View Financial HealthThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsLuther Burbank 배당 및 자사주 매입배당 기준 점검 0/6Luther Burbank 현재 배당금을 지급하지 않습니다.핵심 정보0%배당 수익률0.2%자사주 매입 수익률총 주주 수익률0.2%미래 배당 수익률0%배당 성장률-6.1%다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향0%최근 배당 및 자사주 매입 업데이트분석 기사 • Jul 30Luther Burbank (NASDAQ:LBC) Is Due To Pay A Dividend Of $0.12The board of Luther Burbank Corporation ( NASDAQ:LBC ) has announced that it will pay a dividend of $0.12 per share on...분석 기사 • Oct 30Luther Burbank's (NASDAQ:LBC) Shareholders Will Receive A Bigger Dividend Than Last YearLuther Burbank Corporation's ( NASDAQ:LBC ) dividend will be increasing to US$0.12 on 15th of November. This makes the...분석 기사 • Aug 03Luther Burbank (NASDAQ:LBC) Is Increasing Its Dividend To US$0.12Luther Burbank Corporation ( NASDAQ:LBC ) will increase its dividend on the 16th of August to US$0.12. This takes the...분석 기사 • Jan 31Just Three Days Till Luther Burbank Corporation (NASDAQ:LBC) Will Be Trading Ex-DividendLuther Burbank Corporation ( NASDAQ:LBC ) stock is about to trade ex-dividend in 3 days. If you purchase the stock on...모든 업데이트 보기Recent updates공시 • Mar 04Luther Burbank Files Form 15Luther Burbank Corporation has announced that it has filed a Form 15 with the Securities and Exchange Commission to voluntarily deregister its common stock under the Securities Exchange Act of 1934, as amended.공시 • Mar 01+ 2 more updatesLuther Burbank Corporation Announces Directors and Executive Officers Ceased Serving in Such CapacitiesAt March 1, 2024 Luther Burbank Corporation accordance with the terms of the Merger Agreement, each of Luther Burbank’s directors and executive officers ceased serving in such capacities and Bradley M. Shuster and M. Max Yzaguirre, two former directors of Luther Burbank, were appointed to serve as directors of WaFd and WaFd Bank, in each case effective at March 1, 2024.Price Target Changed • Jan 11Price target increased by 14% to US$12.50Up from US$11.00, the current price target is provided by 1 analyst. New target price is 24% above last closing price of US$10.07. Stock is down 13% over the past year. The company is forecast to post earnings per share of US$0.50 for next year compared to US$1.58 last year.Board Change • Jan 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Mario Yzaguirre was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.New Risk • Nov 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 11% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 11% per year for the foreseeable future. Minor Risk Profit margins are more than 30% lower than last year (30% net profit margin).Reported Earnings • Oct 31Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$0.04 (down from US$0.41 in 3Q 2022). Revenue: US$17.6m (down 61% from 3Q 2022). Net income: US$1.91m (down 91% from 3Q 2022). Profit margin: 11% (down from 46% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 17%. Earnings per share (EPS) also missed analyst estimates by 67%. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.공시 • Oct 31Luther Burbank Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2023Luther Burbank Corporation reported net charge-offs for the third quarter ended September 30, 2023. For the quarter, the company reported net charge-offs of $463,000.공시 • Jul 26Luther Burbank Corporation, Annual General Meeting, Oct 24, 2023Luther Burbank Corporation, Annual General Meeting, Oct 24, 2023.Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.14 (vs US$0.44 in 2Q 2022)Second quarter 2023 results: EPS: US$0.14 (down from US$0.44 in 2Q 2022). Revenue: US$26.0m (down 43% from 2Q 2022). Net income: US$6.92m (down 69% from 2Q 2022). Profit margin: 27% (down from 50% in 2Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Jun 09Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 6.0%. The fair value is estimated to be US$12.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 29%. Revenue is forecast to decline by 20% in a year. Earnings is forecast to decline by 40% in the next year.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$9.92, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 3.3% over the past three years.Price Target Changed • May 24Price target decreased by 12% to US$12.75Down from US$14.50, the current price target is provided by 1 analyst. New target price is 40% above last closing price of US$9.09. The company is forecast to post earnings per share of US$0.85 for next year compared to US$1.58 last year.Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$0.26 (vs US$0.45 in 1Q 2022)First quarter 2023 results: EPS: US$0.26 (down from US$0.45 in 1Q 2022). Revenue: US$36.0m (down 24% from 1Q 2022). Net income: US$13.4m (down 41% from 1Q 2022). Profit margin: 37% (down from 48% in 1Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Buying Opportunity • Apr 11Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 17%. The fair value is estimated to be US$12.