View DividendFintech 경영진경영진 기준 점검 0/4현재 CEO에 대한 정보가 충분하지 않습니다.핵심 정보Arkadiusz Lemler최고경영자n/a총 보수CEO 급여 비율n/aCEO 재임 기간2.2yrsCEO 지분 보유율n/a경영진 평균 재임 기간데이터 없음이사회 평균 재임 기간2.4yrs최근 경영진 업데이트공지 • Jun 06Fintech S.A., Annual General Meeting, Jun 29, 2024Fintech S.A., Annual General Meeting, Jun 29, 2024.공지 • Jun 13Fintech S.A., Annual General Meeting, Jun 30, 2023Fintech S.A., Annual General Meeting, Jun 30, 2023, at 09:00 Central European Standard Time.모든 업데이트 보기Recent updates공지 • Feb 10Fintech S.A. to Report Q4, 2025 Results on Feb 13, 2026Fintech S.A. announced that they will report Q4, 2025 results on Feb 13, 2026공지 • Nov 13Fintech S.A. to Report Q3, 2025 Results on Nov 14, 2025Fintech S.A. announced that they will report Q3, 2025 results on Nov 14, 2025Reported Earnings • Aug 19Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: zł410.7k (down 90% from 2Q 2024). Net loss: zł476.0k (down zł523.4k from profit in 2Q 2024).New Risk • Aug 12New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Polish stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). Market cap is less than US$10m (zł6.71m market cap, or US$1.84m). Minor Risk Revenue is less than US$5m (zł14m revenue, or US$3.7m).Reported Earnings • May 19First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: zł3.06m (down 11% from 1Q 2024). Net income: zł76.2k (down 50% from 1Q 2024). Profit margin: 2.5% (down from 4.5% in 1Q 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has fallen by 61% per year, which means it is significantly lagging earnings.분석 기사 • Mar 06Fintech S.A.'s (WSE:FTH) Price Is Right But Growth Is Lacking After Shares Rocket 27%Fintech S.A. ( WSE:FTH ) shareholders are no doubt pleased to see that the share price has bounced 27% in the last...New Risk • Feb 19New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: zł18m (US$4.4m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (29% average weekly change). Market cap is less than US$10m (zł5.77m market cap, or US$1.44m). Minor Risk Revenue is less than US$5m (zł18m revenue, or US$4.4m).New Risk • Nov 26New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.2% Last year net profit margin: 9.3% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). High level of non-cash earnings (46% accrual ratio). Market cap is less than US$10m (zł7.60m market cap, or US$1.85m). Minor Risk Profit margins are more than 30% lower than last year (5.2% net profit margin).분석 기사 • Nov 22Fintech S.A.'s (WSE:FTH) 93% Dip In Price Shows Sentiment Is Matching EarningsFintech S.A. ( WSE:FTH ) shareholders that were waiting for something to happen have been dealt a blow with a 93% share...New Risk • Nov 21New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: zł7.38m (US$1.78m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (38% average weekly change). High level of non-cash earnings (109% accrual ratio). Market cap is less than US$10m (zł7.38m market cap, or US$1.78m).Valuation Update With 7 Day Price Move • Sep 12Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to zł1.40, the stock trades at a trailing P/E ratio of 48.5x. Average trailing P/E is 18x in the Software industry in Poland. Negligible returns to shareholders over past three years.분석 기사 • Aug 22We Think That There Are Issues Underlying Fintech's (WSE:FTH) EarningsFintech S.A.'s ( WSE:FTH ) stock was strong after they recently reported robust earnings. However, our analysis...분석 기사 • Aug 18The Market Lifts Fintech S.A. (WSE:FTH) Shares 54% But It Can Do MoreThe Fintech S.A. ( WSE:FTH ) share price has done very well over the last month, posting an excellent gain of 54...Reported Earnings • Aug 17Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: zł4.25m (down 62% from 2Q 2023). Net income: zł47.5k (down 99% from 2Q 2023). Profit margin: 1.1% (down from 28% in 2Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 132% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Jul 29Investor sentiment improves as stock rises 19%After last week's 19% share price gain to zł1.30, the stock trades at a trailing P/E ratio of 16.6x. Average trailing P/E is 19x in the Software industry in Poland. Total loss to shareholders of 21% over the past three years.