View ValuationColumbia Banking System 향후 성장Future 기준 점검 2/6Columbia Banking System (는) 각각 연간 17.5% 및 9.4% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 14.4% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 11.9% 로 예상됩니다.핵심 정보17.5%이익 성장률14.41%EPS 성장률Banks 이익 성장8.2%매출 성장률9.4%향후 자기자본이익률11.89%애널리스트 커버리지Good마지막 업데이트05 May 2026최근 향후 성장 업데이트Major Estimate Revision • Apr 30Consensus EPS estimates fall by 13%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$1.98b to US$2.06b. EPS estimate fell from US$2.67 to US$2.34 per share. Net income forecast to grow 10% next year vs 13% growth forecast for Banks industry in the US. Consensus price target down from US$28.86 to US$27.32. Share price was steady at US$22.72 over the past week.Price Target Changed • Oct 25Price target increased by 8.3% to US$30.42Up from US$28.08, the current price target is an average from 12 analysts. New target price is 9.0% above last closing price of US$27.90. Stock is up 45% over the past year. The company is forecast to post earnings per share of US$2.52 for next year compared to US$1.79 last year.Price Target Changed • Jul 28Price target increased by 13% to US$24.46Up from US$21.63, the current price target is an average from 12 analysts. New target price is 9.4% below last closing price of US$26.99. Stock is up 21% over the past year. The company is forecast to post earnings per share of US$2.41 for next year compared to US$1.79 last year.Price Target Changed • Jan 26Price target decreased by 10% to US$26.33Down from US$29.42, the current price target is an average from 12 analysts. New target price is 30% above last closing price of US$20.18. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$1.99 for next year compared to US$2.60 last year.Major Estimate Revision • Jan 26Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$2.11b to US$1.96b. EPS estimate also fell from US$3.10 per share to US$2.32 per share. Net income forecast to grow 38% next year vs 6.2% decline forecast for Banks industry in the US. Consensus price target down from US$29.42 to US$26.33. Share price fell 18% to US$20.18 over the past week.Price Target Changed • Dec 18Price target increased by 7.4% to US$26.17Up from US$24.38, the current price target is an average from 12 analysts. New target price is approximately in line with last closing price of US$26.64. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$2.02 for next year compared to US$2.60 last year.모든 업데이트 보기Recent updatesDeclared Dividend • 5hFirst quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 29th May 2026 Payment date: 15th June 2026 Dividend yield will be 5.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (44% forecast payout ratio). The dividend has increased by an average of 3.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 50% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • May 17Columbia Banking System, Inc. Announces Common Share Dividend, Payable June 15, 2026Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.37 per common share, payable June 15, 2026 to shareholders of record as of May 29, 2026.속보 • May 16Columbia Banking System Announces Dividend and Gains Approval for Northfield AcquisitionColumbia Banking System declared a quarterly cash dividend of $0.37 per common share. The dividend will be paid on June 15, 2026 to shareholders of record as of May 29, 2026. The Federal Reserve Board approved Columbia Financial, Inc.’s conversion from mutual to stock form and its acquisition of Northfield Bancorp, Inc., clearing the way for the merger of Northfield Bancorp into Columbia Financial and Northfield Bank into Columbia Bank. The combination of a declared dividend and regulatory approval for an acquisition indicates that capital return and balance sheet deployment are both active priorities for the company at this time. You may want to monitor how the integration of Northfield Bank into Columbia Bank affects costs, earnings stability and any future decisions on the dividend level.Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.66 (up from US$0.41 in 1Q 2025). Revenue: US$649.0m (up 40% from 1Q 2025). Net income: US$192.0m (up 122% from 1Q 2025). Profit margin: 30% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.8%. Revenue is forecast to grow 9.0% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year and the company’s share price has also increased by 11% per year.공시 • Apr 24Columbia Banking System, Inc. Reports Unaudited Net Charge Offs for the First Quarter Ended March 31, 2026Columbia Banking System, Inc. reported Unaudited Net charge offs for the first quarter ended March 31, 2026. For the period, the company reported total net charge-offs of $35 million compared to $30 million for the same period a year ago.내러티브 업데이트 • Apr 22COLB: Normalized Yield Curve And Credit Costs Will Shape Future ProfitabilityThe updated analyst price target for Columbia Banking System reflects a small adjustment of around $0.08, as analysts weigh a series of recent target increases and decreases, along with views on profitability and a more normalized yield curve. Analyst Commentary Recent research updates on Columbia Banking System show a mix of optimism and caution, with several firms adjusting price targets in both directions and a neutral stance appearing common.Seeking Alpha • Apr 20Columbia Banking System: The Picture Has Changed (Rating Upgrade)Summary Columbia Banking System is upgraded from 'hold' to 'buy' following strong financial performance and attractive valuation metrics. COLB's recent acquisition of Pacific Premier significantly expanded deposits and loans, fueling balance sheet and income statement growth. Net interest margin improved to 3.83%, and asset quality remains robust, with non-performing loans at only 0.41%. COLB trades at a forward P/E of 9.3 and near book value, making it cheaper than most peers on key valuation metrics. Read the full article on Seeking Alpha내러티브 업데이트 • Apr 08COLB: Normalized Yield Curve Is Expected To Support Future ProfitabilityColumbia Banking System's updated analyst price target has edged down by about $1.27, with analysts pointing to slightly softer profit margin expectations and a higher assumed future P/E multiple, even as revenue growth and discount rate assumptions remain close to prior levels. Analyst Commentary Recent Street research on Columbia Banking System reflects a mix of optimism and caution, with several firms adjusting price targets in both directions and maintaining more neutral ratings.공시 • Apr 01Columbia Banking System, Inc., Annual General Meeting, May 14, 2026Columbia Banking System, Inc., Annual General Meeting, May 14, 2026.공시 • Mar 31Columbia Banking System, Inc. to Report Q1, 2026 Results on Apr 23, 2026Columbia Banking System, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026내러티브 업데이트 • Mar 24COLB: Steepening Yield Curve Is Expected To Support Profitability UpsideAnalysts have nudged the consolidated price target for Columbia Banking System higher by a few dollars into the low $30s, citing a solid profitability outlook for regional banks, a normalized and steepening yield curve, and expectations for stable loan and revenue trends across the group. Analyst Commentary Recent research coverage clusters around a consistent message, with multiple firms lifting their price targets into the low US$30s while generally maintaining neutral or hold stances.내러티브 업데이트 • Mar 09COLB: Steepening Yield Curve And Buybacks Are Set To Support UpsideAnalysts have nudged their average price target for Columbia Banking System higher to about $32.73, citing a more supportive yield curve, steady regional bank profitability and constructive views on loan and revenue growth. Analyst Commentary Recent research updates show a cluster of price target increases for Columbia Banking System, with most firms keeping neutral or hold style ratings even as they adjust their numbers higher.Reported Earnings • Mar 02Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$2.31. Revenue: US$2.15b (up 18% from FY 2024). Net income: US$549.0m (up 2.8% from FY 2024). Profit margin: 26% (down from 29% in FY 2024). Net interest margin (NIM): 3.83% (up from 3.57% in FY 2024). Non-performing loans: 0.41% (down from 0.44% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 4.3%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 9.0% growth forecast for the Banks industry in the US.내러티브 업데이트 • Feb 23COLB: Buybacks And Steady Earnings Meet Cautious Outlook For Regional BanksAnalysts have lifted their price targets on Columbia Banking System by up to $4, citing relatively stable regional bank outlooks, expectations for solid Q4 reports with continued balance sheet growth and repricing tailwinds, as well as a cautiously optimistic view on mid and regional bank fundamentals heading into 2026. Analyst Commentary Recent research updates point to a cluster of higher price targets for Columbia Banking System around upcoming Q4 results and the 2026 outlook for regional and mid sized banks.Declared Dividend • Feb 19Fourth quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 27th February 2026 Payment date: 16th March 2026 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (65% payout ratio) and is expected to be covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 3.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 58% over the next 3 years, which should provide support to the dividend and adequate earnings cover.내러티브 업데이트 • Feb 08COLB: Future Returns Will Reflect Buybacks Steady Earnings And Cautious Banking OutlookAnalysts have nudged their price targets on Columbia Banking System higher by a few dollars, reflecting updated views that factor in adjusted revenue growth expectations, a slightly different discount rate, and higher forecast profit margins and P/E assumptions. Analyst Commentary Recent research notes cluster around small price target increases, with analysts fine tuning their models rather than making sweeping changes.내러티브 업데이트 • Jan 24COLB: Future Returns Will Reflect Buybacks Activism And Mixed Earnings TailwindsAnalysts have raised their price expectations for Columbia Banking System, updating the fair value estimate from $30.96 to $31.85 as they incorporate recent target increases across the Street along with modest adjustments to growth, margins, and future P/E assumptions. Analyst Commentary Street research on Columbia Banking System has been active, with several firms revisiting their models and price targets around recent earnings and ahead of upcoming quarters.Reported Earnings • Jan 23Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$2.31. Revenue: US$2.15b (up 18% from FY 2024). Net income: US$550.0m (up 3.1% from FY 2024). Profit margin: 26% (down from 29% in FY 2024). Net interest margin (NIM): 3.83% (up from 3.57% in FY 2024). Non-performing loans: 0.41% (down from 0.44% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 4.3%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US.공시 • Jan 23Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Columbia Banking System, Inc. reported unaudited net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net charge-offs of $30 millions compared to $25 millions a year ago.