Banco Santander (Brasil) 향후 성장
Future 기준 점검 3/6
Banco Santander (Brasil) (는) 각각 연간 15.2% 및 22.3% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 16.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 17.9% 로 예상됩니다.
핵심 정보
15.2%
이익 성장률
16.25%
EPS 성장률
| Banks 이익 성장 | 8.1% |
| 매출 성장률 | 22.3% |
| 향후 자기자본이익률 | 17.90% |
| 애널리스트 커버리지 | Good |
| 마지막 업데이트 | 03 Jun 2026 |
최근 향후 성장 업데이트
업데이트 없음
Recent updates
Seeking Alpha • Feb 05
Banco Santander (Brasil): Valuation Needs Optimism Around Credit Cycle, Exchange Rates
Summary Banco Santander (Brasil) is maintained at Hold due to the deteriorating credit cycle and less compelling risk/reward after recent appreciation. BSBR’s loan book growth lags nominal GDP, but riskier segments like SMEs, vehicles, and credit cards are expanding rapidly despite rising NPLs. Net interest income from lending rose 6.6% YoY, but overall NII fell 4% due to market securities losses; expense control partially offset margin pressures. Valuation remains optically cheap (P/E ~8x, P/B ~1x), but earnings and book value are exposed to BRL depreciation and worsening domestic credit conditions. Read the full article on Seeking AlphaSeeking Alpha • Feb 11
Banco Santander (Brasil): Better Positioned For A Tightening Cycle
Summary Banco Santander (Brasil) S.A.'s Q4 2024 results show a 50% YoY net income surge, driven by lower delinquencies and a focus on higher-value credit segments. The bank's balance sheet grew 16% YoY, with cautious credit expansion and significant allocations to low-risk securities and interbank positions. Despite macro uncertainties, BSBR offers a 14% earnings yield and 6% dividend yield, with attractive valuation if investor sentiment towards Brazilian assets improves. BSBR risks include potential BRL depreciation and increased delinquencies, but the bank's strategic moves and earnings growth present a compelling investment opportunity. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Banco Santander (Brasil) Q3: Good, But Not Good Enough For Me To Recommend Buying
Summary Santander Brasil released a good set of results, with good trends in revenue growth and cost control. Although the loan portfolio showed only decent growth, this growth was greater than the expansion of NPL, which is positive. Although ROAE has been improving every quarter, it is still below peers, which does not seem to be reflected in the valuation. Read the full article on Seeking AlphaSeeking Alpha • Jul 26
Banco Santander (Brasil) Q2: Raising The Recommendation To Hold
Summary Banco Santander (Brasil) expanded loan portfolio in profitable segments with controlled NPL. The recent 15% drop in shares makes P/E more attractive but lacks a margin of safety compared to competitors. The bank needs stronger results, such as an ROE reaching 20%, for a recommendation upgrade. Read the full article on Seeking AlphaSeeking Alpha • May 06
Banco Santander (Brasil): ROE Still Low And Competition Ahead
Summary The bank gradually moves from a conservative strategy to a more daring one, characterized by increased competition and delinquency. The company is taking steps to modernize, but I am skeptical about the bank's ability to compete in the new banking dynamics. The bank has worse financial indicators than its peers, but its multiple includes a premium. The valuation doesn't make sense to me. Read the full article on Seeking AlphaSeeking Alpha • Feb 02
Santander Brasil Q4: A Buy Despite Recent Setbacks
Summary Santander Brasil's Q4 earnings fell short of market expectations, with a miss of R$ 650 million. However, this miss is largely driven by a one-timer and it masks the positive performance in Net Interest Margin. Santander Select has hit its milestone of 1 million customers and delinquencies in the 15 to 90 days period are already trending down. Sustained Net Interest Income growth YoY and QoQ coupled with lower interest rates make Santander Brasil a Buy. Read the full article on Seeking AlphaSeeking Alpha • Oct 27
Banco Santander (Brasil) Q3: The Worst Is Behind, But Still Pricey
