PRA Group 과거 순이익 실적
과거 기준 점검 0/6
PRA Group 의 수입은 연평균 -63.2%의 비율로 감소해 온 반면, Consumer Finance 산업은 연평균 0.8%의 비율로 감소했습니다. 매출은 연평균 2%의 비율로 증가해 왔습니다.
핵심 정보
-63.20%
순이익 성장률
-62.19%
주당순이익(EPS) 성장률
| Consumer Finance 산업 성장률 | 7.20% |
| 매출 성장률 | 2.03% |
| 자기자본이익률 | -25.01% |
| 순이익률 | -22.51% |
| 최근 순이익 업데이트 | 31 Mar 2026 |
최근 과거 실적 업데이트
Recent updates
Seeking Alpha • Apr 08
PRA Group: Not Cheap Enough Yet
Summary PRA Group purchases and collects on distressed loans, with 60% of its workforce in the U.S. Net income has recently turned negative, and operating cash flow remains persistently weak, raising concerns. Martin Sjolund was promoted to CEO last June and could serve as a catalyst with a strategy of copying what has worked for PRAA in Europe and streamlining the workforce. Insider ownership is modest at 2.1%, but recent insider buying may signal management confidence. Read the full article on Seeking Alpha
내러티브 업데이트 • Jan 26
PRAA: Reset Expectations And Goodwill Charge Will Create Long-Term Upside Potential
Analysts have trimmed their price target on PRA Group to $26 from $33, citing slightly better cash efficiency being offset by slower revenue growth and a reset of expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bearish analysts are signaling a more cautious stance on PRA Group after recent results, even though the latest quarter featured an earnings beat.
내러티브 업데이트 • Jan 11
PRAA: Cash Efficiency And Cost Control Will Support Future Upside Potential
Analysts have trimmed their price target on PRA Group to US$26 from US$33, reflecting a view that slightly better cash efficiency is being offset by marginally slower revenue growth and modest tweaks to expected profit margin and P/E assumptions. Analyst Commentary Recent research commentary around PRA Group focuses on how the updated US$26 price target lines up with the company’s execution on cash collection and its outlook for revenue growth and profitability.내러티브 업데이트 • Dec 26
PRAA: Improved Cash Efficiency Will Support Stronger Future Earnings Momentum
Analysts reduced their price target on PRA Group to $26 from $33, reflecting expectations that slightly improved cash efficiency will be outweighed by marginally slower revenue growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the Q3 earnings beat reinforces management's ability to execute against guidance, supporting the view that the current valuation underestimates near term earnings power.내러티브 업데이트 • Dec 12
PRAA Will Face Cautious Outlook Amid Goodwill Impairment And Profitability Shift
Analysts have trimmed their fair value estimate for PRA Group from $20.00 to $18.00. This reflects slightly better cash efficiency, but a more cautious view on revenue growth and required returns, despite structurally higher profit margin expectations.내러티브 업데이트 • Nov 28
PRAA: Improved Cash Efficiency Will Drive Stronger Earnings Momentum Ahead
Analysts have slightly reduced their price target for PRA Group from $23.33 to $22.67. This adjustment reflects improved cash efficiency, balanced by slower-than-expected revenue growth and more modest projections for profit margin and future earnings.내러티브 업데이트 • Nov 04
PRAA: Improved Cash Efficiency Will Drive Performance Amid Revenue Uncertainties
Analysts have lowered their price target for PRA Group from $25.67 to $23.33. This reflects modest improvements in cash efficiency; however, it is moderated by slightly slower anticipated revenue growth.Seeking Alpha • Jan 03
PRA Group: Rebuilding Credibility And Still Undervalued
Summary PRA Group's turnaround plan is showing positive results, with significant improvements in cash collections and profitability, yet the share price performance hasn't matched these improvements. Improved collections practices are driving meaningful growth in cash collections in the U.S., as well as positive developments in estimated remaining collections. Efforts to enhance productivity, including moving more collections outside the U.S., offer credible prospects for higher margins and earnings growth leverage. Higher debt charge-offs should increase the supply of new receivables, while an improving economy in 2025 and beyond should support debtors' ability to pay. Valuation models indicate PRA Group shares are too cheap, even without returning to peak profitability, and despite elevated inherent risks, PRA Group's turnaround efforts should drive a rerating. Read the full article on Seeking Alpha
새로운 내러티브 • Sep 16
Legal Innovations And Global Diversification Propel Revenue Growth And Profit Margins
Investing in U.S. legal collections and efficient call center operations in Asia enhances revenue and reduces costs, improving margins.Seeking Alpha • Aug 13
PRA Group: A Turnaround And A Hedge For An Economic Slowdown
Summary PRA Group is one of the few countercyclical stocks out there, proven in the 2007-2009 recession. The stock struggled recently with losses in 2023 due to poor pricing on its purchases of charged-off loans from 2020 to 2022. Pricing is now much improved due to a surge in charge-offs and higher balances for credit cards and other unsecured consumer loans. It trades for half where it was 2 years ago, despite rapidly improving results. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
