View ValuationHomeTrust Bancshares 향후 성장Future 기준 점검 0/6HomeTrust Bancshares 의 수익은 연간 7.8% 감소할 것으로 예상되는 반면, 연간 수익은 2.6% 로 증가할 것으로 예상됩니다. EPS는 연간 2.3% 만큼 쇠퇴할 것으로 예상됩니다.핵심 정보-7.8%이익 성장률-2.34%EPS 성장률Banks 이익 성장8.1%매출 성장률2.6%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트27 Apr 2026최근 향후 성장 업데이트Price Target Changed • Dec 17Price target increased by 7.5% to US$48.13Up from US$44.75, the current price target is an average from 4 analysts. New target price is 5.6% above last closing price of US$45.59. Stock is up 33% over the past year. The company is forecast to post earnings per share of US$3.66 for next year compared to US$3.21 last year.Price Target Changed • Jul 31Price target increased by 9.3% to US$46.06Up from US$42.13, the current price target is an average from 4 analysts. New target price is 19% above last closing price of US$38.86. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$3.57 for next year compared to US$3.21 last year.Major Estimate Revision • Jul 29Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$204.5m to US$211.3m. EPS estimate increased from US$3.18 to US$3.57 per share. Net income forecast to grow 1.2% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$42.13 to US$44.75. Share price was steady at US$40.08 over the past week.Price Target Changed • Jul 29Price target increased by 8.2% to US$35.17Up from US$32.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$34.83. Stock is up 43% over the past year. The company is forecast to post earnings per share of US$2.96 for next year compared to US$3.34 last year.Price Target Changed • Jan 29Price target increased by 7.9% to US$32.50Up from US$30.13, the current price target is an average from 4 analysts. New target price is 13% above last closing price of US$28.83. Stock is up 7.9% over the past year. The company posted earnings per share of US$2.82 last year.Price Target Changed • Dec 24Price target increased by 7.4% to US$29.10Up from US$27.10, the current price target is an average from 5 analysts. New target price is 5.4% above last closing price of US$27.61. Stock is up 13% over the past year. The company posted earnings per share of US$2.82 last year.모든 업데이트 보기Recent updatesRecent Insider Transactions Derivative • May 03Key Executive notifies of intention to sell stockC. Westbrook intends to sell 60k shares in the next 90 days after lodging an Intent To Sell Form on the 30th of April. If the sale is conducted around the recent share price of US$46.25, it would amount to US$2.8m. For the year to June 2019, Westbrook's total compensation was 45% salary and 55% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since September 2025, Westbrook's direct individual holding has decreased from 101.48k shares to 98.03k. Company insiders have collectively sold US$103k more than they bought, via options and on-market transactions in the last 12 months.Declared Dividend • Apr 27First quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 14th May 2026 Payment date: 28th May 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 3.4% over the next year. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.공시 • Apr 24Hometrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on May 28, 2026HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.15 per common share, reflecting a $0.02, or 15.4%, increase over the previous quarter's dividend. This is the eighth increase of the quarterly dividend since the Company initiated cash dividends in November 2018. The dividend is payable on May 28, 2026 to shareholders of record as of the close of business on May 14, 2026.공시 • Apr 08HomeTrust Bancshares, Inc., Annual General Meeting, May 18, 2026HomeTrust Bancshares, Inc., Annual General Meeting, May 18, 2026. Location: 12 old charlotte highway, north carolina 28803, asheville, United States공시 • Apr 07HomeTrust Bancshares, Inc. to Report Q1, 2026 Results on Apr 23, 2026HomeTrust Bancshares, Inc. announced that they will report Q1, 2026 results Pre-Market on Apr 23, 2026Reported Earnings • Mar 16Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$3.75 (up from US$3.21 in FY 2024). Revenue: US$206.0m (up 6.1% from FY 2024). Net income: US$63.7m (up 17% from FY 2024). Profit margin: 31% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 4.30% (up from 4.10% in FY 2024). Cost-to-income ratio: 58.7% (down from 60.3% in FY 2024). Non-performing loans: 1.22% (up from 0.76% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.0%. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 18% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Feb 11Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 18 February 2026. Payment date: 26 February 2026. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.2%).Declared Dividend • Jan 25Fourth quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 18th February 2026 Payment date: 26th February 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 3.3% over the next 2 years. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jan 23Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$3.79 (up from US$3.21 in FY 2024). Revenue: US$206.1m (up 6.6% from FY 2024). Net income: US$64.4m (up 19% from FY 2024). Profit margin: 31% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.0%. Revenue is forecast to grow 3.8% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.공시 • Jan 22HomeTrust Bancshares, Inc. Declares Quarterly Dividend, Payable on February 26, 2026HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.13 per common share payable on February 26, 2026 to shareholders of record as of the close of business on February 18, 2026.Price Target Changed • Dec 17Price target increased by 7.5% to US$48.13Up from US$44.75, the current price target is an average from 4 analysts. New target price is 5.6% above last closing price of US$45.59. Stock is up 33% over the past year. The company is forecast to post earnings per share of US$3.66 for next year compared to US$3.21 last year.Upcoming Dividend • Nov 09Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 November 2025. Payment date: 28 November 2025. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (2.5%).분석 기사 • Oct 28HomeTrust Bancshares (NYSE:HTB) Is Increasing Its Dividend To $0.13The board of HomeTrust Bancshares, Inc. ( NYSE:HTB ) has announced that it will be increasing its dividend by 8.3% on...Declared Dividend • Oct 26Third quarter dividend increased to US$0.13Dividend of US$0.13 is 8.3% higher than last year. Ex-date: 14th November 2025 Payment date: 28th November 2025 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (3% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 1.8% over the next 2 years. However, it would need to fall by 96% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Oct 23Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.97 (up from US$0.77 in 3Q 2024). Revenue: US$52.1m (up 10.0% from 3Q 2024). Net income: US$16.5m (up 27% from 3Q 2024). Profit margin: 32% (up from 27% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 9.4%. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 19% per year.New Risk • Oct 22New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.공시 • Oct 22+ 1 more updateHomeTrust Bancshares, Inc. Reports Net Loan Charge-Offs Results for the Third Quarter Ended September 30, 2025HomeTrust Bancshares, Inc. reported net loan charge-offs results for the Third quarter ended September 30, 2025. For the quarter, the company reported net loan charge-offs totaled $2.8 million .공시 • Oct 06HomeTrust Bancshares, Inc. to Report Q3, 2025 Results on Oct 22, 2025HomeTrust Bancshares, Inc. announced that they will report Q3, 2025 results Pre-Market on Oct 22, 2025Upcoming Dividend • Aug 07Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 14 August 2025. Payment date: 28 August 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (2.6%).Price Target Changed • Jul 31Price target increased by 9.3% to US$46.06Up from US$42.13, the current price target is an average from 4 analysts. New target price is 19% above last closing price of US$38.86. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$3.57 for next year compared to US$3.21 last year.Major Estimate Revision • Jul 29Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$204.5m to US$211.3m. EPS estimate increased from US$3.18 to US$3.57 per share. Net income forecast to grow 1.2% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$42.13 to US$44.75. Share price was steady at US$40.08 over the past week.분석 기사 • Jul 25HomeTrust Bancshares (NYSE:HTB) Is Paying Out A Dividend Of $0.12The board of HomeTrust Bancshares, Inc. ( NYSE:HTB ) has announced that it will pay a dividend of $0.12 per share on...Declared Dividend • Jul 24Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 14th August 2025 Payment date: 28th August 2025 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 2.0% over the next year. However, it would need to fall by 85% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 22Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$1.01 (up from US$0.73 in 2Q 2024). Revenue: US$53.1m (up 18% from 2Q 2024). Net income: US$17.2m (up 40% from 2Q 2024). Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.4%. Earnings per share (EPS) also surpassed analyst estimates by 28%. Revenue is forecast to grow 2.5% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 15% per year whereas the company’s share price has increased by 19% per year.공시 • Jul 22+ 1 more updateHometrust Bancshares, Inc. Reports Net Loan Charge-Offs Results for the First Quarter Ended June 30, 2025HomeTrust Bancshares, Inc. reported net loan charge-offs results for the first quarter ended June 30, 2025. For the quarter, the company reported net loan charge-offs totaled $2.0 million.공시 • Jul 08HomeTrust Bancshares, Inc. to Report Q2, 2025 Results on Jul 22, 2025HomeTrust Bancshares, Inc. announced that they will report Q2, 2025 results Pre-Market on Jul 22, 2025Buy Or Sell Opportunity • Jun 11Now 21% undervaluedOver the last 90 days, the stock has risen 7.9% to US$36.21. The fair value is estimated to be US$45.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to grow by 5.1% in a year. Earnings are forecast to grow by 0.6% in the next year.공시 • May 23HomeTrust Bancshares, Inc. Announces Retirement of Craig C. Koontz as Director, Effective May 19, 2025HomeTrust Bancshares, Inc. announced that on May 19, 2025, Craig C. Koontz retired as a director of the company, effective at the completion of the company's annual meeting of stockholders held on May 19, 2025.Upcoming Dividend • May 11Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 15 May 2025. Payment date: 29 May 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.8%).분석 기사 • Apr 30HomeTrust Bancshares (NYSE:HTB) Has Affirmed Its Dividend Of $0.12HomeTrust Bancshares, Inc. ( NYSE:HTB ) will pay a dividend of $0.12 on the 29th of May. This payment means the...New Risk • Apr 28New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Declared Dividend • Apr 27First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 15th May 2025 Payment date: 29th May 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.Reported Earnings • Apr 25First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.85 (down from US$0.88 in 1Q 2024). Revenue: US$49.4m (up 1.1% from 1Q 2024). Net income: US$14.5m (down 2.5% from 1Q 2024). Profit margin: 29% (down from 31% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.4%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.공시 • Apr 24HomeTrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on May 29, 2025HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share payable on May 29, 2025 to shareholders of record as of the close of business on May 15, 2025.공시 • Apr 10HomeTrust Bancshares, Inc. to Report Q1, 2025 Results on Apr 24, 2025HomeTrust Bancshares, Inc. announced that they will report Q1, 2025 results Pre-Market on Apr 24, 2025공시 • Apr 09HomeTrust Bancshares, Inc., Annual General Meeting, May 19, 2025HomeTrust Bancshares, Inc., Annual General Meeting, May 19, 2025. Location: highland brewing company, 12 old charlotte highway, north carolina 28803, asheville United States공시 • Apr 08HomeTrust Bancshares, Inc. Announces Robert 'Rob' McCain III as Senior Vice President, Market President of the Bank’s Charlotte Metropolitan Area, Effective March 31, 2025HomeTrust Bancshares, Inc. announced that Robert 'Rob' McCain III has assumed the position of Market President of the Bank’s Charlotte metropolitan area, effective March 31, 2025. McCain will focus on expanding the Bank’s presence in the market, with the primary responsibility of growing commercial and treasury management market share and revenue. He will report to John Sprink, Executive Vice President of Commercial Banking. McCain said he is honored to take on the role and values HomeTrust’s ability to foster strong relationships with clients while building a collaborative culture. As a native of the area, McCain said he will take special pride in working to establish the Bank as a strong community partner. McCain has worked in commercial banking in Charlotte since 1989 in roles that include Market Executive and Manager of Commercial Banking at First Citizens Bank, as well as Line of Business Manager for Commercial Real Estate Lending in the Carolinas at SunTrust. He earned his Bachelor of Science in Business Administration from The University of North Carolina at Chapel Hill and his Master in Business Administration from The University of North Carolina at Charlotte. He is also a graduate of the School of Banking at Louisiana State University.Reported Earnings • Mar 14Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.21 (down from US$3.34 in FY 2023). Revenue: US$193.4m (up 4.7% from FY 2023). Net income: US$54.3m (down 3.4% from FY 2023). Profit margin: 28% (down from 30% in FY 2023). The decrease in margin was driven by higher expenses. Non-performing loans: 0.76% (up from 0.53% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.2%. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions Derivative • Feb 27Insider notifies of intention to sell stockKristin Powell intends to sell 2k shares in the next 90 days after lodging an Intent To Sell Form on the 26th of February. If the sale is conducted around the recent share price of US$368, it would amount to US$735k. Since March 2024, Kristin's direct individual holding has increased from 15.97k shares to 23.22k. Company insiders have collectively bought US$36k more than they sold, via options and on-market transactions, in the last 12 months.Upcoming Dividend • Feb 09Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 13 February 2025. Payment date: 27 February 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (2.4%).분석 기사 • Jan 26HomeTrust Bancshares (NASDAQ:HTBI) Will Pay A Dividend Of $0.12The board of HomeTrust Bancshares, Inc. ( NASDAQ:HTBI ) has announced that it will pay a dividend of $0.12 per share on...Declared Dividend • Jan 26Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 13th February 2025 Payment date: 27th February 2025 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (22% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to decline by 5.2% over the next 2 years. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.공시 • Jan 24HomeTrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on February 27, 2025HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share payable on February 27, 2025 to shareholders of record as of the close of business on February 13, 2025.Reported Earnings • Jan 23Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.24 (down from US$3.34 in FY 2023). Revenue: US$217.3m (up 18% from FY 2023). Net income: US$54.8m (down 2.4% from FY 2023). Profit margin: 25% (down from 30% in FY 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.2%. Revenue is expected to decline by 2.5% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.2%. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.공시 • Jan 10HomeTrust Bancshares, Inc. to Report Q4, 2024 Results on Jan 23, 2025HomeTrust Bancshares, Inc. announced that they will report Q4, 2024 results Pre-Market on Jan 23, 2025분석 기사 • Dec 19Is Now The Time To Put HomeTrust Bancshares (NASDAQ:HTBI) On Your Watchlist?It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Upcoming Dividend • Nov 10Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 14 November 2024. Payment date: 27 November 2024. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.6%).New Risk • Oct 29New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.5% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 5.4% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Declared Dividend • Oct 27Third quarter dividend increased to US$0.12Dividend of US$0.12 is 9.1% higher than last year. Ex-date: 14th November 2024 Payment date: 27th November 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to decline by 10% over the next 2 years. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Oct 24Third quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2024 results: EPS: US$0.77 (up from US$0.74 in 3Q 2023). Revenue: US$47.4m (up 3.0% from 3Q 2023). Net income: US$13.1m (up 5.6% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 1.6%. Revenue is forecast to grow 3.3% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.공시 • Oct 24+ 1 more updateHometrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on November 27, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share, reflecting a $0.01, or 9.0%, increase over the previous quarter's dividend. This is the sixth increase of the quarterly dividend since the Company initiated cash dividends in November 2018. The dividend is payable on November 27, 2024 to shareholders of record as of the close of business on November 14, 2024.Upcoming Dividend • Aug 09Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 15 August 2024. Payment date: 29 August 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (3.0%).Price Target Changed • Jul 29Price target increased by 8.2% to US$35.17Up from US$32.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$34.83. Stock is up 43% over the past year. The company is forecast to post earnings per share of US$2.96 for next year compared to US$3.34 last year.Reported Earnings • Jul 25Second quarter 2024 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2024 results: EPS: US$0.74 (down from US$0.90 in 2Q 2023). Revenue: US$46.0m (down 12% from 2Q 2023). Net income: US$12.4m (down 18% from 2Q 2023). Profit margin: 27% (down from 29% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 3.3%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 2.2% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.