View Financial HealthPhilippine Trust 배당 및 자사주 매입배당 기준 점검 0/6Philippine Trust 현재 배당금을 지급하지 않습니다.핵심 정보0%배당 수익률n/a자사주 매입 수익률총 주주 수익률n/a미래 배당 수익률n/a배당 성장률n/a다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향0%최근 배당 및 자사주 매입 업데이트업데이트 없음모든 업데이트 보기Recent updatesNew Risk • May 19New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Filipino stocks, typically moving 9.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 7.3% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (9.8% average weekly change).Board Change • May 19Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Apr 16Full year 2025 earnings released: EPS: ₱0.27 (vs ₱0.61 in FY 2024)Full year 2025 results: EPS: ₱0.27 (down from ₱0.61 in FY 2024). Revenue: ₱3.86b (down 9.9% from FY 2024). Net income: ₱269.9m (down 56% from FY 2024). Profit margin: 7.0% (down from 14% in FY 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 8% per year.공시 • Feb 24Philippine Trust Company, Annual General Meeting, May 26, 2026Philippine Trust Company, Annual General Meeting, May 26, 2026, at 08:01 W. Australia Standard Time.Board Change • Feb 19Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.New Risk • Dec 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Filipino stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.7% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (8.6% average weekly change).Board Change • Nov 24Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Oct 23Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Sep 29Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Aug 26Philippine Trust Company Announces Appointment of Arlene O. Lazarte as Chief Risk Officer, Effective September 1, 2025The Board of Directors of Philippine Trust Company at its meeting held on August 26, 2025, approved the appointment of Ms. Arlene O. Lazarte as Chief Risk Officer effective September 1, 2025. Ms. Lazarte is a Certified Public Accountant. She has vast experience in international and domestic banks/companies. She was the Chief Risk Officer of Mega International Commercial Bank, Head of Risk Management of PNB Mizuho Leasing, Chief Risk Officer of Bank of Makati and held various positions in Rizal Commercial Bank Corporation. She currently serves as Acting Chief Risk Officer of the Bank.Board Change • Aug 20Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Jul 01Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • May 28Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • May 05Philippine Trust Company Announces the Passing of FVP and Chief Risk Officer Joseph F. Monzon, Cessation Date Is April 28, 2025The Directors, Officers, and Staff of the Philippine Trust Company, also known as Philtrust Bank, announced the passing of their highly efficient FVP and Chief Risk Officer, Mr. Joseph F. Monzon, on April 28, 2025.Reported Earnings • Apr 30First quarter 2025 earnings released: EPS: ₱0.10 (vs ₱0.13 in 1Q 2024)First quarter 2025 results: EPS: ₱0.10 (down from ₱0.13 in 1Q 2024). Revenue: ₱1.00b (down 3.8% from 1Q 2024). Net income: ₱101.5m (down 20% from 1Q 2024). Profit margin: 10% (down from 12% in 1Q 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings.Board Change • Apr 29Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Mar 06Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Feb 27Philippine Trust Company, Annual General Meeting, May 27, 2025Philippine Trust Company, Annual General Meeting, May 27, 2025, at 08:01 W. Australia Standard Time. Location: tba, PhilippinesNew Risk • Feb 06New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Filipino stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Board Change • Feb 06Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 09Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 14Third quarter 2024 earnings released: EPS: ₱0.10 (vs ₱0.46 in 3Q 2023)Third quarter 2024 results: EPS: ₱0.10 (down from ₱0.46 in 3Q 2023). Revenue: ₱987.5m (down 30% from 3Q 2023). Net income: ₱102.6m (down 78% from 3Q 2023). Profit margin: 10% (down from 32% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Oct 03Investor sentiment deteriorates as stock falls 26%After last week's 26% share