View ValuationIntact Financial 향후 성장Future 기준 점검 0/6Intact Financial 의 수익과 수익은 각각 연간 0.07% 및 2% 감소할 것으로 예상됩니다. EPS는 연간 0.8% 만큼 쇠퇴할 것으로 예상됩니다. 자기자본이익률은 3년 후 14.8% 로 예상됩니다.핵심 정보-2.0%이익 성장률-0.85%EPS 성장률Insurance 이익 성장2.2%매출 성장률-0.07%향후 자기자본이익률14.79%애널리스트 커버리지Good마지막 업데이트04 Aug 2026최근 향후 성장 업데이트공고 • Oct 11Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2024Intact Financial Corporation provided earnings guidance for the third quarter of 2024. For the quarter, the company estimates that total catastrophe losses1 for the quarter were approximately $1.2 billion on a pre-tax basis and net of reinsurance ($5.03 per diluted share after-tax). This includes the previously disclosed estimate of $1.1 billion in weather-related losses provided on August 21, in relation to 4 severe events in Canada, namely torrential rains in Southern Ontario, wildfires in Jasper, hailstorm in Calgary and flooding in Québec.공고 • Sep 01Intact Financial Corporation Estimates Catastrophe Losses Incurred to Date in the Third Quarter of 2023 from Wildfires and Other Weather EventsIntact Financial Corporation estimated catastrophe losses incurred to date in the third quarter of 2023 from wildfires and other weather events. The company estimates catastrophe losses amount to approximately $570 million pre-tax, or $2.40 per share. These estimated losses relate to a number of events in July 2023 and August 2023, none of which met the threshold for reinsurance under the company’s catastrophe reinsurance treaties. Given that the wildfires are still active, actual losses may differ from this estimate. The company will issue an update in early October 2023 if catastrophe losses increase materially by the end of the quarter.공고 • Jul 12Intact Financial Corporation Announces Estimated Catastrophe Loss for the Second Quarter of 2023Intact Financial Corporation announced estimated catastrophe loss for the second quarter of 2023. For the quarter, estimated catastrophe losses are approximately $421 million on a pre-tax basis net of reinsurance ($1.79 per share after-tax).공고 • Jan 13Intact Financial Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Intact Financial Corporation provided earnings guidance for the fourth quarter of 2022. For the quarter, the company estimated catastrophe losses for the fourth quarter of 2022 of approximately $143 million on a pre-tax basis ($0.63 per share after-tax).모든 업데이트 보기Recent updates공고 • 8hIntact Financial Corporation announced that it expects to receive CAD 250 million in fundingIntact Financial Corporation announced a private placement of series 3 Limited Recourse Capital Notes for gross proceeds of CAD 250 million August 10, 2026. The transaction included participation from accredited investors in Canada. The series 3 notes bear an interest rate of 6.133% until maturity on September 30, 2086. The notes are direct unsecured obligations of company and will be subordinated to all senior indebtedness of company and effectively subordinated to all indebtedness and obligations of company's subsidiaries.Declared Dividend • Aug 04Second quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 15th September 2026 Payment date: 29th September 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (31% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 30Second quarter 2026 earnings released: EPS: CA$3.91 (vs CA$4.71 in 2Q 2025)Second quarter 2026 results: EPS: CA$3.91 (down from CA$4.71 in 2Q 2025). Revenue: CA$6.60b (up 3.7% from 2Q 2025). Net income: CA$690.0m (down 18% from 2Q 2025). Profit margin: 11% (down from 13% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.공고 • Jul 29Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2026Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2026, to shareholders of record on September 15, 2026.Recent Insider Transactions • Jun 14Corporate Director recently sold €2.3m worth of stockOn the 11th of June, Timothy Miller sold around 18k shares on-market at roughly €126 per share. This transaction amounted to 64% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.Upcoming Dividend • Jun 09Upcoming dividend of CA$1.47 per shareEligible shareholders must have bought the stock before 16 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.7%).Declared Dividend • May 21First quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 16th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (28% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 11% over the next 3 years. However, it would need to fall by 68% to increase the payout ratio to a potentially unsustainable range.공고 • May 08Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2026The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2026, to shareholders of record on June 16, 2026.공고 • Apr 21Intact Financial Corporation to Report Q1, 2026 Results on May 05, 2026Intact Financial Corporation announced that they will report Q1, 2026 results After-Market on May 05, 2026공고 • Feb 17Intact Financial Corporation, Annual General Meeting, May 06, 2026Intact Financial Corporation, Annual General Meeting, May 06, 2026.공고 • Feb 13Intact Financial Corporation announced that it expects to receive CAD 500 million in fundingIntact Financial Corporation announced a private placement of series 17 unsecured medium term notes for gross proceeds of CAD 250 million and Series 2 Limited Recourse Capital Notes for gross proceeds of CAD 250 million for aggregate gross proceeds of CAD 500 million on February 12, 2026. The transaction included participation from accredited investors in Canada. The series 17 notes bear an interest rate of 3.784% until maturity on February 28, 2038 and Series 2 notes bear an interest rate of 5.642% until maturity on March 31, 2086. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.공고 • Feb 11Intact Financial Corporation Announces Quarterly Dividend on Outstanding Common Shares, Payable on March 31, 2026Intact Financial Corporation announced that the Board of Directors approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2026, to shareholders of record on March 17, 2026. This represents a $0.14 increase and marks the 21st consecutive annual increase in the common share dividend since the IPO in 2004.공고 • Jan 27Intact Financial Corporation to Report Q4, 2025 Results on Feb 10, 2026Intact Financial Corporation announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Feb 10, 2026공고 • Nov 05Intact Financial Corporation Approves Quarterly Dividend on Outstanding Common Shares, Payable on December 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on December 31, 2025, to shareholders of record on December 17, 2025.