공시 • Jul 24Hometrust Bancshares, Inc. Declares Quarterly Dividend, Payable August 29, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.11 per common share payable on August 29, 2024 to shareholders of record as of the close of business on August 15, 2024.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$35.13, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 34% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$41.40 per share.공시 • Jul 11HomeTrust Bancshares, Inc. to Report Q2, 2024 Results on Jul 24, 2024HomeTrust Bancshares, Inc. announced that they will report Q2, 2024 results Pre-Market on Jul 24, 2024공시 • Jun 13HomeTrust Bancshares, Inc. and HomeTrust Bank Announces Executive ChangesHomeTrust Bancshares, Inc. and HomeTrust Bank announced that Charles ‘Chuck’ Sivley assumed the position of Chief Technology Officer of both the Company and the Bank, effective June 10, 2024. Mr. Sivley will have primary responsibility for developing the technical direction and strategy of the Bank, ensuring the reliability, performance, and scalability of the Bank’s technology infrastructure. He will serve as a member of the Executive Operating Committee and report directly to C. Hunter Westbrook, President & Chief Executive Officer. Mr. Sivley is replacing Chief Information Officer Marty T. Caywood, who is leaving the Company and the Bank later this year after 29 years of service. Mr. Sivley has more than 30 years of technology experience. He began his career in large organizations and has progressed through banks of various sizes and complexities. Along the way, he has demonstrated success in creating efficiencies and strengthening operations, as well as delivering on technological transformations. Mr. Sivley is a graduate of the University of Alabama at Birmingham and holds a Certificate of Digital Banking from the Graduate School of Banking at the University of Wisconsin – Madison. Prior to joining HTB, he served as Chief Information Officer at American National Bank, Highlands Union Bank, and First State Bank of the Southeast. Mr. Sivley also worked at Southern Company Services and served in the US Army Reserves.Board Change • Jun 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Bonnie Hancock was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • May 10First quarter 2024 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2024 results: EPS: US$0.89 (up from US$0.42 in 1Q 2023). Revenue: US$47.8m (up 21% from 1Q 2023). Net income: US$14.9m (up 124% from 1Q 2023). Profit margin: 31% (up from 17% in 1Q 2023). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Revenue is forecast to stay flat during the next 2 years compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Declared Dividend • Apr 27Second quarter dividend of US$0.11 announcedShareholders will receive a dividend of US$0.11. Ex-date: 15th May 2024 Payment date: 30th May 2024 Dividend yield will be 1.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 5 years and payments have been stable during that time. EPS is expected to decline by 2.8% over the next 2 years. However, it would need to fall by 85% to increase the payout ratio to a potentially unsustainable range.공시 • Apr 25Hometrust Bancshares, Inc. Announces Quarterly Dividend, Payable on May 30, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.11 per common share payable on May 30, 2024 to shareholders of record as of the close of business on May 16, 2024.Upcoming Dividend • Feb 07Upcoming dividend of US$0.11 per share at 1.7% yieldEligible shareholders must have bought the stock before 14 February 2024. Payment date: 29 February 2024. Payout ratio is a comfortable 14% but the company is not cash flow positive. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.3%).분석 기사 • Jan 30HomeTrust Bancshares' (NASDAQ:HTBI) Dividend Will Be $0.11HomeTrust Bancshares, Inc. ( NASDAQ:HTBI ) will pay a dividend of $0.11 on the 29th of February. Including this...Price Target Changed • Jan 29Price target increased by 7.9% to US$32.50Up from US$30.13, the current price target is an average from 4 analysts. New target price is 13% above last closing price of US$28.83. Stock is up 7.9% over the past year. The company posted earnings per share of US$2.82 last year.Declared Dividend • Jan 28Second quarter dividend of US$0.11 announcedShareholders will receive a dividend of US$0.11. Ex-date: 14th February 2024 Payment date: 29th February 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 5 years and payments have been stable during that time. EPS is expected to decline by 4.2% over the next 2 years. However, it would need to fall by 85% to increase the payout ratio to a potentially unsustainable range.공시 • Jan 25+ 1 more updateHomeTrust Bancshares, Inc., Annual General Meeting, May 20, 2024HomeTrust Bancshares, Inc., Annual General Meeting, May 20, 2024, at 10:00 US Eastern Standard Time. Location: Highland Brewing Company, 12 Old Charlotte Hwy Suite 200 Asheville North Carolina United StatesReported Earnings • Jan 24Second quarter 2024 earnings released: EPS: US$0.80 (vs US$0.90 in 2Q 2023)Second quarter 2024 results: EPS: US$0.80 (down from US$0.90 in 2Q 2023). Revenue: US$46.8m (up 7.0% from 2Q 2023). Net income: US$13.5m (flat on 2Q 2023). Profit margin: 29% (down from 31% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.9% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.공시 • Jan 24+ 1 more updateHometrust Bancshares, Inc. Announces Quarterly Dividend, Payable on February 29, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.11 per common share payable on February 29, 2024 to shareholders of record as of the close of business on February 15, 2024.Price Target Changed • Dec 24Price target increased by 7.4% to US$29.10Up from US$27.10, the current price target is an average from 5 analysts. New target price is 5.4% above last closing price of US$27.61. Stock is up 13% over the past year. The company posted earnings per share of US$2.82 last year.공시 • Nov 15HomeTrust Bancshares, Inc. Announces Board ChangesThe Board of Directors of HomeTrust Bancshares, Inc. announced the retirement of its Executive Chair, Dana L. Stonestreet, effective at the conclusion of the Company’s Annual Meeting on November 13, 2023. Richard T. Stick Williams, currently Vice Chair and Lead Director of the Company, will serve as Chair of the Company upon Stonestreet’s retirement from the Board of Directors. Mr. Stonestreet has served as Executive Chair of the Company since September 2022 when he retired as Chief Executive Officer. He joined HomeTrust Bank in 1989 as its Chief Financial Officer and was promoted to Chief Operating Officer in 2003 and President in 2008. He became Chairman and Chief Executive Officer in 2013. When Stonestreet joined HomeTrust (formerly Clyde Savings Bank). Mr. Williams is a retired executive from the Duke Energy Corporation and Duke Energy Foundation. He joined the HomeTrust Board of Directors in April 2016 after serving as an advisory director of the Company for six months. He has served in numerous leadership roles and on various boards over his career, receiving the Order of the Long Leaf Pine in 2015, one of North Carolina’s most prestigious awards for service. Mr. Williams brings to the Board of Directors extensive business experience gained from a variety of leadership roles within a large organization, as well as strong ties to the local community.Upcoming Dividend • Nov 08Upcoming dividend of US$0.11 per share at 2.0% yieldEligible shareholders must have bought the stock before 15 November 2023. Payment date: 30 November 2023. Payout ratio is a comfortable 13% but the company is not cash flow positive. Trailing yield: 2.0%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.8%).분석 기사 • Nov 03HomeTrust Bancshares (NASDAQ:HTBI) Is Paying Out A Larger Dividend Than Last YearHomeTrust Bancshares, Inc.'s ( NASDAQ:HTBI ) dividend will be increasing from last year's payment of the same period to...공시 • Oct 28Hometrust Bancshares, Inc. and Hometrust Bank Announces Demise of Sidney A. Biesecker, DirectorOn October 24, 2023, Sidney A. Biesecker, a director of HomeTrust Bancshares, Inc. and HomeTrust Bank, a wholly owned subsidiary of the Company (the “Bank”), passed away. Mr. Biesecker had been a director of the Bank since 2010 and a director of the Company since its initial public offering in 2012. Mr. Biesecker also served as Senior Vice President of the Bank and President of the Bank’s Industrial Federal Bank division until his retirement from those positions in 2015. The Company and the Bank deeply appreciate Mr. Biesecker’s years of dedicated service and extend their sincerest condolences to his family.