price decline to ₱85.40, the stock trades at a trailing P/E ratio of 75.1x. Average trailing P/E is 6x in the Banks industry in Philippines. Total loss to shareholders of 14% over the past three years.Reported Earnings • Aug 14Second quarter 2024 earnings released: EPS: ₱0.13 (vs ₱0.08 in 2Q 2023)Second quarter 2024 results: EPS: ₱0.13 (up from ₱0.08 in 2Q 2023). Revenue: ₱1.14b (up 23% from 2Q 2023). Net income: ₱130.4m (up 54% from 2Q 2023). Profit margin: 11% (up from 9.1% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 14% per year.Reported Earnings • Apr 26First quarter 2024 earnings released: EPS: ₱0.13 (vs ₱0.065 in 1Q 2023)First quarter 2024 results: EPS: ₱0.13 (up from ₱0.065 in 1Q 2023). Revenue: ₱1.04b (up 9.6% from 1Q 2023). Net income: ₱127.3m (up 95% from 1Q 2023). Profit margin: 12% (up from 6.9% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Reported Earnings • Apr 16Full year 2023 earnings released: EPS: ₱1.03 (vs ₱0.74 in FY 2022)Full year 2023 results: EPS: ₱1.03 (up from ₱0.74 in FY 2022). Revenue: ₱4.90b (up 31% from FY 2022). Net income: ₱1.03b (up 38% from FY 2022). Profit margin: 21% (up from 20% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.공시 • Mar 21Philippine Trust Company Appoints Bryan Joseph A. Lopez as Chief Technology Officer, Effective from April 3, 2024Philippine Trust Company announced in its meeting held March 19, 2024 approved appointment of Mr. Bryan Joseph A. Lopez as Chief Technology Officer of EIS Department effective April 3, 2024 was approved by the Board of Directors on March 19, 2024. Mr. Lopez is currently with EDM IT Web Solutions OPC as Sr. Technical Project Manager. He was AVP/Project Manager of BDO Unibank Inc., Head of Project Management Office of Philtrust Bank, Developer/System Analyst of H2 Software Consulting Services, and Systems Programmer of IBM Philippines. He graduated from FEU East Asia College with a Bachelor's Degree in Computer Science/Information Technology, with asupplemental degree in Education.공시 • Jan 30Philippine Trust Company, Annual General Meeting, May 21, 2024Philippine Trust Company, Annual General Meeting, May 21, 2024, at 08:00 Singapore Standard Time.공시 • Jun 07Philippine Trust Company Announces Appointment of Asst. Corporate SecretaryPhilippine Trust Company at Board and Management Committees effective June 1, 2023 approved the election of Atty. Agnes B. Urbano and Atty. Renniel C. Mailom as Asst. Corporate Secretary.Reported Earnings • Apr 25Full year 2022 earnings released: EPS: ₱0.75 (vs ₱0.83 in FY 2021)Full year 2022 results: EPS: ₱0.75 (down from ₱0.83 in FY 2021). Revenue: ₱3.75b (up 7.9% from FY 2021). Net income: ₱745.3m (down 9.8% from FY 2021). Profit margin: 20% (down from 24% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 1% per year.Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: ₱0.29 (vs ₱0.21 in 3Q 2021)Third quarter 2022 results: EPS: ₱0.29 (up from ₱0.21 in 3Q 2021). Revenue: ₱1.02b (up 18% from 3Q 2021). Net income: ₱291.6m (up 38% from 3Q 2021). Profit margin: 28% (up from 24% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.공시 • Aug 24Philippine Trust Company Announces Board ChangesPhilippine Trust Company announced that during the regular meeting of the board of directors held on August 23, 2022, the board elected Mr. Hermogenes C. Esperon, Jr. and Dr. Beatrice Jane L. Ang as independent directors of the bank vice Mr. Lope M. Yuvienco and Atty. Daniel Y. Laogan. The board likewise elected Mr. Esperon as chairman of the board vice Dr. Jaime C. Laya who earlier resigned as chairman and was in turn elected vice chairman. Effective date is August 23, 2022. Mr. Hermogenes C. Esperon, Jr. as Chairman of the Corporate Governance, Nominations and Remuneration Committee; and Member of the Audit, the Related Party Transactions and the Executive Committees. Dr. Beatrice Jane L. Ang as Chairman of the Audit Commitee; and Member of the Board Risk Oversight and the Corporate Governance, Nomination and Remuneration Committees. Mrs. Maria Georgina P. De Venecia as Chairman of the Related Party Transactions Committee.Reported Earnings • Aug 17Second quarter 2022 earnings released: EPS: ₱0.20 (vs ₱0.18 in 2Q 2021)Second quarter 2022 results: EPS: ₱0.20 (up from ₱0.18 in 2Q 2021). Revenue: ₱874.8m (up 14% from 2Q 2021). Net income: ₱199.8m (up 11% from 2Q 2021). Profit margin: 23% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.