View Financial HealthBeacon Financial 배당 및 자사주 매입배당 기준 점검 3/6Beacon Financial 수익으로 충분히 충당되는 현재 수익률 4.41% 보유한 배당금 지급 회사입니다. 다음 지급일은 29th May, 2026 이며 배당락일은 다음과 같습니다. 15th May, 2026.핵심 정보4.4%배당 수익률0.08%자사주 매입 수익률총 주주 수익률4.5%미래 배당 수익률4.5%배당 성장률9.7%다음 배당 지급일29 May 26배당락일15 May 26주당 배당금n/a배당 성향81%최근 배당 및 자사주 매입 업데이트Upcoming Dividend • May 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 May 2026. Payment date: 29 May 2026. Payout ratio is on the higher end at 81%, however this is supported by cash flows. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).공시 • May 01Beacon Financial Corporation announces Quarterly dividend, payable on May 29, 2026Beacon Financial Corporation announced Quarterly dividend of USD 0.3225 per share payable on May 29, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.공시 • Apr 30Beacon Financial Corporation (NYSE:BBT) announces an Equity Buyback for $50 million worth of its shares.Beacon Financial Corporation (NYSE:BBT) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The stock repurchase program is subject to regulatory approval. The program will be valid over 12 months following the authorization by regulatory authorities.Upcoming Dividend • Feb 06Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 13 February 2026. Payment date: 27 February 2026. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Within top quartile of American dividend payers (4.1%). Higher than average of industry peers (2.3%).공시 • Jan 29+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended December 31, 2025, Payable on February 27, 2026Beacon Financial Corporation Board of Directors approved a dividend of $0.3225 per share for the quarter ended December 31, 2025. The dividend will be paid on February 27, 2026 to stockholders of record on February 13, 2026.공시 • Oct 30+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended September 30, 2025, Payable on November 24, 2025The Board of Directors of Beacon Financial Corporation approved a dividend of $0.3225 per share for the quarter ended September 30, 2025. The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.모든 업데이트 보기Recent updatesUpcoming Dividend • May 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 May 2026. Payment date: 29 May 2026. Payout ratio is on the higher end at 81%, however this is supported by cash flows. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).속보 • May 08Beacon Financial Receives Approval for Up to $50 Million Share Buyback ProgramBeacon Financial received Federal Reserve non-objection for a previously announced stock repurchase program. The company is authorized to repurchase up to $50 million of its common stock. The buyback window runs from May 5, 2026 through May 4, 2027, using open market or negotiated transactions at prevailing prices. For you as an investor, this filing confirms that regulators have cleared Beacon Financial’s plan and that the company now has flexibility to return capital through share repurchases over the next year. The $50 million authorization sets an upper limit on potential buybacks, and the filing indicates that purchases may occur in the open market or through negotiated deals, giving the company room to adjust activity based on trading conditions and internal priorities. It is also important to keep in mind that this is an authorization rather than a commitment. The actual level and timing of any repurchases will depend on factors such as capital needs, profitability, and other uses of cash that management may consider during the May 2026 to May 2027 period. Investors tracking Beacon Financial may want to watch future quarterly reports and regulatory filings to see how much of the program is used.공시 • May 02Beacon Financial Corporation Reports Net Charge offs for the First Quarter Ended March 31, 2026Beacon Financial Corporation reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,551,000 compared to $7,597,000 a year ago.Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.55 (up from US$0.21 in 1Q 2025). Revenue: US$206.8m (up 142% from 1Q 2025). Net income: US$46.2m (up 142% from 1Q 2025). Profit margin: 22% (in line with 1Q 2025). Revenue missed analyst estimates by 6.9%. Earnings per share (EPS) also missed analyst estimates by 31%. Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US.공시 • May 01Beacon Financial Corporation announces Quarterly dividend, payable on May 29, 2026Beacon Financial Corporation announced Quarterly dividend of USD 0.3225 per share payable on May 29, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.