View Financial HealthBayFirst Financial 배당 및 자사주 매입배당 기준 점검 0/6BayFirst Financial 현재 배당금을 지급하지 않습니다.핵심 정보0%배당 수익률0.4%자사주 매입 수익률총 주주 수익률0.4%미래 배당 수익률n/a배당 성장률-0.2%다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향0%최근 배당 및 자사주 매입 업데이트Upcoming Dividend • May 23Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 15 June 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.7%).분석 기사 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of June...공시 • Apr 25BayFirst Financial Corp. Declares Cash Dividend for Second Quarter of 2025, Payable on June 15, 2025On April 22, 2025, BayFirst’s Board of Directors declared a second quarter 2025 cash dividend of $0.08per common share. The dividend will be payable June 15, 2025 to common shareholders of record as of June 1, 2025. The Company has continuously paid quarterly common stock cash dividends since 2016.Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 15 March 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.4%).분석 기사 • Feb 04BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of March. Including this payment, the...Declared Dividend • Feb 03Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 28th February 2025 Payment date: 15th March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.모든 업데이트 보기Recent updatesNew Risk • May 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$34.2m market cap).공시 • May 01BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million.BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 4,108,072 Price\Range: $3.5 Discount Per Security: $0.07 Transaction Features: Rights Offering공시 • Mar 31BayFirst Financial Corp. to Report Q1, 2026 Results on Apr 30, 2026BayFirst Financial Corp. announced that they will report Q1, 2026 results After-Market on Apr 30, 2026Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. President, COO & Director Robin Oliver was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Feb 14BayFirst Financial Corp. Announces Executive Changes, Effective February 13, 2026In connection with a company-wide reduction, BayFirst Financial Corp. (the “Company”) has eliminated the position of Chief Accounting Officer. Therefore, effective February 13, 2026, Rhonda S. Tudor will no longer be employed with the Company or serve as its principal accounting officer. Scott J. McKim, the Company’s Executive Vice President and Chief Financial Officer, will act as the Company’s principal accounting officer following the effective date of Ms. Tudor’s departure.Reported Earnings • Feb 01Full year 2025 earnings released: US$5.93 loss per share (vs US$2.69 profit in FY 2024)Full year 2025 results: US$5.93 loss per share (down from US$2.69 profit in FY 2024). Revenue: US$39.6m (down 53% from FY 2024). Net loss: US$24.5m (down 320% from profit in FY 2024). Non-performing loans: 1.86% (up from 1.43% in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 37 percentage points per year, which is a significant difference in performance.공시 • Jan 30BayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2025. Net charge-offs for the fourth quarter of 2025 were $4.6 million, which was an increase from $3.3 million for the third quarter of 2025 and an increase from $3.4 million for the fourth quarter of 2024.Buy Or Sell Opportunity • Jan 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 27% to US$6.52. The fair value is estimated to be US$8.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.Buy Or Sell Opportunity • Jan 12Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 28% to US$6.75. The fair value is estimated to be US$8.63, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.공시 • Dec 31BayFirst Financial Corp. to Report Q4, 2025 Results on Jan 29, 2026BayFirst Financial Corp. announced that they will report Q4, 2025 results After-Market on Jan 29, 2026Reported Earnings • Nov 02Third quarter 2025 earnings released: US$4.66 loss per share (vs US$0.18 profit in 3Q 2024)Third quarter 2025 results: US$4.66 loss per share (down from US$0.18 profit in 3Q 2024). Net loss: US$19.3m (down US$20.0m from profit in 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year and the company’s share price has also fallen by 19% per year.Buy Or Sell Opportunity • Oct 31Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 32% to US$8.90. The fair value is estimated to be US$11.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.공시 • Oct 31BayFirst Financial Corp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025BayFirst Financial Corp. reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs for the third quarter of 2025 were $3.3 million, which was a decrease from $6.8 million for the second quarter of 2025 and an increase from $2.8 million for the third quarter of 2024.공시 • Sep 30BayFirst Financial Corp. to Report Q3, 2025 Results on Oct 30, 2025BayFirst Financial Corp. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025Valuation Update With 7 Day Price Move • Sep 29Investor sentiment improves as stock rises 23%After last week's 23% share price gain to US$10.37, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 33% over the past three years.Buy Or Sell Opportunity • Sep 08Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 40% to US$8.95. The fair value is estimated to be US$11.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.Valuation Update With 7 Day Price Move • Aug 27Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$9.33, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 47% over the past three years.New Risk • Aug 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 16% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$27.4m market cap).Buy Or Sell Opportunity • Aug 18Now 26% undervalued after recent price dropOver the last 90 days, the stock has fallen 44% to US$8.52. The fair value is estimated to be US$11.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$12.30, the stock trades at a trailing P/E ratio of 6.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.Reported Earnings • Jul 30Second quarter 2025 earnings released: US$0.39 loss per share (vs US$0.12 profit in 2Q 2024)Second quarter 2025 results: US$0.39 loss per share (down from US$0.12 profit in 2Q 2024). Revenue: US$15.9m (down 11% from 2Q 2024). Net loss: US$1.62m (down 431% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.공시 • Jul 30BayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025BayFirst Financial Corp. Reported Net Charge-Offs for the Second Quarter Ended June 30, 2025. For the quarter, the company reported Net charge-offs of $6,799,000 against $3,261,000 a year ago.공시 • Jun 30BayFirst Financial Corp. to Report Q2, 2025 Results on Jul 29, 2025BayFirst Financial Corp. announced that they will report Q2, 2025 results After-Market on Jul 29, 2025Upcoming Dividend • May 23Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 15 June 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.7%).