Banco Santander, S.A.

NYSE:SAN 주식 리포트

시가총액: US$193.0b

Banco Santander 경영진

경영진 기준 점검 4/4

Banco Santander CEO는 Hector Grisi Checa, Jan2023 에 임명되었습니다 의 임기는 3.5 년입니다. 총 연간 보상은 €9.49M, 33.2% 급여 및 66.8% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $39.15M 가치에 해당하는 회사 주식의 0.02% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 6.5 년과 10.6 년입니다.

핵심 정보

Hector Grisi Checa

최고경영자

€9.5m

총 보수

CEO 급여 비율33.20%
CEO 재임 기간3.5yrs
CEO 지분 보유율0.02%
경영진 평균 재임 기간6.5yrs
이사회 평균 재임 기간10.6yrs

최근 경영진 업데이트

Recent updates

Seeking Alpha Jun 09

Banco Santander: Limited Value And Income Appeal Ahead

Summary Banco Santander, S.A. delivered resilient Q1 2026 results, with revenues up 4% YoY but bottom-line missing consensus and shares underperforming the market. SAN's earnings growth outlook is modest, with mixed NII prospects—European rate tailwinds offset by Brazilian headwinds—and fee growth likely to remain single-digit. Operational efficiency remains the core driver, with the ONE Transformation program targeting a cost-to-income ratio drop from 45% (2025) to 36% (2028). I maintain a Hold rating, as SAN trades near fair value (1.45x book), with limited near-term value and income appeal. Read the full article on Seeking Alpha
Seeking Alpha Feb 22

Banco Santander: Starting To Get Its Due From The Market

Summary Banco Santander has been a strong performer since my last update, with good fourth quarter results and bullish FY2025 guidance driving the shares back over tangible book value. Management expects Santander to deliver a strong 16.5% return on tangible equity this year. Given the current P/TBVPS multiple, this would imply a P/E of just ~7x. While the higher share price would have lowered the stock's total yield based on Santander's usual 50% payout ratio, capital returns for 2025-2026 have been upped by roughly €4 billion. Read the full article on Seeking Alpha
Seeking Alpha Jan 23

Banco Santander: A Positive Update For 2025

Summary Banco Santander stock remains a "Buy" due to its operational outperformance, impressive efficiency improvements, and significant profit growth, despite not being as "cheap" as before. The bank's 3Q24 results confirmed my positive thesis, with record profits, improved efficiency ratios, and increased shareholder rewards through dividends and buybacks. Santander's geographic diversification and successful ONE transformation program mitigate risks, making it a fundamentally appealing investment compared to peers like BBVA, HSBC, and Lloyds. I maintain my price target of $5.25/share for 2025 on SAN, expecting continued outperformance and market recognition of the bank's undervaluation. Read the full article on Seeking Alpha
Seeking Alpha Oct 30

Banco Santander Q3 Earnings: 2025 Commentary Looks Bullish

Summary Banco Santander, S.A. delivered another period of record earnings last quarter, with the market rewarding this by sending the stock down around 3%. Potential remediation charges in the U.K. and lower European interest rates may be to blame, but neither should really move the dial. Management commentary regarding 2025 was also bullish. SAN stock still trades at a meaningful discount to tangible book value, implying a P/E of just 5x based on current earnings. Read the full article on Seeking Alpha
Seeking Alpha Aug 09

Banco Santander: Record H1 Results Met With A Cheaper Valuation

Summary Shares of multinational banking giant Banco Santander have been a little soft since my last update, trailing European financials by around ten points in that time. Results for the first half of the year produced records throughout the income statement, with the bank's return on tangible equity still comfortably in the mid-teens area. The recent share price decline puts the stock at just 0.8x tangible book value, with this implying a P/E of just 5x alongside a double-digit dividend-plus-buyback yield. Read the full article on Seeking Alpha
Seeking Alpha Jul 23

Outperforming The Average With Santander

Summary Strong operating performance in 1Q24 shows Santander's turnaround strategy is working well, with potential for further growth. Santander's trajectory is positive, outperforming S&P500 averages with improved fundamentals and earnings growth. Despite risks from exposure to Latin America, Santander remains attractively priced and continues to outperform. Read the full article on Seeking Alpha
Seeking Alpha May 01

Banco Santander Q1: Earnings Remain In A Sweet Spot

Summary Shares of Spanish giant Santander have gained just under 30% since last coverage, as the market continues to play catch-up to the bank's elevated levels of profitability. Q1 results were robust enough, with the bank reporting a strong mid-teens return on tangible equity despite the impact of the Spanish windfall banking tax. The bank's Spanish operations remain surprisingly profitable at this stage in the cycle, while Brazil is seeing some expected improvement. These shares remain reasonably valued below tangible book value, continuing to afford investors a reasonable margin of safety. Read the full article on Seeking Alpha
Seeking Alpha Feb 17

Banco Santander Remains Materially Undervalued

Summary Shares of Banco Santander have been fairly quiet since previous coverage in October, trailing the broader European financial universe as well as certain peers like BBVA. Q4 results were a bit so-so, while management's 2024 profitability target looks very ambitious. These shares still trade at a clear discount to tangible book value, which continues to undervalue the bank's through-the-cycle earnings power. Read the full article on Seeking Alpha
Seeking Alpha Jan 16

