View ValuationMuthoot Microfin 향후 성장Future 기준 점검 5/6Muthoot Microfin (는) 각각 연간 31.3% 및 25.9% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 34.4% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 13.5% 로 예상됩니다.핵심 정보31.3%이익 성장률34.36%EPS 성장률Diversified Financial 이익 성장16.3%매출 성장률25.9%향후 자기자본이익률13.50%애널리스트 커버리지Low마지막 업데이트17 May 2026최근 향후 성장 업데이트Price Target Changed • Nov 25Price target increased by 10% to ₹215Up from ₹195, the current price target is an average from 2 analysts. New target price is 12% above last closing price of ₹192. Stock is up 2.3% over the past year. The company is forecast to post earnings per share of ₹12.80 next year compared to a net loss per share of ₹13.28 last year.모든 업데이트 보기Recent updatesNew Risk • May 17New major risk - Revenue and earnings growthEarnings have declined by 9.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings have declined by 9.4% per year over the past 5 years.Reported Earnings • May 09Full year 2026 earnings released: EPS: ₹10.16 (vs ₹13.29 loss in FY 2025)Full year 2026 results: EPS: ₹10.16 (up from ₹13.29 loss in FY 2025). Revenue: ₹23.8b (up 303% from FY 2025). Net income: ₹1.70b (up ₹3.93b from FY 2025). Profit margin: 7.2% (up from net loss in FY 2025). The move to profitability was driven by higher revenue. Revenue is expected to decline by 3.9% p.a. on average during the next 2 years, while revenues in the Diversified Financial industry in India are expected to grow by 15%.공시 • Apr 14Muthoot Microfin Limited to Report Q4, 2026 Results on May 06, 2026Muthoot Microfin Limited announced that they will report Q4, 2026 results on May 06, 2026공시 • Feb 19Muthoot Microfin Reportedly Looks to Buy Company Offering Loan Against PropertyMuthoot Microfin Limited (NSEI:MUTHOOTMF) is in discussions with two non-banking financial companies (NBFCs) operating in the micro loan against property (LAP) segment to acquire a majority stake, as it looks to pursue inorganic growth and expand its secured lending portfolio, said people familiar with the development. The company recently ventured into the micro LAP business as part of a product diversification strategy which would help it reduce the concentration of unsecured microfinance business. The inorganic route would provide the company a stronger platform for micro LAP business."Muthoot Microfin is exploring a majority stake buyout which would help it acquire the know-how of this business. For lending against property, the company needs experts to do the valuation and assessment of the property title before lending," a person close to the company said on condition of anonymity. Muthoot Microfin CEO Sadaf Sayeed declined to comment. Non-banking financial company-microfinance institutions (NBFC-MFIs) are pursuing a portfolio diversification strategy following the recent policy change by the Reserve Bank of India allowing them to increase their exposure to non-microfinance loans to 40% of their portfolio.Reported Earnings • Feb 10Third quarter 2026 earnings released: EPS: ₹3.73 (vs ₹0.22 in 3Q 2025)Third quarter 2026 results: EPS: ₹3.73 (up from ₹0.22 in 3Q 2025). Revenue: ₹3.84b (up 37% from 3Q 2025). Net income: ₹624.4m (up ₹586.4m from 3Q 2025). Profit margin: 16% (up from 1.4% in 3Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 42% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Diversified Financial industry in India.공시 • Jan 27Muthoot Microfin Limited to Report Q3, 2026 Results on Feb 09, 2026Muthoot Microfin Limited announced that they will report Q3, 2026 results at 12:08 PM, Indian Standard Time on Feb 09, 2026Price Target Changed • Nov 25Price target increased by 10% to ₹215Up from ₹195, the current price target is an average from 2 analysts. New target price is 12% above last closing price of ₹192. Stock is up 2.3% over the past year. The company is forecast to post earnings per share of ₹12.80 next year compared to a net loss per share of ₹13.28 last year.Reported Earnings • Nov 07Second quarter 2026 earnings released: EPS: ₹1.82 (vs ₹3.61 in 2Q 2025)Second quarter 2026 results: EPS: ₹1.82 (down from ₹3.61 in 2Q 2025). Revenue: ₹3.66b (up 35% from 2Q 2025). Net income: ₹305.2m (down 51% from 2Q 2025). Profit margin: 8.3% (down from 23% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 41% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Diversified Financial industry in India.