BPER Banca SpA

BIT:BPE 주식 리포트

시가총액: €23.9b

BPER Banca 경영진

경영진 기준 점검 3/4

BPER Banca CEO는 Gianni Giacomo Papa, Apr2024 에 임명되었습니다 의 임기는 2.08 년입니다. 총 연간 보상은 €3.39M, 34.2% 급여 및 65.8% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 €4.22M 가치에 해당하는 회사 주식의 0.018% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 3.1 년과 5.1 년입니다.

핵심 정보

Gianni Giacomo Papa

최고경영자

€3.4m

총 보수

CEO 급여 비율34.18%
CEO 재임 기간2.1yrs
CEO 지분 보유율0.02%
경영진 평균 재임 기간3.1yrs
이사회 평균 재임 기간5.1yrs

최근 경영진 업데이트

Recent updates

내러티브 업데이트 May 19

BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook

Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.
내러티브 업데이트 May 03

BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside

Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.
내러티브 업데이트 Apr 18

BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward

Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.
내러티브 업데이트 Apr 04

BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook

Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.
내러티브 업데이트 Mar 21

BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside

Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.
내러티브 업데이트 Mar 07

BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential

BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.
내러티브 업데이트 Feb 20

BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank

Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.
내러티브 업데이트 Feb 06

BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook

Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.
내러티브 업데이트 Jan 23

BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects

Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.
내러티브 업데이트 Jan 09

BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank

Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.
내러티브 업데이트 Dec 20

BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook

The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.
내러티브 업데이트 Dec 06

BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum

Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.
내러티브 업데이트 Nov 22

BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum

Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.
내러티브 업데이트 Nov 01

BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead

The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.
내러티브 업데이트 Oct 18

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.
내러티브 업데이트 Oct 03

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.
내러티브 업데이트 Sep 13

Digital Transformation And ESG Lending Will Shape Future Expansion

The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
내러티브 업데이트 Aug 29

Digital Transformation And ESG Lending Will Shape Future Expansion

The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
내러티브 업데이트 Aug 08

Digital Transformation And ESG Lending Will Shape Future Expansion

A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
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새로운 내러티브 Nov 25

Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs

BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.

CEO 보수 분석

Gianni Giacomo Papa의 보수는 BPER Banca의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

€2b

Dec 31 2025n/an/a

€2b

Sep 30 2025n/an/a

€2b

Jun 30 2025n/an/a

€2b

Mar 31 2025n/an/a

€1b

Dec 31 2024€3m€1m

€1b

보상 대 시장: Gianni의 총 보수(USD3.93M)는 Italian 시장에서 비슷한 규모 기업의 평균(USD3.92M) 수준입니다.

보상과 수익: Gianni의 보상을 회사 실적과 비교하기에 데이터가 부족합니다.


CEO

Gianni Giacomo Papa (69 yo)

2.1yrs
재임 기간
€3,385,353
보수

Dr. Gianni Franco Giacomo Papa serves as Chairman of the board of Banca Popolare di Sondrio (SUISSE) SA from 2026. Dr. Giacomo serves as CEO of BPER Banca S.p.A. since April 2024 and has been its Director...


리더십 팀

이름직위재임 기간보수지분
Gianni Giacomo Papa
CEO & Director2.1yrs€3.39m0.018%
€ 4.2m
Simone Marcucci
Chief Financial Officer1.8yrs데이터 없음데이터 없음
Elvio Sonnino
Vice GM & COO3.1yrs데이터 없음데이터 없음
Marco Mandelli
Chief Corporate & Investment Banking Officer3.1yrs데이터 없음데이터 없음
Massimiliano Baga
Chief Information Officer3.1yrs데이터 없음데이터 없음
Nicola Sponghi
Head of Investor Relationsno data데이터 없음데이터 없음
Carlo Appetiti
Chief Compliance Officer1.3yrs데이터 없음데이터 없음
Paolo Mazza
Chief General Counsel3.1yrs데이터 없음데이터 없음
Andrea Merenda
Chief Human Resource Officer2.3yrs데이터 없음데이터 없음
Matteo Bigarelli
Head of Equity Investments and Special Projectsno data데이터 없음데이터 없음
Michele Pisani
Chief AML Officer3.1yrs데이터 없음데이터 없음
Roberto Rovere
Chief Audit Officer3.1yrs데이터 없음데이터 없음
3.1yrs
평균 재임 기간
63yo
평균 나이

경험이 풍부한 관리: BPE의 경영진은 경험이 있음으로 간주됩니다(평균 재임 3.1 년).


이사회 구성원

이름직위재임 기간보수지분
Gianni Giacomo Papa
CEO & Director5.1yrs€3.39m0.018%
€ 4.2m
Fabio Cerchiai
Chairmanno data€358.00k데이터 없음
Gianfranco Farre
Non-executive Directorno data€87.00k데이터 없음
Silvia Bocci
Chair of the Board of Statutory Auditors1.4yrs데이터 없음데이터 없음
Elena Beccalli
Independent Director5.1yrs€141.00k데이터 없음
Monica Pilloni
Independent Director5.1yrs€160.00k데이터 없음
Angela Cossellu
Non-Executive Independent Directorno data€97.00k데이터 없음
Silvia Candini
Independent Director5.9yrs€139.00k데이터 없음
Maria Cappello
Independent Director5.1yrs€142.00k데이터 없음
Elisa Valeriani
Non-Executive Independent Director4.9yrs€133.00k데이터 없음
Antonio Cabras
Independent Deputy Chair of the Board of Directorsno data€178.00k데이터 없음
Matteo Cordero Montezemolo
Non-Executive Independent Directorno data€94.00k데이터 없음
5.1yrs
평균 재임 기간
58yo
평균 나이

경험이 풍부한 이사회: BPE의 이사회경험이 있음으로 간주됩니다(평균 재임 5.1 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/22 19:44
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

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분석 모델 및 스노우플레이크

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산업 및 섹터 지표

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분석가 소스

BPER Banca SpA는 23명의 분석가가 다루고 있습니다. 이 중 10명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Irene RossettoBanca Akros S.p.A. (ESN)
Juan Lopez CoboBanco Santander
Paola SabbioneBarclays