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 33%.Buying Opportunity • Mar 22Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 17%. The fair value is estimated to be US$12.04, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 33%. Revenue is forecast to decline by 19% in 2 years. Earnings is forecast to decline by 43% in the next 2 years.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$9.69, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 9x in the Mortgage industry in the US. Total returns to shareholders of 29% over the past three years.Reported Earnings • Jan 26Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.58 (down from US$1.70 in FY 2021). Revenue: US$177.8m (down 2.9% from FY 2021). Net income: US$80.2m (down 8.6% from FY 2021). Profit margin: 45% (down from 48% in FY 2021). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.5%. Revenue is expected to decline by 12% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.3%. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Price Target Changed • Jan 22Price target increased to US$16.00Up from US$14.50, the current price target is provided by 1 analyst. New target price is 42% above last closing price of US$11.27. The company is forecast to post earnings per share of US$1.61 for next year compared to US$1.70 last year.Reported Earnings • Oct 26Third quarter 2022 earnings: EPS and revenues exceed analyst expectationsThird quarter 2022 results: EPS: US$0.41 (down from US$0.48 in 3Q 2021). Revenue: US$45.2m (down 8.7% from 3Q 2021). Net income: US$21.0m (down 15% from 3Q 2021). Profit margin: 46% (down from 50% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 7.9%. Revenue is expected to decline by 8.2% p.a. on average during the next 3 years, while revenues in the Mortgage industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Aug 03Luther Burbank goes ex dividend tomorrowLuther Burbank (NASDAQ:LBC) has declared $0.12/share quarterly dividend, in line with previous. Payable Aug. 15; for shareholders of record Aug. 5; ex-div Aug. 4. See LBC Dividend Scorecard, Yield Chart, & Dividend Growth.분석 기사 • Jul 30Luther Burbank (NASDAQ:LBC) Is Due To Pay A Dividend Of $0.12The board of Luther Burbank Corporation ( NASDAQ:LBC ) has announced that it will pay a dividend of $0.12 per share on...Reported Earnings • Jul 27Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.44 (up from US$0.41 in 2Q 2021). Revenue: US$45.3m (up 3.2% from 2Q 2021). Net income: US$22.6m (up 6.4% from 2Q 2021). Profit margin: 50% (up from 48% in 2Q 2021). Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 17%. Over the next year, revenue is expected to shrink by 12% compared to a 11% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • May 12Key Executive recently sold US$80k worth of stockOn the 6th of May, Parham Medhat sold around 6k shares on-market at roughly US$13.32 per share. This was the largest sale by an insider in the last 3 months. This was Parham's only on-market trade for the last 12 months.Reported Earnings • Apr 27First quarter 2022 earnings: EPS exceeds analyst expectationsFirst quarter 2022 results: EPS: US$0.45 (up from US$0.35 in 1Q 2021). Revenue: US$47.6m (up 15% from 1Q 2021). Net income: US$22.9m (up 25% from 1Q 2021). Profit margin: 48% (up from 44% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Over the next year, revenue is expected to shrink by 6.0% compared to a 7.7% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Reported Earnings • Mar 16Full year 2021 earnings: EPS exceeds analyst expectationsFull year 2021 results: EPS: US$1.70 (up from US$0.75 in FY 2020). Revenue: US$183.1m (up 40% from FY 2020). Net income: US$87.8m (up 120% from FY 2020). Profit margin: 48% (up from 31% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.40% (up from 1.97% in FY 2020). Cost-to-income ratio: 34.3% (down from 52.4% in FY 2020). Non-performing loans: 0.04% (down from 0.11% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.8%. Over the next year, revenue is expected to shrink by 1.5% compared to a 8.2% decline forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Price Target Changed • Feb 01Price target decreased to US$15.33Down from US$16.50, the current price target is an average from 3 analysts. New target price is 19% above last closing price of US$12.86. Stock is up 30% over the past year. The company is forecast to post earnings per share of US$1.58 for next year compared to US$1.70 last year.Reported Earnings • Jan 27Full year 2021 earnings: EPS exceeds analyst expectationsFull year 2021 results: EPS: US$1.70 (up from US$0.75 in FY 2020). Revenue: US$183.1m (up 40% from FY 2020). Net income: US$87.8m (up 120% from FY 2020). Profit margin: 48% (up from 31% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.8%. Over the next year, revenue is forecast to grow 3.6% compared to a 10% decline forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.Price Target Changed • Nov 05Price target increased to US$16.75Up from US$15.25, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$14.56. Stock is up 48% over the past year. The company is forecast to post earnings per share of US$1.66 for next year compared to US$0.75 last year.