Philippine Trust Company provides banking and trust services in the Philippines and internationally. The company operates in two segments: Lending and Treasury Operations. It provides checking and savings accounts, time deposits, money market placements, business loans, transfer of funds, securities investments, and safety deposit boxes. The company also offers commercial and consumer loans such as auto loans; commercial letters of credit, collections and remittances, foreign exchange, traveler’s checks, and FCDU transactions. In addition, it provides trust services, such as trust placement, insurance and pension plans, investment management, estate administration, acting as a trustee of bond issues, savings and pension plan administration, and insurance trust services, as well as acts as an escrow agent, and stock registrar and transfer agent. The company operates branches and ATMs. Philippine Trust Company was incorporated in 1916 and is based in Manila, the Philippines.