View Future GrowthThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsHMN Financial 과거 순이익 실적과거 기준 점검 1/6HMN Financial의 수입은 연평균 -7.3%의 비율로 감소해 온 반면, Banks 산업은 수입이 연평균 2.8% 증가했습니다. 매출은 연평균 0.2%의 비율로 감소해 왔습니다. HMN Financial의 자기자본이익률은 4.7%이고 순이익률은 13.7%입니다.핵심 정보-7.30%순이익 성장률-6.00%주당순이익(EPS) 성장률Banks 산업 성장률11.18%매출 성장률-0.18%자기자본이익률4.75%순이익률13.69%최근 순이익 업데이트30 Jun 2024최근 과거 실적 업데이트Reported Earnings • Apr 22First quarter 2024 earnings released: EPS: US$0.30 (vs US$0.38 in 1Q 2023)First quarter 2024 results: EPS: US$0.30 (down from US$0.38 in 1Q 2023). Revenue: US$9.37m (down 6.3% from 1Q 2023). Net income: US$1.32m (down 19% from 1Q 2023). Profit margin: 14% (down from 16% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Net interest margin (NIM): 2.84% (down from 3.14% in FY 2022). Non-performing loans: 0.44% (up from 0.24% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Reported Earnings • Oct 20Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.42 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.42 in 3Q 2022). Revenue: US$9.67m (down 1.0% from 3Q 2022). Net income: US$1.50m (down 18% from 3Q 2022). Profit margin: 16% (down from 19% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Reported Earnings • Jul 21Second quarter 2023 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2022)Second quarter 2023 results: EPS: US$0.33 (down from US$0.53 in 2Q 2022). Revenue: US$9.45m (down 7.5% from 2Q 2022). Net income: US$1.42m (down 38% from 2Q 2022). Profit margin: 15% (down from 22% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.Reported Earnings • Mar 08Full year 2022 earnings releasedFull year 2022 results: Revenue: US$40.1m (down 14% from FY 2021). Net income: US$8.05m (down 41% from FY 2021). Profit margin: 20% (down from 29% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.모든 업데이트 보기Recent updates공시 • Oct 11+ 1 more updateHMN Financial, Inc.(NasdaqGM:HMNF) dropped from S&P TMI IndexHMN Financial, Inc.(NasdaqGM:HMNF) dropped from S&P TMI Index공시 • Oct 10HMN Financial, Inc.(NasdaqGM:HMNF) dropped from NASDAQ Composite IndexHMN Financial, Inc. has been dropped from the NASDAQ Composite Index.공시 • Jul 25HMN Financial, Inc. Declares Quarterly Dividend, Payable on September 9, 2024HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.10 per share of common stock, payable on September 9, 2024 to stockholders of record at the close of business on August 16, 2024. The declaration and amount of any future cash dividends remains subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company’s results of operations, financial condition, capital requirements, regulatory and contractual restrictions, business strategy and other factors deemed relevant by the Board of Directors.공시 • May 16Alerus Financial Corporation (NasdaqCM:ALRS) entered into an agreement to acquire HMN Financial, Inc. (NasdaqGM:HMNF) for approximately $120 millionAlerus Financial Corporation (NasdaqCM:ALRS) entered into an agreement to acquire HMN Financial, Inc. (NasdaqGM:HMNF) for approximately $120 million on May 15, 2024. According to the terms of the agreement, stockholders of HMNF will receive 1.25 shares of Alerus common stock for each share of HMNF common stock they own. Under the terms of the agreement, HMNF will merge with and into Alerus. Upon completion of the Merger, one HMNF director will join the Alerus Board of Directors. The transaction has been unanimously approved by the Boards of Directors of both companies. Completion of the Merger is subject to customary closing conditions, including receipt of required regulatory approvals and approval by the stockholders of both Alerus and HMNF. The transaction is expected to close in the fourth quarter of 2024. The transaction is expected to be immediately accretive to Alerus’ estimated earnings before one-time costs, with a tangible book value earn back of approximately 2.2 years (inclusive of interest rate marks), and an internal rate of return in excess of 25%. Raymond James & Associates, Inc. acted as financial advisor and Barack Ferrazzano Kirschbaum & Nagelberg LLP acted as legal counsel to Alerus on the transaction. D.A. Davidson & Co. acted as financial advisor and Ballard Spahr LLP acted as legal counsel to HMNF.Valuation Update With 7 Day Price Move • May 15Investor sentiment improves as stock rises 22%After last week's 22% share price gain to US$23.25, the stock trades at a trailing P/E ratio of 17.8x. Average trailing P/E is 10x in the Banks industry in the US. Total returns to shareholders of 16% over the past three years.Upcoming Dividend • May 12Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (2.9%).분석 기사 • Apr 28HMN Financial (NASDAQ:HMNF) Is Increasing Its Dividend To $0.10The board of HMN Financial, Inc. ( NASDAQ:HMNF ) has announced that it will be increasing its dividend by 25% on the...Declared Dividend • Apr 28First quarter dividend increased to US$0.10Dividend of US$0.10 is 25% higher than last year. Ex-date: 16th May 2024 Payment date: 7th June 2024 Dividend yield will be 1.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 73% to shift the payout ratio to a potentially unsustainable range, which is more than the 7.1% EPS decline seen over the last 5 years.