BankUnited, Inc.

NYSE:BKU 주식 리포트

시가총액: US$3.4b

BankUnited 향후 성장

Future 기준 점검 1/6

BankUnited (는) 각각 연간 4.1% 및 7.6% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 8.9% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 9.9% 로 예상됩니다.

핵심 정보

4.1%

이익 성장률

8.91%

EPS 성장률

Banks 이익 성장7.0%
매출 성장률7.6%
향후 자기자본이익률9.89%
애널리스트 커버리지

Good

마지막 업데이트10 Aug 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Aug 02

BKU: Deposit Mix And Lending Discipline Will Guide Forward Risk Reward Balance

Analysts have trimmed the BankUnited price target by about $2 to $50.73, reflecting adjustments for slower projected revenue growth, a softer profit margin outlook, slightly higher discount rates, and modestly higher future P/E assumptions following recent research updates from Citi, RBC Capital, Barclays, and Jefferies. Analyst Commentary Recent research on BankUnited highlights a mix of optimism and caution as analysts reassess the stock's risk and reward profile following the latest quarterly results and guidance updates.
Seeking Alpha • Jul 23

BankUnited's Drop Doesn't Represent A Buying Opportunity

Summary BankUnited remains a 'hold' as operational improvements are offset by missed analyst expectations and subpar asset quality. BKU's net interest income and non-interest income rose year over year, but both revenue and EPS missed consensus by $5.7M and $0.02, respectively. Management is reducing high-cost brokered deposits and residential loan exposure, but asset and credit quality metrics remain below preferred thresholds. Valuation is fair but not compelling, with a P/E of 12.3 and ROA/ROE below desired minimums, justifying continued caution. Read the full article on Seeking Alpha
내러티브 업데이트 • Jun 23

BKU: Rebased P/E Assumptions And Capital Returns Will Shape Forward Upside

Analysts trimmed their average BankUnited price target by $3 to reflect updated fair value assumptions around $52.73, citing recent research that reassessed discount rates, revenue expectations, profit margins, and future P/E multiples. Analyst Commentary Recent research on BankUnited highlights a mix of optimism around execution and caution around the valuation reset that led to the trimmed price targets.
분석 기사 • Jun 18

BankUnited (BKU) Stock Could Be 9.5% Undervalued on Fee Income Growth Hopes

BankUnited (BKU) is drawing attention after its recent share performance, with the stock last closing at $47.54. Investors are weighing this move against the bank’s profitability, revenue base and recent return profile. See our latest analysis for BankUnited. Recent trading in BankUnited stock has been relatively firm, with a 1-day share price return of 1.41% and a 30-day share price return of 5.27%. The 1-year total shareholder return of 45.07% and 3-year total shareholder return of around...
내러티브 업데이트 • Jun 06

BKU: Q1 Credit And Deposit Strength Will Support Future P/E Rerating

Analysts have trimmed their average price target on BankUnited by a few dollars, with recent cuts of $3 and $5 helping to reset expectations around the stock's P/E outlook, while leaving core fair value inputs broadly unchanged. Analyst Commentary Recent research updates have focused on fine tuning fair value math for BankUnited, with the reduced price targets mainly reflecting a more conservative stance on the stock's P/E setting rather than a wholesale shift in long term assumptions.
내러티브 업데이트 • May 11

BKU: 2026 Dividend And Capital Returns Will Support Upside Repricing

Narrative Update on BankUnited Analysts have trimmed their BankUnited price target by about $0.64, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E. This aligns with recent mixed Street research that includes target cuts from Citi and Keefe Bruyette, alongside a prior target increase from Cantor Fitzgerald.
내러티브 업데이트 • Apr 23

BKU: 2026 Dividend Strength And Earnings Resilience Will Support Further Upside Potential

Analysts have nudged their price targets on BankUnited higher, with Street research pointing to a cluster of upward revisions. Cantor Fitzgerald, for example, has moved its target to $56 from $51 as it factors in updated fair value estimates, discount rates, and future P/E assumptions.
내러티브 업데이트 • Apr 09