분석 기사 • Oct 30Luther Burbank's (NASDAQ:LBC) Shareholders Will Receive A Bigger Dividend Than Last YearLuther Burbank Corporation's ( NASDAQ:LBC ) dividend will be increasing to US$0.12 on 15th of November. This makes the...분석 기사 • Oct 29Is Now The Time To Put Luther Burbank (NASDAQ:LBC) On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Price Target Changed • Oct 29Price target increased to US$16.25Up from US$14.33, the current price target is an average from 2 analysts. New target price is 12% above last closing price of US$14.54. Stock is up 53% over the past year. The company is forecast to post earnings per share of US$1.59 for next year compared to US$0.75 last year.Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$0.48 (vs US$0.28 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$49.5m (up 35% from 3Q 2020). Net income: US$24.7m (up 73% from 3Q 2020). Profit margin: 50% (up from 39% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 13% per year.Recent Insider Transactions • Sep 16Executive VP & Chief Risk Officer recently sold US$100k worth of stockOn the 14th of September, Tammy Mahoney sold around 8k shares on-market at roughly US$12.51 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$678k more than they bought in the last 12 months.분석 기사 • Aug 03Luther Burbank (NASDAQ:LBC) Is Increasing Its Dividend To US$0.12Luther Burbank Corporation ( NASDAQ:LBC ) will increase its dividend on the 16th of August to US$0.12. This takes the...Reported Earnings • Jul 29Second quarter 2021 earnings released: EPS US$0.41 (vs US$0.18 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$43.9m (up 54% from 2Q 2020). Net income: US$21.2m (up 128% from 2Q 2020). Profit margin: 48% (up from 33% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.Recent Insider Transactions • May 11Independent Director recently sold US$57k worth of stockOn the 3rd of May, Jack Krouskup sold around 5k shares on-market at roughly US$11.44 per share. In the last 3 months, there was an even bigger sale from another insider worth US$361k. Insiders have been net sellers, collectively disposing of US$616k more than they bought in the last 12 months.Recent Insider Transactions • May 06Independent Director recently sold US$57k worth of stockOn the 3rd of May, Jack Krouskup sold around 5k shares on-market at roughly US$11.44 per share. In the last 3 months, there was an even bigger sale from another insider worth US$361k. Insiders have been net sellers, collectively disposing of US$616k more than they bought in the last 12 months.Reported Earnings • Apr 29First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$41.5m (up 50% from 1Q 2020). Net income: US$18.4m (up 143% from 1Q 2020). Profit margin: 44% (up from 27% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Price Target Changed • Apr 02Price target increased to US$14.33Up from US$13.17, the current price target is an average from 3 analysts. New target price is 22% above last closing price of US$11.73. Stock is up 27% over the past year.Reported Earnings • Mar 13Full year 2020 earnings released: EPS US$0.75 (vs US$0.87 in FY 2019)The company reported a poor full year result with weaker earnings and profit margins, although revenues were flat. Full year 2020 results: Revenue: US$130.6m (flat on FY 2019). Net income: US$39.9m (down 18% from FY 2019). Profit margin: 31% (down from 37% in FY 2019). Net interest margin (NIM): 1.97% (up from 1.84% in FY 2019). Cost-to-income ratio: 52.4% (up from 46.9% in FY 2019). Non-performing loans: 0.11% (up from 0.10% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Analyst Estimate Surprise Post Earnings • Mar 13Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 0.5%. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is forecast to grow 22% compared to a 2.0% decline forecast for the Mortgage industry in the US.Recent Insider Transactions • Mar 04Executive VP & Chief Risk Officer recently sold US$128k worth of stockOn the 1st of March, Tammy Mahoney sold around 12k shares on-market at roughly US$10.64 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$300k more than they bought in the last 12 months.분석 기사 • Mar 04Don't Ignore The Fact That This Insider Just Sold Some Shares In Luther Burbank Corporation (NASDAQ:LBC)We'd be surprised if Luther Burbank Corporation ( NASDAQ:LBC ) shareholders haven't noticed that the Executive VP...Is New 90 Day High Low • Mar 03New 90-day high: US$10.79The company is up 7.0% from its price of US$10.13 on 02 December 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$9.66 per share.Major Estimate Revision • Feb 02Analysts increase EPS estimates to US$1.27The 2021 consensus revenue estimate increased from US$156.0m to US$159.7m. The earnings per share estimate also received an upgrade from US$1.07 to US$1.27 for the same period. Net income is expected to grow by 64% next year compared to 5.7% growth forecast for the Mortgage industry in the US. The consensus price target increased from US$12.67 to US$13.17. Share price is down by 3.2% to US$9.87 over the past week.