공시 • Oct 08Muthoot Microfin Limited to Report Q2, 2026 Results on Nov 05, 2025Muthoot Microfin Limited announced that they will report Q2, 2026 results on Nov 05, 2025Reported Earnings • Aug 12First quarter 2026 earnings released: EPS: ₹0.37 (vs ₹6.64 in 1Q 2025)First quarter 2026 results: EPS: ₹0.37 (down from ₹6.64 in 1Q 2025). Revenue: ₹3.49b (up 7.6% from 1Q 2025). Net income: ₹61.8m (down 95% from 1Q 2025). Profit margin: 1.8% (down from 35% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 33% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Diversified Financial industry in India.공시 • Jul 29Muthoot Microfin Limited to Report Q1, 2026 Results on Aug 11, 2025Muthoot Microfin Limited announced that they will report Q1, 2026 results on Aug 11, 2025New Risk • Jun 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 8.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (17% operating cash flow to total debt). Minor Risk Share price has been volatile over the past 3 months (8.0% average weekly change).Reported Earnings • May 10Full year 2025 earnings released: ₹13.29 loss per share (vs ₹30.20 profit in FY 2024)Full year 2025 results: ₹13.29 loss per share (down from ₹30.20 profit in FY 2024). Revenue: ₹5.92b (down 51% from FY 2024). Net loss: ₹2.23b (down 150% from profit in FY 2024). Revenue is forecast to grow 30% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Diversified Financial industry in India.공시 • May 09Muthoot Microfin Limited, Annual General Meeting, Jul 24, 2025Muthoot Microfin Limited, Annual General Meeting, Jul 24, 2025.Buy Or Sell Opportunity • May 08Now 20% overvaluedOver the last 90 days, the stock has fallen 7.1% to ₹146. The fair value is estimated to be ₹121, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 45% over the last 3 years. Earnings per share has grown by 54%. Revenue is forecast to grow by 83% in 2 years. Earnings are forecast to grow by 143% in the next 2 years.공시 • Apr 22Muthoot Microfin Limited to Report Q4, 2025 Results on May 08, 2025Muthoot Microfin Limited announced that they will report Q4, 2025 results on May 08, 2025분석 기사 • Apr 22Why Investors Shouldn't Be Surprised By Muthoot Microfin Limited's (NSE:MUTHOOTMF) Low P/EWhen close to half the companies in India have price-to-earnings ratios (or "P/E's") above 27x, you may consider...Valuation Update With 7 Day Price Move • Apr 21Investor sentiment improves as stock rises 20%After last week's 20% share price gain to ₹161, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 14x in the Diversified Financial industry in India. Total loss to shareholders of 33% over the past year. Simply Wall St's valuation model estimates the intrinsic value at ₹121 per share.Valuation Update With 7 Day Price Move • Mar 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ₹143, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 12x in the Diversified Financial industry in India. Total loss to shareholders of 28% over the past year. Simply Wall St's valuation model estimates the intrinsic value at ₹124 per share.