Summary Santander Brasil's Q3 results showed notable improvements in asset quality, credit origination, and a gradual focus on enhancing profitability. Despite the positive trends, the bank's ROE of 13.1% remains weaker than historical performance and that of some competitors. The credit portfolio exhibited modest growth, with a specific focus on less risky segments, leading to a controlled net interest margin. Although the bank's dividend payout remains strong, an overvaluation of approximately 18% relative to the current share price indicates a cautious stance for now. Read the full article on Seeking AlphaSeeking Alpha • Oct 06
Banco Santander (Brasil): Recovery Mode, But Overvaluation Persists
Summary Santander Brasil's recent focus on loan defaults and credit availability has influenced the broader Brazilian banking sector. While the bank has shown some improvements in its financial results, challenges remain, and its higher valuation compared to peers raises caution among investors. Regulatory changes and an uncertain economic environment make some hesitant about buying Santander Brasil shares despite a recent drop in stock price. Read the full article on Seeking AlphaSeeking Alpha • Aug 01
Santander Wants To Ride Brazil's Next Wave
Summary Brazil's economy is showing signs of recovery, with banks expected to benefit from an anticipated interest rate cut and a state-sponsored debt renegotiation program. The performance of Brazilian banks over a 10-year period indicates that the sector could be entering a new growth phase, with Santander being a key player. I expect that Santander will be more benefitted than other banks by the interest rate cut, fueling its Net Income, ROE and Dividends through a decrease in funding costs. Santander stock is a good buy opportunity not just for its capital appreciation, but also due to its expected Dividend Yield close to 10%. Read the full article on Seeking AlphaSeeking Alpha • Jun 22
Banco Santander (Brasil) Stock: Lackluster Performance, Not Warranting A Buy
Summary Santander Brasil's latest results show weak performance and lower confidence in dividends returning to previous levels. The bank faces challenges in efficiency, legal security risks, increased provisions for doubtful debts, and competition from digital banks and fintechs. Santander Brasil's valuation is considered unattractive compared to its main peers, with better options available in the Brazilian banking industry. Read the full article on Seeking AlphaSeeking Alpha • Dec 13
Santander Brazil: Resilient Operating Trends Lead To Undervaluation
Summary Santander Brazil has strong fundamentals, but macroeconomic headwinds are impacting its financial performance. Underlying trends continue to be strong, especially regarding customer growth and engagement, boding well for a recovery during 2023. Its current valuation is quite cheap and also offers a very interesting dividend yield. Banco Santander Brazil (BSBR) has strong fundamentals and has reported relatively good results despite the current tough economic background, while its shares have been weak and the bank now has a low valuation. Background As I’ve analyzed in previous articles, I like Santander Brazil as a long-term play within the Brazilian banking industry due to its quality profile, but in my last article I changed my stance to ‘neutral’ as the macroeconomic environment is challenging and this could lead to higher loan losses in the near future, reducing the bank’s ability to return excess capital to shareholders. For investors who aren’t much aware of Santander Brazil’s profile, the bank is part of the Spanish financial group Banco Santander (SAN). This is the bank’s largest shareholder with a stake of about 90%, while the rest trades as free-float. Santander Brazil has been listed since 2009, as the group’s strategy is for local units to have some sort of financial autonomy, which means that they don’t rely solely on funding from central operations. Santander Brazil’s operations are mainly focused on retail and commercial banking, being one of the largest private banks in Brazil. The bank’s loan credit portfolio amounted to some $95 billion at the end of last September, which was well covered by its $91 billion in deposits, being well diversified across loan segments. It has more exposure to individuals rather than corporates, even though it has significant exposure to more cyclical loans, such as credit cards or payroll loans. Loan