Upcoming Dividend • Jun 08
Upcoming dividend of US$0.10 per share Eligible shareholders must have bought the stock before 15 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 3.4% and this is well supported by cash flows. Trailing yield: 1.3%. Lower than top quartile of American dividend payers (4.2%). Lower than average of industry peers (2.3%). Recent Insider Transactions • May 07
Senior EVP & CFO recently bought US$96k worth of stock On the 30th of April, Philip Metheny bought around 3k shares on-market at roughly US$29.02 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Philip has been a buyer over the last 12 months, purchasing a net total of US$296k worth in shares. Reported Earnings • Apr 28
First quarter 2026 earnings: EPS and revenues exceed analyst expectations First quarter 2026 results: EPS: US$0.69. Revenue: US$22.9m (up 5.3% from 1Q 2025). Net income: US$9.53m (up 9.7% from 1Q 2025). Profit margin: 42% (up from 40% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 7.8%. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. 공시 • Apr 28
Commercial Bancgroup, Inc. (NasdaqCM:CBK) announces an Equity Buyback for $10 million worth of its shares. Commercial Bancgroup, Inc. (NasdaqCM:CBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million of its outstanding common stock. The company intends to fund the program with a combination of cash on hand and cash generated from ongoing operations. The repurchased shares will be become authorized but unissued shares. The program will expire on April 30, 2027, unless extended by the Board. 공시 • Apr 02
Commercial Bancgroup, Inc. to Report Q1, 2026 Results on Apr 27, 2026 Commercial Bancgroup, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 27, 2026 공시 • Apr 01
Commercial Bancgroup, Inc., Annual General Meeting, Apr 27, 2026 Commercial Bancgroup, Inc., Annual General Meeting, Apr 27, 2026. Location: 6710 cumberland gap parkway, tennessee 37752, harrogate United States Reported Earnings • Mar 25
Full year 2025 earnings: EPS exceeds analyst expectations Full year 2025 results: EPS: US$2.93 (up from US$2.58 in FY 2024). Revenue: US$90.2m (up 4.1% from FY 2024). Net income: US$36.9m (up 18% from FY 2024). Profit margin: 41% (up from 36% in FY 2024). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.87% (up from 3.75% in FY 2024). Non-performing loans: 0.33% (up from 0.28% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US. New Risk • Jan 29
New minor risk - Dividend sustainability The company is not expected to pay a dividend in 3 years. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company. Reported Earnings • Jan 28
Full year 2025 earnings: EPS exceeds analyst expectations Full year 2025 results: EPS: US$2.93 (up from US$2.58 in FY 2024). Revenue: US$90.2m (up 4.1% from FY 2024). Net income: US$36.9m (up 18% from FY 2024). Profit margin: 41% (up from 36% in FY 2024). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.87% (up from 3.75% in FY 2024). Cost-to-income ratio: 46.7% (down from 48.9% in FY 2024). Non-performing loans: 0.33% (up from 0.28% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US. 공시 • Jan 07
Commercial Bancgroup, Inc. Promotes Justin R. Payne to Executive Vice President and Chief Information Officer Commercial Bancgroup, Inc. announced the promotion of Justin R. Payne to Executive Vice President and Chief Information Officer (CIO). As CIO, Payne will lead the overall vision, planning, and management of all technology initiatives and information management-related resources throughout the bank, aligning the technology strategy with the bank's growth driven business goals including the adoption of AI technologies and expanding the product offering suite within Digital Banking. Payne joined Commercial Bank on September 8, 2008 with the acquisition of the former Union National Bank. He has dedicated 27 years to community banking, holding various roles throughout his career, most recently having served the last 12 years as Senior Vice President and Operations Officer. Payne holds dual degrees in Business Administration and Computer Information Systems from Union Commonwealth University. Additionally, he graduated from the Kentucky Bankers Association's Kentucky Bank School in 2001, the Graduate School of Banking at Louisiana State University in 2013, and has maintained his Accredited ACH Professional (AAP) certification since 2016. Board Change • Dec 31
High number of new and inexperienced directors There are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. 1 highly experienced director. President, CEO & Director Terry Lee is the most experienced director on the board, commencing their role in 1995. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors. Recent Insider Transactions • Nov 26
Executive VP & CFO recently bought US$100k worth of stock On the 21st of November, Philip Metheny bought around 4k shares on-market at roughly US$24.12 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$350k. Philip has been a buyer over the last 12 months, purchasing a net total of US$200k worth in shares. Reported Earnings • Nov 02
Third quarter 2025 earnings released Third quarter 2025 results: EPS: US$0.77. Net income: US$9.47m (up US$9.47m from 3Q 2024). Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. 공시 • Oct 21
Commercial Bancgroup, Inc. to Report Q3, 2025 Results on Oct 27, 2025 Commercial Bancgroup, Inc. announced that they will report Q3, 2025 results After-Market on Oct 27, 2025 Recent Insider Transactions • Oct 10
Executive VP & Chief Credit Officer recently bought US$100k worth of stock On the 3rd of October, Richard Sprinkle bought around 4k shares on-market at roughly US$24.00 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$200k more in shares than they have sold in the last 12 months. 공시 • Oct 03
Commercial Bancgroup, Inc. has completed an IPO in the amount of $172.154208 million. Commercial Bancgroup, Inc. has completed an IPO in the amount of $172.154208 million.
Security Name: Common Stock
Security Type: Common Stock
Securities Offered: 7,173,092
Price\Range: $24
Discount Per Security: $2.4
Transaction Features: Reserved Share Offering