분석 기사 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of June...Reported Earnings • Apr 28First quarter 2025 earnings released: US$0.17 loss per share (vs US$0.12 profit in 1Q 2024)First quarter 2025 results: US$0.17 loss per share (down from US$0.12 profit in 1Q 2024). Revenue: US$15.4m (down 19% from 1Q 2024). Net loss: US$720.0k (down 245% from profit in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.공시 • Apr 25BayFirst Financial Corp. Declares Cash Dividend for Second Quarter of 2025, Payable on June 15, 2025On April 22, 2025, BayFirst’s Board of Directors declared a second quarter 2025 cash dividend of $0.08per common share. The dividend will be payable June 15, 2025 to common shareholders of record as of June 1, 2025. The Company has continuously paid quarterly common stock cash dividends since 2016.Valuation Update With 7 Day Price Move • Apr 22Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.92, the stock trades at a trailing P/E ratio of 5.9x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 25% over the past three years.공시 • Apr 07BayFirst Financial Corp., Annual General Meeting, May 15, 2025BayFirst Financial Corp., Annual General Meeting, May 15, 2025. Location: st. petersburg marriott clearwater, 12600 roosevelt boulevard north, florida 33716, st. petersburg United StatesValuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$14.89, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.공시 • Mar 31BayFirst Financial Corp. to Report Q1, 2025 Results on Apr 24, 2025BayFirst Financial Corp. announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on Apr 24, 2025Buy Or Sell Opportunity • Mar 14Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 41% to US$18.58. The fair value is estimated to be US$15.27, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 15 March 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.4%).Buy Or Sell Opportunity • Feb 19Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 42% to US$18.30. The fair value is estimated to be US$15.02, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.분석 기사 • Feb 04BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of March. Including this payment, the...Declared Dividend • Feb 03Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 28th February 2025 Payment date: 15th March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 31Full year 2024 earnings released: EPS: US$2.70 (vs US$1.21 in FY 2023)Full year 2024 results: EPS: US$2.70 (up from US$1.21 in FY 2023). Revenue: US$83.8m (up 11% from FY 2023). Net income: US$11.1m (up 125% from FY 2023). Profit margin: 13% (up from 6.5% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.공시 • Jan 31+ 2 more updatesBayfirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024BayFirst Financial Corp. reports Net charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported Net charge-offs were $3.4 million, which was an increase from $2.8 million for the third quarter of 2024 and $2.6 million in the fourth quarter of 2023.Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.72, the stock trades at a trailing P/E ratio of 21.2x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.Buy Or Sell Opportunity • Dec 31Now 20% undervaluedOver the last 90 days, the stock has risen 1.1% to US$13.30. The fair value is estimated to be US$16.70, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.공시 • Dec 31BayFirst Financial Corp. to Report Q4, 2024 Results on Jan 30, 2025BayFirst Financial Corp. announced that they will report Q4, 2024 results After-Market on Jan 30, 2025Buy Or Sell Opportunity • Dec 13Now 21% undervaluedOver the last 90 days, the stock has risen 4.0% to US$13.22. The fair value is estimated to be US$16.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.Upcoming Dividend • Nov 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 November 2024. Payment date: 15 December 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.6%).Buy Or Sell Opportunity • Nov 11Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$13.43. The fair value is estimated to be US$16.87, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 15%.분석 기사 • Oct 29BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...Declared Dividend • Oct 28Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th November 2024 Payment date: 15th December 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 10% EPS decline seen over the last 5 years.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.18 (vs US$0.43 in 3Q 2023)Third quarter 2024 results: EPS: US$0.18 (down from US$0.43 in 3Q 2023). Revenue: US$18.6m (down 7.3% from 3Q 2023). Net income: US$752.0k (down 57% from 3Q 2023). Profit margin: 4.0% (down from 8.8% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year and the company’s share price has also fallen by 21% per year.공시 • Oct 25Bayfirst Financial Corp. Declares A Quarterly Cash Dividend, Payable December 15, 2024BayFirst Financial Corp. declared a quarterly cash dividend of $0.08 per common share. The dividend will be payable December 15, 2024 to common shareholders of record as of December 1, 2024. The Company has continuously paid quarterly common stock cash dividends since 2016.공시 • Sep 30BayFirst Financial Corp. to Report Q3, 2024 Results on Oct 24, 2024BayFirst Financial Corp. announced that they will report Q3, 2024 results at 4:00 PM, US Eastern Standard Time on Oct 24, 2024Buy Or Sell Opportunity • Aug 28Now 21% undervaluedOver the last 90 days, the stock has risen 23% to US$13.74. The fair value is estimated to be US$17.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 45%.분석 기사 • Aug 20BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of...분석 기사 • Jul 30BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of September. The dividend yield is...Declared Dividend • Jul 29Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 30th August 2024 Payment date: 15th September 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 64% to shift the payout ratio to a potentially unsustainable range, which is more than the 4.9% EPS decline seen over the last 5 years.Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.12 (vs US$0.29 in 2Q 2023)Second quarter 2024 results: EPS: US$0.12 (down from US$0.29 in 2Q 2023). Revenue: US$17.8m (down 2.4% from 2Q 2023). Net income: US$490.0k (down 60% from 2Q 2023). Profit margin: 2.7% (down from 6.6% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 23% per year, which means it has not declined as severely as earnings.공시 • Jul 26BayFirst Financial Corp. Declares Third Quarter 2024 Cash Dividend, Payable on September 15, 2024BayFirst Financial Corp. declared a third quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2024 to common shareholders of record as of September 1, 2024.