공시 • Apr 25HMN Financial, Inc. Declares Quarterly Dividend, Payable on June 7, 2024HMN Financial, Inc. announced that its board of directors has declared a quarterly dividend of $0.10 per share of common stock, payable on June 7, 2024 to stockholders of record at the close of business on May 17, 2024.Reported Earnings • Apr 22First quarter 2024 earnings released: EPS: US$0.30 (vs US$0.38 in 1Q 2023)First quarter 2024 results: EPS: US$0.30 (down from US$0.38 in 1Q 2023). Revenue: US$9.37m (down 6.3% from 1Q 2023). Net income: US$1.32m (down 19% from 1Q 2023). Profit margin: 14% (down from 16% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.공시 • Mar 22HMN Financial, Inc., Annual General Meeting, Apr 23, 2024HMN Financial, Inc., Annual General Meeting, Apr 23, 2024, at 10:00 Central Standard Time. Agenda: To consider election of three directors to serve until the conclusion of the third succeeding annual meeting of stockholders or until their successors have been duly elected and qualified; an advisory (non-binding) vote to approve the compensation of executives, as disclosed in this proxy statement (a “Say-on-Pay” vote); ratification of the appointment of Baker Tilly US LLP as independent registered public accounting firm for 2024;.Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Net interest margin (NIM): 2.84% (down from 3.14% in FY 2022). Non-performing loans: 0.44% (up from 0.24% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Feb 05Upcoming dividend of US$0.08 per share at 1.4% yieldEligible shareholders must have bought the stock before 12 February 2024. Payment date: 06 March 2024. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).Declared Dividend • Jan 31Fourth quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 12th February 2024 Payment date: 6th March 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 76% to shift the payout ratio to a potentially unsustainable range, which is more than the 6.1% EPS decline seen over the last 5 years.New Risk • Jan 27New major risk - Revenue and earnings growthEarnings have declined by 1.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.6% per year over the past 5 years. Minor Risk Market cap is less than US$100m (US$96.6m market cap).Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Upcoming Dividend • Nov 08Upcoming dividend of US$0.08 per share at 1.7% yieldEligible shareholders must have bought the stock before 15 November 2023. Payment date: 07 December 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.8%).공시 • Oct 26HMN Financial, Inc. Declares Quarterly Dividend, Payable on December 7, 2023HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.08 per share of common stock, payable on December 7, 2023 to stockholders of record at the close of business on November 16, 2023.Reported Earnings • Oct 20Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.42 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.42 in 3Q 2022). Revenue: US$9.67m (down 1.0% from 3Q 2022). Net income: US$1.50m (down 18% from 3Q 2022). Profit margin: 16% (down from 19% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Upcoming Dividend • Aug 08Upcoming dividend of US$0.08 per share at 1.5% yieldEligible shareholders must have bought the stock before 15 August 2023. Payment date: 07 September 2023. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.4%).공시 • Jul 27HMN Financial, Inc. Declares Quarterly Dividend, Payable on September 7, 2023HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.08 per share of common stock, payable on September 7, 2023 to stockholders of record at the close of business on August 16, 2023.New Risk • Jul 23New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (3.1% increase in shares outstanding). Market cap is less than US$100m (US$86.4m market cap).Reported Earnings • Jul 21Second quarter 2023 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2022)Second quarter 2023 results: EPS: US$0.33 (down from US$0.53 in 2Q 2022). Revenue: US$9.45m (down 7.5% from 2Q 2022). Net income: US$1.42m (down 38% from 2Q 2022). Profit margin: 15% (down from 22% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.Upcoming Dividend • May 09Upcoming dividend of US$0.08 per share at 1.3% yieldEligible shareholders must have bought the stock before 16 May 2023. Payment date: 07 June 2023. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.8%).Reported Earnings • Mar 08Full year 2022 earnings releasedFull year 2022 results: Revenue: US$40.1m (down 14% from FY 2021). Net income: US$8.05m (down 41% from FY 2021). Profit margin: 20% (down from 29% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Feb 07Upcoming dividend of US$0.06 per share at 1.1% yieldEligible shareholders must have bought the stock before 14 February 2023. Payment date: 08 March 2023. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (5.8%).분석 기사 • Feb 01HMN Financial (NASDAQ:HMNF) Is Paying Out A Dividend Of $0.06HMN Financial, Inc. ( NASDAQ:HMNF ) will pay a dividend of $0.06 on the 8th of March. This payment means the dividend...공시 • Jan 28HMN Financial, Inc. Declares Quarterly Dividend, Payable on March 8, 2023HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of 6 cents per share of common stock payable on March 8, 2023 to stockholders of record at the close of business on February 15, 2023.Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$1.85 (vs US$3.03 in FY 2021)Full year 2022 results: EPS: US$1.85 (down from US$3.03 in FY 2021). Revenue: US$40.1m (down 14% from FY 2021). Net income: US$8.05m (down 41% from FY 2021). Profit margin: 20% (down from 29% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.