FinWise Bancorp

NasdaqGM:FINW 주식 리포트

시가총액: US$185.4m

FinWise Bancorp 경영진

경영진 기준 점검 1/4

FinWise Bancorp CEO는 Jim Noone, Apr2026 에 임명되었습니다 의 임기는 1년 미만입니다. 총 연간 보상은 $2.47M, 20.8% 급여 및 79.2% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $5.55M 가치에 해당하는 회사 주식의 2.99% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 0.4 년과 7.4 년입니다.

핵심 정보

Jim Noone

최고경영자

US$2.5m

총 보수

CEO 급여 비율20.80%
CEO 재임 기간less than a year
CEO 지분 보유율3.0%
경영진 평균 재임 기간less than a year
이사회 평균 재임 기간7.4yrs

최근 경영진 업데이트

Recent updates

내러티브 업데이트 Apr 02

FINW: Fintech Credit Partnership And Stable Outlook Will Support Future Upside

Analysts now place their price target for FinWise Bancorp at $22.00. This reflects updated assumptions around profit margin and future P/E levels that keep their fair value view essentially unchanged from prior estimates.
내러티브 업데이트 Mar 18

FINW: New Fintech Credit Partnership Will Support Future Upside

Analysts have maintained their price target for FinWise Bancorp at $22.00. This reflects consistent assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E that continue to support their existing view on the stock.
내러티브 업데이트 Mar 04

FINW: New Fintech Partnership And Solid Margins Will Support Future Upside

Analysts have modestly adjusted their price target on FinWise Bancorp from $22.67 to $22.00, citing updated assumptions around revenue growth, profit margins, and future P/E as the key drivers behind the change. What's in the News FinWise Bancorp announced a program agreement with fintech Albert Corporation to offer customers transparent, affordable and convenient short term lines of credit, pairing FinWise's banking capabilities with Albert's tools across banking, savings, investing and budgeting (Key Developments).
내러티브 업데이트 Feb 17

FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit Losses

Analysts have kept their average price target for FinWise Bancorp steady at $22.67. The latest update reflects revised expectations for revenue growth, profit margins and future P/E that offset each other in their models.
내러티브 업데이트 Feb 03

FINW: Higher Future P/E Assumptions Will Support Upside Despite Rising Credit Losses

Analysts have adjusted their price target on FinWise Bancorp to about US$22.67, reflecting updated assumptions around revenue growth, profit margin, and future P/E, which they see as better aligning the shares with current fundamentals. What's in the News From October 1, 2025 to December 31, 2025, FinWise Bancorp reported no share repurchases under its existing buyback program.
내러티브 업데이트 Jan 20

FINW: New Fintech Card Programs Will Drive Upside Despite Higher Credit Losses

Analysts kept their Fair Value estimate for FinWise Bancorp steady at about US$22.67 per share, citing essentially unchanged assumptions around the discount rate, revenue growth, profit margin, and future P/E. What's in the News From July 1, 2025 to September 30, 2025, FinWise Bancorp reported no share repurchases under its existing buyback.
내러티브 업데이트 Jan 05

FINW: Future Card Partnerships Will Drive Upside Despite Rising Credit Losses

Analysts have slightly increased their price target for FinWise Bancorp to reflect an updated fair value estimate of about $22.67 per share. This change is supported by largely unchanged assumptions around revenue growth, profit margins, discount rate, and a slightly higher future P/E multiple.
내러티브 업데이트 Dec 15

FINW: Index Inclusion Will Drive Future Upside Despite Rising Credit Losses

Analysts have slightly raised their price target on FinWise Bancorp to approximately $22.00 per share, citing stable fair value estimates supported by robust projected revenue growth above 50 percent, healthy profit margins near 13 percent, and an attractive forward P/E around 10.5. What's in the News FinWise Bancorp was added to the S&P Global BMI Index, boosting its visibility with institutional investors (Index Constituent Adds). The bank announced a strategic program agreement with DreamFi Inc.
내러티브 업데이트 Nov 29

FINW: Recent Card Program Launches And Index Addition Will Drive Upside

Analysts have maintained their price target for FinWise Bancorp at $22.00 per share. They cite stability in key valuation inputs and unchanged expectations regarding the company's growth and profitability outlook.
내러티브 업데이트 Nov 15

