First Interstate BancSystem 대차대조표 건전성
재무 건전성 기준 점검 6/6
First Interstate BancSystem 의 총 자산은 $26.4B 이고 총 자본금은 $3.4B 입니다. 총 예금은 $21.9B 이고, 총 대출금은 $14.5B 입니다. 3.3% 의 순이자 마진을 얻습니다. 현재 총 대출의 1.1% 에 달하는 불량 대출에 대한 충분한 여유가 있습니다. 현금 및 단기투자는 $1.2B 입니다.
핵심 정보
7.9x
자산/자본 비율
3.3%
순이자마진
| 총예금 | US$21.88b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 1.1% |
| 대손충당금 | 충분 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | US$1.24b |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
내러티브 업데이트 • May 19
FIBK: Share Repurchases And Mixed Ratings Will Shape Balanced Risk Reward Profile
Analysts have trimmed the fair value estimate for First Interstate BancSystem to $37.25 from $37.88. This reflects updated assumptions around discount rates, revenue growth, profitability, and future P/E multiples that incorporate a mix of recent price target revisions and rating changes across the Street.
내러티브 업데이트 • May 04
FIBK: Mixed Ratings And Stable Credit Costs Will Shape Future Returns
First Interstate BancSystem's updated analyst price target moves to $33.00 from $30.14 as analysts weigh recent target revisions, mixed ratings changes, and refreshed assumptions around revenue growth, profit margins, and future P/E levels. Analyst Commentary Recent research updates on First Interstate BancSystem point to a mix of price target revisions and rating changes, with several bearish analysts highlighting areas where they see risk around valuation, execution, and growth assumptions.Seeking Alpha • Apr 27
First Interstate BancSystem Is Getting Closer To An Upgrade
Summary First Interstate BancSystem demonstrates improving profitability and asset quality, but I maintain a "Hold" rating pending further valuation progress. FIBK's net interest margin and non-interest income have improved, aided by balance sheet adjustments and a significant branch sale. Deposit quality remains a concern, with 36.2% uninsured deposits and declining loan balances, though leverage has been substantially reduced. Valuation on earnings is still elevated (P/E 13.8), while price-to-book is attractive; upcoming Q1 2026 results could shift the outlook. Read the full article on Seeking Alpha내러티브 업데이트 • Apr 18
FIBK: Rising Credit Costs And Cautious Execution Will Pressure Future Returns
Analysts have trimmed the implied value for First Interstate BancSystem, with the updated price target moving from about $36.00 to roughly $30.13, as recent research reports reflect adjusted expectations around revenue growth, profitability and future P/E assumptions. Analyst Commentary Recent Street research around First Interstate BancSystem has leaned more cautious, with several firms adjusting ratings and price targets over the past few months.내러티브 업데이트 • Apr 03
FIBK: Cautious Sentiment And Buybacks Will Shape Future Share Returns
Analysts have lifted the implied fair value estimate for First Interstate BancSystem from about $30.04 to $36.00, reflecting recent adjustments to price targets as firms reassess revenue growth, profit margin assumptions, and the future P/E multiple. Analyst Commentary Recent Street research on First Interstate BancSystem shows a mix of raised and lowered price targets, along with at least one downgrade, which leaves sentiment looking cautious even as some firms adjust targets upward.내러티브 업데이트 • Mar 20
FIBK: Mixed Sentiment And Buybacks Will Shape Future Share Performance
Analysts have made a modest trim to their overall price expectations for First Interstate BancSystem, with the blended target slipping by about $0.34 as they factor in lower modeled revenue growth, slightly softer profit margins, and a marginally higher discount rate, even as several recent firm specific target changes have moved in different directions. Analyst Commentary Recent Street research on First Interstate BancSystem has been mixed, with some firms lifting price targets and others trimming expectations or turning more cautious.내러티브 업데이트 • Mar 06
FIBK: Share Buybacks And Mixed Profit Outlook Will Shape Balanced Return Profile
The analyst price target for First Interstate BancSystem has been adjusted slightly lower by $0.13 to $37.88 as analysts factor in a reduced profit margin outlook alongside recent mixed Street calls that include both price target increases and downgrades. Analyst Commentary Recent research on First Interstate BancSystem has been mixed, with some firms lifting price targets while others turn more cautious.내러티브 업데이트 • Feb 20
