SCB X Public Company Limited

SET:SCB 주식 리포트

시가총액: ฿452.9b

SCB X 향후 성장

Future 기준 점검 0/6

SCB X (는) 각각 연간 1.5% 및 8.6% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 1.4% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 9% 로 예상됩니다.

핵심 정보

1.5%

이익 성장률

1.43%

EPS 성장률

Banks 이익 성장1.1%
매출 성장률8.6%
향후 자기자본이익률8.98%
애널리스트 커버리지

Good

마지막 업데이트29 Apr 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Apr 24

SCB: Future Dividend Payout And CEO Change Will Support Fair Value

Analysts have slightly reduced their price target for SCB X, with fair value moving from THB144.78 to THB143.72 as they factor in revised assumptions for revenue growth, profit margin and future P/E. What's in the News The AGM on April 8, 2026 approved a dividend from 2025 results of THB 11.28 per share, totaling THB 37,981m, which the company states represents 80% of its 2025 consolidated net profit (Key Developments).
내러티브 업데이트 • Apr 06

SCB: Future Dividend And CEO Transition Will Support Fair Value

Analysts have nudged their fair value estimate for SCB X slightly higher, with the price target moving from THB144.17 to THB144.78 as they factor in updated assumptions on revenue growth, profit margins and future P/E levels. What's in the News A board meeting is scheduled for March 27, 2026 to consider appointing Qinbin Fan as Chief Executive Officer of Card X, replacing Sarut Ruttanaporn (Key Developments).
내러티브 업데이트 • Mar 22

SCB: Future Dividend And Stable Assumptions Will Support Fair Value

Analysts have nudged their fair value estimate for SCB X higher from THB142.22 to THB144.17 as small tweaks to long term revenue growth, profit margin assumptions and future P/E expectations filter through their models. What's in the News SCB X Public Company Limited has proposed a cash dividend of THB 9.28 per share for the year ended 31 December 2025, with a total payout of about THB 31,247m, subject to shareholder entitlement rules (company announcement).
내러티브 업데이트 • Mar 06

SCB: Future Dividend Policy And Stable Assumptions Will Support Fair Value

Analysts have nudged their price target on SCB X slightly higher to about THB142 from roughly THB142 previously, reflecting updated assumptions around fair value, revenue, profit margins and future P/E multiples. What's in the News SCB X Public Company Limited has proposed a cash dividend of THB 9.28 per share for the year ended 31 December 2025, totaling about THB 31,247m in payouts (Key Developments).
내러티브 업데이트 • Feb 20

SCB: Future Profitability Assumptions Will Support A Steady Fair Value Outlook

Analysts have nudged their THB fair value estimate for SCB X slightly higher from THB140.94 to THB141.56, reflecting updated assumptions around revenue growth, profit margin and future P/E expectations. Valuation Changes Fair Value: Adjusted from THB140.94 to THB141.56, representing a small upward change in the model output.
내러티브 업데이트 • Feb 05

SCB: Future Profitability And Slightly Lower Discount Rate Will Support Stable Outlook

Analysts now see fair value for SCB X at approximately ฿140.94 per share, up from about ฿140.17, reflecting updated assumptions for discount rate, revenue growth, profit margin, and future P/E that together nudge their price targets higher. Valuation Changes Fair Value: Updated fair value per share is now ฿140.94, compared with the earlier ฿140.17, reflecting a small upward adjustment.
내러티브 업데이트 • Jan 22

SCB: Future Profitability And Lower Discount Rate Will Support Stable Risk Outlook

Analysts have nudged their fair value estimate for SCB X slightly higher from ฿139.39 to ฿140.17. This reflects updated views on a lower discount rate, a modest adjustment to expected revenue growth, a higher projected profit margin, and a slightly lower future P/E assumption.
내러티브 업데이트 • Jan 08

SCB: Future Earnings Multiple And Profitability Assumptions Will Shape Stable Risk Outlook

Analysts have nudged their fair value estimate for SCB X up to ฿139.39 from ฿136.72, citing updated assumptions that combine slightly lower revenue growth and a modestly reduced discount rate with a small uplift in profit margin and future P/E. Valuation Changes Fair Value: Revised slightly higher from THB 136.72 to THB 139.39.
내러티브 업데이트 • Dec 19

SCB: Future Earnings Multiple Will Shape A Stable Risk Outlook

Analysts have slightly trimmed their price target on SCB X to THB 136.72 from THB 136.78, reflecting modestly lower assumptions for revenue growth and profit margins, partly offset by a marginally higher expected future P/E multiple. Valuation Changes The fair value estimate has edged down slightly to THB 136.72 from THB 136.78.
내러티브 업데이트 • Dec 05

SCB: Stable Margins And Risk Profile Will Shape A Measured Outlook

Analysts have nudged their price target for SCB X higher to THB 136.78. This represents a modest upward revision that reflects slightly lower perceived risk and steady expectations for revenue growth, profit margins, and future valuation multiples.
내러티브 업데이트 • Nov 21

SCB: Leadership Transition And Margin Trends Will Guide Measured Outlook

Narrative Update on SCB X Analysts have slightly raised their price target for SCB X to $136.78. This reflects a modest increase supported by updated assumptions regarding discount rates and future profitability.
내러티브 업데이트 • Nov 05