공시 • Jan 27HMN Financial, Inc., Annual General Meeting, Apr 25, 2023HMN Financial, Inc., Annual General Meeting, Apr 25, 2023, at 10:00 Central Daylight.Upcoming Dividend • Nov 07Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 14 November 2022. Payment date: 06 December 2022. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (6.7%).공시 • Oct 26HMN Financial, Inc. Announces Dividend, Payable on December 6, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.06 per share of common stock, payable on December 6, 2022 to stockholders of record at the close of business on November 15, 2022.Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.82 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.82 in 3Q 2021). Revenue: US$9.77m (down 19% from 3Q 2021). Net income: US$1.83m (down 49% from 3Q 2021). Profit margin: 19% (down from 30% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Aug 08Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 15 August 2022. Payment date: 07 September 2022. Payout ratio is a comfortable 5.6% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.1%). Lower than average of industry peers (5.6%).공시 • Jul 28HMN Financial, Inc. Declares a Quarterly Dividend, Payable on September 7, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.06 per share of common stock, payable on September 7, 2022 to stockholders of record at the close of business on August 16, 2022. The declaration and amount of any future cash dividends remains subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company’s results of operations, financial condition, capital requirements, regulatory and contractual restrictions, business strategy and other factors deemed relevant by the Board of Directors.Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.52 (vs US$1.01 in 2Q 2021)Second quarter 2022 results: EPS: US$0.52 (down from US$1.01 in 2Q 2021). Revenue: US$10.2m (down 23% from 2Q 2021). Net income: US$2.29m (down 49% from 2Q 2021). Profit margin: 22% (down from 34% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Jul 22HMN Financial GAAP EPS of $0.52, revenue of $10.29MHMN Financial press release (NASDAQ:HMNF): Q2 GAAP EPS of $0.52. Revenue of $10.29M (-17.0% Y/Y).공시 • May 28HMN Financial, Inc. Elects Jeffrey W. Bolton as Board MemberHMN Financial, Inc. announced upon the recommendation of its governance and nominating committee, increased the size of the board from eight to nine members and elected Jeffrey W. Bolton to fill the resulting vacancy, with a term to expire at the company’s annual meeting of stockholders to be held in 2025. As a non-employee director, Mr. Bolton will participate in the non-employee director compensation arrangements described in the company’s definitive proxy statement filed with the securities and exchange commission on March 21, 2022. On May 24, 2022, the Board appointed Mr. Bolton to serve on the audit committee of the board.Upcoming Dividend • May 09Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 16 May 2022. Payment date: 07 June 2022. Payout ratio is a comfortable 2.3% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.0%). Lower than average of industry peers (6.2%).Reported Earnings • May 08First quarter 2022 earnings released: EPS: US$0.34 (vs US$0.75 in 1Q 2021)First quarter 2022 results: EPS: US$0.34 (down from US$0.75 in 1Q 2021). Revenue: US$9.36m (down 17% from 1Q 2021). Net income: US$1.49m (down 56% from 1Q 2021). Profit margin: 16% (down from 30% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.공시 • Apr 28HMN Financial, Inc. Declares Quarterly Dividend, Payable on June 7, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.06 per share of common stock, payable on June 7, 2022 to stockholders of record at the close of business on May 17, 2022.Reported Earnings • Mar 10Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.03 (up from US$2.23 in FY 2020). Revenue: US$46.6m (up 13% from FY 2020). Net income: US$13.6m (up 32% from FY 2020). Profit margin: 29% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Feb 08Inaugural dividend of US$0.06 per shareEligible shareholders must have bought the stock before 15 February 2022. Payment date: 09 March 2022. The company is not currently making a profit and is not cash flow positive. This is the first dividend for HMN Financial since going public. The average dividend yield among industry peers is 3.8%.공시 • Jan 28+ 1 more updateHMN Financial, Inc. Declares Quarterly Dividend on Common Stock, Payable on March 9, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of 6 cents per share of common stock payable on March 9, 2022 to stockholders of record at the close of business on February 16, 2022.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.82 (vs US$0.67 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$12.0m (up 9.7% from 3Q 2020). Net income: US$3.62m (up 17% from 3Q 2020). Profit margin: 30% (up from 28% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jul 22Second quarter 2021 earnings released: EPS US$1.01 (vs US$0.58 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$13.3m (up 28% from 2Q 2020). Net income: US$4.53m (up 68% from 2Q 2020). Profit margin: 34% (up from 26% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.공시 • Jun 28HMN Financial, Inc.(NasdaqGM:HMNF) dropped from Russell Microcap Growth IndexHMN Financial, Inc.