View Future GrowthUnited Bancorp 과거 순이익 실적과거 기준 점검 2/6United Bancorp의 수입은 연평균 -4%의 비율로 감소해 온 반면, Banks 산업은 수입이 연평균 2.8% 증가했습니다. 매출은 연평균 1.8%의 비율로 증가해 왔습니다. United Bancorp의 자기자본이익률은 11.5%이고 순이익률은 23%입니다.핵심 정보-3.98%순이익 성장률-4.18%주당순이익(EPS) 성장률Banks 산업 성장률11.18%매출 성장률1.85%자기자본이익률11.54%순이익률23.00%최근 순이익 업데이트31 Mar 2026최근 과거 실적 업데이트Reported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.33 (vs US$0.32 in 1Q 2025)First quarter 2026 results: EPS: US$0.33 (up from US$0.32 in 1Q 2025). Revenue: US$7.91m (up 6.4% from 1Q 2025). Net income: US$1.91m (up 8.0% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.Reported Earnings • Feb 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$1.41 (up from US$1.28 in FY 2024). Revenue: US$31.9m (up 10.0% from FY 2024). Net income: US$7.75m (up 9.8% from FY 2024). Profit margin: 24% (in line with FY 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is expected to decline by 4.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 8.9%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Reported Earnings • Nov 09Third quarter 2025 earnings released: EPS: US$0.35 (vs US$0.31 in 3Q 2024)Third quarter 2025 results: EPS: US$0.35 (up from US$0.31 in 3Q 2024). Revenue: US$7.89m (up 8.3% from 3Q 2024). Net income: US$1.93m (up 11% from 3Q 2024). Profit margin: 25% (in line with 3Q 2024). Revenue is forecast to stay flat during the next 3 years compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 6% per year.Reported Earnings • Aug 03Second quarter 2025 earnings released: EPS: US$0.35 (vs US$0.29 in 2Q 2024)Second quarter 2025 results: EPS: US$0.35 (up from US$0.29 in 2Q 2024). Revenue: US$7.78m (up 8.8% from 2Q 2024). Net income: US$1.91m (up 15% from 2Q 2024). Profit margin: 25% (up from 23% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.34 (vs US$0.35 in 1Q 2024)First quarter 2025 results: EPS: US$0.34 (down from US$0.35 in 1Q 2024). Revenue: US$7.43m (up 6.5% from 1Q 2024). Net income: US$1.87m (down 1.6% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 9% per year.Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$1.28 (down from US$1.57 in FY 2023). Revenue: US$29.0m (down 4.6% from FY 2023). Net income: US$7.06m (down 18% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 3.51% (down from 3.65% in FY 2023). Non-performing loans: 0.16% (up from 0.13% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 10% per year.모든 업데이트 보기Recent updatesReported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.33 (vs US$0.32 in 1Q 2025)First quarter 2026 results: EPS: US$0.33 (up from US$0.32 in 1Q 2025). Revenue: US$7.91m (up 6.4% from 1Q 2025). Net income: US$1.91m (up 8.0% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.Board Change • Apr 27High number of new directorsIndependent Director Jon Clark was the last director to join the board, commencing their role in 2026.공시 • Mar 19United Bancorp, Inc., Annual General Meeting, Apr 22, 2026United Bancorp, Inc., Annual General Meeting, Apr 22, 2026. Location: 201 south fourth street, martins ferry, ohio, United StatesDeclared Dividend • Feb 24Fourth quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 10th March 2026 Payment date: 20th March 2026 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 31% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Feb 21+ 1 more updateUnited Bancorp, Inc. Approves a One-Time, Special Dividend, Payable on March 20, 2026The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2026 to shareholders of record on March 10, 2026.Reported Earnings • Feb 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$1.41 (up from US$1.28 in FY 2024). Revenue: US$31.9m (up 10.0% from FY 2024). Net income: US$7.75m (up 9.8% from FY 2024). Profit margin: 24% (in line with FY 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is expected to decline by 4.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 8.9%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Declared Dividend • Nov 24Third quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th December 2025 Payment date: 19th December 2025 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 32% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Nov 22United Bancorp, Inc. Declares Fourth Quarter Dividend, Payable on December 19, 2025On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.92 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0650, or 7.6%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP’s market value of $13.98 at the most recent quarter-end.Reported Earnings • Nov 09Third quarter 2025 earnings released: EPS: US$0.35 (vs US$0.31 in 3Q 2024)Third quarter 2025 results: EPS: US$0.35 (up from US$0.31 in 3Q 2024). Revenue: US$7.89m (up 8.3% from 3Q 2024). Net income: US$1.93m (up 11% from 3Q 2024). Profit margin: 25% (in line with 3Q 2024). Revenue is forecast to stay flat during the next 3 years compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 6% per year.Declared Dividend • Aug 25Second quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th September 2025 Payment date: 19th September 2025 Dividend yield will be 6.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 9.8% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 49% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Aug 22United Bancorp, Inc. Announces Increase in Cash Dividend for Third Quarter of 2025, Payable on September 19, 2025On August 20, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1875 per share for shareholders of record on September 10, 2025 with a payment date of September 19, 2025. This is an increase of $0.01, or 5.6%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1825 and $0.1850 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.73 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0550, or 8.2%, over the amount paid during the same period last year. At the third quarter payment level, the regular cash dividend produces a forward yield of 5.2% based on UBCP’s market value of $14.50 at the most recent quarter-end.Reported Earnings • Aug 03Second quarter 2025 earnings released: EPS: US$0.35 (vs US$0.29 in 2Q 2024)Second quarter 2025 results: EPS: US$0.35 (up from US$0.29 in 2Q 2024). Revenue: US$7.78m (up 8.8% from 2Q 2024). Net income: US$1.91m (up 15% from 2Q 2024). Profit margin: 25% (up from 23% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.Upcoming Dividend • Jun 03Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 10 June 2025. Payment date: 20 June 2025. Payout ratio is a comfortable 57% but the company is not cash flow positive. Trailing yield: 6.7%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (2.7%).Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.34 (vs US$0.35 in 1Q 2024)First quarter 2025 results: EPS: US$0.34 (down from US$0.35 in 1Q 2024). Revenue: US$7.43m (up 6.5% from 1Q 2024). Net income: US$1.87m (down 1.6% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 9% per year.Declared Dividend • Apr 20Fourth quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th June 2025 Payment date: 20th June 2025 Dividend yield will be 6.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (55% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 40% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Apr 18United Bancorp, Inc. Declares Dividend for the Second Quarter of 2025, Payable on June 20, 2025On April 16, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a second quarter dividend payment of $0.1850 per share for shareholders of record on June 10, 2025 with a payment date of June 20, 2025. This is an increase of $0.01, or 5.7%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.5425 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase over the previous year of $0.0450 or 9.0%. At the second quarter payment level, the regular cash dividend produces a forward yield of 5.51% based on UBCP’s market value of $13.42 at the most recent quarter-end.Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$1.28 (down from US$1.57 in FY 2023). Revenue: US$29.0m (down 4.6% from FY 2023). Net income: US$7.06m (down 18% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 3.51% (down from 3.65% in FY 2023). Non-performing loans: 0.16% (up from 0.13% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 10% per year.