공시 • Jun 29BayFirst Financial Corp. to Report Q2, 2024 Results on Jul 25, 2024BayFirst Financial Corp. announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Jul 25, 2024Upcoming Dividend • May 24Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 31 May 2024. Payment date: 15 June 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.0%).분석 기사 • Apr 30BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of June...Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 31st May 2024 Payment date: 15th June 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 77% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.8% EPS decline seen over the last 5 years.Reported Earnings • Apr 01Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.공시 • Mar 29BayFirst Financial Corp. to Report Q1, 2024 Results on Apr 25, 2024BayFirst Financial Corp. announced that they will report Q1, 2024 results at 4:00 PM, US Eastern Standard Time on Apr 25, 2024공시 • Mar 19BayFirst Financial Corp., Annual General Meeting, May 16, 2024BayFirst Financial Corp., Annual General Meeting, May 16, 2024, at 16:30 US Eastern Standard Time. Location: 12600 Roosevelt Boulevard North St St Petersburg Florida United StatesUpcoming Dividend • Feb 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 February 2024. Payment date: 15 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$13.44, the stock trades at a trailing P/E ratio of 11.2x. Average trailing P/E is 10x in the Banks industry in the US. Total loss to shareholders of 22% over the past three years.Declared Dividend • Feb 01Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th February 2024 Payment date: 15th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.0% EPS decline seen over the last 5 years.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.공시 • Jan 26+ 1 more updateBayFirst Financial Corp. Declares First Quarter 2024 Cash Dividend, Payable on March 15, 2024On January 23, 2024, the Board of Directors of BayFirst Financial Corp. declared a first quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable on March 15, 2024 to common shareholders of record as of March 1, 2024.공시 • Dec 30BayFirst Financial Corp. to Report Q4, 2023 Results on Jan 25, 2024BayFirst Financial Corp. announced that they will report Q4, 2023 results at 4:00 PM, US Eastern Standard Time on Jan 25, 2024공시 • Dec 02BayFirst Financial Corp. announced that it has received $0.731 million in fundingBayFirst Financial Corp. announced that it has entered into a Stock Purchase Agreement that it has issued 731 shares of Series C Cumulative Convertible Preferred Stock at $1,000 per share for the gross proceeds of $731,000 on November 30, 2023. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.Upcoming Dividend • Nov 24Upcoming dividend of US$0.08 per share at 3.0% yieldEligible shareholders must have bought the stock before 30 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (5.0%). Lower than average of industry peers (3.6%).분석 기사 • Oct 31BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.43 (vs US$0.71 in 3Q 2022)Third quarter 2023 results: EPS: US$0.43 (down from US$0.71 in 3Q 2022). Revenue: US$20.1m (up 10% from 3Q 2022). Net income: US$1.76m (down 39% from 3Q 2022). Profit margin: 8.8% (down from 16% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.공시 • Oct 28+ 1 more updateBayFirst Financial Corp. Reports Unaudited Net Charge Offs for the Third Quarter Ended September 30, 2023BayFirst Financial Corp. reported unaudited net charge offs for the third quarter ended September 30, 2023. for the quarter, the company reported $2,234,000 against $575,000 a year ago.공시 • Oct 20BayFirst Financial Corp. announced that it has received $1.995 million in fundingBayFirst Financial Corp. announced that it has entered into a securities purchase agreement to issue 1,995 shares of Series C Cumulative Convertible Preferred Stock at a price of $1,000 per share for the gross proceeds of $1.995 million on October 18, 2023. The transaction will include participation from 12 investors. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.Valuation Update With 7 Day Price Move • Oct 03Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$10.44, the stock trades at a trailing P/E ratio of 6.4x. Average trailing P/E is 8x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.공시 • Sep 30BayFirst Financial Corp. to Report Q3, 2023 Results on Oct 26, 2023BayFirst Financial Corp. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 26, 2023Upcoming Dividend • Aug 24Upcoming dividend of US$0.08 per share at 2.3% yieldEligible shareholders must have bought the stock before 31 August 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (3.7%).분석 기사 • Aug 01BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...공시 • Jul 29BayFirst Financial Corp. Declares Third Quarter 2023 Cash Dividend, Payable on September 15, 2023On July 25, 2023, BayFirst’s Board of Directors declared a third quarter 2023 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2023 to common shareholders of record as of September 1, 2023.공시 • Jul 28+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023BayFirst Financial Corp. reported Net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs for the second quarter of 2023 were $2.3 million, a $0.4 million increase from $1.9 million for the first quarter of 2023 and a $1.4 million increase compared to $0.9 million in the second quarter of 2022.공시 • Jul 27BayFirst Financial Corp. and BayFirst National Bank Announce Chief Financial Officer ChangesBayFirst Financial Corp. announced the appointment of Scott J. McKim as Chief Financial Officer (CFO) of BayFirst Financial Corp. and its wholly owned subsidiary, St. Petersburg, Fla.-based BayFirst National Bank. A 25-year industry veteran and Lithia, Fla. resident, Mr. McKim joins BayFirst from 121 Financial Credit Union in Jacksonville, Fla., where he served as chief strategy officer since June 2022. He previously held the roles of CFO and chief lending officer of Publix Employees Federal Credit Union in Lakeland, Fla. and chief lending officer for American Heritage Federal Credit Union in Philadelphia, Pa. Before that Mr. McKim served in leadership roles at multiple financial institutions, most notably as director of corporate finance and a divisional CFO for Huntington Bancshares. With Mr. McKims appointment, Robin L. Oliver, who remained BayFirsts Chief Financial Officer following her promotion to Chief Operating Officer (COO) in February 2022, will continue in the sole role of COO. Mr. McKim holds a Masters in Business Administration degree from The Ohio State University and a Bachelors in Accounting degree from Bowling Green University. He serves on the Board of Directors and as treasurer for Golfers vs. Brain Cancer.