Provident Financial Services (PFS) 주식 개요
는 미국 내 개인, 가족, 기업에 다양한 은행 상품과 서비스를 제공하는 Provident Bank의 은행 지주회사로 운영되고 있습니다. 자세히 보기
강점
위험 분석
우리의 위험 점검에서 PFS에 대한 위험이 감지되지 않았습니다.
PFS Community Fair Values
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Analyst Price Targets
Provident Financial Services, Inc. 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$22.96 |
| 52주 최고가 | US$23.98 |
| 52주 최저가 | US$15.92 |
| 베타 | 0.79 |
| 1개월 변동 | 2.50% |
| 3개월 변동 | 11.89% |
| 1년 변동 | 34.43% |
| 3년 변동 | 23.77% |
| 5년 변동 | -7.31% |
| IPO 이후 변동 | 48.13% |
최근 뉴스 및 업데이트
내러티브 업데이트 • Jun 04
PFS: Net Interest Margin Expansion And Cost Discipline Will Support Future Returns
Analysts have lifted their price target on Provident Financial Services by $1 to $25, citing expectations for steady profitability, gradual net interest margin gains of roughly 4 to 5 basis points per quarter, solid expense control, and an entry valuation around 8.2x the 2026 P/E with an estimated dividend yield near 4.5%. Analyst Commentary Bullish Takeaways Bullish analysts highlight the raised US$25 price target as reflecting confidence that the stock’s current valuation around 8.2x estimated 2026 P/E leaves room for upside if the company meets execution goals.Seeking Alpha • May 11
Provident Financial Services Remains Compelling As Its Quality Shines Through
Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking Alpha내러티브 업데이트 • May 08
PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns
Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.Recent updates
내러티브 업데이트 • Jun 04
PFS: Net Interest Margin Expansion And Cost Discipline Will Support Future Returns
Analysts have lifted their price target on Provident Financial Services by $1 to $25, citing expectations for steady profitability, gradual net interest margin gains of roughly 4 to 5 basis points per quarter, solid expense control, and an entry valuation around 8.2x the 2026 P/E with an estimated dividend yield near 4.5%. Analyst Commentary Bullish Takeaways Bullish analysts highlight the raised US$25 price target as reflecting confidence that the stock’s current valuation around 8.2x estimated 2026 P/E leaves room for upside if the company meets execution goals.Seeking Alpha • May 11
Provident Financial Services Remains Compelling As Its Quality Shines Through
Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking Alpha내러티브 업데이트 • May 08
PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns
Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.내러티브 업데이트 • Apr 21
PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns
Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.내러티브 업데이트 • Apr 07
PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside
The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.내러티브 업데이트 • Mar 24
PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside
Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.내러티브 업데이트 • Mar 10
PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook
Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.내러티브 업데이트 • Feb 23
PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook
Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.내러티브 업데이트 • Feb 08
PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside
Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.분석 기사 • Feb 01
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 27th of...내러티브 업데이트 • Jan 25
PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained
Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.내러티브 업데이트 • Jan 10
PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside
Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).내러티브 업데이트 • Dec 24
PFS: Improving Credit Quality Will Drive Future Earnings Upside
Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.내러티브 업데이트 • Dec 10
PFS: Improving Credit Quality Will Drive Future Upside Potential
Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.내러티브 업데이트 • Nov 26
PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum
Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.내러티브 업데이트 • Nov 07
PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead
Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.분석 기사 • Nov 03
Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24
The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 28th of...내러티브 업데이트 • Oct 22
Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion
Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.분석 기사 • Jul 28
Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of August. This means the...Seeking Alpha • Feb 17
Provident Financial Services: Reported Earnings Could Almost Double In 2025
Summary Provident Financial Services is a U.S. regional bank focused on mortgage lending in New Jersey, Pennsylvania, and New York. The bank's Q4 2024 results reflected the final costs of the merger with Lakeland Bancorp. Looking ahead to 2025, the bank expects no additional merger costs and a stable net interest margin. Coupled with loan growth and operational synergies, this should result in earnings close to $2.00/share, earning PFS a Buy rating. PFS boasts low credit costs and a high capital buffer. As such, the main risk in the investment case remains the effect on the net interest margin from Fed policy normalization. Read the full article on Seeking Alpha분석 기사 • Nov 02
Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of November. Based on this...