공시 • Jan 22Columbia Banking System, Inc. Announces Board AppointmentsColumbia Banking System, Inc. announced that its Board of Directors has elected Clint Stein, Columbia's President and Chief Executive Officer, to the additional role of Chair of the Board of Directors, effective January 22, 2026. Maria Pope, the immediate past Chair of the Board, was appointed, effective the same date, to serve as Lead Independent Director until Columbia's 2026 annual meeting of shareholders. Following the annual meeting, Luis Machuca, the current Chair of Columbia's Nominating and Governance Committee, will succeed Ms. Pope as Lead Independent Director. As Lead Independent Director, Ms. Pope will preside over executive sessions of the independent directors; serve as a liaison between the independent directors and the Chair and CEO; be available for direct engagement with shareholders and other stakeholders, as appropriate; and carry out the other duties of the Lead Independent Director as set forth in Columbia's Corporate Governance Policy. Through acquisition, Ms. Pope and Mr. Machuca have served on the Columbia Board of Directors since 2014 and 2010, respectively. Mr. Stein has served as President, Chief Executive Officer and a member of the Board of Directors of Columbia since 2020.내러티브 업데이트 • Jan 09COLB: Future Returns Will Reflect Buybacks And Dividend Growth With Mixed Earnings TailwindsNarrative Update on Columbia Banking System Analysts have nudged their implied fair value estimate for Columbia Banking System from about $29.62 to roughly $30.96, citing recent price target adjustments, modest tweaks to growth and profitability assumptions, and updated P/E expectations across the mid cap bank group. Analyst Commentary Recent Street research on Columbia Banking System has focused on updated price targets, refreshed earnings paths, and how the bank fits into the broader mid cap group as conditions in the sector evolve into 2026 and beyond.공시 • Dec 31Columbia Banking System, Inc. to Report Q4, 2025 Results on Jan 22, 2026Columbia Banking System, Inc. announced that they will report Q4, 2025 results After-Market on Jan 22, 2026내러티브 업데이트 • Dec 15COLB: Future Returns Will Reflect Buybacks And Dividend Increases Amid Mixed Earnings OutlookAnalysts have nudged their price target on Columbia Banking System modestly higher to about $29.62 from roughly $29.46. They cite a more attractive risk and reward profile supported by upgraded ratings, incremental price target increases across the Street, and expectations for improved earnings consistency and capital deployment despite tempered outer year EPS estimates.내러티브 업데이트 • Nov 29COLB: Future Returns Will Reflect Buyback Initiatives And Dividend Growth Balancing Cautious OutlookThe average analyst price target for Columbia Banking System has shifted modestly, with recent updates now ranging from $28 to $33. Analysts are weighing stable fundamentals, improved earnings visibility, and buyback potential against a slightly reduced outlook for future earnings growth.공시 • Nov 22Columbia Banking System, Inc. and Columbia Bank Announces Executive ChangesEffective as of the end of business on November 19, 2025, Lisa M. White ceased serving as Executive Vice President, Principal Accounting Officer and Corporate Controller of Columbia Banking System, Inc. and its subsidiary Columbia Bank (collectively, the Company). Effective as of November 20, 2025, Brock Lakely was appointed as Executive Vice President, Chief Accounting Officer and Corporate Controller of the Company. In connection with his appointment as Executive Vice President, Chief Accounting Officer and Corporate Controller of the Company. Mr. Lakely, age 46, served from April 3, 2023 through November 19, 2024 as the Company’s Chief Audit Executive. He previously served as the Company’s Chief Accounting Officer from May 20, 2018 through April 3, 2023. Mr. Lakely is a Certified Public Accountant, and he began his career as an auditor at Ernst & Young LLP where he focused on the financial services industry. He earned his Bachelor of Business Administration in accounting from Southwestern Oklahoma State University and his Master of Business Administration from Oklahoma State University.분석 기사 • Nov 18Columbia Banking System (NASDAQ:COLB) Will Pay A Larger Dividend Than Last Year At $0.37The board of Columbia Banking System, Inc. ( NASDAQ:COLB ) has announced that the dividend on 15th of December will be...Declared Dividend • Nov 17Third quarter dividend increased to US$0.37Dividend of US$0.37 is 2.8% higher than last year. Ex-date: 28th November 2025 Payment date: 15th December 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (16% payout ratio) and is expected to be well covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 45% over the next 2 years, which should provide support to the dividend and adequate earnings cover.내러티브 업데이트 • Nov 15COLB: Shareholder Returns Will Be Driven by Improved Earnings and BuybacksColumbia Banking System's analyst price target has been modestly raised to $29.46 from $29.23, as analysts cite improved earnings visibility, buyback potential, and better net interest expense, which are offsetting a softer revenue outlook. Analyst Commentary Recent street research on Columbia Banking System reflects a mix of optimism and caution regarding the company's outlook, valuation, and execution.공시 • Nov 14Columbia Banking System Announces Increase to Common Share Dividend, Payable on December 15, 2025Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.37 per common share, representing a 3% increase to the most recent Columbia dividend declaration. The dividend is payable December 15, 2025, to shareholders of record as of November 28, 2025.Reported Earnings • Nov 02Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.40 (down from US$0.70 in 3Q 2024). Revenue: US$512.0m (up 9.5% from 3Q 2024). Net income: US$96.0m (down 34% from 3Q 2024). Profit margin: 19% (down from 31% in 3Q 2024). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 31%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.내러티브 업데이트 • Oct 31COLB: Upgraded Ratings And Peer-Leading Returns Will Drive OutperformanceColumbia Banking System's analyst price target saw a modest increase, as it was raised to $29.23 per share. Analysts cited improved earnings visibility, solid growth fundamentals, and an attractive risk/reward profile as key drivers for the update.공시 • Oct 31+ 3 more updatesColumbia Banking System, Inc. Announces Net Charge Offs for the Quarter Ended September 30, 2025Columbia Banking System, Inc. announced net charge offs for the quarter ended September 30, 2025. For the period, company reported Total net charge-offs of $22 million against $30 million for the same period a year ago.내러티브 업데이트 • Oct 17Pacific Premier Acquisition And AI Investment Will Expand Market ReachAnalysts have raised their price target for Columbia Banking System to approximately $29.23. This reflects a modest increase driven by perceived improved risk/reward dynamics, stronger earnings visibility, and ongoing sector momentum.내러티브 업데이트 • Oct 03Pacific Premier Acquisition And AI Investment Will Expand Market ReachColumbia Banking System's analyst price target increased slightly from $28.33 to $28.77. Analysts cite steady loan and deposit growth, along with improved net interest margins, as factors supporting a positive outlook for the company.New Risk • Sep 23New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 43% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.내러티브 업데이트 • Sep 05Pacific Premier Acquisition And AI Investment Will Expand Market ReachAnalysts remain cautious on Columbia Banking System, citing modest Q2 earnings expectations and a tepid lending outlook despite improving operating conditions and a healthier revenue stream, resulting in only a slight increase in the consensus price target from $27.92 to $28.33. Analyst Commentary Neutral to bearish sentiment is driven by cautious optimism, with expectations that capital-rich, higher-growth peers may benefit more from a potential commercial lending rebound in the second half of the year.공시 • Sep 03Columbia Banking System, Inc. Announces Board and Committee Appointments, Effective on August 31, 2025Columbia Banking System, Inc. announced that due to Columbia Banking System, Inc. and Pacific Premier Bancorp, Inc. jointly announcing the closing of Columbia’s previously announced acquisition of Pacific Premier, the three former directors of Pacific Premier were appointed to serve as directors of Columbia, in each case effective as of the Effective Time: Steven R. Gardner, M. Christian Mitchell and Jaynie Miller Studenmund (such former directors of Pacific Premier, the “New Directors”). The following New Directors were appointed to the committees of the Board of Directors of Columbia, in each case effective as of the Effective Time: Audit Committee: M. Christian Mitchell. Compensation Committee: Jaynie Miller Studenmund. Enterprise Risk Management Committee: M. Christian Mitchell. Nominating and Governance Committee: Jaynie Miller Studenmund, Effective on August 31, 2025.공시 • Sep 02Columbia Banking System, Inc. (NasdaqGS:COLB) completed the acquisition of Pacific Premier Bancorp, Inc. (NasdaqGS:PPBI).Columbia Banking System, Inc. (NasdaqGS:COLB) entered into a definitive agreement to acquire Pacific Premier Bancorp, Inc. (NasdaqGS:PPBI) for $2.1 billion on April 23, 2025. Columbia Banking System, Inc. will exchange 0.9150 shares of its common stock to acquire all the outstanding shares of Pacific Premier Bancorp, Inc. The merger is valued $20.83 per Pacific Premier share, based on Columbia’s closing stock price of $22.77 on April 22, 2025. Following closing, Pacific Premier stockholders will own approximately 30% of Columbia’s outstanding shares of common stock. Three Pacific Premier directors, including Steve Gardner and two other current Pacific Premier directors to be mutually agreed by Columbia and Pacific Premier, will join the Columbia board upon the completion of the transaction. The transaction is projected to deliver mid-teens EPS accretion to Columbia (assuming fully phased-in cost savings), with tangible book value dilution earned back in three years (crossover method) under conservative transaction modeling assumptions. The combined company will be well positioned to achieve top-quartile profitability and operating metrics versus peers, including an anticipated 20% ROATCE and 1.4% ROAA in 2026, assuming fully phased-in cost savings. The transaction is projected to have 14% 2026E EPS accretion with tangible book value dilution earned back in three years (crossover method). The transaction is expected to have estimated full run-rate cost savings of $127 million or 30% of Pacific Premier's non-interest expense with net of transaction expenses of $146 million after-tax. The termination fee of $75 million is payable by both Pacific and Columbia. The definitive merger agreement was unanimously approved by the Boards of Directors of Columbia and Pacific Premier. The transaction is subject to regulatory approvals, the expiration or termination of all statutory waiting periods and the approval by both Pacific and Columbia's shareholders. Pacific Premier shareholder will hold a special meeting on July 21, 2025 to approve the transaction. The transaction is expected to close in second half 2025. As of July 21, 2025 the transaction has received all required shareholder and stockholder approvals. On August 5, 2025, the Board of Governors of the Federal Reserve System approved the application and on August 4, 2025, the Federal Deposit Insurance Corporation approved the application to complete the merger. Pacific Premier and Columbia previously received the required approval for the Bank Merger from the Oregon Department of Consumer and Business Services, Division of Financial Regulation. All required regulatory approvals to complete the Transaction have now been received. Subject to the satisfaction of the remaining customary closing conditions in the Merger Agreement, Pacific Premier and Columbia expect to close the Merger on or about August 31, 2025. Bill Burgess, Adam Keefer and Michael Marting of Piper Sandler & Co. acted as financial advisor and fairness opinion provider to Columbia. Piper will receive an advisory fee of $21 million and $3 million for the opinion rendered. Patrick S. Brown of Sullivan & Cromwell LLP acted as legal advisor to Columbia. Keefe, Bruyette & Woods, Inc. acted as financial advisor and fairness opinion provider to Pacific. KBW will receive a fee of 1.10% of the merger consideration and $2 million for opinion rendered. Shawn Turner of Holland & Knight LLP acted as legal advisor to Pacific. Broadridge Financial Solutions, Inc. (NYSE:BR) acted as transfer agent to Columbia. D.F. King & Co., Inc. acted as information agent to Pacific Premier and will receive a fee of $17,500. Columbia Banking System, Inc. (NasdaqGS:COLB) completed the acquisition of Pacific Premier Bancorp, Inc. (NasdaqGS:PPBI) on August 31, 2025.