View ValuationHCI Group 향후 성장Future 기준 점검 0/6HCI Group 의 수익은 연간 9.6% 감소할 것으로 예상되는 반면, 연간 수익은 4.8% 로 증가할 것으로 예상됩니다. EPS는 연간 14.1% 만큼 쇠퇴할 것으로 예상됩니다.핵심 정보-9.6%이익 성장률-14.10%EPS 성장률Insurance 이익 성장2.0%매출 성장률4.8%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트07 May 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 5 highly experienced directors. Independent Director Peter Politis was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Apr 25HCI Group, Inc. Declares A Regular Quarterly Cash Dividend, Payable on June 18, 2026The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 18, 2026 to shareholders of record at the close of business May 15, 2026.공시 • Apr 22HCI Group, Inc., Annual General Meeting, Jun 10, 2026HCI Group, Inc., Annual General Meeting, Jun 10, 2026. Location: 1st floor auditorium of hci`s headquarters, 3802 coconut palm drive, tampa, florida United States공시 • Apr 14HCI Group, Inc. to Report Q1, 2026 Results on May 06, 2026HCI Group, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on May 06, 2026공시 • Mar 05HCI Group, Inc. (NYSE:HCI) announces an Equity Buyback for $80 million worth of its shares.HCI Group, Inc. (NYSE:HCI) announces a share repurchase program. Under the program, the company will repurchase up to $80 million worth of its common shares. The repurchase program will expire on one year.공시 • Feb 05HCI Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026HCI Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026공시 • Jan 17HCI Group, Inc. Declares A Regular Quarterly Cash Dividend on Common Share, Payable on March 20, 2026The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 20, 2026 to shareholders of record at the close of business February 20, 2026.공시 • Oct 27HCI Group, Inc. to Report Q3, 2025 Results on Nov 06, 2025HCI Group, Inc. announced that they will report Q3, 2025 results After-Market on Nov 06, 2025공시 • Oct 23HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on December 19, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid December 19, 2025 to shareholders of record at the close of business November 21, 2025.공시 • Jul 15HCI Group, Inc. to Report Q2, 2025 Results on Aug 07, 2025HCI Group, Inc. announced that they will report Q2, 2025 results After-Market on Aug 07, 2025공시 • Jul 03HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on September 19, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid September 19, 2025 to shareholders of record at the close of business August 15, 2025.공시 • Jun 30+ 3 more updatesHCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Growth IndexHCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Growth Index공시 • Apr 25HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 20, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 20, 2025 to shareholders of record at the close of business May 16, 2025.공시 • Apr 23HCI Group, Inc. to Report Q1, 2025 Results on May 08, 2025HCI Group, Inc. announced that they will report Q1, 2025 results After-Market on May 08, 2025공시 • Apr 22HCI Group, Inc., Annual General Meeting, Jun 10, 2025HCI Group, Inc., Annual General Meeting, Jun 10, 2025. Location: 1st floor auditorium of hci`s headquarters, at 3802 coconut palm drive, florida, tampa United States공시 • Apr 11HCI Group, Inc. Announces Lauren Valiente Not Seeking Reelection to Board of DirectorsHCI Group, Inc. announced that on April 9, 2025, the director, Lauren Valiente, notified in writing the chairman of the board of directors that she will not seek reelection to the board of directors.공시 • Mar 05HCI Group, Inc. Announces A Streamlined Organizational Structure to Better Align the Long-Term Potential of the CompanyHCI Group, Inc. announced a streamlined organizational structure to better align the long-term potential of the company. HCI will be organized into two distinct operating units, with each unit having defined management teams and operational objectives. The company's first operating unit comprises four insurance companies: Homeowners Choice Property & Casualty Insurance Company, TypTap Insurance Company, Condo Owners Reciprocal Exchange, and Tailrow Insurance Exchange. Additionally, this unit includes Griston, HCI’s claims management division; Claddaugh, HCI’s wholly owned reinsurer; and Greenleaf Capital, HCI’s real estate division. The second operating unit includes market-leading technology platform, supported by the company’s technology and data analytics teams. This unit will focus on being a leading innovator of end-to-end technology powered solutions for the property and casualty insurance industry. Formerly known as TypTap Insurance Group this unit is now called Exzeo Group Inc., which HCI believes better reflects the unit’s technology focus.공시 • Feb 05HCI Group, Inc Declares Quarterly Cash Dividend, Payable on March 21, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 21, 2025 to shareholders of record at the close of business February 21, 2025.