공시 • Jun 29Philippine Trust Company Announces Resignation of Daniel Y. Laogan as Independent DirectorPhilippine Trust Company announced that Daniel Y. Laogan as Independent Director, due to personal reasons. Effective date of resignation is June 28, 2022.Reported Earnings • May 11Full year 2021 earnings released: EPS: ₱0.83 (vs ₱0.95 in FY 2020)Full year 2021 results: EPS: ₱0.83 (down from ₱0.95 in FY 2020). Revenue: ₱3.47b (down 17% from FY 2020). Net income: ₱826.3m (down 13% from FY 2020). Profit margin: 24% (in line with FY 2020). Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.공시 • Mar 31Philippine Trust Company, Annual General Meeting, May 31, 2022Philippine Trust Company, Annual General Meeting, May 31, 2022, at 08:00 Singapore Standard Time. Location: Philtrust Bank Building, 1000 United Nations Avenue corner San Marcelino Street Manilla PhilippinesReported Earnings • May 21Full year 2020 earnings released: EPS ₱0.95 (vs ₱0.78 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: ₱3.98b (up 11% from FY 2019). Net income: ₱948.5m (up 22% from FY 2019). Profit margin: 24% (up from 22% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.Executive Departure • Apr 20Non-Executive Independent Director has left the companyOn the 16th of April, Armando Suratos' tenure as Non-Executive Independent Director ended after 1.6 years in the role. We don't have any record of a personal shareholding under Armando's name. A total of 3 executives have left over the last 12 months.Executive Departure • Apr 09Non-Executive Director has left the companyOn the 30th of March, Rosalinda Gaw's tenure as Non-Executive Director ended after 4.9 years in the role. As of December 2020, Rosalinda personally held 6.40m shares (₱768m worth at the time). A total of 2 executives have left over the last 12 months.공시 • Feb 24Philippine Trust Company, Annual General Meeting, May 25, 2021Philippine Trust Company, Annual General Meeting, May 25, 2021, at 08:00 Singapore Standard Time. Location: Philtrust Bank Building, 1000 United Nations Avenue corner San Marcelino Street Manila PhilippinesIs New 90 Day High Low • Dec 30New 90-day high: ₱120The company is up 12% from its price of ₱107 on 01 October 2020. The Filipino market is up 20% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 20% over the same period.Is New 90 Day High Low • Dec 08New 90-day low: ₱95.00The company is down 10.0% from its price of ₱105 on 09 September 2020. The Filipino market is up 21% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 25% over the same period.Reported Earnings • Nov 22Third quarter 2020 earnings released: EPS ₱0.40The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: ₱1.15b (up 28% from 3Q 2019). Net income: ₱400.1m (up 43% from 3Q 2019). Profit margin: 35% (up from 31% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 과거에 PTC 의 주당 배당금이 안정적이었는지 판단하기에는 데이터가 부족합니다.배당금 증가: PTC 의 배당금 지급이 증가했는지 판단하기에는 데이터가 부족합니다.배당 수익률 vs 시장Philippine Trust 배당 수익률 vs 시장PTC의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (PTC)0%시장 하위 25% (PH)2.7%시장 상위 25% (PH)6.4%업계 평균 (Banks)5.0%분석가 예측 (PTC) (최대 3년)n/a주목할만한 배당금: 회사가 최근 지급을 보고하지 않았기 때문에 하위 25%의 배당금 지급자에 대해 PTC 의 배당 수익률을 평가할 수 없습니다.고배당: 회사가 최근 지급을 보고하지 않았기 때문에 배당금 지급자의 상위 25%에 대해 PTC 의 배당 수익률을 평가할 수 없습니다.현재 주주 배당수익 보장: PTC PH 시장에서 주목할만한 배당금을 지급하지 않습니다.향후 주주 배당미래 배당 보장: PH 시장에서 주목할만한 배당금을 지불할 것으로 예상되지 않으므로 3년 후 PTC 배당금의 지속 가능성을 계산할 필요가 없습니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YPH 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/21 10:04종가2026/05/21 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Philippine Trust Company는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
New Risk • May 19New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Filipino stocks, typically moving 9.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 7.3% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (9.8% average weekly change).
