026/05/07 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스High Templar Tech Limited는 11명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Linda Sun-MattisonBernsteinYaoping WangChina International Capital Corporation LimitedJacky ZuoChina Renaissance Securities8명의 분석가 더 보기
Reported Earnings • Apr 16Full year 2025 earnings released: EPS: CN¥4.37 (vs CN¥0.50 in FY 2024)Full year 2025 results: EPS: CN¥4.37 (up from CN¥0.50 in FY 2024). Net income: CN¥708.6m (up CN¥616.9m from FY 2024). Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 26% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Mar 30Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$1.99, the stock trades at a trailing P/E ratio of 3.2x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 67% over the past three years.
Seeking Alpha • Mar 21High Templar Tech: AI Pivot With A Hefty Cash BalanceSummary High Templar Tech has fallen in 2026, but the balance sheet suggests long HTT is worth exploring now that it is valued at less than cash on the books. AI has been singled out as the replacement of the delivery business, but that creates uncertainty for the stock in terms of the outlook. There is a lot of cash to fall back on at HTT, but investors are increasingly wary of the ability of AI to burn cash without delivering much in return. HTT has shown it will choose wisely and change course if needed with AI, so I am bullish on HTT with a buy rating. Read the full article on Seeking Alpha
Reported Earnings • Mar 12Full year 2025 earnings released: EPS: CN¥4.37 (vs CN¥0.50 in FY 2024)Full year 2025 results: EPS: CN¥4.37 (up from CN¥0.50 in FY 2024). Net income: CN¥708.6m (up CN¥616.9m from FY 2024). Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has only increased by 33% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Dec 10Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$3.97, the stock trades at a trailing P/E ratio of 5.7x. Average trailing P/E is 9x in the Consumer Finance industry in the US. Total returns to shareholders of 323% over the past three years.
Reported Earnings • Nov 26Third quarter 2025 earnings released: EPS: CN¥2.55 (vs CN¥0.73 in 3Q 2024)Third quarter 2025 results: EPS: CN¥2.55 (up from CN¥0.73 in 3Q 2024). Revenue: CN¥8.52m (down 85% from 3Q 2024). Net income: CN¥409.9m (up 211% from 3Q 2024). Over the last 3 years on average, earnings per share has increased by 84% per year whereas the company’s share price has increased by 89% per year.
공지 • Sep 24Qudian Inc. Announces Resignation of Yingming Li as A Director, Effective September 23, 2025Qudian Inc. announced that Mr. Yingming Li has tendered his resignation as a director of the Company's board of directors for personal reasons. Mr. Li's resignation was effective as of September 23, 2025.
Reported Earnings • Aug 14Second quarter 2025 earnings released: EPS: CN¥1.02 (vs CN¥0.54 in 2Q 2024)Second quarter 2025 results: EPS: CN¥1.02 (up from CN¥0.54 in 2Q 2024). Net income: CN¥161.7m (up 62% from 2Q 2024). Over the last 3 years on average, earnings per share has increased by 65% per year but the company’s share price has only increased by 59% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jul 31Investor sentiment improves as stock rises 22%After last week's 22% share price gain to US$4.04, the stock trades at a trailing P/E ratio of 15.2x. Average trailing P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 278% over the past three years.
Reported Earnings • May 31First quarter 2025 earnings released: EPS: CN¥0.90 (vs CN¥0.38 loss in 1Q 2024)First quarter 2025 results: EPS: CN¥0.90 (up from CN¥0.38 loss in 1Q 2024). Revenue: CN¥25.8m (down 54% from 1Q 2024). Net income: CN¥150.1m (up CN¥223.7m from 1Q 2024). Over the last 3 years on average, earnings per share has increased by 50% per year whereas the company’s share price has increased by 53% per year.
분석 기사 • May 07Earnings Not Telling The Story For Qudian Inc. (NYSE:QD) After Shares Rise 26%Qudian Inc. ( NYSE:QD ) shares have had a really impressive month, gaining 26% after a shaky period beforehand. Looking...