분석 기사 • Jan 31Just Three Days Till Luther Burbank Corporation (NASDAQ:LBC) Will Be Trading Ex-DividendLuther Burbank Corporation ( NASDAQ:LBC ) stock is about to trade ex-dividend in 3 days. If you purchase the stock on...Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$0.75 (vs US$0.87 in FY 2019)The company reported a poor full year result with weaker earnings and profit margins, although revenues were flat. Full year 2020 results: Revenue: US$130.6m (flat on FY 2019). Net income: US$39.9m (down 18% from FY 2019). Profit margin: 31% (down from 37% in FY 2019). Net interest margin (NIM): 1.97% (up from 1.84% in FY 2019). Cost-to-income ratio: 67.2% (up from 46.9% in FY 2019). Non-performing loans: 0.10% (no change from 0.10% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.Analyst Estimate Surprise Post Earnings • Jan 30Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 0.5%. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is forecast to grow 21% compared to a 1.5% decline forecast for the Mortgage industry in the US.분석 기사 • Jan 11Should You Or Shouldn't You: A Dividend Analysis on Luther Burbank Corporation (NASDAQ:LBC)Dividend paying stocks like Luther Burbank Corporation ( NASDAQ:LBC ) tend to be popular with investors, and for good...Price Target Changed • Jan 05Price target raised to US$12.67Up from US$11.83, the current price target is an average from 3 analysts. The new target price is 30% above the current share price of US$9.71. As of last close, the stock is down 17% over the past year.분석 기사 • Dec 07Who Has Been Selling Luther Burbank Corporation (NASDAQ:LBC) Shares?We often see insiders buying up shares in companies that perform well over the long term. The flip side of that is that...Is New 90 Day High Low • Nov 11New 90-day high: US$10.92The company is up 8.0% from its price of US$10.14 on 13 August 2020. The American market is up 6.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Mortgage industry, which is also up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$7.04 per share.Analyst Estimate Surprise Post Earnings • Nov 10Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 27%. Over the next year, revenue is forecast to grow 21%, compared to a 11% growth forecast for the Mortgage industry in the US.Reported Earnings • Nov 10Third quarter 2020 earnings released: EPS US$0.28The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$36.7m (up 7.7% from 3Q 2019). Net income: US$14.3m (up 12% from 3Q 2019). Profit margin: 39% (up from 37% in 3Q 2019). The increase in margin was driven by higher revenue.Major Estimate Revision • Nov 03Analysts increase EPS estimates to US$0.86The 2020 consensus revenue estimate increased from US$138.7m to US$140.4m. The earnings per share estimate also received an upgrade from US$0.75 to US$0.86 for the same period. Net income is expected to grow by 17% next year compared to 0.8% decline forecast for the Mortgage industry in the US. The consensus price target increased from US$11.50 to US$11.83. Share price is up 1.7% to US$9.53 over the past week.Reported Earnings • Oct 30Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$43.7m, down 7.1% from the prior year. Total revenue was US$125.9m over the last 12 months, down 4.2% from the prior year.Analyst Estimate Surprise Post Earnings • Oct 30Third-quarter earnings released: Revenue and earnings beat expectationsThird-quarter revenue exceeded analyst estimates by 3.0% at US$36.7m. Earnings per share (EPS) also surpassed analyst estimates by 27% at US$0.27. Revenue is forecast to grow 19% over the next year, compared to a 11% growth forecast for the Mortgage industry in the US.Is New 90 Day High Low • Sep 19New 90-day low: US$8.77The company is down 4.0% from its price of US$9.18 on 19 June 2020. The American market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Mortgage industry, which is down 29% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$7.34 per share.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 과거에 LBC 의 주당 배당금이 안정적이었는지 판단하기에는 데이터가 부족합니다.배당금 증가: LBC 의 배당금 지급이 증가했는지 판단하기에는 데이터가 부족합니다.배당 수익률 vs 시장Luther Burbank 배당 수익률 vs 시장LBC의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (LBC)0%시장 하위 25% (US)1.4%시장 상위 25% (US)4.2%업계 평균 (Banks)2.4%분석가 예측 (LBC) (최대 3년)0%주목할만한 배당금: 회사가 최근 지급을 보고하지 않았기 때문에 하위 25%의 배당금 지급자에 대해 LBC 의 배당 수익률을 평가할 수 없습니다.고배당: 회사가 최근 지급을 보고하지 않았기 때문에 배당금 지급자의 상위 25%에 대해 LBC 의 배당 수익률을 평가할 수 없습니다.현재 주주 배당수익 보장: LBC US 시장에서 주목할만한 배당금을 지급하지 않습니다.향후 주주 배당미래 배당 보장: US 시장에서 주목할만한 배당금을 지불할 것으로 예상되지 않으므로 3년 후 LBC 배당금의 지속 가능성을 계산할 필요가 없습니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YUS 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2024/03/01 07:16종가2024/03/01 00:00수익2023/09/30연간 수익2022/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Luther Burbank Corporation는 3명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Gary TennerD.A. Davidson & Co.Christopher McGrattyKeefe, Bruyette, & WoodsMatthew ClarkPiper Sandler Companies
분석 기사 • Jul 30Luther Burbank (NASDAQ:LBC) Is Due To Pay A Dividend Of $0.12The board of Luther Burbank Corporation ( NASDAQ:LBC ) has announced that it will pay a dividend of $0.12 per share on...