공지 • Jun 06Fintech S.A., Annual General Meeting, Jun 29, 2024Fintech S.A., Annual General Meeting, Jun 29, 2024.Reported Earnings • May 20First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: zł3.44m (down 74% from 1Q 2023). Net income: zł153.3k (up zł1.42m from 1Q 2023). Profit margin: 4.5% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 128% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Apr 12Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to zł1.20, the stock trades at a trailing P/E ratio of 20.4x. Average trailing P/E is 24x in the Software industry in Poland. Total loss to shareholders of 27% over the past three years.분석 기사 • Apr 04A Piece Of The Puzzle Missing From Fintech S.A.'s (WSE:FTH) 26% Share Price ClimbThe Fintech S.A. ( WSE:FTH ) share price has done very well over the last month, posting an excellent gain of 26...Buy Or Sell Opportunity • Mar 11Now 25% overvaluedThe stock has been flat over the last 90 days, currently trading at zł1.53. The fair value is estimated to be zł1.23, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 103% over the last 3 years. Meanwhile, the company has become profitable.Valuation Update With 7 Day Price Move • Mar 04Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to zł1.26, the stock trades at a trailing P/E ratio of 21.5x. Average trailing P/E is 23x in the Software industry in Poland. Total loss to shareholders of 7.4% over the past three years.분석 기사 • Feb 21We Think That There Are Issues Underlying Fintech's (WSE:FTH) EarningsFintech S.A.'s ( WSE:FTH ) robust earnings report didn't manage to move the market for its stock. We did some digging...분석 기사 • Feb 16Further Upside For Fintech S.A. (WSE:FTH) Shares Could Introduce Price Risks After 46% BounceFintech S.A. ( WSE:FTH ) shares have had a really impressive month, gaining 46% after a shaky period beforehand...Reported Earnings • Feb 16Full year 2023 earnings released: EPS: zł0.059 (vs zł0.008 in FY 2022)Full year 2023 results: EPS: zł0.059 (up from zł0.008 in FY 2022). Revenue: zł43.3m (up 273% from FY 2022). Net income: zł4.29m (up zł3.69m from FY 2022). Profit margin: 9.9% (up from 5.2% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 118% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Feb 07Investor sentiment improves as stock rises 30%After last week's 30% share price gain to zł1.38, the stock trades at a trailing P/E ratio of 61.4x. Average trailing P/E is 25x in the Software industry in Poland. Total loss to shareholders of 2.1% over the past three years.Valuation Update With 7 Day Price Move • Jan 10Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to zł1.09, the stock trades at a trailing P/E ratio of 48.5x. Average trailing P/E is 26x in the Software industry in Poland. Total loss to shareholders of 41% over the past three years.공지 • Jan 07Fintech S.A. to Report Q1, 2024 Results on May 15, 2024Fintech S.A. announced that they will report Q1, 2024 results on May 15, 2024공지 • Jan 06+ 3 more updatesFintech S.A. to Report Fiscal Year 2023 Final Results on May 31, 2024Fintech S.A. announced that they will report fiscal year 2023 final results on May 31, 2024Valuation Update With 7 Day Price Move • Nov 21Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to zł1.22, the stock trades at a trailing P/E ratio of 54.3x. Average trailing P/E is 22x in the Software industry in Poland. Total loss to shareholders of 24% over the past three years.Reported Earnings • Nov 18Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: zł1.49m (up zł1.48m from 3Q 2022). Net loss: zł496.9k (loss widened zł449.3k from 3Q 2022).Buying Opportunity • Oct 02Now 29% undervaluedOver the last 90 days, the stock is up 54%. The fair value is estimated to be zł2.24, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 104% over the last 3 years. Earnings per share has grown by 57%.Valuation Update With 7 Day Price Move • Sep 28Investor sentiment improves as stock rises 16%After last week's 16% share price gain to zł1.85, the stock trades at a trailing P/E ratio of 64.8x. Average trailing P/E is 23x in the Software industry in Poland. Total returns to shareholders of 54% over the past three years.Valuation Update With 7 Day Price Move • Sep 08Investor sentiment improves as stock rises 24%After last week's 24% share price gain to zł1.99, the stock trades at a trailing P/E ratio of 69.7x. Average trailing P/E is 24x in the Software industry in Poland. Total returns to shareholders of 66% over the past three years.Buying Opportunity • Sep 01Now 28% undervaluedOver the last 90 days, the stock is up 57%. The fair value is estimated to be zł2.23, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 104% over the last 3 years. Earnings per share has declined by 4.5%.