portfolio (Santander Brazil) Since my last article on Santander Brazil, the bank has reported its most recent quarterly earnings, which were positive considering the weaker economic environment Brazil has experienced in the past few months. Earnings Analysis Santander Brazil has reported its Q3 2022 earnings at the end of October, which showed a growth slowdown compared to the previous quarters. During the first nine months of 2022, Santander Brazil’s net interest income declined by 5% YoY to $7.57 billion, due to lower market NII, while fees increased by 2% YoY to $2.73 billion. Total revenues amounted to $10.3 billion, a decline of 3.3% YoY. NII (Santander Brazil) While Santander Brazil has a very good growth history over the past few years, especially in the individuals segment, the bank has anticipated to some extent the current economic cycle and has reduced its risk appetite in the past few quarters, expecting some pressure on individuals due to higher interest rates and high levels of inflation, which are factors that reduce the disposable income of individuals. Therefore, while Santander Brazil’s strategy was to push consumer loans over the past few years, this strategy changed in recent months with a focus on maintaining sound asset quality. Nevertheless, the bank expects the Selic rate to come down and some consumption recovery during 2023, and then it will again push its business toward sustainable growth. Despite slower growth, the bank sees its business improving given that Santander Brazil has been able to increase business diversification, achieve higher customer loyalty, and increased cross-selling. Moreover, in the corporate segment it expects to report the best year in its history, with business being supported from SMEs to large corporates. Regarding costs, the bank’s goal is to remain one of the most efficient banks in Brazil, aiming to reduce its operational costs and maintain good levels of efficiency. Despite that, during the first nine months of the year, its total expenses amounted to $3.2 billion, an increase of 6.8% YoY. Due to the combination of lower revenues and higher costs, the bank’s efficiency deteriorated, but still remains at very good levels. Indeed, its cost-to-income ratio, a key measure of efficiency in the banking sector, was 35.7%, which is still among the best in the banking industry across the globe. Due to slower economic activity and anticipated credit deterioration, Santander Brazil’s allowance for loan losses increased by 63% YoY during the first nine months of 2022, to $3.19 billion. Despite this increase in provisions, the bank’s non-performing loan (NPL) ratio was quite stable at 4.2-4.3% during the past few quarters, showing that loan defaults are still at a moderate pace. However, investors should take into account that credit defaults usually have a time lag of about six to twelve months from the start of an economic downturn, thus a potential higher NPL ratio is a critical factor to follow in the near future. NPL ratio (Santander Brazil) Despite a challenging operating backdrop, with the bank being pressured from lower NII, higher costs and increasing loan loss provisions, its profitability remained at very good levels. Its net income was $2.16 billion in 9M 2022, a decrease of 10% YoY, but its ROE was 19% during this period, down by 2.5 percentage points compared to the same period of last year. This decline is mainly justified by cyclical factors rather than fundamental issues, considering that Santander Brazil continues to increase its customer base at a healthy pace (to 57.7 million at the end of September, +11% YoY), the number of loyal customers, and also the penetration within its existing customers, as shown in the next graph. Customers (Santander Brazil) Therefore, this enlarged customer base and product expansion should be strong supports for higher revenues in the coming quarters, particularly on commissions while on NII new credit volumes should remain somewhat muted through 2023. Regarding asset quality, the bank’s efforts to move its new loans to customers with higher credit ratings in recent months have led to lower delinquencies in the most recent loan vintages, boding well for credit quality in the coming