BKU: 2026 Capital Returns And Earnings Resilience Will Drive Upside Potential

Analysts have raised their average price target on BankUnited by a mid single digit dollar amount, with several firms moving into the higher $50s range, citing updated views on growth, profitability, and valuation assumptions. Analyst Commentary Recent Street research around BankUnited has centered on updated price targets, with several firms adjusting their views after a period of volatility for bank stocks and broader macro headlines.
내러티브 업데이트 • Mar 26

BKU: 2026 Loan Momentum And Expanded Buybacks Will Drive Upside Potential

BankUnited's updated analyst price target edges slightly lower, with the model fair value moving from $54.09 to $53.64 as analysts fine tune discount rate and future P/E assumptions, while still citing a broad wave of recent target increases across Wall Street research. Analyst Commentary Recent Street research shows a cluster of higher price targets for BankUnited, even as some models build in more conservative assumptions.
내러티브 업데이트 • Mar 08

BKU: 2026 Loan Momentum And Buybacks Are Expected To Drive Upside

The analyst price target for BankUnited has edged higher by about $0.45 to reflect a modestly raised fair value estimate of roughly $54, supported by a broad wave of recent target hikes from multiple firms that cite 2026 fundamentals as a key focus. Analyst Commentary Recent research shows a cluster of target hikes around BankUnited, with several firms revising their numbers higher and pointing to 2026 fundamentals as a key reference point.
내러티브 업데이트 • Feb 20

BKU: 2026 Outlook Weighs Loan Momentum Against Credit Risk And Buybacks

Narrative Update on BankUnited Analysts have lifted their average price targets on BankUnited by a mid single digit dollar range, with multiple firms raising views by $4 to $13, citing factors such as loan growth expectations, net interest income momentum, operating leverage, and return improvement. Our fair value estimate of $53.64 and core assumptions remain essentially unchanged.
내러티브 업데이트 • Feb 05

BKU: 2026 Outlook Balances Loan Momentum Credit Risk And Capital Returns

Analysts have raised their BankUnited fair value estimate by about US$5.55 to US$53.64, reflecting updated assumptions for revenue growth, profit margins and future P/E that align with a recent wave of higher price targets across Wall Street firms. Analyst Commentary Recent Street research on BankUnited features a cluster of higher price targets, including several US$6 to US$13 upward revisions and a fresh initiation with a constructive stance.
내러티브 업데이트 • Jan 21

BKU: Loan Momentum And Credit Risk Will Shape Balanced 2026 Outlook

Analysts have raised their price targets on BankUnited, with our fair value estimate moving from US$45.90 to about US$48.09 as they highlight updated assumptions for loan growth, margins, and a slightly richer future P/E profile. Analyst Commentary Recent research updates on BankUnited show a mix of optimism around earnings power and ongoing caution around sector risks, which helps explain the modest lift in fair value estimates.
내러티브 업데이트 • Jan 06

BKU: Final Asset Remixing And 2026 Guidance Expectations Will Shape Balanced Outlook

Analysts have nudged their fair value estimate for BankUnited to about $45.90 from roughly $45.10, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E, while weighing recent Street research that includes a lowered US$40 price target and mixed Q3 results. Analyst Commentary Bullish Takeaways Bullish analysts see the updated fair value estimate of about $45.90 as still above the recent US$40 price target.
내러티브 업데이트 • Dec 23

BKU: Asset Remixing Completion And 2026 Outlook Will Drive Balanced Risk Profile

Analysts have nudged their price target on BankUnited higher by about $1 to approximately $45 per share, reflecting expectations for modestly stronger long term growth, slightly improved profitability, and a more constructive outlook on balance sheet expansion as asset remixing nears completion. Analyst Commentary Recent Street commentary reflects a balanced view on BankUnited, with analysts weighing near term earnings pressure against improving medium term growth prospects and capital deployment flexibility.
내러티브 업데이트 • Dec 09