Reported Earnings • Apr 23Full year 2024 earnings released: EPS: CN¥0.50 (vs CN¥0.18 in FY 2023)Full year 2024 results: EPS: CN¥0.50 (up from CN¥0.18 in FY 2023). Revenue: CN¥216.4m (up 71% from FY 2023). Net income: CN¥91.7m (up 134% from FY 2023). Profit margin: 42% (up from 31% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 35% per year, which means it is tracking significantly ahead of earnings growth.
Seeking Alpha • Apr 22Qudian: 60% Discount To Liquidation Value And More BuybacksSummary Qudian remains significantly undervalued, trading at over a 60% discount to its liquidation value, presenting a strong margin of safety for investors. The company is aggressively repurchasing shares, having bought back over $40 million worth since June 2024, enhancing shareholder value. Despite economic uncertainties and currency risks, Qudian's diversified currency holdings offer some hedge. Economic war between the US and China could be a cause for concern through potential delisting, currency fluctuations, sanctions, and more. Read the full article on Seeking Alpha
Seeking Alpha • Apr 15Qudian: Balance Sheet Strength Gives The Income Statement Time To ImproveSummary Qudian has been badly affected by global trade tensions, but the charts suggest the stock could be at a good entry point. The income statement is weighed down by the need to get a new growth driver off the ground, which is facing heavy competition. The balance sheet gives QD a lot of leeway, and an argument can be made that the stock ought to trade higher because of it. The possibility of more headwind due to trade disputes remains, but long QD is worth taking into consideration, all things considered. Read the full article on Seeking Alpha
Valuation Update With 7 Day Price Move • Apr 07Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to US$2.16, the stock trades at a trailing P/E ratio of 72.9x. Average trailing P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 91% over the past three years.
Seeking Alpha • Jan 08Qudian: A Money-Losing Business Saved By Interest Income (Rating Downgrade)Summary Qudian has still not found a profitable business model and the company will probably abandon the delivery business and start a new one. The best outcome for the shareholders is to liquidate the company and distribute the cash on the balance sheet to shareholders. Shareholders should consider selling the stock on buybacks and using the cash elsewhere. Read the full article on Seeking Alpha
New Risk • Nov 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 62% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Profit margins are more than 30% lower than last year (18% net profit margin).
Reported Earnings • Nov 24Third quarter 2024 earnings released: EPS: CN¥0.73 (vs CN¥0.84 loss in 3Q 2023)Third quarter 2024 results: EPS: CN¥0.73 (up from CN¥0.84 loss in 3Q 2023). Revenue: CN¥55.0m (up 86% from 3Q 2023). Net income: CN¥131.9m (up CN¥313.1m from 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has increased by 17% per year, which means it is well ahead of earnings.
Seeking Alpha • Sep 12Qudian: Success With Last-Mile Delivery And More Share RepurchasesSummary Qudian's transition to last-mile delivery in New Zealand and Australia shows progress, boosting shareholder confidence amid past uncertainties. The latest quarterly report reveals a profit for the first time in over a year. Active share repurchase agreements have led to significant value creation, with $68 million spent on buybacks, enhancing shareholder value because the stock being undervalued. Management has created over $165 million in value for shareholders in the last 12 months with buybacks. Read the full article on Seeking Alpha
Reported Earnings • Sep 07Second quarter 2024 earnings released: EPS: CN¥0.54 (vs CN¥0.34 loss in 2Q 2023)Second quarter 2024 results: EPS: CN¥0.54 (up from CN¥0.34 loss in 2Q 2023). Revenue: CN¥53.3m (up 381% from 2Q 2023). Net income: CN¥99.8m (up CN¥176.7m from 2Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 82 percentage points per year, which is a significant difference in performance.
Reported Earnings • Jun 14First quarter 2024 earnings released: CN¥0.38 loss per share (vs CN¥1.82 profit in 1Q 2023)First quarter 2024 results: CN¥0.38 loss per share (down from CN¥1.82 profit in 1Q 2023). Revenue: CN¥55.8m (up 156% from 1Q 2023). Net loss: CN¥73.6m (down 118% from profit in 1Q 2023). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 73 percentage points per year, which is a significant difference in performance.
