New Risk • May 12
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Malaysian stocks, typically moving 9.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported March 2025 fiscal period end). Share price has been volatile over the past 3 months (9.2% average weekly change). Profit margins are more than 30% lower than last year (43% net profit margin). Revenue is less than US$5m (RM8.3m revenue, or US$2.1m). Market cap is less than US$100m (RM44.5m market cap, or US$11.3m). New Risk • Feb 15
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended March 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported March 2025 fiscal period end). Profit margins are more than 30% lower than last year (43% net profit margin). Revenue is less than US$5m (RM8.3m revenue, or US$2.1m). Market cap is less than US$100m (RM40.5m market cap, or US$10.4m). New Risk • Jan 02
New major risk - Market cap size The company's market capitalization is less than US$10m. Market cap: RM40.5m (US$9.99m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (RM40.5m market cap, or US$9.99m). Minor Risks Share price has been volatile over the past 3 months (8.5% average weekly change). Profit margins are more than 30% lower than last year (43% net profit margin). Revenue is less than US$5m (RM8.3m revenue, or US$2.0m). New Risk • Nov 10
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Malaysian stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.6% average weekly change). Profit margins are more than 30% lower than last year (43% net profit margin). Revenue is less than US$5m (RM8.3m revenue, or US$2.0m). Market cap is less than US$100m (RM48.6m market cap, or US$11.7m). Reported Earnings • Aug 02
Full year 2025 earnings released: EPS: RM0.023 (vs RM0.036 in FY 2024) Full year 2025 results: EPS: RM0.023 (down from RM0.036 in FY 2024). Revenue: RM8.25m (up 5.9% from FY 2024). Net income: RM3.57m (down 34% from FY 2024). Profit margin: 43% (down from 69% in FY 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 7.5% growth forecast for the Diversified Financial industry in Asia. 공시 • Jul 29
RichTech Digital Berhad, Annual General Meeting, Sep 29, 2025 RichTech Digital Berhad, Annual General Meeting, Sep 29, 2025, at 14:30 Singapore Standard Time. Location: tioman room, second floor, bukit jalil golf & country resort, jalan jalil perkasa 3, bukit jalil, 57000 kuala lumpur, Malaysia New Risk • Jun 16
New major risk - Market cap size The company's market capitalization is less than US$10m. Market cap: RM41.5m (US$9.79m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (17% average weekly change). Market cap is less than US$10m (RM41.5m market cap, or US$9.79m). Minor Risks Profit margins are more than 30% lower than last year (43% net profit margin). Revenue is less than US$5m (RM8.3m revenue, or US$1.9m). New Risk • Jun 02
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 43% Last year net profit margin: 68% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (18% average weekly change). Minor Risks Profit margins are more than 30% lower than last year (43% net profit margin). Revenue is less than US$5m (RM8.3m revenue, or US$1.9m). Market cap is less than US$100m (RM47.6m market cap, or US$11.2m). Reported Earnings • Jun 02
Full year 2025 earnings released Full year 2025 results: Revenue: RM8.25m (up 5.9% from FY 2024). Net income: RM3.57m (down 34% from FY 2024). Profit margin: 43% (down from 69% in FY 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 6.9% growth forecast for the Diversified Financial industry in Asia. Buy Or Sell Opportunity • May 06
Now 22% undervalued The stock has been flat over the last 90 days, currently trading at RM0.31. The fair value is estimated to be RM0.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 21%. 공시 • Feb 17
RichTech Digital Berhad Announces Single Tier Interim Dividend for the Financial Year Ended 31 December 2024, Payable on 28 March 2025 RichTech Digital Berhad announced single tier interim dividend of 0.5 sen per ordinary share in respect of the financial year ended 31 December 2024. Ex-Date: 28 February 2025, Entitlement date: 03 March 2025, Payment Date: 28 March 2025.