공시 • Oct 26+ 1 more updateHomeTrust Bancshares, Inc. Announces Net Charge-Offs for the Three Months Ended September 30, 2023HomeTrust Bancshares, Inc. announced net charge-offs for the three months ended September 30, 2023. Net loan charge-offs totaled $2.6 million, or 0.27% as a percent of average loans, for the three months ended September 30, 2023 compared to $1.2 million, or 0.13% as a percentage of average loans, for the three months ended June 30, 2023.Board Change • Oct 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 4 highly experienced directors. CEO, President & Director C. Westbrook was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Sep 14Full year 2023 earnings released: EPS: US$2.82 (vs US$2.28 in FY 2022)Full year 2023 results: EPS: US$2.82 (up from US$2.28 in FY 2022). Revenue: US$173.1m (up 15% from FY 2022). Net income: US$44.2m (up 25% from FY 2022). Profit margin: 26% (up from 24% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 4.41% (up from 3.42% in FY 2022). Cost-to-income ratio: 59.1% (down from 69.2% in FY 2022). Non-performing loans: 0.23% (up from 0.22% in FY 2022). Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 4.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.공시 • Sep 06Hometrust Bancshares, Inc. and Hometrust Bank Appoints Lora Jex as Executive Vice President and Chief Risk Officer, Effective August 31, 2023HomeTrust Bancshares, Inc., the holding company of HomeTrust Bank (“Bank” or “HTB”), announced that Lora Jex assumed the position of Executive Vice President and Chief Risk Officer ("CRO") of both the Company and the Bank effective August 31, 2023. Ms. Jex will lead the HTB teams responsible for monitoring and mitigating risk for the Bank related to compliance, operations, balance sheet management, and strategy. As such she will have oversight of assessing and maturing HTB’s risk appetite to further advance the Bank’s enterprise risk management approach. Ms. Jex will serve as a member of the Operating Committee and report functionally to the Bank’s Audit Committee and administratively to C. Hunter Westbrook, President & Chief Executive Officer of HTB. Jex’s experience spans over 20 years of banking and financial industry experience at institutions ranging from $3B - $30B in assets. She has demonstrated skill at formulating action plans, resolving complex situations, managing large teams, and achieving strong regulatory ratings. Jex is a graduate of Troy State University with a Bachelor of Science in Accounting & Business Administration. Prior to joining HTB, she served as Chief Compliance Officer at Southern First Bank in Greenville, SC and at South State Bank in Columbia, SC. She has also held positions at The Savannah Bancorp, Dixon Hughes Goodman LLP, Crowe Chizek & Company, and Troy Bank & Trust.Upcoming Dividend • Aug 09Upcoming dividend of US$0.10 per share at 1.6% yieldEligible shareholders must have bought the stock before 16 August 2023. Payment date: 31 August 2023. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.4%).공시 • Jul 27HomeTrust Bancshares, Inc. Declares Cash Dividend for the Quarter Ended March 31, 2023, Payable on August 31, 2023HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.10 per common share for the quarter ended March 31, 2023, payable on August 31, 2023 to shareholders of record as of the close of business on August 17, 2023.공시 • Jul 26HomeTrust Bancshares, Inc., Annual General Meeting, Nov 13, 2023HomeTrust Bancshares, Inc., Annual General Meeting, Nov 13, 2023, at 10:00 Eastern Daylight. Location: Highland Brewing Company, located at 12 Old Charlotte Hwy Suite 200 Asheville North Carolina United StatesReported Earnings • Jul 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.59 (up from US$2.28 in FY 2022). Revenue: US$173.1m (up 15% from FY 2022). Net income: US$44.6m (up 26% from FY 2022). Profit margin: 26% (up from 24% in FY 2022). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.1%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.공시 • Jun 29HomeTrust Bancshares, Inc. Appoints as Narasimhulu Neelagaru as a DirectorOn June 26, 2023, the Board of Directors of HomeTrust Bancshares, Inc. appointed Narasimhulu Neelagaru, M.D. (Dr. Neel) as a director of the Company. The Board committees to which Dr. Neel will be appointed have not yet been determined. For the Initial Term, consistent with the Merger Agreement, Dr. Neel was appointed to the class of directors of the Company whose terms expire in calendar year 2025.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$22.95, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 46% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$16.24 per share.Recent Insider Transactions • May 24Independent Director recently bought US$50k worth of stockOn the 19th of May, Robert James bought around 3k shares on-market at roughly US$20.02 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$1.2m more in shares than they bought in the last 12 months.공시 • May 11Hometrust Bank Names John F. Sprink Ii as Executive Vice President of Commercial BankingHomeTrust Bancshares, Inc. has said that John F. Sprink II has been appointed as executive vice president of Commercial Banking, effective immediately. In his new role, Sprink will primarily be responsible for leading and growing revenue of the bank's commercial business unit. He will have oversight of the commercial banking staff across five states and responsibility for the Commercial Banking, Equipment Finance and Treasury Management lines of business. Sprink, whose tenure with HomeTrust began in 2014, joined the bank as senior vice president and market president, and led HomeTrust's denovo entrance into the Raleigh, North Carolina market. Sprink, who has 30 years of banking experience, served as senior vice president of two community banks before joining HomeTrust.Upcoming Dividend • May 10Upcoming dividend of US$0.10 per share at 2.1% yieldEligible shareholders must have bought the stock before 17 May 2023. Payment date: 01 June 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (5.2%). Lower than average of industry peers (3.8%).Recent Insider Transactions Derivative • May 06Executive Chairman notifies of intention to sell stockDana Stonestreet intends to sell 80k shares in the next 90 days after lodging an Intent To Sell Form on the 3rd of May. If the sale is conducted around the recent share price of US$20.44, it would amount to US$1.6m. Since September 2022, Dana's direct individual holding has decreased from 291.38k shares to 244.29k. Company insiders have collectively sold US$2.6m more than they bought, via options and on-market transactions in the last 12 months.Price Target Changed • May 05Price target decreased by 8.4% to US$27.58Down from US$30.10, the current price target is an average from 6 analysts. New target price is 44% above last closing price of US$19.19. Stock is down 29% over the past year. The company is forecast to post earnings per share of US$2.86 for next year compared to US$2.28 last year.Reported Earnings • Apr 29Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$0.42 (down from US$0.51 in 3Q 2022). Revenue: US$41.0m (up 14% from 3Q 2022). Net income: US$6.73m (down 15% from 3Q 2022). Profit margin: 16% (down from 22% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 25%. Revenue is forecast to grow 9.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.이익 및 매출 성장 예측NYSE:HTB - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202722157N/AN/A312/31/202621560N/AN/A33/31/2026211668589N/A12/31/2025206644549N/A9/30/2025207625256N/A6/30/202520258107111N/A3/31/202519554123126N/A12/31/2024194544245N/A9/30/202418860143131N/A6/30/2024189626154N/A3/31/202419364-13-14N/A12/31/202318656-10-9N/A9/30/202318250-102-83N/A6/30/202317344-36-33N/A3/31/202315835615N/A12/31/2022153372736N/A9/30/2022149343543N/A6/30/2022150353339N/A3/31/2022153223347N/A12/31/2021158224560N/A9/30/2021157203865N/A6/30/202115016-1810N/A3/31/202114126-50-24N/A12/31/202012720-98-67N/A9/30/202012420-108-89N/A6/30/202012623-57-39N/A3/31/202013027-42-18N/A12/31/201913029N/A-6N/A9/30/201912728N/A-9N/A6/30/201912427N/A8N/A3/31/201912226N/A16N/A12/31/201812629N/A26N/A9/30/201812310N/A32N/A6/30/20181208N/A31N/A3/31/20181176N/A31N/A12/31/20171160N/A24N/A9/30/201711113N/A25N/A6/30/201710712N/A15N/A3/31/201710310N/A15N/A12/31/20169813N/A20N/A9/30/20169713N/A14N/A6/30/20169611N/A29N/A3/31/20169511N/A24N/A12/31/2015959N/A7N/A9/30/2015948N/A16N/A6/30/2015928N/A2N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: HTB 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -7.8%).수익 vs 시장: HTB 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -7.8%).고성장 수익: HTB 의 수익은 향후 3년간 감소할 것으로 예상됩니다.수익 대 시장: HTB 의 수익(연간 2.6%)이 US 시장(연간 11.9%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: HTB 의 수익(연간 2.6%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: HTB의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/09 09:33종가2026/06/09 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스HomeTrust Bancshares, Inc.는 8명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Feddie StricklandHovde Group, LLCWood LayKeefe, Bruyette, & WoodsChristopher McGrattyKeefe, Bruyette, & Woods5명의 분석가 더 보기
Price Target Changed • Dec 17Price target increased by 7.5% to US$48.13Up from US$44.75, the current price target is an average from 4 analysts. New target price is 5.6% above last closing price of US$45.59. Stock is up 33% over the past year. The company is forecast to post earnings per share of US$3.66 for next year compared to US$3.21 last year.