Seeking Alpha • May 15Qudian: 60% Discount To Liquidation Value And Massive Value Creation From BuybacksSummary The company is currently valued at under $500 million. With a liquidation value of $1.3 billion - providing a margin of safety of a 60% discount to liquidation value. Qudian has implemented two share repurchase programs, buying back shares at a significant discount and unlocking massive value for shareholders. $94 million spent so far on the share repurchase programs unlocked a total value of $320 million for shareholders. Read the full article on Seeking Alpha
공지 • May 14Qudian Inc. Announces Changes to Board of DirectorsQudian Inc. announced that Mr. David Cui has replaced Mr. Shengwen Rong as a member of the board of directors (the "Board"), audit committee and compensation committee of the Company. Mr. Shengwen Rong resigned from the Board for personal reasons, effective as of May 11, 2024. Upon recommendation by the nominating and corporate governance committee of the Company, the Board resolved to appoint Mr. David Cui as a director and member of the audit committee and compensation committee to fill the positions vacated by Mr. Shengwen Rong, effective as of May 11, 2024. Mr. Cui has served as an independent non-executive director of Inkeverse Group Limited (formerly known as Inke Limited), a leading Chinese mobile live streaming company listed on the Hong Kong Stock Exchange, since June 2018, and Yalla Group Limited, since September 2020. Mr. Cui has extensive experience in public accounting and financial management. From October 2020 to May 2023, Mr. Cui served as the chief financial officer of Vipshop Holdings Limited. From August 2017 to September 2020, Mr. Cui was the chief financial officer of Huami Corporation (currently known as Zepp Health Corporation). From August 2015 to April 2017, Mr. Cui was the chief financial officer of China Digital Video Holdings Limited, a company listed on the Hong Kong Stock Exchange. Prior to that, Mr. Cui was an independent financial advisor to high growth companies on business strategies, fund raising, corporate governance and accounting matters. From April 2011 to August 2013, Mr. Cui was the chief financial officer in iKang Healthcare Group Inc., a company previously listed on the Nasdaq Global Select Market. He was an audit senior manager of Deloitte Touche Tohmatsu, China from April 2007 to April 2011. Prior to that, Mr. Cui was the financial reporting manager of Symantec Corporation. From April 2004 to August 2006, he served as an audit manager of Ernst & Young, California. Mr. Cui was a senior auditor in the Audit and Advisory Services practice of Health Net Inc., California from May 2001 to April 2004. From January 1996 to May 2001, Mr. Cui worked in public accounting in Canada and the United States. Mr. Cui has a bachelor's degree in business administration from Simon Fraser University, Canada and is a licensed CPA in the United States and Canada.
Valuation Update With 7 Day Price Move • May 10Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$2.09, the stock trades at a trailing P/E ratio of 73.1x. Average trailing P/E is 10x in the Consumer Finance industry in the US. Total returns to shareholders of 11% over the past three years.
Seeking Alpha • Apr 03Qudian: The Best Outcome For Shareholders Is Liquidation Of The CompanySummary Qudian is a company that is constantly trying to find itself and reinvent itself, almost every year. The CEO is currently organizing a new business since the previous attempt to enter the last-mile delivery market did not work out. There is $1.2 billion stuck on the balance sheet of the company, but the shareholders cannot access it as the CEO holds more than 80% of voting power. In my opinion, the best outcome for the shareholders would be if the CEO liquidated the company, sold all assets, and distributed the available cash to shareholders. Read the full article on Seeking Alpha
Reported Earnings • Mar 19Full year 2023 earnings released: EPS: CN¥0.18 (vs CN¥1.47 loss in FY 2022)Full year 2023 results: EPS: CN¥0.18 (up from CN¥1.47 loss in FY 2022). Revenue: CN¥126.3m (down 76% from FY 2022). Net income: CN¥39.1m (up CN¥401.1m from FY 2022). Profit margin: 31% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 73 percentage points per year, which is a significant difference in performance.
