View ValuationWealthfront 향후 성장Future 기준 점검 4/6Wealthfront은 연간 수입과 매출이 각각 85.4%와 13.5% 증가할 것으로 예상되고 EPS는 연간 101.7%만큼 증가할 것으로 예상됩니다.핵심 정보85.4%이익 성장률101.73%EPS 성장률Capital Markets 이익 성장12.2%매출 성장률13.5%향후 자기자본이익률n/a애널리스트 커버리지Good마지막 업데이트04 Aug 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공고 • Aug 12Wealthfront Corporation Expands Home Lending Offering In California, Colorado, And TexasWealthfront Corporation announced the expansion of Wealthfront Home Lending to California. This rollout expands the footprint of the company’s digital-first mortgage offering—which aims to offer rates 50 basis points or more below the national average—to clients across California, Colorado, and Texas. Wealthfront Home Lending is currently licensed in 28 states and plans to expand to Florida, Illinois, Oregon, and Washington in the coming months, and continue scaling nationally over time. Wealthfront Home Lending is making homeownership more accessible by modernizing home financing—replacing manual workflows with software to lower operational overhead, and passing those savings to borrowers through a self-serve digital experience with upfront fees and rates around 50 basis points below the national average. For California buyers purchasing a $1,000,000 home, that 50 basis point reduction saves them $262 per month and $94,400 over a 30-year fixed term compared to national averages (as of August 7, 2026). Since launching in November 2025, Wealthfront Home Lending has helped clients access lower mortgage rates consistent with its goal of 50 basis points or more below the national average. Across all purchase and refinance clients to date, Wealthfront has financed homes with an average value of $892,500 and an average loan size of $546,400. By securing Wealthfront's lower rates, these borrowers are saving an estimated $183 per month — or approximately $56,000 over the life of their mortgage — compared to national benchmarks. Wealthfront has continued to add new features that bring greater automation and savings to home financing, including: A self-service scenarios tool: Allows borrowers to explore custom loan options and lock in their rate online without needing to speak to a loan officer, though licensed support remains available if needed. A personalized rate calculator: Delivers upfront personalized rate estimates early in the process to help prospective borrowers explore their options. Smarter RSU verification: Captures stock-based compensation upfront so borrowers with restricted stock units (RSUs) can quickly understand their full purchasing power and get a faster pre-approval. This is particularly important for Wealthfront’s client base; 20 percent of Wealthfront borrowers to date have RSU income, a number that increases to 30 percent for borrowers in California. Streamlined intake: Pre-fills data directly from clients’ Wealthfront profiles and linked accounts to minimize manual entry. Wealthfront plans to bring its mortgage offering to additional states, enhance its investing products, and continue expanding features within its Cash Account, where for a limited time, cash can earn up to a 4.20% Annual Percentage Yield (APY) for new clients who direct deposit $1,000 per month and maintain an investing account. The account offers a 3.30% base APY provided by program banks, subject to change.실시간 뉴스 • Aug 12Wealthfront Expands Into Home Lending With California Launch Offering Lower Mortgage RatesWealthfront has launched its Home Lending product in California, with mortgage rates targeted at roughly 50 basis points below the national average and availability already in Colorado and Texas, plus plans to reach Florida, Illinois, Oregon and Washington in the coming months. The company is adding digital mortgage tools that include a self-service scenarios modeler, a personalized rate calculator, improved RSU verification and a streamlined intake process, aiming to make borrowing more automated for existing clients. Wealthfront’s stock trades around $9.60, with the share price down about 27.4% year to date. The new home lending offering brings Wealthfront into a large adjacent market and ties directly into its existing client base. The main question for investors is whether the company can scale this product efficiently while managing credit risk and funding costs in a competitive mortgage market.