(NasdaqGM:HMNF) dropped from Russell Microcap Growth IndexExecutive Departure • May 02Independent Director has left the companyOn the 27th of April, Hugh Smith's tenure as Independent Director ended after 12.0 years in the role. As of December 2020, Hugh personally held 26.23k shares (US$451k worth at the time). Hugh is the only executive to leave the company over the last 12 months.분석 기사 • Apr 21Here's Why HMN Financial, Inc.'s (NASDAQ:HMNF) CEO Compensation Is The Least Of Shareholders' ConcernsPerformance at HMN Financial, Inc. ( NASDAQ:HMNF ) has been reasonably good and CEO Brad Krehbiel has done a decent job...Reported Earnings • Apr 21First quarter 2021 earnings released: EPS US$0.75 (vs US$0.30 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$11.3m (up 26% from 1Q 2020). Net income: US$3.42m (up 147% from 1Q 2020). Profit margin: 30% (up from 16% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.분석 기사 • Mar 18This Insider Has Just Sold Shares In HMN Financial, Inc. (NASDAQ:HMNF)We note that the HMN Financial, Inc. ( NASDAQ:HMNF ) Senior VP, Jon Eberle, recently sold US$53k worth of stock for...Recent Insider Transactions • Mar 18Senior VP recently sold US$53k worth of stockOn the 15th of March, Jon Eberle sold around 3k shares on-market at roughly US$20.29 per share. This was the largest sale by an insider in the last 3 months. This was Jon's only on-market trade for the last 12 months.Reported Earnings • Mar 08Full year 2020 earnings releasedThe company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$41.4m (up 8.2% from FY 2019). Net income: US$10.3m (up 32% from FY 2019). Profit margin: 25% (up from 20% in FY 2019). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.55% (down from 4.04% in FY 2019). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.분석 기사 • Feb 27Introducing HMN Financial (NASDAQ:HMNF), A Stock That Climbed 80% In The Last Five YearsThe main point of investing for the long term is to make money. Better yet, you'd like to see the share price move up...Is New 90 Day High Low • Feb 24New 90-day high: US$20.11The company is up 22% from its price of US$16.50 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 7.0% over the same period.Is New 90 Day High Low • Feb 02New 90-day high: US$18.71The company is up 29% from its price of US$14.56 on 03 November 2020. The American market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 9.0% over the same period.Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$2.23 (vs US$1.69 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$41.4m (up 8.2% from FY 2019). Net income: US$10.3m (up 32% from FY 2019). Profit margin: 25% (up from 20% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.공시 • Jan 28HMN Financial, Inc., Annual General Meeting, Apr 27, 2021HMN Financial, Inc., Annual General Meeting, Apr 27, 2021, at 10:00 Central Daylight.분석 기사 • Jan 22Are Insiders Buying HMN Financial, Inc. (NASDAQ:HMNF) Stock?We often see insiders buying up shares in companies that perform well over the long term. On the other hand, we'd be...Is New 90 Day High Low • Jan 06New 90-day high: US$17.73The company is up 32% from its price of US$13.42 on 07 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.Is New 90 Day High Low • Dec 18New 90-day high: US$17.44The company is up 32% from its price of US$13.26 on 18 September 2020. The American market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 9.0% over the same period.분석 기사 • Dec 01A Look At HMN Financial's (NASDAQ:HMNF) CEO RemunerationBrad Krehbiel became the CEO of HMN Financial, Inc. (NASDAQ:HMNF) in 2012, and we think it's a good time to look at...Is New 90 Day High Low • Oct 29New 90-day high: US$14.64The company is up 5.0% from its price of US$14.00 on 31 July 2020. The American market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 3.0% over the same period.Reported Earnings • Oct 21Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$8.41m, down 5.4% from the prior year. Total revenue was US$39.5m over the last 12 months, up 3.3% from the prior year.공시 • Oct 17HMN Financial, Inc. to Report Q3, 2020 Results on Oct 19, 2020HMN Financial, Inc. announced that they will report Q3, 2020 results at 5:00 PM, Eastern Standard Time on Oct 19, 2020Is New 90 Day High Low • Oct 06New 90-day low: US$13.25The company is down 8.0% from its price of US$14.41 on 08 July 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Mortgage industry, which is down 9.0% over the same period.Is New 90 Day High Low • Sep 19New 90-day low: US$13.26The company is down 10.0% from its price of US$14.79 on 19 June 2020. The American market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Mortgage industry, which is down 29% over the same period.매출 및 비용 세부 내역HMN Financial가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqGM:HMNF 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비30 Jun 2438525031 Mar 2438625031 Dec 2338625030 Sep 2340725030 Jun 2340725031 Mar 2341825031 Dec 2240824030 Sep 2239824030 Jun 2242924031 Mar 22451224031 Dec 21471423030 Sep 21481523030 Jun 21471422031 Mar 21441222031 Dec 20411023030 Sep 2040823030 Jun 2038724031 Mar 2038823031 Dec 1938823030 Sep 1938922030 Jun 19381022031 Mar 1937822031 Dec 1837821030 Sep 1835621030 Jun 1835521031 Mar 1834521031 Dec 1734421030 Sep 1735622030 Jun 1734522031 Mar 1734622031 Dec 1635621030 Sep 1633621030 Jun 1632520031 Mar 1630420031 Dec 1528320030 Sep 1529319030 Jun 1530419031 Mar 1531518031 Dec 1434619030 Sep 14342218030 Jun 14382618031 Mar 14362518031 Dec 133525170양질의 수익: HMNF는 고품질 수익을 보유하고 있습니다.