BOK Financial Corporation

NasdaqGS:BOKF 주식 리포트

시가총액: US$7.8b

BOK Financial 과거 순이익 실적

과거 기준 점검 3/6

BOK Financial의 수입은 연평균 -1.3%의 비율로 감소해 온 반면, Banks 산업은 수입이 연평균 3.1% 증가했습니다. 매출은 연평균 2.8%의 비율로 증가해 왔습니다. BOK Financial의 자기자본이익률은 10.3%이고 순이익률은 27.4%입니다.

핵심 정보

-1.27%

순이익 성장률

1.13%

주당순이익(EPS) 성장률

Banks 산업 성장률11.18%
매출 성장률2.80%
자기자본이익률10.27%
순이익률27.41%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 • Jun 01

BOKF: Higher P/E Framework And Strong Q1 Earnings Will Shape Forward Risk Reward

Analysts have nudged their blended price target on BOK Financial higher, reflecting recent $3 to $9 upward target revisions and updated P/E assumptions around 14.8x. Analyst Commentary Bullish Takeaways Bullish analysts see room for BOK Financial's stock price to align more closely with their revised targets after the recent US$3 to US$9 upward adjustments, which are tied to a blended P/E framework around 14.8x.
내러티브 업데이트 • May 09

BOKF: Refined Fair Value And Completed Buybacks Will Shape Forward Risk Reward

Analysts have nudged their price targets on BOK Financial higher, supporting a refined fair value estimate of $144.00 as they update their views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research has focused on revisiting fair value assumptions for BOK Financial, with several firms adjusting their price targets higher in quick succession.
내러티브 업데이트 • Apr 24

BOKF: Higher P/E Assumptions And Completed Buybacks Will Shape Future Risk Reward

BOK Financial's updated analyst price target now sits at about $144, up from roughly $138. Analysts cite their recent target hikes and adjusted assumptions around discount rate, profit margin, and future P/E as support for the shift.
Seeking Alpha • Apr 15

Oklahoma And Texas Could Boost The Q1 Performance For BOK Financial

Summary BOK Financial Corporation is rated Hold due to elevated valuation despite operational strengths and potential for a Q1 2026 earnings beat. BOKF has outperformed peers, rising 52% in the last year, but trades at a forward PE above 13 and a price/TBV of 1.69. Q1 2026 could be strong, with loan growth expected in upper single-digits and net interest income projected to rise 12%. Macro risks, optimistic expectations, and limited upside (1.9% to consensus PT) temper enthusiasm for new positions in BOKF. Read the full article on Seeking Alpha
내러티브 업데이트 • Apr 08

BOKF: Buybacks And Mixed Rating Shifts Will Shape Future Risk Reward

The analyst price target for BOK Financial has been increased by about $2, with analysts citing adjustments in fair value, revenue growth assumptions, margins and future P/E expectations as the main factors behind the change. Analyst Commentary Recent Street research on BOK Financial has centered on valuation, price targets and how execution lines up with those expectations.
내러티브 업데이트 • Mar 25

BOKF: Buybacks And Rating Shifts Will Shape Future Risk Reward Balance

The analyst price target for BOK Financial has moved higher by a mid-teens dollar amount, with the shift reflecting a series of upward revisions from firms such as Citi, RBC Capital, Keefe Bruyette, Barclays, and Raymond James, partly balanced by a valuation-driven downgrade to Neutral at DA Davidson. Analyst Commentary Recent Street research on BOK Financial clusters around higher price targets from several bullish analysts, offset by a valuation driven downgrade to Neutral from a more cautious camp.
내러티브 업데이트 • Mar 10

BOKF: Buybacks And Conflicting Rating Shifts Will Shape Future Share Performance

The analyst price target for BOK Financial has been revised to $135.30. The change reflects a cluster of recent target increases from several firms and mixed views on valuation among analysts.
내러티브 업데이트 • Feb 24

BOKF: Buybacks And Mixed Analyst Views Will Shape Future Share Performance

The analyst price target for BOK Financial has increased by $19, with analysts pointing to updated assumptions around discount rate, profit margin, and future P/E as key drivers of their revised views. Analyst Commentary Recent research shows a split view on BOK Financial, with several price target increases sitting alongside at least one downgrade on valuation.
내러티브 업데이트 • Feb 10

BOKF: Buybacks And Mixed Earnings Outlook Will Shape Future Share Returns

The updated analyst price target for BOK Financial moves modestly higher, with our fair value estimate rising by about $1 to $135.30 as analysts balance recent target increases with tighter P/E assumptions and slightly stronger profit margin expectations. Analyst Commentary Recent Street research around BOK Financial reflects a mix of optimism on execution and caution around where the shares are currently trading, with several firms adjusting price targets and at least one moving to the sidelines on valuation grounds.
내러티브 업데이트 • Jan 26

