View ValuationFinanza.tech 향후 성장Future 기준 점검 0/6Finanza.tech의 수익이 증가할 것으로 예상됨입니다.핵심 정보n/a이익 성장률n/aEPS 성장률Capital Markets 이익 성장-0.4%매출 성장률4.9%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트24 Apr 2026최근 향후 성장 업데이트Price Target Changed • Mar 22Price target decreased by 21% to €2.30Down from €2.90, the current price target is provided by 1 analyst. New target price is 183% above last closing price of €0.81. Stock is down 24% over the past year.모든 업데이트 보기Recent updatesNew Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 52% per year over the past 5 years. Market cap is less than US$10m (€3.65m market cap, or US$4.30m). Minor Risk Latest financial reports are more than 6 months old (reported June 2025 fiscal period end).Buy Or Sell Opportunity • Jan 08Now 23% undervaluedOver the last 90 days, the stock has risen 16% to €0.37. The fair value is estimated to be €0.48, however this is not to be taken as a buy recommendation but rather should be used as a guide only.Buy Or Sell Opportunity • Oct 03Now 27% undervalued after recent price dropOver the last 90 days, the stock has fallen 32% to €0.30. The fair value is estimated to be €0.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only.New Risk • Aug 13New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (7.7% average weekly change). Earnings have declined by 11% per year over the past 5 years. Market cap is less than US$10m (€4.49m market cap, or US$5.26m). Minor Risk Profit margins are more than 30% lower than last year (1.8% net profit margin).New Risk • Jun 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 8.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 11% per year over the past 5 years. Market cap is less than US$10m (€6.80m market cap, or US$7.78m). Minor Risks Share price has been volatile over the past 3 months (8.1% average weekly change). Profit margins are more than 30% lower than last year (1.8% net profit margin).분석 기사 • May 04Finanza.tech S.p.A. (BIT:FTC) Shares Fly 27% But Investors Aren't Buying For GrowthThose holding Finanza.tech S.p.A. ( BIT:FTC ) shares would be relieved that the share price has rebounded 27% in the...Reported Earnings • Apr 14Full year 2024 earnings releasedFull year 2024 results: Revenue: €9.13m (down 19% from FY 2023). Net income: €156.6k (down 75% from FY 2023). Profit margin: 1.7% (down from 5.6% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 3.9% decline forecast for the Capital Markets industry in Italy.공지 • Apr 10Finanza.tech S.p.A., Annual General Meeting, Apr 24, 2025Finanza.tech S.p.A., Annual General Meeting, Apr 24, 2025, at 07:30 W. Europe Standard Time.분석 기사 • Mar 19The Market Doesn't Like What It Sees From Finanza.tech S.p.A.'s (BIT:FTC) Revenues YetYou may think that with a price-to-sales (or "P/S") ratio of 0.7x Finanza.tech S.p.A. ( BIT:FTC ) is a stock worth...New Risk • Dec 19New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €9.49m (US$9.84m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Market cap is less than US$10m (€9.49m market cap, or US$9.84m).New Risk • Nov 13New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €9.39m (US$9.91m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Market cap is less than US$10m (€9.39m market cap, or US$9.91m).New Risk • Sep 20New major risk - Revenue and earnings growthEarnings have declined by 1.2% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (7.0% average weekly change). Earnings have declined by 1.2% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€10.6m market cap, or US$11.9m).Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €1.05, the stock trades at a trailing P/E ratio of 22.5x. Average forward P/E is 11x in the Capital Markets industry in Italy. Total returns to shareholders of 43% over the past year.분석 기사 • Jul 05Many Still Looking Away From Finanza.tech S.p.A. (BIT:FTC)When you see that almost half of the companies in the Capital Markets industry in Italy have price-to-sales ratios (or...Price Target Changed • Mar 22Price target decreased by 21% to €2.30Down from €2.90, the current price target is provided by 1 analyst. New target price is 183% above last closing price of €0.81. Stock is down 24% over the past year.Reported Earnings • Mar 20Full year 2023 earnings releasedFull year 2023 results: Revenue: €11.3m (up 154% from FY 2022). Net income: €622.3k (up €519.2k from FY 2022). Profit margin: 5.5% (up from 2.3% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Capital Markets industry in Italy.New Risk • Oct 18New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €9.39m (US$9.88m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (7.2% average weekly change). High level of non-cash earnings (23% accrual ratio). Market cap is less than