공시 • Jan 30HCI Group, Inc. to Report Q4, 2024 Results on Feb 27, 2025HCI Group, Inc. announced that they will report Q4, 2024 results After-Market on Feb 27, 2025공시 • Jan 01HCI Group, Inc. Announces Resignation of Eric Hoffman from the BoardHCI Group, Inc. announced that Eric Hoffman, a member of board of directors, has resigned from the board effective December 27, 2024.Reported Earnings • Nov 09Third quarter 2024 earnings released: EPS: US$0.54 (vs US$1.53 in 3Q 2023)Third quarter 2024 results: EPS: US$0.54 (down from US$1.53 in 3Q 2023). Revenue: US$175.3m (up 33% from 3Q 2023). Net income: US$5.68m (down 55% from 3Q 2023). Profit margin: 3.2% (down from 9.7% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 5.0% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.New Risk • Nov 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.0% average weekly change). Shareholders have been diluted in the past year (22% increase in shares outstanding).Declared Dividend • Nov 04Second quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 15th November 2024 Payment date: 20th December 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (10% earnings payout ratio) and cash flows (5% cash payout ratio). The dividend has increased by an average of 3.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 14% over the next 3 years. However, it would need to fall by 89% to increase the payout ratio to a potentially unsustainable range.공시 • Oct 29HCI Group, Inc. Declares Regular Quarterly Cash Dividend, Payable on December 20, 2024The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid December 20, 2024 to shareholders of record at the close of business November 15, 2024.공시 • Oct 17HCI Group, Inc. to Report Q3, 2024 Results on Nov 07, 2024HCI Group, Inc. announced that they will report Q3, 2024 results After-Market on Nov 07, 2024Valuation Update With 7 Day Price Move • Oct 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €101, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 3.3% over the past three years.New Risk • Aug 09New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 5.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 5.0% per year for the foreseeable future. Minor Risk Shareholders have been diluted in the past year (22% increase in shares outstanding).Upcoming Dividend • Aug 09Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 16 August 2024. Payment date: 20 September 2024. Payout ratio is a comfortable 9.8% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.4%).Declared Dividend • Jul 15First quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 16th August 2024 Payment date: 20th September 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (13% earnings payout ratio) and cash flows (5% cash payout ratio). The dividend has increased by an average of 4.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 6.7% over the next year. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.공시 • Jul 12HCI Group, Inc. to Report Q2, 2024 Results on Aug 08, 2024HCI Group, Inc. announced that they will report Q2, 2024 results After-Market on Aug 08, 2024Board Change • Jul 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 5 highly experienced directors. Independent Director Peter Politis was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.Reported Earnings • May 09First quarter 2024 earnings released: EPS: US$4.76 (vs US$1.79 in 1Q 2023)First quarter 2024 results: EPS: US$4.76 (up from US$1.79 in 1Q 2023). Revenue: US$206.6m (up 60% from 1Q 2023). Net income: US$47.6m (up 222% from 1Q 2023). Profit margin: 23% (up from 12% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.Declared Dividend • Apr 29Fourth quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 16th May 2024 Payment date: 21st June 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 4.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Apr 27HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 21, 2024 to shareholders of record at the close of business May 17, 2024.공시 • Apr 12HCI Group, Inc. to Report Q1, 2024 Results on May 08, 2024HCI Group, Inc. announced that they will report Q1, 2024 results After-Market on May 08, 2024Recent Insider Transactions • Mar 29Chief Financial Officer recently sold €2.2m worth of stockOn the 26th of March, James Harmsworth sold around 20k shares on-market at roughly €108 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €2.9m.공시 • Mar 27HCI Group, Inc., Annual General Meeting, Jun 11, 2024HCI Group, Inc., Annual General Meeting, Jun 11, 2024, at 15:00 US Eastern Standard Time. Location: the 1st Floor Auditorium of HCI’s headquarters at 3802 Coconut Palm Drive, Tampa, Florida Florida United States Agenda: To discuss elect Class A Directors; to ratify the appointment of external auditors; and to approve, on an advisory basis, the compensation of the named executive officers.