BOKF: Buybacks, Dividend And Mixed Earnings Outlook Will Shape Future Returns

Analysts raised their fair value estimate for BOK Financial to $134.30 from $124.50, citing recent price target increases across several firms and updated assumptions for discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on BOK Financial shows a mix of optimism and caution, with several firms adjusting price targets and at least one becoming more cautious on the shares.
내러티브 업데이트 • Jan 11

BOKF: Dividend, Guidance And Buybacks Will Support Future Balanced Returns

Analysts have revised their fair value estimate for BOK Financial from US$122.60 to US$124.50, reflecting updated assumptions around the discount rate, revenue growth, profit margin and future P/E expectations. What's in the News BOK Financial declared a quarterly dividend of US$0.63 per share, payable on November 26, 2025, with an ex dividend and record date of November 12, 2025 (Key Developments).
내러티브 업데이트 • Dec 20

BOKF: Deposit Mix And Regional Lending Strength Will Support Future Balanced Returns

Analysts have modestly raised their price target on BOK Financial, with fair value increasing from about $119.70 to $122.60 as they factor in expectations for an improving non interest bearing deposit mix, above average loan growth in strong Texas and Oklahoma markets, and support from the bank's robust capital position for buybacks and organic expansion. Analyst Commentary Bullish Takeaways Bullish analysts see the upgraded price target as reflecting greater confidence that improving non interest bearing deposit mix can sustain higher net interest margins over the medium term.
내러티브 업데이트 • Dec 06

BOKF: Deposit Mix And Regional Lending Strength Will Support Balanced Future Returns

Analysts have nudged their price target on BOK Financial higher by about $1, to reflect expectations for a richer non-interest-bearing deposit mix, above-average loan growth in its Texas and Oklahoma footprint, and a strong capital position that can fund buybacks and organic expansion. Analyst Commentary Recent street research reflects a constructive shift in sentiment on BOK Financial, with price targets moving higher alongside improving expectations for growth and returns.
내러티브 업데이트 • Nov 21

BOKF: Deposit Mix Improvements Will Drive Returns From Regional Lending Strength

BOK Financial’s analyst price target has increased from $120 to $135. Analysts cite anticipated improvements in non-interest-bearing deposits, strong regional loan performance, and a robust capital position as factors supporting further growth.
내러티브 업데이트 • Nov 06

BOKF: Improved Deposit Mix And Loan Growth Expected In Key Regional Markets

Analysts have slightly lowered their price target for BOK Financial from $119.20 to $118.70. They cite improved revenue growth prospects and deposit mix, supported by strong regional loan performance and a solid capital position.
분석 기사 • Nov 03

BOK Financial's (NASDAQ:BOKF) Shareholders Will Receive A Bigger Dividend Than Last Year

BOK Financial Corporation ( NASDAQ:BOKF ) will increase its dividend from last year's comparable payment on the 26th of...
내러티브 업데이트 • Oct 23

Analysts Raise Outlook for BOK Financial Amid Strong Regional Growth and Strategic Buybacks

Narrative Update on BOK Financial Analysts have raised their fair value estimate for BOK Financial from $117.60 to $119.20. This change is based on expectations for stronger non-interest-bearing deposit growth and sustained loan performance in key regional markets.
내러티브 업데이트 • Oct 08

Sun Belt And Midwest Trends Will Unlock Enduring Lending And Wealth Management Opportunities

Analysts have nudged their fair value estimate for BOK Financial higher, increasing the target by $1.50 to $117.60. Recent upgrades cite the bank’s improving deposit mix, robust loan growth in key markets, and a strong capital position supporting future returns.
Seeking Alpha • Apr 15

BOK Financial: Now Available At 1.3x Tangible Book Value

Summary BOK Financial's balance sheet is robust, with substantial investments in safer securities, countering its perception as an energy-focused lender. Despite a decrease in net interest income, strong non-interest income and lower loan loss provisions kept the net income impact minimal. The bank's dividend yield of 2.6% is secure, representing less than 30% of annualized earnings, and share repurchases have reduced the share count. BOK Financial's energy sector exposure is limited and well-managed, with no past-due energy loans, making the bank's financial health sound. Read the full article on Seeking Alpha
Seeking Alpha • Jan 21

BOK Financial Impresses: Pristine Asset Quality

Summary BOK Financial Corp. operates in the southwest and midwest U.S., offering consumer, commercial banking, and wealth management services under various brands like Bank of Oklahoma and Bank of Texas. Q4 earnings were strong with revenues up 4.4% to $525.6 million, and net income at $136.2 million, despite a slight dip from last year. Loans and deposits grew significantly, with loans at $24.1 billion and deposits at $38.2 billion, while the net interest margin improved to 2.75%. Asset quality is excellent with nonperforming assets at historic lows, but return metrics and efficiency ratio could be better; stock rated as market perform. You could do a lot worse than investing here. Read the full article on Seeking Alpha
Seeking Alpha • Sep 21