내러티브 업데이트 • Jul 24WLTH: Higher Margin Outlook And Buybacks May Support Re ratingThe updated analyst price target for Wealthfront has shifted from about $16.17 to roughly $12.33 as analysts factor in lower revenue growth assumptions, a higher future P/E, and more cautious views on fee rates, mortgage volumes, and crypto related activity. These factors are partly offset by expectations for stronger profit margins and a slightly lower discount rate.Seeking Alpha • Jul 23Why Wealthfront Looks Like A Steal At 10x Free Cash FlowSummary Wealthfront operates a high-margin, automated robo-advisory platform with nearly $100 billion in AUM and strong user retention. Recent margin compression stems from AUM shifting to lower-fee products and investments in a home lending launch, which I expect will be temporary. WLTH trades at ~10x free cash flow, significantly below peers, offering a compelling entry point as margins and AUM growth are poised to re-accelerate. I initiate a Buy rating, citing disciplined capital allocation, high gross margins, and long-term EPS growth potential despite competitive risks. Read the full article on Seeking Alpha내러티브 업데이트 • Jul 10WLTH: Cautious Fee And Mortgage Assumptions Will Shape Balanced Risk RewardWealthfront's updated analyst price target has shifted to $10.00 from $12.00. This reflects analysts' more cautious assumptions on revenue growth, fee rates, and mortgage volumes, along with modest tweaks to the discount rate and future P/E expectations.내러티브 업데이트 • Jun 26WLTH: Platform Investment And Custodial Expansion Will Support Long Term UpsideWealthfront's updated analyst price target has edged lower by about $3 to reflect a reduced fair value estimate and slightly softer assumptions for revenue growth, profit margins, and future P/E. Analysts are factoring in Q1 earnings, ongoing platform investments, lower fee rates, and a slower mortgage ramp in a volatile macro and interest rate backdrop.실시간 뉴스 • Jun 25Wealthfront Launches Custodial Accounts With Automated Tax Gains and $100 Bonus for ParentsWealthfront has launched a new tax-efficient Custodial Account for parents investing on behalf of their children, offering automated ETF portfolios, automatic tax-gain harvesting and a $100 bonus for those who open and fund a Custodial or 529 Education Savings Plan account by July 23, 2026. The product expands Wealthfront’s family-focused offering at a time when other financial firms such as Charles Schwab, Fidelity and Robinhood are also targeting investors under 18, which may help the company compete more directly in the early-stage investing segment. Wealthfront’s stock trades at $8.07, with the share price down 39.0% year to date, so any traction from new products like custodial accounts could be important for how the market judges the company’s ability to broaden its client base. This launch signals a push by Wealthfront to deepen relationships with households earlier in the saving journey, which could influence long-term asset growth and fee revenue concentration if adoption scales.공고 • Jun 25Wealthfront Corporation Launches Tax-Efficient Custodial AccountWealthfront Corporation announced the expansion of its family wealth management offerings with the launch of its Custodial Account. This new product provides a flexible way for parents to save for their child’s future and is one of the only custodial accounts designed to automatically lower the child’s future tax burden through Tax-Gain Harvesting. Wealthfront is offering $100 in seed funding for clients who open and fund either a new Custodial Account or a 529 Education Savings Plan by July 23, 2026. Wealthfront’s Custodial Account provides parents with an automated way to steadily invest in a globally diversified portfolio that's designed to soften the impact of the market’s ups and downs. With a $500 minimum and a low, annual 0.25% advisory fee, this fully automated account handles the heavy lifting of portfolio construction, rebalancing, and tax optimization. It offers a simple, flexible alternative for parents whose children are ineligible for the federal seed funding currently offered through 530A Trump Accounts, as well as those saving for goals beyond education or retirement. Custodial account funds can be used for practically anything that benefits the child (with the exception of basics like food and housing) and there are no contribution caps or early withdrawal penalties. Parents manage the account until the child reaches the age of transfer (typically between 18 and 25, depending on the state), at which point control shifts entirely to the child. Wealthfront's software automates a Tax-Gain Harvesting strategy designed to take advantage of the favorable federal tax treatment available to children, helping realize up to $1,350 in tax-free growth each year without requiring a federal tax return filing, while also seeking to avoid triggering state tax filing requirements based on the beneficiary’s state of residence. It does this by automatically selling appreciated investments annually to realize gains while the child is in a low or 0% federal tax bracket, then buying replacement Exchange-Traded Funds (ETFs) to maintain the portfolio’s