quarters. While it’s expected that higher provisions will continue to be a drag on the bank’s earnings and profitability for a few more quarters, especially if the Brazilian economy enters into recession, the bank is well prepared to resume growth when economic conditions improve. While at this stage it's probably too soon to predict where is the bottom of the current down cycle, Santander Brazil seems confident that business conditions will improve during 2023, most likely in the second half of the year. The street seems to agree with this view given that, according to analysts’ estimates, Santander Brazil is expected to report a slight improvement in revenue and earnings next year compared to 2022, and resume growth from 2024 onwards. Indeed, its revenue is expected to be about $18.5 billion by 2025 (vs. $14 billion in 2022), and its net income should reach $3.7 billion (vs. $2.8 billion this year). This growth should come mainly from organic sources, namely customer growth and higher engagement, even though small acquisitions are not completely ruled out if they fit the bank’s strategy.Seeking Alpha • Oct 27
Banco Santander (Brasil) S.A. reports Q3 results
Banco Santander (Brasil) S.A. (NYSE:BSBR): Q3 net interest income of R$11.04B Net profit of R$3.43B Press releaseSeeking Alpha • Sep 14
Santander Brazil: Beware Of Macroeconomic Headwinds
Summary Santander Brazil has strong fundamentals and a resilient business model, but macroeconomic headwinds may impact its financial performance in the short term. Its capitalization has decreased significantly in recent months, making its distributions less sustainable. While its valuation is reasonable and the bank has good fundamentals, I’m now neutral on its shares due to potential credit quality issues. Banco Santander Brazil (NYSE:BSBR) has a good business profile and a very good level of profitability, which are important factors to manage economic downturns, but credit quality may deteriorate in the coming quarters and impact negatively its earnings, capital position and ability to return excess capital to shareholders. Background As I’ve analyzed in previous articles, I’m bullish on Santander Brazil over the long term as I like its business profile as a quality bank within the Brazilian banking system. The bank is part of the Spanish financial group Banco Santander (SAN), which is its largest shareholder with a stake of about 90% while the rest trades as free-float. Santander Brazil has been listed since 2009, due to Santander’s strategy of its local units having financial autonomy, which means that they don’t rely solely on funding from central operations, and is traded in the U.S. on the New York Stock Exchange through its ADR program. Santander Brazil’s operations are mainly focused on retail banking, being one of the largest private banks in the country. Its credit portfolio amounts to some $90 billion, with more exposure to individuals than corporates, and is well diversified by loan category within the individuals segment, as shown in the next graph. Individual loans (Santander Brazil) Since my last article on Santander Brazil, the bank has maintained its growth strategy of growing organically its business, a strategy that is progressing well as the bank maintained a solid growth path regarding the total number of customers, revenue and earnings growth. Recent Earnings & Growth Santander Brazil’s growth has been quite positive over the past year, as the bank continues to improve its customer offering and service, of which digitalization is a key factor. Santander Brazil has made an effort to move the vast majority of its operations to the cloud, which leads to a simplified offer and processes, and a better customer service through faster delivery times. This strategy is positive both for customer growth and cost reductions, and is one important factor supporting sustainable customer growth and higher engagement with existing customers. As shown in the next graph, while the total number of customers increased by 12% YoY to more than 56 million by the end of last June, the number of customers with six or more products increased by 19% YoY. This shows that a better customer service leads to higher engagement, which is positive for revenue and