공고 • Oct 21Intact Financial Corporation to Report Q3, 2025 Results on Nov 04, 2025Intact Financial Corporation announced that they will report Q3, 2025 results After-Market on Nov 04, 2025공고 • Jul 30Intact Financial Corporation Approves Quarterly Dividend , Payable on September 29,2025Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2025, to shareholders of record on September 15, 2025.공고 • Jul 15Intact Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025Intact Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025공고 • May 07Intact Financial Corporation Approves the Quarterly Dividend, Payable on June 30, 2025Intact Financial Corporation Board of Directors approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2025, to shareholders of record on June 16, 2025.공고 • Apr 23Intact Financial Corporation to Report Q1, 2025 Results on May 06, 2025Intact Financial Corporation announced that they will report Q1, 2025 results After-Market on May 06, 2025공고 • Feb 18Intact Financial Corporation, Annual General Meeting, May 07, 2025Intact Financial Corporation, Annual General Meeting, May 07, 2025.공고 • Feb 13Intact Financial Corporation Approves the Quarterly Dividend, Payable on March 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2025, to shareholders of record on March 14, 2025.공고 • Jan 28Intact Financial Corporation to Report Q4, 2024 Results on Feb 11, 2025Intact Financial Corporation announced that they will report Q4, 2024 results After-Market on Feb 11, 2025공고 • Jan 23Intact Financial Corporation Announces Transition in Global Specialty Lines LeadershipIntact Financial Corporation announced that T. Michael Miller will retire from his current role as Chief Executive Officer (CEO), Global Specialty Lines (GSL), effective March 31, 2025. He will remain with the organization serving as Chairman, Global Specialty Lines and the IFC board will also be appointing and welcoming him as a Director of IFC following his retirement. Mr. Miller's retirement follows a successful 44-year career in the property and casualty (P&C) industry, including thirteen years at OneBeacon Insurance and the last seven years at Intact, which acquired OneBeacon in 2017. Under Mr. Miller's leadership, the company's specialty platform has more than tripled in size, growing from $2 billion in premiums primarily in North America to over $6 billion with global operations which now include the UK and Europe, and access to 150 territories through its Global Network. Mr. Miller also delivered meaningful profitability improvements through progress in pricing and underwriting sophistication. Emmanuel Clarke, currently serving as IFC Corporate Director and Chairman of IFC's GSL Advisory Board, will succeed Mr. Miller as CEO GSL and will concurrently step down from the board. Mr. Clarke has had a long and established career in the insurance sector, having spent more than 25 years at PartnerRe, a leading global reinsurer, where he served as President & CEO from 2015 to 2020. In recent years he has served on several insurance-related corporate boards advising executives, investors, and founders on how best to accelerate growth across the insurance value chain.공고 • Nov 21Intact Financial Corporation Announces Chief Financial Officer ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Chief Financial Officer (CFO) after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of the European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Chief Financial Officer for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's largest transaction to date.공고 • Nov 20Intact Financial Corporation Announces Executive Vice President ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Executive Vice President after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Executive Vice President for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's large transaction to date.공고 • Nov 14Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc.Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc. on November 14, 2024. Intact Financial Corporation (TSX:IFC) completed the acquisition of Jiffy Inc. on November 14, 2024.공고 • Nov 06Intact Financial Corporation Approves Quarterly Dividend on Common Shares, Payable on December 31, 2024Intact Financial Corporation announced Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on December 31, 2024, to shareholders of record on December 16, 2024.공고 • Oct 22Intact Financial Corporation to Report Q3, 2024 Results on Nov 05, 2024Intact Financial Corporation announced that they will report Q3, 2024 results After-Market on Nov 05, 2024공고 • Oct 11Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2024Intact Financial Corporation provided earnings guidance for the third quarter of 2024. For the quarter, the company estimates that total catastrophe losses1 for the quarter were approximately $1.2 billion on a pre-tax basis and net of reinsurance ($5.03 per diluted share after-tax). This includes the previously disclosed estimate of $1.1 billion in weather-related losses provided on August 21, in relation to 4 severe events in Canada, namely torrential rains in Southern Ontario, wildfires in Jasper, hailstorm in Calgary and flooding in Québec.Upcoming Dividend • Sep 06Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 27 September 2024. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (3.9%).Declared Dividend • Aug 05Second quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 13th September 2024 Payment date: 27th September 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (35% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • Aug 02Intact Financial Corporation Approves the Quarterly Dividend Payable on September 27, 2024Intact Financial Corporation announced that Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on September 27, 2024, to shareholders of record on September 13, 2024.Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: CA$4.05 (vs CA$1.31 in 2Q 2023)Second quarter 2024 results: EPS: CA$4.05 (up from CA$1.31 in 2Q 2023). Revenue: CA$6.13b (up 11% from 2Q 2023). Net income: CA$750.0m (up 228% from 2Q 2023). Profit margin: 12% (up from 4.1% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 9.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.1%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.공고 • Jul 16Intact Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024Intact Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024Upcoming Dividend • Jun 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 June 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.2%).Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.Declared Dividend • May 12First quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (52% earnings payout ratio) and cash flows (40% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 71% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • May 09Intact Financial Corporation Approves Quarterly Dividend on the Company's Outstanding Common Shares, Payable on June 28, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on June 28, 2024, to shareholders of record on June 14, 2024.Reported Earnings • May 08First quarter 2024 earnings released: EPS: CA$3.78 (vs CA$2.06 in 1Q 2023)First quarter 2024 results: EPS: CA$3.78 (up from CA$2.06 in 1Q 2023). Revenue: CA$7.27b (up 27% from 1Q 2023). Net income: CA$673.0m (up 86% from 1Q 2023). Profit margin: 9.3% (up from 6.3% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 8.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.5%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.공고 • Apr 23Intact Financial Corporation to Report Q1, 2024 Results on May 07, 2024Intact Financial Corporation announced that they will report Q1, 2024 results After-Market on May 07, 2024Upcoming Dividend • Mar 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Payout ratio is a comfortable 63% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.6%).Declared Dividend • Feb 19Third quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (73% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 9.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 88% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Recent Insider Transactions • Feb 18Insider recently sold €1.1m worth of stockOn the 15th of February, Benoit Morissette sold around 7k shares on-market at roughly €156 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €12m more than they bought in the last 12 months.공고 • Feb 17Intact Financial Corporation, Annual General Meeting, May 08, 2024Intact Financial Corporation, Annual General Meeting, May 08, 2024.공고 • Feb 15Intact Financial Corporation Approves Quarterly Dividend, Payable on March 29, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The common share dividends are payable on March 29, 2024, to shareholders of record on March 15, 2024. This represents a $0.11 increase and marks the 19th consecutive annual increase in common share dividend since IPO in 2004.공고 • Jan 30Intact Financial Corporation to Report Q4, 2023 Results on Feb 13, 2024Intact Financial Corporation announced that they will report Q4, 2023 results After-Market on Feb 13, 2024공고 • Dec 15Intact Financial Corporation Appoints Anne Fortin as President, Intact Insurance, Effective January 1, 2024Intact Financial Corporation announced that Anne Fortin has been appointed President, Intact Insurance, effective January 1, 2024. In this role, Anne will have responsibility for Quebec, West, Ontario, and Atlantic divisions of Intact Insurance, providing second to none service to brokers and customers across Canada. Anne will report to Louis Gagnon, CEO, IFC Canada. Since 2021, Anne has been Executive Vice President, Direct Distribution and Chief Marketing and Communications Officer, overseeing all direct-to consumer operations of Intact Financial in Canada and global marketing and communications functions. She joined Intact in 2011 as Deputy Senior Vice President of Marketing, Direct Distribution and held progressively senior positions in the Direct Distribution business. In 2018 Anne was appointed Senior Vice President, Direct Distribution and in 2019 she added Chief Marketing Officer for national marketing operations to her responsibilities. Prior to joining Intact Anne was Vice President and Managing Director of the Montreal office of FCB, one of the world's largest networks of advertising and marketing communications agencies.Upcoming Dividend • Dec 07Upcoming dividend of CA$1.10 per share at 2.1% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 73% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (3.8%).공고 • Nov 09Intact Financial Corporation Approves the Quarterly Dividend, Payable on December 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on December 29, 2023, to shareholders of record on December 15, 2023.공고 • Oct 24Intact Financial Corporation to Report Q3, 2023 Results on Nov 07, 2023Intact Financial Corporation announced that they will report Q3, 2023 results After-Market on Nov 07, 2023공고 • Sep 15+ 1 more updateIntact Financial Corporation announced that it has received CAD 400 million in fundingIntact Financial Corporation announced a best efforts private placement of series 14 unsecured medium term notes for gross proceeds of CAD 400 million on September 14, 2023. The transaction included participation from accredited investors in Canada. The series 14 notes bear an interest rate of 5.276% until maturity on September 14, 2054. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.공고 • Sep 01Intact Financial Corporation Estimates Catastrophe Losses Incurred to Date in the Third Quarter of 2023 from Wildfires and Other Weather EventsIntact Financial Corporation estimated catastrophe losses incurred to date in the third quarter of 2023 from wildfires and other weather events. The company estimates catastrophe losses amount to approximately $570 million pre-tax, or $2.40 per share. These estimated losses relate to a number of events in July 2023 and August 2023, none of which met the threshold for reinsurance under the company’s catastrophe reinsurance treaties. Given that the wildfires are still active, actual losses may differ from this estimate. The company will issue an update in early October 2023 if catastrophe losses increase materially by the end of the quarter.공고 • Aug 04Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the company's outstanding common shares. The dividends are payable on September 29, 2023, to shareholders of record on September 15, 2023.New Risk • Aug 04New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.2% net profit margin). Significant insider selling over the past 3 months (€1.8m sold).Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.