Seeking Alpha • Dec 25Qudian: Transformation Into Last-Mile Delivery Business Can Drive GrowthSummary Qudian has transformed into the last-mile delivery segment and has reported decent growth in its new operations. The company is expanding its footprint in Australia, New Zealand, and the United States to cater to the growing demand in the e-commerce industry. Though QD is overvalued, it can further gain momentum in its revenues and profitability as it has made investments in its last-mile delivery business. Read the full article on Seeking Alpha
Reported Earnings • Dec 13Third quarter 2023 earnings released: CN¥0.84 loss per share (vs CN¥2.64 loss in 3Q 2022)Third quarter 2023 results: CN¥0.84 loss per share (improved from CN¥2.64 loss in 3Q 2022). Revenue: CN¥29.6m (down 69% from 3Q 2022). Net loss: CN¥181.2m (loss narrowed 72% from 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 61% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Dec 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$1.85, the stock trades at a trailing P/E ratio of 16.6x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 41% over the past three years.
Valuation Update With 7 Day Price Move • Sep 14Investor sentiment deteriorates as stock falls 21%After last week's 21% share price decline to US$1.88, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 30% over the past three years.
Reported Earnings • Sep 09Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: CN¥11.1m (down 87% from 2Q 2022). Net loss: CN¥76.9m (loss widened 25% from 2Q 2022).
Seeking Alpha • Sep 08Qudian Unveils Last-Mile Delivery Transformation PlanSummary Qudian announced it will become a last-mile delivery specialist, with an initial focus on the Australian, New Zealand and U.S. markets. The former Chinese online consumer lender revealed it began trialing a new last-mile delivery service in Australia and New Zealand at the end of last year. The company has officially ended its original online consumer lending business, and is in the process of winding down a short-lived prepared food service. Read the full article on Seeking Alpha
Buying Opportunity • Jul 20Now 23% undervaluedOver the last 90 days, the stock is up 68%. The fair value is estimated to be US$2.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 83% over the last 3 years. Meanwhile, the company has become profitable.
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$2.34, the stock trades at a trailing P/E ratio of 19.3x. Average trailing P/E is 8x in the Consumer Finance industry in the US. Total returns to shareholders of 18% over the past three years.
Valuation Update With 7 Day Price Move • Jun 21Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$2.00, the stock trades at a trailing P/E ratio of 16.6x. Average trailing P/E is 7x in the Consumer Finance industry in the US. Total returns to shareholders of 13% over the past three years.
New Risk • Jun 20New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 36% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risk Large one-off items impacting financial results.
Seeking Alpha • Jun 13Qudian: A $1.4 Billion Cash CowSummary The company officially left the fintech realm in the first quarter by posting no revenue from its original online financing business for the first time. Qudian’s revenue plunged nearly 90% to just 21.9 million yuan in the first quarter, as it officially exited its original online lending business. The company is likely to make one or more major acquisitions in the consumer space in the next year using its $1.4 billion in cash and short-term investments. Read the full article on Seeking Alpha
Reported Earnings • Jun 13First quarter 2023 earnings released: EPS: CN¥0.002 (vs CN¥0.56 loss in 1Q 2022)First quarter 2023 results: EPS: CN¥0.002 (up from CN¥0.56 loss in 1Q 2022). Revenue: CN¥21.9k (down 100% from 1Q 2022). Net income: CN¥414.3k (up CN¥143.2m from 1Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 85 percentage points per year, which is a significant difference in performance.
Reported Earnings • Feb 22Full year 2022 earnings released: CN¥0.74 loss per share (vs CN¥2.32 profit in FY 2021)Full year 2022 results: CN¥0.74 loss per share (down from CN¥2.32 profit in FY 2021). Revenue: CN¥577.5m (down 64% from FY 2021). Net loss: CN¥362.0m (down 161% from profit in FY 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 61 percentage points per year, which is a significant difference in performance.
Seeking Alpha • Feb 21Qudian Non-GAAP EPADS of $0.30, revenue of $23.2MQudian press release (NYSE:QD): Q4 Non-GAAP EPADS of $0.30. Revenue of $23.2M (-61.0% Y/Y). Loan facilitation income and other related income decreased by 50.2% to $0.7M. As of December 31, 2022, the company had cash and cash equivalents of $507.7M and restricted cash of $10.3M.
공지 • Feb 04Qudian Regained Compliance with NYSE Minimum Price ProvisionQudian Inc. announced that the Company has regained compliance with the New York Stock Exchange's continued listing standard for share prices as confirmed by a notification letter from the NYSE on February 1, 2023. On September 22, 2022, the NYSE notified the Company of its non-compliance with the exchange's continued listing standards because the average closing price of its American depositary shares ("ADSs") had fallen below $1.00 over a period of 30 consecutive trading days.