공시 • Aug 29Columbia Banking System, Inc. to Report Q3, 2025 Results on Oct 30, 2025Columbia Banking System, Inc. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025분석 기사 • Aug 18Columbia Banking System's (NASDAQ:COLB) Dividend Will Be $0.36Columbia Banking System, Inc. ( NASDAQ:COLB ) will pay a dividend of $0.36 on the 15th of September. This means the...Declared Dividend • Aug 18Second quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 29th August 2025 Payment date: 15th September 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (28% payout ratio) and is expected to be well covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 54% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Aug 16Columbia Banking System, Inc. Approves Quarterly Cash Dividend, Payable on September 15, 2025Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable September 15, 2025, to shareholders of record as of August 29, 2025.Reported Earnings • Jul 25Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.73 (up from US$0.58 in 2Q 2024). Revenue: US$481.5m (up 9.3% from 2Q 2024). Net income: US$152.4m (up 27% from 2Q 2024). Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.9%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.공시 • Jun 30Columbia Banking System, Inc. to Report Q2, 2025 Results on Jul 24, 2025Columbia Banking System, Inc. announced that they will report Q2, 2025 results After-Market on Jul 24, 2025Declared Dividend • May 19First quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 30th May 2025 Payment date: 16th June 2025 Dividend yield will be 5.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (61% payout ratio) and is expected to be covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 49% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • May 16Columbia Banking System, Inc. Approves Quarterly Dividend, Payable on June 16, 2025Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable June 16, 2025, to shareholders of record as of May 30, 2025.Major Estimate Revision • Apr 30Consensus EPS estimates fall by 13%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$1.98b to US$2.06b. EPS estimate fell from US$2.67 to US$2.34 per share. Net income forecast to grow 10% next year vs 13% growth forecast for Banks industry in the US. Consensus price target down from US$28.86 to US$27.32. Share price was steady at US$22.72 over the past week.공시 • Apr 25+ 1 more updateColumbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the First Quarter Ended March 31, 2025Columbia Banking System, Inc. reported unaudited net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported total net charge-offs of $29,321,000 compared to $44,003,000 a year ago.Reported Earnings • Apr 24First quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2025 results: EPS: US$0.41 (down from US$0.60 in 1Q 2024). Revenue: US$464.0m (up 1.6% from 1Q 2024). Net income: US$86.6m (down 30% from 1Q 2024). Profit margin: 19% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 36%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 7% per year.공시 • Apr 05Columbia Banking System, Inc., Annual General Meeting, May 15, 2025Columbia Banking System, Inc., Annual General Meeting, May 15, 2025.Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$20.78, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 10x in the Banks industry in the US. Total loss to shareholders of 17% over the past three years.공시 • Apr 03Columbia Banking System, Inc. Announces Board ChangesColumbia Banking System, Inc. announced on March 30, 2025, the board of directors of the company determined that Mr. Cort O’Haver, the Executive Chair of the Company’s board of directors, would no longer serve as Executive Chair, effective as of March 31, 2025. Mr. O’Haver became Executive Chair in connection with the merger of the Company and Umpqua Holdings Corporation, with a primary focus on helping ensure a successful integration of the two companies. The board determined that the integration of the two companies has been successfully achieved and that the governance structure adopted in connection with the merger is no longer required. The board previously eliminated certain merger-related governance provisions from the Company’s Amended and Restated Bylaws in November 2024. With completion of the integration, Mr. O’Haver has fulfilled his primary role with the Company and the role of Executive Chair has been eliminated. Also effective March 31, 2025, Mr. O’Haver resigned as a member of the board of directors of the Company and will no longer serve as a director or employee of the Company or any subsidiary. With the elimination of the Executive Chair position, the board elected director Maria Pope to serve as the independent, non-executive chair of the Company’s board of directors, effective April 1, 2025. Ms. Pope is president, chief executive officer and a member of the board of directors of Portland General Electric Company. She has served on the Company’s board since the merger was completed and previously served on the board of directors of Umpqua Holdings Corporation. She has extensive governance experience, having served on the boards of public companies and industry associations.공시 • Mar 31Columbia Banking System, Inc. to Report Q1, 2025 Results on Apr 24, 2025Columbia Banking System, Inc. announced that they will report Q1, 2025 results After-Market on Apr 24, 2025Reported Earnings • Feb 27Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.56 (up from US$1.79 in FY 2023). Revenue: US$1.82b (up 2.2% from FY 2023). Net income: US$533.7m (up 53% from FY 2023). Profit margin: 29% (up from 20% in FY 2023). The increase in margin was primarily driven by lower expenses. Net interest margin (NIM): 3.57% (down from 3.91% in FY 2023). Non-performing loans: 0.44% (up from 0.30% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 9% per year.Declared Dividend • Feb 18Fourth quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 28th February 2025 Payment date: 17th March 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (62% payout ratio) and is expected to be covered in 3 years' time (49% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Feb 14Columbia Banking System, Inc. Approves Quarterly Dividend, Payable on March 17, 2025Columbia Banking System, Inc. approved a quarterly cash dividend in the amount of $0.36 per common share, payable March 17, 2025, to shareholders of record as of February 28, 2025.Reported Earnings • Jan 24Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.56 (up from US$1.79 in FY 2023). Revenue: US$1.82b (up 2.2% from FY 2023). Net income: US$533.7m (up 53% from FY 2023). Profit margin: 29% (up from 20% in FY 2023). The increase in margin was primarily driven by lower expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 6% per year.공시 • Jan 24Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2024Columbia Banking System, Inc. reported unaudited net charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported total net charge-offs of $25,655,000 compared to $28,872,000 a year ago.공시 • Jan 01Columbia Banking System, Inc. to Report Q4, 2024 Results on Jan 23, 2025Columbia Banking System, Inc. announced that they will report Q4, 2024 results at 5:00 PM, US Eastern Standard Time on Jan 23, 2025Seeking Alpha • Dec 23Columbia Banking System: A Good Dividend Pick With Short-Term Price UncertaintySummary I rate Columbia Banking System a hold due to a bleak near-term outlook, despite the potential long-term benefits implied by the 2023 merger. The company's performance is impacted by still restrictive interest rates, with a shrinking interest rate spread and NIM. The dividend yield and low valuation make COLB attractive for income-focused investors, despite short-term growth challenges. The recent dip may be providing an opportunity. Regardless, I prefer to remain cautious and observe COLB's further price action before making any investment decisions. Read the full article on Seeking AlphaDeclared Dividend • Nov 20Third quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 29th November 2024 Payment date: 16th December 2024 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (16% payout ratio) and is expected to be covered in 3 years' time (50% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 19% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Nov 15Columbia Banking System Announces Common Share Dividend, Payable on December 16, 2024Columbia Banking System, Inc. parent company of Umpqua Bank, announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable December 16, 2024, to shareholders of record as of November 29, 2024.Price Target Changed • Oct 25Price target increased by 8.3% to US$30.42Up from US$28.08, the current price target is an average from 12 analysts. New target price is 9.0% above last closing price of US$27.90. Stock is up 45% over the past year. The company is forecast to post earnings per share of US$2.52 for next year compared to US$1.79 last year.공시 • Oct 25Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs Results for the Third Quarter Ended September 30, 2024Columbia Banking System, Inc. reported unaudited net charge-offs results for the third quarter ended September 30, 2024. For the quarter, the company reported total net charge-offs of $29,115,000 against $23,125,000 a year ago.Reported Earnings • Oct 24Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.70 (up from US$0.65 in 3Q 2023). Revenue: US$467.6m (down 4.2% from 3Q 2023). Net income: US$146.2m (up 7.6% from 3Q 2023). Profit margin: 31% (up from 28% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 15%. Revenue is forecast to grow 4.7% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.