Marqeta, Inc.

NasdaqGS:MQ 주식 리포트

시가총액: US$1.6b

Marqeta 과거 순이익 실적

과거 기준 점검 3/6

Marqeta은 연평균 38.9%의 비율로 수입이 증가해 온 반면, Diversified Financial 산업은 수입이 12.2% 증가했습니다. 매출은 연평균 1.1%의 비율로 증가했습니다. Marqeta의 자기자본이익률은 1.5%이고 순이익률은 1.5%입니다.

핵심 정보

38.86%

순이익 성장률

49.22%

주당순이익(EPS) 성장률

Diversified Financial 산업 성장률6.15%
매출 성장률1.12%
자기자본이익률1.45%
순이익률1.53%
최근 순이익 업데이트30 Jun 2026

최근 과거 실적 업데이트

Recent updates

분석 기사 Aug 07

Results: Marqeta, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

Marqeta, Inc. ( NASDAQ:MQ ) shareholders are probably feeling a little disappointed, since its shares fell 5.4% to...
내러티브 업데이트 Jul 30

MQ: European Expansion And Reverse Split Will Shape Measured Forward Outlook

Analysts have raised their fair value estimate for Marqeta from $4.20 to $18.00, citing updated assumptions for discount rate, revenue growth, profit margin, and future P/E that reshaped their valuation framework. What's in the News Expensify expanded its collaboration with Marqeta to bring Expensify's corporate card offering into the UK and EU, using Marqeta's multinational card issuing platform to support businesses across Europe.
내러티브 업데이트 Jul 16

MQ: AI Payments And European Expansion Will Support Future Upside

Analysts have raised their fair value estimate for Marqeta from $5.24 to $20.74. This change reflects updated assumptions for the discount rate, revenue growth, profit margin and future P/E that support a higher long-term valuation framework for the stock.
내러티브 업데이트 Jul 02

MQ: Reverse Split And Margin Expansion Will Support Long Term Upside

Analysts have lifted their fair value estimate for Marqeta from $6.83 to $27.80, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E that reshape their overall outlook on the stock. What’s in the News for Marqeta Marqeta effected a 1 for 4 reverse stock split on its Class A and Class B Common Stock and Preferred Stock.
내러티브 업데이트 Jun 18

MQ: European Expansion And Money Movement Platform Will Support Future Upside

Analysts have inched their price target for Marqeta higher to $5.24 from $5.19, citing updated fair value estimates along with slightly refined assumptions for the discount rate, revenue growth, profit margin, and future P/E. What’s in the News for Marqeta Marqeta expanded its account and money movement services into 30 additional European countries through a collaboration with Banking Circle, enabling virtual accounts and multi-rail payment capabilities across the region.
분석 기사 Jun 16

Marqeta (MQ) Stock After Reverse Split And Governance Shift How Do Recent Changes Square With Valuation

Reverse stock split and governance changes at Marqeta Marqeta (MQ) shareholders have approved a 1-for-4 reverse stock split, a reduction in authorized common and preferred shares, and new officer exculpation provisions under Delaware law, reshaping both the capital structure and governance framework. See our latest analysis for Marqeta. Despite a modest 1-day share price return of 1.57% to US$3.89 and a slightly positive 30-day share price return of 2.10%, Marqeta’s year-to-date share price...
내러티브 업데이트 Jun 03

MQ: First GAAP Profit And AI Risk Tools Will Support Future Upside

Analysts have kept Marqeta's fair value estimate effectively unchanged at about $5.19, with only marginal tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions. This suggests a broadly steady view of the stock's longer term setup.
내러티브 업데이트 May 17

MQ: AI Risk Controls And Profitability Shift Will Support Future Upside

Analysts have inched up their price target on Marqeta to $5.19 from $5.18, citing updated assumptions around modestly lower revenue growth expectations, a higher projected profit margin, and a slightly lower future P/E multiple. What's in the News Marqeta issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
내러티브 업데이트 Apr 21

MQ: AI Risk Controls And Buybacks Will Shape Measured Forward Outlook

Analysts have nudged their Marqeta price target lower, trimming fair value from $4.50 to $4.20 as they plug slightly higher discount rates, more moderate revenue growth of 14.64%, and a profit margin of 3.65% into their models, alongside a higher future P/E of 51.68x. What's in the News Marqeta updated its Real-Time Decisioning offering with an AI-powered risk score designed to assess transaction risk at authorization and support fraud prevention while limiting false declines, using over 300 real-time transaction attributes and historical behavior patterns.
Seeking Alpha Apr 14