공시 • Apr 30Beacon Financial Corporation (NYSE:BBT) announces an Equity Buyback for $50 million worth of its shares.Beacon Financial Corporation (NYSE:BBT) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The stock repurchase program is subject to regulatory approval. The program will be valid over 12 months following the authorization by regulatory authorities.New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 18% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 18% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Significant insider selling over the past 3 months (US$538k sold).공시 • Apr 24Beacon Financial Corporation Appoints Gary Levante as Chief Marketing OfficerBeacon Financial Corporation announced the appointment of Gary Levante as Chief Marketing Officer. As a member of the Executive Management Committee, Levante reports to President and CEO Paul Perrault and leads all aspects of the brand strategy, marketing, communications and public affairs for the Company. In this role, he is responsible for advancing the Company's strategic goals by establishing Beacon's new brand, deepening client engagement and delivering integrated marketing and communications programs. He will work closely with other members of the leadership team and board to strengthen the brand and deepen Beacon's connection to its employees, clients and broader communities. Most recently, Levante served as Chief Communication & Sustainability Officer of Berkshire Bank which he joined in 2010. Levante is committed to giving back to his communities, including as chairperson for the national nonprofit America's Charities, a member of the Massachusetts Bankers Association State Legislative & Regulatory Affairs Committee; trustee with the bank's foundation; board member of Berkshire Omega and vice chair of the City of Pittsfield Community Development Board.공시 • Apr 08Beacon Financial Corporation to Report Q1, 2026 Results on Apr 29, 2026Beacon Financial Corporation announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 29, 2026Seeking Alpha • Apr 08Beacon Financial: Upcoming Earnings Will Give Greater ClaritySummary Beacon Financial Corporation remains a Hold as integration risks and muted performance metrics offset its compelling forward valuation. BBT's Q4 2025 marked its first full quarter post-merger, with adjusted EPS up 243% YoY and net interest margin improving to 3.82%. A forward P/E below 9 and a 4.26% dividend yield make BBT attractive, but asset quality trends and integration execution require close monitoring. I await Q1 2026 results for clearer visibility on sustainable earnings, asset quality, and merger synergies before considering an upgrade. Read the full article on Seeking AlphaReported Earnings • Mar 04Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US.Recent Insider Transactions • Feb 27Chief Banking Officer recently sold US$538k worth of stockOn the 26th of February, Michael McCurdy sold around 17k shares on-market at roughly US$31.04 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$271k more than they bought in the last 12 months.Upcoming Dividend • Feb 06Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 13 February 2026. Payment date: 27 February 2026. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Within top quartile of American dividend payers (4.1%). Higher than average of industry peers (2.3%).공시 • Feb 02Beacon Financial Corporation, Annual General Meeting, May 13, 2026Beacon Financial Corporation, Annual General Meeting, May 13, 2026.Reported Earnings • Jan 29Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.공시 • Jan 29+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended December 31, 2025, Payable on February 27, 2026Beacon Financial Corporation Board of Directors approved a dividend of $0.3225 per share for the quarter ended December 31, 2025. The dividend will be paid on February 27, 2026 to stockholders of record on February 13, 2026.공시 • Jan 09Beacon Financial Corporation to Report Q4, 2025 Results on Jan 28, 2026Beacon Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 28, 2026Buy Or Sell Opportunity • Nov 05Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 9.0% to US$26.20. The fair value is estimated to be US$21.66, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 33%. Revenue is forecast to grow by 207% in 2 years. Earnings are forecast to grow by 13,416% in the next 2 years.New Risk • Oct 31New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 98% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (dividend per share is over 26x earnings per share). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin).Reported Earnings • Oct 31Third quarter 2025 earnings released: US$0.64 loss per share (vs US$0.23 profit in 3Q 2024)Third quarter 2025 results: US$0.64 loss per share (down from US$0.23 profit in 3Q 2024). Revenue: US$57.4m (down 32% from 3Q 2024). Net loss: US$56.3m (down 379% from profit in 3Q 2024). Revenue is forecast to grow 76% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US.공시 • Oct 30+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended September 30, 2025, Payable on November 24, 2025The Board of Directors of Beacon Financial Corporation approved a dividend of $0.3225 per share for the quarter ended September 30, 2025. The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.공시 • Oct 07Beacon Financial Corporation to Report Q3, 2025 Results on Oct 29, 2025Beacon Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 29, 2025New Risk • Sep 11New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 126% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Board Change • Sep 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Willard Hill was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 이제 막 배당금 지급을 시작했기 때문에 BBT 의 배당금 지급이 안정적인지 여부를 판단하기에는 너무 이릅니다.배당금 증가: 이제 막 배당금 지급을 시작했기 때문에 BBT 의 배당금 지급액이 늘어나고 있는지 판단하기에는 너무 이릅니다.배당 수익률 vs 시장Beacon Financial 배당 수익률 vs 시장BBT의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (BBT)4.4%시장 하위 25% (US)1.4%시장 상위 25% (US)4.2%업계 평균 (Banks)2.4%분석가 예측 (BBT) (최대 3년)4.5%주목할만한 배당금: BBT 의 배당금( 4.41% )은 US 시장에서 배당금 지급자의 하위 25%( 1.41% )보다 높습니다.고배당: BBT 의 배당금( 4.41% )은 US 시장( 4.22% )현재 주주 배당수익 보장: 현재 지불 비율 ( 80.8% )에서 BBT 의 지불은 수입으로 충당됩니다.향후 주주 배당미래 배당 보장: 3년 안에 배당금이 지급될 것인지, 아니면 수익으로 충당될 것인지를 판단하기에는 데이터가 부족합니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YUS 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/26 22:00종가2026/05/26 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Beacon Financial Corporation는 11명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Jacob CivielloBrean Capital Historical (Janney Montgomery)Daniel CardenasBrean Capital Historical (Janney Montgomery)David BishopHovde Group, LLC8명의 분석가 더 보기
Upcoming Dividend • May 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 May 2026. Payment date: 29 May 2026. Payout ratio is on the higher end at 81%, however this is supported by cash flows. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).
공시 • May 01Beacon Financial Corporation announces Quarterly dividend, payable on May 29, 2026Beacon Financial Corporation announced Quarterly dividend of USD 0.3225 per share payable on May 29, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.
공시 • Apr 30Beacon Financial Corporation (NYSE:BBT) announces an Equity Buyback for $50 million worth of its shares.Beacon Financial Corporation (NYSE:BBT) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The stock repurchase program is subject to regulatory approval. The program will be valid over 12 months following the authorization by regulatory authorities.
Upcoming Dividend • Feb 06Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 13 February 2026. Payment date: 27 February 2026. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Within top quartile of American dividend payers (4.1%). Higher than average of industry peers (2.3%).
공시 • Jan 29+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended December 31, 2025, Payable on February 27, 2026Beacon Financial Corporation Board of Directors approved a dividend of $0.3225 per share for the quarter ended December 31, 2025. The dividend will be paid on February 27, 2026 to stockholders of record on February 13, 2026.
공시 • Oct 30+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended September 30, 2025, Payable on November 24, 2025The Board of Directors of Beacon Financial Corporation approved a dividend of $0.3225 per share for the quarter ended September 30, 2025. The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.
Upcoming Dividend • May 11Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 15 May 2026. Payment date: 29 May 2026. Payout ratio is on the higher end at 81%, however this is supported by cash flows. Trailing yield: 4.5%. Within top quartile of American dividend payers (4.2%). Higher than average of industry peers (2.4%).