공시 • Jul 01BayFirst Financial Corp. to Report Q2, 2023 Results on Jul 27, 2023BayFirst Financial Corp. announced that they will report Q2, 2023 results at 4:00 PM, US Eastern Standard Time on Jul 27, 2023Upcoming Dividend • May 24Upcoming dividend of US$0.08 per share at 2.2% yieldEligible shareholders must have bought the stock before 31 May 2023. Payment date: 15 June 2023. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.7%).분석 기사 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...Reported Earnings • Apr 02Full year 2022 earnings released: EPS: US$1.16 (vs US$2.11 in FY 2021)Full year 2022 results: EPS: US$1.16 (down from US$2.11 in FY 2021). Revenue: US$62.3m (flat on FY 2021). Net income: US$4.65m (down 42% from FY 2021). Profit margin: 7.5% (down from 13% in FY 2021). Net interest margin (NIM): 3.97% (up from 3.23% in FY 2021). Non-performing loans: 0.51% (down from 0.68% in FY 2021). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per share at 1.7% yieldEligible shareholders must have bought the stock before 28 February 2023. Payment date: 15 March 2023. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (3.0%).분석 기사 • Feb 07BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of March...공시 • Feb 07+ 1 more updateBayFirst Financial Corp. Announces Chief Executive Officer ChangesBayFirst Financial Corp. announced that Anthony N. Leo will retire as Chief Executive Officer at the end of 2023. Leo will remain a Director of the Company and will also serve as Special Counsel for strategic matters. The Board of Directors has appointed Thomas G. Zernick to succeed Leo as Chief Executive Officer on January 1, 2024. He was also appointed to serve as a Director of the Company, and is joining the Company’s Board effective immediately. Zernick has served as President of the Company since February 2022, and previously served as President of its Credit Bench Division, which provides government guaranteed lending to businesses throughout the nation. He joined the Company in 2016.공시 • Jan 28BayFirst Financial Corp. and BayFirst National Bank Announce Board ChangesOn January 24, 2023, Director Harold Winner notified the Board of Directors of BayFirst Financial Corp. (company) and its wholly-owned subsidiary, BayFirst National Bank (the Bank), of his decision to retire from the Boards of Directors of the company and the Bank effective January 24, 2023. Mr. Winner has served as a member of the company's and Bank's Boards of Directors for 11 years. Mr. Winner was a member of the company's Corporate Governance/Nominating Committee, Compensation Committee and Executive Committee. Mr. Winner will serve as a Director Emeritus of the company, effective January 25, 2023.Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$1.14 (vs US$6.21 in FY 2021)Full year 2022 results: EPS: US$1.14 (down from US$6.21 in FY 2021). Revenue: US$62.3m (down 61% from FY 2021). Net income: US$4.65m (down 80% from FY 2021). Profit margin: 7.5% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.공시 • Jan 27+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2022. Net charge-offs for the fourth quarter of 2022 were $1.4 million, a $729,000 increase compared to $664,000 in the fourth quarter of 2021.공시 • Jan 10BayFirst Financial Corp. to Report Q4, 2022 Results on Jan 27, 2023BayFirst Financial Corp. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Jan 27, 2023지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 과거에 BAFN 의 주당 배당금이 안정적이었는지 판단하기에는 데이터가 부족합니다.배당금 증가: BAFN 의 배당금 지급이 증가했는지 판단하기에는 데이터가 부족합니다.배당 수익률 vs 시장BayFirst Financial 배당 수익률 vs 시장BAFN의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (BAFN)0%시장 하위 25% (US)1.4%시장 상위 25% (US)4.2%업계 평균 (Banks)2.4%분석가 예측 (BAFN) (최대 3년)n/a주목할만한 배당금: 회사가 최근 지급을 보고하지 않았기 때문에 하위 25%의 배당금 지급자에 대해 BAFN 의 배당 수익률을 평가할 수 없습니다.고배당: 회사가 최근 지급을 보고하지 않았기 때문에 배당금 지급자의 상위 25%에 대해 BAFN 의 배당 수익률을 평가할 수 없습니다.현재 주주 배당수익 보장: BAFN US 시장에서 주목할만한 배당금을 지급하지 않습니다.향후 주주 배당미래 배당 보장: US 시장에서 주목할만한 배당금을 지불할 것으로 예상되지 않으므로 3년 후 BAFN 배당금의 지속 가능성을 계산할 필요가 없습니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YUS 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/27 03:10종가2026/05/27 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스BayFirst Financial Corp.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Upcoming Dividend • May 23Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 15 June 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.7%).
분석 기사 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of June...
공시 • Apr 25BayFirst Financial Corp. Declares Cash Dividend for Second Quarter of 2025, Payable on June 15, 2025On April 22, 2025, BayFirst’s Board of Directors declared a second quarter 2025 cash dividend of $0.08per common share. The dividend will be payable June 15, 2025 to common shareholders of record as of June 1, 2025. The Company has continuously paid quarterly common stock cash dividends since 2016.
Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 15 March 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.4%).
분석 기사 • Feb 04BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of March. Including this payment, the...
Declared Dividend • Feb 03Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 28th February 2025 Payment date: 15th March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
New Risk • May 01New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 42% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$34.2m market cap).
공시 • May 01BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million.BayFirst Financial Corp. has filed a Follow-on Equity Offering in the amount of $14.378252 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 4,108,072 Price\Range: $3.5 Discount Per Security: $0.07 Transaction Features: Rights Offering
공시 • Mar 31BayFirst Financial Corp. to Report Q1, 2026 Results on Apr 30, 2026BayFirst Financial Corp. announced that they will report Q1, 2026 results After-Market on Apr 30, 2026
Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. President, COO & Director Robin Oliver was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Feb 14BayFirst Financial Corp. Announces Executive Changes, Effective February 13, 2026In connection with a company-wide reduction, BayFirst Financial Corp. (the “Company”) has eliminated the position of Chief Accounting Officer. Therefore, effective February 13, 2026, Rhonda S. Tudor will no longer be employed with the Company or serve as its principal accounting officer. Scott J. McKim, the Company’s Executive Vice President and Chief Financial Officer, will act as the Company’s principal accounting officer following the effective date of Ms. Tudor’s departure.