target risk and return characteristics. The subsequent, higher purchase price increases the investment’s cost basis and thereby reduces the amount of realized gain when the investment is sold later. When the funds are eventually withdrawn by the child years later, they have less taxes to pay and can keep more of their returns. The Custodial Account adds another smart saving option for families that complements the company’s 529 Education Savings Plans as well as its Joint and Trust Cash and Investing Accounts. Wealthfront plans to continue building products that grow alongside clients through different life stages, including expanding Wealthfront Home Lending and enhancing goal-based saving features in its Cash Account, where cash earns up to 4.20% Annual Percentage Yield (APY) through current incentives. The Cash Account offers a 3.30% base APY which is provided by program banks and is subject to change.Recent Insider Transactions Derivative • Jun 16Vice President of Engineering notifies of intention to sell stockKal Iyer intends to sell 46k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of June. If the sale is conducted around the recent share price of US$8.96, it would amount to US$410k. Kal now holds 264.38k shares directly in their own name. Company insiders have collectively sold US$36m more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Jun 05First quarter 2027 earnings: EPS and revenues miss analyst expectationsFirst quarter 2027 results: EPS: US$0.085 (down from US$0.75 in 1Q 2026). Revenue: US$90.5m (up 3.0% from 1Q 2026). Net income: US$12.8m (down 58% from 1Q 2026). Profit margin: 14% (down from 35% in 1Q 2026). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Capital Markets industry in the US.실시간 뉴스 • Jun 05Wealthfront Sets New Record With $96.6b in Assets and Expands AI Product SuiteWealthfront reported fiscal Q1 2027 platform assets of $96.6 billion, up 19% year over year and reaching a record level for the company. Funded client accounts increased 15% to 1.46 million, with investment advisory assets rising 39% and cross-product usage reaching 63% following new adoption incentives. The company expanded its AI-driven product capabilities, extended Wealthfront Home Lending to Colorado and Texas, and continued to refine its cash management and stock investing offerings, while facing some pressure on margins. The mix of record assets, broader product usage, and a growing funded client base points to a platform that is gaining both depth and scale, while margin pressures provide a counterbalance to that growth. Key aspects to monitor include how effectively Wealthfront converts this larger asset base and higher engagement into sustainable profitability, and whether product expansion such as home lending materially changes the company’s risk and revenue profile.공고 • May 15Wealthfront Corporation to Report Q1, 2027 Results on Jun 04, 2026Wealthfront Corporation announced that they will report Q1, 2027 results After-Market on Jun 04, 2026공고 • May 12Wealthfront Corporation, Annual General Meeting, Jun 23, 2026Wealthfront Corporation, Annual General Meeting, Jun 23, 2026.Reported Earnings • Apr 26Full year 2026 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2026 results: US$0.74 loss per share (down from US$4.99 profit in FY 2025). Revenue: US$365.0m (up 18% from FY 2025). Net loss: US$42.1m (down 122% from profit in FY 2025). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Capital Markets industry in the US.Buy Or Sell Opportunity • Mar 27Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 34% to US$8.81. The fair value is estimated to be US$11.33, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last year. Meanwhile, the company became loss making.Recent Insider Transactions Derivative • Mar 19Chief Technology Officer exercised options and sold US$230k worth of stockOn the 16th of March, Julien Wetterwald exercised options to acquire 29k shares at no cost and sold these for an average price of US$7.86 per share. This trade did not impact their existing holding. Since September 2025, Julien's direct individual holding has increased from 233.08k shares to 727.05k. Company insiders have collectively sold US$20m more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Mar 12Full year 2026 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2026 results: US$0.74 loss per share (down from US$4.99 profit in FY 2025). Revenue: US$365.0m (up 18% from FY 2025). Net loss: US$42.1m (down 122% from profit in FY 2025). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Capital Markets industry in the US.