Seeking Alpha • Feb 03Qudian regains compliance with NYSE minimum price requirementQudian (NYSE:QD) has regained compliance with the New York Stock Exchange's continued listing standard for share prices. The company received a notification letter from the NYSE on February 1, 2023. On September 22, 2022, the company received a notice of non-compliance as the average closing price of its American depositary shares had fallen below $1.00 over a period of 30 consecutive trading days. Looking at the stock action, QD is up 2.5% in premarket session and currently trading at $1.22. Over a period of one year, shares have grown around 28%.
Reported Earnings • Nov 23Third quarter 2022 earnings released: CN¥2.64 loss per share (vs CN¥0.37 loss in 3Q 2021)Third quarter 2022 results: CN¥2.64 loss per share (further deteriorated from CN¥0.37 loss in 3Q 2021). Revenue: CN¥95.3m (down 71% from 3Q 2021). Net loss: CN¥648.0m (loss widened CN¥553.8m from 3Q 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 33 percentage points per year, which is a significant difference in performance.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Seeking Alpha • Sep 23Qudian again receives notice regarding NYSE continued listing standardsQudian (NYSE:QD) has received notice that it is below the NYSE's continued listing standards due to the trading price of Qudian's American depositary shares. The company has six months following receipt of the notice to regain compliance with the minimum share price requirement. In August 2022, the company regained compliance with NYSE continued listing standard for share prices, for which it was notified in May 2022. As per Section 802.01C of the NYSE's Listed Company Manual, a company will be considered to be below compliance standards if the average closing price of its security as reported on the consolidated tape is less than US$1.00 over a consecutive 30 trading-day period. The company is currently trading at $0.94.
Reported Earnings • Sep 07Second quarter 2022 earnings released: CN¥0.25 loss per share (vs CN¥1.07 profit in 2Q 2021)Second quarter 2022 results: CN¥0.25 loss per share (down from CN¥1.07 profit in 2Q 2021). Revenue: CN¥88.1m (down 78% from 2Q 2021). Net loss: CN¥61.3m (down 123% from profit in 2Q 2021). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 14 percentage points per year, which is a significant difference in performance.
Seeking Alpha • Sep 06Qudian Non-GAAP EPADS of -$0.03, revenue of $15.7MQudian press release (NYSE:QD): Q2 Non-GAAP EPADS of -$0.03. Revenue of $15.7M (-74.4% Y/Y). Shares -1.13% PM.
Seeking Alpha • Aug 02Qudian regains compliance with NYSE listing standardsQudian (NYSE:QD) regained compliance with NYSE continued listing standard for share prices as confirmed by a notification letter on Aug.1, 2022. In May last week, the company was notified of the non-compliance with the exchange's continued listing standards as ADS price had fallen below $1 for 30 consecutive trading days. Shares trading 2.8% higher premarket.
Seeking Alpha • Jul 18Qudian's food venture sells 9.56M dishes through recent livestreaming eventQudian (NYSE:QD) shares surged over 60% on Monday after consumer finance services provider delivered an update on its ready-to-cook meal business. Launched in March 2022, QD Food is Qudian's latest strategic venture. The business is said to have made remarkable progress since inception. QD Food currently offer over ten dishes. As of July 18, 2022, it had 15 warehousing, assembly and packaging facilities, delivering products to over 200 cities and towns across China. Consumers can place orders through three channels, Douyin's livestreaming platform, QD Food's WeChat mini-program, and the QD Food App. The company recently hosted a livestreaming event on Douyin that fueled sales of a total of ~9.56M dishes. The "717 Foodies Festival" event took No. 1 slot on Douyin for over ten hours, with peak concurrent viewers reaching a high of over 900K. The event featured CEO Min Luo introducing QD Food's products to millions of viewers.
Reported Earnings • Jun 16First quarter 2022 earnings released: CN¥0.56 loss per share (vs CN¥1.89 profit in 1Q 2021)First quarter 2022 results: CN¥0.56 loss per share (down from CN¥1.89 profit in 1Q 2021). Revenue: CN¥184.5m (down 63% from 1Q 2021). Net loss: CN¥142.8m (down 130% from profit in 1Q 2021). Over the last 3 years on average, earnings per share has fallen by 50% per year whereas the company’s share price has fallen by 51% per year.