Price Target Changed • Jul 31Price target increased by 9.3% to US$46.06Up from US$42.13, the current price target is an average from 4 analysts. New target price is 19% above last closing price of US$38.86. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$3.57 for next year compared to US$3.21 last year.
Major Estimate Revision • Jul 29Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$204.5m to US$211.3m. EPS estimate increased from US$3.18 to US$3.57 per share. Net income forecast to grow 1.2% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$42.13 to US$44.75. Share price was steady at US$40.08 over the past week.
Price Target Changed • Jul 29Price target increased by 8.2% to US$35.17Up from US$32.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$34.83. Stock is up 43% over the past year. The company is forecast to post earnings per share of US$2.96 for next year compared to US$3.34 last year.
Price Target Changed • Jan 29Price target increased by 7.9% to US$32.50Up from US$30.13, the current price target is an average from 4 analysts. New target price is 13% above last closing price of US$28.83. Stock is up 7.9% over the past year. The company posted earnings per share of US$2.82 last year.
Price Target Changed • Dec 24Price target increased by 7.4% to US$29.10Up from US$27.10, the current price target is an average from 5 analysts. New target price is 5.4% above last closing price of US$27.61. Stock is up 13% over the past year. The company posted earnings per share of US$2.82 last year.
Recent Insider Transactions Derivative • May 03Key Executive notifies of intention to sell stockC. Westbrook intends to sell 60k shares in the next 90 days after lodging an Intent To Sell Form on the 30th of April. If the sale is conducted around the recent share price of US$46.25, it would amount to US$2.8m. For the year to June 2019, Westbrook's total compensation was 45% salary and 55% other compensation. This indicates that these sales could comprise a meaningful part of their income for the year. Since September 2025, Westbrook's direct individual holding has decreased from 101.48k shares to 98.03k. Company insiders have collectively sold US$103k more than they bought, via options and on-market transactions in the last 12 months.
Declared Dividend • Apr 27First quarter dividend of US$0.15 announcedShareholders will receive a dividend of US$0.15. Ex-date: 14th May 2026 Payment date: 28th May 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 3.4% over the next year. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.
공시 • Apr 24Hometrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on May 28, 2026HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.15 per common share, reflecting a $0.02, or 15.4%, increase over the previous quarter's dividend. This is the eighth increase of the quarterly dividend since the Company initiated cash dividends in November 2018. The dividend is payable on May 28, 2026 to shareholders of record as of the close of business on May 14, 2026.
공시 • Apr 08HomeTrust Bancshares, Inc., Annual General Meeting, May 18, 2026HomeTrust Bancshares, Inc., Annual General Meeting, May 18, 2026. Location: 12 old charlotte highway, north carolina 28803, asheville, United States
공시 • Apr 07HomeTrust Bancshares, Inc. to Report Q1, 2026 Results on Apr 23, 2026HomeTrust Bancshares, Inc. announced that they will report Q1, 2026 results Pre-Market on Apr 23, 2026
Reported Earnings • Mar 16Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$3.75 (up from US$3.21 in FY 2024). Revenue: US$206.0m (up 6.1% from FY 2024). Net income: US$63.7m (up 17% from FY 2024). Profit margin: 31% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 4.30% (up from 4.10% in FY 2024). Cost-to-income ratio: 58.7% (down from 60.3% in FY 2024). Non-performing loans: 1.22% (up from 0.76% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.0%. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 8.7% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 18% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Feb 11Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 18 February 2026. Payment date: 26 February 2026. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.2%).
Declared Dividend • Jan 25Fourth quarter dividend of US$0.13 announcedShareholders will receive a dividend of US$0.13. Ex-date: 18th February 2026 Payment date: 26th February 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (15% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 3.3% over the next 2 years. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jan 23Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$3.79 (up from US$3.21 in FY 2024). Revenue: US$206.1m (up 6.6% from FY 2024). Net income: US$64.4m (up 19% from FY 2024). Profit margin: 31% (up from 28% in FY 2024). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.0%. Revenue is forecast to grow 3.8% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.
공시 • Jan 22HomeTrust Bancshares, Inc. Declares Quarterly Dividend, Payable on February 26, 2026HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.13 per common share payable on February 26, 2026 to shareholders of record as of the close of business on February 18, 2026.
Price Target Changed • Dec 17Price target increased by 7.5% to US$48.13Up from US$44.75, the current price target is an average from 4 analysts. New target price is 5.6% above last closing price of US$45.59. Stock is up 33% over the past year. The company is forecast to post earnings per share of US$3.66 for next year compared to US$3.21 last year.
Upcoming Dividend • Nov 09Upcoming dividend of US$0.13 per shareEligible shareholders must have bought the stock before 14 November 2025. Payment date: 28 November 2025. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (2.5%).
분석 기사 • Oct 28HomeTrust Bancshares (NYSE:HTB) Is Increasing Its Dividend To $0.13The board of HomeTrust Bancshares, Inc. ( NYSE:HTB ) has announced that it will be increasing its dividend by 8.3% on...
Declared Dividend • Oct 26Third quarter dividend increased to US$0.13Dividend of US$0.13 is 8.3% higher than last year. Ex-date: 14th November 2025 Payment date: 28th November 2025 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (3% payout ratio) and is expected to be well covered in 3 years' time (14% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 1.8% over the next 2 years. However, it would need to fall by 96% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Oct 23Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.97 (up from US$0.77 in 3Q 2024). Revenue: US$52.1m (up 10.0% from 3Q 2024). Net income: US$16.5m (up 27% from 3Q 2024). Profit margin: 32% (up from 27% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.3%. Earnings per share (EPS) also surpassed analyst estimates by 9.4%. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 19% per year.
New Risk • Oct 22New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
공시 • Oct 22+ 1 more updateHomeTrust Bancshares, Inc. Reports Net Loan Charge-Offs Results for the Third Quarter Ended September 30, 2025HomeTrust Bancshares, Inc. reported net loan charge-offs results for the Third quarter ended September 30, 2025. For the quarter, the company reported net loan charge-offs totaled $2.8 million .
공시 • Oct 06HomeTrust Bancshares, Inc. to Report Q3, 2025 Results on Oct 22, 2025HomeTrust Bancshares, Inc. announced that they will report Q3, 2025 results Pre-Market on Oct 22, 2025
Upcoming Dividend • Aug 07Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 14 August 2025. Payment date: 28 August 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (2.6%).
Price Target Changed • Jul 31Price target increased by 9.3% to US$46.06Up from US$42.13, the current price target is an average from 4 analysts. New target price is 19% above last closing price of US$38.86. Stock is up 14% over the past year. The company is forecast to post earnings per share of US$3.57 for next year compared to US$3.21 last year.
Major Estimate Revision • Jul 29Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$204.5m to US$211.3m. EPS estimate increased from US$3.18 to US$3.57 per share. Net income forecast to grow 1.2% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$42.13 to US$44.75. Share price was steady at US$40.08 over the past week.
분석 기사 • Jul 25HomeTrust Bancshares (NYSE:HTB) Is Paying Out A Dividend Of $0.12The board of HomeTrust Bancshares, Inc. ( NYSE:HTB ) has announced that it will pay a dividend of $0.12 per share on...