공고 • Jul 18Intact Financial Corporation to Report Q2, 2023 Results on Aug 02, 2023Intact Financial Corporation announced that they will report Q2, 2023 results After-Market on Aug 02, 2023공고 • Jul 12Intact Financial Corporation Announces Estimated Catastrophe Loss for the Second Quarter of 2023Intact Financial Corporation announced estimated catastrophe loss for the second quarter of 2023. For the quarter, estimated catastrophe losses are approximately $421 million on a pre-tax basis net of reinsurance ($1.79 per share after-tax).Upcoming Dividend • Jun 07Upcoming dividend of CA$1.10 per share at 2.2% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).공고 • May 11Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2023Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on June 30, 2023, to shareholders of record on June 15, 2023.공고 • Feb 08Intact Financial Corporation Approves Quarterly DividendIntact Financial Corporation Board of Directors approved a $0.10 per share increase in the quarterly dividend to $1.10 per share on the Company's outstanding common shares. This represents a 10% increase and marks the 18th consecutive annual increase in common share dividend since IPO in 2004.공고 • Jan 27Intact Financial Corporation to Report Q4, 2022 Results on Feb 07, 2023Intact Financial Corporation announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Feb 07, 2023공고 • Jan 13Intact Financial Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Intact Financial Corporation provided earnings guidance for the fourth quarter of 2022. For the quarter, the company estimated catastrophe losses for the fourth quarter of 2022 of approximately $143 million on a pre-tax basis ($0.63 per share after-tax).Executive Departure • Jun 01Executive VP & COO has left the companyOn the 31st of May, Mathieu Lamy's tenure as Executive VP & COO ended after 3.4 years in the role. As of March 2021, Mathieu personally held 19.12k shares (€2.0m worth at the time). A total of 2 executives have left over the last 12 months.Recent Insider Transactions • May 24Insider recently sold €87k worth of stockOn the 21st of May, Lucie Martel sold around 800 shares on-market at roughly €109 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €495k more than they bought in the last 12 months.Executive Departure • May 15Independent Director has left the companyOn the 12th of May, Carol Stephenson's tenure as Independent Director ended after 16.4 years in the role. As of December 2020, Carol personally held 8.37k shares (€804k worth at the time). Carol is the only executive to leave the company over the last 12 months.Reported Earnings • May 13First quarter 2021 earnings released: EPS CA$3.59 (vs CA$0.66 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CA$3.18b (up 6.1% from 1Q 2020). Net income: CA$514.0m (up 441% from 1Q 2020). Profit margin: 16% (up from 3.2% in 1Q 2020). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 19% per year whereas the company’s share price has increased by 21% per year.Recent Insider Transactions • Mar 11Insider recently sold €61k worth of stockOn the 9th of March, Lucie Martel sold around 600 shares on-market at roughly €102 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €408k more than they bought in the last 12 months.Recent Insider Transactions • Feb 14Insider recently sold €58k worth of stockOn the 11th of February, Lucie Martel sold around 600 shares on-market at roughly €97.32 per share. In the last 3 months, they made an even bigger sale worth €67k. Insiders have been net sellers, collectively disposing of €549k more than they bought in the last 12 months.Reported Earnings • Feb 11Full year 2020 earnings released: EPS CA$7.20 (vs CA$5.08 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$12.5b (up 10% from FY 2019). Net income: CA$1.03b (up 45% from FY 2019). Profit margin: 8.3% (up from 6.3% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.이익 및 매출 성장 예측DB:I5U - 애널리스트 향후 추정치 및 과거 재무 데이터 (CAD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202826,5283,032N/AN/A212/31/202725,5712,959N/A3,736912/31/202624,1652,968N/A3,39096/30/202626,5863,1993,6034,178N/A3/31/202626,3523,3483,7144,236N/A12/31/202526,0673,2753,9314,388N/A9/30/202525,5292,9814,0654,468N/A6/30/202525,2482,3273,5103,895N/A3/31/202524,9122,2103,2763,695N/A12/31/202424,7012,2072,9583,387N/A9/30/202424,7442,0642,2502,691N/A6/30/202424,0532,0202,4882,942N/A3/31/202423,5411,5272,1752,622N/A12/31/202323,1541,2321,3881,846N/A9/30/202322,4781,0661,9302,393N/A6/30/202322,4351,2802,0542,494N/A3/31/202323,1202,2692,1292,565N/A12/31/202223,7822,3943,2543,665N/A9/30/202223,7932,7433,2333,631N/A6/30/202223,3592,6643,0423,447N/A3/31/202221,0191,9992,9733,335N/A12/31/202117,8842,0142,8193,146N/A9/30/202115,5181,7002,6562,932N/A6/30/202113,4431,7402,2292,441N/A3/31/202112,7031,4362,4732,657N/A12/31/202012,4851,0302,1892,352N/A9/30/202012,2348941,7241,859N/A6/30/202011,8727481,6431,766N/A3/31/202011,548656N/A1,352N/A12/31/201911,308709N/A1,290N/A9/30/201911,135713N/A1,314N/A6/30/201911,000724N/A1,180N/A3/31/201910,813720N/A1,118N/A12/31/201810,602667N/A833N/A9/30/201810,425656N/A645N/A6/30/20189,943633N/A515N/A3/31/20189,561719N/A551N/A12/31/20179,245765N/A781N/A9/30/20178,733710N/A911N/A6/30/20178,777666N/A996N/A3/31/20178,683515N/A928N/A12/31/20168,507521N/A925N/A9/30/20168,436547N/A1,012N/A6/30/20168,245553N/A924N/A3/31/20168,111659N/A920N/A12/31/20158,099685N/A889N/A9/30/20158,055692N/A949N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: I5U 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -2%).수익 vs 시장: I5U 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -2%).고성장 수익: I5U 의 수익은 향후 3년간 감소할 것으로 예상됩니다.수익 대 시장: I5U 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -0.07%).고성장 매출: I5U 의 수익은 향후 3년 동안 감소할 것으로 예상됩니다(연간 -0.07%).주당순이익 성장 예측향후 자기자본이익률미래 ROE: I5U의 자본 수익률은 3년 후 14.8%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/11 06:20종가2026/08/11 00:00수익2026/06/30연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Intact Financial Corporation는 22명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관David DonovanAccountability Research CorporationLemar PersaudATB Cormark Historical (Cormark Securities)John AikenBarclays19명의 분석가 더 보기
공고 • Oct 11Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2024Intact Financial Corporation provided earnings guidance for the third quarter of 2024. For the quarter, the company estimates that total catastrophe losses1 for the quarter were approximately $1.2 billion on a pre-tax basis and net of reinsurance ($5.03 per diluted share after-tax). This includes the previously disclosed estimate of $1.1 billion in weather-related losses provided on August 21, in relation to 4 severe events in Canada, namely torrential rains in Southern Ontario, wildfires in Jasper, hailstorm in Calgary and flooding in Québec.