분석 기사 • Sep 01Estimating The Fair Value Of Fintech S.A. (WSE:FTH)Key Insights Using the 2 Stage Free Cash Flow to Equity, Fintech fair value estimate is zł2.23 Fintech's zł1.90 share...Reported Earnings • Aug 16Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: zł11.1m (up 70% from 2Q 2022). Net income: zł3.12m (up zł2.77m from 2Q 2022). Profit margin: 28% (up from 5.4% in 2Q 2022). The increase in margin was driven by higher revenue.분석 기사 • Jul 08Fintech (WSE:FTH) Is In A Good Position To Deliver On Growth PlansWe can readily understand why investors are attracted to unprofitable companies. For example, although...공지 • Jun 13Fintech S.A., Annual General Meeting, Jun 30, 2023Fintech S.A., Annual General Meeting, Jun 30, 2023, at 09:00 Central European Standard Time.Reported Earnings • May 21First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: zł13.0m (up zł12.5m from 1Q 2022). Net loss: zł1.26m (down zł1.28m from profit in 1Q 2022). Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.공지 • Jan 12+ 3 more updatesFintech S.A. to Report Q3, 2023 Results on Nov 14, 2023Fintech S.A. announced that they will report Q3, 2023 results on Nov 14, 2023Reported Earnings • May 20First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: zł527.2k (down 32% from 1Q 2021). Net income: zł14.3k (up zł173.4k from 1Q 2021). Profit margin: 2.7% (up from net loss in 1Q 2021). The move to profitability was driven by lower expenses.공지 • Jan 29+ 2 more updatesFintech S.A. to Report Q1, 2021 Results on May 14, 2021Fintech S.A. announced that they will report Q1, 2021 results on May 14, 2021분석 기사 • Jan 14Is Fintech S.A.'s (WSE:FTH) Recent Stock Performance Influenced By Its Fundamentals In Any Way?Most readers would already be aware that Fintech's (WSE:FTH) stock increased significantly by 82% over the past three...Is New 90 Day High Low • Jan 13New 90-day high: zł1.84The company is up 82% from its price of zł1.01 on 15 October 2020. The Polish market is up 19% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is up 4.0% over the same period.CEOArkadiusz Lemler 2.2yrs재임 기간Mr. Arkadiusz Lemler is President of the Management Board of Fintech S.A. from October 2023.이사회 구성원이름직위재임 기간보수지분Pawel WojcickiMember of the Supervisory Boardno data데이터 없음데이터 없음Wlodzimierz Retelski JerzyVice Chairman of Supervisory Board2.4yrs데이터 없음데이터 없음Andrzej TomkoChairman of the Supervisory Board2.4yrs데이터 없음데이터 없음Miroslaw Roguski ZygmuntMember of Supervisory Board2.4yrs데이터 없음데이터 없음Piotr Szwedo AleksanderMember of Supervisory Board2.2yrs데이터 없음데이터 없음더 보기2.4yrs평균 재임 기간경험이 풍부한 이사회: FTH의 이사회는 경험이 부족한 것으로 간주됩니다(평균 재임 2.4 년) — 신규 이사회일 가능성이 있습니다.View Ownership기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2025/12/24 07:23종가2025/09/26 00:00수익2025/09/30연간 수익2024/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Fintech S.A.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
공지 • Jun 06Fintech S.A., Annual General Meeting, Jun 29, 2024Fintech S.A., Annual General Meeting, Jun 29, 2024.
공지 • Jun 13Fintech S.A., Annual General Meeting, Jun 30, 2023Fintech S.A., Annual General Meeting, Jun 30, 2023, at 09:00 Central European Standard Time.
공지 • Feb 10Fintech S.A. to Report Q4, 2025 Results on Feb 13, 2026Fintech S.A. announced that they will report Q4, 2025 results on Feb 13, 2026
공지 • Nov 13Fintech S.A. to Report Q3, 2025 Results on Nov 14, 2025Fintech S.A. announced that they will report Q3, 2025 results on Nov 14, 2025
Reported Earnings • Aug 19Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: zł410.7k (down 90% from 2Q 2024). Net loss: zł476.0k (down zł523.4k from profit in 2Q 2024).
New Risk • Aug 12New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Polish stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). Market cap is less than US$10m (zł6.71m market cap, or US$1.84m). Minor Risk Revenue is less than US$5m (zł14m revenue, or US$3.7m).
Reported Earnings • May 19First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: zł3.06m (down 11% from 1Q 2024). Net income: zł76.2k (down 50% from 1Q 2024). Profit margin: 2.5% (down from 4.5% in 1Q 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 73% per year but the company’s share price has fallen by 61% per year, which means it is significantly lagging earnings.
분석 기사 • Mar 06Fintech S.A.'s (WSE:FTH) Price Is Right But Growth Is Lacking After Shares Rocket 27%Fintech S.A. ( WSE:FTH ) shareholders are no doubt pleased to see that the share price has bounced 27% in the last...