Declared Dividend • Jul 24Second quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 14th August 2025 Payment date: 28th August 2025 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 7 years and payments have been stable during that time. EPS is expected to decline by 2.0% over the next year. However, it would need to fall by 85% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 22Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$1.01 (up from US$0.73 in 2Q 2024). Revenue: US$53.1m (up 18% from 2Q 2024). Net income: US$17.2m (up 40% from 2Q 2024). Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.4%. Earnings per share (EPS) also surpassed analyst estimates by 28%. Revenue is forecast to grow 2.5% p.a. on average during the next 2 years, compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 15% per year whereas the company’s share price has increased by 19% per year.
공시 • Jul 22+ 1 more updateHometrust Bancshares, Inc. Reports Net Loan Charge-Offs Results for the First Quarter Ended June 30, 2025HomeTrust Bancshares, Inc. reported net loan charge-offs results for the first quarter ended June 30, 2025. For the quarter, the company reported net loan charge-offs totaled $2.0 million.
공시 • Jul 08HomeTrust Bancshares, Inc. to Report Q2, 2025 Results on Jul 22, 2025HomeTrust Bancshares, Inc. announced that they will report Q2, 2025 results Pre-Market on Jul 22, 2025
Buy Or Sell Opportunity • Jun 11Now 21% undervaluedOver the last 90 days, the stock has risen 7.9% to US$36.21. The fair value is estimated to be US$45.85, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to grow by 5.1% in a year. Earnings are forecast to grow by 0.6% in the next year.
공시 • May 23HomeTrust Bancshares, Inc. Announces Retirement of Craig C. Koontz as Director, Effective May 19, 2025HomeTrust Bancshares, Inc. announced that on May 19, 2025, Craig C. Koontz retired as a director of the company, effective at the completion of the company's annual meeting of stockholders held on May 19, 2025.
Upcoming Dividend • May 11Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 15 May 2025. Payment date: 29 May 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.8%).
분석 기사 • Apr 30HomeTrust Bancshares (NYSE:HTB) Has Affirmed Its Dividend Of $0.12HomeTrust Bancshares, Inc. ( NYSE:HTB ) will pay a dividend of $0.12 on the 29th of May. This payment means the...
New Risk • Apr 28New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.2% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Declared Dividend • Apr 27First quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 15th May 2025 Payment date: 29th May 2025 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.
Reported Earnings • Apr 25First quarter 2025 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2025 results: EPS: US$0.85 (down from US$0.88 in 1Q 2024). Revenue: US$49.4m (up 1.1% from 1Q 2024). Net income: US$14.5m (down 2.5% from 1Q 2024). Profit margin: 29% (down from 31% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 2.4%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 5.2% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
공시 • Apr 24HomeTrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on May 29, 2025HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share payable on May 29, 2025 to shareholders of record as of the close of business on May 15, 2025.
공시 • Apr 10HomeTrust Bancshares, Inc. to Report Q1, 2025 Results on Apr 24, 2025HomeTrust Bancshares, Inc. announced that they will report Q1, 2025 results Pre-Market on Apr 24, 2025
공시 • Apr 09HomeTrust Bancshares, Inc., Annual General Meeting, May 19, 2025HomeTrust Bancshares, Inc., Annual General Meeting, May 19, 2025. Location: highland brewing company, 12 old charlotte highway, north carolina 28803, asheville United States
공시 • Apr 08HomeTrust Bancshares, Inc. Announces Robert 'Rob' McCain III as Senior Vice President, Market President of the Bank’s Charlotte Metropolitan Area, Effective March 31, 2025HomeTrust Bancshares, Inc. announced that Robert 'Rob' McCain III has assumed the position of Market President of the Bank’s Charlotte metropolitan area, effective March 31, 2025. McCain will focus on expanding the Bank’s presence in the market, with the primary responsibility of growing commercial and treasury management market share and revenue. He will report to John Sprink, Executive Vice President of Commercial Banking. McCain said he is honored to take on the role and values HomeTrust’s ability to foster strong relationships with clients while building a collaborative culture. As a native of the area, McCain said he will take special pride in working to establish the Bank as a strong community partner. McCain has worked in commercial banking in Charlotte since 1989 in roles that include Market Executive and Manager of Commercial Banking at First Citizens Bank, as well as Line of Business Manager for Commercial Real Estate Lending in the Carolinas at SunTrust. He earned his Bachelor of Science in Business Administration from The University of North Carolina at Chapel Hill and his Master in Business Administration from The University of North Carolina at Charlotte. He is also a graduate of the School of Banking at Louisiana State University.
Reported Earnings • Mar 14Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.21 (down from US$3.34 in FY 2023). Revenue: US$193.4m (up 4.7% from FY 2023). Net income: US$54.3m (down 3.4% from FY 2023). Profit margin: 28% (down from 30% in FY 2023). The decrease in margin was driven by higher expenses. Non-performing loans: 0.76% (up from 0.53% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.2%. Revenue is forecast to grow 4.1% p.a. on average during the next 2 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions Derivative • Feb 27Insider notifies of intention to sell stockKristin Powell intends to sell 2k shares in the next 90 days after lodging an Intent To Sell Form on the 26th of February. If the sale is conducted around the recent share price of US$368, it would amount to US$735k. Since March 2024, Kristin's direct individual holding has increased from 15.97k shares to 23.22k. Company insiders have collectively bought US$36k more than they sold, via options and on-market transactions, in the last 12 months.
Upcoming Dividend • Feb 09Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 13 February 2025. Payment date: 27 February 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (2.4%).
분석 기사 • Jan 26HomeTrust Bancshares (NASDAQ:HTBI) Will Pay A Dividend Of $0.12The board of HomeTrust Bancshares, Inc. ( NASDAQ:HTBI ) has announced that it will pay a dividend of $0.12 per share on...
Declared Dividend • Jan 26Fourth quarter dividend of US$0.12 announcedShareholders will receive a dividend of US$0.12. Ex-date: 13th February 2025 Payment date: 27th February 2025 Dividend yield will be 1.3%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (22% payout ratio) and is expected to be well covered in 3 years' time (17% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to decline by 5.2% over the next 2 years. However, it would need to fall by 76% to increase the payout ratio to a potentially unsustainable range.
공시 • Jan 24HomeTrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on February 27, 2025HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share payable on February 27, 2025 to shareholders of record as of the close of business on February 13, 2025.
Reported Earnings • Jan 23Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$3.24 (down from US$3.34 in FY 2023). Revenue: US$217.3m (up 18% from FY 2023). Net income: US$54.8m (down 2.4% from FY 2023). Profit margin: 25% (down from 30% in FY 2023). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.2%. Revenue is expected to decline by 2.5% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.2%. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
공시 • Jan 10HomeTrust Bancshares, Inc. to Report Q4, 2024 Results on Jan 23, 2025HomeTrust Bancshares, Inc. announced that they will report Q4, 2024 results Pre-Market on Jan 23, 2025
분석 기사 • Dec 19Is Now The Time To Put HomeTrust Bancshares (NASDAQ:HTBI) On Your Watchlist?It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Upcoming Dividend • Nov 10Upcoming dividend of US$0.12 per shareEligible shareholders must have bought the stock before 14 November 2024. Payment date: 27 November 2024. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.6%).
New Risk • Oct 29New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 1.5% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 5.4% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Declared Dividend • Oct 27Third quarter dividend increased to US$0.12Dividend of US$0.12 is 9.1% higher than last year. Ex-date: 14th November 2024 Payment date: 27th November 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (13% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 6 years and payments have been stable during that time. EPS is expected to decline by 10% over the next 2 years. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Oct 24Third quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2024 results: EPS: US$0.77 (up from US$0.74 in 3Q 2023). Revenue: US$47.4m (up 3.0% from 3Q 2023). Net income: US$13.1m (up 5.6% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) missed analyst estimates by 1.6%. Revenue is forecast to grow 3.3% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
공시 • Oct 24+ 1 more updateHometrust Bancshares, Inc. Declares Quarterly Cash Dividend, Payable on November 27, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.12 per common share, reflecting a $0.01, or 9.0%, increase over the previous quarter's dividend. This is the sixth increase of the quarterly dividend since the Company initiated cash dividends in November 2018. The dividend is payable on November 27, 2024 to shareholders of record as of the close of business on November 14, 2024.