공고 • Sep 01Intact Financial Corporation Estimates Catastrophe Losses Incurred to Date in the Third Quarter of 2023 from Wildfires and Other Weather EventsIntact Financial Corporation estimated catastrophe losses incurred to date in the third quarter of 2023 from wildfires and other weather events. The company estimates catastrophe losses amount to approximately $570 million pre-tax, or $2.40 per share. These estimated losses relate to a number of events in July 2023 and August 2023, none of which met the threshold for reinsurance under the company’s catastrophe reinsurance treaties. Given that the wildfires are still active, actual losses may differ from this estimate. The company will issue an update in early October 2023 if catastrophe losses increase materially by the end of the quarter.
공고 • Jul 12Intact Financial Corporation Announces Estimated Catastrophe Loss for the Second Quarter of 2023Intact Financial Corporation announced estimated catastrophe loss for the second quarter of 2023. For the quarter, estimated catastrophe losses are approximately $421 million on a pre-tax basis net of reinsurance ($1.79 per share after-tax).
공고 • Jan 13Intact Financial Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Intact Financial Corporation provided earnings guidance for the fourth quarter of 2022. For the quarter, the company estimated catastrophe losses for the fourth quarter of 2022 of approximately $143 million on a pre-tax basis ($0.63 per share after-tax).
공고 • 8hIntact Financial Corporation announced that it expects to receive CAD 250 million in fundingIntact Financial Corporation announced a private placement of series 3 Limited Recourse Capital Notes for gross proceeds of CAD 250 million August 10, 2026. The transaction included participation from accredited investors in Canada. The series 3 notes bear an interest rate of 6.133% until maturity on September 30, 2086. The notes are direct unsecured obligations of company and will be subordinated to all senior indebtedness of company and effectively subordinated to all indebtedness and obligations of company's subsidiaries.
Declared Dividend • Aug 04Second quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 15th September 2026 Payment date: 29th September 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (31% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 2.5% over the next 3 years. However, it would need to fall by 65% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 30Second quarter 2026 earnings released: EPS: CA$3.91 (vs CA$4.71 in 2Q 2025)Second quarter 2026 results: EPS: CA$3.91 (down from CA$4.71 in 2Q 2025). Revenue: CA$6.60b (up 3.7% from 2Q 2025). Net income: CA$690.0m (down 18% from 2Q 2025). Profit margin: 11% (down from 13% in 2Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to stay flat during the next 3 years compared to a 5.5% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 36% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
공고 • Jul 29Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2026Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2026, to shareholders of record on September 15, 2026.
Recent Insider Transactions • Jun 14Corporate Director recently sold €2.3m worth of stockOn the 11th of June, Timothy Miller sold around 18k shares on-market at roughly €126 per share. This transaction amounted to 64% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.
Upcoming Dividend • Jun 09Upcoming dividend of CA$1.47 per shareEligible shareholders must have bought the stock before 16 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 29% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.7%).
Declared Dividend • May 21First quarter dividend of CA$1.47 announcedShareholders will receive a dividend of CA$1.47. Ex-date: 16th June 2026 Payment date: 30th June 2026 Dividend yield will be 2.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (29% earnings payout ratio) and cash flows (28% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 11% over the next 3 years. However, it would need to fall by 68% to increase the payout ratio to a potentially unsustainable range.
공고 • May 08Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2026The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2026, to shareholders of record on June 16, 2026.
공고 • Apr 21Intact Financial Corporation to Report Q1, 2026 Results on May 05, 2026Intact Financial Corporation announced that they will report Q1, 2026 results After-Market on May 05, 2026
공고 • Feb 17Intact Financial Corporation, Annual General Meeting, May 06, 2026Intact Financial Corporation, Annual General Meeting, May 06, 2026.
공고 • Feb 13Intact Financial Corporation announced that it expects to receive CAD 500 million in fundingIntact Financial Corporation announced a private placement of series 17 unsecured medium term notes for gross proceeds of CAD 250 million and Series 2 Limited Recourse Capital Notes for gross proceeds of CAD 250 million for aggregate gross proceeds of CAD 500 million on February 12, 2026. The transaction included participation from accredited investors in Canada. The series 17 notes bear an interest rate of 3.784% until maturity on February 28, 2038 and Series 2 notes bear an interest rate of 5.642% until maturity on March 31, 2086. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.
공고 • Feb 11Intact Financial Corporation Announces Quarterly Dividend on Outstanding Common Shares, Payable on March 31, 2026Intact Financial Corporation announced that the Board of Directors approved the quarterly dividend of $1.47 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2026, to shareholders of record on March 17, 2026. This represents a $0.14 increase and marks the 21st consecutive annual increase in the common share dividend since the IPO in 2004.
공고 • Jan 27Intact Financial Corporation to Report Q4, 2025 Results on Feb 10, 2026Intact Financial Corporation announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Feb 10, 2026
공고 • Nov 05Intact Financial Corporation Approves Quarterly Dividend on Outstanding Common Shares, Payable on December 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on December 31, 2025, to shareholders of record on December 17, 2025.
공고 • Oct 21Intact Financial Corporation to Report Q3, 2025 Results on Nov 04, 2025Intact Financial Corporation announced that they will report Q3, 2025 results After-Market on Nov 04, 2025
공고 • Jul 30Intact Financial Corporation Approves Quarterly Dividend , Payable on September 29,2025Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on September 29, 2025, to shareholders of record on September 15, 2025.