공시 • Mar 17United Bancorp, Inc., Annual General Meeting, Apr 16, 2025United Bancorp, Inc., Annual General Meeting, Apr 16, 2025. Location: 201 south fourth street, martins ferry, ohio United States분석 기사 • Feb 25United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearThe board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3575 on the...Declared Dividend • Feb 24Fourth quarter dividend of US$0.36 announcedShareholders will receive a dividend of US$0.36. Ex-date: 10th March 2025 Payment date: 20th March 2025 Dividend yield will be 6.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Feb 22+ 1 more updateUnited Bancorp, Inc. Approves A One-Time, Special Dividend, Payable on March 20, 2025United Bancorp, Inc. approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2025 to shareholders of record on March 10, 2025. This is an increase of $0.025, or 16.7%, over the special dividend payment amount paid the previous year.Reported Earnings • Feb 09Full year 2024 earnings released: EPS: US$1.27 (vs US$1.57 in FY 2023)Full year 2024 results: EPS: US$1.27 (down from US$1.57 in FY 2023). Revenue: US$28.8m (down 5.0% from FY 2023). Net income: US$7.40m (down 14% from FY 2023). Profit margin: 26% (down from 28% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 8% per year.분석 기사 • Dec 02United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to $0.18...Declared Dividend • Nov 25Third quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th December 2024 Payment date: 20th December 2024 Dividend yield will be 6.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Nov 22United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2024United Bancorp, Inc. announced that on November 20, 2024, the Board of Directors of the company declared a fourth quarter dividend payment of $0.18 per share for shareholders of record on December 10, 2024 with a payment date of December 20, 2024. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1725, $0.1750 and $0.1775 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.8550 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.04, or 4.9%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP's market value of $13.13 at the most recent quarter-end.Reported Earnings • Nov 08Third quarter 2024 earnings released: EPS: US$0.32 (vs US$0.42 in 3Q 2023)Third quarter 2024 results: EPS: US$0.32 (down from US$0.42 in 3Q 2023). Revenue: US$7.28m (down 5.2% from 3Q 2023). Net income: US$1.82m (down 21% from 3Q 2023). Profit margin: 25% (down from 30% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.6% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 7% per year.Valuation Update With 7 Day Price Move • Sep 25Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$13.78, the stock trades at a trailing P/E ratio of 10x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 11% over the past three years.분석 기사 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.1775 on the...Declared Dividend • Aug 25Second quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th September 2024 Payment date: 20th September 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 7.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.공시 • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2024On August 21, 2024, the Board of Directors of United Bancorp, Inc. declared a third quarter dividend payment of $0.1775 per share for shareholders of record on September 10, 2024 with a payment date of September 20, 2024. This is an increase of $0.01, or 6.0%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1725 and $0.1750 respectively.Reported Earnings • Aug 11Second quarter 2024 earnings released: EPS: US$0.31 (vs US$0.41 in 2Q 2023)Second quarter 2024 results: EPS: US$0.31 (down from US$0.41 in 2Q 2023). Revenue: US$7.15m (down 5.1% from 2Q 2023). Net income: US$1.74m (down 22% from 2Q 2023). Profit margin: 24% (down from 30% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.0% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 7% per year.New Risk • Jun 05New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 4.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (4.6% increase in shares outstanding). Market cap is less than US$100m (US$72.3m market cap).Upcoming Dividend • Jun 03Upcoming dividend of US$0.17 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 20 June 2024. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).Major Estimate Revision • May 17Consensus EPS estimates fall by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$27.1m to US$25.2m. EPS estimate also fell from US$1.59 per share to US$1.37 per share. Net income forecast to shrink 7.9% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target of US$20.00 unchanged from last update. Share price was steady at US$12.39 over the past week.Reported Earnings • May 12First quarter 2024 earnings released: EPS: US$0.36 (vs US$0.33 in 1Q 2023)First quarter 2024 results: EPS: US$0.36 (up from US$0.33 in 1Q 2023). Revenue: US$6.98m (down 6.2% from 1Q 2023). Net income: US$1.99m (up 10% from 1Q 2023). Profit margin: 28% (up from 24% in 1Q 2023). The increase in margin was driven by lower expenses. Revenue is expected to decline by 2.5% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.공시 • May 10United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2024. For the quarter, the company had net loans charged off of $28,000.분석 기사 • Apr 25United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will pay a dividend of $0.175 per share on the 20th of June...Declared Dividend • Apr 24Fourth quarter dividend increased to US$0.17Dividend of US$0.17 is 6.1% higher than last year. Ex-date: 10th June 2024 Payment date: 20th June 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (42% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 13% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Apr 19United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 20, 2024On April 17, 2024, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1750 per share for shareholders of record on June 10, 2024 with a payment date of June 20, 2024. This is an increase of $0.01, or 6.1%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4975 (inclusive of a special cash dividend of $0.15 paid in the first quarter). At the second quarter payment level, the regular cash dividend produces a forward yield of 4.84% based on UBCP's market value of $14.47 at the most recent quarter-end.Valuation Update With 7 Day Price Move • Mar 21Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$13.53, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 12% over the past three years.공시 • Mar 21United Bancorp, Inc., Annual General Meeting, Apr 17, 2024United Bancorp, Inc., Annual General Meeting, Apr 17, 2024, at 14:00 Eastern Daylight. Location: 201 South Fourth Street, Martins Ferry, Ohio United States Agenda: To consider the Election of Directors; to consider the Advisory vote on the Appointment of the Independent Registered Public Accounting Firm; and to consider other matters.Upcoming Dividend • Feb 29Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 20 March 2024. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.1%).Declared Dividend • Feb 25Fourth quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 7th March 2024 Payment date: 20th March 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 8.6% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Feb 21+ 1 more updateUnited Bancorp, Inc. Announces Special Dividend, Payable on March 20, 2024The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.15 per common share, which is payable on March 20, 2024 to shareholders of record on March 8, 2024. The Board of Directors approved this special cash dividend based on the Company's continued solid earnings, ample liquidity and strong capital position. On a forward basis and inclusive of this special dividend payment, United Bancorp, Inc. is projected to pay cash dividends of $0.84 in the current year.Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$1.63 (vs US$1.51 in FY 2022)Full year 2023 results: EPS: US$1.63 (up from US$1.51 in FY 2022). Revenue: US$30.3m (up 3.1% from FY 2022). Net income: US$8.95m (up 8.2% from FY 2022). Profit margin: 30% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 5.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.7%. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has fallen by 3% per year.Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$13.45, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.Upcoming Dividend • Nov 30Upcoming dividend of US$0.17 per share at 7.5% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 20 December 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.5%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).공시 • Nov 29United Bancorp, Inc. Announces Board ChangesUnited Bancorp, Inc. announced that Effective November 22, 2023, the Board of Directors of United Bancorp, Inc. (the “Company”) appointed Bethany E. Schunn and Brian M. Hendershot to fill two vacancies created on August 16, 2023, at the recommendation of the Board’s Nominating and Governance Committee that increased the size of the Company’s Board of Directors from four members to six. The increase in Board size was affected primarily to enhance the overall depth and strength of the Board and is also expected to facilitate more seamless committee transitions in the event of Board turnover related to normal retirements. During the intervening period, the Board and Committee have been involved in the process of evaluating potential candidates to fill the newly created vacancies. In addition, the Board also approved the appointment of Scott A. Everson, the Company’s President, and CEO, to the position of Chairman of the Board of Directors to effect immediately upon the retirement of Richard L. Riesbeck on October 20, 2024. Mr. Riesbeck, who has served as Chairman of the Company’s Board of Directors since 2014, will retire from the Board pursuant to service limit requirements contained in the Company’s Corporate Governance Guidelines. Ms. Schunn, Plant Manager for the Cardinal Operating Company in Brilliant, Ohio has served on the Bank’s Board of Directors since 2021. Mr. Hendershot, President of Ohio-West Virginia Excavating in Shadyside, Ohio, has been a member of the Bank’s Board since 2020.분석 기사 • Nov 28United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...공시 • Nov 23United Bancorp, Inc. Increases Cash Dividend for the Fourth Quarter, Payable on December 20, 2023The Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.17 per share for shareholders of record on December 8, 2023 with a payment date of December 20, 2023. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1625, $0.1650 and $0.1675 respectively.Reported Earnings • Nov 07Third quarter 2023 earnings released: EPS: US$0.44 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.44 (up from US$0.40 in 3Q 2022). Revenue: US$7.68m (up 3.9% from 3Q 2022). Net income: US$2.39m (up 8.6% from 3Q 2022). Profit margin: 31% (up from 30% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.3% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Price Target Changed • Nov 05Price target decreased by 9.1% to US$20.00Down from US$22.00, the current price target is provided by 1 analyst. New target price is 85% above last closing price of US$10.80. Stock is down 28% over the past year. The company is forecast to post earnings per share of US$1.50 for next year compared to US$1.51 last year.Upcoming Dividend • Aug 31Upcoming dividend of US$0.17 per share at 7.0% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 20 September 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.6%).분석 기사 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...공시 • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2023United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1675 per share for shareholders of record on September 8, 2023 with a payment date of September 20, 2023. This is an increase of $0.01, or 6.3%, over the regular cash dividend paid in the third quarter of the previous year.Reported Earnings • Aug 01Second quarter 2023 earnings released: EPS: US$0.41 (vs US$0.41 in 2Q 2022)Second quarter 2023 results: EPS: US$0.41 (up from US$0.41 in 2Q 2022). Revenue: US$7.54m (up 1.3% from 2Q 2022). Net income: US$2.28m (up 2.1% from 2Q 2022). Profit margin: 30% (in line with 2Q 2022). Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 3% per year.Upcoming Dividend • Jun 01Upcoming dividend of US$0.17 per share at 7.1% yieldEligible shareholders must have bought the stock before 08 June 2023. Payment date: 20 June 2023. Payout ratio is a comfortable 41% but the company is paying out more than the cash it is generating. Trailing yield: 7.1%. Within top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.8%).분석 기사 • May 09United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year'sUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...Reported Earnings • May 07First quarter 2023 earnings released: EPS: US$0.33 (vs US$0.31 in 1Q 2022)First quarter 2023 results: EPS: US$0.33 (up from US$0.31 in 1Q 2022). Revenue: US$7.44m (up 6.3% from 1Q 2022). Net income: US$1.89m (up 13% from 1Q 2022). Profit margin: 25% (up from 24% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.2% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 3.1%. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 5% per year.공시 • May 05United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2023United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2023. For the quarter, the company reported total net charge-offs of $19,033 compared to $1,765 a year ago.분석 기사 • Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165United Bancorp, Inc. ( NASDAQ:UBCP ) will increase its dividend from last year's comparable payment on the 20th of June...Reported Earnings • Mar 21Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2022 results: EPS: US$1.51 (down from US$1.62 in FY 2021). Revenue: US$29.4m (up 1.2% from FY 2021). Net income: US$8.27m (down 6.9% from FY 2021). Profit margin: 28% (down from 31% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.73% (up from 3.48% in FY 2021). Non-performing loans: 0.04% (down from 0.93% in FY 2021). Revenue exceeded analyst estimates by 7.9%. Earnings per share (EPS) missed analyst estimates by 1.3%. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$12.71, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 46% over the past three years.Upcoming Dividend • Mar 02Upcoming dividend of US$0.31 per share at 5.3% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 20 March 2023. Trailing yield: 5.3%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.0%).분석 기사 • Feb 26United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3125 on the...Upcoming Dividend • Dec 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 December 2022. Payment date: 20 December 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).분석 기사 • Nov 22United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...Reported Earnings • Nov 20Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.공시 • Nov 18United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2022On November 16, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.16 per share for shareholders of record on December 9, 2022 with a payment date of December 20, 2022.Price Target Changed • Nov 17Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 53% above last closing price of US$14.40. Stock is down 4.4% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$1.62 last year.Board Change • Nov 17Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Sep 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 September 2022. Payment date: 20 September 2022. Payout ratio is a comfortable 38% and this is well supported by cash flows. Trailing yield: 5.1%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.2%).공시 • Aug 23United Bancorp, Inc. Declares Dividend for the Third Quarter of 2022, Payable on September 20, 2022On August 17, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1575 per share for shareholders of record on September 9, 2022 with a payment date of September 20, 2022. This payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1525 and $0.1550 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.6150 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.08, or 15.0%, over the amount paid during the same period the previous year. At the third quarter payment level, the regular cash dividend produces a forward yield of 3.84% based on UBCP’s market value of $16.39 at the most recent quarter-end.