BKU: Asset Remixing And 2026 Outlook Will Shape Balanced Risk Reward

Analysts have modestly raised their BankUnited price target from approximately $42 to about $44.10 per share, citing expectations that the bank's nearly completed asset remixing and anticipated 2026 balance sheet growth will support a slightly higher fair value despite recent mixed quarterly results. Analyst Commentary Analysts remain divided on BankUnited's near term risk and longer term upside, reflecting a balance between earnings pressure today and potential growth benefits from strategic repositioning.
내러티브 업데이트 • Nov 23

BKU: Asset Remixing Progress And Mixed Results Will Influence 2026 Performance

Analysts have revised their price target for BankUnited slightly downward, from $42.00 to $40.00 per share. They cite mixed third-quarter results and a near-term outlook that balances asset remixing progress with expectations for improved growth in 2026.
내러티브 업데이트 • Nov 07

BKU: Asset Remix Completion And Diminished Loan Activity Will Shape 2026 Outlook

Analysts have lowered their price target for BankUnited from $42 to $40 per share. This reflects mixed recent results and expectations for improved performance in 2026.
내러티브 업데이트 • Oct 23

Analysts Divided on BankUnited as Price Target and Valuation Shift Amid Mixed Results

Analysts have slightly lowered BankUnited’s price target from $43.03 to $42.02, citing mixed quarterly results as well as expectations for improving balance sheet growth and guidance updates in the coming year. Analyst Commentary Analyst opinions on BankUnited are currently divided as the bank navigates ongoing changes to its business model and faces industry-wide challenges.
내러티브 업데이트 • Sep 05

Sunbelt Expansion And Fee Channels Will Advance Future Prospects

BankUnited’s consensus price target was modestly increased to $43.03, reflecting analyst optimism on strong deposit growth, margin expansion, and solid quarterly performance, despite some credit quality concerns. Analyst Commentary Bullish analysts note strong deposit growth trends supporting upward price target revisions.
Seeking Alpha • Apr 30

BankUnited: Credit Concerns Offset Deposit Growth In Q1

Summary BankUnited's strong deposit growth and solid capital position are overshadowed by weak loan demand and credit quality concerns, compressing margins and limiting interest income growth. Q1 results were mixed, with earnings beating estimates due to lower credit loss reserves, but net interest margin and loan book growth remain challenges. Despite improved funding costs and deposit composition, the bank's liquidity is a near-term drag, and reserve levels appear aggressive, given economic uncertainties. Shares are fairly valued at 10x earnings, with a secure 3.7% dividend yield; maintaining a "hold" rating, due to strong deposits but reserve risks. Read the full article on Seeking Alpha
분석 기사 • Mar 30

BankUnited (NYSE:BKU) Is Paying Out A Larger Dividend Than Last Year

BankUnited, Inc. ( NYSE:BKU ) has announced that it will be increasing its periodic dividend on the 30th of April to...
Seeking Alpha • Jan 31

BankUnited: Solid Deposits But Light Reserves Leave Shares Fairly Valued (Rating Downgrade)

Summary BankUnited shares gained 36% over the past year, driven by improved deposit performance and hopes for an easier regulatory environment. Despite strong financials and a 16% return since September, I am less bullish due to valuation concerns and limited buyback prospects. The deposit mix has improved with NIB balances growing over the past year, which has improved NIM and return on equity. Credit quality shows some weakening, with nonperforming assets at 63bps and light reserves, but strong capital ratios provide financial flexibility. At ~1x adjusted book value and with a ~10% ROE, BKU stock is fairly valued at around $40. Read the full article on Seeking Alpha
Seeking Alpha • Nov 29

