Timberland Bancorp, Inc.

NasdaqGM:TSBK 주식 리포트

시가총액: US$360.9m

Timberland Bancorp 대차대조표 건전성

재무 건전성 기준 점검 6/6

Timberland Bancorp 의 총 자산은 $2.1B 이고 총 자본금은 $273.2M 입니다. 총 예금은 $1.8B 이고, 총 대출금은 $1.5B 입니다. 3.8% 의 순이자 마진을 얻습니다. 현재 총 대출의 0.5% 에 달하는 불량 대출에 대한 충분한 여유가 있습니다. 현금 및 단기투자는 $254.0M 입니다.

핵심 정보

7.5x

자산/자본 비율

3.8%

순이자마진

총예금

US$1.76b

대출/예금 비율

적정

부실 대출

0.5%

대손충당금

충분

유동비율

낮음

현금 및 현금성 자산

US$254.05m

최근 재무 건전성 업데이트

업데이트 없음

Recent updates

Seeking Alpha Apr 29

Timberland Bancorp: Low Loan Loss Provisions Boost Earnings

Summary Timberland Bancorp has doubled its share price in five years, driven by robust financial results and exceptionally low loan loss provisions. TSBK’s net interest income rose over 10% year-over-year, with bottom line net profit up 20% to $1.04 per share in the December quarter. The loan book remains high quality, with less than 0.1% of commercial real estate loans past due and strong collateral backing residential mortgages. I see TSBK as undervalued at a 10x earnings multiple and am comfortable paying a 25–30% premium to tangible book value. Read the full article on Seeking Alpha
분석 기사 Jan 30

Timberland Bancorp's (NASDAQ:TSBK) Dividend Will Be Increased To $0.29

Timberland Bancorp, Inc. ( NASDAQ:TSBK ) will increase its dividend from last year's comparable payment on the 27th of...
분석 기사 Nov 03

Timberland Bancorp (NASDAQ:TSBK) Is Increasing Its Dividend To $0.28

The board of Timberland Bancorp, Inc. ( NASDAQ:TSBK ) has announced that it will be paying its dividend of $0.28 on the...
Seeking Alpha Jan 31

Timberland Bancorp: Trading At TBV Makes The Stock A Buy

Summary Timberland Bancorp's Q1 results show strong financial performance with increased net interest income and limited loan loss provisions, leading to a higher EPS of $0.86. The bank's balance sheet improved with a higher equity ratio, and a significant portion of its loan book consists of stable mortgage loans. Timberland's robust balance sheet, cash-rich position, and attractive valuation at book value and a 9x earnings multiple make it a compelling investment. I maintain a small long position in Timberland Bancorp and anticipate a dividend hike soon, reflecting confidence in its continued strong performance. Read the full article on Seeking Alpha
분석 기사 Jan 31

Timberland Bancorp's (NASDAQ:TSBK) Dividend Will Be $0.25

Timberland Bancorp, Inc. ( NASDAQ:TSBK ) will pay a dividend of $0.25 on the 28th of February. Based on this payment...
Seeking Alpha Oct 03

Timberland Bancorp: The Current Pullback Makes The Stock Attractive

Summary Timberland Bancorp, Inc. remains undervalued, trading at around 10 times earnings with a robust net interest income and low loan loss provisions. The bank's liquid balance sheet and conservative loan portfolio, with minimal past due loans, reinforce its financial stability. Share buybacks and a low dividend payout ratio enhance per-share performance, despite a slight negative impact on book value. With a tangible book value likely reaching $30 by next year, Timberland Bancorp continues to be an attractive investment. Read the full article on Seeking Alpha
분석 기사 Jul 27

Timberland Bancorp's (NASDAQ:TSBK) Dividend Will Be $0.24

The board of Timberland Bancorp, Inc. ( NASDAQ:TSBK ) has announced that it will pay a dividend of $0.24 per share on...
Seeking Alpha May 12

Timberland Bancorp Is Now Available At A Discount To Its Tangible Book Value

Summary Timberland Bancorp's loan book remains robust despite the negative impact of interest rate evolution within the financial markets. The bank reported an increase in interest income, but a decrease in total net interest income compared to the previous quarter. Timberland Bancorp has a strong balance sheet and a low amount of loans past due, making it an attractive investment opportunity. Read the full article on Seeking Alpha
Seeking Alpha Feb 04

Timberland Bancorp: Attractive At 1x TBV Thanks To Strong Loan Book

Summary Timberland Bancorp reported a Q1 2024 increase in interest and dividend income, but a decrease in net interest income. The bank reduced its loan loss provision and recorded a net profit of $6.3M. The bank's non-performing asset ratio increased, but its allowance for credit losses remains high. Read the full article on Seeking Alpha
분석 기사 Apr 29

Timberland Bancorp's (NASDAQ:TSBK) Upcoming Dividend Will Be Larger Than Last Year's

Timberland Bancorp, Inc. ( NASDAQ:TSBK ) will increase its dividend from last year's comparable payment on the 26th of...
분석 기사 Feb 03