공시 • Sep 30Columbia Banking System, Inc. to Report Q3, 2024 Results on Oct 24, 2024Columbia Banking System, Inc. announced that they will report Q3, 2024 results Pre-Market on Oct 24, 2024Seeking Alpha • Sep 13Columbia Banking: A 6% Yield Opportunity With Regional Brand Strength In Pacific Northwest (Downgrade)Summary Columbia Banking System, parent of Umpqua Bank, has brand penetration in its key market of the US Pacific Northwest. 6% dividend yield exceeds peers, but prior dividend growth mixed. Q2 saw YoY earnings decline, but future growth expected to come from growth in loans and small business customers. The loan portfolio diverse and low charge-off rate. The firm makes over 90% of revenue from interest income, making it more exposed to rate movements and Fed decisions. Read the full article on Seeking Alpha새로운 내러티브 • Aug 30Strategic Cost Management And Efficiency Gains Forecast Bright Future For Banking Innovator Implementation of new deposit pricing strategies and expense reductions point towards improved net interest margins and net margins through lower costs. Declared Dividend • Aug 15Second quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 23rd August 2024 Payment date: 9th September 2024 Dividend yield will be 6.1%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (63% payout ratio) and is expected to be covered in 3 years' time (53% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공시 • Aug 13Columbia Banking System Announces Quarterly Cash Dividend, Payable September 9, 2024Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable September 9, 2024, to shareholders of record as of August 23, 2024.Price Target Changed • Jul 28Price target increased by 13% to US$24.46Up from US$21.63, the current price target is an average from 12 analysts. New target price is 9.4% below last closing price of US$26.99. Stock is up 21% over the past year. The company is forecast to post earnings per share of US$2.41 for next year compared to US$1.79 last year.Reported Earnings • Jul 26Second quarter 2024 earnings: EPS exceeds analyst expectationsSecond quarter 2024 results: EPS: US$0.58 (down from US$0.64 in 2Q 2023). Revenue: US$440.3m (down 13% from 2Q 2023). Net income: US$120.1m (down 9.9% from 2Q 2023). Profit margin: 27% (up from 26% in 2Q 2023). The increase in margin was driven by lower expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$23.47, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 12x in the Banks industry in the US. Total loss to shareholders of 6.1% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$38.85 per share.공시 • Jun 29Columbia Banking System, Inc. to Report Q2, 2024 Results on Jul 25, 2024Columbia Banking System, Inc. announced that they will report Q2, 2024 results at 5:00 PM, US Eastern Standard Time on Jul 25, 2024Declared Dividend • May 15First quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 23rd May 2024 Payment date: 10th June 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (46% payout ratio) and is expected to be covered in 3 years' time (54% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.8% over the next year, which should provide support to the dividend and adequate earnings cover.공시 • May 14Columbia Banking System, Inc. Approves Quarterly Cash Dividend, Payable on June 10, 2024Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable June 10, 2024, to shareholders of record as of May 24, 2024.Reported Earnings • Apr 27First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.60 (up from US$0.09 loss in 1Q 2023). Revenue: US$456.6m (up 41% from 1Q 2023). Net income: US$124.1m (up US$138.1m from 1Q 2023). Profit margin: 27% (up from net loss in 1Q 2023). The move to profitability was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 12%. Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.공시 • Apr 02Columbia Banking System, Inc. to Report Q1, 2024 Results on Apr 25, 2024Columbia Banking System, Inc. announced that they will report Q1, 2024 results After-Market on Apr 25, 2024공시 • Mar 28Columbia Banking System, Inc., Annual General Meeting, May 08, 2024Columbia Banking System, Inc., Annual General Meeting, May 08, 2024, at 10:00 Pacific Standard Time (Mexico). Agenda: To elect the 14 nominees for director named in the accompanying proxy statement to serve on the Board of Directors until the 2025 Annual Meeting of Shareholders or until their successors have been elected and have qualified; to approve, on an advisory basis, the compensation of the Company's named executive officers; to approve the 2024 Equity Incentive Plan; to approve an amendment to the Amended and Restated Employee Stock Purchase Plan; and to ratify the appointment of Deloitte & Touche LLP as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2024.Reported Earnings • Feb 29Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.79. Revenue: US$1.78b (up 51% from FY 2022). Net income: US$348.7m (up 3.6% from FY 2022). Profit margin: 20% (down from 28% in FY 2022). Net interest margin (NIM): 3.91% (up from 3.62% in FY 2022). Non-performing loans: 0.30% (up from 0.22% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 11%. Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in the US.Upcoming Dividend • Feb 15Upcoming dividend of US$0.36 per share at 7.7% yieldEligible shareholders must have bought the stock before 22 February 2024. Payment date: 11 March 2024. Trailing yield: 7.7%. Within top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.3%).공시 • Feb 10Columbia Banking System, Inc. Declares Quarterly Cash Dividend, Payable on March 11, 2024Columbia Banking System, Inc., parent company of Umpqua Bank, announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable March 11, 2024, to shareholders of record as of February 23, 2024.New Risk • Jan 28New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 20% Last year net profit margin: 28% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (61% increase in shares outstanding). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (20% net profit margin).Price Target Changed • Jan 26Price target decreased by 10% to US$26.33Down from US$29.42, the current price target is an average from 12 analysts. New target price is 30% above last closing price of US$20.18. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$1.99 for next year compared to US$2.60 last year.Major Estimate Revision • Jan 26Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$2.11b to US$1.96b. EPS estimate also fell from US$3.10 per share to US$2.32 per share. Net income forecast to grow 38% next year vs 6.2% decline forecast for Banks industry in the US. Consensus price target down from US$29.42 to US$26.33. Share price fell 18% to US$20.18 over the past week.Valuation Update With 7 Day Price Move • Jan 26Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$20.18, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 7.4% over the past three years.Reported Earnings • Jan 25Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.79. Revenue: US$1.78b (up 51% from FY 2022). Net income: US$348.7m (up 3.6% from FY 2022). Profit margin: 20% (down from 28% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 11%. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in the US.공시 • Jan 25Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Columbia Banking System, Inc. reported unaudited net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported total net charge-offs of $28,872,000 compared to $12,510,000 a year ago.Seeking Alpha • Jan 22Columbia Banking System Is Getting Awfully PriceySummary Columbia Banking System has seen significant improvements in its balance sheet, with a rebound in deposits and a decrease in uninsured deposits. The institution has experienced growth in net interest income, non-interest income, and net profits. Despite these positive developments, the stock is considered pricey, and the company's return on equity and return on assets are lower compared to its peers. Read the full article on Seeking Alpha공시 • Dec 30Columbia Banking System, Inc. to Report Q4, 2023 Results on Jan 24, 2024Columbia Banking System, Inc. announced that they will report Q4, 2023 results at 5:00 PM, US Eastern Standard Time on Jan 24, 2024Price Target Changed • Dec 18Price target increased by 7.4% to US$26.17Up from US$24.38, the current price target is an average from 12 analysts. New target price is approximately in line with last closing price of US$26.64. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$2.02 for next year compared to US$2.60 last year.Reported Earnings • Oct 20Third quarter 2023 earnings: EPS misses analyst expectationsThird quarter 2023 results: EPS: US$0.65 (up from US$0.65 in 3Q 2022). Revenue: US$488.1m (up 69% from 3Q 2022). Net income: US$135.8m (up 62% from 3Q 2022). Profit margin: 28% (down from 29% in 3Q 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.0%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.이익 및 매출 성장 예측NasdaqGS:COLB - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20282,888N/AN/AN/A112/31/20272,861908N/AN/A912/31/20262,774849N/AN/A93/31/20262,3366541,0611,118N/A12/31/20252,151549706746N/A9/30/20251,916479675721N/A6/30/20251,872529507552N/A3/31/20251,830497565595N/A12/31/20241,823534623659N/A9/30/20241,828484475495N/A6/30/20241,849474827778N/A3/31/20241,917487949894N/A12/31/20231,784349727670N/A9/30/20231,627338779738N/A6/30/20231,428286686712N/A3/31/20231,205232724751N/A12/31/20221,1863371,0381,065N/A9/30/20221,1953421,0121,026N/A6/30/20221,233366945957N/A3/31/20221,292404531546N/A12/31/20211,319420647663N/A9/30/20211,361483703717N/A6/30/20211,382499513525N/A3/31/20211,279436593605N/A12/31/20201,090-1,5238294N/A9/30/20201,025-1,590-66-84N/A6/30/2020971-1,631-90-108N/A3/31/20201,059-1,572-126-146N/A12/31/20191,188354N/A-80N/A9/30/20191,181351N/A109N/A6/30/20191,188357N/A338N/A3/31/20191,142311N/A383N/A12/31/20181,162316N/A505N/A9/30/20181,156311N/A584N/A6/30/20181,142284N/A480N/A3/31/20181,132275N/A525N/A12/31/20171,097242N/A516N/A9/30/20171,110236N/A285N/A6/30/20171,099234N/A213N/A3/31/20171,099231N/A439N/A12/31/20161,098230N/A415N/A9/30/20161,089226N/A546N/A6/30/20161,084222N/A587N/A3/31/20161,098223N/A443N/A12/31/20151,111222N/A377N/A9/30/20151,099212N/A303N/A6/30/20151,100213N/A419N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: COLB 의 연간 예상 수익 증가율(17.5%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: COLB 의 연간 수익(17.5%)이 US 시장(16.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: COLB 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: COLB 의 수익(연간 9.4%)이 US 시장(연간 11.6%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: COLB 의 수익(연간 9.4%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: COLB의 자본 수익률은 3년 후 11.9%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 03:00종가2026/05/20 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Columbia Banking System, Inc.는 31명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Matthew KeatingBarclaysJared David ShawBarclaysJoseph GladueB. Riley Securities, Inc.28명의 분석가 더 보기
Major Estimate Revision • Apr 30Consensus EPS estimates fall by 13%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$1.98b to US$2.06b. EPS estimate fell from US$2.67 to US$2.34 per share. Net income forecast to grow 10% next year vs 13% growth forecast for Banks industry in the US. Consensus price target down from US$28.86 to US$27.32. Share price was steady at US$22.72 over the past week.