SCB: Leadership Transition And Margin Trends Will Guide Measured Outlook

Analysts have increased their price target for SCB X by approximately 1 percent, from 135.39 to 136.78. This change is due to minor adjustments to future earnings expectations and profitability margins.
내러티브 업데이트 • Oct 22

Analysts Lift SCB X Price Target as Profit Margin Outlook Improves Amid Leadership Change

Analysts have modestly raised their price target for SCB X from $131.97 to $135.39, citing a slightly improved profit margin outlook, even though revenue growth projections are marginally lower. What's in the News SCB X Public Company Limited has announced the termination of Mr. Manop Sangiambut as Chief Finance & Strategy Officer, effective September 16, 2025.
내러티브 업데이트 • Oct 08

Data X And Typhoon AI Will Improve Future Cost Management And Asset Quality

Analysts have raised their price target for SCB X from $129.95 to $131.97, citing modest improvements in the discount rate, projected revenue growth, and profit margins. What's in the News SCB X announced the termination of Mr. Manop Sangiambut as Chief Finance & Strategy Officer, effective September 16, 2025 (Key Developments).
내러티브 업데이트 • Sep 17

Data X And Typhoon AI Will Improve Future Cost Management And Asset Quality

The consensus analyst price target for SCB X has remained largely unchanged as a lower discount rate offset a slight decline in net profit margin, resulting in only a marginal increase in fair value. What's in the News SCB X terminated Mr. Manop Sangiambut as Chief Finance & Strategy Officer and appointed Mr. Arak Sutivong as Chief Financial Officer effective September 16, 2025.
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새로운 내러티브 • Nov 19

Navigating Growth Horizons With Digital Innovation And Wealth Management Mastery

SCB X's digital strategy and wealth management focus support revenue growth, with improved asset quality and RM productivity boosting net margins.

이익 및 매출 성장 예측

SET:SCB - 애널리스트 향후 추정치 및 과거 재무 데이터 (THB Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/2028167,71746,832N/AN/A13
12/31/2027163,09145,159N/AN/A15
12/31/2026159,31243,559N/AN/A15
3/31/2026126,94245,181-41,621-35,020N/A
12/31/2025130,11447,48842,43349,502N/A
9/30/2025133,76249,0517777,971N/A
6/30/2025132,23247,9367,19414,769N/A
3/31/2025130,32145,164-97,731-89,782N/A
12/31/2024129,77943,943-66,348-59,243N/A
9/30/2024128,96243,23176,14083,996N/A
6/30/2024128,73341,95335,44842,772N/A
3/31/2024129,32543,807143,694150,872N/A
12/31/2023127,50343,52195,378102,899N/A
9/30/2023125,46939,669-30,769-24,753N/A
6/30/2023126,37740,31590,58697,555N/A
3/31/2023122,61038,49760,51868,187N/A
12/31/2022120,59237,54695,306102,100N/A
9/30/2022116,66938,27513,80520,715N/A
6/30/2022111,53736,782-86,797-79,734N/A
3/31/2022109,52635,546-81,352-75,503N/A
12/31/2021108,31835,590-121,629-115,535N/A
9/30/2021103,19332,684-37,546-32,265N/A
6/30/202197,84728,509-111,878-108,114N/A
3/31/202197,94928,054-43,505-39,559N/A
12/31/202098,11827,218-204,101-200,078N/A
9/30/2020101,41327,758-116,366-110,767N/A
6/30/2020125,06237,915-111,034-104,351N/A
3/31/2020128,65140,531-230,590-223,592N/A
12/31/2019129,88740,436N/A-25,989N/A
9/30/2019129,37142,014N/A-32,420N/A
6/30/2019113,78137,724N/A14,256N/A
3/31/2019112,98537,860N/A31,055N/A
12/31/2018114,20240,068N/A-30,211N/A
9/30/2018116,15442,183N/A-147,527N/A
6/30/2018113,70341,805N/A-104,798N/A
3/31/2018113,33742,604N/A-97,670N/A
12/31/2017111,14643,152N/A-60,231N/A
9/30/2017114,88946,669N/A-66,994N/A
6/30/2017114,93048,071N/A-119,191N/A
3/31/2017114,34648,978N/A-36,167N/A
12/31/2016110,80647,612N/A-64,316N/A
9/30/2016107,49746,692N/A90,276N/A
6/30/2016103,56944,177N/A69,490N/A
3/31/2016103,26844,577N/A19,409N/A
12/31/2015107,53547,182N/A68,086N/A
9/30/2015108,51947,618N/A-53,367N/A
6/30/2015113,85651,852N/A2,154N/A

애널리스트 향후 성장 전망

수입 대 저축률: SCB 의 연간 예상 수익 증가율(1.5%)이 saving rate(2.2%) 미만입니다.

수익 vs 시장: SCB 의 연간 수익(1.5%)이 TH 시장(10.2%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: SCB 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: SCB 의 수익(연간 8.6%)이 TH 시장(연간 9.5%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: SCB 의 수익(연간 8.6%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: SCB의 자본 수익률은 3년 후 9%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/20 03:13
종가2026/05/20 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

SCB X Public Company Limited는 42명의 분석가가 다루고 있습니다. 이 중 17명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Usanee LiurutAsia Plus Securities Company Limited
Kevin KwekBernstein
Sarachada SornsongBofA Global Research