earnings growth over the long term. Customers (Santander Brazil) During the first six months of 2022, Santander Brazil’s revenues amounted to close to $7 billion, up by 0.8% YoY, as the bank increased fees by 4.8% YoY, but net interest income ('NII') declined by 0.5% YoY due to lower revenue in markets as NII's sensitivity to upward yield curve movements is negative. Regarding costs, Santander Brazil has historically been good at cost control, but inflationary pressures led to wage increases and general expenses increased by 8.4% YoY in the last six months, a higher rate than revenue growth. This leads to a lower efficiency ratio, but nevertheless the bank continues to report a fantastic efficiency, measured by its cost-to-income ratio of only 34.9% in the first semester, among the best in the banking sector globally. Indeed, even though the Santander Group as a good efficiency, its Brazilian unit is clearly superior on this metric considering that the group’s cost-to-income ratio was close to 53% in the first six months of 2022. This is important because a superior level of efficiency is a key factor for Santander Brazil to have a superior profitability level within the banking sector, which seems to be sustainable over the long term as the bank’s track record on cost control has been quite good. On the other hand, a negative factor for the bank’s earnings and profitability in recent quarters have been higher provisions, justified by a global economic slowdown and the prospects of a recession in the near future, plus some deterioration in its consumer business. As the bank is usually conservative in its risk models, provisions increased to nearly $2 billion in H1 2022, an increase of 59.7% YoY. Despite that, its non-performing loans ratio was stable in the last quarter at 2.9% of gross loans, a sign that credit quality remains good for the time being. However, investors should note that credit defaults usually have a time lag of about six to twelve months from the start of an economic downturn, thus this is a critical factor to follow in the next few quarters. Due to much higher provisions, Santander Brazil’s net income was close to $1.6 billion in H1 2022, down by 0.5% YoY, while its profitability level remained at a very good level, measured by the return on equity (ROE) ratio, of 20.7% in the first semester of the year. Going forward, Santander Brazil is expected to maintain a positive operating momentum, especially in its top-line which is expected, according to analysts’ estimates, to grow to about $14 billion in 2022 (+37% YoY), and increase by double-digit in the following two years. However, earnings growth should be slower as the market is expecting provisions and credit quality to be a headwind over the next couple of years, even though the impact on profitability should be manageable and ROE is only expected to drop to 19% by 2024. Despite these headwinds, Santander Brazil’s strategy is not expected to change much, remaining focused on organic growth, even though small bolt-on acquisition may not be ruled out in the future. Its strategy to streamline its operations and invest in technology should also remain key to offering better customer service, which is a key factor to gain customers and increase engagement with its current client base over the long term. Capital & Dividends Regarding its capitalization, Santander Brazil has a good capital situation, given that its core equity tier 1 (CET1) ratio was 11.1% at the end of June, but declined significantly compared to its position on June 2021, due to higher risk weighted assets in market securities justified by higher volatility on capital markets and higher credit risk in its loan portfolio. Capital (Santander Brazil) Even though this is still an adequate capitalization and the bank has a strong balance sheet due to a comfortable funding and liquidity position, the decline in its capital ratio means that its excess capital position has decreased and the bank’s buffer to distribute capital to shareholders is now lower than it was some months ago.Seeking Alpha • Feb 23
Santander: The Highest Banking Upside In All Of Europe