공시 • Feb 21Muthoot Microfin Limited Approves Board AppointmentsMuthoot Microfin Limited approved the following resolutions: To consider and approve the appointment of Mr. Thomas Muthoot John (DIN: 07557585) as a Director of the Company To consider and approve the appointment of Mr. Thomas Muthoot John (DIN: 07557585) as a Whole Time Director of the Company and the remuneration payable to him To consider and approve the appointment of Mr. Anil Sreedhar (DIN: 07536707) as the Independent Director of the Company Mr. Thomas Muthoot John (DIN: 07557585): Date of Appointment/Cessation (as applicable) & term of Appointment: With effect from December 19, 2024, for a period of 5 years. Mr. Thomas Muthoot John is an ex- Non- Executive Director of the Company. He was previously associated with the company from December 2016 to March 2023. He holds an Economics degree from Loyola College, Chennai, Master's degree in Entrepreneurship and Management from HEC Paris and Certifications from Harvard Business School and ISB. He has an experience of over 11 years in the field of financial services. Mr. Anil Sreedhar (DIN 07536707): Date of Appointment/Cessation (as applicable) & term of Appointment: With effect from December 30, 2024 For a term of Two consecutive years from December 30, 2024. Mr. Anil Sreedhar (DIN 07536707) holds the post graduate certificate in Business Administration (MBA) in Information System & Finance from XLRI, Jamshedpur. Over two decades of experience and expertise in the field, i. e, 14 Years of Banking and Banking Technology experience in various Banks in the Middle East and 10 Years of pure Technology experience in various Central and State Govt IT Projects.Reported Earnings • Feb 07Third quarter 2025 earnings released: EPS: ₹0.22 (vs ₹8.61 in 3Q 2024)Third quarter 2025 results: EPS: ₹0.22 (down from ₹8.61 in 3Q 2024). Revenue: ₹4.44b (up 51% from 3Q 2024). Net income: ₹38.0m (down 97% from 3Q 2024). Profit margin: 0.9% (down from 42% in 3Q 2024). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Diversified Financial industry in India.공시 • Jan 21Muthoot Microfin Limited to Report Q3, 2025 Results on Feb 06, 2025Muthoot Microfin Limited announced that they will report Q3, 2025 results on Feb 06, 2025Board Change • Jan 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. No highly experienced directors. Non-Independent Non-Executive Director John Day was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Dec 19Muthoot Microfin Limited Approves Board ChangesMuthoot Microfin Limited at its board meeting held on December 19, 2024, approved resignation of Mr. Thomas John Muthoot, Non-Executive Director of the Company, effective from December 19, 2024. As part of the ongoing restructuring of the various boards within the parent company and its subsidiaries, he is unable to continue serving as a Non-Executive Director of the company due to time constraints. Approved redesignation of Mr. Thomas Muthoot from the position of Managing Director and to continue in the Board as Non-Executive Non-Independent Director of the Company. Thomas Muthoot is one of the Promoters Director of the Company. He holds a bachelor of law degree from University of Kerala. He is on the board of directors of several companies including Muthoot Capital Services Limited, Muthoot Fincorp Limited, Muthoot Housing Finance Company Limited and Muthoot Hotels Private Limited. He has over 38 years of experience in the field of financial services.공시 • Dec 03Muthoot Microfin Limited Announces Resignation of Anand Raghavan as an Independent DirectorMuthoot Microfin Limited informed that Mr. Anand Raghavan (DIN 00243485) has tendered his resignation as an Independent Director of the Company, with immediate effect.공시 • Oct 23Muthoot Microfin Limited to Report Q2, 2025 Results on Nov 05, 2024Muthoot Microfin Limited announced that they will report Q2, 2025 results on Nov 05, 2024분석 기사 • Aug 24Benign Growth For Muthoot Microfin Limited (NSE:MUTHOOTMF) Underpins Its Share PriceWhen close to half the companies in India have price-to-earnings ratios (or "P/E's") above 34x, you may consider...Reported Earnings • Aug 10First quarter 2025 earnings released: EPS: ₹6.64 (vs ₹8.78 in 1Q 2024)First quarter 2025 results: EPS: ₹6.64. Revenue: ₹4.04b (up 43% from 1Q 2024). Net income: ₹1.13b (up 10% from 1Q 2024). Profit margin: 28% (down from 36% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Diversified Financial industry in India.