분석 기사 • Oct 30Luther Burbank's (NASDAQ:LBC) Shareholders Will Receive A Bigger Dividend Than Last YearLuther Burbank Corporation's ( NASDAQ:LBC ) dividend will be increasing to US$0.12 on 15th of November. This makes the...
분석 기사 • Aug 03Luther Burbank (NASDAQ:LBC) Is Increasing Its Dividend To US$0.12Luther Burbank Corporation ( NASDAQ:LBC ) will increase its dividend on the 16th of August to US$0.12. This takes the...
분석 기사 • Jan 31Just Three Days Till Luther Burbank Corporation (NASDAQ:LBC) Will Be Trading Ex-DividendLuther Burbank Corporation ( NASDAQ:LBC ) stock is about to trade ex-dividend in 3 days. If you purchase the stock on...
공시 • Mar 04Luther Burbank Files Form 15Luther Burbank Corporation has announced that it has filed a Form 15 with the Securities and Exchange Commission to voluntarily deregister its common stock under the Securities Exchange Act of 1934, as amended.
공시 • Mar 01+ 2 more updatesLuther Burbank Corporation Announces Directors and Executive Officers Ceased Serving in Such CapacitiesAt March 1, 2024 Luther Burbank Corporation accordance with the terms of the Merger Agreement, each of Luther Burbank’s directors and executive officers ceased serving in such capacities and Bradley M. Shuster and M. Max Yzaguirre, two former directors of Luther Burbank, were appointed to serve as directors of WaFd and WaFd Bank, in each case effective at March 1, 2024.
Price Target Changed • Jan 11Price target increased by 14% to US$12.50Up from US$11.00, the current price target is provided by 1 analyst. New target price is 24% above last closing price of US$10.07. Stock is down 13% over the past year. The company is forecast to post earnings per share of US$0.50 for next year compared to US$1.58 last year.
Board Change • Jan 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Mario Yzaguirre was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
New Risk • Nov 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 11% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 11% per year for the foreseeable future. Minor Risk Profit margins are more than 30% lower than last year (30% net profit margin).
Reported Earnings • Oct 31Third quarter 2023 earnings: EPS and revenues miss analyst expectationsThird quarter 2023 results: EPS: US$0.04 (down from US$0.41 in 3Q 2022). Revenue: US$17.6m (down 61% from 3Q 2022). Net income: US$1.91m (down 91% from 3Q 2022). Profit margin: 11% (down from 46% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 17%. Earnings per share (EPS) also missed analyst estimates by 67%. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
공시 • Oct 31Luther Burbank Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2023Luther Burbank Corporation reported net charge-offs for the third quarter ended September 30, 2023. For the quarter, the company reported net charge-offs of $463,000.
공시 • Jul 26Luther Burbank Corporation, Annual General Meeting, Oct 24, 2023Luther Burbank Corporation, Annual General Meeting, Oct 24, 2023.
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.14 (vs US$0.44 in 2Q 2022)Second quarter 2023 results: EPS: US$0.14 (down from US$0.44 in 2Q 2022). Revenue: US$26.0m (down 43% from 2Q 2022). Net income: US$6.92m (down 69% from 2Q 2022). Profit margin: 27% (down from 50% in 2Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Jun 09Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 6.0%. The fair value is estimated to be US$12.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 29%. Revenue is forecast to decline by 20% in a year. Earnings is forecast to decline by 40% in the next year.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$9.92, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in the US. Total returns to shareholders of 3.3% over the past three years.
Price Target Changed • May 24Price target decreased by 12% to US$12.75Down from US$14.50, the current price target is provided by 1 analyst. New target price is 40% above last closing price of US$9.09. The company is forecast to post earnings per share of US$0.85 for next year compared to US$1.58 last year.