공고 • Jul 15Intact Financial Corporation to Report Q2, 2025 Results on Jul 29, 2025Intact Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 29, 2025
공고 • May 07Intact Financial Corporation Approves the Quarterly Dividend, Payable on June 30, 2025Intact Financial Corporation Board of Directors approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on June 30, 2025, to shareholders of record on June 16, 2025.
공고 • Apr 23Intact Financial Corporation to Report Q1, 2025 Results on May 06, 2025Intact Financial Corporation announced that they will report Q1, 2025 results After-Market on May 06, 2025
공고 • Feb 18Intact Financial Corporation, Annual General Meeting, May 07, 2025Intact Financial Corporation, Annual General Meeting, May 07, 2025.
공고 • Feb 13Intact Financial Corporation Approves the Quarterly Dividend, Payable on March 31, 2025The Board of Directors of Intact Financial Corporation approved the quarterly dividend of $1.33 per share on the Company's outstanding common shares. The common share dividends are payable on March 31, 2025, to shareholders of record on March 14, 2025.
공고 • Jan 28Intact Financial Corporation to Report Q4, 2024 Results on Feb 11, 2025Intact Financial Corporation announced that they will report Q4, 2024 results After-Market on Feb 11, 2025
공고 • Jan 23Intact Financial Corporation Announces Transition in Global Specialty Lines LeadershipIntact Financial Corporation announced that T. Michael Miller will retire from his current role as Chief Executive Officer (CEO), Global Specialty Lines (GSL), effective March 31, 2025. He will remain with the organization serving as Chairman, Global Specialty Lines and the IFC board will also be appointing and welcoming him as a Director of IFC following his retirement. Mr. Miller's retirement follows a successful 44-year career in the property and casualty (P&C) industry, including thirteen years at OneBeacon Insurance and the last seven years at Intact, which acquired OneBeacon in 2017. Under Mr. Miller's leadership, the company's specialty platform has more than tripled in size, growing from $2 billion in premiums primarily in North America to over $6 billion with global operations which now include the UK and Europe, and access to 150 territories through its Global Network. Mr. Miller also delivered meaningful profitability improvements through progress in pricing and underwriting sophistication. Emmanuel Clarke, currently serving as IFC Corporate Director and Chairman of IFC's GSL Advisory Board, will succeed Mr. Miller as CEO GSL and will concurrently step down from the board. Mr. Clarke has had a long and established career in the insurance sector, having spent more than 25 years at PartnerRe, a leading global reinsurer, where he served as President & CEO from 2015 to 2020. In recent years he has served on several insurance-related corporate boards advising executives, investors, and founders on how best to accelerate growth across the insurance value chain.
공고 • Nov 21Intact Financial Corporation Announces Chief Financial Officer ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Chief Financial Officer (CFO) after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of the European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Chief Financial Officer for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's largest transaction to date.
공고 • Nov 20Intact Financial Corporation Announces Executive Vice President ChangesIntact Financial Corporation announced that Louis Marcotte will step down as Executive Vice President after the fourth quarter of 2024 earnings are released on February 13, 2025. He will remain with the organization serving as IFC Vice Chair and, in that role, his main mandate will be to support the development of European operations within Global Specialty Lines. Mr. Marcotte played a key role in effectively communicating IFC's story to investors and this was recognized three times by Brendan Wood as one of Canada's Top Gun CFOs. Over time, Mr. Marcotte built an outstanding Finance team which is widely recognized for excellence in reporting and investor relations. Ken Anderson, currently Executive Vice President for RSA UK & Ireland, will succeed Mr. Marcotte as Executive Vice President and Chief Financial Officer. Continuing his successful 17-year career with Intact, Mr. Anderson brings to the role a wealth of experience in treasury, corporate development, investor relations, and financial reporting. Among his achievements is the integral role he played in the structuring and coordination of the RSA acquisition, Intact's large transaction to date.
공고 • Nov 14Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc.Intact Financial Corporation (TSX:IFC) acquired Jiffy Inc. on November 14, 2024. Intact Financial Corporation (TSX:IFC) completed the acquisition of Jiffy Inc. on November 14, 2024.
공고 • Nov 06Intact Financial Corporation Approves Quarterly Dividend on Common Shares, Payable on December 31, 2024Intact Financial Corporation announced Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on December 31, 2024, to shareholders of record on December 16, 2024.
공고 • Oct 22Intact Financial Corporation to Report Q3, 2024 Results on Nov 05, 2024Intact Financial Corporation announced that they will report Q3, 2024 results After-Market on Nov 05, 2024
공고 • Oct 11Intact Financial Corporation Provides Earnings Guidance for the Third Quarter of 2024Intact Financial Corporation provided earnings guidance for the third quarter of 2024. For the quarter, the company estimates that total catastrophe losses1 for the quarter were approximately $1.2 billion on a pre-tax basis and net of reinsurance ($5.03 per diluted share after-tax). This includes the previously disclosed estimate of $1.1 billion in weather-related losses provided on August 21, in relation to 4 severe events in Canada, namely torrential rains in Southern Ontario, wildfires in Jasper, hailstorm in Calgary and flooding in Québec.
Upcoming Dividend • Sep 06Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 13 September 2024. Payment date: 27 September 2024. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 1.9%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (3.9%).
Declared Dividend • Aug 05Second quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 13th September 2024 Payment date: 27th September 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (35% cash payout ratio). The dividend has increased by an average of 9.7% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • Aug 02Intact Financial Corporation Approves the Quarterly Dividend Payable on September 27, 2024Intact Financial Corporation announced that Board of Directors approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on September 27, 2024, to shareholders of record on September 13, 2024.