분석 기사 • Aug 21United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...Seeking Alpha • Aug 18United Bancorp declares $0.1575 dividendUnited Bancorp (NASDAQ:UBCP) declares $0.1575/share quarterly dividend, 1.6% increase from prior dividend of $0.1550. Forward yield 4.2% Payable Sept. 20; for shareholders of record Sept. 9; ex-div Sept. 8. See UBCP Dividend Scorecard, Yield Chart, & Dividend Growth.Reported Earnings • Aug 04Second quarter 2022 earnings released: EPS: US$0.42 (vs US$0.38 in 2Q 2021)Second quarter 2022 results: EPS: US$0.42 (up from US$0.38 in 2Q 2021). Revenue: US$7.44m (up 7.1% from 2Q 2021). Net income: US$2.30m (up 11% from 2Q 2021). Profit margin: 31% (up from 30% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 20% compared to a 16% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Aug 03United Bancorp GAAP EPS of $0.40, revenue of $6.96MUnited Bancorp press release (NASDAQ:UBCP): Q2 GAAP EPS of $0.40. Revenue of $6.96M (+3.9% Y/Y).Upcoming Dividend • Jun 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 June 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of American dividend payers (3.9%). Higher than average of industry peers (2.9%).Recent Insider Transactions • May 14Independent Chairman of the Board recently sold US$51k worth of stockOn the 12th of May, Richard Riesbeck sold around 3k shares on-market at roughly US$16.88 per share. This was the largest sale by an insider in the last 3 months. Richard has been a seller over the last 12 months, reducing personal holdings by US$80k.분석 기사 • May 12United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 17th of...Price Target Changed • Apr 27Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 26% above last closing price of US$17.50. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$1.57 for next year compared to US$1.62 last year.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.분석 기사 • Apr 25United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing to US$0.15 on 17th of June. This takes the dividend...공시 • Apr 22United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 17, 2022On April 20, 2022, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1550 per share for shareholders of record on June 10, 2022 with a payment date of June 17, 2022. This payment is greater than the regular cash dividend paid in the first quarter, which was $0.1525. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4575 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.07, or 18.1%, over the amount paid during the same period the previous year. At the second quarter payment level, the regular cash dividend produces a forward yield of 3.47% based on UBCP's market value of $17.89 at the most recent quarter-end.Upcoming Dividend • Mar 02Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 09 March 2022. Payment date: 18 March 2022. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).Seeking Alpha • Feb 23United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield NowSpecial Dividend plus regular dividend hike both announced; 6th dividend increase in past 12 months, 4.4% full-year 2022 yield now. 19% EPS growth reported in 2021, two years of strong results despite Covid. Strong 39-year dividend track record, 6 Special Dividends in past 6 years. Maintain a $21 target, so the total return of around 25%. Deep Value at 10.1x P/E on 2023 estimates; capital ratios and ROE continue to surge.분석 기사 • Feb 22United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 18th of...공시 • Feb 18+ 1 more updateUnited Bancorp, Inc. Approves One-Time Special Dividend, Payable on March 18, 2022The Board of Directors of United Bancorp, Inc. approved one-time, special dividend of $0.15 per common share, which is payable on March 18, 2022 to shareholders of record on March 10, 2022.Seeking Alpha • Feb 16United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% UpsideStellar 19%-plus full-year 2021 EPS, Q4 above consensus estimates. Attractive 4.1% trailing total dividend yield (3.6% regular run-rate yield). Four dividend hikes in 2021, five special dividends in the last five years. Raising our target to $21, suggesting 30% total return potential. Deep value at 10.5x P/E on 2023 estimates, capital ratios and ROE continue to surge.Upcoming Dividend • Dec 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 20 December 2021. Trailing yield: 3.9%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).분석 기사 • Nov 23United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 20th of...Seeking Alpha • Nov 22United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPSDividend increased 4th time in 2021, now 4.5% full-year yield, including February Special Dividend. +41% strong Q3 EPS growth leads to record FY2021; +18% EPS 5-year CAGR. Strong 39-year dividend track record, 5 Special Dividends in last 5 years. Maintain $20 target, so total return of around 35%. Deep Value at 9.4x P/E on 2021 estimates; capital ratios and ROE continue to surge.Reported Earnings • Nov 17Third quarter 2021 earnings released: EPS US$0.50 (vs US$0.36 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$8.29m (up 23% from 3Q 2020). Net income: US$2.90m (up 47% from 3Q 2020). Profit margin: 35% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.매출 및 비용 세부 내역United Bancorp가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqCM:UBCP 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비31 Mar 2632719031 Dec 2532719030 Sep 2531719030 Jun 2530718031 Mar 2529718031 Dec 2429717030 Sep 2429818030 Jun 2430817031 Mar 2430916031 Dec 2330916030 Sep 2330815030 Jun 2330815031 Mar 2330815031 Dec 2229815030 Sep 2229815030 Jun 2230915031 Mar 2230915031 Dec 2129914030 Sep 2129914030 Jun 2127814031 Mar 2127814031 Dec 2026814030 Sep 2025714030 Jun 2024714031 Mar 2024713031 Dec 1924713030 Sep 1924513030 Jun 1923513031 Mar 1922513031 Dec 1821412030 Sep 1821412030 Jun 1820411031 Mar 1820411031 Dec 1719311030 Sep 1719411030 Jun 1719411031 Mar 1718411031 Dec 1618410030 Sep 1618310030 Jun 1618310031 Mar 1617310031 Dec 1517310030 Sep 1517310030 Jun 15173100양질의 수익: UBCP는 고품질 수익을 보유하고 있습니다.이익 마진 증가: UBCP의 현재 순 이익률 (23%)은 지난해 (23.6%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: UBCP의 수익은 지난 5년 동안 연평균 4% 감소했습니다.성장 가속화: 지난 1년간 UBCP 의 수익 증가율(7.2%)은 연간 평균(-4%)을 초과합니다.수익 대 산업: UBCP의 지난 1년 수익 증가율(7.2%)은 Banks 업계 평균(22.8%)을 능가하지 못했습니다.자기자본이익률높은 ROE: UBCP의 자본 수익률(11.5%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/26 10:40종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스United Bancorp, Inc.는 1명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Sandy MehtaEvaluate Research Limited
Reported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.33 (vs US$0.32 in 1Q 2025)First quarter 2026 results: EPS: US$0.33 (up from US$0.32 in 1Q 2025). Revenue: US$7.91m (up 6.4% from 1Q 2025). Net income: US$1.91m (up 8.0% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
Reported Earnings • Feb 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$1.41 (up from US$1.28 in FY 2024). Revenue: US$31.9m (up 10.0% from FY 2024). Net income: US$7.75m (up 9.8% from FY 2024). Profit margin: 24% (in line with FY 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is expected to decline by 4.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 8.9%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Reported Earnings • Nov 09Third quarter 2025 earnings released: EPS: US$0.35 (vs US$0.31 in 3Q 2024)Third quarter 2025 results: EPS: US$0.35 (up from US$0.31 in 3Q 2024). Revenue: US$7.89m (up 8.3% from 3Q 2024). Net income: US$1.93m (up 11% from 3Q 2024). Profit margin: 25% (in line with 3Q 2024). Revenue is forecast to stay flat during the next 3 years compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 6% per year.
Reported Earnings • Aug 03Second quarter 2025 earnings released: EPS: US$0.35 (vs US$0.29 in 2Q 2024)Second quarter 2025 results: EPS: US$0.35 (up from US$0.29 in 2Q 2024). Revenue: US$7.78m (up 8.8% from 2Q 2024). Net income: US$1.91m (up 15% from 2Q 2024). Profit margin: 25% (up from 23% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.34 (vs US$0.35 in 1Q 2024)First quarter 2025 results: EPS: US$0.34 (down from US$0.35 in 1Q 2024). Revenue: US$7.43m (up 6.5% from 1Q 2024). Net income: US$1.87m (down 1.6% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 9% per year.
Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$1.28 (down from US$1.57 in FY 2023). Revenue: US$29.0m (down 4.6% from FY 2023). Net income: US$7.06m (down 18% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 3.51% (down from 3.65% in FY 2023). Non-performing loans: 0.16% (up from 0.13% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 10% per year.
Reported Earnings • May 11First quarter 2026 earnings released: EPS: US$0.33 (vs US$0.32 in 1Q 2025)First quarter 2026 results: EPS: US$0.33 (up from US$0.32 in 1Q 2025). Revenue: US$7.91m (up 6.4% from 1Q 2025). Net income: US$1.91m (up 8.0% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Revenue is forecast to grow 1.8% p.a. on average during the next 3 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
Board Change • Apr 27High number of new directorsIndependent Director Jon Clark was the last director to join the board, commencing their role in 2026.
공시 • Mar 19United Bancorp, Inc., Annual General Meeting, Apr 22, 2026United Bancorp, Inc., Annual General Meeting, Apr 22, 2026. Location: 201 south fourth street, martins ferry, ohio, United States
Declared Dividend • Feb 24Fourth quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 10th March 2026 Payment date: 20th March 2026 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 31% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Feb 21+ 1 more updateUnited Bancorp, Inc. Approves a One-Time, Special Dividend, Payable on March 20, 2026The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2026 to shareholders of record on March 10, 2026.
Reported Earnings • Feb 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$1.41 (up from US$1.28 in FY 2024). Revenue: US$31.9m (up 10.0% from FY 2024). Net income: US$7.75m (up 9.8% from FY 2024). Profit margin: 24% (in line with FY 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 1.5%. Revenue is expected to decline by 4.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 8.9%. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Declared Dividend • Nov 24Third quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th December 2025 Payment date: 19th December 2025 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 32% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Nov 22United Bancorp, Inc. Declares Fourth Quarter Dividend, Payable on December 19, 2025On November 19, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.19 per share for shareholders of record on December 10, 2025 with a payment date of December 19, 2025. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1825, $0.1850 and $0.1875 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.92 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0650, or 7.6%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP’s market value of $13.98 at the most recent quarter-end.
Reported Earnings • Nov 09Third quarter 2025 earnings released: EPS: US$0.35 (vs US$0.31 in 3Q 2024)Third quarter 2025 results: EPS: US$0.35 (up from US$0.31 in 3Q 2024). Revenue: US$7.89m (up 8.3% from 3Q 2024). Net income: US$1.93m (up 11% from 3Q 2024). Profit margin: 25% (in line with 3Q 2024). Revenue is forecast to stay flat during the next 3 years compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 6% per year.
Declared Dividend • Aug 25Second quarter dividend of US$0.19 announcedShareholders will receive a dividend of US$0.19. Ex-date: 10th September 2025 Payment date: 19th September 2025 Dividend yield will be 6.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (56% payout ratio) and is expected to be covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 9.8% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 49% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Aug 22United Bancorp, Inc. Announces Increase in Cash Dividend for Third Quarter of 2025, Payable on September 19, 2025On August 20, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1875 per share for shareholders of record on September 10, 2025 with a payment date of September 19, 2025. This is an increase of $0.01, or 5.6%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1825 and $0.1850 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.73 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase of $0.0550, or 8.2%, over the amount paid during the same period last year. At the third quarter payment level, the regular cash dividend produces a forward yield of 5.2% based on UBCP’s market value of $14.50 at the most recent quarter-end.
Reported Earnings • Aug 03Second quarter 2025 earnings released: EPS: US$0.35 (vs US$0.29 in 2Q 2024)Second quarter 2025 results: EPS: US$0.35 (up from US$0.29 in 2Q 2024). Revenue: US$7.78m (up 8.8% from 2Q 2024). Net income: US$1.91m (up 15% from 2Q 2024). Profit margin: 25% (up from 23% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
Upcoming Dividend • Jun 03Upcoming dividend of US$0.18 per shareEligible shareholders must have bought the stock before 10 June 2025. Payment date: 20 June 2025. Payout ratio is a comfortable 57% but the company is not cash flow positive. Trailing yield: 6.7%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (2.7%).
Reported Earnings • May 12First quarter 2025 earnings released: EPS: US$0.34 (vs US$0.35 in 1Q 2024)First quarter 2025 results: EPS: US$0.34 (down from US$0.35 in 1Q 2024). Revenue: US$7.43m (up 6.5% from 1Q 2024). Net income: US$1.87m (down 1.6% from 1Q 2024). Profit margin: 25% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 9% per year.
Declared Dividend • Apr 20Fourth quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th June 2025 Payment date: 20th June 2025 Dividend yield will be 6.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (55% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 40% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Apr 18United Bancorp, Inc. Declares Dividend for the Second Quarter of 2025, Payable on June 20, 2025On April 16, 2025, the Board of Directors of United Bancorp, Inc. (UBCP) declared a second quarter dividend payment of $0.1850 per share for shareholders of record on June 10, 2025 with a payment date of June 20, 2025. This is an increase of $0.01, or 5.7%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.5425 (inclusive of a special cash dividend of $0.1750 paid in the first quarter), which is an increase over the previous year of $0.0450 or 9.0%. At the second quarter payment level, the regular cash dividend produces a forward yield of 5.51% based on UBCP’s market value of $13.42 at the most recent quarter-end.
Reported Earnings • Mar 18Full year 2024 earnings: EPS and revenues exceed analyst expectationsFull year 2024 results: EPS: US$1.28 (down from US$1.57 in FY 2023). Revenue: US$29.0m (down 4.6% from FY 2023). Net income: US$7.06m (down 18% from FY 2023). Profit margin: 24% (down from 28% in FY 2023). Net interest margin (NIM): 3.51% (down from 3.65% in FY 2023). Non-performing loans: 0.16% (up from 0.13% in FY 2023). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 1.6%. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 10% per year.
공시 • Mar 17United Bancorp, Inc., Annual General Meeting, Apr 16, 2025United Bancorp, Inc., Annual General Meeting, Apr 16, 2025. Location: 201 south fourth street, martins ferry, ohio United States
분석 기사 • Feb 25United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearThe board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3575 on the...
Declared Dividend • Feb 24Fourth quarter dividend of US$0.36 announcedShareholders will receive a dividend of US$0.36. Ex-date: 10th March 2025 Payment date: 20th March 2025 Dividend yield will be 6.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (53% payout ratio) and is expected to be covered in 3 years' time (43% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 35% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Feb 22+ 1 more updateUnited Bancorp, Inc. Approves A One-Time, Special Dividend, Payable on March 20, 2025United Bancorp, Inc. approved a one-time, special dividend of $0.1750 per common share, which is payable on March 20, 2025 to shareholders of record on March 10, 2025. This is an increase of $0.025, or 16.7%, over the special dividend payment amount paid the previous year.
Reported Earnings • Feb 09Full year 2024 earnings released: EPS: US$1.27 (vs US$1.57 in FY 2023)Full year 2024 results: EPS: US$1.27 (down from US$1.57 in FY 2023). Revenue: US$28.8m (down 5.0% from FY 2023). Net income: US$7.40m (down 14% from FY 2023). Profit margin: 26% (down from 28% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 5% per year whereas the company’s share price has fallen by 8% per year.
