공시 • 1h
Muthoot Microfin Limited Announces Board Changes Muthoot Microfin Limited at its board meeting held on June 30, 2026 approved appointment of Ms. Hannah Muthoot as the Additional Director (Non-Executive - Non-Independent) of the Company effective from June 30, 2026. Mr. John Tyler Day, Non-Executive, Non-Independent Director, retires by rotation in accordance with Section 152 of the Companies Act, 2013 and the Board of Directors has decided not to fill the resulting vacancy for the time being. He shall hold office until the conclusion of the ensuing Annual General Meeting of the Company. Ms. Hannah Muthoot is a fourth-generation member of the promoter family of the Muthoot Pappachan Group and represents its next-generation leadership. She has over five years of experience within the Group across financial services, business operations, strategy, and customer-centric business development, with particular exposure to the NBFC sector. She holds a Bachelor's degree in Business Administration with a major in Entrepreneurship and a minor in Social Entrepreneurship from Northeastern University, Boston, USA, and a Master's degree in Social Entrepreneurship from the University of Southern California, USA. Her academic background provides a strong foundation in business strategy, enterprise development, sustainable business models, and social impact. Ms. Hannah joined the Muthoot Pappachan Group in 2019 as a Management Trainee and subsequently held operational roles, including Area Manager. These assignments provided her with hands-on experience in branch operations, customer engagement, field execution, business development, and frontline management. She has also contributed to business expansion initiatives, including piloting the Business Development Executive programme in Bengaluru, gaining practical insights into customer acquisition, sales-force deployment, and operational execution. Her experience across financial services, social entrepreneurship, and community development, together with her understanding of inclusive finance and customer-focused business models, equips her to contribute effectively to the strategic oversight, responsible growth, and long-term value creation objectives of Muthoot Microfin Limited as a Non-Executive Director. New Risk • May 17
New major risk - Revenue and earnings growth Earnings have declined by 9.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (currently running at an operating cash loss). Earnings have declined by 9.4% per year over the past 5 years. Reported Earnings • May 09
Full year 2026 earnings released: EPS: ₹10.16 (vs ₹13.29 loss in FY 2025) Full year 2026 results: EPS: ₹10.16 (up from ₹13.29 loss in FY 2025). Revenue: ₹23.8b (up 303% from FY 2025). Net income: ₹1.70b (up ₹3.93b from FY 2025). Profit margin: 7.2% (up from net loss in FY 2025). The move to profitability was driven by higher revenue. Revenue is expected to decline by 3.9% p.a. on average during the next 2 years, while revenues in the Diversified Financial industry in India are expected to grow by 15%. 공시 • Apr 14
Muthoot Microfin Limited to Report Q4, 2026 Results on May 06, 2026 Muthoot Microfin Limited announced that they will report Q4, 2026 results on May 06, 2026 공시 • Feb 19
Muthoot Microfin Reportedly Looks to Buy Company Offering Loan Against Property Muthoot Microfin Limited (NSEI:MUTHOOTMF) is in discussions with two non-banking financial companies (NBFCs) operating in the micro loan against property (LAP) segment to acquire a majority stake, as it looks to pursue inorganic growth and expand its secured lending portfolio, said people familiar with the development. The company recently ventured into the micro LAP business as part of a product diversification strategy which would help it reduce the concentration of unsecured microfinance business. The inorganic route would provide the company a stronger platform for micro LAP business."Muthoot Microfin is exploring a majority stake buyout which would help it acquire the know-how of this business. For lending against property, the company needs experts to do the valuation and assessment of the property title before lending," a person close to the company said on condition of anonymity. Muthoot Microfin CEO Sadaf Sayeed declined to comment. Non-banking financial company-microfinance institutions (NBFC-MFIs) are pursuing a portfolio diversification strategy following the recent policy change by the Reserve Bank of India allowing them to increase their exposure to non-microfinance loans to 40% of their portfolio. Reported Earnings • Feb 10
Third quarter 2026 earnings released: EPS: ₹3.73 (vs ₹0.22 in 3Q 2025) Third quarter 2026 results: EPS: ₹3.73 (up from ₹0.22 in 3Q 2025). Revenue: ₹3.84b (up 37% from 3Q 2025). Net income: ₹624.4m (up ₹586.4m from 3Q 2025). Profit margin: 16% (up from 1.4% in 3Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 42% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Diversified Financial industry in India. 