US$10m (€9.39m market cap, or US$9.88m). Minor Risk Shareholders have been diluted in the past year (3.2% increase in shares outstanding).New Risk • Sep 24New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 23% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.7% average weekly change). High level of non-cash earnings (23% accrual ratio). Minor Risks Shareholders have been diluted in the past year (3.2% increase in shares outstanding). Market cap is less than US$100m (€10.2m market cap, or US$10.9m).Valuation Update With 7 Day Price Move • Mar 23Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €1.08, the stock trades at a trailing P/E ratio of 36.2x. Average forward P/E is 10x in the Capital Markets industry in Italy. Total loss to shareholders of 16% over the past year.Valuation Update With 7 Day Price Move • Mar 08Investor sentiment improves as stock rises 36%After last week's 36% share price gain to €1.07, the stock trades at a trailing P/E ratio of 36x. Average forward P/E is 10x in the Capital Markets industry in Italy. Total loss to shareholders of 2.4% over the past year.Board Change • Nov 16Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 4 new directors. 4 experienced directors. No highly experienced directors. 1 independent director (4 non-independent directors). Chairman of the Board Stefano Tana is the most experienced director on the board, commencing their role in 2022. Independent Director Raffaele DArienzo was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.Reported Earnings • Oct 04First half 2022 earnings released: EPS: €0 (vs €0 in 1H 2021)First half 2022 results: EPS: €0 (in line with 1H 2021). Revenue: €2.67m (up 75% from 1H 2021). Net income: €330.6k (down 21% from 1H 2021). Profit margin: 12% (down from 28% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 33% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Capital Markets industry in Italy.Valuation Update With 7 Day Price Move • Jun 21Investor sentiment improved over the past weekAfter last week's 17% share price gain to €1.28, the stock trades at a trailing P/E ratio of 22.7x. Average forward P/E is 11x in the Capital Markets industry in Italy.Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 3 non-independent directors. Member of the Board of Statutory Auditor Anna Loia was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improved over the past weekAfter last week's 18% share price gain to €1.51, the stock trades at a trailing P/E ratio of 37.5x. Average forward P/E is 14x in the Capital Markets industry in Italy.Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 17% share price gain to €1.19, the stock trades at a trailing P/E ratio of 29.5x. Average forward P/E is 12x in the Capital Markets industry in Italy.Valuation Update With 7 Day Price Move • Mar 04Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to €1.03, the stock trades at a trailing P/E ratio of 25.6x. Average forward P/E is 11x in the Capital Markets industry in Italy.공지 • Dec 30Finanza.tech S.p.A. has completed an IPO in the amount of €3.498 million.Finanza.tech S.p.A. has completed an IPO in the amount of €3.498 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 2,915,000 Price\Range: €1.2 Transaction Features: Direct Listing; Regulation S이익 및 매출 성장 예측BIT:FTC - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20286N/A34112/31/20275N/A12112/31/20264N/A11112/31/20254N/A0116/30/20256-2-1-1N/A3/31/20257-1-1-1N/A12/31/202490-1-1N/A9/30/202490N/AN/AN/A6/30/202490-10N/A3/31/2024100-10N/A12/31/2023111-1-1N/A9/30/2023101N/AN/AN/A6/30/202391-10N/A3/31/202370-2-1N/A12/31/202240-3-2N/A9/30/202250N/AN/AN/A6/30/202250-4-1N/A3/31/202240-30N/A12/31/202140-21N/A9/30/202131N/AN/AN/A6/30/20213100N/A3/31/20212001N/A12/31/20202001N/A12/31/20191000N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: FTC 의 예상 수익 증가율이 절약률(3.3%)보다 높은지 판단하기에는 데이터가 부족합니다.수익 vs 시장: FTC 의 수익이 Italian 시장보다 빠르게 성장할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.고성장 수익: FTC 의 수익이 향후 3년 동안 상당히 증가할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.수익 대 시장: FTC 의 수익(연간 4.9%)이 Italian 시장(연간 5.9%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: FTC 의 수익(연간 4.9%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: FTC의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/06 14:22종가2026/05/06 00:00수익2025/06/30연간 수익2024/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Finanza.tech S.p.A.는 1명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Mattia PetraccaIntegrae SPA
Price Target Changed • Mar 22Price target decreased by 21% to €2.30Down from €2.90, the current price target is provided by 1 analyst. New target price is 183% above last closing price of €0.81. Stock is down 24% over the past year.