FIBK: Buybacks And Index Additions Will Balance Mixed Street Sentiment
Analysts have kept their fair value estimate for First Interstate BancSystem steady at $38.00, while fine tuning assumptions around discount rate, growth, and future P/E after a mix of recent price target increases and decreases across the Street. Analyst Commentary Recent Street research on First Interstate BancSystem reflects a mixed but active debate around the stock, with several firms adjusting price targets and one high profile downgrade.내러티브 업데이트 • Feb 05
FIBK: Buybacks And Index Additions Will Offset Mixed Earnings Expectations
The analyst fair value estimate for First Interstate BancSystem has increased by $2.50 to $38.00, with analysts citing updated assumptions that include more resilient profit margins and a slightly lower future P/E multiple, despite mixed recent price target changes across the Street. Analyst Commentary Street research on First Interstate BancSystem has been mixed, with some firms lifting their price targets while at least one has moved to a more cautious stance.분석 기사 • Feb 01
First Interstate BancSystem's (NASDAQ:FIBK) Dividend Will Be $0.47
The board of First Interstate BancSystem, Inc. ( NASDAQ:FIBK ) has announced that it will pay a dividend of $0.47 per...내러티브 업데이트 • Jan 22
FIBK: Sector Catch Up Hopes Will Limit Future Share Returns
Narrative Update The analyst price target for First Interstate BancSystem has been raised by US$3 to US$37. Analysts cite a broad sector reset that includes expectations for a steeper yield curve, improving loan growth, robust bank merger activity, and credit conditions that they describe as largely in check.내러티브 업데이트 • Jan 06
FIBK: Activist Demands And Neutral Outlook Will Restrain Future Share Returns
Analysts have trimmed their fair value estimate for First Interstate BancSystem slightly to about $30.00 per share, reflecting updated assumptions on growth, profitability, and forward P/E after recent Street research, including a higher US$37 price target from UBS, pointed to cautious optimism around mid-cap banks. Analyst Commentary Recent Street research has framed First Interstate BancSystem within a mid-cap bank group that some see as poised for a year of catch up versus larger peers, with references to a steepening yield curve, improving loan growth, and credit trends that are described as largely in check.내러티브 업데이트 • Dec 18
FIBK: Activist Pressure And Rich Multiple Will Limit Future Share Returns
Analysts have raised their price target on First Interstate BancSystem from 25.00 dollars to approximately 30.45 dollars, reflecting expectations for stronger long term profitability and a modestly higher future earnings multiple, despite tempered revenue growth assumptions and a slightly higher discount rate. What's in the News HoldCo Asset Management has built a 3.8% stake in First Interstate, calling for an end to acquisitions, increased share buybacks, and warning it may push for a sale if the board does not change course (Bloomberg).내러티브 업데이트 • Dec 04
FIBK: Activist Campaign Will Shape Buybacks While Core Metrics Stay Steady
Analysts have modestly raised their price target on First Interstate BancSystem to 35.50 dollars from 35.50 dollars. This reflects their continued confidence in the bank's stable fair value, discount rate, and projected revenue growth and profitability metrics.내러티브 업데이트 • Nov 20
FIBK: Activist Pressure Will Drive Share Buybacks and Potential Sale Push
Analysts have modestly raised their price target for First Interstate BancSystem from $35.25 to $35.50. They cite slight adjustments in the projected discount rate and profit margin, which impact their fair value calculations.내러티브 업데이트 • Nov 06
FIBK: Activist Pressure Will Drive Buyback Focus Amid Improved Charge-Offs
Analysts have raised their price target for First Interstate BancSystem from $34.38 to $35.25. This change reflects updated expectations following recent adjustments to growth and profitability forecasts.내러티브 업데이트 • Oct 23
Analysts Raise First Interstate BancSystem Target Price Amid Buyback Plans and Improved Margins
Analysts have slightly raised their price target for First Interstate BancSystem from $33.63 to $34.38. They cite improved profit margin forecasts, even though there have only been modest adjustments to revenue growth expectations.내러티브 업데이트 • Oct 08