Reported Earnings • Feb 01Full year 2025 earnings released: US$5.93 loss per share (vs US$2.69 profit in FY 2024)Full year 2025 results: US$5.93 loss per share (down from US$2.69 profit in FY 2024). Revenue: US$39.6m (down 53% from FY 2024). Net loss: US$24.5m (down 320% from profit in FY 2024). Non-performing loans: 1.86% (up from 1.43% in FY 2024). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 37 percentage points per year, which is a significant difference in performance.
공시 • Jan 30BayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2025. Net charge-offs for the fourth quarter of 2025 were $4.6 million, which was an increase from $3.3 million for the third quarter of 2025 and an increase from $3.4 million for the fourth quarter of 2024.
Buy Or Sell Opportunity • Jan 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 27% to US$6.52. The fair value is estimated to be US$8.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.
Buy Or Sell Opportunity • Jan 12Now 22% undervalued after recent price dropOver the last 90 days, the stock has fallen 28% to US$6.75. The fair value is estimated to be US$8.63, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.8% over the last 3 years. Meanwhile, the company became loss making.
공시 • Dec 31BayFirst Financial Corp. to Report Q4, 2025 Results on Jan 29, 2026BayFirst Financial Corp. announced that they will report Q4, 2025 results After-Market on Jan 29, 2026
Reported Earnings • Nov 02Third quarter 2025 earnings released: US$4.66 loss per share (vs US$0.18 profit in 3Q 2024)Third quarter 2025 results: US$4.66 loss per share (down from US$0.18 profit in 3Q 2024). Net loss: US$19.3m (down US$20.0m from profit in 3Q 2024). Over the last 3 years on average, earnings per share has fallen by 19% per year and the company’s share price has also fallen by 19% per year.
Buy Or Sell Opportunity • Oct 31Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 32% to US$8.90. The fair value is estimated to be US$11.28, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.
공시 • Oct 31BayFirst Financial Corp. Reports Net Charge Offs for the Third Quarter Ended September 30, 2025BayFirst Financial Corp. reported net charge offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs for the third quarter of 2025 were $3.3 million, which was a decrease from $6.8 million for the second quarter of 2025 and an increase from $2.8 million for the third quarter of 2024.
공시 • Sep 30BayFirst Financial Corp. to Report Q3, 2025 Results on Oct 30, 2025BayFirst Financial Corp. announced that they will report Q3, 2025 results After-Market on Oct 30, 2025
Valuation Update With 7 Day Price Move • Sep 29Investor sentiment improves as stock rises 23%After last week's 23% share price gain to US$10.37, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 33% over the past three years.
Buy Or Sell Opportunity • Sep 08Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 40% to US$8.95. The fair value is estimated to be US$11.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.
Valuation Update With 7 Day Price Move • Aug 27Investor sentiment improves as stock rises 21%After last week's 21% share price gain to US$9.33, the stock trades at a trailing P/E ratio of 4.9x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 47% over the past three years.
New Risk • Aug 22New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 16% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Market cap is less than US$100m (US$27.4m market cap).
Buy Or Sell Opportunity • Aug 18Now 26% undervalued after recent price dropOver the last 90 days, the stock has fallen 44% to US$8.52. The fair value is estimated to be US$11.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Meanwhile, the company has become profitable.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to US$12.30, the stock trades at a trailing P/E ratio of 6.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.
Reported Earnings • Jul 30Second quarter 2025 earnings released: US$0.39 loss per share (vs US$0.12 profit in 2Q 2024)Second quarter 2025 results: US$0.39 loss per share (down from US$0.12 profit in 2Q 2024). Revenue: US$15.9m (down 11% from 2Q 2024). Net loss: US$1.62m (down 431% from profit in 2Q 2024). Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
공시 • Jul 30BayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2025BayFirst Financial Corp. Reported Net Charge-Offs for the Second Quarter Ended June 30, 2025. For the quarter, the company reported Net charge-offs of $6,799,000 against $3,261,000 a year ago.
공시 • Jun 30BayFirst Financial Corp. to Report Q2, 2025 Results on Jul 29, 2025BayFirst Financial Corp. announced that they will report Q2, 2025 results After-Market on Jul 29, 2025
Upcoming Dividend • May 23Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 30 May 2025. Payment date: 15 June 2025. Payout ratio is a comfortable 14% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of American dividend payers (4.8%). Lower than average of industry peers (2.7%).
분석 기사 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of June...
Reported Earnings • Apr 28First quarter 2025 earnings released: US$0.17 loss per share (vs US$0.12 profit in 1Q 2024)First quarter 2025 results: US$0.17 loss per share (down from US$0.12 profit in 1Q 2024). Revenue: US$15.4m (down 19% from 1Q 2024). Net loss: US$720.0k (down 245% from profit in 1Q 2024). Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.
공시 • Apr 25BayFirst Financial Corp. Declares Cash Dividend for Second Quarter of 2025, Payable on June 15, 2025On April 22, 2025, BayFirst’s Board of Directors declared a second quarter 2025 cash dividend of $0.08per common share. The dividend will be payable June 15, 2025 to common shareholders of record as of June 1, 2025. The Company has continuously paid quarterly common stock cash dividends since 2016.