Santander Remains A Strong Play Of Southern-European/European Banking

Summary Banco Santander has shown solid performance and outperformed the S&P500 with a 7% growth. The company's trajectory is expected to be positive, supported by improved fundamentals and earnings growth. Despite risks from exposure to Latin America and emerging market currency, Santander has the potential for significant upside and remains a buy. Read the full article on Seeking Alpha

CEO 보수 분석

Hector Grisi Checa의 보수는 Banco Santander의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

€12b

Dec 31 2025€9m€3m

€12b

Sep 30 2025n/an/a

€13b

Jun 30 2025n/an/a

€13b

Mar 31 2025n/an/a

€11b

Dec 31 2024€9m€3m

€11b

Sep 30 2024n/an/a

€11b

Jun 30 2024n/an/a

€11b

Mar 31 2024n/an/a

€11b

Dec 31 2023€8mn/a

€10b

보상 대 시장: Hector의 총 보수(USD10.85M)는 US 시장에서 비슷한 규모 기업의 평균(USD14.63M) 수준입니다.

보상과 수익: Hector의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Hector Grisi Checa (60 yo)

3.5yrs
재임 기간
€9,488,690
보수

Mr. Hector Blas Grisi Checa serves as Chief Executive Officer & Executive Director of Banco Santander, S.A. since January 01, 2023. He served as Executive Chairman and Chief Executive Officer of Grupo Fina...


리더십 팀

이름직위재임 기간보수지분
Ana de Sautuola y O'Shea
Executive Chair37.4yrs€11.98m0.24%
$ 455.6m
Hector Grisi Checa
Group CEO & Executive Director3.5yrs€9.49m0.020%
$ 39.1m
Jose Garcia-Cantera
Senior EVP & Group CFO11.5yrs데이터 없음0.020%
$ 38.5m
Juan Olaizola Bartolome
Senior EVP and Group Chief Operating & Technology Officerless than a year데이터 없음0.0021%
$ 4.1m
Kamran Butt
Chief Investment Officer & Head of Product2.1yrs데이터 없음데이터 없음
Manuel Antonio Amaral Preto
Group Senior EVP & Chief Accounting Officer1yr데이터 없음0.00099%
$ 1.9m
Jose Linares Perou
Senior EVP and Global Head of Corporate & Investment Banking9.5yrs데이터 없음0.0069%
$ 13.4m
Jaime Perez Renovales
Senior EVP10.8yrs데이터 없음0.0078%
$ 15.1m
David Hazell
Group Senior EVP & Chief Compliance Officer2.5yrs데이터 없음0.00050%
$ 965.2k
Juan Manuel Mendez de Vigo
Senior EVP and Group Head of Communications25yrs데이터 없음0.0073%
$ 14.2m
Jose De Mora Gil-Gallardo
Group Senior EVP & Head of Corporate Development & Financial Planning11.5yrs데이터 없음0.0065%
$ 12.5m
Javier Rogla Puig
Group Head of People2.5yrs데이터 없음0.0030%
$ 5.9m
6.5yrs
평균 재임 기간
60yo
평균 나이

경험이 풍부한 관리: SAN의 경영진은 노련하고 경험이 풍부합니다(평균 재임 6.5 년).


이사회 구성원

이름직위재임 기간보수지분
Ana de Sautuola y O'Shea
Executive Chair37.4yrs€11.98m0.24%
$ 455.6m
Hector Grisi Checa
Group CEO & Executive Director3.5yrs€9.49m0.020%
$ 39.1m
Glenn Hutchins
Independent Vice Chair & Lead Independent Director3.6yrs€700.00k0.0061%
$ 11.8m
Francisco D'Souza
Member of International Advisory Boardno data데이터 없음데이터 없음
Jose Alvarez
Non-Executive Vice Chairman11.5yrs€447.34k0.019%
$ 36.6m
George Kurtz
Member of International Advisory Boardno data데이터 없음데이터 없음
Francisco Botin-Sanz de Sautuola y O'Shea
Non-Independent Non-Executive Director22yrs€137.15k0.26%
$ 494.8m
Sheila Colleen Bair
Member of International Advisory Boardno data데이터 없음데이터 없음
Belen Garcia
Independent Non-Executive Director10.6yrs€580.80k0.00010%
$ 193.0k
Soledad Daurella Comadran
Independent Non-Executive Director11.4yrs€313.71k0.0044%
$ 8.5m
Pamela Walkden
Independent Non-Executive Director6.8yrs€383.01k0.00058%
$ 1.1m
German de Fuente Escamilla
Independent Director4.3yrs€344.32k0.000070%
$ 135.1k
10.6yrs
평균 재임 기간
61.5yo
평균 나이

경험이 풍부한 이사회: SAN의 이사회는 노련하고 경험이 풍부합니다(평균 재임 10.6 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/07/17 22:47
종가2026/07/17 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

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산업 및 섹터 지표

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분석가 소스

Banco Santander, S.A.는 36명의 분석가가 다루고 있습니다. 이 중 15명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Javier Esteban LarioBanco de Sabadell. S.A.
Thomas Andrew RaynerBarclays
Cecilia Romero ReyesBarclays