공고 • Mar 12Wealthfront Corporation (NasdaqGS:WLTH) announces an Equity Buyback for $100 million worth of its shares.Wealthfront Corporation (NasdaqGS:WLTH) announces a share repurchase program. Under the program, the company will repurchase up to $100 million worth of its outstanding common stock. The Company expects to fund repurchases with existing cash and cash equivalents and ongoing cash from operations.새로운 내러티브 • Feb 22Digital Native Client Base And Automation Will Drive Long Term Upside PotentialCatalysts About Wealthfront Wealthfront is a digital wealth platform that uses automation to provide cash management, investing and home lending products at low cost to individual clients. What are the underlying business or industry changes driving this perspective?공고 • Feb 20Wealthfront Corporation to Report Q4, 2026 Results on Mar 11, 2026Wealthfront Corporation announced that they will report Q4, 2026 results After-Market on Mar 11, 2026Valuation Update With 7 Day Price Move • Feb 18Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$9.25, the stock trades at a forward P/E ratio of 44x. Average forward P/E is 14x in the Capital Markets industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$4.25 per share.새로운 내러티브 • Feb 05Narrow Digital Native Focus And Fee Compression Will Challenge Growth Yet Long Term Potential RemainsCatalysts About Wealthfront Wealthfront is a digital financial services company that provides automated cash management, investing and home lending products to help clients turn savings into long term wealth. What are the underlying business or industry changes driving this perspective?새로운 내러티브 • Jan 22Digital Native Client Base And Product Expansion Will Drive Long Term Earnings PowerCatalysts About Wealthfront Wealthfront is a digital wealth management platform that offers automated investing, cash management and home lending to primarily younger, tech-focused clients. What are the underlying business or industry changes driving this perspective?Valuation Update With 7 Day Price Move • Jan 19Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to US$9.50, the stock trades at a forward P/E ratio of 45x. Average forward P/E is 17x in the Capital Markets industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$3.92 per share.New Risk • Jan 13New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 35% Last year net profit margin: 58% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Profit margins are more than 30% lower than last year (35% net profit margin). Significant insider selling over the past 3 months (US$3.3m sold).Reported Earnings • Jan 13Third quarter 2026 earnings: EPS exceeds analyst expectationsThird quarter 2026 results: EPS: US$0.72. Net income: US$30.9m (up US$30.9m from 3Q 2025). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 34%. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Capital Markets industry in the US.Recent Insider Transactions Derivative • Dec 30Chief Technology Officer exercised options to buy US$2.3m worth of stock.On the 23rd of December, Julien Wetterwald exercised options to buy 169k shares at a strike price of around US$2.12, costing a total of US$359k. This transaction amounted to 33% of their direct individual holding at the time of the trade. Since September 2025, Julien's direct individual holding has increased from 233.08k shares to 505.84k. Company insiders have collectively sold US$21m more than they bought, via options and on-market transactions in the last 12 months.공고 • Dec 23Wealthfront Corporation to Report Q3, 2026 Results on Jan 12, 2026Wealthfront Corporation announced that they will report Q3, 2026 results After-Market on Jan 12, 2026Recent Insider Transactions Derivative • Dec 18President exercised options and sold US$7.6m worth of stockOn the 11th of December, David Fortunato exercised 3.88m options at around US$2.45, then sold 625k of the shares acquired at an average of US$13.60 per share and kept the remainder. For the year to January 2025, David's total compensation was 3% salary and 97% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since September 2025, David's direct individual holding has increased from 140.37k shares to 1.63m. Company insiders have collectively sold US$26m more than they bought, via options and on-market transactions in the last 12 months.공고 • Dec 12Wealthfront Corporation has completed an IPO in the amount of $484.615376 million.Wealthfront Corporation has completed an IPO in the amount of $484.615376 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 34,615,384 Price\Range: $14 Transaction Features: Sponsor Backed Offering이익 및 매출 성장 예측NasdaqGS:WLTH - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수1/31/2029550101N/AN/A21/31/20284519015416071/31/2027378631029374/30/2026371-55134136N/A1/31/2026365-42151152N/A10/31/2025352124137139N/A7/31/2025339123130132N/A4/30/2025320154123128N/A1/31/2025309194117123N/A1/31/2024217776873N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: WLTH 은 향후 3년 동안 수익을 낼 것으로 예상되며, 이는 절약률(3.7%)보다 빠른 성장으로 간주됩니다.