New Risk • Feb 19New minor risk - Revenue sizeThe company makes less than US$5m in revenue. Total revenue: zł18m (US$4.4m) This is considered a minor risk. Companies with a small amount of revenue are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (29% average weekly change). Market cap is less than US$10m (zł5.77m market cap, or US$1.44m). Minor Risk Revenue is less than US$5m (zł18m revenue, or US$4.4m).
New Risk • Nov 26New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 5.2% Last year net profit margin: 9.3% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). High level of non-cash earnings (46% accrual ratio). Market cap is less than US$10m (zł7.60m market cap, or US$1.85m). Minor Risk Profit margins are more than 30% lower than last year (5.2% net profit margin).
분석 기사 • Nov 22Fintech S.A.'s (WSE:FTH) 93% Dip In Price Shows Sentiment Is Matching EarningsFintech S.A. ( WSE:FTH ) shareholders that were waiting for something to happen have been dealt a blow with a 93% share...
New Risk • Nov 21New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: zł7.38m (US$1.78m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (38% average weekly change). High level of non-cash earnings (109% accrual ratio). Market cap is less than US$10m (zł7.38m market cap, or US$1.78m).
Valuation Update With 7 Day Price Move • Sep 12Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to zł1.40, the stock trades at a trailing P/E ratio of 48.5x. Average trailing P/E is 18x in the Software industry in Poland. Negligible returns to shareholders over past three years.
분석 기사 • Aug 22We Think That There Are Issues Underlying Fintech's (WSE:FTH) EarningsFintech S.A.'s ( WSE:FTH ) stock was strong after they recently reported robust earnings. However, our analysis...
분석 기사 • Aug 18The Market Lifts Fintech S.A. (WSE:FTH) Shares 54% But It Can Do MoreThe Fintech S.A. ( WSE:FTH ) share price has done very well over the last month, posting an excellent gain of 54...
Reported Earnings • Aug 17Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: zł4.25m (down 62% from 2Q 2023). Net income: zł47.5k (down 99% from 2Q 2023). Profit margin: 1.1% (down from 28% in 2Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 132% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Jul 29Investor sentiment improves as stock rises 19%After last week's 19% share price gain to zł1.30, the stock trades at a trailing P/E ratio of 16.6x. Average trailing P/E is 19x in the Software industry in Poland. Total loss to shareholders of 21% over the past three years.
공지 • Jun 06Fintech S.A., Annual General Meeting, Jun 29, 2024Fintech S.A., Annual General Meeting, Jun 29, 2024.
Reported Earnings • May 20First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: zł3.44m (down 74% from 1Q 2023). Net income: zł153.3k (up zł1.42m from 1Q 2023). Profit margin: 4.5% (up from net loss in 1Q 2023). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 128% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Apr 12Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to zł1.20, the stock trades at a trailing P/E ratio of 20.4x. Average trailing P/E is 24x in the Software industry in Poland. Total loss to shareholders of 27% over the past three years.
분석 기사 • Apr 04A Piece Of The Puzzle Missing From Fintech S.A.'s (WSE:FTH) 26% Share Price ClimbThe Fintech S.A. ( WSE:FTH ) share price has done very well over the last month, posting an excellent gain of 26...
Buy Or Sell Opportunity • Mar 11Now 25% overvaluedThe stock has been flat over the last 90 days, currently trading at zł1.53. The fair value is estimated to be zł1.23, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 103% over the last 3 years. Meanwhile, the company has become profitable.
Valuation Update With 7 Day Price Move • Mar 04Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to zł1.26, the stock trades at a trailing P/E ratio of 21.5x. Average trailing P/E is 23x in the Software industry in Poland. Total loss to shareholders of 7.4% over the past three years.
분석 기사 • Feb 21We Think That There Are Issues Underlying Fintech's (WSE:FTH) EarningsFintech S.A.'s ( WSE:FTH ) robust earnings report didn't manage to move the market for its stock. We did some digging...
분석 기사 • Feb 16Further Upside For Fintech S.A. (WSE:FTH) Shares Could Introduce Price Risks After 46% BounceFintech S.A. ( WSE:FTH ) shares have had a really impressive month, gaining 46% after a shaky period beforehand...
Reported Earnings • Feb 16Full year 2023 earnings released: EPS: zł0.059 (vs zł0.008 in FY 2022)Full year 2023 results: EPS: zł0.059 (up from zł0.008 in FY 2022). Revenue: zł43.3m (up 273% from FY 2022). Net income: zł4.29m (up zł3.69m from FY 2022). Profit margin: 9.9% (up from 5.2% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 118% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Feb 07Investor sentiment improves as stock rises 30%After last week's 30% share price gain to zł1.38, the stock trades at a trailing P/E ratio of 61.4x. Average trailing P/E is 25x in the Software industry in Poland. Total loss to shareholders of 2.1% over the past three years.