Board Change • May 19Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Apr 16Full year 2025 earnings released: EPS: ₱0.27 (vs ₱0.61 in FY 2024)Full year 2025 results: EPS: ₱0.27 (down from ₱0.61 in FY 2024). Revenue: ₱3.86b (down 9.9% from FY 2024). Net income: ₱269.9m (down 56% from FY 2024). Profit margin: 7.0% (down from 14% in FY 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 11% per year whereas the company’s share price has fallen by 8% per year.
공시 • Feb 24Philippine Trust Company, Annual General Meeting, May 26, 2026Philippine Trust Company, Annual General Meeting, May 26, 2026, at 08:01 W. Australia Standard Time.
Board Change • Feb 19Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
New Risk • Dec 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Filipino stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.7% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (8.6% average weekly change).
Board Change • Nov 24Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Oct 23Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Sep 29Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Aug 26Philippine Trust Company Announces Appointment of Arlene O. Lazarte as Chief Risk Officer, Effective September 1, 2025The Board of Directors of Philippine Trust Company at its meeting held on August 26, 2025, approved the appointment of Ms. Arlene O. Lazarte as Chief Risk Officer effective September 1, 2025. Ms. Lazarte is a Certified Public Accountant. She has vast experience in international and domestic banks/companies. She was the Chief Risk Officer of Mega International Commercial Bank, Head of Risk Management of PNB Mizuho Leasing, Chief Risk Officer of Bank of Makati and held various positions in Rizal Commercial Bank Corporation. She currently serves as Acting Chief Risk Officer of the Bank.
Board Change • Aug 20Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 4 experienced directors. 7 highly experienced directors. 5 independent directors (7 non-independent directors). Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Jul 01Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • May 28Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • May 05Philippine Trust Company Announces the Passing of FVP and Chief Risk Officer Joseph F. Monzon, Cessation Date Is April 28, 2025The Directors, Officers, and Staff of the Philippine Trust Company, also known as Philtrust Bank, announced the passing of their highly efficient FVP and Chief Risk Officer, Mr. Joseph F. Monzon, on April 28, 2025.
Reported Earnings • Apr 30First quarter 2025 earnings released: EPS: ₱0.10 (vs ₱0.13 in 1Q 2024)First quarter 2025 results: EPS: ₱0.10 (down from ₱0.13 in 1Q 2024). Revenue: ₱1.00b (down 3.8% from 1Q 2024). Net income: ₱101.5m (down 20% from 1Q 2024). Profit margin: 10% (down from 12% in 1Q 2024). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has fallen by 10% per year, which means it is performing significantly worse than earnings.
Board Change • Apr 29Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Mar 06Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Feb 27Philippine Trust Company, Annual General Meeting, May 27, 2025Philippine Trust Company, Annual General Meeting, May 27, 2025, at 08:01 W. Australia Standard Time. Location: tba, Philippines
New Risk • Feb 06New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Filipino stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Board Change • Feb 06Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 09Less than half of directors are independentFollowing the recent departure of a director, there are only 5 independent directors on the board. The company's board is composed of: 5 independent directors. 7 non-independent directors. Independent Chairman Hermogenes Esperon was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 14Third quarter 2024 earnings released: EPS: ₱0.10 (vs ₱0.46 in 3Q 2023)Third quarter 2024 results: EPS: ₱0.10 (down from ₱0.46 in 3Q 2023). Revenue: ₱987.5m (down 30% from 3Q 2023). Net income: ₱102.6m (down 78% from 3Q 2023). Profit margin: 10% (down from 32% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Oct 03Investor sentiment deteriorates as stock falls 26%After last week's 26% share price decline to ₱85.40, the stock trades at a trailing P/E ratio of 75.1x. Average trailing P/E is 6x in the Banks industry in Philippines. Total loss to shareholders of 14% over the past three years.