Valuation Update With 7 Day Price Move • Jun 16Investor sentiment improved over the past weekAfter last week's 28% share price gain to US$1.12, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 5x in the Consumer Finance industry in the US. Total loss to shareholders of 86% over the past three years.
Seeking Alpha • Jun 15Qudian Finds New Business Model In Buying Back SharesQudian has announced a $200 million share buyback plan, extending a recent series of buying of its own stock. Aggressive share purchasing comes as Qudian dramatically scales back its original consumer lending business and searches for a new business model. In fact, the stock fell 11% a day earlier after the company announced its latest quarterly results that showed its original lending business continued to rapidly shrink.
Reported Earnings • May 01Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2021 results: EPS: CN¥2.32 (down from CN¥3.78 in FY 2020). Revenue: CN¥1.59b (down 56% from FY 2020). Net income: CN¥589.1m (down 39% from FY 2020). Profit margin: 37% (up from 27% in FY 2020). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 4.2%. Earnings per share (EPS) missed analyst estimates by 25%. Over the next year, revenue is expected to shrink by 22% compared to a 14% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 49% per year, which means it is performing significantly worse than earnings.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Director Roy Rong was the last independent director to join the board, commencing their role in 2018. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Seeking Alpha • Apr 20Qudian Sees Food For Growth In Prepared Meals, Weighs Exit Of Core Lending BusinessQudian said it has started trial operations for QD Food, which sells ready-to-cook meal kits through a WeChat mini app. The move comes as the company says it may wind down its original credit business due to the challenging regulatory environment. Although Qudian may fetch a better P/E ratio than its two peers, the value of its shares is a fraction of their 2017 IPO price of $24.
Seeking Alpha • Feb 11Qudian Headed For Wall Street Exit Door? Not So Fast, PerhapsFormer fintech highflyer’s average share price falls below $1 for 30 days, even as analyst sentiment shows sudden positive shift. Qudian’s stock has closed at an average price of less than $1 over the last 30 trading days, putting it out of compliance with New York Stock Exchange listing rules. Analysts have suddenly become more positive on the company, with six rating it a ‘buy’ or ‘strong buy’ in February after it received mostly ‘hold’ ratings in previous two months.
Price Target Changed • Jan 19Price target decreased to US$1.12Down from US$1.95, the current price target is an average from 2 analysts. New target price is 9.8% above last closing price of US$1.02. Stock is down 52% over the past year. The company is forecast to post earnings per share of CN¥3.18 for next year compared to CN¥3.78 last year.
Major Estimate Revision • Dec 24Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from CN¥3.85 to CN¥3.00. Revenue forecast unchanged from CN¥1.62b at last update. Net income forecast to shrink 21% next year vs 8.4% decline forecast for Consumer Finance industry in the US. Consensus price target of US$1.89 unchanged from last update. Share price rose 12% to US$1.01 over the past week.
Seeking Alpha • Dec 17Qudian Shares Sink Into Danger Zone As It Fails To Find New FootingChinese microlender Qudian Inc. slipped into the red in the third quarter, sparking a selloff that sent its stock to all-time lows below $1 and throwing its listing into question. After falling over 20% on Monday following the release of its results, Qudian’s shares continued to slide and traded as low as $0.89 on Wednesday, threatening its listing should it stay below $1 for an extended period. Qudian had a dramatic change of fortune when Chinese authorities began reining in thousands of freewheeling microlenders not long after the company’s listing in late 2017. The big question for Qudian, which was founded in 2014, will be whether it can return to a growth track within the country’s new strict lending rules.
Reported Earnings • Dec 15Third quarter 2021 earnings: Revenues miss analyst expectationsThird quarter 2021 results: Revenue: -CN¥546.0m (down 166% from 3Q 2020). Net loss: CN¥842.5m (down 242% from profit in 3Q 2020). Revenue missed analyst estimates by 2.5%. Over the next year, revenue is expected to shrink by 25% compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
Reported Earnings • Aug 25Second quarter 2021 earnings releasedThe company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: CN¥412.1m (down 64% from 2Q 2020). Net income: CN¥269.9m (up 51% from 2Q 2020). Profit margin: 66% (up from 16% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has fallen by 36% per year, which means it is performing significantly worse than earnings.