Price Target Changed • Oct 25Price target increased by 8.3% to US$30.42Up from US$28.08, the current price target is an average from 12 analysts. New target price is 9.0% above last closing price of US$27.90. Stock is up 45% over the past year. The company is forecast to post earnings per share of US$2.52 for next year compared to US$1.79 last year.
Price Target Changed • Jul 28Price target increased by 13% to US$24.46Up from US$21.63, the current price target is an average from 12 analysts. New target price is 9.4% below last closing price of US$26.99. Stock is up 21% over the past year. The company is forecast to post earnings per share of US$2.41 for next year compared to US$1.79 last year.
Price Target Changed • Jan 26Price target decreased by 10% to US$26.33Down from US$29.42, the current price target is an average from 12 analysts. New target price is 30% above last closing price of US$20.18. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$1.99 for next year compared to US$2.60 last year.
Major Estimate Revision • Jan 26Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$2.11b to US$1.96b. EPS estimate also fell from US$3.10 per share to US$2.32 per share. Net income forecast to grow 38% next year vs 6.2% decline forecast for Banks industry in the US. Consensus price target down from US$29.42 to US$26.33. Share price fell 18% to US$20.18 over the past week.
Price Target Changed • Dec 18Price target increased by 7.4% to US$26.17Up from US$24.38, the current price target is an average from 12 analysts. New target price is approximately in line with last closing price of US$26.64. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$2.02 for next year compared to US$2.60 last year.
Declared Dividend • 5hFirst quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 29th May 2026 Payment date: 15th June 2026 Dividend yield will be 5.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (44% forecast payout ratio). The dividend has increased by an average of 3.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 50% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • May 17Columbia Banking System, Inc. Announces Common Share Dividend, Payable June 15, 2026Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.37 per common share, payable June 15, 2026 to shareholders of record as of May 29, 2026.
속보 • May 16Columbia Banking System Announces Dividend and Gains Approval for Northfield AcquisitionColumbia Banking System declared a quarterly cash dividend of $0.37 per common share. The dividend will be paid on June 15, 2026 to shareholders of record as of May 29, 2026. The Federal Reserve Board approved Columbia Financial, Inc.’s conversion from mutual to stock form and its acquisition of Northfield Bancorp, Inc., clearing the way for the merger of Northfield Bancorp into Columbia Financial and Northfield Bank into Columbia Bank. The combination of a declared dividend and regulatory approval for an acquisition indicates that capital return and balance sheet deployment are both active priorities for the company at this time. You may want to monitor how the integration of Northfield Bank into Columbia Bank affects costs, earnings stability and any future decisions on the dividend level.
Reported Earnings • Apr 24First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.66 (up from US$0.41 in 1Q 2025). Revenue: US$649.0m (up 40% from 1Q 2025). Net income: US$192.0m (up 122% from 1Q 2025). Profit margin: 30% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 2.8%. Revenue is forecast to grow 9.0% p.a. on average during the next 3 years, compared to a 8.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year and the company’s share price has also increased by 11% per year.
공시 • Apr 24Columbia Banking System, Inc. Reports Unaudited Net Charge Offs for the First Quarter Ended March 31, 2026Columbia Banking System, Inc. reported Unaudited Net charge offs for the first quarter ended March 31, 2026. For the period, the company reported total net charge-offs of $35 million compared to $30 million for the same period a year ago.
내러티브 업데이트 • Apr 22COLB: Normalized Yield Curve And Credit Costs Will Shape Future ProfitabilityThe updated analyst price target for Columbia Banking System reflects a small adjustment of around $0.08, as analysts weigh a series of recent target increases and decreases, along with views on profitability and a more normalized yield curve. Analyst Commentary Recent research updates on Columbia Banking System show a mix of optimism and caution, with several firms adjusting price targets in both directions and a neutral stance appearing common.
Seeking Alpha • Apr 20Columbia Banking System: The Picture Has Changed (Rating Upgrade)Summary Columbia Banking System is upgraded from 'hold' to 'buy' following strong financial performance and attractive valuation metrics. COLB's recent acquisition of Pacific Premier significantly expanded deposits and loans, fueling balance sheet and income statement growth. Net interest margin improved to 3.83%, and asset quality remains robust, with non-performing loans at only 0.41%. COLB trades at a forward P/E of 9.3 and near book value, making it cheaper than most peers on key valuation metrics. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 08COLB: Normalized Yield Curve Is Expected To Support Future ProfitabilityColumbia Banking System's updated analyst price target has edged down by about $1.27, with analysts pointing to slightly softer profit margin expectations and a higher assumed future P/E multiple, even as revenue growth and discount rate assumptions remain close to prior levels. Analyst Commentary Recent Street research on Columbia Banking System reflects a mix of optimism and caution, with several firms adjusting price targets in both directions and maintaining more neutral ratings.
공시 • Apr 01Columbia Banking System, Inc., Annual General Meeting, May 14, 2026Columbia Banking System, Inc., Annual General Meeting, May 14, 2026.
공시 • Mar 31Columbia Banking System, Inc. to Report Q1, 2026 Results on Apr 23, 2026Columbia Banking System, Inc. announced that they will report Q1, 2026 results After-Market on Apr 23, 2026
내러티브 업데이트 • Mar 24COLB: Steepening Yield Curve Is Expected To Support Profitability UpsideAnalysts have nudged the consolidated price target for Columbia Banking System higher by a few dollars into the low $30s, citing a solid profitability outlook for regional banks, a normalized and steepening yield curve, and expectations for stable loan and revenue trends across the group. Analyst Commentary Recent research coverage clusters around a consistent message, with multiple firms lifting their price targets into the low US$30s while generally maintaining neutral or hold stances.
내러티브 업데이트 • Mar 09COLB: Steepening Yield Curve And Buybacks Are Set To Support UpsideAnalysts have nudged their average price target for Columbia Banking System higher to about $32.73, citing a more supportive yield curve, steady regional bank profitability and constructive views on loan and revenue growth. Analyst Commentary Recent research updates show a cluster of price target increases for Columbia Banking System, with most firms keeping neutral or hold style ratings even as they adjust their numbers higher.
Reported Earnings • Mar 02Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$2.31. Revenue: US$2.15b (up 18% from FY 2024). Net income: US$549.0m (up 2.8% from FY 2024). Profit margin: 26% (down from 29% in FY 2024). Net interest margin (NIM): 3.83% (up from 3.57% in FY 2024). Non-performing loans: 0.41% (down from 0.44% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 4.3%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 9.0% growth forecast for the Banks industry in the US.
내러티브 업데이트 • Feb 23COLB: Buybacks And Steady Earnings Meet Cautious Outlook For Regional BanksAnalysts have lifted their price targets on Columbia Banking System by up to $4, citing relatively stable regional bank outlooks, expectations for solid Q4 reports with continued balance sheet growth and repricing tailwinds, as well as a cautiously optimistic view on mid and regional bank fundamentals heading into 2026. Analyst Commentary Recent research updates point to a cluster of higher price targets for Columbia Banking System around upcoming Q4 results and the 2026 outlook for regional and mid sized banks.
Declared Dividend • Feb 19Fourth quarter dividend of US$0.37 announcedShareholders will receive a dividend of US$0.37. Ex-date: 27th February 2026 Payment date: 16th March 2026 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (65% payout ratio) and is expected to be covered in 3 years' time (41% forecast payout ratio). The dividend has increased by an average of 3.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 58% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
내러티브 업데이트 • Feb 08COLB: Future Returns Will Reflect Buybacks Steady Earnings And Cautious Banking OutlookAnalysts have nudged their price targets on Columbia Banking System higher by a few dollars, reflecting updated views that factor in adjusted revenue growth expectations, a slightly different discount rate, and higher forecast profit margins and P/E assumptions. Analyst Commentary Recent research notes cluster around small price target increases, with analysts fine tuning their models rather than making sweeping changes.
내러티브 업데이트 • Jan 24COLB: Future Returns Will Reflect Buybacks Activism And Mixed Earnings TailwindsAnalysts have raised their price expectations for Columbia Banking System, updating the fair value estimate from $30.96 to $31.85 as they incorporate recent target increases across the Street along with modest adjustments to growth, margins, and future P/E assumptions. Analyst Commentary Street research on Columbia Banking System has been active, with several firms revisiting their models and price targets around recent earnings and ahead of upcoming quarters.
Reported Earnings • Jan 23Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: US$2.31. Revenue: US$2.15b (up 18% from FY 2024). Net income: US$550.0m (up 3.1% from FY 2024). Profit margin: 26% (down from 29% in FY 2024). Net interest margin (NIM): 3.83% (up from 3.57% in FY 2024). Non-performing loans: 0.41% (down from 0.44% in FY 2024). Revenue exceeded analyst estimates by 1.1%. Earnings per share (EPS) also surpassed analyst estimates by 4.3%. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 9.1% growth forecast for the Banks industry in the US.