PRA Group On A Long Road Back, But At Least It's Out Of The Ditch
Summary PRA Group allowed inefficiencies and operational issues in collections, purchasing, and overall operations to accumulate, driving terrible results in 2023 and a change in management. New management has moved quickly to make changes to improve operational efficiency and collections performance, leading to positive results in portfolio income and cash collections. Improving the portfolio will take longer, but credit card charge-offs are rising and PRA is well-placed to benefit from higher-yielding purchases over the next couple of years. Despite past challenges, PRA Group is on a better path now with potential for improved performance in the second half of 2024 and beyond, supporting a fair value around $30 on mid-single-digit core earnings growth. Read the full article on Seeking Alpha분석 기사 • Apr 24
With EPS Growth And More, PRA Group (NASDAQ:PRAA) Is Interesting
Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...Seeking Alpha • Mar 04
PRA Group Undervalued, But Needs More Collections Growth To Augment Efficiency
PRA Group had a solid fourth quarter relative to expectations, including a double-digit operating income beat, but cash collections, revenue, and operating income were all down year-over-year. Estimated remaining collections were down, as PRA Group is struggling to find enough charged-off receivables worth buying to offset collections. Management is testing new receivables categories and forward flow agreements could help recharge the collections pipeline, as could better yields on past purchases. PRA Group looks undervalued on the basis of mid-single-digit revenue growth, almost double-digit EPS growth, and double-digit FCF growth potential, but purchases and collections are important to sentiment.분석 기사 • Jan 18
Should You Be Adding PRA Group (NASDAQ:PRAA) To Your Watchlist Today?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...분석 기사 • Oct 20
Here's Why I Think PRA Group (NASDAQ:PRAA) Might Deserve Your Attention Today
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...분석 기사 • Jul 09
Here's Why I Think PRA Group (NASDAQ:PRAA) Is An Interesting Stock
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...분석 기사 • Jun 03
It's Unlikely That The CEO Of PRA Group, Inc. (NASDAQ:PRAA) Will See A Huge Pay Rise This Year
As many shareholders of PRA Group, Inc. ( NASDAQ:PRAA ) will be aware, they have not made a gain on their investment in...매출 및 비용 세부 내역
매출 및 비용 세부 내역
PRA Group가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 31 Mar 26 | 1,247 | -281 | 766 | 0 |
| 31 Dec 25 | 1,202 | -305 | 751 | 0 |
| 30 Sep 25 | 1,162 | -343 | 740 | 0 |
| 30 Jun 25 | 1,132 | 92 | 719 | 0 |
| 31 Mar 25 | 1,129 | 71 | 712 | 0 |
| 31 Dec 24 | 1,115 | 71 | 707 | 0 |
| 30 Sep 24 | 1,043 | 43 | 686 | 0 |
| 30 Jun 24 | 978 | 4 | 663 | 0 |
| 31 Mar 24 | 903 | -21 | 632 | 0 |
| 31 Dec 23 | 803 | -83 | 631 | 0 |
| 30 Sep 23 | 804 | -59 | 619 | 0 |
| 30 Jun 23 | 832 | -22 | 624 | 0 |
| 31 Mar 23 | 881 | 19 | 634 | 0 |
| 31 Dec 22 | 967 | 117 | 615 | 0 |
| 30 Sep 22 | 1,001 | 135 | 622 | 0 |
| 30 Jun 22 | 1,020 | 145 | 631 | 0 |
| 31 Mar 22 | 1,047 | 165 | 636 | 0 |
| 31 Dec 21 | 1,096 | 183 | 644 | 0 |
| 30 Sep 21 | 1,113 | 179 | 656 | 0 |
| 30 Jun 21 | 1,117 | 187 | 653 | 0 |
| 31 Mar 21 | 1,103 | 189 | 637 | 0 |
| 31 Dec 20 | 1,065 | 149 | 650 | 0 |
| 30 Sep 20 | 1,061 | 147 | 654 | 0 |
| 30 Jun 20 | 1,043 | 129 | 655 | 0 |
| 31 Mar 20 | 1,023 | 90 | 681 | 0 |
| 31 Dec 19 | 1,017 | 86 | 681 | 0 |
| 30 Sep 19 | 985 | 74 | 677 | 0 |
| 30 Jun 19 | 961 | 59 | 670 | 0 |
| 31 Mar 19 | 930 | 60 | 645 | 0 |
| 31 Dec 18 | 908 | 66 | 623 | 0 |
| 30 Sep 18 | 882 | 140 | 592 | 0 |
| 30 Jun 18 | 861 | 145 | 604 | 0 |
| 31 Mar 18 | 843 | 137 | 593 | 0 |
| 31 Dec 17 | 828 | 164 | 539 | 0 |
| 30 Sep 17 | 773 | 58 | 460 | 0 |
| 30 Jun 17 | 790 | 76 | 460 | 0 |
| 31 Mar 17 | 815 | 101 | 430 | 0 |
| 31 Dec 16 | 931 | 86 | 549 | 0 |
| 30 Sep 16 | 906 | 144 | 486 | 0 |
| 30 Jun 16 | 913 | 127 | 447 | 0 |
| 31 Mar 16 | 922 | 142 | 475 | 0 |
| 31 Dec 15 | 942 | 168 | 472 | 0 |
| 30 Sep 15 | 963 | 174 | 513 | 0 |
| 30 Jun 15 | 972 | 208 | 517 | 0 |
양질의 수익: PRAA 은(는) 현재 수익성이 없습니다.
이익 마진 증가: PRAA는 현재 수익성이 없습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: PRAA은 수익성이 없으며 지난 5년 동안 손실이 연평균 63.2% 증가했습니다.
성장 가속화: 현재 수익성이 없어 지난 1년간 PRAA의 수익 성장률을 5년 평균과 비교할 수 없습니다.
수익 대 산업: PRAA은 수익성이 없어 지난 해 수익 성장률을 Consumer Finance 업계(28.9%)와 비교하기 어렵습니다.
자기자본이익률
높은 ROE: PRAA는 현재 수익성이 없으므로 자본 수익률이 음수(-25.01%)입니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/21 14:20 |
| 종가 | 2026/05/21 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
PRA Group, Inc.는 9명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| David Scharf | Citizens JMP Securities, LLC |
| Richard Shane | Jefferies LLC |
| Hugh Miller | Macquarie Research |