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: CA$4.05 (vs CA$1.31 in 2Q 2023)Second quarter 2024 results: EPS: CA$4.05 (up from CA$1.31 in 2Q 2023). Revenue: CA$6.13b (up 11% from 2Q 2023). Net income: CA$750.0m (up 228% from 2Q 2023). Profit margin: 12% (up from 4.1% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 9.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 6.1%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 13% per year, which means it is well ahead of earnings.
공고 • Jul 16Intact Financial Corporation to Report Q2, 2024 Results on Jul 30, 2024Intact Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 30, 2024
Upcoming Dividend • Jun 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 June 2024. Payment date: 28 June 2024. Payout ratio is a comfortable 52% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (4.2%).
Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.
Recent Insider Transactions • May 15Executive VP & CFO recently sold €1.0m worth of stockOn the 10th of May, Louis Marcotte sold around 7k shares on-market at roughly €155 per share. This transaction amounted to 20% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €2.4m. This was Louis' only on-market trade for the last 12 months.
Declared Dividend • May 12First quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th June 2024 Payment date: 28th June 2024 Dividend yield will be 2.3%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (52% earnings payout ratio) and cash flows (40% cash payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 71% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • May 09Intact Financial Corporation Approves Quarterly Dividend on the Company's Outstanding Common Shares, Payable on June 28, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The dividends are payable on June 28, 2024, to shareholders of record on June 14, 2024.
Reported Earnings • May 08First quarter 2024 earnings released: EPS: CA$3.78 (vs CA$2.06 in 1Q 2023)First quarter 2024 results: EPS: CA$3.78 (up from CA$2.06 in 1Q 2023). Revenue: CA$7.27b (up 27% from 1Q 2023). Net income: CA$673.0m (up 86% from 1Q 2023). Profit margin: 9.3% (up from 6.3% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is expected to decline by 8.7% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.5%. Over the last 3 years on average, earnings per share has fallen by 14% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
공고 • Apr 23Intact Financial Corporation to Report Q1, 2024 Results on May 07, 2024Intact Financial Corporation announced that they will report Q1, 2024 results After-Market on May 07, 2024
Upcoming Dividend • Mar 07Upcoming dividend of CA$1.21 per shareEligible shareholders must have bought the stock before 14 March 2024. Payment date: 29 March 2024. Payout ratio is a comfortable 63% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (3.6%).
Declared Dividend • Feb 19Third quarter dividend of CA$1.21 announcedShareholders will receive a dividend of CA$1.21. Ex-date: 14th March 2024 Payment date: 29th March 2024 Dividend yield will be 2.2%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is covered by both earnings (73% earnings payout ratio) and cash flows (41% cash payout ratio). The dividend has increased by an average of 9.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 88% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions • Feb 18Insider recently sold €1.1m worth of stockOn the 15th of February, Benoit Morissette sold around 7k shares on-market at roughly €156 per share. This transaction amounted to 32% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €12m more than they bought in the last 12 months.
공고 • Feb 17Intact Financial Corporation, Annual General Meeting, May 08, 2024Intact Financial Corporation, Annual General Meeting, May 08, 2024.
공고 • Feb 15Intact Financial Corporation Approves Quarterly Dividend, Payable on March 29, 2024Intact Financial Corporation approved the quarterly dividend of $1.21 per share on the Company's outstanding common shares. The common share dividends are payable on March 29, 2024, to shareholders of record on March 15, 2024. This represents a $0.11 increase and marks the 19th consecutive annual increase in common share dividend since IPO in 2004.
공고 • Jan 30Intact Financial Corporation to Report Q4, 2023 Results on Feb 13, 2024Intact Financial Corporation announced that they will report Q4, 2023 results After-Market on Feb 13, 2024
공고 • Dec 15Intact Financial Corporation Appoints Anne Fortin as President, Intact Insurance, Effective January 1, 2024Intact Financial Corporation announced that Anne Fortin has been appointed President, Intact Insurance, effective January 1, 2024. In this role, Anne will have responsibility for Quebec, West, Ontario, and Atlantic divisions of Intact Insurance, providing second to none service to brokers and customers across Canada. Anne will report to Louis Gagnon, CEO, IFC Canada. Since 2021, Anne has been Executive Vice President, Direct Distribution and Chief Marketing and Communications Officer, overseeing all direct-to consumer operations of Intact Financial in Canada and global marketing and communications functions. She joined Intact in 2011 as Deputy Senior Vice President of Marketing, Direct Distribution and held progressively senior positions in the Direct Distribution business. In 2018 Anne was appointed Senior Vice President, Direct Distribution and in 2019 she added Chief Marketing Officer for national marketing operations to her responsibilities. Prior to joining Intact Anne was Vice President and Managing Director of the Montreal office of FCB, one of the world's largest networks of advertising and marketing communications agencies.
Upcoming Dividend • Dec 07Upcoming dividend of CA$1.10 per share at 2.1% yieldEligible shareholders must have bought the stock before 14 December 2023. Payment date: 29 December 2023. Payout ratio is a comfortable 73% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (3.8%).
공고 • Nov 09Intact Financial Corporation Approves the Quarterly Dividend, Payable on December 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on December 29, 2023, to shareholders of record on December 15, 2023.