FINW: Index Inclusion And Share Buyback Will Drive Future Upside

Analysts have reaffirmed their price target for FinWise Bancorp at $22.00, citing stable fair value estimates as the basis for maintaining their outlook. What's in the News Entered program management, issuer, and servicer agreement with Tallied Technologies Inc.
내러티브 업데이트 Nov 01

FINW: New Partnerships And Product Expansion Will Drive Future Revenue Momentum

Analysts have raised their price target for FinWise Bancorp from $19.67 to $22.00, citing updated projections of significantly higher revenue growth, which more than offset a slight decrease in profit margin expectations. What's in the News FinWise Bancorp entered into an agreement with Tallied Technologies Inc.
Seeking Alpha Dec 07

FinWise Bancorp: Pricey For A Reason

Summary FinWise Bancorp's unique business model, focusing on strategic growth areas and fintech partnerships, justifies its premium valuation despite being more expensive than typical financial firms. The bank's impressive growth in deposits and loans, coupled with its asset-light approach, contributes to its high return on assets, making it a compelling investment. Despite declining net income and net interest margin, FinWise's diversification into lower-risk loans and innovative services like MoneyRails and BIN Sponsorship offer significant long-term potential. While not a home run, FinWise Bancorp's unique business model and strong financial metrics warrant a soft 'buy' rating despite its higher valuation. Read the full article on Seeking Alpha
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새로운 내러티브 Oct 27

Calculated Fintech Partnerships And SBA Rebound To Drive Growth And Boost Profitability

New strategic lending partnerships and program growth expected to boost market share and revenue, enhancing profitability as infrastructure investments mature.
분석 기사 Jul 30

Need To Know: Analysts Are Much More Bullish On FinWise Bancorp (NASDAQ:FINW) Revenues

Shareholders in FinWise Bancorp ( NASDAQ:FINW ) may be thrilled to learn that the analysts have just delivered a major...
Seeking Alpha Oct 14

FinWise Bancorp chairman Russell Healey, Jr. retires

FinWise Bancorp (NASDAQ:FINW) has announced the retirement of Russell Healey, Jr., chairman of its board of directors, effective as of Oct 6, 2022. Healey steps down after nearly two decades of service to the bank, and 12 years as chairman. Kent Landvatter, CEO and president, has been named as Chairman of both FinWise Bancorp and FinWise Bank.
Seeking Alpha Aug 18

FinWise Bancorp announces stock buyback program

FinWise Bancorp (NASDAQ:FINW) on Thursday announced a share repurchase program for up to 5% of its outstanding shares as of Aug. 16, or 644.2K shares. The repurchases will be made from time to time through Aug. 31, 2024. FINW may begin, suspend, limit or terminate repurchases at any time prior to the program's expiration. The company expects to fund buybacks with available cash balances.
Seeking Alpha Jul 27

FinWise Bancorp GAAP EPS of $0.41 misses by $0.16, revenue of $21.20M misses by $1.49M

FinWise Bancorp press release (NASDAQ:FINW): Q2 GAAP EPS of $0.41 misses by $0.16. Revenue of $21.20M (+11.8% Y/Y) misses by $1.49M. Loan originations were $2.1 billion, compared to $2.5 billion for the quarter ended March 31, 2022 and $1.4 billion in the prior year period Net interest income was $12.8 million, compared to $13.0 million for the quarter ended March 31, 2022 and $10.8 million in the prior year period Net Income was $5.5 million, compared to $9.4 million for the quarter ended March 31, 2022 and $7.7 million in the prior year period. Efficiency ratio was 52.0%, compared to 36.7% for the quarter ended March 31, 2022 and 37.3% for the prior year period Maintained industry-leading returns with annualized return on average equity (ROAE) of 17.2%, compared to 31.4% in the quarter ended March 31, 2022 and 55.0% in the prior year period Asset quality remained strong with a nonperforming loans to total loans ratio of 0.3%.
Seeking Alpha Jan 07

FinWise Bancorp: A Risky Fintech-Heavy Partnership Model With Huge Potential Upside

FinWise Bancorp is a small $338 million asset bank. The bank partners with many fintech lenders to originate billions of loan volume. The company is insanely profitable, but also takes on a good amount of risk on its balance sheet. The business model is also filled with substantial risk.