이익 마진 증가: HMNF의 현재 순 이익률 (13.7%)은 지난해 (18.3%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: HMNF의 수익은 지난 5년 동안 연평균 7.3% 감소했습니다.성장 가속화: HMNF은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: HMNF은 지난 1년 동안 수익이 감소(-28.5%)하여 Banks 업계 평균(22.8%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: HMNF의 자본 수익률(4.7%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2024/10/11 03:25종가2024/10/09 00:00수익2024/06/30연간 수익2023/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스HMN Financial, Inc.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • Apr 22First quarter 2024 earnings released: EPS: US$0.30 (vs US$0.38 in 1Q 2023)First quarter 2024 results: EPS: US$0.30 (down from US$0.38 in 1Q 2023). Revenue: US$9.37m (down 6.3% from 1Q 2023). Net income: US$1.32m (down 19% from 1Q 2023). Profit margin: 14% (down from 16% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Net interest margin (NIM): 2.84% (down from 3.14% in FY 2022). Non-performing loans: 0.44% (up from 0.24% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Reported Earnings • Oct 20Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.42 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.42 in 3Q 2022). Revenue: US$9.67m (down 1.0% from 3Q 2022). Net income: US$1.50m (down 18% from 3Q 2022). Profit margin: 16% (down from 19% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Reported Earnings • Jul 21Second quarter 2023 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2022)Second quarter 2023 results: EPS: US$0.33 (down from US$0.53 in 2Q 2022). Revenue: US$9.45m (down 7.5% from 2Q 2022). Net income: US$1.42m (down 38% from 2Q 2022). Profit margin: 15% (down from 22% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
Reported Earnings • Mar 08Full year 2022 earnings releasedFull year 2022 results: Revenue: US$40.1m (down 14% from FY 2021). Net income: US$8.05m (down 41% from FY 2021). Profit margin: 20% (down from 29% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
공시 • Oct 11+ 1 more updateHMN Financial, Inc.(NasdaqGM:HMNF) dropped from S&P TMI IndexHMN Financial, Inc.(NasdaqGM:HMNF) dropped from S&P TMI Index
공시 • Oct 10HMN Financial, Inc.(NasdaqGM:HMNF) dropped from NASDAQ Composite IndexHMN Financial, Inc. has been dropped from the NASDAQ Composite Index.
공시 • Jul 25HMN Financial, Inc. Declares Quarterly Dividend, Payable on September 9, 2024HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.10 per share of common stock, payable on September 9, 2024 to stockholders of record at the close of business on August 16, 2024. The declaration and amount of any future cash dividends remains subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company’s results of operations, financial condition, capital requirements, regulatory and contractual restrictions, business strategy and other factors deemed relevant by the Board of Directors.
공시 • May 16Alerus Financial Corporation (NasdaqCM:ALRS) entered into an agreement to acquire HMN Financial, Inc. (NasdaqGM:HMNF) for approximately $120 millionAlerus Financial Corporation (NasdaqCM:ALRS) entered into an agreement to acquire HMN Financial, Inc. (NasdaqGM:HMNF) for approximately $120 million on May 15, 2024. According to the terms of the agreement, stockholders of HMNF will receive 1.25 shares of Alerus common stock for each share of HMNF common stock they own. Under the terms of the agreement, HMNF will merge with and into Alerus. Upon completion of the Merger, one HMNF director will join the Alerus Board of Directors. The transaction has been unanimously approved by the Boards of Directors of both companies. Completion of the Merger is subject to customary closing conditions, including receipt of required regulatory approvals and approval by the stockholders of both Alerus and HMNF. The transaction is expected to close in the fourth quarter of 2024. The transaction is expected to be immediately accretive to Alerus’ estimated earnings before one-time costs, with a tangible book value earn back of approximately 2.2 years (inclusive of interest rate marks), and an internal rate of return in excess of 25%. Raymond James & Associates, Inc. acted as financial advisor and Barack Ferrazzano Kirschbaum & Nagelberg LLP acted as legal counsel to Alerus on the transaction. D.A. Davidson & Co. acted as financial advisor and Ballard Spahr LLP acted as legal counsel to HMNF.
Valuation Update With 7 Day Price Move • May 15Investor sentiment improves as stock rises 22%After last week's 22% share price gain to US$23.25, the stock trades at a trailing P/E ratio of 17.8x. Average trailing P/E is 10x in the Banks industry in the US. Total returns to shareholders of 16% over the past three years.
Upcoming Dividend • May 12Upcoming dividend of US$0.10 per shareEligible shareholders must have bought the stock before 16 May 2024. Payment date: 07 June 2024. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (2.9%).
분석 기사 • Apr 28HMN Financial (NASDAQ:HMNF) Is Increasing Its Dividend To $0.10The board of HMN Financial, Inc. ( NASDAQ:HMNF ) has announced that it will be increasing its dividend by 25% on the...
Declared Dividend • Apr 28First quarter dividend increased to US$0.10Dividend of US$0.10 is 25% higher than last year. Ex-date: 16th May 2024 Payment date: 7th June 2024 Dividend yield will be 1.7%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 73% to shift the payout ratio to a potentially unsustainable range, which is more than the 7.1% EPS decline seen over the last 5 years.