Mountain West And Midwest Focus Will Fuel Digital Banking Expansion
Analysts have raised their price target for First Interstate BancSystem from $32.25 to $33.63 per share. They cite improved projected profit margins and a slightly lower discount rate as the primary drivers behind the adjustment.분석 기사 • May 03
First Interstate BancSystem (NASDAQ:FIBK) Is Due To Pay A Dividend Of $0.47
The board of First Interstate BancSystem, Inc. ( NASDAQ:FIBK ) has announced that it will pay a dividend on the 22nd of...Seeking Alpha • Apr 13
First Interstate BancSystem: Reasons To Remain Bearish Are Still There
Summary First Interstate BancSystem's asset quality remains low, with declining deposits and loans, despite some improvement in savings and time deposits. The company's net interest income and net profits have fallen, with rising provisions for credit losses and a drop in asset value. Despite attractive price-to-book multiples, the firm's return on assets and equity are below preferred thresholds, indicating poor asset quality. Given current financial data and broader economic uncertainty, maintaining a 'sell' rating for First Interstate BancSystem is appropriate. Read the full article on Seeking AlphaSeeking Alpha • Jan 11
First Interstate: High Yield At A Great Price
Summary First Interstate BancSystem, Inc. offers financial services and generates most of its revenue from loans, primarily in commercial real estate. The merger with Great Western Bancorp expanded First Interstate's market presence to 14 states, enhancing growth prospects and operational efficiencies. Despite risks, First Interstate's solid dividend history and current valuation make it a compelling investment opportunity. Read the full article on Seeking Alpha분석 기사 • Oct 29
First Interstate BancSystem (NASDAQ:FIBK) Will Pay A Dividend Of $0.47
First Interstate BancSystem, Inc. ( NASDAQ:FIBK ) has announced that it will pay a dividend of $0.47 per share on the...Seeking Alpha • Sep 16
First Interstate BancSystem: Big Dividend Yield, But Fairly Valued
Summary First Interstate BancSystem, Inc. has seen some recent insider buying and also offers an over 6.2% dividend yield. The bank's loan book appears in decent shape with manageable exposure to the challenged commercial real estate sector. An analysis around this high yielding bank stock follows in the paragraphs below. Read the full article on Seeking Alpha
새로운 내러티브 • Sep 04
Strengthened Financial Base And Decisive Investments Poised To Propel Growth
Strong capital and liquidity position along with strategic focus on treasury improvements and systems signal a robust platform for growth and service enhancement.Seeking Alpha • Aug 16
First Interstate BancSystem: CRE Loans Take Up A Huge Weight In The Portfolio
Summary Valuation not expensive, but caution advised due to heavy reliance on CRE loans and potential economic slowdown. Loan portfolio growth stagnant, management shifting strategy towards reducing debt and leveraging. High dividend yield of 6.63% may be attractive, but concerns about sustainability due to exposure to CRE loans and slow growth. Read the full article on Seeking Alpha분석 기사 • Jul 30
First Interstate BancSystem's (NASDAQ:FIBK) Dividend Will Be $0.47
First Interstate BancSystem, Inc. ( NASDAQ:FIBK ) will pay a dividend of $0.47 on the 15th of August. The dividend...재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: FIBK 의 자본 대비 자산 비율 (7.9x)는 낮음입니다.
불량대출충당금: FIBK 에는 sufficient 불량 대출에 대한 수당 (126%)이 있습니다.
저위험 부채: FIBK 부채 중 95% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: FIBK 은 자산 대비 대출 비율(55%)의 적절 수준을 갖습니다.
저위험 예금: FIBK 의 예금 대비 대출 비율 (66%)은 적절입니다.
부실대출 수준: FIBK 에는 적절한 수준의 불량 대출(1.1%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/24 04:49 |
| 종가 | 2026/05/22 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
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| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
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| 경영진 | 10년 |
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| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
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산업 및 섹터 지표
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분석가 소스
First Interstate BancSystem, Inc.는 14명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| David George | Baird |
| Jason Goldberg | Barclays |
| Jared David Shaw | Barclays |