BOK Financial: Earnings Recovery Ahead, But Stock Appears Fairly Valued

Summary Interest rate cuts will slightly lift the net interest margin. The outlook for loan growth in three major segments, energy, healthcare, and services, remains positive. The year-end target price suggests a small downside from the current market price. Further, BOKF is offering a low dividend yield of 2.0%. Read the full article on Seeking Alpha
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새로운 내러티브 • Aug 28

Critical Diversification And Disciplined Credit Positioning To Fuel Growth And Resilience

Strategic focus on a diversified loan portfolio and low commercial real estate concentration equips BOK Financial for stability and growth in fluctuating markets.
Seeking Alpha • Jun 22

BOK Financial: A Mediocre Opportunity

Summary BOK Financial engages in a wide array of activities beyond traditional banking services, contributing significantly to its revenue. The picture has been volatile in recent years, though we are seeing deposits grow nicely at last. Despite recent positive developments in deposits and debt reduction, the firm's asset quality and historical volatility warrant only a 'hold' rating. Read the full article on Seeking Alpha
Seeking Alpha • Jan 29

BOK Financial: Earnings Outlook Seems Negative

Summary The net interest margin will likely decline even though the deposit mix will most probably stop deteriorating this year. Interest rate cuts will likely pressurize the margin. Loan growth will likely continue at a reasonable rate thanks to satisfactory labor markets and robust pipelines. The margin and non-interest expense outlooks make the overall earnings outlook murky. The December 2024 target price suggests a small upside from the current market price. Further, BOKF is offering a modest dividend yield. Read the full article on Seeking Alpha

매출 및 비용 세부 내역

BOK Financial가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.

순이익 및 매출 추이

NasdaqGS:BOKF 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 262,2266101,3280
31 Dec 252,1745741,3250
30 Sep 252,1085311,3040
30 Jun 252,0755301,2770
31 Mar 252,0875541,2440
31 Dec 242,0325191,2260
30 Sep 242,0054661,2140
30 Jun 241,9834601,1960
31 Mar 241,9494481,1930
31 Dec 232,0165261,1720
30 Sep 232,0556121,1530
30 Jun 232,0546341,1250
31 Mar 231,9836161,0820
31 Dec 221,8255161,0520
30 Sep 221,7414661,0280
30 Jun 221,7834971,0260
31 Mar 221,8485311,0340
31 Dec 211,9746141,0370
30 Sep 212,0256511,0340
30 Jun 211,9936171,0330
31 Mar 211,8635151,0360
31 Dec 201,7284321,0200
30 Sep 201,6553891,0110
30 Jun 201,6073779950
31 Mar 201,6844509820
31 Dec 191,7644981,0030
30 Sep 191,7474961,0020
30 Jun 191,6984709780
31 Mar 191,6404479500
31 Dec 181,5944429030
30 Sep 181,5714068840
30 Jun 181,5613748900
31 Mar 181,5533489000
31 Dec 171,5443319020
30 Sep 171,4913098820
30 Jun 171,4622978700
31 Mar 171,4232758610
31 Dec 161,3562308640
30 Sep 161,3302398370
30 Jun 161,2992408180
31 Mar 161,2992538040
31 Dec 151,3282857950
30 Sep 151,3382907920
30 Jun 151,3352917900

양질의 수익: BOKF는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: BOKF의 현재 순 이익률 (27.4%)은 지난해 (26.5%)보다 높습니다.

잉여현금흐름 대비 순이익 분석

과거 순이익 성장 분석

수익추이: BOKF의 수익은 지난 5년 동안 연평균 1.3% 감소했습니다.

성장 가속화: 지난 1년간 BOKF 의 수익 증가율(10.1%)은 연간 평균(-1.3%)을 초과합니다.

수익 대 산업: BOKF의 지난 1년 수익 증가율(10.1%)은 Banks 업계 평균(22.8%)을 능가하지 못했습니다.

자기자본이익률

높은 ROE: BOKF의 자본 수익률(10.3%)은 낮음으로 평가됩니다.

총자산이익률

투하자본수익률

우수한 과거 실적 기업을 찾아보세요

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기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/06/09 09:41
종가2026/06/09 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

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패키지데이터기간미국 소스 예시 *
기업 재무제표10년
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지분 구조10년
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분석가 소스

BOK Financial Corporation는 20명의 분석가가 다루고 있습니다. 이 중 8명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Jared David ShawBarclays
Peter WinterBMO Capital Markets Equity Research
Phoebe WangBMO Capital Markets Equity Research