Marqeta: Slowing Growth And Block Dependency Keep Valuation In Check

Summary Marqeta, Inc. is a leading API-based payment card issuing platform, processing $383 billion in 2025 transaction volume. MQ faces significant revenue concentration risk, with Block, Inc. accounting for 44% of revenues and renegotiating to lower pricing. Despite 23% revenue growth and a 70% gross margin in 2025, MQ posted a $14 million net loss but forecasts a $10 million net profit in 2026. Strategic focus on higher-margin value-added services and loan solutions aims to offset slowing growth and margin pressure from major client contract changes. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 06

MQ: New CFO And AI Risk Services Will Support Future Upside

Analysts now set Marqeta's price target at $5.18, a slight change from $5.21. This reflects updated assumptions around discount rate, revenue growth, profit margin and future P/E expectations.
내러티브 업데이트 Mar 22

MQ: New CFO Appointment Will Support Future Upside

Analysts have reduced their fair value estimate for Marqeta from about $5.73 to $5.21, reflecting updated views on the discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Company issued earnings guidance for Q1 2026, expecting net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (corporate guidance).
내러티브 업데이트 Mar 08

MQ: Share Repurchases And New Leadership Will Support Long Term Upside

Analysts have trimmed their fair value estimate for Marqeta from about $8.00 to roughly $6.83, citing updated assumptions for lower revenue growth, slimmer profit margins, and a higher future P/E multiple. What's in the News Issued earnings guidance for the first quarter of 2026, with expected net revenue growth of 17% to 19% and gross profit growth of 17% to 19% (company guidance).
내러티브 업데이트 Feb 22

MQ: Future CFO Appointment And Buyback Plan Will Shape Fair Outlook

Analysts have cut their price target on Marqeta from $5.75 to $4.50, reflecting updated assumptions around slightly different revenue growth, higher projected profit margins, a lower discount rate, and a reduced future P/E multiple. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s profitability and growth plans (Key Developments).
내러티브 업데이트 Feb 08

MQ: New CFO And Share Buybacks Will Support Future Upside

Narrative Update: Marqeta Analyst Target Revision Analysts have kept their implied fair value broadly unchanged at around US$5.73 per share, while slightly refining inputs such as discount rate and future P/E assumptions. This reflects updated views on risk and long term earnings potential rather than a material shift in overall conviction.
내러티브 업데이트 Jan 24

MQ: European Card Expansion And Buybacks Will Drive Future Upside

Analysts have trimmed their price target on Marqeta to reflect slightly lower fair value estimates of about 1% and modest adjustments to discount rate, revenue growth, profit margin and future P/E assumptions, signaling a more measured view on the stock. What's in the News Marqeta appointed Patti Kangwankij as Chief Financial Officer, effective February 9, 2026, with responsibility for overseeing all financial operations and supporting the company’s plans for growth and profitability (Key Developments).
내러티브 업데이트 Jan 09

MQ: European Card Expansion And Buybacks Will Support Future Upside

Analysts have trimmed their fair value estimate for Marqeta to reflect a lower future P/E assumption of 55.89x, along with small adjustments to the discount rate, revenue growth, and profit margin expectations. Together, these changes result in a modest reset of the implied price target.
내러티브 업데이트 Dec 25

MQ: Share Repurchases And Klarna Expansion Will Drive Long Term Upside

Analysts have modestly reduced their price target on Marqeta to reflect slightly slower projected revenue growth and meaningfully lower long term profit margins, even as they assign a higher future P/E multiple to the shares. What's in the News Board of Directors authorizes a new share repurchase plan, allowing Marqeta to buy back up to $100 million of Class A common stock with no set expiration, which signals confidence in the company’s valuation (company announcement).
내러티브 업데이트 Dec 11

MQ: Expanded European Partnership Will Drive Future Upside

Analysts have marginally raised their price target on Marqeta to 6.18 dollars from 6.18 dollars, reflecting slightly higher discount rate assumptions while leaving expectations for revenue growth, profit margins, and future valuation multiples effectively unchanged. What's in the News Board of Directors authorizes a new share repurchase plan on December 4, 2025, allowing Marqeta to buy back up to 100 million dollars of Class A common stock with no set expiration.
내러티브 업데이트 Nov 27