Price Target Changed • Jun 22Price target increased to US$1.95Up from US$1.50, the current price target is an average from 3 analysts. New target price is 18% below last closing price of US$2.38. Stock is up 34% over the past year.
Major Estimate Revision • Jun 22Consensus revenue estimates increase to CN¥2.73bThe consensus outlook for revenues in 2021 has improved. 2021 revenue forecast increased from CN¥2.30b to CN¥2.73b. EPS estimate increased from CN¥4.47 to CN¥5.12 per share. Net income forecast to shrink 31% next year vs 5.5% growth forecast for Consumer Finance industry in the US . Consensus price target up from US$1.50 to US$1.95. Share price fell 2.5% to US$2.38 over the past week.
Seeking Alpha • Jun 21Fintech Qudian's Profits Boom, Loans Shrink As It Bets On Direct Lending ModelQudian stock is up 12% since June 15, the day it reported its latest results. Qudian disclosed its fourth consecutive quarterly profit and said its bad debts were under control. Shares are down 92% from its October 2017 IPO price, giving it a current market cap of $678 million. QD trades at a P/E ratio of 4.4, or less than half the 9.4 ratio for the broader industry. Qudian’s stock could be at a turning point, leaving investors to figure out which way it will go.
분석 기사 • Jun 17Party Time: Brokers Just Made Major Increases To Their Qudian Inc. (NYSE:QD) Earnings ForecastsShareholders in Qudian Inc. ( NYSE:QD ) may be thrilled to learn that the analysts have just delivered a major upgrade...
Reported Earnings • Jun 16First quarter 2021 earnings releasedThe company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: CN¥515.7m (down 46% from 1Q 2020). Net income: CN¥478.4m (up CN¥964.8m from 1Q 2020). Profit margin: 93% (up from net loss in 1Q 2020). Over the last 3 years on average, earnings per share has fallen by 29% per year but the company’s share price has fallen by 37% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Jun 15Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥2.44, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total loss to shareholders of 75% over the past three years.
Valuation Update With 7 Day Price Move • May 22Investor sentiment improved over the past weekAfter last week's 18% share price gain to CN¥2.12, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 8x in the Consumer Finance industry in the US. Total loss to shareholders of 76% over the past three years.
Reported Earnings • May 04Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 42% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Apr 28Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥2.04, the stock trades at a forward P/E ratio of 3x. Average forward P/E is 9x in the Consumer Finance industry in the US. Total loss to shareholders of 79% over the past three years.
Major Estimate Revision • Apr 15Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 EPS estimate fell from CN¥5.61 to CN¥4.52. Revenue forecast unchanged from CN¥2.30b at last update. Net income forecast to grow 55% next year vs 26% growth forecast for Consumer Finance industry in the US. Consensus price target of US$1.50 unchanged from last update. Share price fell 9.8% to US$2.02 over the past week.
Major Estimate Revision • Apr 05Consensus forecasts updatedThe consensus outlook for 2021 has been updated. 2021 revenue forecast fell from CN¥3.30b to CN¥2.30b. EPS estimate increased from CN¥3.84 to CN¥5.65 per share. Net income forecast to grow 55% next year vs 25% growth forecast for Consumer Finance industry in the US. Consensus price target up from US$1.42 to US$1.50. Share price was steady at US$2.29 over the past week.
분석 기사 • Apr 01Analysts Are More Bearish On Qudian Inc. (NYSE:QD) Than They Used To BeToday is shaping up negative for Qudian Inc. ( NYSE:QD ) shareholders, with the analysts delivering a substantial...
Reported Earnings • Mar 31Full year 2020 earnings released: EPS CN¥3.78 (vs CN¥11.72 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: CN¥3.62b (down 59% from FY 2019). Net income: CN¥958.8m (down 71% from FY 2019). Profit margin: 27% (down from 37% in FY 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 34% per year but the company’s share price has fallen by 43% per year, which means it is performing significantly worse than earnings.