Reported Earnings • Aug 14Second quarter 2024 earnings released: EPS: ₱0.13 (vs ₱0.08 in 2Q 2023)Second quarter 2024 results: EPS: ₱0.13 (up from ₱0.08 in 2Q 2023). Revenue: ₱1.14b (up 23% from 2Q 2023). Net income: ₱130.4m (up 54% from 2Q 2023). Profit margin: 11% (up from 9.1% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 14% per year.
Reported Earnings • Apr 26First quarter 2024 earnings released: EPS: ₱0.13 (vs ₱0.065 in 1Q 2023)First quarter 2024 results: EPS: ₱0.13 (up from ₱0.065 in 1Q 2023). Revenue: ₱1.04b (up 9.6% from 1Q 2023). Net income: ₱127.3m (up 95% from 1Q 2023). Profit margin: 12% (up from 6.9% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Reported Earnings • Apr 16Full year 2023 earnings released: EPS: ₱1.03 (vs ₱0.74 in FY 2022)Full year 2023 results: EPS: ₱1.03 (up from ₱0.74 in FY 2022). Revenue: ₱4.90b (up 31% from FY 2022). Net income: ₱1.03b (up 38% from FY 2022). Profit margin: 21% (up from 20% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
공시 • Mar 21Philippine Trust Company Appoints Bryan Joseph A. Lopez as Chief Technology Officer, Effective from April 3, 2024Philippine Trust Company announced in its meeting held March 19, 2024 approved appointment of Mr. Bryan Joseph A. Lopez as Chief Technology Officer of EIS Department effective April 3, 2024 was approved by the Board of Directors on March 19, 2024. Mr. Lopez is currently with EDM IT Web Solutions OPC as Sr. Technical Project Manager. He was AVP/Project Manager of BDO Unibank Inc., Head of Project Management Office of Philtrust Bank, Developer/System Analyst of H2 Software Consulting Services, and Systems Programmer of IBM Philippines. He graduated from FEU East Asia College with a Bachelor's Degree in Computer Science/Information Technology, with asupplemental degree in Education.
공시 • Jan 30Philippine Trust Company, Annual General Meeting, May 21, 2024Philippine Trust Company, Annual General Meeting, May 21, 2024, at 08:00 Singapore Standard Time.
공시 • Jun 07Philippine Trust Company Announces Appointment of Asst. Corporate SecretaryPhilippine Trust Company at Board and Management Committees effective June 1, 2023 approved the election of Atty. Agnes B. Urbano and Atty. Renniel C. Mailom as Asst. Corporate Secretary.
Reported Earnings • Apr 25Full year 2022 earnings released: EPS: ₱0.75 (vs ₱0.83 in FY 2021)Full year 2022 results: EPS: ₱0.75 (down from ₱0.83 in FY 2021). Revenue: ₱3.75b (up 7.9% from FY 2021). Net income: ₱745.3m (down 9.8% from FY 2021). Profit margin: 20% (down from 24% in FY 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 1% per year.
Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: ₱0.29 (vs ₱0.21 in 3Q 2021)Third quarter 2022 results: EPS: ₱0.29 (up from ₱0.21 in 3Q 2021). Revenue: ₱1.02b (up 18% from 3Q 2021). Net income: ₱291.6m (up 38% from 3Q 2021). Profit margin: 28% (up from 24% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
공시 • Aug 24Philippine Trust Company Announces Board ChangesPhilippine Trust Company announced that during the regular meeting of the board of directors held on August 23, 2022, the board elected Mr. Hermogenes C. Esperon, Jr. and Dr. Beatrice Jane L. Ang as independent directors of the bank vice Mr. Lope M. Yuvienco and Atty. Daniel Y. Laogan. The board likewise elected Mr. Esperon as chairman of the board vice Dr. Jaime C. Laya who earlier resigned as chairman and was in turn elected vice chairman. Effective date is August 23, 2022. Mr. Hermogenes C. Esperon, Jr. as Chairman of the Corporate Governance, Nominations and Remuneration Committee; and Member of the Audit, the Related Party Transactions and the Executive Committees. Dr. Beatrice Jane L. Ang as Chairman of the Audit Commitee; and Member of the Board Risk Oversight and the Corporate Governance, Nomination and Remuneration Committees. Mrs. Maria Georgina P. De Venecia as Chairman of the Related Party Transactions Committee.
Reported Earnings • Aug 17Second quarter 2022 earnings released: EPS: ₱0.20 (vs ₱0.18 in 2Q 2021)Second quarter 2022 results: EPS: ₱0.20 (up from ₱0.18 in 2Q 2021). Revenue: ₱874.8m (up 14% from 2Q 2021). Net income: ₱199.8m (up 11% from 2Q 2021). Profit margin: 23% (in line with 2Q 2021). Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
공시 • Jun 29Philippine Trust Company Announces Resignation of Daniel Y. Laogan as Independent DirectorPhilippine Trust Company announced that Daniel Y. Laogan as Independent Director, due to personal reasons. Effective date of resignation is June 28, 2022.
Reported Earnings • May 11Full year 2021 earnings released: EPS: ₱0.83 (vs ₱0.95 in FY 2020)Full year 2021 results: EPS: ₱0.83 (down from ₱0.95 in FY 2020). Revenue: ₱3.47b (down 17% from FY 2020). Net income: ₱826.3m (down 13% from FY 2020). Profit margin: 24% (in line with FY 2020). Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
공시 • Mar 31Philippine Trust Company, Annual General Meeting, May 31, 2022Philippine Trust Company, Annual General Meeting, May 31, 2022, at 08:00 Singapore Standard Time. Location: Philtrust Bank Building, 1000 United Nations Avenue corner San Marcelino Street Manilla Philippines
Reported Earnings • May 21Full year 2020 earnings released: EPS ₱0.95 (vs ₱0.78 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: ₱3.98b (up 11% from FY 2019). Net income: ₱948.5m (up 22% from FY 2019). Profit margin: 24% (up from 22% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
Executive Departure • Apr 20Non-Executive Independent Director has left the companyOn the 16th of April, Armando Suratos' tenure as Non-Executive Independent Director ended after 1.6 years in the role. We don't have any record of a personal shareholding under Armando's name. A total of 3 executives have left over the last 12 months.
Executive Departure • Apr 09Non-Executive Director has left the companyOn the 30th of March, Rosalinda Gaw's tenure as Non-Executive Director ended after 4.9 years in the role. As of December 2020, Rosalinda personally held 6.40m shares (₱768m worth at the time). A total of 2 executives have left over the last 12 months.
공시 • Feb 24Philippine Trust Company, Annual General Meeting, May 25, 2021Philippine Trust Company, Annual General Meeting, May 25, 2021, at 08:00 Singapore Standard Time. Location: Philtrust Bank Building, 1000 United Nations Avenue corner San Marcelino Street Manila Philippines
Is New 90 Day High Low • Dec 30New 90-day high: ₱120The company is up 12% from its price of ₱107 on 01 October 2020. The Filipino market is up 20% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 20% over the same period.
Is New 90 Day High Low • Dec 08New 90-day low: ₱95.00The company is down 10.0% from its price of ₱105 on 09 September 2020. The Filipino market is up 21% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 25% over the same period.
Reported Earnings • Nov 22Third quarter 2020 earnings released: EPS ₱0.40The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: ₱1.15b (up 28% from 3Q 2019). Net income: ₱400.1m (up 43% from 3Q 2019). Profit margin: 35% (up from 31% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has only fallen by 1% per year, which means it has not declined as severely as earnings.