공시 • Jan 23Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Columbia Banking System, Inc. reported unaudited net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported total net charge-offs of $30 millions compared to $25 millions a year ago.
공시 • Jan 22Columbia Banking System, Inc. Announces Board AppointmentsColumbia Banking System, Inc. announced that its Board of Directors has elected Clint Stein, Columbia's President and Chief Executive Officer, to the additional role of Chair of the Board of Directors, effective January 22, 2026. Maria Pope, the immediate past Chair of the Board, was appointed, effective the same date, to serve as Lead Independent Director until Columbia's 2026 annual meeting of shareholders. Following the annual meeting, Luis Machuca, the current Chair of Columbia's Nominating and Governance Committee, will succeed Ms. Pope as Lead Independent Director. As Lead Independent Director, Ms. Pope will preside over executive sessions of the independent directors; serve as a liaison between the independent directors and the Chair and CEO; be available for direct engagement with shareholders and other stakeholders, as appropriate; and carry out the other duties of the Lead Independent Director as set forth in Columbia's Corporate Governance Policy. Through acquisition, Ms. Pope and Mr. Machuca have served on the Columbia Board of Directors since 2014 and 2010, respectively. Mr. Stein has served as President, Chief Executive Officer and a member of the Board of Directors of Columbia since 2020.
내러티브 업데이트 • Jan 09COLB: Future Returns Will Reflect Buybacks And Dividend Growth With Mixed Earnings TailwindsNarrative Update on Columbia Banking System Analysts have nudged their implied fair value estimate for Columbia Banking System from about $29.62 to roughly $30.96, citing recent price target adjustments, modest tweaks to growth and profitability assumptions, and updated P/E expectations across the mid cap bank group. Analyst Commentary Recent Street research on Columbia Banking System has focused on updated price targets, refreshed earnings paths, and how the bank fits into the broader mid cap group as conditions in the sector evolve into 2026 and beyond.
공시 • Dec 31Columbia Banking System, Inc. to Report Q4, 2025 Results on Jan 22, 2026Columbia Banking System, Inc. announced that they will report Q4, 2025 results After-Market on Jan 22, 2026
내러티브 업데이트 • Dec 15COLB: Future Returns Will Reflect Buybacks And Dividend Increases Amid Mixed Earnings OutlookAnalysts have nudged their price target on Columbia Banking System modestly higher to about $29.62 from roughly $29.46. They cite a more attractive risk and reward profile supported by upgraded ratings, incremental price target increases across the Street, and expectations for improved earnings consistency and capital deployment despite tempered outer year EPS estimates.
내러티브 업데이트 • Nov 29COLB: Future Returns Will Reflect Buyback Initiatives And Dividend Growth Balancing Cautious OutlookThe average analyst price target for Columbia Banking System has shifted modestly, with recent updates now ranging from $28 to $33. Analysts are weighing stable fundamentals, improved earnings visibility, and buyback potential against a slightly reduced outlook for future earnings growth.
공시 • Nov 22Columbia Banking System, Inc. and Columbia Bank Announces Executive ChangesEffective as of the end of business on November 19, 2025, Lisa M. White ceased serving as Executive Vice President, Principal Accounting Officer and Corporate Controller of Columbia Banking System, Inc. and its subsidiary Columbia Bank (collectively, the Company). Effective as of November 20, 2025, Brock Lakely was appointed as Executive Vice President, Chief Accounting Officer and Corporate Controller of the Company. In connection with his appointment as Executive Vice President, Chief Accounting Officer and Corporate Controller of the Company. Mr. Lakely, age 46, served from April 3, 2023 through November 19, 2024 as the Company’s Chief Audit Executive. He previously served as the Company’s Chief Accounting Officer from May 20, 2018 through April 3, 2023. Mr. Lakely is a Certified Public Accountant, and he began his career as an auditor at Ernst & Young LLP where he focused on the financial services industry. He earned his Bachelor of Business Administration in accounting from Southwestern Oklahoma State University and his Master of Business Administration from Oklahoma State University.
분석 기사 • Nov 18Columbia Banking System (NASDAQ:COLB) Will Pay A Larger Dividend Than Last Year At $0.37The board of Columbia Banking System, Inc. ( NASDAQ:COLB ) has announced that the dividend on 15th of December will be...
Declared Dividend • Nov 17Third quarter dividend increased to US$0.37Dividend of US$0.37 is 2.8% higher than last year. Ex-date: 28th November 2025 Payment date: 15th December 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (16% payout ratio) and is expected to be well covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 45% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
내러티브 업데이트 • Nov 15COLB: Shareholder Returns Will Be Driven by Improved Earnings and BuybacksColumbia Banking System's analyst price target has been modestly raised to $29.46 from $29.23, as analysts cite improved earnings visibility, buyback potential, and better net interest expense, which are offsetting a softer revenue outlook. Analyst Commentary Recent street research on Columbia Banking System reflects a mix of optimism and caution regarding the company's outlook, valuation, and execution.
공시 • Nov 14Columbia Banking System Announces Increase to Common Share Dividend, Payable on December 15, 2025Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.37 per common share, representing a 3% increase to the most recent Columbia dividend declaration. The dividend is payable December 15, 2025, to shareholders of record as of November 28, 2025.
Reported Earnings • Nov 02Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.40 (down from US$0.70 in 3Q 2024). Revenue: US$512.0m (up 9.5% from 3Q 2024). Net income: US$96.0m (down 34% from 3Q 2024). Profit margin: 19% (down from 31% in 3Q 2024). Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 31%. Revenue is forecast to grow 17% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
내러티브 업데이트 • Oct 31COLB: Upgraded Ratings And Peer-Leading Returns Will Drive OutperformanceColumbia Banking System's analyst price target saw a modest increase, as it was raised to $29.23 per share. Analysts cited improved earnings visibility, solid growth fundamentals, and an attractive risk/reward profile as key drivers for the update.
공시 • Oct 31+ 3 more updatesColumbia Banking System, Inc. Announces Net Charge Offs for the Quarter Ended September 30, 2025Columbia Banking System, Inc. announced net charge offs for the quarter ended September 30, 2025. For the period, company reported Total net charge-offs of $22 million against $30 million for the same period a year ago.
내러티브 업데이트 • Oct 17Pacific Premier Acquisition And AI Investment Will Expand Market ReachAnalysts have raised their price target for Columbia Banking System to approximately $29.23. This reflects a modest increase driven by perceived improved risk/reward dynamics, stronger earnings visibility, and ongoing sector momentum.
내러티브 업데이트 • Oct 03Pacific Premier Acquisition And AI Investment Will Expand Market ReachColumbia Banking System's analyst price target increased slightly from $28.33 to $28.77. Analysts cite steady loan and deposit growth, along with improved net interest margins, as factors supporting a positive outlook for the company.
New Risk • Sep 23New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 43% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
내러티브 업데이트 • Sep 05Pacific Premier Acquisition And AI Investment Will Expand Market ReachAnalysts remain cautious on Columbia Banking System, citing modest Q2 earnings expectations and a tepid lending outlook despite improving operating conditions and a healthier revenue stream, resulting in only a slight increase in the consensus price target from $27.92 to $28.33. Analyst Commentary Neutral to bearish sentiment is driven by cautious optimism, with expectations that capital-rich, higher-growth peers may benefit more from a potential commercial lending rebound in the second half of the year.
공시 • Sep 03Columbia Banking System, Inc. Announces Board and Committee Appointments, Effective on August 31, 2025Columbia Banking System, Inc. announced that due to Columbia Banking System, Inc. and Pacific Premier Bancorp, Inc. jointly announcing the closing of Columbia’s previously announced acquisition of Pacific Premier, the three former directors of Pacific Premier were appointed to serve as directors of Columbia, in each case effective as of the Effective Time: Steven R. Gardner, M. Christian Mitchell and Jaynie Miller Studenmund (such former directors of Pacific Premier, the “New Directors”). The following New Directors were appointed to the committees of the Board of Directors of Columbia, in each case effective as of the Effective Time: Audit Committee: M. Christian Mitchell. Compensation Committee: Jaynie Miller Studenmund. Enterprise Risk Management Committee: M. Christian Mitchell. Nominating and Governance Committee: Jaynie Miller Studenmund, Effective on August 31, 2025.
