Preferred Bank

NasdaqGS:PFBC 주식 리포트

시가총액: US$1.1b

Preferred Bank 경영진

경영진 기준 점검 4/4

Preferred Bank CEO는 Li Yu, Jan1993 에 임명되었습니다 의 임기는 33.33 년입니다. 총 연간 보상은 $4.47M, 22.6% 급여 및 77.4% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $64.42M 가치에 해당하는 회사 주식의 5.77% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 16.5 년과 22.3 년입니다.

핵심 정보

Li Yu

최고경영자

US$4.5m

총 보수

CEO 급여 비율22.61%
CEO 재임 기간33.3yrs
CEO 지분 보유율5.8%
경영진 평균 재임 기간16.5yrs
이사회 평균 재임 기간22.3yrs

최근 경영진 업데이트

Recent updates

내러티브 업데이트 Apr 20

PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks

Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.
Seeking Alpha Apr 10

It's A Bit Premature To Downgrade Preferred Bank

Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 04

PFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence

Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.
분석 기사 Dec 27

Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year

Preferred Bank ( NASDAQ:PFBC ) will increase its dividend on the 20th of January to $0.80, which is 6.7% higher than...
Seeking Alpha Feb 04

Preferred Bank: Limited Impact From LA Wildfires Expected

Summary Preferred Bank is a U.S. regional bank specialized in mortgage lending. Q4 2024 results were negatively impacted by a one-off rental expense. The outlook for Q1 2025 shows that quarterly EPS should recover half of the rental-expense-induced decline, even as costs remain elevated. Looking further ahead, the bank's 95% reliance on net interest income indicates some remaining drag from Fed policy normalization on the net interest margin. This is more than priced into the share price, with the stock trading at only 9.5x its 2024 earnings. Credit costs are currently very low, with the key risk to consider being whether Preferred Bank can maintain its exceptional performance in terms of efficiency and underwriting standards. Read the full article on Seeking Alpha
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새로운 내러티브 Sep 24

Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds

Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.
Seeking Alpha Jun 03

Preferred Bank: Interesting Dividend But Under Certain Conditions

Summary Preferred Bank is a small bank with strong performance and a fast-growing dividend, making it attractive to investors. The bank's profitability is above average, with a high loan yield and positive asset results. The CEO believes that the U.S. economy is resilient and that the worst is behind us, but the bank needs to improve its balance sheet structure to prepare for potential rate reductions. Read the full article on Seeking Alpha
분석 기사 Apr 27

US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Preferred Bank ( NASDAQ:PFBC ) just released its latest first-quarter results and things are looking bullish. The...
Seeking Alpha Mar 12

Preferred Bank Still Remains A Solid Prospect

Summary Preferred Bank's shares have underperformed the broader market, but revenue and profits have remained positive. The bank's 2023 fiscal year showed positive growth in net interest income and net income, despite some weakness in non-interest income. Deposits and loan values have increased, while securities have decreased. The bank is trading at a low price-to-earnings multiple, but is expensive relative to book value. Read the full article on Seeking Alpha
분석 기사 Nov 16

If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
분석 기사 Jul 22

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
분석 기사 Mar 31

Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Preferred Bank's ( NASDAQ:PFBC ) dividend will be increasing from last year's payment of the same period to $0.55 on...
분석 기사 Mar 10

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
분석 기사 Dec 19

Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Preferred Bank ( NASDAQ:PFBC ) has announced that it will be increasing its periodic dividend on the 20th of January to...