Valuation Update With 7 Day Price Move • Apr 22Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.92, the stock trades at a trailing P/E ratio of 5.9x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 25% over the past three years.
공시 • Apr 07BayFirst Financial Corp., Annual General Meeting, May 15, 2025BayFirst Financial Corp., Annual General Meeting, May 15, 2025. Location: st. petersburg marriott clearwater, 12600 roosevelt boulevard north, florida 33716, st. petersburg United States
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to US$14.89, the stock trades at a trailing P/E ratio of 5.5x. Average trailing P/E is 11x in the Banks industry in the US. Total loss to shareholders of 31% over the past three years.
공시 • Mar 31BayFirst Financial Corp. to Report Q1, 2025 Results on Apr 24, 2025BayFirst Financial Corp. announced that they will report Q1, 2025 results at 4:00 PM, US Eastern Standard Time on Apr 24, 2025
Buy Or Sell Opportunity • Mar 14Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 41% to US$18.58. The fair value is estimated to be US$15.27, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.
Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 28 February 2025. Payment date: 15 March 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.4%).
Buy Or Sell Opportunity • Feb 19Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 42% to US$18.30. The fair value is estimated to be US$15.02, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 23%.
분석 기사 • Feb 04BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of March. Including this payment, the...
Declared Dividend • Feb 03Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 28th February 2025 Payment date: 15th March 2025 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. Earnings per share has grown by 16% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 31Full year 2024 earnings released: EPS: US$2.70 (vs US$1.21 in FY 2023)Full year 2024 results: EPS: US$2.70 (up from US$1.21 in FY 2023). Revenue: US$83.8m (up 11% from FY 2023). Net income: US$11.1m (up 125% from FY 2023). Profit margin: 13% (up from 6.5% in FY 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
공시 • Jan 31+ 2 more updatesBayfirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2024BayFirst Financial Corp. reports Net charge-offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported Net charge-offs were $3.4 million, which was an increase from $2.8 million for the third quarter of 2024 and $2.6 million in the fourth quarter of 2023.
Valuation Update With 7 Day Price Move • Jan 21Investor sentiment improves as stock rises 19%After last week's 19% share price gain to US$15.72, the stock trades at a trailing P/E ratio of 21.2x. Average trailing P/E is 12x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.
Buy Or Sell Opportunity • Dec 31Now 20% undervaluedOver the last 90 days, the stock has risen 1.1% to US$13.30. The fair value is estimated to be US$16.70, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.
공시 • Dec 31BayFirst Financial Corp. to Report Q4, 2024 Results on Jan 30, 2025BayFirst Financial Corp. announced that they will report Q4, 2024 results After-Market on Jan 30, 2025
Buy Or Sell Opportunity • Dec 13Now 21% undervaluedOver the last 90 days, the stock has risen 4.0% to US$13.22. The fair value is estimated to be US$16.71, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 21%.
Upcoming Dividend • Nov 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 November 2024. Payment date: 15 December 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.3%). In line with average of industry peers (2.6%).
Buy Or Sell Opportunity • Nov 11Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$13.43. The fair value is estimated to be US$16.87, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has declined by 15%.
분석 기사 • Oct 29BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...
Declared Dividend • Oct 28Third quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th November 2024 Payment date: 15th December 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 10% EPS decline seen over the last 5 years.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.18 (vs US$0.43 in 3Q 2023)Third quarter 2024 results: EPS: US$0.18 (down from US$0.43 in 3Q 2023). Revenue: US$18.6m (down 7.3% from 3Q 2023). Net income: US$752.0k (down 57% from 3Q 2023). Profit margin: 4.0% (down from 8.8% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year and the company’s share price has also fallen by 21% per year.
공시 • Oct 25Bayfirst Financial Corp. Declares A Quarterly Cash Dividend, Payable December 15, 2024BayFirst Financial Corp. declared a quarterly cash dividend of $0.08 per common share. The dividend will be payable December 15, 2024 to common shareholders of record as of December 1, 2024. The Company has continuously paid quarterly common stock cash dividends since 2016.
공시 • Sep 30BayFirst Financial Corp. to Report Q3, 2024 Results on Oct 24, 2024BayFirst Financial Corp. announced that they will report Q3, 2024 results at 4:00 PM, US Eastern Standard Time on Oct 24, 2024
Buy Or Sell Opportunity • Aug 28Now 21% undervaluedOver the last 90 days, the stock has risen 23% to US$13.74. The fair value is estimated to be US$17.29, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has declined by 45%.
분석 기사 • Aug 20BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08BayFirst Financial Corp.'s ( NASDAQ:BAFN ) investors are due to receive a payment of $0.08 per share on 15th of...
분석 기사 • Jul 30BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) will pay a dividend of $0.08 on the 15th of September. The dividend yield is...
Declared Dividend • Jul 29Second quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 30th August 2024 Payment date: 15th September 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 16% per year over the past 4 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 64% to shift the payout ratio to a potentially unsustainable range, which is more than the 4.9% EPS decline seen over the last 5 years.
Reported Earnings • Jul 28Second quarter 2024 earnings released: EPS: US$0.12 (vs US$0.29 in 2Q 2023)Second quarter 2024 results: EPS: US$0.12 (down from US$0.29 in 2Q 2023). Revenue: US$17.8m (down 2.4% from 2Q 2023). Net income: US$490.0k (down 60% from 2Q 2023). Profit margin: 2.7% (down from 6.6% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 23% per year, which means it has not declined as severely as earnings.
공시 • Jul 26BayFirst Financial Corp. Declares Third Quarter 2024 Cash Dividend, Payable on September 15, 2024BayFirst Financial Corp. declared a third quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2024 to common shareholders of record as of September 1, 2024.