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €105, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 84% over the past three years.Reported Earnings • Mar 08Full year 2023 earnings released: EPS: US$9.13 (vs US$6.24 loss in FY 2022)Full year 2023 results: EPS: US$9.13 (up from US$6.24 loss in FY 2022). Revenue: US$550.7m (up 11% from FY 2022). Net income: US$79.0m (up US$134.1m from FY 2022). Profit margin: 14% (up from net loss in FY 2022). The move to profitability was primarily driven by lower expenses. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.Upcoming Dividend • Feb 08Upcoming dividend of US$0.40 per share at 1.8% yieldEligible shareholders must have bought the stock before 15 February 2024. Payment date: 15 March 2024. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (3.7%).공시 • Feb 01HCI Group, Inc. to Report Q4, 2023 Results on Mar 07, 2024HCI Group, Inc. announced that they will report Q4, 2023 results After-Market on Mar 07, 2024Declared Dividend • Jan 29Third quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 15th February 2024 Payment date: 15th March 2024 Dividend yield will be 1.8%, which is lower than the industry average of 3.7%. Sustainability & Growth Dividend is well covered by both earnings (33% earnings payout ratio) and cash flows (18% cash payout ratio). The dividend has increased by an average of 4.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.3% over the next 2 years, which should provide support to the dividend and adequate earnings cover.공시 • Jan 26HCI Group Declares Quarterly Cash Dividend, Payable on March 15, 2024The board of directors of HCI Group, Inc. declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 15, 2024 to shareholders of record at the close of business February 16, 2024.공시 • Jan 23HCI Group, Inc. has filed a Follow-on Equity Offering in the amount of $75 million.HCI Group, Inc. has filed a Follow-on Equity Offering in the amount of $75 million. Security Name: Common Stock Security Type: Common Stock공시 • Dec 08HCI Group, Inc. has completed a Follow-on Equity Offering in the amount of $78 million.HCI Group, Inc. has completed a Follow-on Equity Offering in the amount of $78 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 1,000,000 Price\Range: $78 Discount Per Security: $4.29New Risk • Dec 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.4% average weekly change). Shareholders have been diluted in the past year (9.5% increase in shares outstanding).공시 • Dec 07HCI Group, Inc. has filed a Follow-on Equity Offering.HCI Group, Inc. has filed a Follow-on Equity Offering. Security Name: Common Stock Security Type: Common StockNew Risk • Nov 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 30% per year for the foreseeable future. Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (8.3% average weekly change).Upcoming Dividend • Nov 09Upcoming dividend of US$0.40 per share at 2.0% yieldEligible shareholders must have bought the stock before 16 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 7.0% but the company is not cash flow positive. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (4.1%).Reported Earnings • Nov 08Third quarter 2023 earnings released: EPS: US$1.53 (vs US$5.66 loss in 3Q 2022)Third quarter 2023 results: EPS: US$1.53 (up from US$5.66 loss in 3Q 2022). Revenue: US$131.6m (up 3.9% from 3Q 2022). Net income: US$13.2m (up US$60.8m from 3Q 2022). Profit margin: 10.0% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 3.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 76 percentage points per year, which is a significant difference in performance.New Risk • Nov 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 21% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 21% per year for the foreseeable future. Minor Risk Paying a dividend despite having no free cash flows.공시 • Oct 11HCI Group, Inc. to Report Q3, 2023 Results on Nov 07, 2023HCI Group, Inc. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Nov 07, 2023Upcoming Dividend • Aug 10Upcoming dividend of US$0.40 per share at 2.5% yieldEligible shareholders must have bought the stock before 17 August 2023. Payment date: 15 September 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.3%).Reported Earnings • Aug 09Second quarter 2023 earnings released: EPS: US$1.45 (vs US$1.04 loss in 2Q 2022)Second quarter 2023 results: EPS: US$1.45 (up from US$1.04 loss in 2Q 2022). Revenue: US$127.3m (up 1.1% from 2Q 2022). Net income: US$12.4m (up US$21.8m from 2Q 2022). Profit margin: 9.8% (up from net loss in 2Q 2022). The move to profitability was primarily driven by lower expenses. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 113 percentage points per year, which is a significant difference in performance.공시 • Jul 13HCI Group, Inc. to Report Q2, 2023 Results on Aug 08, 2023HCI Group, Inc. announced that they will report Q2, 2023 results After-Market on Aug 08, 2023공시 • Jun 25HCI Group, Inc.