속보 • May 08Beacon Financial Receives Approval for Up to $50 Million Share Buyback ProgramBeacon Financial received Federal Reserve non-objection for a previously announced stock repurchase program. The company is authorized to repurchase up to $50 million of its common stock. The buyback window runs from May 5, 2026 through May 4, 2027, using open market or negotiated transactions at prevailing prices. For you as an investor, this filing confirms that regulators have cleared Beacon Financial’s plan and that the company now has flexibility to return capital through share repurchases over the next year. The $50 million authorization sets an upper limit on potential buybacks, and the filing indicates that purchases may occur in the open market or through negotiated deals, giving the company room to adjust activity based on trading conditions and internal priorities. It is also important to keep in mind that this is an authorization rather than a commitment. The actual level and timing of any repurchases will depend on factors such as capital needs, profitability, and other uses of cash that management may consider during the May 2026 to May 2027 period. Investors tracking Beacon Financial may want to watch future quarterly reports and regulatory filings to see how much of the program is used.
공시 • May 02Beacon Financial Corporation Reports Net Charge offs for the First Quarter Ended March 31, 2026Beacon Financial Corporation reported net charge offs for the first quarter ended March 31, 2026. For the period, the company reported net charge-offs of $13,551,000 compared to $7,597,000 a year ago.
Reported Earnings • May 01First quarter 2026 earnings: EPS and revenues miss analyst expectationsFirst quarter 2026 results: EPS: US$0.55 (up from US$0.21 in 1Q 2025). Revenue: US$206.8m (up 142% from 1Q 2025). Net income: US$46.2m (up 142% from 1Q 2025). Profit margin: 22% (in line with 1Q 2025). Revenue missed analyst estimates by 6.9%. Earnings per share (EPS) also missed analyst estimates by 31%. Revenue is forecast to grow 23% p.a. on average during the next 2 years, compared to a 8.5% growth forecast for the Banks industry in the US.
공시 • May 01Beacon Financial Corporation announces Quarterly dividend, payable on May 29, 2026Beacon Financial Corporation announced Quarterly dividend of USD 0.3225 per share payable on May 29, 2026, ex-date on May 15, 2026 and record date on May 15, 2026.
공시 • Apr 30Beacon Financial Corporation (NYSE:BBT) announces an Equity Buyback for $50 million worth of its shares.Beacon Financial Corporation (NYSE:BBT) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its shares. The stock repurchase program is subject to regulatory approval. The program will be valid over 12 months following the authorization by regulatory authorities.
New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 18% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 18% per year over the past 5 years. Minor Risks Large one-off items impacting financial results. Significant insider selling over the past 3 months (US$538k sold).
공시 • Apr 24Beacon Financial Corporation Appoints Gary Levante as Chief Marketing OfficerBeacon Financial Corporation announced the appointment of Gary Levante as Chief Marketing Officer. As a member of the Executive Management Committee, Levante reports to President and CEO Paul Perrault and leads all aspects of the brand strategy, marketing, communications and public affairs for the Company. In this role, he is responsible for advancing the Company's strategic goals by establishing Beacon's new brand, deepening client engagement and delivering integrated marketing and communications programs. He will work closely with other members of the leadership team and board to strengthen the brand and deepen Beacon's connection to its employees, clients and broader communities. Most recently, Levante served as Chief Communication & Sustainability Officer of Berkshire Bank which he joined in 2010. Levante is committed to giving back to his communities, including as chairperson for the national nonprofit America's Charities, a member of the Massachusetts Bankers Association State Legislative & Regulatory Affairs Committee; trustee with the bank's foundation; board member of Berkshire Omega and vice chair of the City of Pittsfield Community Development Board.