CEO 보수 분석

Li Yu의 보수는 Preferred Bank의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$135m

Dec 31 2025US$4mUS$1m

US$134m

Sep 30 2025n/an/a

US$129m

Jun 30 2025n/an/a

US$126m

Mar 31 2025n/an/a

US$127m

Dec 31 2024US$4mUS$1m

US$131m

Sep 30 2024n/an/a

US$136m

Jun 30 2024n/an/a

US$141m

Mar 31 2024n/an/a

US$145m

Dec 31 2023US$5mUS$1m

US$150m

Sep 30 2023n/an/a

US$154m

Jun 30 2023n/an/a

US$151m

Mar 31 2023n/an/a

US$141m

Dec 31 2022US$5mUS$958k

US$129m

Sep 30 2022n/an/a

US$116m

Jun 30 2022n/an/a

US$107m

Mar 31 2022n/an/a

US$100m

Dec 31 2021US$5mUS$950k

US$95m

Sep 30 2021n/an/a

US$90m

Jun 30 2021n/an/a

US$81m

Mar 31 2021n/an/a

US$74m

Dec 31 2020US$4mUS$950k

US$69m

Sep 30 2020n/an/a

US$68m

Jun 30 2020n/an/a

US$71m

Mar 31 2020n/an/a

US$75m

Dec 31 2019US$5mUS$950k

US$78m

보상 대 시장: Li의 총 보수(USD4.47M)는 US 시장에서 비슷한 규모 기업의 평균(USD3.79M) 수준입니다.

보상과 수익: Li의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Li Yu (84 yo)

33.3yrs
재임 기간
US$4,467,850
보수

Mr. Li Yu founded Preferred Bank and has been its Chairman since December 1991 and has been its Chief Executive Officer since 1993 and served as its President from 1993 to August 22, 2012. He serves as Cor...


리더십 팀

이름직위재임 기간보수지분
Li Yu
Chairman33.3yrsUS$4.47m5.77%
$ 64.4m
Wellington Chen
President & COO14.8yrsUS$1.88m0.20%
$ 2.2m
Edward Czajka
Executive VP & CFO20yrsUS$1.24m0.30%
$ 3.4m
Nick Pi
Executive VP1yrUS$1.15m0.038%
$ 428.2k
Johnny Hsu
Executive VP & Deputy COO8.3yrsUS$1.04m0.057%
$ 637.7k
Robert Kosof
Executive Vice President of Commercial Lending18.3yrsUS$476.86k데이터 없음
Sandy Ho
Executive VP & Regional Managerno dataUS$169.42k데이터 없음
Stella Chen
Senior Vice Presidentno dataUS$172.26k데이터 없음
Erika Chi
Executive Vice Presidentno data데이터 없음데이터 없음
Ted Hsu
Executive Vice Presidentno data데이터 없음데이터 없음
Alice Huang
Executive Vice Presidentno data데이터 없음데이터 없음
Pamela Lau
Executive Vice Presidentno data데이터 없음데이터 없음
16.5yrs
평균 재임 기간
65yo
평균 나이

경험이 풍부한 관리: PFBC의 경영진은 노련하고 경험이 풍부합니다(평균 재임 16.5 년).


이사회 구성원

이름직위재임 기간보수지분
Li Yu
Chairman34.4yrsUS$4.47m5.77%
$ 64.4m
J. Belliston
Independent Director23.3yrsUS$208.39k0.18%
$ 2.0m
Wayne Wu
Independent Director12.9yrsUS$182.39k0.13%
$ 1.5m
Gary Nunnelly
Independent Director35.3yrsUS$202.89k0.26%
$ 2.9m
Chih-Wei Wu
Independent Director13.5yrsUS$170.89k0.011%
$ 122.6k
William C. Cheng
Independent Director31.3yrsUS$197.39k0.51%
$ 5.7m
Clark Hsu
Independent Vice Chairman of the Board21.3yrsUS$197.89k0.86%
$ 9.5m
Kathleen Shane
Independent Director7.2yrsUS$193.89k0.083%
$ 924.1k
22.3yrs
평균 재임 기간
70.5yo
평균 나이

경험이 풍부한 이사회: PFBC의 이사회는 노련하고 경험이 풍부합니다(평균 재임 22.3 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/21 23:53
종가2026/05/21 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

Preferred Bank는 11명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Stephen MossB. Riley Securities, Inc.
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.