공시 • Jul 30Muthoot Microfin Limited to Report Q1, 2025 Results on Aug 09, 2024Muthoot Microfin Limited announced that they will report Q1, 2025 results on Aug 09, 2024Reported Earnings • Jun 29Full year 2024 earnings released: EPS: ₹30.20 (vs ₹14.19 in FY 2023)Full year 2024 results: EPS: ₹30.20 (up from ₹14.19 in FY 2023). Revenue: ₹12.1b (up 84% from FY 2023). Net income: ₹4.50b (up 174% from FY 2023). Profit margin: 37% (up from 25% in FY 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Diversified Financial industry in India.공시 • Jun 25Muthoot Microfin Receives Corporate Agent Licence from Insurance Regulatory and Development Authority of IndiaMuthoot Microfin has secured a corporate agent license from the Insurance Regulatory and Development Authority of India (IRDAI) that would enable it to offer tailored insurance plans to its customer base. This license strengthens Muthoot Microfin's commitment to financial inclusion by providing insurance coverage that addresses the risks faced by the most vulnerable segments of society. By offering cover for natural calamities and medical emergencies in addition to life insurance, Muthoot Microfin ensures a holistic approach to its customers' financial security. This initiative stems from Muthoot Microfin's customer-first approach, which allows the company to offer both financial and insurance solutions under one roof to its 3.35 million customers. The corporate agent license will help Muthoot Microfin negotiate better with insurance partners and customize products to suit the needs of its BOP (Bottom of the Pyramid) customers in rural and semi-urban areas across India. With this new license, Muthoot Microfin can offer the right insurance products to its customers while augmenting its sources of revenue and earnings. This development will provide Muthoot Microfin's customers with access to affordable insurance coverage, encompassing health, life, and general insurance. It reinforces the NBFC-MFI's dedication to financial inclusion by delivering a broad range of financial products that protect its customers' well-being and enable them to reach their long-term objectives.공시 • May 08Muthoot Microfin Limited, Annual General Meeting, Jun 21, 2024Muthoot Microfin Limited, Annual General Meeting, Jun 21, 2024.공시 • Apr 24Muthoot Microfin Limited to Report Q4, 2024 Results on May 06, 2024Muthoot Microfin Limited announced that they will report Q4, 2024 results on May 06, 2024Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improves as stock rises 15%After last week's 15% share price gain to ₹230, the stock trades at a trailing P/E ratio of 9.2x. Average trailing P/E is 25x in the Diversified Financial industry in India.분석 기사 • Apr 03Lacklustre Performance Is Driving Muthoot Microfin Limited's (NSE:MUTHOOTMF) Low P/EMuthoot Microfin Limited's ( NSE:MUTHOOTMF ) price-to-earnings (or "P/E") ratio of 9.1x might make it look like a...Reported Earnings • Jan 31Third quarter 2024 earnings released: EPS: ₹8.61 (vs ₹4.93 in 3Q 2023)Third quarter 2024 results: EPS: ₹8.61 (up from ₹4.93 in 3Q 2023). Revenue: ₹2.94b (up 56% from 3Q 2023). Net income: ₹1.25b (up 119% from 3Q 2023). Profit margin: 42% (up from 30% in 3Q 2023). The increase in margin was driven by higher revenue.공시 • Jan 16Muthoot Microfin Limited to Report Q3, 2024 Results on Jan 29, 2024Muthoot Microfin Limited announced that they will report Q3, 2024 results on Jan 29, 2024이익 및 매출 성장 예측NSEI:MUTHOOTMF - 애널리스트 향후 추정치 및 과거 재무 데이터 (INR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수3/31/202926,3305,278N/AN/A13/31/202822,2264,474N/AN/A13/31/202718,7343,501N/AN/A13/31/202610,6691,703-5,912-5,803N/A12/31/20254,374-3,020N/AN/AN/A9/30/20254,400-3,60613,59313,763N/A6/30/20254,561-3,296N/AN/AN/A3/31/20255,914-2,22513,61213,820N/A12/31/202412,5082,984N/AN/AN/A9/30/202412,3534,192-4,355-4,094N/A6/30/202412,6784,671N/AN/AN/A3/31/202412,1634,496-12,993-12,717N/A12/31/202311,1104,244N/AN/AN/A9/30/202310,0573,567-26,885-26,608N/A6/30/20238,1412,517N/AN/AN/A3/31/20236,5681,639-23,611-23,329N/A12/31/20225,4401,073N/AN/AN/A9/30/20224,400522N/AN/AN/A6/30/20224,356665N/AN/AN/A3/31/20223,815474-10,950-10,836N/A12/31/20213,290229N/AN/AN/A9/30/20213,310346N/AN/AN/A6/30/20212,66858N/AN/AN/A3/31/20212,52871-7,119-7,040N/A12/31/20202,337-96N/AN/AN/A9/30/20202,210-262N/AN/AN/A6/30/20202,625-40N/AN/AN/A3/31/20202,9761829111,142N/A12/31/20193,704970N/AN/AN/A9/30/20194,5961,758N/AN/AN/A6/30/20194,7161,885N/AN/AN/A3/31/20194,8362,012N/A-6,018N/A12/31/20184,6551,008N/AN/AN/A9/30/20182,691909N/AN/AN/A6/30/20182,726834N/AN/AN/A3/31/20183,041-144N/A-6,988N/A3/31/20171,629370N/A-4,689N/A3/31/201629994N/A-3,956N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: MUTHOOTMF 의 연간 예상 수익 증가율(31.3%)이 saving rate(6.9%)보다 높습니다.수익 vs 시장: MUTHOOTMF 의 연간 수익(31.3%)이 Indian 시장(16%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: MUTHOOTMF 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: MUTHOOTMF 의 수익(연간 25.9%)이 Indian 시장(연간 10.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: MUTHOOTMF 의 수익(연간 25.9%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: MUTHOOTMF의 자본 수익률은 3년 후 13.5%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/12 13:18종가2026/06/12 00:00수익2026/03/31연간 수익2026/03/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Muthoot Microfin Limited는 2명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Nidhesh JainInvestec Bank plc (UK)Ajit KumarJM Financial Institutional Securities Limited
Price Target Changed • Nov 25Price target increased by 10% to ₹215Up from ₹195, the current price target is an average from 2 analysts. New target price is 12% above last closing price of ₹192. Stock is up 2.3% over the past year. The company is forecast to post earnings per share of ₹12.80 next year compared to a net loss per share of ₹13.28 last year.
New Risk • May 17New major risk - Revenue and earnings growthEarnings have declined by 9.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings have declined by 9.4% per year over the past 5 years.
Reported Earnings • May 09Full year 2026 earnings released: EPS: ₹10.16 (vs ₹13.29 loss in FY 2025)Full year 2026 results: EPS: ₹10.16 (up from ₹13.29 loss in FY 2025). Revenue: ₹23.8b (up 303% from FY 2025). Net income: ₹1.70b (up ₹3.93b from FY 2025). Profit margin: 7.2% (up from net loss in FY 2025). The move to profitability was driven by higher revenue. Revenue is expected to decline by 3.9% p.a. on average during the next 2 years, while revenues in the Diversified Financial industry in India are expected to grow by 15%.
공시 • Apr 14Muthoot Microfin Limited to Report Q4, 2026 Results on May 06, 2026Muthoot Microfin Limited announced that they will report Q4, 2026 results on May 06, 2026
공시 • Feb 19Muthoot Microfin Reportedly Looks to Buy Company Offering Loan Against PropertyMuthoot Microfin Limited (NSEI:MUTHOOTMF) is in discussions with two non-banking financial companies (NBFCs) operating in the micro loan against property (LAP) segment to acquire a majority stake, as it looks to pursue inorganic growth and expand its secured lending portfolio, said people familiar with the development. The company recently ventured into the micro LAP business as part of a product diversification strategy which would help it reduce the concentration of unsecured microfinance business. The inorganic route would provide the company a stronger platform for micro LAP business."Muthoot Microfin is exploring a majority stake buyout which would help it acquire the know-how of this business. For lending against property, the company needs experts to do the valuation and assessment of the property title before lending," a person close to the company said on condition of anonymity. Muthoot Microfin CEO Sadaf Sayeed declined to comment. Non-banking financial company-microfinance institutions (NBFC-MFIs) are pursuing a portfolio diversification strategy following the recent policy change by the Reserve Bank of India allowing them to increase their exposure to non-microfinance loans to 40% of their portfolio.