분석 기사 • Dec 02United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to $0.18...
Declared Dividend • Nov 25Third quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th December 2024 Payment date: 20th December 2024 Dividend yield will be 6.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 43% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Nov 22United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2024United Bancorp, Inc. announced that on November 20, 2024, the Board of Directors of the company declared a fourth quarter dividend payment of $0.18 per share for shareholders of record on December 10, 2024 with a payment date of December 20, 2024. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1725, $0.1750 and $0.1775 respectively. With this fourth quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.8550 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.04, or 4.9%, over the amount paid during the same period the previous year. At the fourth quarter payment level, the regular cash dividend produces a forward yield of 5.4% based on UBCP's market value of $13.13 at the most recent quarter-end.
Reported Earnings • Nov 08Third quarter 2024 earnings released: EPS: US$0.32 (vs US$0.42 in 3Q 2023)Third quarter 2024 results: EPS: US$0.32 (down from US$0.42 in 3Q 2023). Revenue: US$7.28m (down 5.2% from 3Q 2023). Net income: US$1.82m (down 21% from 3Q 2023). Profit margin: 25% (down from 30% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.6% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 7% per year.
Valuation Update With 7 Day Price Move • Sep 25Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$13.78, the stock trades at a trailing P/E ratio of 10x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 11% over the past three years.
분석 기사 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1775The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.1775 on the...
Declared Dividend • Aug 25Second quarter dividend of US$0.18 announcedShareholders will receive a dividend of US$0.18. Ex-date: 10th September 2024 Payment date: 20th September 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 7.7% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
공시 • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2024On August 21, 2024, the Board of Directors of United Bancorp, Inc. declared a third quarter dividend payment of $0.1775 per share for shareholders of record on September 10, 2024 with a payment date of September 20, 2024. This is an increase of $0.01, or 6.0%, over the regular cash dividend paid in the third quarter of the previous year. In addition, this payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1725 and $0.1750 respectively.
Reported Earnings • Aug 11Second quarter 2024 earnings released: EPS: US$0.31 (vs US$0.41 in 2Q 2023)Second quarter 2024 results: EPS: US$0.31 (down from US$0.41 in 2Q 2023). Revenue: US$7.15m (down 5.1% from 2Q 2023). Net income: US$1.74m (down 22% from 2Q 2023). Profit margin: 24% (down from 30% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 2.0% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 7% per year.
New Risk • Jun 05New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 4.6% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (4.6% increase in shares outstanding). Market cap is less than US$100m (US$72.3m market cap).
Upcoming Dividend • Jun 03Upcoming dividend of US$0.17 per shareEligible shareholders must have bought the stock before 10 June 2024. Payment date: 20 June 2024. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.0%).
Major Estimate Revision • May 17Consensus EPS estimates fall by 14%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$27.1m to US$25.2m. EPS estimate also fell from US$1.59 per share to US$1.37 per share. Net income forecast to shrink 7.9% next year vs 2.0% growth forecast for Banks industry in the US . Consensus price target of US$20.00 unchanged from last update. Share price was steady at US$12.39 over the past week.
Reported Earnings • May 12First quarter 2024 earnings released: EPS: US$0.36 (vs US$0.33 in 1Q 2023)First quarter 2024 results: EPS: US$0.36 (up from US$0.33 in 1Q 2023). Revenue: US$6.98m (down 6.2% from 1Q 2023). Net income: US$1.99m (up 10% from 1Q 2023). Profit margin: 28% (up from 24% in 1Q 2023). The increase in margin was driven by lower expenses. Revenue is expected to decline by 2.5% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.0%. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
공시 • May 10United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2024United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2024. For the quarter, the company had net loans charged off of $28,000.
분석 기사 • Apr 25United Bancorp (NASDAQ:UBCP) Is Due To Pay A Dividend Of $0.175United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will pay a dividend of $0.175 per share on the 20th of June...
Declared Dividend • Apr 24Fourth quarter dividend increased to US$0.17Dividend of US$0.17 is 6.1% higher than last year. Ex-date: 10th June 2024 Payment date: 20th June 2024 Dividend yield will be 6.4%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (42% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 13% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Apr 19United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 20, 2024On April 17, 2024, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1750 per share for shareholders of record on June 10, 2024 with a payment date of June 20, 2024. This is an increase of $0.01, or 6.1%, over the regular cash dividend paid in the second quarter of last year. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4975 (inclusive of a special cash dividend of $0.15 paid in the first quarter). At the second quarter payment level, the regular cash dividend produces a forward yield of 4.84% based on UBCP's market value of $14.47 at the most recent quarter-end.
Valuation Update With 7 Day Price Move • Mar 21Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$13.53, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 12% over the past three years.
공시 • Mar 21United Bancorp, Inc., Annual General Meeting, Apr 17, 2024United Bancorp, Inc., Annual General Meeting, Apr 17, 2024, at 14:00 Eastern Daylight. Location: 201 South Fourth Street, Martins Ferry, Ohio United States Agenda: To consider the Election of Directors; to consider the Advisory vote on the Appointment of the Independent Registered Public Accounting Firm; and to consider other matters.
Upcoming Dividend • Feb 29Upcoming dividend of US$0.32 per shareEligible shareholders must have bought the stock before 07 March 2024. Payment date: 20 March 2024. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.8%). Higher than average of industry peers (3.1%).
Declared Dividend • Feb 25Fourth quarter dividend of US$0.32 announcedShareholders will receive a dividend of US$0.32. Ex-date: 7th March 2024 Payment date: 20th March 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (41% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 8.6% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Feb 21+ 1 more updateUnited Bancorp, Inc. Announces Special Dividend, Payable on March 20, 2024The Board of Directors of United Bancorp, Inc. also approved a one-time, special dividend of $0.15 per common share, which is payable on March 20, 2024 to shareholders of record on March 8, 2024. The Board of Directors approved this special cash dividend based on the Company's continued solid earnings, ample liquidity and strong capital position. On a forward basis and inclusive of this special dividend payment, United Bancorp, Inc. is projected to pay cash dividends of $0.84 in the current year.
Reported Earnings • Feb 07Full year 2023 earnings released: EPS: US$1.63 (vs US$1.51 in FY 2022)Full year 2023 results: EPS: US$1.63 (up from US$1.51 in FY 2022). Revenue: US$30.3m (up 3.1% from FY 2022). Net income: US$8.95m (up 8.2% from FY 2022). Profit margin: 30% (up from 28% in FY 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 5.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.7%. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has fallen by 3% per year.
Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$13.45, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.
