Banco Santander, S.A.

BME:SAN 주식 리포트

시가총액: €150.7b

Banco Santander 과거 순이익 실적

과거 기준 점검 4/6

Banco Santander은 연평균 21.4%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 21.7% 증가했습니다. 매출은 연평균 6.7%의 비율로 증가했습니다. Banco Santander의 자기자본이익률은 12.8%이고 순이익률은 26.3%입니다.

핵심 정보

21.40%

순이익 성장률

24.91%

주당순이익(EPS) 성장률

Banks 산업 성장률20.45%
매출 성장률6.72%
자기자본이익률12.77%
순이익률26.32%
다음 순이익 업데이트22 Jul 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 Jun 05

SAN: Rating Upgrade And TSB Deal Will Support Future Returns

Analysts have made a small upward adjustment to Banco Santander's implied value, with the updated price target moving from about €12.12 to roughly €12.15. The change reflects slightly lower applied discount rates and modest tweaks to longer term growth, margin and P/E assumptions.
내러티브 업데이트 May 21

SAN: Share Buybacks And Rising Dividends Will Support Future Returns

Analysts have raised their Banco Santander price target slightly to €12.12 from €11.94, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple in their valuation analysis. What's in the News The General Shareholders Meeting on 27 March 2026 approved a fixed supplementary cash dividend of €0.125 per share, expected to be paid from 5 May 2026, with the final aggregate payout dependent on the size of the ongoing share buyback and any capital increase executed before that date (General Shareholders Meeting resolution).
내러티브 업데이트 Apr 24

SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside

Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.
내러티브 업데이트 Apr 10

SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside

Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).
내러티브 업데이트 Mar 26

SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential

Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).
내러티브 업데이트 Mar 12

SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential

Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.
내러티브 업데이트 Feb 26

SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects

Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.
내러티브 업데이트 Feb 10

SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects

Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.
내러티브 업데이트 Jan 27

SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects

Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).
내러티브 업데이트 Jan 12

SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects

Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).
내러티브 업데이트 Dec 15

SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects

Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.
내러티브 업데이트 Nov 30

SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns

Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).
내러티브 업데이트 Nov 16

SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead

Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.
내러티브 업데이트 Nov 01

SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value

Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).
내러티브 업데이트 Oct 18

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.
분석 기사 Oct 18

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Banco Santander, S.A.'s ( BME:SAN ) dividend will be increasing from last year's payment of the same period to €0.0932...
내러티브 업데이트 Oct 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.
분석 기사 Oct 03

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Banco Santander, S.A. ( BME:SAN ) has announced that it will be increasing its dividend from last year's comparable...
내러티브 업데이트 Sep 19

Digital Banking And Latin America Urbanization Will Unlock New Value

Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.
내러티브 업데이트 Sep 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.
분석 기사 Jun 25

Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
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새로운 내러티브 Nov 07

Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

매출 및 비용 세부 내역

Banco Santander가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

BME:SAN 매출, 비용 및 순이익 (EUR Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 2647,37412,46824,0250
31 Dec 2546,83611,93724,1680
30 Sep 2550,67412,79925,2570
30 Jun 2550,15812,57625,3470
31 Mar 2546,86810,89124,3210
31 Dec 2447,81010,71324,5950
30 Sep 2446,60810,68224,4940
30 Jun 2447,56610,74724,8860
31 Mar 2447,69910,70125,4060
31 Dec 2343,2619,52624,0640
30 Sep 2344,1429,54525,1370
30 Jun 2342,9189,48624,3730
31 Mar 2341,7189,10423,9460
31 Dec 2241,9479,07623,3440
30 Sep 2241,1209,02522,6410
30 Jun 2240,4428,75621,8990
31 Mar 2239,8868,49321,2730
31 Dec 2139,0077,55820,8570
30 Sep 2136,6985,57420,1910
30 Jun 2135,6055,15719,9990
31 Mar 2133,289-8,04619,9820
31 Dec 2031,840-9,32320,5930
30 Sep 2034,633-6,86018,6240
30 Jun 2036,271-8,08920,6180
31 Mar 2038,9594,55919,7140
31 Dec 1940,9365,92022,7580
30 Sep 1940,1305,64822,2980
30 Jun 1939,3986,69720,8730
31 Mar 1939,3397,01222,2320
31 Dec 1839,3267,25019,7970
30 Sep 1839,4606,76122,2950
30 Jun 1839,8916,27222,4140
31 Mar 1839,6646,37122,4890
31 Dec 1739,4026,22422,4100
30 Sep 1737,9666,31021,9410
30 Jun 1736,5316,56421,4230
31 Mar 1735,7436,10421,0020
31 Dec 1634,4785,87020,6170
30 Sep 1633,6074,31220,6770
30 Jun 1633,8844,31020,7700
31 Mar 1634,4575,59020,9720
31 Dec 1535,1815,69021,1910
30 Sep 1536,6497,14320,9140
30 Jun 1536,0197,14420,6440

양질의 수익: SAN는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: SAN의 현재 순 이익률 (26.3%)은 지난해 (23.2%)보다 높습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: SAN는 지난 5년 동안 흑자전환하며 연평균 21.4%의 수익 성장을 기록했습니다.

성장 가속화: 지난 1년간 SAN 의 수익 증가율(14.5%)은 5년 평균(연간 21.4%)보다 낮습니다.

수익 대 산업: SAN의 지난 1년 수익 증가율(14.5%)은 Banks 업계의 2%를 상회했습니다.


자기자본이익률

높은 ROE: SAN의 자본 수익률(12.8%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/06/09 10:11
종가2026/06/09 00:00
수익2026/03/31
연간 수익2025/12/31

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기업 재무제표10년
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분석가 소스

Banco Santander, S.A.는 36명의 분석가가 다루고 있습니다. 이 중 16명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Javier Esteban LarioBanco de Sabadell. S.A.
Thomas Andrew RaynerBarclays
Cecilia Romero ReyesBarclays