Reported Earnings • Feb 10Third quarter 2026 earnings released: EPS: ₹3.73 (vs ₹0.22 in 3Q 2025)Third quarter 2026 results: EPS: ₹3.73 (up from ₹0.22 in 3Q 2025). Revenue: ₹3.84b (up 37% from 3Q 2025). Net income: ₹624.4m (up ₹586.4m from 3Q 2025). Profit margin: 16% (up from 1.4% in 3Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 42% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Diversified Financial industry in India.
공시 • Jan 27Muthoot Microfin Limited to Report Q3, 2026 Results on Feb 09, 2026Muthoot Microfin Limited announced that they will report Q3, 2026 results at 12:08 PM, Indian Standard Time on Feb 09, 2026
Price Target Changed • Nov 25Price target increased by 10% to ₹215Up from ₹195, the current price target is an average from 2 analysts. New target price is 12% above last closing price of ₹192. Stock is up 2.3% over the past year. The company is forecast to post earnings per share of ₹12.80 next year compared to a net loss per share of ₹13.28 last year.
Reported Earnings • Nov 07Second quarter 2026 earnings released: EPS: ₹1.82 (vs ₹3.61 in 2Q 2025)Second quarter 2026 results: EPS: ₹1.82 (down from ₹3.61 in 2Q 2025). Revenue: ₹3.66b (up 35% from 2Q 2025). Net income: ₹305.2m (down 51% from 2Q 2025). Profit margin: 8.3% (down from 23% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 41% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Diversified Financial industry in India.
공시 • Oct 08Muthoot Microfin Limited to Report Q2, 2026 Results on Nov 05, 2025Muthoot Microfin Limited announced that they will report Q2, 2026 results on Nov 05, 2025
Reported Earnings • Aug 12First quarter 2026 earnings released: EPS: ₹0.37 (vs ₹6.64 in 1Q 2025)First quarter 2026 results: EPS: ₹0.37 (down from ₹6.64 in 1Q 2025). Revenue: ₹3.49b (up 7.6% from 1Q 2025). Net income: ₹61.8m (down 95% from 1Q 2025). Profit margin: 1.8% (down from 35% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 33% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Diversified Financial industry in India.
공시 • Jul 29Muthoot Microfin Limited to Report Q1, 2026 Results on Aug 11, 2025Muthoot Microfin Limited announced that they will report Q1, 2026 results on Aug 11, 2025
New Risk • Jun 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 8.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (17% operating cash flow to total debt). Minor Risk Share price has been volatile over the past 3 months (8.0% average weekly change).
Reported Earnings • May 10Full year 2025 earnings released: ₹13.29 loss per share (vs ₹30.20 profit in FY 2024)Full year 2025 results: ₹13.29 loss per share (down from ₹30.20 profit in FY 2024). Revenue: ₹5.92b (down 51% from FY 2024). Net loss: ₹2.23b (down 150% from profit in FY 2024). Revenue is forecast to grow 30% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Diversified Financial industry in India.
공시 • May 09Muthoot Microfin Limited, Annual General Meeting, Jul 24, 2025Muthoot Microfin Limited, Annual General Meeting, Jul 24, 2025.
Buy Or Sell Opportunity • May 08Now 20% overvaluedOver the last 90 days, the stock has fallen 7.1% to ₹146. The fair value is estimated to be ₹121, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 45% over the last 3 years. Earnings per share has grown by 54%. Revenue is forecast to grow by 83% in 2 years. Earnings are forecast to grow by 143% in the next 2 years.
공시 • Apr 22Muthoot Microfin Limited to Report Q4, 2025 Results on May 08, 2025Muthoot Microfin Limited announced that they will report Q4, 2025 results on May 08, 2025
분석 기사 • Apr 22Why Investors Shouldn't Be Surprised By Muthoot Microfin Limited's (NSE:MUTHOOTMF) Low P/EWhen close to half the companies in India have price-to-earnings ratios (or "P/E's") above 27x, you may consider...
Valuation Update With 7 Day Price Move • Apr 21Investor sentiment improves as stock rises 20%After last week's 20% share price gain to ₹161, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 14x in the Diversified Financial industry in India. Total loss to shareholders of 33% over the past year. Simply Wall St's valuation model estimates the intrinsic value at ₹121 per share.