수익 vs 시장: WLTH (는) 향후 3년 동안 평균 시장 성장보다 높은 수익을 올릴 것으로 예상됩니다.고성장 수익: WLTH 향후 3년 내에 수익을 낼 것으로 예상됩니다.수익 대 시장: WLTH 의 수익(연간 13.5%)이 US 시장(연간 13%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: WLTH 의 수익(연간 13.5%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: WLTH의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/18 22:00종가2026/08/18 00:00수익2026/04/30연간 수익2026/01/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Wealthfront Corporation는 9명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관null nullCitizens JMP Securities, LLCDevin RyanCitizens JMP Securities, LLCJames YaroGoldman Sachs6명의 분석가 더 보기
공고 • Aug 12Wealthfront Corporation Expands Home Lending Offering In California, Colorado, And TexasWealthfront Corporation announced the expansion of Wealthfront Home Lending to California. This rollout expands the footprint of the company’s digital-first mortgage offering—which aims to offer rates 50 basis points or more below the national average—to clients across California, Colorado, and Texas. Wealthfront Home Lending is currently licensed in 28 states and plans to expand to Florida, Illinois, Oregon, and Washington in the coming months, and continue scaling nationally over time. Wealthfront Home Lending is making homeownership more accessible by modernizing home financing—replacing manual workflows with software to lower operational overhead, and passing those savings to borrowers through a self-serve digital experience with upfront fees and rates around 50 basis points below the national average. For California buyers purchasing a $1,000,000 home, that 50 basis point reduction saves them $262 per month and $94,400 over a 30-year fixed term compared to national averages (as of August 7, 2026). Since launching in November 2025, Wealthfront Home Lending has helped clients access lower mortgage rates consistent with its goal of 50 basis points or more below the national average. Across all purchase and refinance clients to date, Wealthfront has financed homes with an average value of $892,500 and an average loan size of $546,400. By securing Wealthfront's lower rates, these borrowers are saving an estimated $183 per month — or approximately $56,000 over the life of their mortgage — compared to national benchmarks. Wealthfront has continued to add new features that bring greater automation and savings to home financing, including: A self-service scenarios tool: Allows borrowers to explore custom loan options and lock in their rate online without needing to speak to a loan officer, though licensed support remains available if needed. A personalized rate calculator: Delivers upfront personalized rate estimates early in the process to help prospective borrowers explore their options. Smarter RSU verification: Captures stock-based compensation upfront so borrowers with restricted stock units (RSUs) can quickly understand their full purchasing power and get a faster pre-approval. This is particularly important for Wealthfront’s client base; 20 percent of Wealthfront borrowers to date have RSU income, a number that increases to 30 percent for borrowers in California. Streamlined intake: Pre-fills data directly from clients’ Wealthfront profiles and linked accounts to minimize manual entry. Wealthfront plans to bring its mortgage offering to additional states, enhance its investing products, and continue expanding features within its Cash Account, where for a limited time, cash can earn up to a 4.20% Annual Percentage Yield (APY) for new clients who direct deposit $1,000 per month and maintain an investing account. The account offers a 3.30% base APY provided by program banks, subject to change.
실시간 뉴스 • Aug 12Wealthfront Expands Into Home Lending With California Launch Offering Lower Mortgage RatesWealthfront has launched its Home Lending product in California, with mortgage rates targeted at roughly 50 basis points below the national average and availability already in Colorado and Texas, plus plans to reach Florida, Illinois, Oregon and Washington in the coming months. The company is adding digital mortgage tools that include a self-service scenarios modeler, a personalized rate calculator, improved RSU verification and a streamlined intake process, aiming to make borrowing more automated for existing clients. Wealthfront’s stock trades around $9.60, with the share price down about 27.4% year to date. The new home lending offering brings Wealthfront into a large adjacent market and ties directly into its existing client base. The main question for investors is whether the company can scale this product efficiently while managing credit risk and funding costs in a competitive mortgage market.