CEO 보수 분석

Jim Noone의 보수는 FinWise Bancorp의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$15m

Dec 31 2025US$2mUS$514k

US$15m

Sep 30 2025n/an/a

US$14m

Jun 30 2025n/an/a

US$13m

Mar 31 2025n/an/a

US$12m

Dec 31 2024US$2mUS$471k

US$12m

Sep 30 2024n/an/a

US$14m

Jun 30 2024n/an/a

US$15m

Mar 31 2024n/an/a

US$17m

Dec 31 2023US$1mUS$443k

US$17m

Sep 30 2023n/an/a

US$20m

Jun 30 2023n/an/a

US$18m

Mar 31 2023n/an/a

US$19m

Dec 31 2022US$2mUS$361k

US$25m

Sep 30 2022n/an/a

US$28m

Jun 30 2022n/an/a

US$32m

Mar 31 2022n/an/a

US$34m

Dec 31 2021US$697kUS$250k

US$30m

Sep 30 2021n/an/a

US$24m

Mar 31 2021n/an/a

US$14m

Dec 31 2020US$441kUS$219k

US$10m

Dec 31 2019US$919kUS$213k

US$10m

보상 대 시장: Jim의 총 보수(USD2.47M)는 US 시장에서 비슷한 규모 기업의 평균(USD1.74M)보다 높습니다.

보상과 수익: Jim의 보상은 지난 1년 동안 20% 이상 증가했습니다.


CEO

Jim Noone (46 yo)

less than a year
재임 기간
US$2,470,895
보수

Mr. James F. Noone, also known as Jim, is Chief Executive Officer of FinWise Bancorp from April 6, 2026. Mr. Noone serves as President of FinWise Bank since March 21, 2023 and also serves as its Chief Exec...


리더십 팀

이름직위재임 기간보수지분
Kent Landvatter
Executive Chairman15.7yrsUS$2.17m8.07%
$ 15.0m
James Noone
Chief Executive Officerless than a yearUS$2.47m2.99%
$ 5.5m
Robert Wahlman
Executive VP & CFO2.2yrsUS$1.18m0.45%
$ 826.3k
Michael O'Brien
EVP, Chief Corporate Counsel & Corporate Secretary4.7yrs데이터 없음0.63%
$ 1.2m
Andrew Stines
EVP & Chief Compliance and Risk Officerless than a year데이터 없음0.14%
$ 258.0k
Richard Thiessens
Executive VP & CTO of the bankno data데이터 없음0.40%
$ 737.9k
0.4yrs
평균 재임 기간
53.5yo
평균 나이

경험이 풍부한 관리: FINW의 경영진은 경험이 부족한 것으로 간주됩니다(평균 재임 0.4 년) — 신규 팀일 수 있습니다.


이사회 구성원

이름직위재임 기간보수지분
Kent Landvatter
Executive Chairman15.7yrsUS$2.17m8.07%
$ 15.0m
Alan Weichselbaum
Independent Director3.6yrsUS$111.50k0.43%
$ 801.5k
Susan Ehrlich
Independent Director1.8yrsUS$113.60k0.043%
$ 80.0k
Howard Reynolds
Independent Vice Chairman & Lead Independent Director24.3yrsUS$141.20k1.69%
$ 3.1m
James Giordano
Independent Director8.9yrsUS$122.60k2.93%
$ 5.4m
Gerald Cunningham
Independent Director23.3yrsUS$138.83k1.18%
$ 2.2m
Lisa Nievaard
Independent Director5.8yrsUS$117.20k0.14%
$ 256.9k
Jeana Hutchings
Independent Director5.6yrsUS$122.60k0.21%
$ 394.9k
7.4yrs
평균 재임 기간
63.5yo
평균 나이

경험이 풍부한 이사회: FINW의 이사회경험이 있음으로 간주됩니다(평균 재임 7.4 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/21 00:12
종가2026/05/21 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

FinWise Bancorp는 8명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Brett RabatinHovde Group, LLC
Manuel NavasPiper Sandler Companies
Daniel TamayoRaymond James & Associates