공시 • Apr 25HMN Financial, Inc. Declares Quarterly Dividend, Payable on June 7, 2024HMN Financial, Inc. announced that its board of directors has declared a quarterly dividend of $0.10 per share of common stock, payable on June 7, 2024 to stockholders of record at the close of business on May 17, 2024.
Reported Earnings • Apr 22First quarter 2024 earnings released: EPS: US$0.30 (vs US$0.38 in 1Q 2023)First quarter 2024 results: EPS: US$0.30 (down from US$0.38 in 1Q 2023). Revenue: US$9.37m (down 6.3% from 1Q 2023). Net income: US$1.32m (down 19% from 1Q 2023). Profit margin: 14% (down from 16% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
공시 • Mar 22HMN Financial, Inc., Annual General Meeting, Apr 23, 2024HMN Financial, Inc., Annual General Meeting, Apr 23, 2024, at 10:00 Central Standard Time. Agenda: To consider election of three directors to serve until the conclusion of the third succeeding annual meeting of stockholders or until their successors have been duly elected and qualified; an advisory (non-binding) vote to approve the compensation of executives, as disclosed in this proxy statement (a “Say-on-Pay” vote); ratification of the appointment of Baker Tilly US LLP as independent registered public accounting firm for 2024;.
Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Net interest margin (NIM): 2.84% (down from 3.14% in FY 2022). Non-performing loans: 0.44% (up from 0.24% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Feb 05Upcoming dividend of US$0.08 per share at 1.4% yieldEligible shareholders must have bought the stock before 12 February 2024. Payment date: 06 March 2024. Trailing yield: 1.4%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).
Declared Dividend • Jan 31Fourth quarter dividend of US$0.08 announcedShareholders will receive a dividend of US$0.08. Ex-date: 12th February 2024 Payment date: 6th March 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 15% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 76% to shift the payout ratio to a potentially unsustainable range, which is more than the 6.1% EPS decline seen over the last 5 years.
New Risk • Jan 27New major risk - Revenue and earnings growthEarnings have declined by 1.6% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.6% per year over the past 5 years. Minor Risk Market cap is less than US$100m (US$96.6m market cap).
Reported Earnings • Jan 27Full year 2023 earnings released: EPS: US$1.38 (vs US$1.85 in FY 2022)Full year 2023 results: EPS: US$1.38 (down from US$1.85 in FY 2022). Revenue: US$38.3m (down 4.4% from FY 2022). Net income: US$6.01m (down 25% from FY 2022). Profit margin: 16% (down from 20% in FY 2022). Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Upcoming Dividend • Nov 08Upcoming dividend of US$0.08 per share at 1.7% yieldEligible shareholders must have bought the stock before 15 November 2023. Payment date: 07 December 2023. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.8%).
공시 • Oct 26HMN Financial, Inc. Declares Quarterly Dividend, Payable on December 7, 2023HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.08 per share of common stock, payable on December 7, 2023 to stockholders of record at the close of business on November 16, 2023.
Reported Earnings • Oct 20Third quarter 2023 earnings released: EPS: US$0.34 (vs US$0.42 in 3Q 2022)Third quarter 2023 results: EPS: US$0.34 (down from US$0.42 in 3Q 2022). Revenue: US$9.67m (down 1.0% from 3Q 2022). Net income: US$1.50m (down 18% from 3Q 2022). Profit margin: 16% (down from 19% in 3Q 2022). Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Upcoming Dividend • Aug 08Upcoming dividend of US$0.08 per share at 1.5% yieldEligible shareholders must have bought the stock before 15 August 2023. Payment date: 07 September 2023. Payout ratio is a comfortable 15% and this is well supported by cash flows. Trailing yield: 1.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.4%).
공시 • Jul 27HMN Financial, Inc. Declares Quarterly Dividend, Payable on September 7, 2023HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.08 per share of common stock, payable on September 7, 2023 to stockholders of record at the close of business on August 16, 2023.
New Risk • Jul 23New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 3.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (3.1% increase in shares outstanding). Market cap is less than US$100m (US$86.4m market cap).
Reported Earnings • Jul 21Second quarter 2023 earnings released: EPS: US$0.33 (vs US$0.53 in 2Q 2022)Second quarter 2023 results: EPS: US$0.33 (down from US$0.53 in 2Q 2022). Revenue: US$9.45m (down 7.5% from 2Q 2022). Net income: US$1.42m (down 38% from 2Q 2022). Profit margin: 15% (down from 22% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
Upcoming Dividend • May 09Upcoming dividend of US$0.08 per share at 1.3% yieldEligible shareholders must have bought the stock before 16 May 2023. Payment date: 07 June 2023. Payout ratio is a comfortable 13% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.8%).
Reported Earnings • Mar 08Full year 2022 earnings releasedFull year 2022 results: Revenue: US$40.1m (down 14% from FY 2021). Net income: US$8.05m (down 41% from FY 2021). Profit margin: 20% (down from 29% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Feb 07Upcoming dividend of US$0.06 per share at 1.1% yieldEligible shareholders must have bought the stock before 14 February 2023. Payment date: 08 March 2023. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (5.8%).
분석 기사 • Feb 01HMN Financial (NASDAQ:HMNF) Is Paying Out A Dividend Of $0.06HMN Financial, Inc. ( NASDAQ:HMNF ) will pay a dividend of $0.06 on the 8th of March. This payment means the dividend...