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 52% per year over the past 5 years. Market cap is less than US$10m (€3.65m market cap, or US$4.30m). Minor Risk Latest financial reports are more than 6 months old (reported June 2025 fiscal period end).
Buy Or Sell Opportunity • Jan 08Now 23% undervaluedOver the last 90 days, the stock has risen 16% to €0.37. The fair value is estimated to be €0.48, however this is not to be taken as a buy recommendation but rather should be used as a guide only.
Buy Or Sell Opportunity • Oct 03Now 27% undervalued after recent price dropOver the last 90 days, the stock has fallen 32% to €0.30. The fair value is estimated to be €0.41, however this is not to be taken as a buy recommendation but rather should be used as a guide only.
New Risk • Aug 13New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (7.7% average weekly change). Earnings have declined by 11% per year over the past 5 years. Market cap is less than US$10m (€4.49m market cap, or US$5.26m). Minor Risk Profit margins are more than 30% lower than last year (1.8% net profit margin).
New Risk • Jun 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 8.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 11% per year over the past 5 years. Market cap is less than US$10m (€6.80m market cap, or US$7.78m). Minor Risks Share price has been volatile over the past 3 months (8.1% average weekly change). Profit margins are more than 30% lower than last year (1.8% net profit margin).
분석 기사 • May 04Finanza.tech S.p.A. (BIT:FTC) Shares Fly 27% But Investors Aren't Buying For GrowthThose holding Finanza.tech S.p.A. ( BIT:FTC ) shares would be relieved that the share price has rebounded 27% in the...
Reported Earnings • Apr 14Full year 2024 earnings releasedFull year 2024 results: Revenue: €9.13m (down 19% from FY 2023). Net income: €156.6k (down 75% from FY 2023). Profit margin: 1.7% (down from 5.6% in FY 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 3.9% decline forecast for the Capital Markets industry in Italy.
공지 • Apr 10Finanza.tech S.p.A., Annual General Meeting, Apr 24, 2025Finanza.tech S.p.A., Annual General Meeting, Apr 24, 2025, at 07:30 W. Europe Standard Time.
분석 기사 • Mar 19The Market Doesn't Like What It Sees From Finanza.tech S.p.A.'s (BIT:FTC) Revenues YetYou may think that with a price-to-sales (or "P/S") ratio of 0.7x Finanza.tech S.p.A. ( BIT:FTC ) is a stock worth...
New Risk • Dec 19New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €9.49m (US$9.84m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Market cap is less than US$10m (€9.49m market cap, or US$9.84m).
New Risk • Nov 13New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €9.39m (US$9.91m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 1.4% per year over the past 5 years. Market cap is less than US$10m (€9.39m market cap, or US$9.91m).
New Risk • Sep 20New major risk - Revenue and earnings growthEarnings have declined by 1.2% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (7.0% average weekly change). Earnings have declined by 1.2% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€10.6m market cap, or US$11.9m).
Valuation Update With 7 Day Price Move • Jul 09Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €1.05, the stock trades at a trailing P/E ratio of 22.5x. Average forward P/E is 11x in the Capital Markets industry in Italy. Total returns to shareholders of 43% over the past year.
분석 기사 • Jul 05Many Still Looking Away From Finanza.tech S.p.A. (BIT:FTC)When you see that almost half of the companies in the Capital Markets industry in Italy have price-to-sales ratios (or...
Price Target Changed • Mar 22Price target decreased by 21% to €2.30Down from €2.90, the current price target is provided by 1 analyst. New target price is 183% above last closing price of €0.81. Stock is down 24% over the past year.