내러티브 업데이트 • Jul 24WLTH: Higher Margin Outlook And Buybacks May Support Re ratingThe updated analyst price target for Wealthfront has shifted from about $16.17 to roughly $12.33 as analysts factor in lower revenue growth assumptions, a higher future P/E, and more cautious views on fee rates, mortgage volumes, and crypto related activity. These factors are partly offset by expectations for stronger profit margins and a slightly lower discount rate.
Seeking Alpha • Jul 23Why Wealthfront Looks Like A Steal At 10x Free Cash FlowSummary Wealthfront operates a high-margin, automated robo-advisory platform with nearly $100 billion in AUM and strong user retention. Recent margin compression stems from AUM shifting to lower-fee products and investments in a home lending launch, which I expect will be temporary. WLTH trades at ~10x free cash flow, significantly below peers, offering a compelling entry point as margins and AUM growth are poised to re-accelerate. I initiate a Buy rating, citing disciplined capital allocation, high gross margins, and long-term EPS growth potential despite competitive risks. Read the full article on Seeking Alpha
내러티브 업데이트 • Jul 10WLTH: Cautious Fee And Mortgage Assumptions Will Shape Balanced Risk RewardWealthfront's updated analyst price target has shifted to $10.00 from $12.00. This reflects analysts' more cautious assumptions on revenue growth, fee rates, and mortgage volumes, along with modest tweaks to the discount rate and future P/E expectations.
내러티브 업데이트 • Jun 26WLTH: Platform Investment And Custodial Expansion Will Support Long Term UpsideWealthfront's updated analyst price target has edged lower by about $3 to reflect a reduced fair value estimate and slightly softer assumptions for revenue growth, profit margins, and future P/E. Analysts are factoring in Q1 earnings, ongoing platform investments, lower fee rates, and a slower mortgage ramp in a volatile macro and interest rate backdrop.
실시간 뉴스 • Jun 25Wealthfront Launches Custodial Accounts With Automated Tax Gains and $100 Bonus for ParentsWealthfront has launched a new tax-efficient Custodial Account for parents investing on behalf of their children, offering automated ETF portfolios, automatic tax-gain harvesting and a $100 bonus for those who open and fund a Custodial or 529 Education Savings Plan account by July 23, 2026. The product expands Wealthfront’s family-focused offering at a time when other financial firms such as Charles Schwab, Fidelity and Robinhood are also targeting investors under 18, which may help the company compete more directly in the early-stage investing segment. Wealthfront’s stock trades at $8.07, with the share price down 39.0% year to date, so any traction from new products like custodial accounts could be important for how the market judges the company’s ability to broaden its client base. This launch signals a push by Wealthfront to deepen relationships with households earlier in the saving journey, which could influence long-term asset growth and fee revenue concentration if adoption scales.
공고 • Jun 25Wealthfront Corporation Launches Tax-Efficient Custodial AccountWealthfront Corporation announced the expansion of its family wealth management offerings with the launch of its Custodial Account. This new product provides a flexible way for parents to save for their child’s future and is one of the only custodial accounts designed to automatically lower the child’s future tax burden through Tax-Gain Harvesting. Wealthfront is offering $100 in seed funding for clients who open and fund either a new Custodial Account or a 529 Education Savings Plan by July 23, 2026. Wealthfront’s Custodial Account provides parents with an automated way to steadily invest in a globally diversified portfolio that's designed to soften the impact of the market’s ups and downs. With a $500 minimum and a low, annual 0.25% advisory fee, this fully automated account handles the heavy lifting of portfolio construction, rebalancing, and tax optimization. It offers a simple, flexible alternative for parents whose children are ineligible for the federal seed funding currently offered through 530A Trump Accounts, as well as those saving for goals beyond education or retirement. Custodial account funds can be used for practically anything that benefits the child (with the exception of basics like food and housing) and there are no contribution caps or early withdrawal penalties. Parents manage the account until the child reaches the age of transfer (typically between 18 and 25, depending on the state), at which point control shifts entirely to the child. Wealthfront's software automates a Tax-Gain Harvesting strategy designed to take advantage of the favorable federal tax treatment available to children, helping realize up to $1,350 in tax-free growth each year without requiring a federal tax return filing, while also seeking to avoid triggering state tax filing requirements based on the beneficiary’s state of residence. It does this by automatically selling appreciated investments annually to realize gains while the child is in a low or 0% federal tax bracket, then buying replacement Exchange-Traded Funds (ETFs) to maintain the portfolio’s target risk and return characteristics. The subsequent, higher purchase price increases the investment’s cost basis and thereby reduces the amount of realized gain when the investment is sold later. When the funds are eventually withdrawn by the child years later, they have less taxes to pay and can keep more of their returns. The Custodial Account adds another smart saving option for families that complements the company’s 529 Education Savings Plans as well as its Joint and Trust Cash and Investing Accounts. Wealthfront plans to continue building products that grow alongside clients through different life stages, including expanding Wealthfront Home Lending and enhancing goal-based saving features in its Cash Account, where cash earns up to 4.20% Annual Percentage Yield (APY) through current incentives. The Cash Account offers a 3.30% base APY which is provided by program banks and is subject to change.