Timberland Bancorp (NASDAQ:TSBK) Is Increasing Its Dividend To $0.23

Timberland Bancorp, Inc. ( NASDAQ:TSBK ) will increase its dividend from last year's comparable payment on the 24th of...
Seeking Alpha Aug 10

Timberland Bancorp goes ex-dividend tomorrow

Timberland Bancorp (NASDAQ:TSBK) had declared $0.22/share quarterly dividend, in line with previous. Payable Aug. 26; for shareholders of record Aug. 12; ex-div Aug. 11. See TSBK Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha Jul 27

Timberland Bancorp GAAP EPS of $0.69, revenue of $17.08M

Timberland Bancorp press release (NASDAQ:TSBK): Q3 GAAP EPS of $0.69. Revenue of $17.08M (-2.0% Y/Y).
Seeking Alpha May 11

Timberland Bancorp: A 100 Bp Interest Rate Increase Will Boost The EPS By 20%

Timberland Bancorp is active in Washington State, running a very conservative balance sheet with almost no loan write-offs. The balance sheet is exceptionally liquid with almost 40% of the balance sheet invested in cash and investment securities. I'm charmed by the strong balance sheet, the 10x earnings multiple and the premium of less than 10% to the tangible book value. For every 100bp in interest increases, TSBK will see its EPS increase by $0.50 per year.
Seeking Alpha Feb 09

Timberland: Track Record Of Capital Management

Strong credit quality and robust core deposit franchise. Double of size during the past five years with excess capital. The management team is a good steward to shareholder’s capital.
분석 기사 Jan 19

We Think The Compensation For Timberland Bancorp, Inc.'s (NASDAQ:TSBK) CEO Looks About Right

Under the guidance of CEO Mike Sand, Timberland Bancorp, Inc. ( NASDAQ:TSBK ) has performed reasonably well recently...
Seeking Alpha Dec 09

Timberland Bancorp: Trading At Just 8X Earnings And A Small Premium To TBV

Timberland Bancorp continues to fly under the radar as the bank once again reports stellar financial results. The bank is now trading at just 8X earnings and 1.2X TBV, while the TBV increases by almost 10% per year. The combination of those elements and the low payout ratio to cover the 3% dividend makes TSBK very appealing at the current levels.
분석 기사 Nov 04

Timberland Bancorp (NASDAQ:TSBK) Is Due To Pay A Dividend Of US$0.21

The board of Timberland Bancorp, Inc. ( NASDAQ:TSBK ) has announced that it will pay a dividend of US$0.21 per share on...
분석 기사 Mar 02

Does Timberland Bancorp's (NASDAQ:TSBK) CEO Salary Compare Well With Industry Peers?

Mike Sand has been the CEO of Timberland Bancorp, Inc. ( NASDAQ:TSBK ) since 2003, and this article will examine the...
분석 기사 Feb 08

Timberland Bancorp, Inc. (NASDAQ:TSBK) Looks Interesting, And It's About To Pay A Dividend

Timberland Bancorp, Inc. ( NASDAQ:TSBK ) is about to trade ex-dividend in the next two days. Investors can purchase...
분석 기사 Jan 27

Is Timberland Bancorp, Inc. (NASDAQ:TSBK) A Smart Pick For Income Investors?

Today we'll take a closer look at Timberland Bancorp, Inc. ( NASDAQ:TSBK ) from a dividend investor's perspective...
분석 기사 Dec 31

Do Insiders Own Lots Of Shares In Timberland Bancorp, Inc. (NASDAQ:TSBK)?

A look at the shareholders of Timberland Bancorp, Inc. ( NASDAQ:TSBK ) can tell us which group is most powerful...
분석 기사 Dec 08

Shareholders Of Timberland Bancorp (NASDAQ:TSBK) Must Be Happy With Their 126% Total Return

Passive investing in index funds can generate returns that roughly match the overall market. But you can do a lot...

재무 상태 분석


부채/자본 비율 추이 및 분석


대차대조표


금융기관 분석

자산 수준: TSBK 의 자본 대비 자산 비율 (7.5x)는 낮음입니다.

불량대출충당금: TSBK 에는 sufficient 불량 대출에 대한 수당 (225%)이 있습니다.

저위험 부채: TSBK 부채 중 99% 는 주로 낮은 위험 자금 출처로 구성됩니다.

대출 수준: TSBK 은 자산 대비 대출 비율(73%)의 적절 수준을 갖습니다.

저위험 예금: TSBK 의 예금 대비 대출 비율 (85%)은 적절입니다.

부실대출 수준: TSBK 에는 적절한 수준의 불량 대출(0.5%)이 있습니다.


건전한 기업 찾아보기

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/08/14 18:08
종가2026/08/14 00:00
수익2026/06/30
연간 수익2025/09/30

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분석가 소스

Timberland Bancorp, Inc.는 1명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Donald WorthingtonRaymond James & Associates