공시 • Sep 02Columbia Banking System, Inc. (NasdaqGS:COLB) completed the acquisition of Pacific Premier Bancorp, Inc. (NasdaqGS:PPBI).Columbia Banking System, Inc. (NasdaqGS:COLB) entered into a definitive agreement to acquire Pacific Premier Bancorp, Inc. (NasdaqGS:PPBI) for $2.1 billion on April 23, 2025. Columbia Banking System, Inc. will exchange 0.9150 shares of its common stock to acquire all the outstanding shares of Pacific Premier Bancorp, Inc. The merger is valued $20.83 per Pacific Premier share, based on Columbia’s closing stock price of $22.77 on April 22, 2025. Following closing, Pacific Premier stockholders will own approximately 30% of Columbia’s outstanding shares of common stock. Three Pacific Premier directors, including Steve Gardner and two other current Pacific Premier directors to be mutually agreed by Columbia and Pacific Premier, will join the Columbia board upon the completion of the transaction. The transaction is projected to deliver mid-teens EPS accretion to Columbia (assuming fully phased-in cost savings), with tangible book value dilution earned back in three years (crossover method) under conservative transaction modeling assumptions. The combined company will be well positioned to achieve top-quartile profitability and operating metrics versus peers, including an anticipated 20% ROATCE and 1.4% ROAA in 2026, assuming fully phased-in cost savings. The transaction is projected to have 14% 2026E EPS accretion with tangible book value dilution earned back in three years (crossover method). The transaction is expected to have estimated full run-rate cost savings of $127 million or 30% of Pacific Premier's non-interest expense with net of transaction expenses of $146 million after-tax. The termination fee of $75 million is payable by both Pacific and Columbia. The definitive merger agreement was unanimously approved by the Boards of Directors of Columbia and Pacific Premier. The transaction is subject to regulatory approvals, the expiration or termination of all statutory waiting periods and the approval by both Pacific and Columbia's shareholders. Pacific Premier shareholder will hold a special meeting on July 21, 2025 to approve the transaction. The transaction is expected to close in second half 2025. As of July 21, 2025 the transaction has received all required shareholder and stockholder approvals. On August 5, 2025, the Board of Governors of the Federal Reserve System approved the application and on August 4, 2025, the Federal Deposit Insurance Corporation approved the application to complete the merger. Pacific Premier and Columbia previously received the required approval for the Bank Merger from the Oregon Department of Consumer and Business Services, Division of Financial Regulation. All required regulatory approvals to complete the Transaction have now been received. Subject to the satisfaction of the remaining customary closing conditions in the Merger Agreement, Pacific Premier and Columbia expect to close the Merger on or about August 31, 2025. Bill Burgess, Adam Keefer and Michael Marting of Piper Sandler & Co. acted as financial advisor and fairness opinion provider to Columbia. Piper will receive an advisory fee of $21 million and $3 million for the opinion rendered. Patrick S. Brown of Sullivan & Cromwell LLP acted as legal advisor to Columbia. Keefe, Bruyette & Woods, Inc. acted as financial advisor and fairness opinion provider to Pacific. KBW will receive a fee of 1.10% of the merger consideration and $2 million for opinion rendered. Shawn Turner of Holland & Knight LLP acted as legal advisor to Pacific. Broadridge Financial Solutions, Inc. (NYSE:BR) acted as transfer agent to Columbia. D.F. King & Co., Inc. acted as information agent to Pacific Premier and will receive a fee of $17,500. Columbia Banking System, Inc. (NasdaqGS:COLB) completed the acquisition of Pacific Premier Bancorp, Inc. (NasdaqGS:PPBI) on August 31, 2025.
공시 • Aug 29Columbia Banking System, Inc. to Report Q3, 2025 Results on Oct 30, 2025Columbia Banking System, Inc. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025
분석 기사 • Aug 18Columbia Banking System's (NASDAQ:COLB) Dividend Will Be $0.36Columbia Banking System, Inc. ( NASDAQ:COLB ) will pay a dividend of $0.36 on the 15th of September. This means the...
Declared Dividend • Aug 18Second quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 29th August 2025 Payment date: 15th September 2025 Dividend yield will be 5.6%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (28% payout ratio) and is expected to be well covered in 3 years' time (45% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 54% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Aug 16Columbia Banking System, Inc. Approves Quarterly Cash Dividend, Payable on September 15, 2025Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable September 15, 2025, to shareholders of record as of August 29, 2025.
Reported Earnings • Jul 25Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.73 (up from US$0.58 in 2Q 2024). Revenue: US$481.5m (up 9.3% from 2Q 2024). Net income: US$152.4m (up 27% from 2Q 2024). Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.9%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 7.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has remained flat but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
공시 • Jun 30Columbia Banking System, Inc. to Report Q2, 2025 Results on Jul 24, 2025Columbia Banking System, Inc. announced that they will report Q2, 2025 results After-Market on Jul 24, 2025
Declared Dividend • May 19First quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 30th May 2025 Payment date: 16th June 2025 Dividend yield will be 5.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (61% payout ratio) and is expected to be covered in 3 years' time (46% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 49% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • May 16Columbia Banking System, Inc. Approves Quarterly Dividend, Payable on June 16, 2025Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable June 16, 2025, to shareholders of record as of May 30, 2025.
Major Estimate Revision • Apr 30Consensus EPS estimates fall by 13%, revenue upgradedThe consensus outlook for fiscal year 2025 has been updated. 2025 revenue forecast increased from US$1.98b to US$2.06b. EPS estimate fell from US$2.67 to US$2.34 per share. Net income forecast to grow 10% next year vs 13% growth forecast for Banks industry in the US. Consensus price target down from US$28.86 to US$27.32. Share price was steady at US$22.72 over the past week.
공시 • Apr 25+ 1 more updateColumbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the First Quarter Ended March 31, 2025Columbia Banking System, Inc. reported unaudited net charge-offs for the first quarter ended March 31, 2025. For the quarter, the company reported total net charge-offs of $29,321,000 compared to $44,003,000 a year ago.
Reported Earnings • Apr 24First quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2025 results: EPS: US$0.41 (down from US$0.60 in 1Q 2024). Revenue: US$464.0m (up 1.6% from 1Q 2024). Net income: US$86.6m (down 30% from 1Q 2024). Profit margin: 19% (down from 27% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) missed analyst estimates by 36%. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 7.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 6% per year whereas the company’s share price has fallen by 7% per year.
공시 • Apr 05Columbia Banking System, Inc., Annual General Meeting, May 15, 2025Columbia Banking System, Inc., Annual General Meeting, May 15, 2025.
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$20.78, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 10x in the Banks industry in the US. Total loss to shareholders of 17% over the past three years.
공시 • Apr 03Columbia Banking System, Inc. Announces Board ChangesColumbia Banking System, Inc. announced on March 30, 2025, the board of directors of the company determined that Mr. Cort O’Haver, the Executive Chair of the Company’s board of directors, would no longer serve as Executive Chair, effective as of March 31, 2025. Mr. O’Haver became Executive Chair in connection with the merger of the Company and Umpqua Holdings Corporation, with a primary focus on helping ensure a successful integration of the two companies. The board determined that the integration of the two companies has been successfully achieved and that the governance structure adopted in connection with the merger is no longer required. The board previously eliminated certain merger-related governance provisions from the Company’s Amended and Restated Bylaws in November 2024. With completion of the integration, Mr. O’Haver has fulfilled his primary role with the Company and the role of Executive Chair has been eliminated. Also effective March 31, 2025, Mr. O’Haver resigned as a member of the board of directors of the Company and will no longer serve as a director or employee of the Company or any subsidiary. With the elimination of the Executive Chair position, the board elected director Maria Pope to serve as the independent, non-executive chair of the Company’s board of directors, effective April 1, 2025. Ms. Pope is president, chief executive officer and a member of the board of directors of Portland General Electric Company. She has served on the Company’s board since the merger was completed and previously served on the board of directors of Umpqua Holdings Corporation. She has extensive governance experience, having served on the boards of public companies and industry associations.
공시 • Mar 31Columbia Banking System, Inc. to Report Q1, 2025 Results on Apr 24, 2025Columbia Banking System, Inc. announced that they will report Q1, 2025 results After-Market on Apr 24, 2025
Reported Earnings • Feb 27Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.56 (up from US$1.79 in FY 2023). Revenue: US$1.82b (up 2.2% from FY 2023). Net income: US$533.7m (up 53% from FY 2023). Profit margin: 29% (up from 20% in FY 2023). The increase in margin was primarily driven by lower expenses. Net interest margin (NIM): 3.57% (down from 3.91% in FY 2023). Non-performing loans: 0.44% (up from 0.30% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 7.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 9% per year.
Declared Dividend • Feb 18Fourth quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 28th February 2025 Payment date: 17th March 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (62% payout ratio) and is expected to be covered in 3 years' time (49% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Feb 14Columbia Banking System, Inc. Approves Quarterly Dividend, Payable on March 17, 2025Columbia Banking System, Inc. approved a quarterly cash dividend in the amount of $0.36 per common share, payable March 17, 2025, to shareholders of record as of February 28, 2025.
Reported Earnings • Jan 24Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$2.56 (up from US$1.79 in FY 2023). Revenue: US$1.82b (up 2.2% from FY 2023). Net income: US$533.7m (up 53% from FY 2023). Profit margin: 29% (up from 20% in FY 2023). The increase in margin was primarily driven by lower expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.1%. Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 6% per year.
공시 • Jan 24Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2024Columbia Banking System, Inc. reported unaudited net charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported total net charge-offs of $25,655,000 compared to $28,872,000 a year ago.
공시 • Jan 01Columbia Banking System, Inc. to Report Q4, 2024 Results on Jan 23, 2025Columbia Banking System, Inc. announced that they will report Q4, 2024 results at 5:00 PM, US Eastern Standard Time on Jan 23, 2025
Seeking Alpha • Dec 23Columbia Banking System: A Good Dividend Pick With Short-Term Price UncertaintySummary I rate Columbia Banking System a hold due to a bleak near-term outlook, despite the potential long-term benefits implied by the 2023 merger. The company's performance is impacted by still restrictive interest rates, with a shrinking interest rate spread and NIM. The dividend yield and low valuation make COLB attractive for income-focused investors, despite short-term growth challenges. The recent dip may be providing an opportunity. Regardless, I prefer to remain cautious and observe COLB's further price action before making any investment decisions. Read the full article on Seeking Alpha
Declared Dividend • Nov 20Third quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 29th November 2024 Payment date: 16th December 2024 Dividend yield will be 4.8%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (16% payout ratio) and is expected to be covered in 3 years' time (50% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 19% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Nov 15Columbia Banking System Announces Common Share Dividend, Payable on December 16, 2024Columbia Banking System, Inc. parent company of Umpqua Bank, announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable December 16, 2024, to shareholders of record as of November 29, 2024.
