Banco Santander, S.A.

BME:SAN 주식 리포트

시가총액: €149.5b

Banco Santander 경영진

경영진 기준 점검 3/4

Banco Santander CEO는 Hector Grisi Checa, Jan2023 에 임명되었습니다 의 임기는 3.33 년입니다. 총 연간 보상은 €9.49M, 33.2% 급여 및 66.8% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 €30.11M 가치에 해당하는 회사 주식의 0.02% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 9.3 년과 10.4 년입니다.

핵심 정보

Hector Grisi Checa

최고경영자

€9.5m

총 보수

CEO 급여 비율33.20%
CEO 재임 기간3.3yrs
CEO 지분 보유율0.02%
경영진 평균 재임 기간9.3yrs
이사회 평균 재임 기간10.4yrs

최근 경영진 업데이트

Recent updates

SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside

Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.

SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside

Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).

SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential

Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).

SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential

Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.

SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects

Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.

SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects

Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.

SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects

Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).

SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects

Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).

SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects

Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.

SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns

Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).

SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead

Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.

SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value

Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Oct 18
Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Oct 03
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Digital Banking And Latin America Urbanization Will Unlock New Value

Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.

Digital Banking And Latin America Urbanization Will Unlock New Value

Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.

Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

Jun 25
Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

Banco Santander set to boost capital revenues and RoTE by 2025

Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin
User avatar

Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

CEO 보수 분석

Hector Grisi Checa의 보수는 Banco Santander의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

€12b

Dec 31 2025€9m€3m

€12b

Sep 30 2025n/an/a

€13b

Jun 30 2025n/an/a

€13b

Mar 31 2025n/an/a

€11b

Dec 31 2024€9m€3m

€11b

Sep 30 2024n/an/a

€11b

Jun 30 2024n/an/a

€11b

Mar 31 2024n/an/a

€11b

Dec 31 2023€8mn/a

€10b

보상 대 시장: Hector의 총 보수(USD11.12M)는 Spanish 시장에서 비슷한 규모 기업의 평균(USD3.34M)보다 높습니다.

보상과 수익: Hector의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Hector Grisi Checa (59 yo)

3.3yrs
재임 기간
€9,488,690
보수

Mr. Hector Blas Grisi Checa serves as Chief Executive Officer & Executive Director of Banco Santander, S.A. since January 01, 2023. He served as Executive Chairman and Chief Executive Officer of Grupo Fina...


리더십 팀

이름직위재임 기간보수지분
Ana de Sautuola y O'Shea
Executive Chair37.3yrs€11.98m0.23%
€ 350.3m
Hector Grisi Checa
Group CEO & Executive Director3.3yrs€9.49m0.020%
€ 30.1m
Jose Garcia-Cantera
Senior EVP & Group CFO11.3yrs데이터 없음0.020%
€ 29.6m
Juan Olaizola Bartolome
Senior EVP and Group Chief Operating & Technology Officerless than a year데이터 없음데이터 없음
Kamran Butt
Chief Investment Officer & Head of Product1.9yrs데이터 없음데이터 없음
Manuel Antonio Amaral Preto
Group Senior EVP & Chief Accounting Officerless than a year데이터 없음데이터 없음
Jose Linares Perou
Senior EVP and Global Head of Corporate & Investment Banking9.3yrs데이터 없음0.0069%
€ 10.3m
Begona Morenes
Global Head of Investor Relationsno data데이터 없음데이터 없음
Jaime Perez Renovales
Senior EVP10.7yrs데이터 없음0.0078%
€ 11.6m
David Hazell
Group Senior EVP & Chief Compliance Officer2.3yrs데이터 없음0.00050%
€ 747.4k
Juan Manuel Mendez de Vigo
Senior EVP and Group Head of Communications24.8yrs데이터 없음0.0085%
€ 12.8m
Jose De Mora Gil-Gallardo
Group Senior EVP & Head of Corporate Development & Financial Planning11.3yrs데이터 없음0.0064%
€ 9.6m
9.3yrs
평균 재임 기간
59yo
평균 나이

경험이 풍부한 관리: SAN의 경영진은 노련하고 경험이 풍부합니다(평균 재임 9.3 년).


이사회 구성원

이름직위재임 기간보수지분
Ana de Sautuola y O'Shea
Executive Chair37.3yrs€11.98m0.23%
€ 350.3m
Hector Grisi Checa
Group CEO & Executive Director3.3yrs€9.49m0.020%
€ 30.1m
Glenn Hutchins
Independent Vice Chair & Lead Independent Director3.4yrs€700.00k0.010%
€ 15.2m
Francisco D'Souza
Member of International Advisory Boardno data데이터 없음데이터 없음
Jose Alvarez
Non-Executive Vice Chairman11.3yrs€447.34k0.019%
€ 28.1m
George Kurtz
Member of International Advisory Boardno data데이터 없음데이터 없음
Francisco Botin-Sanz de Sautuola y O'Shea
Non-Independent Non-Executive Director21.8yrs€137.15k0.041%
€ 61.0m
Sheila Colleen Bair
Member of International Advisory Boardno data데이터 없음데이터 없음
Belen Garcia
Independent Non-Executive Director10.4yrs€580.80k0.000090%
€ 134.5k
Soledad Daurella Comadran
Independent Non-Executive Director11.3yrs€313.71k0.0043%
€ 6.5m
Pamela Walkden
Independent Non-Executive Director6.6yrs€383.01k0.00057%
€ 852.1k
German de Fuente Escamilla
Independent Director4.1yrs€344.32k0.000070%
€ 104.6k
10.4yrs
평균 재임 기간
60.5yo
평균 나이

경험이 풍부한 이사회: SAN의 이사회는 노련하고 경험이 풍부합니다(평균 재임 10.4 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/03 18:56
종가2026/04/30 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

Banco Santander, S.A.는 38명의 분석가가 다루고 있습니다. 이 중 15명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Javier Esteban LarioBanco de Sabadell. S.A.
Cecilia Romero ReyesBarclays
Thomas Andrew RaynerBarclays