Upcoming Dividend • Aug 09Upcoming dividend of US$0.11 per shareEligible shareholders must have bought the stock before 15 August 2024. Payment date: 29 August 2024. Payout ratio is a comfortable 12% but the company is not cash flow positive. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.5%). Lower than average of industry peers (3.0%).
Price Target Changed • Jul 29Price target increased by 8.2% to US$35.17Up from US$32.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$34.83. Stock is up 43% over the past year. The company is forecast to post earnings per share of US$2.96 for next year compared to US$3.34 last year.
Reported Earnings • Jul 25Second quarter 2024 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2024 results: EPS: US$0.74 (down from US$0.90 in 2Q 2023). Revenue: US$46.0m (down 12% from 2Q 2023). Net income: US$12.4m (down 18% from 2Q 2023). Profit margin: 27% (down from 29% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 3.3%. Earnings per share (EPS) were mostly in line with analyst estimates. Revenue is forecast to grow 2.2% p.a. on average during the next 2 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
공시 • Jul 24Hometrust Bancshares, Inc. Declares Quarterly Dividend, Payable August 29, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.11 per common share payable on August 29, 2024 to shareholders of record as of the close of business on August 15, 2024.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$35.13, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 34% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$41.40 per share.
공시 • Jul 11HomeTrust Bancshares, Inc. to Report Q2, 2024 Results on Jul 24, 2024HomeTrust Bancshares, Inc. announced that they will report Q2, 2024 results Pre-Market on Jul 24, 2024
공시 • Jun 13HomeTrust Bancshares, Inc. and HomeTrust Bank Announces Executive ChangesHomeTrust Bancshares, Inc. and HomeTrust Bank announced that Charles ‘Chuck’ Sivley assumed the position of Chief Technology Officer of both the Company and the Bank, effective June 10, 2024. Mr. Sivley will have primary responsibility for developing the technical direction and strategy of the Bank, ensuring the reliability, performance, and scalability of the Bank’s technology infrastructure. He will serve as a member of the Executive Operating Committee and report directly to C. Hunter Westbrook, President & Chief Executive Officer. Mr. Sivley is replacing Chief Information Officer Marty T. Caywood, who is leaving the Company and the Bank later this year after 29 years of service. Mr. Sivley has more than 30 years of technology experience. He began his career in large organizations and has progressed through banks of various sizes and complexities. Along the way, he has demonstrated success in creating efficiencies and strengthening operations, as well as delivering on technological transformations. Mr. Sivley is a graduate of the University of Alabama at Birmingham and holds a Certificate of Digital Banking from the Graduate School of Banking at the University of Wisconsin – Madison. Prior to joining HTB, he served as Chief Information Officer at American National Bank, Highlands Union Bank, and First State Bank of the Southeast. Mr. Sivley also worked at Southern Company Services and served in the US Army Reserves.
Board Change • Jun 02High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Bonnie Hancock was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • May 10First quarter 2024 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2024 results: EPS: US$0.89 (up from US$0.42 in 1Q 2023). Revenue: US$47.8m (up 21% from 1Q 2023). Net income: US$14.9m (up 124% from 1Q 2023). Profit margin: 31% (up from 17% in 1Q 2023). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 21%. Revenue is forecast to stay flat during the next 2 years compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Declared Dividend • Apr 27Second quarter dividend of US$0.11 announcedShareholders will receive a dividend of US$0.11. Ex-date: 15th May 2024 Payment date: 30th May 2024 Dividend yield will be 1.6%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 5 years and payments have been stable during that time. EPS is expected to decline by 2.8% over the next 2 years. However, it would need to fall by 85% to increase the payout ratio to a potentially unsustainable range.
공시 • Apr 25Hometrust Bancshares, Inc. Announces Quarterly Dividend, Payable on May 30, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.11 per common share payable on May 30, 2024 to shareholders of record as of the close of business on May 16, 2024.
Upcoming Dividend • Feb 07Upcoming dividend of US$0.11 per share at 1.7% yieldEligible shareholders must have bought the stock before 14 February 2024. Payment date: 29 February 2024. Payout ratio is a comfortable 14% but the company is not cash flow positive. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (3.3%).
분석 기사 • Jan 30HomeTrust Bancshares' (NASDAQ:HTBI) Dividend Will Be $0.11HomeTrust Bancshares, Inc. ( NASDAQ:HTBI ) will pay a dividend of $0.11 on the 29th of February. Including this...
Price Target Changed • Jan 29Price target increased by 7.9% to US$32.50Up from US$30.13, the current price target is an average from 4 analysts. New target price is 13% above last closing price of US$28.83. Stock is up 7.9% over the past year. The company posted earnings per share of US$2.82 last year.
Declared Dividend • Jan 28Second quarter dividend of US$0.11 announcedShareholders will receive a dividend of US$0.11. Ex-date: 14th February 2024 Payment date: 29th February 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (14% payout ratio) and is expected to be well covered in 3 years' time (16% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 5 years and payments have been stable during that time. EPS is expected to decline by 4.2% over the next 2 years. However, it would need to fall by 85% to increase the payout ratio to a potentially unsustainable range.
공시 • Jan 25+ 1 more updateHomeTrust Bancshares, Inc., Annual General Meeting, May 20, 2024HomeTrust Bancshares, Inc., Annual General Meeting, May 20, 2024, at 10:00 US Eastern Standard Time. Location: Highland Brewing Company, 12 Old Charlotte Hwy Suite 200 Asheville North Carolina United States
Reported Earnings • Jan 24Second quarter 2024 earnings released: EPS: US$0.80 (vs US$0.90 in 2Q 2023)Second quarter 2024 results: EPS: US$0.80 (down from US$0.90 in 2Q 2023). Revenue: US$46.8m (up 7.0% from 2Q 2023). Net income: US$13.5m (flat on 2Q 2023). Profit margin: 29% (down from 31% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 2.9% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
공시 • Jan 24+ 1 more updateHometrust Bancshares, Inc. Announces Quarterly Dividend, Payable on February 29, 2024HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.11 per common share payable on February 29, 2024 to shareholders of record as of the close of business on February 15, 2024.
Price Target Changed • Dec 24Price target increased by 7.4% to US$29.10Up from US$27.10, the current price target is an average from 5 analysts. New target price is 5.4% above last closing price of US$27.61. Stock is up 13% over the past year. The company posted earnings per share of US$2.82 last year.
공시 • Nov 15HomeTrust Bancshares, Inc. Announces Board ChangesThe Board of Directors of HomeTrust Bancshares, Inc. announced the retirement of its Executive Chair, Dana L. Stonestreet, effective at the conclusion of the Company’s Annual Meeting on November 13, 2023. Richard T. Stick Williams, currently Vice Chair and Lead Director of the Company, will serve as Chair of the Company upon Stonestreet’s retirement from the Board of Directors. Mr. Stonestreet has served as Executive Chair of the Company since September 2022 when he retired as Chief Executive Officer. He joined HomeTrust Bank in 1989 as its Chief Financial Officer and was promoted to Chief Operating Officer in 2003 and President in 2008. He became Chairman and Chief Executive Officer in 2013. When Stonestreet joined HomeTrust (formerly Clyde Savings Bank). Mr. Williams is a retired executive from the Duke Energy Corporation and Duke Energy Foundation. He joined the HomeTrust Board of Directors in April 2016 after serving as an advisory director of the Company for six months. He has served in numerous leadership roles and on various boards over his career, receiving the Order of the Long Leaf Pine in 2015, one of North Carolina’s most prestigious awards for service. Mr. Williams brings to the Board of Directors extensive business experience gained from a variety of leadership roles within a large organization, as well as strong ties to the local community.