Recent Insider Transactions Derivative • Jun 16Vice President of Engineering notifies of intention to sell stockKal Iyer intends to sell 46k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of June. If the sale is conducted around the recent share price of US$8.96, it would amount to US$410k. Kal now holds 264.38k shares directly in their own name. Company insiders have collectively sold US$36m more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Jun 05First quarter 2027 earnings: EPS and revenues miss analyst expectationsFirst quarter 2027 results: EPS: US$0.085 (down from US$0.75 in 1Q 2026). Revenue: US$90.5m (up 3.0% from 1Q 2026). Net income: US$12.8m (down 58% from 1Q 2026). Profit margin: 14% (down from 35% in 1Q 2026). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.4%. Earnings per share (EPS) also missed analyst estimates by 17%. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Capital Markets industry in the US.
실시간 뉴스 • Jun 05Wealthfront Sets New Record With $96.6b in Assets and Expands AI Product SuiteWealthfront reported fiscal Q1 2027 platform assets of $96.6 billion, up 19% year over year and reaching a record level for the company. Funded client accounts increased 15% to 1.46 million, with investment advisory assets rising 39% and cross-product usage reaching 63% following new adoption incentives. The company expanded its AI-driven product capabilities, extended Wealthfront Home Lending to Colorado and Texas, and continued to refine its cash management and stock investing offerings, while facing some pressure on margins. The mix of record assets, broader product usage, and a growing funded client base points to a platform that is gaining both depth and scale, while margin pressures provide a counterbalance to that growth. Key aspects to monitor include how effectively Wealthfront converts this larger asset base and higher engagement into sustainable profitability, and whether product expansion such as home lending materially changes the company’s risk and revenue profile.
공고 • May 15Wealthfront Corporation to Report Q1, 2027 Results on Jun 04, 2026Wealthfront Corporation announced that they will report Q1, 2027 results After-Market on Jun 04, 2026
공고 • May 12Wealthfront Corporation, Annual General Meeting, Jun 23, 2026Wealthfront Corporation, Annual General Meeting, Jun 23, 2026.
Reported Earnings • Apr 26Full year 2026 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2026 results: US$0.74 loss per share (down from US$4.99 profit in FY 2025). Revenue: US$365.0m (up 18% from FY 2025). Net loss: US$42.1m (down 122% from profit in FY 2025). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Capital Markets industry in the US.
Buy Or Sell Opportunity • Mar 27Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 34% to US$8.81. The fair value is estimated to be US$11.33, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last year. Meanwhile, the company became loss making.
Recent Insider Transactions Derivative • Mar 19Chief Technology Officer exercised options and sold US$230k worth of stockOn the 16th of March, Julien Wetterwald exercised options to acquire 29k shares at no cost and sold these for an average price of US$7.86 per share. This trade did not impact their existing holding. Since September 2025, Julien's direct individual holding has increased from 233.08k shares to 727.05k. Company insiders have collectively sold US$20m more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Mar 12Full year 2026 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2026 results: US$0.74 loss per share (down from US$4.99 profit in FY 2025). Revenue: US$365.0m (up 18% from FY 2025). Net loss: US$42.1m (down 122% from profit in FY 2025). Revenue exceeded analyst estimates by 1.0%. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Capital Markets industry in the US.