Price Target Changed • Oct 25Price target increased by 8.3% to US$30.42Up from US$28.08, the current price target is an average from 12 analysts. New target price is 9.0% above last closing price of US$27.90. Stock is up 45% over the past year. The company is forecast to post earnings per share of US$2.52 for next year compared to US$1.79 last year.
공시 • Oct 25Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs Results for the Third Quarter Ended September 30, 2024Columbia Banking System, Inc. reported unaudited net charge-offs results for the third quarter ended September 30, 2024. For the quarter, the company reported total net charge-offs of $29,115,000 against $23,125,000 a year ago.
Reported Earnings • Oct 24Third quarter 2024 earnings: EPS and revenues exceed analyst expectationsThird quarter 2024 results: EPS: US$0.70 (up from US$0.65 in 3Q 2023). Revenue: US$467.6m (down 4.2% from 3Q 2023). Net income: US$146.2m (up 7.6% from 3Q 2023). Profit margin: 31% (up from 28% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 15%. Revenue is forecast to grow 4.7% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.
공시 • Sep 30Columbia Banking System, Inc. to Report Q3, 2024 Results on Oct 24, 2024Columbia Banking System, Inc. announced that they will report Q3, 2024 results Pre-Market on Oct 24, 2024
Seeking Alpha • Sep 13Columbia Banking: A 6% Yield Opportunity With Regional Brand Strength In Pacific Northwest (Downgrade)Summary Columbia Banking System, parent of Umpqua Bank, has brand penetration in its key market of the US Pacific Northwest. 6% dividend yield exceeds peers, but prior dividend growth mixed. Q2 saw YoY earnings decline, but future growth expected to come from growth in loans and small business customers. The loan portfolio diverse and low charge-off rate. The firm makes over 90% of revenue from interest income, making it more exposed to rate movements and Fed decisions. Read the full article on Seeking Alpha
새로운 내러티브 • Aug 30Strategic Cost Management And Efficiency Gains Forecast Bright Future For Banking Innovator Implementation of new deposit pricing strategies and expense reductions point towards improved net interest margins and net margins through lower costs.
Declared Dividend • Aug 15Second quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 23rd August 2024 Payment date: 9th September 2024 Dividend yield will be 6.1%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (63% payout ratio) and is expected to be covered in 3 years' time (53% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공시 • Aug 13Columbia Banking System Announces Quarterly Cash Dividend, Payable September 9, 2024Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable September 9, 2024, to shareholders of record as of August 23, 2024.
Price Target Changed • Jul 28Price target increased by 13% to US$24.46Up from US$21.63, the current price target is an average from 12 analysts. New target price is 9.4% below last closing price of US$26.99. Stock is up 21% over the past year. The company is forecast to post earnings per share of US$2.41 for next year compared to US$1.79 last year.
Reported Earnings • Jul 26Second quarter 2024 earnings: EPS exceeds analyst expectationsSecond quarter 2024 results: EPS: US$0.58 (down from US$0.64 in 2Q 2023). Revenue: US$440.3m (down 13% from 2Q 2023). Net income: US$120.1m (down 9.9% from 2Q 2023). Profit margin: 27% (up from 26% in 2Q 2023). The increase in margin was driven by lower expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 6.8%. Revenue is forecast to grow 4.2% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 5% per year, which means it has not declined as severely as earnings.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$23.47, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 12x in the Banks industry in the US. Total loss to shareholders of 6.1% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$38.85 per share.
공시 • Jun 29Columbia Banking System, Inc. to Report Q2, 2024 Results on Jul 25, 2024Columbia Banking System, Inc. announced that they will report Q2, 2024 results at 5:00 PM, US Eastern Standard Time on Jul 25, 2024
Declared Dividend • May 15First quarter dividend of US$0.36 announcedDividend of US$0.36 is the same as last year. Ex-date: 23rd May 2024 Payment date: 10th June 2024 Dividend yield will be 7.0%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (46% payout ratio) and is expected to be covered in 3 years' time (54% forecast payout ratio). The dividend has increased by an average of 3.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 6.8% over the next year, which should provide support to the dividend and adequate earnings cover.
공시 • May 14Columbia Banking System, Inc. Approves Quarterly Cash Dividend, Payable on June 10, 2024Columbia Banking System, Inc. announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable June 10, 2024, to shareholders of record as of May 24, 2024.
Reported Earnings • Apr 27First quarter 2024 earnings: EPS exceeds analyst expectationsFirst quarter 2024 results: EPS: US$0.60 (up from US$0.09 loss in 1Q 2023). Revenue: US$456.6m (up 41% from 1Q 2023). Net income: US$124.1m (up US$138.1m from 1Q 2023). Profit margin: 27% (up from net loss in 1Q 2023). The move to profitability was primarily driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 12%. Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 6.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
공시 • Apr 02Columbia Banking System, Inc. to Report Q1, 2024 Results on Apr 25, 2024Columbia Banking System, Inc. announced that they will report Q1, 2024 results After-Market on Apr 25, 2024
공시 • Mar 28Columbia Banking System, Inc., Annual General Meeting, May 08, 2024Columbia Banking System, Inc., Annual General Meeting, May 08, 2024, at 10:00 Pacific Standard Time (Mexico). Agenda: To elect the 14 nominees for director named in the accompanying proxy statement to serve on the Board of Directors until the 2025 Annual Meeting of Shareholders or until their successors have been elected and have qualified; to approve, on an advisory basis, the compensation of the Company's named executive officers; to approve the 2024 Equity Incentive Plan; to approve an amendment to the Amended and Restated Employee Stock Purchase Plan; and to ratify the appointment of Deloitte & Touche LLP as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2024.
Reported Earnings • Feb 29Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.79. Revenue: US$1.78b (up 51% from FY 2022). Net income: US$348.7m (up 3.6% from FY 2022). Profit margin: 20% (down from 28% in FY 2022). Net interest margin (NIM): 3.91% (up from 3.62% in FY 2022). Non-performing loans: 0.30% (up from 0.22% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 11%. Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in the US.
Upcoming Dividend • Feb 15Upcoming dividend of US$0.36 per share at 7.7% yieldEligible shareholders must have bought the stock before 22 February 2024. Payment date: 11 March 2024. Trailing yield: 7.7%. Within top quartile of American dividend payers (4.9%). Higher than average of industry peers (3.3%).
공시 • Feb 10Columbia Banking System, Inc. Declares Quarterly Cash Dividend, Payable on March 11, 2024Columbia Banking System, Inc., parent company of Umpqua Bank, announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable March 11, 2024, to shareholders of record as of February 23, 2024.
New Risk • Jan 28New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 20% Last year net profit margin: 28% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (61% increase in shares outstanding). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (20% net profit margin).
Price Target Changed • Jan 26Price target decreased by 10% to US$26.33Down from US$29.42, the current price target is an average from 12 analysts. New target price is 30% above last closing price of US$20.18. Stock is down 31% over the past year. The company is forecast to post earnings per share of US$1.99 for next year compared to US$2.60 last year.
Major Estimate Revision • Jan 26Consensus EPS estimates fall by 25%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$2.11b to US$1.96b. EPS estimate also fell from US$3.10 per share to US$2.32 per share. Net income forecast to grow 38% next year vs 6.2% decline forecast for Banks industry in the US. Consensus price target down from US$29.42 to US$26.33. Share price fell 18% to US$20.18 over the past week.
Valuation Update With 7 Day Price Move • Jan 26Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$20.18, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 7.4% over the past three years.
Reported Earnings • Jan 25Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$1.79. Revenue: US$1.78b (up 51% from FY 2022). Net income: US$348.7m (up 3.6% from FY 2022). Profit margin: 20% (down from 28% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 11%. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in the US.
공시 • Jan 25Columbia Banking System, Inc. Reports Unaudited Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Columbia Banking System, Inc. reported unaudited net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported total net charge-offs of $28,872,000 compared to $12,510,000 a year ago.
Seeking Alpha • Jan 22Columbia Banking System Is Getting Awfully PriceySummary Columbia Banking System has seen significant improvements in its balance sheet, with a rebound in deposits and a decrease in uninsured deposits. The institution has experienced growth in net interest income, non-interest income, and net profits. Despite these positive developments, the stock is considered pricey, and the company's return on equity and return on assets are lower compared to its peers. Read the full article on Seeking Alpha
공시 • Dec 30Columbia Banking System, Inc. to Report Q4, 2023 Results on Jan 24, 2024Columbia Banking System, Inc. announced that they will report Q4, 2023 results at 5:00 PM, US Eastern Standard Time on Jan 24, 2024
Price Target Changed • Dec 18Price target increased by 7.4% to US$26.17Up from US$24.38, the current price target is an average from 12 analysts. New target price is approximately in line with last closing price of US$26.64. Stock is down 10% over the past year. The company is forecast to post earnings per share of US$2.02 for next year compared to US$2.60 last year.
Reported Earnings • Oct 20Third quarter 2023 earnings: EPS misses analyst expectationsThird quarter 2023 results: EPS: US$0.65 (up from US$0.65 in 3Q 2022). Revenue: US$488.1m (up 69% from 3Q 2022). Net income: US$135.8m (up 62% from 3Q 2022). Profit margin: 28% (down from 29% in 3Q 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.0%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 4.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