공시 • Jan 28HMN Financial, Inc. Declares Quarterly Dividend, Payable on March 8, 2023HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of 6 cents per share of common stock payable on March 8, 2023 to stockholders of record at the close of business on February 15, 2023.
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$1.85 (vs US$3.03 in FY 2021)Full year 2022 results: EPS: US$1.85 (down from US$3.03 in FY 2021). Revenue: US$40.1m (down 14% from FY 2021). Net income: US$8.05m (down 41% from FY 2021). Profit margin: 20% (down from 29% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
공시 • Jan 27HMN Financial, Inc., Annual General Meeting, Apr 25, 2023HMN Financial, Inc., Annual General Meeting, Apr 25, 2023, at 10:00 Central Daylight.
Upcoming Dividend • Nov 07Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 14 November 2022. Payment date: 06 December 2022. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (6.7%).
공시 • Oct 26HMN Financial, Inc. Announces Dividend, Payable on December 6, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.06 per share of common stock, payable on December 6, 2022 to stockholders of record at the close of business on November 15, 2022.
Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$0.42 (vs US$0.82 in 3Q 2021)Third quarter 2022 results: EPS: US$0.42 (down from US$0.82 in 3Q 2021). Revenue: US$9.77m (down 19% from 3Q 2021). Net income: US$1.83m (down 49% from 3Q 2021). Profit margin: 19% (down from 30% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 13% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Aug 08Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 15 August 2022. Payment date: 07 September 2022. Payout ratio is a comfortable 5.6% and this is well supported by cash flows. Trailing yield: 1.1%. Lower than top quartile of American dividend payers (4.1%). Lower than average of industry peers (5.6%).
공시 • Jul 28HMN Financial, Inc. Declares a Quarterly Dividend, Payable on September 7, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.06 per share of common stock, payable on September 7, 2022 to stockholders of record at the close of business on August 16, 2022. The declaration and amount of any future cash dividends remains subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company’s results of operations, financial condition, capital requirements, regulatory and contractual restrictions, business strategy and other factors deemed relevant by the Board of Directors.
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.52 (vs US$1.01 in 2Q 2021)Second quarter 2022 results: EPS: US$0.52 (down from US$1.01 in 2Q 2021). Revenue: US$10.2m (down 23% from 2Q 2021). Net income: US$2.29m (down 49% from 2Q 2021). Profit margin: 22% (down from 34% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Jul 22HMN Financial GAAP EPS of $0.52, revenue of $10.29MHMN Financial press release (NASDAQ:HMNF): Q2 GAAP EPS of $0.52. Revenue of $10.29M (-17.0% Y/Y).
공시 • May 28HMN Financial, Inc. Elects Jeffrey W. Bolton as Board MemberHMN Financial, Inc. announced upon the recommendation of its governance and nominating committee, increased the size of the board from eight to nine members and elected Jeffrey W. Bolton to fill the resulting vacancy, with a term to expire at the company’s annual meeting of stockholders to be held in 2025. As a non-employee director, Mr. Bolton will participate in the non-employee director compensation arrangements described in the company’s definitive proxy statement filed with the securities and exchange commission on March 21, 2022. On May 24, 2022, the Board appointed Mr. Bolton to serve on the audit committee of the board.
Upcoming Dividend • May 09Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 16 May 2022. Payment date: 07 June 2022. Payout ratio is a comfortable 2.3% and this is well supported by cash flows. Trailing yield: 1.0%. Lower than top quartile of American dividend payers (4.0%). Lower than average of industry peers (6.2%).
Reported Earnings • May 08First quarter 2022 earnings released: EPS: US$0.34 (vs US$0.75 in 1Q 2021)First quarter 2022 results: EPS: US$0.34 (down from US$0.75 in 1Q 2021). Revenue: US$9.36m (down 17% from 1Q 2021). Net income: US$1.49m (down 56% from 1Q 2021). Profit margin: 16% (down from 30% in 1Q 2021). Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
공시 • Apr 28HMN Financial, Inc. Declares Quarterly Dividend, Payable on June 7, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of $0.06 per share of common stock, payable on June 7, 2022 to stockholders of record at the close of business on May 17, 2022.
Reported Earnings • Mar 10Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$3.03 (up from US$2.23 in FY 2020). Revenue: US$46.6m (up 13% from FY 2020). Net income: US$13.6m (up 32% from FY 2020). Profit margin: 29% (up from 25% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Feb 08Inaugural dividend of US$0.06 per shareEligible shareholders must have bought the stock before 15 February 2022. Payment date: 09 March 2022. The company is not currently making a profit and is not cash flow positive. This is the first dividend for HMN Financial since going public. The average dividend yield among industry peers is 3.8%.