Valuation Update With 7 Day Price Move • Jan 10Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to zł1.09, the stock trades at a trailing P/E ratio of 48.5x. Average trailing P/E is 26x in the Software industry in Poland. Total loss to shareholders of 41% over the past three years.
공지 • Jan 07Fintech S.A. to Report Q1, 2024 Results on May 15, 2024Fintech S.A. announced that they will report Q1, 2024 results on May 15, 2024
공지 • Jan 06+ 3 more updatesFintech S.A. to Report Fiscal Year 2023 Final Results on May 31, 2024Fintech S.A. announced that they will report fiscal year 2023 final results on May 31, 2024
Valuation Update With 7 Day Price Move • Nov 21Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to zł1.22, the stock trades at a trailing P/E ratio of 54.3x. Average trailing P/E is 22x in the Software industry in Poland. Total loss to shareholders of 24% over the past three years.
Reported Earnings • Nov 18Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: zł1.49m (up zł1.48m from 3Q 2022). Net loss: zł496.9k (loss widened zł449.3k from 3Q 2022).
Buying Opportunity • Oct 02Now 29% undervaluedOver the last 90 days, the stock is up 54%. The fair value is estimated to be zł2.24, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 104% over the last 3 years. Earnings per share has grown by 57%.
Valuation Update With 7 Day Price Move • Sep 28Investor sentiment improves as stock rises 16%After last week's 16% share price gain to zł1.85, the stock trades at a trailing P/E ratio of 64.8x. Average trailing P/E is 23x in the Software industry in Poland. Total returns to shareholders of 54% over the past three years.
Valuation Update With 7 Day Price Move • Sep 08Investor sentiment improves as stock rises 24%After last week's 24% share price gain to zł1.99, the stock trades at a trailing P/E ratio of 69.7x. Average trailing P/E is 24x in the Software industry in Poland. Total returns to shareholders of 66% over the past three years.
Buying Opportunity • Sep 01Now 28% undervaluedOver the last 90 days, the stock is up 57%. The fair value is estimated to be zł2.23, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 104% over the last 3 years. Earnings per share has declined by 4.5%.
분석 기사 • Sep 01Estimating The Fair Value Of Fintech S.A. (WSE:FTH)Key Insights Using the 2 Stage Free Cash Flow to Equity, Fintech fair value estimate is zł2.23 Fintech's zł1.90 share...
Reported Earnings • Aug 16Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: zł11.1m (up 70% from 2Q 2022). Net income: zł3.12m (up zł2.77m from 2Q 2022). Profit margin: 28% (up from 5.4% in 2Q 2022). The increase in margin was driven by higher revenue.
분석 기사 • Jul 08Fintech (WSE:FTH) Is In A Good Position To Deliver On Growth PlansWe can readily understand why investors are attracted to unprofitable companies. For example, although...
공지 • Jun 13Fintech S.A., Annual General Meeting, Jun 30, 2023Fintech S.A., Annual General Meeting, Jun 30, 2023, at 09:00 Central European Standard Time.
Reported Earnings • May 21First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: zł13.0m (up zł12.5m from 1Q 2022). Net loss: zł1.26m (down zł1.28m from profit in 1Q 2022). Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 25% per year, which means it is significantly lagging earnings growth.
공지 • Jan 12+ 3 more updatesFintech S.A. to Report Q3, 2023 Results on Nov 14, 2023Fintech S.A. announced that they will report Q3, 2023 results on Nov 14, 2023
Reported Earnings • May 20First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: zł527.2k (down 32% from 1Q 2021). Net income: zł14.3k (up zł173.4k from 1Q 2021). Profit margin: 2.7% (up from net loss in 1Q 2021). The move to profitability was driven by lower expenses.
공지 • Jan 29+ 2 more updatesFintech S.A. to Report Q1, 2021 Results on May 14, 2021Fintech S.A. announced that they will report Q1, 2021 results on May 14, 2021
분석 기사 • Jan 14Is Fintech S.A.'s (WSE:FTH) Recent Stock Performance Influenced By Its Fundamentals In Any Way?Most readers would already be aware that Fintech's (WSE:FTH) stock increased significantly by 82% over the past three...
Is New 90 Day High Low • Jan 13New 90-day high: zł1.84The company is up 82% from its price of zł1.01 on 15 October 2020. The Polish market is up 19% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is up 4.0% over the same period.