BankUnited Might Be Ready For A Downgrade Before Too Long

Summary I initially rated BankUnited, Inc. a “buy” in June 2023, but after downgrading to “hold,” shares surged another 65.1%, outperforming the market. BankUnited's recent financials show growth in deposits, securities, and net interest income, but a decline in loans and non-interest income. The bank's valuation appears pricey with a P/E multiple of 17.3, higher than my preferred 6-10 range, and relatively low asset quality. Despite some positive growth, I maintain a “hold” rating for BankUnited, with potential for a downgrade if fundamentals deteriorate or share prices rise further. Read the full article on Seeking Alpha
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새로운 내러티브 • Oct 27

Calculated Deposit Management And Talent Drive Growth In Banking Franchise

Proactive deposit management and NIDDA strategy enhance net interest margins, boosting profitability through cheap funding.
Seeking Alpha • Sep 13

BankUnited: Strong Deposit Trends Enable Further Upside

Summary BankUnited shares have surged nearly 40% over the past year, driven by strong deposit growth and conservative underwriting, outperforming the market significantly. Q2 earnings rose to $0.72 per share, with net interest margin improving and strong deposit growth, particularly in noninterest-bearing deposits, which improves the forward outlook. Despite some concerns in commercial real estate, BKU's conservative underwriting and strong capital position mitigate potential risks, supporting continued balance sheet growth. With a fair value estimate of $37-37.50, BKU offers a potential 10-11% total return, making it an attractive investment. Read the full article on Seeking Alpha

이익 및 매출 성장 예측

NYSE:BKU - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/20281,261302N/AN/A3
12/31/20271,216301N/AN/A10
12/31/20261,154285N/AN/A10
6/30/20261,045279372372N/A
3/31/20261,034277361361N/A
12/31/20251,025274359359N/A
9/30/20251,016269419419N/A
6/30/20251,000259366366N/A
3/31/2025972247384384N/A
12/31/2024958237434434N/A
9/30/2024920185312312N/A
6/30/2024882169436436N/A
3/31/2024875170583583N/A
12/31/2023873182657657N/A
9/30/2023888218570570N/A
6/30/2023934258662662N/A
3/31/2023925266978978N/A
12/31/20229152801,2941,294N/A
9/30/20229373401,5841,584N/A
6/30/20229143401,6931,698N/A
3/31/20229583781,2861,291N/A
12/31/20219974091,1891,220N/A
9/30/20219763681,1381,182N/A
6/30/20219383461,0821,121N/A
3/31/20218833161,1291,187N/A
12/31/2020707189845864N/A
9/30/2020700193813858N/A
6/30/2020727202673719N/A
3/31/2020753207N/A611N/A
12/31/2019891300N/A636N/A
9/30/2019983264N/A833N/A
6/30/20191,051285N/A832N/A
3/31/20191,100293N/A775N/A
12/31/20181,156312N/A824N/A
9/30/20181,121664N/A491N/A
6/30/20181,088636N/A420N/A
3/31/20181,065613N/A421N/A
12/31/20171,039591N/A319N/A
9/30/20171,008250N/A312N/A
6/30/2017973234N/A293N/A
3/31/2017946224N/A286N/A
12/31/2016926217N/A309N/A
9/30/2016900210N/A285N/A
6/30/2016880260N/A286N/A
3/31/2016845250N/A248N/A
12/31/2015804242N/A219N/A
9/30/2015751233N/A162N/A

애널리스트 향후 성장 전망

수입 대 저축률: BKU 의 연간 예상 수익 증가율(4.1%)이 saving rate(3.7%)보다 높습니다.

수익 vs 시장: BKU 의 연간 수익(4.1%)이 US 시장(17.2%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: BKU 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: BKU 의 수익(연간 7.6%)이 US 시장(연간 13%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: BKU 의 수익(연간 7.6%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: BKU의 자본 수익률은 3년 후 9.9%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/08/14 21:43
종가2026/08/14 00:00
수익2026/06/30
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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분석가 소스

BankUnited, Inc.는 26명의 분석가가 다루고 있습니다. 이 중 10명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Jared David ShawBarclays
Matthew KeatingBarclays
Leanne CaravaggioBMO Capital Markets Equity Research