Valuation Update With 7 Day Price Move • Mar 28Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to CN¥2.25, the stock trades at a forward P/E ratio of 4x. Average forward P/E is 10x in the Consumer Finance industry in the US. Total loss to shareholders of 81% over the past three years.
분석 기사 • Mar 15What Kind Of Shareholders Hold The Majority In Qudian Inc.'s (NYSE:QD) Shares?A look at the shareholders of Qudian Inc. ( NYSE:QD ) can tell us which group is most powerful. Insiders often own a...
Valuation Update With 7 Day Price Move • Mar 14Investor sentiment improved over the past weekAfter last week's 19% share price gain to CN¥2.60, the stock is trading at a trailing P/E ratio of 10.4x, up from the previous P/E ratio of 8.7x. This compares to an average P/E of 13x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 83%.
Valuation Update With 7 Day Price Move • Feb 27Investor sentiment deteriorated over the past weekAfter last week's 31% share price decline to CN¥2.14, the stock is trading at a trailing P/E ratio of 8.5x, down from the previous P/E ratio of 12.4x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 85%.
Valuation Update With 7 Day Price Move • Feb 06Investor sentiment improved over the past weekAfter last week's 49% share price gain to CN¥3.00, the stock is trading at a trailing P/E ratio of 11.9x, up from the previous P/E ratio of 8x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 77%.
Is New 90 Day High Low • Feb 02New 90-day high: US$2.24The company is up 66% from its price of US$1.35 on 03 November 2020. The American market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Consumer Finance industry, which is up 25% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$17.97 per share.
Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥2.12, the stock is trading at a trailing P/E ratio of 8.4x, up from the previous P/E ratio of 7.3x. This compares to an average P/E of 13x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 85%.
Valuation Update With 7 Day Price Move • Jan 09Investor sentiment improved over the past weekAfter last week's 17% share price gain to CN¥1.62, the stock is trading at a trailing P/E ratio of 6.4x, up from the previous P/E ratio of 5.5x. This compares to an average P/E of 12x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 87%.
Is New 90 Day High Low • Jan 09New 90-day high: US$1.62The company is up 16% from its price of US$1.40 on 09 October 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Consumer Finance industry, which is up 23% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$17.36 per share.
Valuation Update With 7 Day Price Move • Jan 05Investor sentiment improved over the past weekAfter last week's 16% share price gain to CN¥1.38, the stock is trading at a trailing P/E ratio of 5.5x, up from the previous P/E ratio of 4.7x. This compares to an average P/E of 13x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 89%.
Is New 90 Day High Low • Dec 22New 90-day low: US$1.23The company is down 8.0% from its price of US$1.34 on 22 September 2020. The American market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 27% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$16.42 per share.
Reported Earnings • Dec 15Third quarter 2020 earnings released: EPS CN¥2.33The company reported a soft third quarter result with weaker earnings and revenues, although profit margins were improved. Third quarter 2020 results: Revenue: CN¥849.4m (down 67% from 3Q 2019). Net income: CN¥592.3m (down 43% from 3Q 2019). Profit margin: 70% (up from 40% in 3Q 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has fallen by 54% per year, which means it is performing significantly worse than earnings.
Analyst Estimate Surprise Post Earnings • Dec 15Earnings beat expectations, revenue disappointsRevenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 1,111%. Over the next year, revenue is expected to shrink by 30% compared to a 39% growth forecast for the Consumer Finance industry in the US.
분석 기사 • Nov 30Do Insiders Own Lots Of Shares In Qudian Inc. (NYSE:QD)?A look at the shareholders of Qudian Inc. (NYSE:QD) can tell us which group is most powerful. Large companies usually...
Valuation Update With 7 Day Price Move • Oct 24Market bids up stock over the past weekAfter last week's 19% share price gain to CN¥1.53, the stock is trading at a trailing P/E ratio of 3.1x, up from the previous P/E ratio of 2.6x. This compares to an average P/E of 11x in the Consumer Finance industry in the US. Total return to shareholders over the past three years is a loss of 93%.
Is New 90 Day High Low • Sep 24New 90-day low: US$1.25The company is down 28% from its price of US$1.74 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Consumer Finance industry, which is up 2.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$2.60 per share.