공고 • Oct 24Intact Financial Corporation to Report Q3, 2023 Results on Nov 07, 2023Intact Financial Corporation announced that they will report Q3, 2023 results After-Market on Nov 07, 2023
공고 • Sep 15+ 1 more updateIntact Financial Corporation announced that it has received CAD 400 million in fundingIntact Financial Corporation announced a best efforts private placement of series 14 unsecured medium term notes for gross proceeds of CAD 400 million on September 14, 2023. The transaction included participation from accredited investors in Canada. The series 14 notes bear an interest rate of 5.276% until maturity on September 14, 2054. The notes are direct unsecured obligations of Intact and rank equally with all other unsecured and unsubordinated indebtedness of the company.
공고 • Sep 01Intact Financial Corporation Estimates Catastrophe Losses Incurred to Date in the Third Quarter of 2023 from Wildfires and Other Weather EventsIntact Financial Corporation estimated catastrophe losses incurred to date in the third quarter of 2023 from wildfires and other weather events. The company estimates catastrophe losses amount to approximately $570 million pre-tax, or $2.40 per share. These estimated losses relate to a number of events in July 2023 and August 2023, none of which met the threshold for reinsurance under the company’s catastrophe reinsurance treaties. Given that the wildfires are still active, actual losses may differ from this estimate. The company will issue an update in early October 2023 if catastrophe losses increase materially by the end of the quarter.
공고 • Aug 04Intact Financial Corporation Approves Quarterly Dividend, Payable on September 29, 2023The Board of Directors of Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the company's outstanding common shares. The dividends are payable on September 29, 2023, to shareholders of record on September 15, 2023.
New Risk • Aug 04New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (6.2% net profit margin). Significant insider selling over the past 3 months (€1.8m sold).
Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: CA$1.44 (vs CA$6.64 in 2Q 2022)Second quarter 2023 results: EPS: CA$1.44 (down from CA$6.64 in 2Q 2022). Revenue: CA$6.04b (up 11% from 2Q 2022). Net income: CA$252.0m (down 78% from 2Q 2022). Profit margin: 4.2% (down from 22% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
공고 • Jul 18Intact Financial Corporation to Report Q2, 2023 Results on Aug 02, 2023Intact Financial Corporation announced that they will report Q2, 2023 results After-Market on Aug 02, 2023
공고 • Jul 12Intact Financial Corporation Announces Estimated Catastrophe Loss for the Second Quarter of 2023Intact Financial Corporation announced estimated catastrophe loss for the second quarter of 2023. For the quarter, estimated catastrophe losses are approximately $421 million on a pre-tax basis net of reinsurance ($1.79 per share after-tax).
Upcoming Dividend • Jun 07Upcoming dividend of CA$1.10 per share at 2.2% yieldEligible shareholders must have bought the stock before 14 June 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 2.2%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.4%).
공고 • May 11Intact Financial Corporation Approves Quarterly Dividend, Payable on June 30, 2023Intact Financial Corporation approved the quarterly dividend to $1.10 per share on the Company's outstanding common shares. The dividends are payable on June 30, 2023, to shareholders of record on June 15, 2023.
공고 • Feb 08Intact Financial Corporation Approves Quarterly DividendIntact Financial Corporation Board of Directors approved a $0.10 per share increase in the quarterly dividend to $1.10 per share on the Company's outstanding common shares. This represents a 10% increase and marks the 18th consecutive annual increase in common share dividend since IPO in 2004.
공고 • Jan 27Intact Financial Corporation to Report Q4, 2022 Results on Feb 07, 2023Intact Financial Corporation announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Feb 07, 2023
공고 • Jan 13Intact Financial Corporation Provides Earnings Guidance for the Fourth Quarter of 2022Intact Financial Corporation provided earnings guidance for the fourth quarter of 2022. For the quarter, the company estimated catastrophe losses for the fourth quarter of 2022 of approximately $143 million on a pre-tax basis ($0.63 per share after-tax).
Executive Departure • Jun 01Executive VP & COO has left the companyOn the 31st of May, Mathieu Lamy's tenure as Executive VP & COO ended after 3.4 years in the role. As of March 2021, Mathieu personally held 19.12k shares (€2.0m worth at the time). A total of 2 executives have left over the last 12 months.
Recent Insider Transactions • May 24Insider recently sold €87k worth of stockOn the 21st of May, Lucie Martel sold around 800 shares on-market at roughly €109 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €495k more than they bought in the last 12 months.
Executive Departure • May 15Independent Director has left the companyOn the 12th of May, Carol Stephenson's tenure as Independent Director ended after 16.4 years in the role. As of December 2020, Carol personally held 8.37k shares (€804k worth at the time). Carol is the only executive to leave the company over the last 12 months.
Reported Earnings • May 13First quarter 2021 earnings released: EPS CA$3.59 (vs CA$0.66 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: CA$3.18b (up 6.1% from 1Q 2020). Net income: CA$514.0m (up 441% from 1Q 2020). Profit margin: 16% (up from 3.2% in 1Q 2020). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 19% per year whereas the company’s share price has increased by 21% per year.
Recent Insider Transactions • Mar 11Insider recently sold €61k worth of stockOn the 9th of March, Lucie Martel sold around 600 shares on-market at roughly €102 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €408k more than they bought in the last 12 months.
Recent Insider Transactions • Feb 14Insider recently sold €58k worth of stockOn the 11th of February, Lucie Martel sold around 600 shares on-market at roughly €97.32 per share. In the last 3 months, they made an even bigger sale worth €67k. Insiders have been net sellers, collectively disposing of €549k more than they bought in the last 12 months.
Reported Earnings • Feb 11Full year 2020 earnings released: EPS CA$7.20 (vs CA$5.08 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: CA$12.5b (up 10% from FY 2019). Net income: CA$1.03b (up 45% from FY 2019). Profit margin: 8.3% (up from 6.3% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.