Reported Earnings • Apr 26First quarter 2023 earnings released: EPS: US$0.26 (vs US$0.45 in 1Q 2022)First quarter 2023 results: EPS: US$0.26 (down from US$0.45 in 1Q 2022). Revenue: US$36.0m (down 24% from 1Q 2022). Net income: US$13.4m (down 41% from 1Q 2022). Profit margin: 37% (down from 48% in 1Q 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Buying Opportunity • Apr 11Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 17%. The fair value is estimated to be US$12.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 33%.
Buying Opportunity • Mar 22Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 17%. The fair value is estimated to be US$12.04, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 16% over the last 3 years. Earnings per share has grown by 33%. Revenue is forecast to decline by 19% in 2 years. Earnings is forecast to decline by 43% in the next 2 years.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to US$9.69, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 9x in the Mortgage industry in the US. Total returns to shareholders of 29% over the past three years.
Reported Earnings • Jan 26Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: US$1.58 (down from US$1.70 in FY 2021). Revenue: US$177.8m (down 2.9% from FY 2021). Net income: US$80.2m (down 8.6% from FY 2021). Profit margin: 45% (down from 48% in FY 2021). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 2.5%. Revenue is expected to decline by 12% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.3%. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Jan 22Price target increased to US$16.00Up from US$14.50, the current price target is provided by 1 analyst. New target price is 42% above last closing price of US$11.27. The company is forecast to post earnings per share of US$1.61 for next year compared to US$1.70 last year.
Reported Earnings • Oct 26Third quarter 2022 earnings: EPS and revenues exceed analyst expectationsThird quarter 2022 results: EPS: US$0.41 (down from US$0.48 in 3Q 2021). Revenue: US$45.2m (down 8.7% from 3Q 2021). Net income: US$21.0m (down 15% from 3Q 2021). Profit margin: 46% (down from 50% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 3.6%. Earnings per share (EPS) also surpassed analyst estimates by 7.9%. Revenue is expected to decline by 8.2% p.a. on average during the next 3 years, while revenues in the Mortgage industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Aug 03Luther Burbank goes ex dividend tomorrowLuther Burbank (NASDAQ:LBC) has declared $0.12/share quarterly dividend, in line with previous. Payable Aug. 15; for shareholders of record Aug. 5; ex-div Aug. 4. See LBC Dividend Scorecard, Yield Chart, & Dividend Growth.
분석 기사 • Jul 30Luther Burbank (NASDAQ:LBC) Is Due To Pay A Dividend Of $0.12The board of Luther Burbank Corporation ( NASDAQ:LBC ) has announced that it will pay a dividend of $0.12 per share on...
Reported Earnings • Jul 27Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.44 (up from US$0.41 in 2Q 2021). Revenue: US$45.3m (up 3.2% from 2Q 2021). Net income: US$22.6m (up 6.4% from 2Q 2021). Profit margin: 50% (up from 48% in 2Q 2021). Revenue exceeded analyst estimates by 6.6%. Earnings per share (EPS) also surpassed analyst estimates by 17%. Over the next year, revenue is expected to shrink by 12% compared to a 11% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • May 12Key Executive recently sold US$80k worth of stockOn the 6th of May, Parham Medhat sold around 6k shares on-market at roughly US$13.32 per share. This was the largest sale by an insider in the last 3 months. This was Parham's only on-market trade for the last 12 months.
Reported Earnings • Apr 27First quarter 2022 earnings: EPS exceeds analyst expectationsFirst quarter 2022 results: EPS: US$0.45 (up from US$0.35 in 1Q 2021). Revenue: US$47.6m (up 15% from 1Q 2021). Net income: US$22.9m (up 25% from 1Q 2021). Profit margin: 48% (up from 44% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 13%. Over the next year, revenue is expected to shrink by 6.0% compared to a 7.7% decline forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Mar 16Full year 2021 earnings: EPS exceeds analyst expectationsFull year 2021 results: EPS: US$1.70 (up from US$0.75 in FY 2020). Revenue: US$183.1m (up 40% from FY 2020). Net income: US$87.8m (up 120% from FY 2020). Profit margin: 48% (up from 31% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.40% (up from 1.97% in FY 2020). Cost-to-income ratio: 34.3% (down from 52.4% in FY 2020). Non-performing loans: 0.04% (down from 0.11% in FY 2020). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.8%. Over the next year, revenue is expected to shrink by 1.5% compared to a 8.2% decline forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Feb 01Price target decreased to US$15.33Down from US$16.50, the current price target is an average from 3 analysts. New target price is 19% above last closing price of US$12.86. Stock is up 30% over the past year. The company is forecast to post earnings per share of US$1.58 for next year compared to US$1.70 last year.