Valuation Update With 7 Day Price Move • Mar 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to ₹143, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 12x in the Diversified Financial industry in India. Total loss to shareholders of 28% over the past year. Simply Wall St's valuation model estimates the intrinsic value at ₹124 per share.
공시 • Feb 21Muthoot Microfin Limited Approves Board AppointmentsMuthoot Microfin Limited approved the following resolutions: To consider and approve the appointment of Mr. Thomas Muthoot John (DIN: 07557585) as a Director of the Company To consider and approve the appointment of Mr. Thomas Muthoot John (DIN: 07557585) as a Whole Time Director of the Company and the remuneration payable to him To consider and approve the appointment of Mr. Anil Sreedhar (DIN: 07536707) as the Independent Director of the Company Mr. Thomas Muthoot John (DIN: 07557585): Date of Appointment/Cessation (as applicable) & term of Appointment: With effect from December 19, 2024, for a period of 5 years. Mr. Thomas Muthoot John is an ex- Non- Executive Director of the Company. He was previously associated with the company from December 2016 to March 2023. He holds an Economics degree from Loyola College, Chennai, Master's degree in Entrepreneurship and Management from HEC Paris and Certifications from Harvard Business School and ISB. He has an experience of over 11 years in the field of financial services. Mr. Anil Sreedhar (DIN 07536707): Date of Appointment/Cessation (as applicable) & term of Appointment: With effect from December 30, 2024 For a term of Two consecutive years from December 30, 2024. Mr. Anil Sreedhar (DIN 07536707) holds the post graduate certificate in Business Administration (MBA) in Information System & Finance from XLRI, Jamshedpur. Over two decades of experience and expertise in the field, i. e, 14 Years of Banking and Banking Technology experience in various Banks in the Middle East and 10 Years of pure Technology experience in various Central and State Govt IT Projects.
Reported Earnings • Feb 07Third quarter 2025 earnings released: EPS: ₹0.22 (vs ₹8.61 in 3Q 2024)Third quarter 2025 results: EPS: ₹0.22 (down from ₹8.61 in 3Q 2024). Revenue: ₹4.44b (up 51% from 3Q 2024). Net income: ₹38.0m (down 97% from 3Q 2024). Profit margin: 0.9% (down from 42% in 3Q 2024). Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Diversified Financial industry in India.
공시 • Jan 21Muthoot Microfin Limited to Report Q3, 2025 Results on Feb 06, 2025Muthoot Microfin Limited announced that they will report Q3, 2025 results on Feb 06, 2025
Board Change • Jan 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 7 experienced directors. No highly experienced directors. Non-Independent Non-Executive Director John Day was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Dec 19Muthoot Microfin Limited Approves Board ChangesMuthoot Microfin Limited at its board meeting held on December 19, 2024, approved resignation of Mr. Thomas John Muthoot, Non-Executive Director of the Company, effective from December 19, 2024. As part of the ongoing restructuring of the various boards within the parent company and its subsidiaries, he is unable to continue serving as a Non-Executive Director of the company due to time constraints. Approved redesignation of Mr. Thomas Muthoot from the position of Managing Director and to continue in the Board as Non-Executive Non-Independent Director of the Company. Thomas Muthoot is one of the Promoters Director of the Company. He holds a bachelor of law degree from University of Kerala. He is on the board of directors of several companies including Muthoot Capital Services Limited, Muthoot Fincorp Limited, Muthoot Housing Finance Company Limited and Muthoot Hotels Private Limited. He has over 38 years of experience in the field of financial services.
공시 • Dec 03Muthoot Microfin Limited Announces Resignation of Anand Raghavan as an Independent DirectorMuthoot Microfin Limited informed that Mr. Anand Raghavan (DIN 00243485) has tendered his resignation as an Independent Director of the Company, with immediate effect.
공시 • Oct 23Muthoot Microfin Limited to Report Q2, 2025 Results on Nov 05, 2024Muthoot Microfin Limited announced that they will report Q2, 2025 results on Nov 05, 2024
분석 기사 • Aug 24Benign Growth For Muthoot Microfin Limited (NSE:MUTHOOTMF) Underpins Its Share PriceWhen close to half the companies in India have price-to-earnings ratios (or "P/E's") above 34x, you may consider...