공시 • Jun 29BayFirst Financial Corp. to Report Q2, 2024 Results on Jul 25, 2024BayFirst Financial Corp. announced that they will report Q2, 2024 results at 4:00 PM, US Eastern Standard Time on Jul 25, 2024
Upcoming Dividend • May 24Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 31 May 2024. Payment date: 15 June 2024. Payout ratio is a comfortable 27% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of American dividend payers (4.6%). Lower than average of industry peers (3.0%).
분석 기사 • Apr 30BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of June...
Declared Dividend • Apr 29First quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 31st May 2024 Payment date: 15th June 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 77% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.8% EPS decline seen over the last 5 years.
Reported Earnings • Apr 01Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
공시 • Mar 29BayFirst Financial Corp. to Report Q1, 2024 Results on Apr 25, 2024BayFirst Financial Corp. announced that they will report Q1, 2024 results at 4:00 PM, US Eastern Standard Time on Apr 25, 2024
공시 • Mar 19BayFirst Financial Corp., Annual General Meeting, May 16, 2024BayFirst Financial Corp., Annual General Meeting, May 16, 2024, at 16:30 US Eastern Standard Time. Location: 12600 Roosevelt Boulevard North St St Petersburg Florida United States
Upcoming Dividend • Feb 22Upcoming dividend of US$0.08 per shareEligible shareholders must have bought the stock before 29 February 2024. Payment date: 15 March 2024. Trailing yield: 2.5%. Lower than top quartile of American dividend payers (4.7%). Lower than average of industry peers (3.2%).
Valuation Update With 7 Day Price Move • Feb 02Investor sentiment improves as stock rises 18%After last week's 18% share price gain to US$13.44, the stock trades at a trailing P/E ratio of 11.2x. Average trailing P/E is 10x in the Banks industry in the US. Total loss to shareholders of 22% over the past three years.
Declared Dividend • Feb 01Fourth quarter dividend of US$0.08 announcedDividend of US$0.08 is the same as last year. Ex-date: 29th February 2024 Payment date: 15th March 2024 Dividend yield will be 2.5%, which is lower than the industry average of 3.1%. Sustainability & Growth The dividend has increased by an average of 21% per year over the past 3 years and payments have been stable during that time. The company's earnings per share (EPS) would need to decline by 71% to shift the payout ratio to a potentially unsustainable range, which is more than the 1.0% EPS decline seen over the last 5 years.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$1.21 (vs US$1.16 in FY 2022)Full year 2023 results: EPS: US$1.21 (up from US$1.16 in FY 2022). Revenue: US$75.7m (up 22% from FY 2022). Net income: US$4.95m (up 6.5% from FY 2022). Profit margin: 6.5% (down from 7.5% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings.
공시 • Jan 26+ 1 more updateBayFirst Financial Corp. Declares First Quarter 2024 Cash Dividend, Payable on March 15, 2024On January 23, 2024, the Board of Directors of BayFirst Financial Corp. declared a first quarter 2024 cash dividend of $0.08 per common share. The dividend will be payable on March 15, 2024 to common shareholders of record as of March 1, 2024.
공시 • Dec 30BayFirst Financial Corp. to Report Q4, 2023 Results on Jan 25, 2024BayFirst Financial Corp. announced that they will report Q4, 2023 results at 4:00 PM, US Eastern Standard Time on Jan 25, 2024
공시 • Dec 02BayFirst Financial Corp. announced that it has received $0.731 million in fundingBayFirst Financial Corp. announced that it has entered into a Stock Purchase Agreement that it has issued 731 shares of Series C Cumulative Convertible Preferred Stock at $1,000 per share for the gross proceeds of $731,000 on November 30, 2023. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.
Upcoming Dividend • Nov 24Upcoming dividend of US$0.08 per share at 3.0% yieldEligible shareholders must have bought the stock before 30 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 24% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of American dividend payers (5.0%). Lower than average of industry peers (3.6%).
분석 기사 • Oct 31BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.43 (vs US$0.71 in 3Q 2022)Third quarter 2023 results: EPS: US$0.43 (down from US$0.71 in 3Q 2022). Revenue: US$20.1m (up 10% from 3Q 2022). Net income: US$1.76m (down 39% from 3Q 2022). Profit margin: 8.8% (down from 16% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 51% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
공시 • Oct 28+ 1 more updateBayFirst Financial Corp. Reports Unaudited Net Charge Offs for the Third Quarter Ended September 30, 2023BayFirst Financial Corp. reported unaudited net charge offs for the third quarter ended September 30, 2023. for the quarter, the company reported $2,234,000 against $575,000 a year ago.
공시 • Oct 20BayFirst Financial Corp. announced that it has received $1.995 million in fundingBayFirst Financial Corp. announced that it has entered into a securities purchase agreement to issue 1,995 shares of Series C Cumulative Convertible Preferred Stock at a price of $1,000 per share for the gross proceeds of $1.995 million on October 18, 2023. The transaction will include participation from 12 investors. The Company issued the shares in reliance on the exemption from registration set forth in Section 4(a)(2) of the Securities Act of 1933, as amended, and Rule 506 promulgated thereunder.
Valuation Update With 7 Day Price Move • Oct 03Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$10.44, the stock trades at a trailing P/E ratio of 6.4x. Average trailing P/E is 8x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.
공시 • Sep 30BayFirst Financial Corp. to Report Q3, 2023 Results on Oct 26, 2023BayFirst Financial Corp. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 26, 2023
Upcoming Dividend • Aug 24Upcoming dividend of US$0.08 per share at 2.3% yieldEligible shareholders must have bought the stock before 31 August 2023. Payment date: 15 September 2023. Payout ratio is a comfortable 20% and this is well supported by cash flows. Trailing yield: 2.3%. Lower than top quartile of American dividend payers (4.9%). Lower than average of industry peers (3.7%).