Reported Earnings • Jan 27Full year 2021 earnings: EPS exceeds analyst expectationsFull year 2021 results: EPS: US$1.70 (up from US$0.75 in FY 2020). Revenue: US$183.1m (up 40% from FY 2020). Net income: US$87.8m (up 120% from FY 2020). Profit margin: 48% (up from 31% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.8%. Over the next year, revenue is forecast to grow 3.6% compared to a 10% decline forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
Price Target Changed • Nov 05Price target increased to US$16.75Up from US$15.25, the current price target is an average from 2 analysts. New target price is 15% above last closing price of US$14.56. Stock is up 48% over the past year. The company is forecast to post earnings per share of US$1.66 for next year compared to US$0.75 last year.
분석 기사 • Oct 30Luther Burbank's (NASDAQ:LBC) Shareholders Will Receive A Bigger Dividend Than Last YearLuther Burbank Corporation's ( NASDAQ:LBC ) dividend will be increasing to US$0.12 on 15th of November. This makes the...
분석 기사 • Oct 29Is Now The Time To Put Luther Burbank (NASDAQ:LBC) On Your Watchlist?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Price Target Changed • Oct 29Price target increased to US$16.25Up from US$14.33, the current price target is an average from 2 analysts. New target price is 12% above last closing price of US$14.54. Stock is up 53% over the past year. The company is forecast to post earnings per share of US$1.59 for next year compared to US$0.75 last year.
Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$0.48 (vs US$0.28 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$49.5m (up 35% from 3Q 2020). Net income: US$24.7m (up 73% from 3Q 2020). Profit margin: 50% (up from 39% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 11% per year whereas the company’s share price has increased by 13% per year.
Recent Insider Transactions • Sep 16Executive VP & Chief Risk Officer recently sold US$100k worth of stockOn the 14th of September, Tammy Mahoney sold around 8k shares on-market at roughly US$12.51 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$678k more than they bought in the last 12 months.
분석 기사 • Aug 03Luther Burbank (NASDAQ:LBC) Is Increasing Its Dividend To US$0.12Luther Burbank Corporation ( NASDAQ:LBC ) will increase its dividend on the 16th of August to US$0.12. This takes the...
Reported Earnings • Jul 29Second quarter 2021 earnings released: EPS US$0.41 (vs US$0.18 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$43.9m (up 54% from 2Q 2020). Net income: US$21.2m (up 128% from 2Q 2020). Profit margin: 48% (up from 33% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
Recent Insider Transactions • May 11Independent Director recently sold US$57k worth of stockOn the 3rd of May, Jack Krouskup sold around 5k shares on-market at roughly US$11.44 per share. In the last 3 months, there was an even bigger sale from another insider worth US$361k. Insiders have been net sellers, collectively disposing of US$616k more than they bought in the last 12 months.
Recent Insider Transactions • May 06Independent Director recently sold US$57k worth of stockOn the 3rd of May, Jack Krouskup sold around 5k shares on-market at roughly US$11.44 per share. In the last 3 months, there was an even bigger sale from another insider worth US$361k. Insiders have been net sellers, collectively disposing of US$616k more than they bought in the last 12 months.
Reported Earnings • Apr 29First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$41.5m (up 50% from 1Q 2020). Net income: US$18.4m (up 143% from 1Q 2020). Profit margin: 44% (up from 27% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Price Target Changed • Apr 02Price target increased to US$14.33Up from US$13.17, the current price target is an average from 3 analysts. New target price is 22% above last closing price of US$11.73. Stock is up 27% over the past year.
Reported Earnings • Mar 13Full year 2020 earnings released: EPS US$0.75 (vs US$0.87 in FY 2019)The company reported a poor full year result with weaker earnings and profit margins, although revenues were flat. Full year 2020 results: Revenue: US$130.6m (flat on FY 2019). Net income: US$39.9m (down 18% from FY 2019). Profit margin: 31% (down from 37% in FY 2019). Net interest margin (NIM): 1.97% (up from 1.84% in FY 2019). Cost-to-income ratio: 52.4% (up from 46.9% in FY 2019). Non-performing loans: 0.11% (up from 0.10% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Analyst Estimate Surprise Post Earnings • Mar 13Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 0.5%. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is forecast to grow 22% compared to a 2.0% decline forecast for the Mortgage industry in the US.
Recent Insider Transactions • Mar 04Executive VP & Chief Risk Officer recently sold US$128k worth of stockOn the 1st of March, Tammy Mahoney sold around 12k shares on-market at roughly US$10.64 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$300k more than they bought in the last 12 months.
분석 기사 • Mar 04Don't Ignore The Fact That This Insider Just Sold Some Shares In Luther Burbank Corporation (NASDAQ:LBC)We'd be surprised if Luther Burbank Corporation ( NASDAQ:LBC ) shareholders haven't noticed that the Executive VP...
