View ValuationCommercial Bancgroup 향후 성장Future 기준 점검 1/6Commercial Bancgroup은 연간 수입과 매출이 각각 7.5%와 6.2% 증가할 것으로 예상되고 EPS는 연간 4.5%만큼 증가할 것으로 예상됩니다.핵심 정보7.5%이익 성장률4.47%EPS 성장률Banks 이익 성장8.2%매출 성장률6.2%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트28 Apr 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesRecent Insider Transactions • May 07Senior EVP & CFO recently bought US$96k worth of stockOn the 30th of April, Philip Metheny bought around 3k shares on-market at roughly US$29.02 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Philip has been a buyer over the last 12 months, purchasing a net total of US$296k worth in shares.Reported Earnings • Apr 28First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.69. Revenue: US$22.9m (up 5.3% from 1Q 2025). Net income: US$9.53m (up 9.7% from 1Q 2025). Profit margin: 42% (up from 40% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 7.8%. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US.공시 • Apr 28Commercial Bancgroup, Inc. (NasdaqCM:CBK) announces an Equity Buyback for $10 million worth of its shares.Commercial Bancgroup, Inc. (NasdaqCM:CBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million of its outstanding common stock. The company intends to fund the program with a combination of cash on hand and cash generated from ongoing operations. The repurchased shares will be become authorized but unissued shares. The program will expire on April 30, 2027, unless extended by the Board.공시 • Apr 02Commercial Bancgroup, Inc. to Report Q1, 2026 Results on Apr 27, 2026Commercial Bancgroup, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 27, 2026공시 • Apr 01Commercial Bancgroup, Inc., Annual General Meeting, Apr 27, 2026Commercial Bancgroup, Inc., Annual General Meeting, Apr 27, 2026. Location: 6710 cumberland gap parkway, tennessee 37752, harrogate United StatesReported Earnings • Mar 25Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.93 (up from US$2.58 in FY 2024). Revenue: US$90.2m (up 4.1% from FY 2024). Net income: US$36.9m (up 18% from FY 2024). Profit margin: 41% (up from 36% in FY 2024). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.87% (up from 3.75% in FY 2024). Non-performing loans: 0.33% (up from 0.28% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US.New Risk • Jan 29New minor risk - Dividend sustainabilityThe company is not expected to pay a dividend in 3 years. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Reported Earnings • Jan 28Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.93 (up from US$2.58 in FY 2024). Revenue: US$90.2m (up 4.1% from FY 2024). Net income: US$36.9m (up 18% from FY 2024). Profit margin: 41% (up from 36% in FY 2024). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.87% (up from 3.75% in FY 2024). Cost-to-income ratio: 46.7% (down from 48.9% in FY 2024). Non-performing loans: 0.33% (up from 0.28% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.공시 • Jan 07Commercial Bancgroup, Inc. Promotes Justin R. Payne to Executive Vice President and Chief Information OfficerCommercial Bancgroup, Inc. announced the promotion of Justin R. Payne to Executive Vice President and Chief Information Officer (CIO). As CIO, Payne will lead the overall vision, planning, and management of all technology initiatives and information management-related resources throughout the bank, aligning the technology strategy with the bank's growth driven business goals including the adoption of AI technologies and expanding the product offering suite within Digital Banking. Payne joined Commercial Bank on September 8, 2008 with the acquisition of the former Union National Bank. He has dedicated 27 years to community banking, holding various roles throughout his career, most recently having served the last 12 years as Senior Vice President and Operations Officer. Payne holds dual degrees in Business Administration and Computer Information Systems from Union Commonwealth University. Additionally, he graduated from the Kentucky Bankers Association's Kentucky Bank School in 2001, the Graduate School of Banking at Louisiana State University in 2013, and has maintained his Accredited ACH Professional (AAP) certification since 2016.Board Change • Dec 31High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. 1 highly experienced director. President, CEO & Director Terry Lee is the most experienced director on the board, commencing their role in 1995. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Recent Insider Transactions • Nov 26Executive VP & CFO recently bought US$100k worth of stockOn the 21st of November, Philip Metheny bought around 4k shares on-market at roughly US$24.12 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$350k. Philip has been a buyer over the last 12 months, purchasing a net total of US$200k worth in shares.Reported Earnings • Nov 02Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: US$0.77. Net income: US$9.47m (up US$9.47m from 3Q 2024). Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US.공시 • Oct 21Commercial Bancgroup, Inc. to Report Q3, 2025 Results on Oct 27, 2025Commercial Bancgroup, Inc. announced that they will report Q3, 2025 results After-Market on Oct 27, 2025Recent Insider Transactions • Oct 10Executive VP & Chief Credit Officer recently bought US$100k worth of stockOn the 3rd of October, Richard Sprinkle bought around 4k shares on-market at roughly US$24.00 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$200k more in shares than they have sold in the last 12 months.공시 • Oct 03Commercial Bancgroup, Inc. has completed an IPO in the amount of $172.154208 million.Commercial Bancgroup, Inc. has completed an IPO in the amount of $172.154208 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 7,173,092 Price\Range: $24 Discount Per Security: $2.4 Transaction Features: Reserved Share Offering이익 및 매출 성장 예측NasdaqCM:CBK - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202710243N/AN/A112/31/20269540N/AN/A13/31/202691383738N/A12/31/202590373537N/A9/30/202590333638N/A6/30/202588323940N/A3/31/202587323839N/A12/31/202487313639N/A12/31/202378313639N/A애널리스트 향후 성장 전망수입 대 저축률: CBK 의 연간 예상 수익 증가율(7.5%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: CBK 의 연간 수익(7.5%)이 US 시장(16.8%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: CBK 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: CBK 의 수익(연간 6.2%)이 US 시장(연간 11.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: CBK 의 수익(연간 6.2%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: CBK의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/17 12:40종가2026/05/15 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Commercial Bancgroup, Inc.는 2명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Brett RabatinHovde Group, LLCFeddie StricklandHovde Group, LLC
Recent Insider Transactions • May 07Senior EVP & CFO recently bought US$96k worth of stockOn the 30th of April, Philip Metheny bought around 3k shares on-market at roughly US$29.02 per share. This transaction amounted to 40% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Philip has been a buyer over the last 12 months, purchasing a net total of US$296k worth in shares.