Upcoming Dividend • Nov 30Upcoming dividend of US$0.17 per share at 7.5% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 20 December 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.5%. Within top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
공시 • Nov 29United Bancorp, Inc. Announces Board ChangesUnited Bancorp, Inc. announced that Effective November 22, 2023, the Board of Directors of United Bancorp, Inc. (the “Company”) appointed Bethany E. Schunn and Brian M. Hendershot to fill two vacancies created on August 16, 2023, at the recommendation of the Board’s Nominating and Governance Committee that increased the size of the Company’s Board of Directors from four members to six. The increase in Board size was affected primarily to enhance the overall depth and strength of the Board and is also expected to facilitate more seamless committee transitions in the event of Board turnover related to normal retirements. During the intervening period, the Board and Committee have been involved in the process of evaluating potential candidates to fill the newly created vacancies. In addition, the Board also approved the appointment of Scott A. Everson, the Company’s President, and CEO, to the position of Chairman of the Board of Directors to effect immediately upon the retirement of Richard L. Riesbeck on October 20, 2024. Mr. Riesbeck, who has served as Chairman of the Company’s Board of Directors since 2014, will retire from the Board pursuant to service limit requirements contained in the Company’s Corporate Governance Guidelines. Ms. Schunn, Plant Manager for the Cardinal Operating Company in Brilliant, Ohio has served on the Bank’s Board of Directors since 2021. Mr. Hendershot, President of Ohio-West Virginia Excavating in Shadyside, Ohio, has been a member of the Bank’s Board since 2020.
분석 기사 • Nov 28United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.17United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...
공시 • Nov 23United Bancorp, Inc. Increases Cash Dividend for the Fourth Quarter, Payable on December 20, 2023The Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.17 per share for shareholders of record on December 8, 2023 with a payment date of December 20, 2023. This payment is greater than the regular cash dividends paid in the first three quarters of the current year, which were $0.1625, $0.1650 and $0.1675 respectively.
Reported Earnings • Nov 07Third quarter 2023 earnings released: EPS: US$0.44 (vs US$0.40 in 3Q 2022)Third quarter 2023 results: EPS: US$0.44 (up from US$0.40 in 3Q 2022). Revenue: US$7.68m (up 3.9% from 3Q 2022). Net income: US$2.39m (up 8.6% from 3Q 2022). Profit margin: 31% (up from 30% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 1.3% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Price Target Changed • Nov 05Price target decreased by 9.1% to US$20.00Down from US$22.00, the current price target is provided by 1 analyst. New target price is 85% above last closing price of US$10.80. Stock is down 28% over the past year. The company is forecast to post earnings per share of US$1.50 for next year compared to US$1.51 last year.
Upcoming Dividend • Aug 31Upcoming dividend of US$0.17 per share at 7.0% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 20 September 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.0%. Within top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.6%).
분석 기사 • Aug 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.1675United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...
공시 • Aug 22United Bancorp, Inc. Declares Third Quarter Dividend, Payable on September 20, 2023United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1675 per share for shareholders of record on September 8, 2023 with a payment date of September 20, 2023. This is an increase of $0.01, or 6.3%, over the regular cash dividend paid in the third quarter of the previous year.
Reported Earnings • Aug 01Second quarter 2023 earnings released: EPS: US$0.41 (vs US$0.41 in 2Q 2022)Second quarter 2023 results: EPS: US$0.41 (up from US$0.41 in 2Q 2022). Revenue: US$7.54m (up 1.3% from 2Q 2022). Net income: US$2.28m (up 2.1% from 2Q 2022). Profit margin: 30% (in line with 2Q 2022). Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 3% per year.
Upcoming Dividend • Jun 01Upcoming dividend of US$0.17 per share at 7.1% yieldEligible shareholders must have bought the stock before 08 June 2023. Payment date: 20 June 2023. Payout ratio is a comfortable 41% but the company is paying out more than the cash it is generating. Trailing yield: 7.1%. Within top quartile of American dividend payers (5.2%). Higher than average of industry peers (3.8%).
분석 기사 • May 09United Bancorp's (NASDAQ:UBCP) Upcoming Dividend Will Be Larger Than Last Year'sUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...
Reported Earnings • May 07First quarter 2023 earnings released: EPS: US$0.33 (vs US$0.31 in 1Q 2022)First quarter 2023 results: EPS: US$0.33 (up from US$0.31 in 1Q 2022). Revenue: US$7.44m (up 6.3% from 1Q 2022). Net income: US$1.89m (up 13% from 1Q 2022). Profit margin: 25% (up from 24% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.2% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 3.1%. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 5% per year.
공시 • May 05United Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2023United Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2023. For the quarter, the company reported total net charge-offs of $19,033 compared to $1,765 a year ago.
분석 기사 • Apr 25United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.165United Bancorp, Inc. ( NASDAQ:UBCP ) will increase its dividend from last year's comparable payment on the 20th of June...
Reported Earnings • Mar 21Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2022 results: EPS: US$1.51 (down from US$1.62 in FY 2021). Revenue: US$29.4m (up 1.2% from FY 2021). Net income: US$8.27m (down 6.9% from FY 2021). Profit margin: 28% (down from 31% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.73% (up from 3.48% in FY 2021). Non-performing loans: 0.04% (down from 0.93% in FY 2021). Revenue exceeded analyst estimates by 7.9%. Earnings per share (EPS) missed analyst estimates by 1.3%. Revenue is expected to decline by 2.0% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$12.71, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 9x in the Banks industry in the US. Total returns to shareholders of 46% over the past three years.
Upcoming Dividend • Mar 02Upcoming dividend of US$0.31 per share at 5.3% yieldEligible shareholders must have bought the stock before 09 March 2023. Payment date: 20 March 2023. Trailing yield: 5.3%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (3.0%).
분석 기사 • Feb 26United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To $0.3125The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be paying its dividend of $0.3125 on the...
Upcoming Dividend • Dec 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 December 2022. Payment date: 20 December 2022. Payout ratio is a comfortable 40% and this is well supported by cash flows. Trailing yield: 5.2%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.0%).
분석 기사 • Nov 22United Bancorp (NASDAQ:UBCP) Is Paying Out A Larger Dividend Than Last YearUnited Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend from last year's comparable...
Reported Earnings • Nov 20Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
공시 • Nov 18United Bancorp, Inc. Increases Its Fourth Quarter Cash Dividend Payment, Payable on December 20, 2022On November 16, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a fourth quarter dividend payment of $0.16 per share for shareholders of record on December 9, 2022 with a payment date of December 20, 2022.
Price Target Changed • Nov 17Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 53% above last closing price of US$14.40. Stock is down 4.4% over the past year. The company is forecast to post earnings per share of US$1.52 for next year compared to US$1.62 last year.
Board Change • Nov 17Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.50 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.50 in 3Q 2021). Revenue: US$7.40m (down 11% from 3Q 2021). Net income: US$2.30m (down 16% from 3Q 2021). Profit margin: 31% (down from 33% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 6.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Sep 01Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 08 September 2022. Payment date: 20 September 2022. Payout ratio is a comfortable 38% and this is well supported by cash flows. Trailing yield: 5.1%. Within top quartile of American dividend payers (4.3%). Higher than average of industry peers (3.2%).