새로운 내러티브 • Sep 24
The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability
The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.분석 기사 • Jul 29
Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24
Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend of $0.24 per share on the...Seeking Alpha • Feb 14
Provident Financial: An Old Local Bank With Growth Potential After Lakeland Bank Merger
Summary Provident Financial Services, the parent of Provident Bank, gets a Buy rating today, contrarian to the bearish or cautious consensus from Wall Street and the SA quant system. The bank has expected future EPS and revenue growth, a 6% dividend yield that beats several regional bank peers, an expanding loan portfolio, and growth potential from Lakeland Bank merger. Provident has a low risk profile, with less than 5% of the loan book exposed to office loans. The share price appears to be fairly priced and valued. Read the full article on Seeking Alpha주주 수익률
| PFS | US Banks | US 시장 | |
|---|---|---|---|
| 7D | 3.2% | 3.3% | -3.3% |
| 1Y | 34.4% | 21.5% | 22.3% |
수익률 대 산업: PFS은 지난 1년 동안 21.5%의 수익을 기록한 US Banks 산업보다 더 좋은 성과를 냈습니다.
수익률 대 시장: PFS은 지난 1년 동안 22.3%를 기록한 US 시장보다 더 좋은 성과를 냈습니다.
주가 변동성
| PFS volatility | |
|---|---|
| PFS Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.1% |
안정적인 주가: PFS는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: PFS의 주간 변동성(3%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 1839 | 1,842 | Tony Labozzetta | www.provident.bank |
는 미국 내 개인, 가족, 기업에 다양한 은행 상품과 서비스를 제공하는 Provident Bank의 은행 지주회사로 운영되고 있습니다. 예금 상품으로는 저축, 당좌 예금, 이자 지급 수표, 머니 마켓 예금, 양도성 예금증서 계좌, IRA 상품 등이 있습니다. 회사의 대출 포트폴리오는 다가구 아파트, 소매 및 산업용 부동산, 오피스 빌딩 등의 부동산을 담보로 하는 상업용 부동산 대출, 상업용 비즈니스 대출, 1~4가구 주거용 부동산을 담보로 하는 고정금리 및 변동금리 모기지 대출, 주택 담보 대출, 상업용 건설 대출, 주택 담보 대출, 주택 담보 신용한도, 개인 대출 및 무담보 신용한도, 자동차 및 레저용 차량 대출로 구성된 소비자 대출로 구성되어 있습니다.
Provident Financial Services, Inc. 기초 지표 요약
| PFS 기초 통계 | |
|---|---|
| 시가총액 | US$2.95b |
| 순이익 (TTM) | US$306.55m |
| 매출 (TTM) | US$886.01m |
9.8x
주가수익비율(P/E)1.0x
주가순자산비율(P/B)PFS는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| PFS 손익계산서 (TTM) | |
|---|---|
| 매출 | US$886.01m |
| 매출원가 | US$0 |
| 총이익 | US$886.01m |
| 기타 비용 | US$579.46m |
| 순이익 | US$306.55m |
최근 보고된 실적
Mar 31, 2026
다음 실적 발표일
해당 없음
| 주당순이익(EPS) | 2.35 |
| 총이익률 | 100.00% |
| 순이익률 | 34.60% |
| 부채/자본 비율 | 104.6% |
PFS의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기배당
4.2%
현재 배당 수익률41%
배당 성향기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/06/09 07:14 |
| 종가 | 2026/06/09 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
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산업 및 섹터 지표
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분석가 소스
Provident Financial Services, Inc.는 10명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| null null | D.A. Davidson & Co. |
| Jacob Civiello | D.A. Davidson & Co. |
| Feddie Strickland | Hovde Group, LLC |