Reported Earnings • Mar 20Full year 2023 earnings releasedFull year 2023 results: Revenue: €11.3m (up 154% from FY 2022). Net income: €622.3k (up €519.2k from FY 2022). Profit margin: 5.5% (up from 2.3% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Capital Markets industry in Italy.
New Risk • Oct 18New major risk - Market cap sizeThe company's market capitalization is less than US$10m. Market cap: €9.39m (US$9.88m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (7.2% average weekly change). High level of non-cash earnings (23% accrual ratio). Market cap is less than US$10m (€9.39m market cap, or US$9.88m). Minor Risk Shareholders have been diluted in the past year (3.2% increase in shares outstanding).
New Risk • Sep 24New major risk - Earnings qualityThe company has a high level of non-cash earnings. Accrual ratio: 23% This is considered a major risk. Non-cash earnings can arise from many different things. However, if a company consistently has a high level of non-cash earnings, it may be a sign that they are recognizing revenue from customers before the full value of the sales are received as cash or they are not depreciating the value of their assets appropriately. These are practices that inflate earnings, while not providing a similar increase to cash flows. Companies in some select industries naturally have a high level of non-cash earnings and it is not a major concern. However, in the worst case scenario it can be an early sign of performance manipulation by management. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (8.7% average weekly change). High level of non-cash earnings (23% accrual ratio). Minor Risks Shareholders have been diluted in the past year (3.2% increase in shares outstanding). Market cap is less than US$100m (€10.2m market cap, or US$10.9m).
Valuation Update With 7 Day Price Move • Mar 23Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €1.08, the stock trades at a trailing P/E ratio of 36.2x. Average forward P/E is 10x in the Capital Markets industry in Italy. Total loss to shareholders of 16% over the past year.
Valuation Update With 7 Day Price Move • Mar 08Investor sentiment improves as stock rises 36%After last week's 36% share price gain to €1.07, the stock trades at a trailing P/E ratio of 36x. Average forward P/E is 10x in the Capital Markets industry in Italy. Total loss to shareholders of 2.4% over the past year.
Board Change • Nov 16Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 4 new directors. 4 experienced directors. No highly experienced directors. 1 independent director (4 non-independent directors). Chairman of the Board Stefano Tana is the most experienced director on the board, commencing their role in 2022. Independent Director Raffaele DArienzo was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.
Reported Earnings • Oct 04First half 2022 earnings released: EPS: €0 (vs €0 in 1H 2021)First half 2022 results: EPS: €0 (in line with 1H 2021). Revenue: €2.67m (up 75% from 1H 2021). Net income: €330.6k (down 21% from 1H 2021). Profit margin: 12% (down from 28% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 33% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Capital Markets industry in Italy.
Valuation Update With 7 Day Price Move • Jun 21Investor sentiment improved over the past weekAfter last week's 17% share price gain to €1.28, the stock trades at a trailing P/E ratio of 22.7x. Average forward P/E is 11x in the Capital Markets industry in Italy.
Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 3 non-independent directors. Member of the Board of Statutory Auditor Anna Loia was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improved over the past weekAfter last week's 18% share price gain to €1.51, the stock trades at a trailing P/E ratio of 37.5x. Average forward P/E is 14x in the Capital Markets industry in Italy.
Valuation Update With 7 Day Price Move • Mar 18Investor sentiment improved over the past weekAfter last week's 17% share price gain to €1.19, the stock trades at a trailing P/E ratio of 29.5x. Average forward P/E is 12x in the Capital Markets industry in Italy.
Valuation Update With 7 Day Price Move • Mar 04Investor sentiment deteriorated over the past weekAfter last week's 18% share price decline to €1.03, the stock trades at a trailing P/E ratio of 25.6x. Average forward P/E is 11x in the Capital Markets industry in Italy.
공지 • Dec 30Finanza.tech S.p.A. has completed an IPO in the amount of €3.498 million.Finanza.tech S.p.A. has completed an IPO in the amount of €3.498 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 2,915,000 Price\Range: €1.2 Transaction Features: Direct Listing; Regulation S