공시 • Aug 23United Bancorp, Inc. Declares Dividend for the Third Quarter of 2022, Payable on September 20, 2022On August 17, 2022, the Board of Directors of United Bancorp, Inc. (UBCP) declared a third quarter dividend payment of $0.1575 per share for shareholders of record on September 9, 2022 with a payment date of September 20, 2022. This payment is greater than the regular cash dividends paid in the first and second quarters of the current year, which were $0.1525 and $0.1550 respectively. With this third quarter dividend payment and year-to-date, UBCP has paid total cash dividends of $0.6150 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.08, or 15.0%, over the amount paid during the same period the previous year. At the third quarter payment level, the regular cash dividend produces a forward yield of 3.84% based on UBCP’s market value of $16.39 at the most recent quarter-end.
분석 기사 • Aug 21United Bancorp (NASDAQ:UBCP) Will Pay A Larger Dividend Than Last Year At $0.1575United Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing from last year's payment of the same period to...
Seeking Alpha • Aug 18United Bancorp declares $0.1575 dividendUnited Bancorp (NASDAQ:UBCP) declares $0.1575/share quarterly dividend, 1.6% increase from prior dividend of $0.1550. Forward yield 4.2% Payable Sept. 20; for shareholders of record Sept. 9; ex-div Sept. 8. See UBCP Dividend Scorecard, Yield Chart, & Dividend Growth.
Reported Earnings • Aug 04Second quarter 2022 earnings released: EPS: US$0.42 (vs US$0.38 in 2Q 2021)Second quarter 2022 results: EPS: US$0.42 (up from US$0.38 in 2Q 2021). Revenue: US$7.44m (up 7.1% from 2Q 2021). Net income: US$2.30m (up 11% from 2Q 2021). Profit margin: 31% (up from 30% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 20% compared to a 16% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Aug 03United Bancorp GAAP EPS of $0.40, revenue of $6.96MUnited Bancorp press release (NASDAQ:UBCP): Q2 GAAP EPS of $0.40. Revenue of $6.96M (+3.9% Y/Y).
Upcoming Dividend • Jun 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 June 2022. Payment date: 17 June 2022. Payout ratio is a comfortable 37% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of American dividend payers (3.9%). Higher than average of industry peers (2.9%).
Recent Insider Transactions • May 14Independent Chairman of the Board recently sold US$51k worth of stockOn the 12th of May, Richard Riesbeck sold around 3k shares on-market at roughly US$16.88 per share. This was the largest sale by an insider in the last 3 months. Richard has been a seller over the last 12 months, reducing personal holdings by US$80k.
분석 기사 • May 12United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 17th of...
Price Target Changed • Apr 27Price target increased to US$22.00Up from US$20.00, the current price target is provided by 1 analyst. New target price is 26% above last closing price of US$17.50. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$1.57 for next year compared to US$1.62 last year.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. No experienced directors. 4 highly experienced directors. Independent Director Gary Glessner was the last director to join the board, commencing their role in 2013. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
분석 기사 • Apr 25United Bancorp's (NASDAQ:UBCP) Shareholders Will Receive A Bigger Dividend Than Last YearUnited Bancorp, Inc.'s ( NASDAQ:UBCP ) dividend will be increasing to US$0.15 on 17th of June. This takes the dividend...
공시 • Apr 22United Bancorp, Inc. Declares Second Quarter Dividend, Payable on June 17, 2022On April 20, 2022, the Board of Directors of United Bancorp, Inc. declared a second quarter dividend payment of $0.1550 per share for shareholders of record on June 10, 2022 with a payment date of June 17, 2022. This payment is greater than the regular cash dividend paid in the first quarter, which was $0.1525. In the first two quarters of the current year, UBCP has paid total cash dividends of $0.4575 (inclusive of a special cash dividend of $0.15 paid in the first quarter), which is an increase of $0.07, or 18.1%, over the amount paid during the same period the previous year. At the second quarter payment level, the regular cash dividend produces a forward yield of 3.47% based on UBCP's market value of $17.89 at the most recent quarter-end.
Upcoming Dividend • Mar 02Upcoming dividend of US$0.30 per shareEligible shareholders must have bought the stock before 09 March 2022. Payment date: 18 March 2022. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 3.5%. Lower than top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.4%).
Seeking Alpha • Feb 23United Bancorp: Special Dividend, Sixth Dividend Hike In Past 12 Months, 4.4% Yield NowSpecial Dividend plus regular dividend hike both announced; 6th dividend increase in past 12 months, 4.4% full-year 2022 yield now. 19% EPS growth reported in 2021, two years of strong results despite Covid. Strong 39-year dividend track record, 6 Special Dividends in past 6 years. Maintain a $21 target, so the total return of around 25%. Deep Value at 10.1x P/E on 2023 estimates; capital ratios and ROE continue to surge.
분석 기사 • Feb 22United Bancorp (NASDAQ:UBCP) Has Announced That It Will Be Increasing Its Dividend To US$0.30The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 18th of...
공시 • Feb 18+ 1 more updateUnited Bancorp, Inc. Approves One-Time Special Dividend, Payable on March 18, 2022The Board of Directors of United Bancorp, Inc. approved one-time, special dividend of $0.15 per common share, which is payable on March 18, 2022 to shareholders of record on March 10, 2022.
Seeking Alpha • Feb 16United Bancorp: 19%-Plus EPS Above Consensus, 4.1% Dividend Yield, 30% UpsideStellar 19%-plus full-year 2021 EPS, Q4 above consensus estimates. Attractive 4.1% trailing total dividend yield (3.6% regular run-rate yield). Four dividend hikes in 2021, five special dividends in the last five years. Raising our target to $21, suggesting 30% total return potential. Deep value at 10.5x P/E on 2023 estimates, capital ratios and ROE continue to surge.
Upcoming Dividend • Dec 02Upcoming dividend of US$0.15 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 20 December 2021. Trailing yield: 3.9%. Within top quartile of American dividend payers (3.6%). Higher than average of industry peers (2.3%).
분석 기사 • Nov 23United Bancorp (NASDAQ:UBCP) Is Increasing Its Dividend To US$0.15The board of United Bancorp, Inc. ( NASDAQ:UBCP ) has announced that it will be increasing its dividend on the 20th of...
Seeking Alpha • Nov 22United Bancorp: Fourth Dividend Hike YTD, 4.5% Div Yield, +41% Q3 EPSDividend increased 4th time in 2021, now 4.5% full-year yield, including February Special Dividend. +41% strong Q3 EPS growth leads to record FY2021; +18% EPS 5-year CAGR. Strong 39-year dividend track record, 5 Special Dividends in last 5 years. Maintain $20 target, so total return of around 35%. Deep Value at 9.4x P/E on 2021 estimates; capital ratios and ROE continue to surge.
Reported Earnings • Nov 17Third quarter 2021 earnings released: EPS US$0.50 (vs US$0.36 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$8.29m (up 23% from 3Q 2020). Net income: US$2.90m (up 47% from 3Q 2020). Profit margin: 35% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.