공고 • Mar 12Wealthfront Corporation (NasdaqGS:WLTH) announces an Equity Buyback for $100 million worth of its shares.Wealthfront Corporation (NasdaqGS:WLTH) announces a share repurchase program. Under the program, the company will repurchase up to $100 million worth of its outstanding common stock. The Company expects to fund repurchases with existing cash and cash equivalents and ongoing cash from operations.
새로운 내러티브 • Feb 22Digital Native Client Base And Automation Will Drive Long Term Upside PotentialCatalysts About Wealthfront Wealthfront is a digital wealth platform that uses automation to provide cash management, investing and home lending products at low cost to individual clients. What are the underlying business or industry changes driving this perspective?
공고 • Feb 20Wealthfront Corporation to Report Q4, 2026 Results on Mar 11, 2026Wealthfront Corporation announced that they will report Q4, 2026 results After-Market on Mar 11, 2026
Valuation Update With 7 Day Price Move • Feb 18Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$9.25, the stock trades at a forward P/E ratio of 44x. Average forward P/E is 14x in the Capital Markets industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$4.25 per share.
새로운 내러티브 • Feb 05Narrow Digital Native Focus And Fee Compression Will Challenge Growth Yet Long Term Potential RemainsCatalysts About Wealthfront Wealthfront is a digital financial services company that provides automated cash management, investing and home lending products to help clients turn savings into long term wealth. What are the underlying business or industry changes driving this perspective?
새로운 내러티브 • Jan 22Digital Native Client Base And Product Expansion Will Drive Long Term Earnings PowerCatalysts About Wealthfront Wealthfront is a digital wealth management platform that offers automated investing, cash management and home lending to primarily younger, tech-focused clients. What are the underlying business or industry changes driving this perspective?
Valuation Update With 7 Day Price Move • Jan 19Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to US$9.50, the stock trades at a forward P/E ratio of 45x. Average forward P/E is 17x in the Capital Markets industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$3.92 per share.
New Risk • Jan 13New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 35% Last year net profit margin: 58% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Profit margins are more than 30% lower than last year (35% net profit margin). Significant insider selling over the past 3 months (US$3.3m sold).
Reported Earnings • Jan 13Third quarter 2026 earnings: EPS exceeds analyst expectationsThird quarter 2026 results: EPS: US$0.72. Net income: US$30.9m (up US$30.9m from 3Q 2025). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 34%. Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Capital Markets industry in the US.
Recent Insider Transactions Derivative • Dec 30Chief Technology Officer exercised options to buy US$2.3m worth of stock.On the 23rd of December, Julien Wetterwald exercised options to buy 169k shares at a strike price of around US$2.12, costing a total of US$359k. This transaction amounted to 33% of their direct individual holding at the time of the trade. Since September 2025, Julien's direct individual holding has increased from 233.08k shares to 505.84k. Company insiders have collectively sold US$21m more than they bought, via options and on-market transactions in the last 12 months.
공고 • Dec 23Wealthfront Corporation to Report Q3, 2026 Results on Jan 12, 2026Wealthfront Corporation announced that they will report Q3, 2026 results After-Market on Jan 12, 2026
Recent Insider Transactions Derivative • Dec 18President exercised options and sold US$7.6m worth of stockOn the 11th of December, David Fortunato exercised 3.88m options at around US$2.45, then sold 625k of the shares acquired at an average of US$13.60 per share and kept the remainder. For the year to January 2025, David's total compensation was 3% salary and 97% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since September 2025, David's direct individual holding has increased from 140.37k shares to 1.63m. Company insiders have collectively sold US$26m more than they bought, via options and on-market transactions in the last 12 months.
공고 • Dec 12Wealthfront Corporation has completed an IPO in the amount of $484.615376 million.Wealthfront Corporation has completed an IPO in the amount of $484.615376 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 34,615,384 Price\Range: $14 Transaction Features: Sponsor Backed Offering