Is New 90 Day High Low • Mar 03New 90-day high: US$10.79The company is up 7.0% from its price of US$10.13 on 02 December 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 38% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$9.66 per share.
Major Estimate Revision • Feb 02Analysts increase EPS estimates to US$1.27The 2021 consensus revenue estimate increased from US$156.0m to US$159.7m. The earnings per share estimate also received an upgrade from US$1.07 to US$1.27 for the same period. Net income is expected to grow by 64% next year compared to 5.7% growth forecast for the Mortgage industry in the US. The consensus price target increased from US$12.67 to US$13.17. Share price is down by 3.2% to US$9.87 over the past week.
분석 기사 • Jan 31Just Three Days Till Luther Burbank Corporation (NASDAQ:LBC) Will Be Trading Ex-DividendLuther Burbank Corporation ( NASDAQ:LBC ) stock is about to trade ex-dividend in 3 days. If you purchase the stock on...
Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$0.75 (vs US$0.87 in FY 2019)The company reported a poor full year result with weaker earnings and profit margins, although revenues were flat. Full year 2020 results: Revenue: US$130.6m (flat on FY 2019). Net income: US$39.9m (down 18% from FY 2019). Profit margin: 31% (down from 37% in FY 2019). Net interest margin (NIM): 1.97% (up from 1.84% in FY 2019). Cost-to-income ratio: 67.2% (up from 46.9% in FY 2019). Non-performing loans: 0.10% (no change from 0.10% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
Analyst Estimate Surprise Post Earnings • Jan 30Revenue beats expectations, earnings disappointRevenue exceeded analyst estimates by 0.5%. Earnings per share (EPS) missed analyst estimates by 12%. Over the next year, revenue is forecast to grow 21% compared to a 1.5% decline forecast for the Mortgage industry in the US.
분석 기사 • Jan 11Should You Or Shouldn't You: A Dividend Analysis on Luther Burbank Corporation (NASDAQ:LBC)Dividend paying stocks like Luther Burbank Corporation ( NASDAQ:LBC ) tend to be popular with investors, and for good...
Price Target Changed • Jan 05Price target raised to US$12.67Up from US$11.83, the current price target is an average from 3 analysts. The new target price is 30% above the current share price of US$9.71. As of last close, the stock is down 17% over the past year.
분석 기사 • Dec 07Who Has Been Selling Luther Burbank Corporation (NASDAQ:LBC) Shares?We often see insiders buying up shares in companies that perform well over the long term. The flip side of that is that...
Is New 90 Day High Low • Nov 11New 90-day high: US$10.92The company is up 8.0% from its price of US$10.14 on 13 August 2020. The American market is up 6.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Mortgage industry, which is also up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$7.04 per share.
Analyst Estimate Surprise Post Earnings • Nov 10Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 3.0%. Earnings per share (EPS) also surpassed analyst estimates by 27%. Over the next year, revenue is forecast to grow 21%, compared to a 11% growth forecast for the Mortgage industry in the US.
Reported Earnings • Nov 10Third quarter 2020 earnings released: EPS US$0.28The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$36.7m (up 7.7% from 3Q 2019). Net income: US$14.3m (up 12% from 3Q 2019). Profit margin: 39% (up from 37% in 3Q 2019). The increase in margin was driven by higher revenue.
Major Estimate Revision • Nov 03Analysts increase EPS estimates to US$0.86The 2020 consensus revenue estimate increased from US$138.7m to US$140.4m. The earnings per share estimate also received an upgrade from US$0.75 to US$0.86 for the same period. Net income is expected to grow by 17% next year compared to 0.8% decline forecast for the Mortgage industry in the US. The consensus price target increased from US$11.50 to US$11.83. Share price is up 1.7% to US$9.53 over the past week.
Reported Earnings • Oct 30Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$43.7m, down 7.1% from the prior year. Total revenue was US$125.9m over the last 12 months, down 4.2% from the prior year.
Analyst Estimate Surprise Post Earnings • Oct 30Third-quarter earnings released: Revenue and earnings beat expectationsThird-quarter revenue exceeded analyst estimates by 3.0% at US$36.7m. Earnings per share (EPS) also surpassed analyst estimates by 27% at US$0.27. Revenue is forecast to grow 19% over the next year, compared to a 11% growth forecast for the Mortgage industry in the US.
Is New 90 Day High Low • Sep 19New 90-day low: US$8.77The company is down 4.0% from its price of US$9.18 on 19 June 2020. The American market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Mortgage industry, which is down 29% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is US$7.34 per share.