Reported Earnings • Aug 10First quarter 2025 earnings released: EPS: ₹6.64 (vs ₹8.78 in 1Q 2024)First quarter 2025 results: EPS: ₹6.64. Revenue: ₹4.04b (up 43% from 1Q 2024). Net income: ₹1.13b (up 10% from 1Q 2024). Profit margin: 28% (down from 36% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 10% growth forecast for the Diversified Financial industry in India.
공시 • Jul 30Muthoot Microfin Limited to Report Q1, 2025 Results on Aug 09, 2024Muthoot Microfin Limited announced that they will report Q1, 2025 results on Aug 09, 2024
Reported Earnings • Jun 29Full year 2024 earnings released: EPS: ₹30.20 (vs ₹14.19 in FY 2023)Full year 2024 results: EPS: ₹30.20 (up from ₹14.19 in FY 2023). Revenue: ₹12.1b (up 84% from FY 2023). Net income: ₹4.50b (up 174% from FY 2023). Profit margin: 37% (up from 25% in FY 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 24% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Diversified Financial industry in India.
공시 • Jun 25Muthoot Microfin Receives Corporate Agent Licence from Insurance Regulatory and Development Authority of IndiaMuthoot Microfin has secured a corporate agent license from the Insurance Regulatory and Development Authority of India (IRDAI) that would enable it to offer tailored insurance plans to its customer base. This license strengthens Muthoot Microfin's commitment to financial inclusion by providing insurance coverage that addresses the risks faced by the most vulnerable segments of society. By offering cover for natural calamities and medical emergencies in addition to life insurance, Muthoot Microfin ensures a holistic approach to its customers' financial security. This initiative stems from Muthoot Microfin's customer-first approach, which allows the company to offer both financial and insurance solutions under one roof to its 3.35 million customers. The corporate agent license will help Muthoot Microfin negotiate better with insurance partners and customize products to suit the needs of its BOP (Bottom of the Pyramid) customers in rural and semi-urban areas across India. With this new license, Muthoot Microfin can offer the right insurance products to its customers while augmenting its sources of revenue and earnings. This development will provide Muthoot Microfin's customers with access to affordable insurance coverage, encompassing health, life, and general insurance. It reinforces the NBFC-MFI's dedication to financial inclusion by delivering a broad range of financial products that protect its customers' well-being and enable them to reach their long-term objectives.
공시 • May 08Muthoot Microfin Limited, Annual General Meeting, Jun 21, 2024Muthoot Microfin Limited, Annual General Meeting, Jun 21, 2024.
공시 • Apr 24Muthoot Microfin Limited to Report Q4, 2024 Results on May 06, 2024Muthoot Microfin Limited announced that they will report Q4, 2024 results on May 06, 2024
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improves as stock rises 15%After last week's 15% share price gain to ₹230, the stock trades at a trailing P/E ratio of 9.2x. Average trailing P/E is 25x in the Diversified Financial industry in India.
분석 기사 • Apr 03Lacklustre Performance Is Driving Muthoot Microfin Limited's (NSE:MUTHOOTMF) Low P/EMuthoot Microfin Limited's ( NSE:MUTHOOTMF ) price-to-earnings (or "P/E") ratio of 9.1x might make it look like a...
Reported Earnings • Jan 31Third quarter 2024 earnings released: EPS: ₹8.61 (vs ₹4.93 in 3Q 2023)Third quarter 2024 results: EPS: ₹8.61 (up from ₹4.93 in 3Q 2023). Revenue: ₹2.94b (up 56% from 3Q 2023). Net income: ₹1.25b (up 119% from 3Q 2023). Profit margin: 42% (up from 30% in 3Q 2023). The increase in margin was driven by higher revenue.
공시 • Jan 16Muthoot Microfin Limited to Report Q3, 2024 Results on Jan 29, 2024Muthoot Microfin Limited announced that they will report Q3, 2024 results on Jan 29, 2024