In today's article, I'm taking a bit of a step to the left (in Europe and Brazil) and moving into Spain. I'm looking at Santander. Banco Santander is a global banking institution with presence in all major financial centers on the planet. It's the 16th-largest on earth. It's a systemically important bank. It's the 37th on the Forbes list of 2000 biggest public companies on earth, and Spain's largest bank with history going back almost 165 years.Seeking Alpha • Sep 08
Santander Brazil: Diversify Your Income Stream With This Quality Bank Stock
Santander Brazil has strong fundamentals and a resilient business model. Its very high profitability and good level of capitalization allow it to have an interesting capital return policy. Its valuation is attractive considering its profile, but the recent increase in quarterly distributions makes it now a good income play.이익 및 매출 성장 예측
| 날짜 | 매출 | 이익 | 자유현금흐름 | 영업현금흐름 | 평균 애널리스트 수 |
|---|---|---|---|---|---|
| 12/31/2028 | 101,596 | 20,792 | N/A | N/A | 8 |
| 12/31/2027 | 95,183 | 21,878 | N/A | N/A | 9 |
| 12/31/2026 | 88,254 | 21,240 | N/A | N/A | 9 |
| 3/31/2026 | 45,722 | 12,875 | 8,920 | 11,938 | N/A |
| 12/31/2025 | 45,669 | 12,766 | 2,180 | 4,992 | N/A |
| 9/30/2025 | 44,372 | 11,924 | -20,857 | -18,154 | N/A |
| 6/30/2025 | 44,516 | 11,733 | 4,731 | 7,319 | N/A |
| 3/31/2025 | 47,896 | 13,422 | 30,666 | 33,029 | N/A |
| 12/31/2024 | 47,185 | 13,366 | -23,500 | -21,131 | N/A |
| 9/30/2024 | 45,731 | 12,352 | 6,128 | 8,561 | N/A |
| 6/30/2024 | 43,503 | 11,486 | 37,415 | 40,064 | N/A |
| 3/31/2024 | 40,898 | 9,461 | 11,053 | 13,847 | N/A |
| 12/31/2023 | 38,900 | 9,449 | 33,447 | 36,615 | N/A |
| 9/30/2023 | 38,919 | 10,293 | 46,474 | 49,424 | N/A |
| 6/30/2023 | 38,395 | 10,976 | -12,167 | -8,741 | N/A |
| 3/31/2023 | 39,117 | 13,526 | -6,568 | -3,260 | N/A |
| 12/31/2022 | 41,777 | 14,287 | 4,128 | 6,847 | N/A |
| 9/30/2022 | 34,700 | 15,734 | 7,843 | 12,162 | N/A |
| 6/30/2022 | 38,256 | 16,552 | -1,993 | 560 | N/A |
| 3/31/2022 | 48,061 | 15,275 | -454 | 1,838 | N/A |
| 12/31/2021 | 46,846 | 15,528 | 4,442 | 6,807 | N/A |
| 9/30/2021 | 60,705 | 14,901 | 4,760 | 5,124 | N/A |
| 6/30/2021 | 57,621 | 14,428 | 14,245 | 15,669 | N/A |
| 3/31/2021 | 42,676 | 13,614 | 38,444 | 40,195 | N/A |
| 12/31/2020 | 31,100 | 13,419 | 40,312 | 42,318 | N/A |
| 9/30/2020 | 27,836 | 15,163 | 47,511 | 50,886 | N/A |
| 6/30/2020 | 27,187 | 15,271 | 48,105 | 51,188 | N/A |
| 3/31/2020 | 33,601 | 16,655 | 33,351 | 36,561 | N/A |
| 12/31/2019 | 45,420 | 16,407 | N/A | 24,872 | N/A |
| 9/30/2019 | 44,276 | 14,648 | N/A | 5,777 | N/A |
| 6/30/2019 | 44,611 | 13,926 | N/A | 7,350 | N/A |
| 3/31/2019 | 37,716 | 13,366 | N/A | 13,917 | N/A |
| 12/31/2018 | 36,950 | 12,582 | N/A | 8,277 | N/A |
| 9/30/2018 | 32,897 | 11,314 | N/A | 28,131 | N/A |
| 6/30/2018 | 34,157 | 10,452 | N/A | 27,499 | N/A |
| 3/31/2018 | 36,619 | 9,789 | N/A | 32,470 | N/A |
| 12/31/2017 | 36,062 | 8,924 | N/A | 50,291 | N/A |
| 9/30/2017 | 33,360 | 7,966 | N/A | 42,865 | N/A |
| 6/30/2017 | 30,033 | 7,901 | N/A | 37,903 | N/A |
| 3/31/2017 | 34,123 | 7,492 | N/A | 22,808 | N/A |
| 12/31/2016 | 35,626 | 7,335 | N/A | 6,749 | N/A |
| 9/30/2016 | 37,102 | 7,394 | N/A | 977 | N/A |
| 6/30/2016 | 29,197 | 6,825 | N/A | 3,872 | N/A |
| 3/31/2016 | 27,386 | 9,976 | N/A | 12,549 | N/A |
| 12/31/2015 | 18,535 | 9,784 | N/A | 4,026 | N/A |
| 9/30/2015 | 17,222 | 9,774 | N/A | -5,881 | N/A |
| 6/30/2015 | 22,412 | 9,330 | N/A | 13,924 | N/A |
애널리스트 향후 성장 전망
수입 대 저축률: BSBR 의 연간 예상 수익 증가율(15.2%)이 saving rate(3.5%)보다 높습니다.
수익 vs 시장: BSBR 의 연간 수익(15.2%)이 US 시장(17.9%)보다 느리게 성장할 것으로 예상됩니다.
고성장 수익: BSBR 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.
수익 대 시장: BSBR 의 수익(연간 22.3%)이 US 시장(연간 12.5%)보다 빠르게 성장할 것으로 예상됩니다.
고성장 매출: BSBR 의 수익(연간 22.3%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.
주당순이익 성장 예측
향후 자기자본이익률
미래 ROE: BSBR의 자본 수익률은 3년 후 17.9%로 낮을 것으로 예상됩니다.
성장 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/06/10 14:51 |
| 종가 | 2026/06/10 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
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산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Banco Santander (Brasil) S.A.는 20명의 분석가가 다루고 있습니다. 이 중 12명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Rafael Reis | BB Banco de Investimento S.A. |
| Mario Lucio Pierry | BofA Global Research |