Upcoming Dividend • Nov 08Upcoming dividend of US$0.11 per share at 2.0% yieldEligible shareholders must have bought the stock before 15 November 2023. Payment date: 30 November 2023. Payout ratio is a comfortable 13% but the company is not cash flow positive. Trailing yield: 2.0%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.8%).
분석 기사 • Nov 03HomeTrust Bancshares (NASDAQ:HTBI) Is Paying Out A Larger Dividend Than Last YearHomeTrust Bancshares, Inc.'s ( NASDAQ:HTBI ) dividend will be increasing from last year's payment of the same period to...
공시 • Oct 28Hometrust Bancshares, Inc. and Hometrust Bank Announces Demise of Sidney A. Biesecker, DirectorOn October 24, 2023, Sidney A. Biesecker, a director of HomeTrust Bancshares, Inc. and HomeTrust Bank, a wholly owned subsidiary of the Company (the “Bank”), passed away. Mr. Biesecker had been a director of the Bank since 2010 and a director of the Company since its initial public offering in 2012. Mr. Biesecker also served as Senior Vice President of the Bank and President of the Bank’s Industrial Federal Bank division until his retirement from those positions in 2015. The Company and the Bank deeply appreciate Mr. Biesecker’s years of dedicated service and extend their sincerest condolences to his family.
공시 • Oct 26+ 1 more updateHomeTrust Bancshares, Inc. Announces Net Charge-Offs for the Three Months Ended September 30, 2023HomeTrust Bancshares, Inc. announced net charge-offs for the three months ended September 30, 2023. Net loan charge-offs totaled $2.6 million, or 0.27% as a percent of average loans, for the three months ended September 30, 2023 compared to $1.2 million, or 0.13% as a percentage of average loans, for the three months ended June 30, 2023.
Board Change • Oct 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 4 highly experienced directors. CEO, President & Director C. Westbrook was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Sep 14Full year 2023 earnings released: EPS: US$2.82 (vs US$2.28 in FY 2022)Full year 2023 results: EPS: US$2.82 (up from US$2.28 in FY 2022). Revenue: US$173.1m (up 15% from FY 2022). Net income: US$44.2m (up 25% from FY 2022). Profit margin: 26% (up from 24% in FY 2022). The increase in margin was driven by higher revenue. Net interest margin (NIM): 4.41% (up from 3.42% in FY 2022). Cost-to-income ratio: 59.1% (down from 69.2% in FY 2022). Non-performing loans: 0.23% (up from 0.22% in FY 2022). Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 4.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
공시 • Sep 06Hometrust Bancshares, Inc. and Hometrust Bank Appoints Lora Jex as Executive Vice President and Chief Risk Officer, Effective August 31, 2023HomeTrust Bancshares, Inc., the holding company of HomeTrust Bank (“Bank” or “HTB”), announced that Lora Jex assumed the position of Executive Vice President and Chief Risk Officer ("CRO") of both the Company and the Bank effective August 31, 2023. Ms. Jex will lead the HTB teams responsible for monitoring and mitigating risk for the Bank related to compliance, operations, balance sheet management, and strategy. As such she will have oversight of assessing and maturing HTB’s risk appetite to further advance the Bank’s enterprise risk management approach. Ms. Jex will serve as a member of the Operating Committee and report functionally to the Bank’s Audit Committee and administratively to C. Hunter Westbrook, President & Chief Executive Officer of HTB. Jex’s experience spans over 20 years of banking and financial industry experience at institutions ranging from $3B - $30B in assets. She has demonstrated skill at formulating action plans, resolving complex situations, managing large teams, and achieving strong regulatory ratings. Jex is a graduate of Troy State University with a Bachelor of Science in Accounting & Business Administration. Prior to joining HTB, she served as Chief Compliance Officer at Southern First Bank in Greenville, SC and at South State Bank in Columbia, SC. She has also held positions at The Savannah Bancorp, Dixon Hughes Goodman LLP, Crowe Chizek & Company, and Troy Bank & Trust.
Upcoming Dividend • Aug 09Upcoming dividend of US$0.10 per share at 1.6% yieldEligible shareholders must have bought the stock before 16 August 2023. Payment date: 31 August 2023. Trailing yield: 1.6%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.4%).
공시 • Jul 27HomeTrust Bancshares, Inc. Declares Cash Dividend for the Quarter Ended March 31, 2023, Payable on August 31, 2023HomeTrust Bancshares, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.10 per common share for the quarter ended March 31, 2023, payable on August 31, 2023 to shareholders of record as of the close of business on August 17, 2023.
공시 • Jul 26HomeTrust Bancshares, Inc., Annual General Meeting, Nov 13, 2023HomeTrust Bancshares, Inc., Annual General Meeting, Nov 13, 2023, at 10:00 Eastern Daylight. Location: Highland Brewing Company, located at 12 Old Charlotte Hwy Suite 200 Asheville North Carolina United States
Reported Earnings • Jul 26Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$2.59 (up from US$2.28 in FY 2022). Revenue: US$173.1m (up 15% from FY 2022). Net income: US$44.6m (up 26% from FY 2022). Profit margin: 26% (up from 24% in FY 2022). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.1%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
공시 • Jun 29HomeTrust Bancshares, Inc. Appoints as Narasimhulu Neelagaru as a DirectorOn June 26, 2023, the Board of Directors of HomeTrust Bancshares, Inc. appointed Narasimhulu Neelagaru, M.D. (Dr. Neel) as a director of the Company. The Board committees to which Dr. Neel will be appointed have not yet been determined. For the Initial Term, consistent with the Merger Agreement, Dr. Neel was appointed to the class of directors of the Company whose terms expire in calendar year 2025.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$22.95, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 46% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$16.24 per share.
Recent Insider Transactions • May 24Independent Director recently bought US$50k worth of stockOn the 19th of May, Robert James bought around 3k shares on-market at roughly US$20.02 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold US$1.2m more in shares than they bought in the last 12 months.
공시 • May 11Hometrust Bank Names John F. Sprink Ii as Executive Vice President of Commercial BankingHomeTrust Bancshares, Inc. has said that John F. Sprink II has been appointed as executive vice president of Commercial Banking, effective immediately. In his new role, Sprink will primarily be responsible for leading and growing revenue of the bank's commercial business unit. He will have oversight of the commercial banking staff across five states and responsibility for the Commercial Banking, Equipment Finance and Treasury Management lines of business. Sprink, whose tenure with HomeTrust began in 2014, joined the bank as senior vice president and market president, and led HomeTrust's denovo entrance into the Raleigh, North Carolina market. Sprink, who has 30 years of banking experience, served as senior vice president of two community banks before joining HomeTrust.
Upcoming Dividend • May 10Upcoming dividend of US$0.10 per share at 2.1% yieldEligible shareholders must have bought the stock before 17 May 2023. Payment date: 01 June 2023. Payout ratio is a comfortable 16% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (5.2%). Lower than average of industry peers (3.8%).
Recent Insider Transactions Derivative • May 06Executive Chairman notifies of intention to sell stockDana Stonestreet intends to sell 80k shares in the next 90 days after lodging an Intent To Sell Form on the 3rd of May. If the sale is conducted around the recent share price of US$20.44, it would amount to US$1.6m. Since September 2022, Dana's direct individual holding has decreased from 291.38k shares to 244.29k. Company insiders have collectively sold US$2.6m more than they bought, via options and on-market transactions in the last 12 months.
Price Target Changed • May 05Price target decreased by 8.4% to US$27.58Down from US$30.10, the current price target is an average from 6 analysts. New target price is 44% above last closing price of US$19.19. Stock is down 29% over the past year. The company is forecast to post earnings per share of US$2.86 for next year compared to US$2.28 last year.
Reported Earnings • Apr 29Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$0.42 (down from US$0.51 in 3Q 2022). Revenue: US$41.0m (up 14% from 3Q 2022). Net income: US$6.73m (down 15% from 3Q 2022). Profit margin: 16% (down from 22% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 25%. Revenue is forecast to grow 9.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.