MQ: European Expansion and Leadership Transition Will Unlock Further Upside

Narrative Update: Marqeta Analyst Price Target Adjusted Analysts have made a slight downward revision to Marqeta's analyst price target, adjusting it from $6.18 to $6.18. This change reflects minimal changes in key assumptions and discount rate calculations.
내러티브 업데이트 Nov 11

MQ: Expanding European Partnerships Will Drive Market Upside Going Forward

Analysts have slightly trimmed their price target for Marqeta from $6.20 to $6.18 per share. This reflects modest adjustments to growth and profit expectations amid evolving market conditions.
내러티브 업데이트 Oct 27

Leadership Change And Buyback Will Shape Digital Payments In 2025 And Beyond

Analysts have lowered their price target for Marqeta from $6.73 to $6.20. They cited adjustments in projected discount rate, revenue growth, and profit margin estimates as reasons for this change.
내러티브 업데이트 Oct 13

Digital Payments And Embedded Finance Will Redefine Global Markets

Narrative Update on Marqeta: Analyst Price Target Revision Analysts have lowered their price target for Marqeta from $7.03 to $6.73. This revision is attributed to softer revenue growth projections and slightly compressed profit margins in updated forecasts.
내러티브 업데이트 Aug 08

Digital Payments And Embedded Finance Will Redefine Global Markets

Marqeta's consensus price target rose modestly, supported by meaningful improvement in net profit margin and a lower future P/E, reflecting enhanced profitability and expectation of continued earnings growth. What's in the News Marqeta provided Q3 earnings guidance, expecting net revenue growth of 15% to 17%, and full-year growth of 17% to 18%.
분석 기사 May 16

Marqeta, Inc. (NASDAQ:MQ) Looks Just Right With A 28% Price Jump

Despite an already strong run, Marqeta, Inc. ( NASDAQ:MQ ) shares have been powering on, with a gain of 28% in the last...
Seeking Alpha Apr 22

Marqeta: High Risk, Higher Reward

Summary Marqeta stock faced a 40% drop due to regulatory scrutiny but rebounded 20% after better-than-expected Q4 results. Marqeta took "significant strides" to streamline its program launch timelines, leading to more program launches than previously anticipated. But just as things were about to get better for Marqeta, the Trump Administration slapped the whole world with a new set of tariffs. Trading at 50% Net Cash and 2.3x its Gross Profit, Marqeta stock is in deep value territory. While the stock looks cheap, investors need to tread lightly as there's a high likelihood of management withdrawing their guidance. Read the full article on Seeking Alpha
분석 기사 Mar 19

Marqeta, Inc.'s (NASDAQ:MQ) 26% Jump Shows Its Popularity With Investors

The Marqeta, Inc. ( NASDAQ:MQ ) share price has done very well over the last month, posting an excellent gain of 26...

매출 및 비용 세부 내역

Marqeta가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NasdaqGS:MQ 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
30 Jun 266771036471
31 Mar 26652236568
31 Dec 25625-1437165
30 Sep 25589-4037664
30 Jun 25553-6539263
31 Mar 255285525962
31 Dec 245072728260
30 Sep 244901428858
30 Jun 24471-1230256
31 Mar 24577-19048454
31 Dec 23676-22352556
30 Sep 23761-20953056
30 Jun 23844-20752356
31 Mar 23799-19349556
31 Dec 22748-18544752
30 Sep 22700-19542349
30 Jun 22640-18840045
31 Mar 22575-21239739
31 Dec 21517-16434334
30 Sep 21450-14128927
30 Jun 21403-10724021
31 Mar 21350-4616716
31 Dec 20290-4814313
31 Dec 19143-1221018

양질의 수익: MQ는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: MQ는 과거에 흑자전환했습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: MQ는 지난 5년 동안 흑자전환하며 연평균 38.9%의 수익 성장을 기록했습니다.

성장 가속화: MQ는 지난해 흑자전환하여 5년 평균과 수익 성장률을 비교하기 어렵습니다.

수익 대 산업: MQ는 지난해 흑자전환하여 지난 해 수익 성장률을 Diversified Financial 업계(9.6%)와 비교하기 어렵습니다.


자기자본이익률

높은 ROE: MQ의 자본 수익률(1.5%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/08/13 00:44
종가2026/08/13 00:00
수익2026/06/30
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드YouTube 튜토리얼도 제공하고 있습니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

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분석가 소스

Marqeta, Inc.는 25명의 분석가가 다루고 있습니다. 이 중 13명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Ramsey El-AssalBarclays
Andrew DeGasperiBerenberg
Mark PalmerBerenberg