공시 • Jan 28+ 1 more updateHMN Financial, Inc. Declares Quarterly Dividend on Common Stock, Payable on March 9, 2022HMN Financial, Inc. announced that its Board of Directors has declared a quarterly dividend of 6 cents per share of common stock payable on March 9, 2022 to stockholders of record at the close of business on February 16, 2022.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.82 (vs US$0.67 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$12.0m (up 9.7% from 3Q 2020). Net income: US$3.62m (up 17% from 3Q 2020). Profit margin: 30% (up from 28% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jul 22Second quarter 2021 earnings released: EPS US$1.01 (vs US$0.58 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$13.3m (up 28% from 2Q 2020). Net income: US$4.53m (up 68% from 2Q 2020). Profit margin: 34% (up from 26% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
공시 • Jun 28HMN Financial, Inc.(NasdaqGM:HMNF) dropped from Russell Microcap Growth IndexHMN Financial, Inc.(NasdaqGM:HMNF) dropped from Russell Microcap Growth Index
Executive Departure • May 02Independent Director has left the companyOn the 27th of April, Hugh Smith's tenure as Independent Director ended after 12.0 years in the role. As of December 2020, Hugh personally held 26.23k shares (US$451k worth at the time). Hugh is the only executive to leave the company over the last 12 months.
분석 기사 • Apr 21Here's Why HMN Financial, Inc.'s (NASDAQ:HMNF) CEO Compensation Is The Least Of Shareholders' ConcernsPerformance at HMN Financial, Inc. ( NASDAQ:HMNF ) has been reasonably good and CEO Brad Krehbiel has done a decent job...
Reported Earnings • Apr 21First quarter 2021 earnings released: EPS US$0.75 (vs US$0.30 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$11.3m (up 26% from 1Q 2020). Net income: US$3.42m (up 147% from 1Q 2020). Profit margin: 30% (up from 16% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
분석 기사 • Mar 18This Insider Has Just Sold Shares In HMN Financial, Inc. (NASDAQ:HMNF)We note that the HMN Financial, Inc. ( NASDAQ:HMNF ) Senior VP, Jon Eberle, recently sold US$53k worth of stock for...
Recent Insider Transactions • Mar 18Senior VP recently sold US$53k worth of stockOn the 15th of March, Jon Eberle sold around 3k shares on-market at roughly US$20.29 per share. This was the largest sale by an insider in the last 3 months. This was Jon's only on-market trade for the last 12 months.
Reported Earnings • Mar 08Full year 2020 earnings releasedThe company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$41.4m (up 8.2% from FY 2019). Net income: US$10.3m (up 32% from FY 2019). Profit margin: 25% (up from 20% in FY 2019). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.55% (down from 4.04% in FY 2019). Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
분석 기사 • Feb 27Introducing HMN Financial (NASDAQ:HMNF), A Stock That Climbed 80% In The Last Five YearsThe main point of investing for the long term is to make money. Better yet, you'd like to see the share price move up...
Is New 90 Day High Low • Feb 24New 90-day high: US$20.11The company is up 22% from its price of US$16.50 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 7.0% over the same period.
Is New 90 Day High Low • Feb 02New 90-day high: US$18.71The company is up 29% from its price of US$14.56 on 03 November 2020. The American market is up 16% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 9.0% over the same period.
Reported Earnings • Jan 30Full year 2020 earnings released: EPS US$2.23 (vs US$1.69 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$41.4m (up 8.2% from FY 2019). Net income: US$10.3m (up 32% from FY 2019). Profit margin: 25% (up from 20% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 16% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
공시 • Jan 28HMN Financial, Inc., Annual General Meeting, Apr 27, 2021HMN Financial, Inc., Annual General Meeting, Apr 27, 2021, at 10:00 Central Daylight.
분석 기사 • Jan 22Are Insiders Buying HMN Financial, Inc. (NASDAQ:HMNF) Stock?We often see insiders buying up shares in companies that perform well over the long term. On the other hand, we'd be...
Is New 90 Day High Low • Jan 06New 90-day high: US$17.73The company is up 32% from its price of US$13.42 on 07 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.
Is New 90 Day High Low • Dec 18New 90-day high: US$17.44The company is up 32% from its price of US$13.26 on 18 September 2020. The American market is up 15% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 9.0% over the same period.
분석 기사 • Dec 01A Look At HMN Financial's (NASDAQ:HMNF) CEO RemunerationBrad Krehbiel became the CEO of HMN Financial, Inc. (NASDAQ:HMNF) in 2012, and we think it's a good time to look at...
Is New 90 Day High Low • Oct 29New 90-day high: US$14.64The company is up 5.0% from its price of US$14.00 on 31 July 2020. The American market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 3.0% over the same period.
Reported Earnings • Oct 21Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$8.41m, down 5.4% from the prior year. Total revenue was US$39.5m over the last 12 months, up 3.3% from the prior year.
공시 • Oct 17HMN Financial, Inc. to Report Q3, 2020 Results on Oct 19, 2020HMN Financial, Inc. announced that they will report Q3, 2020 results at 5:00 PM, Eastern Standard Time on Oct 19, 2020
Is New 90 Day High Low • Oct 06New 90-day low: US$13.25The company is down 8.0% from its price of US$14.41 on 08 July 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Mortgage industry, which is down 9.0% over the same period.
Is New 90 Day High Low • Sep 19New 90-day low: US$13.26The company is down 10.0% from its price of US$14.79 on 19 June 2020. The American market is up 9.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Mortgage industry, which is down 29% over the same period.