분석 기사 • Aug 01BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on the 15th of...
공시 • Jul 29BayFirst Financial Corp. Declares Third Quarter 2023 Cash Dividend, Payable on September 15, 2023On July 25, 2023, BayFirst’s Board of Directors declared a third quarter 2023 cash dividend of $0.08 per common share. The dividend will be payable September 15, 2023 to common shareholders of record as of September 1, 2023.
공시 • Jul 28+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023BayFirst Financial Corp. reported Net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs for the second quarter of 2023 were $2.3 million, a $0.4 million increase from $1.9 million for the first quarter of 2023 and a $1.4 million increase compared to $0.9 million in the second quarter of 2022.
공시 • Jul 27BayFirst Financial Corp. and BayFirst National Bank Announce Chief Financial Officer ChangesBayFirst Financial Corp. announced the appointment of Scott J. McKim as Chief Financial Officer (CFO) of BayFirst Financial Corp. and its wholly owned subsidiary, St. Petersburg, Fla.-based BayFirst National Bank. A 25-year industry veteran and Lithia, Fla. resident, Mr. McKim joins BayFirst from 121 Financial Credit Union in Jacksonville, Fla., where he served as chief strategy officer since June 2022. He previously held the roles of CFO and chief lending officer of Publix Employees Federal Credit Union in Lakeland, Fla. and chief lending officer for American Heritage Federal Credit Union in Philadelphia, Pa. Before that Mr. McKim served in leadership roles at multiple financial institutions, most notably as director of corporate finance and a divisional CFO for Huntington Bancshares. With Mr. McKims appointment, Robin L. Oliver, who remained BayFirsts Chief Financial Officer following her promotion to Chief Operating Officer (COO) in February 2022, will continue in the sole role of COO. Mr. McKim holds a Masters in Business Administration degree from The Ohio State University and a Bachelors in Accounting degree from Bowling Green University. He serves on the Board of Directors and as treasurer for Golfers vs. Brain Cancer.
공시 • Jul 01BayFirst Financial Corp. to Report Q2, 2023 Results on Jul 27, 2023BayFirst Financial Corp. announced that they will report Q2, 2023 results at 4:00 PM, US Eastern Standard Time on Jul 27, 2023
Upcoming Dividend • May 24Upcoming dividend of US$0.08 per share at 2.2% yieldEligible shareholders must have bought the stock before 31 May 2023. Payment date: 15 June 2023. Payout ratio is a comfortable 23% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of American dividend payers (5.1%). Lower than average of industry peers (3.7%).
분석 기사 • May 02BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend of $0.08 per share on...
Reported Earnings • Apr 02Full year 2022 earnings released: EPS: US$1.16 (vs US$2.11 in FY 2021)Full year 2022 results: EPS: US$1.16 (down from US$2.11 in FY 2021). Revenue: US$62.3m (flat on FY 2021). Net income: US$4.65m (down 42% from FY 2021). Profit margin: 7.5% (down from 13% in FY 2021). Net interest margin (NIM): 3.97% (up from 3.23% in FY 2021). Non-performing loans: 0.51% (down from 0.68% in FY 2021). Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Feb 21Upcoming dividend of US$0.08 per share at 1.7% yieldEligible shareholders must have bought the stock before 28 February 2023. Payment date: 15 March 2023. Trailing yield: 1.7%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (3.0%).
분석 기사 • Feb 07BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08The board of BayFirst Financial Corp. ( NASDAQ:BAFN ) has announced that it will pay a dividend on the 15th of March...
공시 • Feb 07+ 1 more updateBayFirst Financial Corp. Announces Chief Executive Officer ChangesBayFirst Financial Corp. announced that Anthony N. Leo will retire as Chief Executive Officer at the end of 2023. Leo will remain a Director of the Company and will also serve as Special Counsel for strategic matters. The Board of Directors has appointed Thomas G. Zernick to succeed Leo as Chief Executive Officer on January 1, 2024. He was also appointed to serve as a Director of the Company, and is joining the Company’s Board effective immediately. Zernick has served as President of the Company since February 2022, and previously served as President of its Credit Bench Division, which provides government guaranteed lending to businesses throughout the nation. He joined the Company in 2016.
공시 • Jan 28BayFirst Financial Corp. and BayFirst National Bank Announce Board ChangesOn January 24, 2023, Director Harold Winner notified the Board of Directors of BayFirst Financial Corp. (company) and its wholly-owned subsidiary, BayFirst National Bank (the Bank), of his decision to retire from the Boards of Directors of the company and the Bank effective January 24, 2023. Mr. Winner has served as a member of the company's and Bank's Boards of Directors for 11 years. Mr. Winner was a member of the company's Corporate Governance/Nominating Committee, Compensation Committee and Executive Committee. Mr. Winner will serve as a Director Emeritus of the company, effective January 25, 2023.
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$1.14 (vs US$6.21 in FY 2021)Full year 2022 results: EPS: US$1.14 (down from US$6.21 in FY 2021). Revenue: US$62.3m (down 61% from FY 2021). Net income: US$4.65m (down 80% from FY 2021). Profit margin: 7.5% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
공시 • Jan 27+ 1 more updateBayFirst Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022BayFirst Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2022. Net charge-offs for the fourth quarter of 2022 were $1.4 million, a $729,000 increase compared to $664,000 in the fourth quarter of 2021.
공시 • Jan 10BayFirst Financial Corp. to Report Q4, 2022 Results on Jan 27, 2023BayFirst Financial Corp. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Jan 27, 2023