Reported Earnings • Apr 28First quarter 2026 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2026 results: EPS: US$0.69. Revenue: US$22.9m (up 5.3% from 1Q 2025). Net income: US$9.53m (up 9.7% from 1Q 2025). Profit margin: 42% (up from 40% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) also surpassed analyst estimates by 7.8%. Revenue is forecast to grow 6.2% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US.
공시 • Apr 28Commercial Bancgroup, Inc. (NasdaqCM:CBK) announces an Equity Buyback for $10 million worth of its shares.Commercial Bancgroup, Inc. (NasdaqCM:CBK) announces a share repurchase program. Under the program, the company will repurchase up to $10 million of its outstanding common stock. The company intends to fund the program with a combination of cash on hand and cash generated from ongoing operations. The repurchased shares will be become authorized but unissued shares. The program will expire on April 30, 2027, unless extended by the Board.
공시 • Apr 02Commercial Bancgroup, Inc. to Report Q1, 2026 Results on Apr 27, 2026Commercial Bancgroup, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 27, 2026
공시 • Apr 01Commercial Bancgroup, Inc., Annual General Meeting, Apr 27, 2026Commercial Bancgroup, Inc., Annual General Meeting, Apr 27, 2026. Location: 6710 cumberland gap parkway, tennessee 37752, harrogate United States
Reported Earnings • Mar 25Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.93 (up from US$2.58 in FY 2024). Revenue: US$90.2m (up 4.1% from FY 2024). Net income: US$36.9m (up 18% from FY 2024). Profit margin: 41% (up from 36% in FY 2024). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.87% (up from 3.75% in FY 2024). Non-performing loans: 0.33% (up from 0.28% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 8.7% p.a. on average during the next 2 years, compared to a 8.8% growth forecast for the Banks industry in the US.
New Risk • Jan 29New minor risk - Dividend sustainabilityThe company is not expected to pay a dividend in 3 years. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Reported Earnings • Jan 28Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$2.93 (up from US$2.58 in FY 2024). Revenue: US$90.2m (up 4.1% from FY 2024). Net income: US$36.9m (up 18% from FY 2024). Profit margin: 41% (up from 36% in FY 2024). The increase in margin was primarily driven by higher revenue. Net interest margin (NIM): 3.87% (up from 3.75% in FY 2024). Cost-to-income ratio: 46.7% (down from 48.9% in FY 2024). Non-performing loans: 0.33% (up from 0.28% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 1.4%. Revenue is forecast to grow 8.0% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.
공시 • Jan 07Commercial Bancgroup, Inc. Promotes Justin R. Payne to Executive Vice President and Chief Information OfficerCommercial Bancgroup, Inc. announced the promotion of Justin R. Payne to Executive Vice President and Chief Information Officer (CIO). As CIO, Payne will lead the overall vision, planning, and management of all technology initiatives and information management-related resources throughout the bank, aligning the technology strategy with the bank's growth driven business goals including the adoption of AI technologies and expanding the product offering suite within Digital Banking. Payne joined Commercial Bank on September 8, 2008 with the acquisition of the former Union National Bank. He has dedicated 27 years to community banking, holding various roles throughout his career, most recently having served the last 12 years as Senior Vice President and Operations Officer. Payne holds dual degrees in Business Administration and Computer Information Systems from Union Commonwealth University. Additionally, he graduated from the Kentucky Bankers Association's Kentucky Bank School in 2001, the Graduate School of Banking at Louisiana State University in 2013, and has maintained his Accredited ACH Professional (AAP) certification since 2016.
Board Change • Dec 31High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 1 experienced director. 1 highly experienced director. President, CEO & Director Terry Lee is the most experienced director on the board, commencing their role in 1995. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Recent Insider Transactions • Nov 26Executive VP & CFO recently bought US$100k worth of stockOn the 21st of November, Philip Metheny bought around 4k shares on-market at roughly US$24.12 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$350k. Philip has been a buyer over the last 12 months, purchasing a net total of US$200k worth in shares.
Reported Earnings • Nov 02Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: US$0.77. Net income: US$9.47m (up US$9.47m from 3Q 2024). Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US.
공시 • Oct 21Commercial Bancgroup, Inc. to Report Q3, 2025 Results on Oct 27, 2025Commercial Bancgroup, Inc. announced that they will report Q3, 2025 results After-Market on Oct 27, 2025
Recent Insider Transactions • Oct 10Executive VP & Chief Credit Officer recently bought US$100k worth of stockOn the 3rd of October, Richard Sprinkle bought around 4k shares on-market at roughly US$24.00 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$200k more in shares than they have sold in the last 12 months.
공시 • Oct 03Commercial Bancgroup, Inc. has completed an IPO in the amount of $172.154208 million.Commercial Bancgroup, Inc. has completed an IPO in the amount of $172.154208 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 7,173,092 Price\Range: $24 Discount Per Security: $2.4 Transaction Features: Reserved Share Offering