공시 • Apr 08Beacon Financial Corporation to Report Q1, 2026 Results on Apr 29, 2026Beacon Financial Corporation announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 29, 2026
Seeking Alpha • Apr 08Beacon Financial: Upcoming Earnings Will Give Greater ClaritySummary Beacon Financial Corporation remains a Hold as integration risks and muted performance metrics offset its compelling forward valuation. BBT's Q4 2025 marked its first full quarter post-merger, with adjusted EPS up 243% YoY and net interest margin improving to 3.82%. A forward P/E below 9 and a 4.26% dividend yield make BBT attractive, but asset quality trends and integration execution require close monitoring. I await Q1 2026 results for clearer visibility on sustainable earnings, asset quality, and merger synergies before considering an upgrade. Read the full article on Seeking Alpha
Reported Earnings • Mar 04Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 9.0% growth forecast for the Banks industry in the US.
Recent Insider Transactions • Feb 27Chief Banking Officer recently sold US$538k worth of stockOn the 26th of February, Michael McCurdy sold around 17k shares on-market at roughly US$31.04 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$271k more than they bought in the last 12 months.
Upcoming Dividend • Feb 06Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 13 February 2026. Payment date: 27 February 2026. Payout ratio is a comfortable 62% but the company is paying out more than the cash it is generating. Trailing yield: 4.2%. Within top quartile of American dividend payers (4.1%). Higher than average of industry peers (2.3%).
공시 • Feb 02Beacon Financial Corporation, Annual General Meeting, May 13, 2026Beacon Financial Corporation, Annual General Meeting, May 13, 2026.
Reported Earnings • Jan 29Full year 2025 earnings: EPS exceeds analyst expectations while revenues lag behindFull year 2025 results: EPS: US$1.03 (up from US$0.77 in FY 2024). Revenue: US$511.6m (up 53% from FY 2024). Net income: US$90.3m (up 31% from FY 2024). Profit margin: 18% (down from 21% in FY 2024). Net interest margin (NIM): 3.56% (up from 3.06% in FY 2024). Cost-to-income ratio: 70.5% (up from 68.1% in FY 2024). Non-performing loans: 0.63% (down from 0.71% in FY 2024). Revenue missed analyst estimates by 3.5%. Earnings per share (EPS) exceeded analyst estimates by 33%. Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.
공시 • Jan 29+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended December 31, 2025, Payable on February 27, 2026Beacon Financial Corporation Board of Directors approved a dividend of $0.3225 per share for the quarter ended December 31, 2025. The dividend will be paid on February 27, 2026 to stockholders of record on February 13, 2026.
공시 • Jan 09Beacon Financial Corporation to Report Q4, 2025 Results on Jan 28, 2026Beacon Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 28, 2026
Buy Or Sell Opportunity • Nov 05Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 9.0% to US$26.20. The fair value is estimated to be US$21.66, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 33%. Revenue is forecast to grow by 207% in 2 years. Earnings are forecast to grow by 13,416% in the next 2 years.
New Risk • Oct 31New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 98% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (dividend per share is over 26x earnings per share). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin).
Reported Earnings • Oct 31Third quarter 2025 earnings released: US$0.64 loss per share (vs US$0.23 profit in 3Q 2024)Third quarter 2025 results: US$0.64 loss per share (down from US$0.23 profit in 3Q 2024). Revenue: US$57.4m (down 32% from 3Q 2024). Net loss: US$56.3m (down 379% from profit in 3Q 2024). Revenue is forecast to grow 76% p.a. on average during the next 2 years, compared to a 8.1% growth forecast for the Banks industry in the US.
공시 • Oct 30+ 1 more updateBeacon Financial Corporation Approves Dividend for the Quarter Ended September 30, 2025, Payable on November 24, 2025The Board of Directors of Beacon Financial Corporation approved a dividend of $0.3225 per share for the quarter ended September 30, 2025. The dividend will be paid on November 24, 2025 to stockholders of record on November 10, 2025.
공시 • Oct 07Beacon Financial Corporation to Report Q3, 2025 Results on Oct 29, 2025Beacon Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 29, 2025
New Risk • Sep 11New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 126% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Board Change • Sep 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 6 highly experienced directors. Independent Director Willard Hill was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.