(NYSE:HCI) dropped from Russell 2000 Defensive IndexHCI Group, Inc.(NYSE:HCI) dropped from Russell 2000 Defensive IndexRecent Insider Transactions • May 25Chief Financial Officer recently sold €779k worth of stockOn the 22nd of May, James Harmsworth sold around 15k shares on-market at roughly €51.95 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was James' only on-market trade for the last 12 months.Upcoming Dividend • May 11Upcoming dividend of US$0.40 per share at 2.7% yieldEligible shareholders must have bought the stock before 18 May 2023. Payment date: 16 June 2023. The company is not currently making a profit and is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.5%).Reported Earnings • May 10First quarter 2023 earnings released: EPS: US$1.78 (vs US$0.09 in 1Q 2022)First quarter 2023 results: EPS: US$1.78 (up from US$0.09 in 1Q 2022). Revenue: US$129.0m (up 1.6% from 1Q 2022). Net income: US$15.3m (up US$14.5m from 1Q 2022). Profit margin: 12% (up from 0.7% in 1Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 124 percentage points per year, which is a significant difference in performance.Reported Earnings • Mar 10Full year 2022 earnings released: US$6.24 loss per share (vs US$0.23 profit in FY 2021)Full year 2022 results: US$6.24 loss per share (down from US$0.23 profit in FY 2021). Revenue: US$499.6m (up 23% from FY 2021). Net loss: US$58.5m (down US$60.3m from profit in FY 2021). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 118 percentage points per year, which is a significant difference in performance.공시 • Feb 14HCI Group, Inc. to Report Q4, 2022 Results on Mar 09, 2023HCI Group, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Mar 09, 2023Upcoming Dividend • Feb 09Upcoming dividend of US$0.40 per share at 3.3% yieldEligible shareholders must have bought the stock before 16 February 2023. Payment date: 17 March 2023. The company is not currently making a profit and its cash payout ratio is 81%. Trailing yield: 3.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.1%).공시 • Jan 20HCI Group Declares Quarterly Cash Dividend, Payable on March 17, 2023HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 17, 2023 to shareholders of record at the close of business February 17, 2023.Buying Opportunity • Dec 17Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 37%. The fair value is estimated to be €40.03, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company became loss making. Revenue is forecast to grow by 11% in a year. Earnings is forecast to grow by 79% in the next year.Board Change • Nov 16High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Peter Politis was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 10Third quarter 2022 earnings released: US$5.66 loss per share (vs US$0.72 loss in 3Q 2021)Third quarter 2022 results: US$5.66 loss per share (further deteriorated from US$0.72 loss in 3Q 2021). Revenue: US$126.7m (up 28% from 3Q 2021). Net loss: US$47.7m (loss widened US$41.9m from 3Q 2021). Revenue is forecast to grow 9.7% p.a. on average during the next 2 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.Upcoming Dividend • Nov 10Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 17 November 2022. Payment date: 16 December 2022. The company is not currently making a profit and there are not enough cash flows to support it either. Trailing yield: 4.3%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.8%).공시 • Oct 15HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on December 16, 2022HCI Group, Inc. announced that the board of directors of the company has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid December 16, 2022 to shareholders of record at the close of business November 18, 2022.공시 • Oct 13HCI Group, Inc. to Report Q3, 2022 Results on Nov 08, 2022HCI Group, Inc. announced that they will report Q3, 2022 results After-Market on Nov 08, 2022Recent Insider Transactions • Aug 25Founder recently bought €51k worth of stockOn the 23rd of August, Pareshbhai Patel bought around 1k shares on-market at roughly €51.09 per share. In the last 3 months, there was an even bigger purchase from another insider worth €58k. Pareshbhai has been a buyer over the last 12 months, purchasing a net total of €146k worth in shares.Recent Insider Transactions • Aug 14Co-Founder & Lead Independent Director recently bought €58k worth of stockOn the 11th of August, Gregory Politis bought around 1k shares on-market at roughly €57.62 per share. This was the largest purchase by an insider in the last 3 months. Gregory has been a buyer over the last 12 months, purchasing a net total of €244k worth in shares.Upcoming Dividend • Aug 11Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 18 August 2022. Payment date: 16 September 2022. The company is not currently making a profit but it is cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (5.2%).Reported Earnings • Aug 09Second quarter 2022 earnings released: US$1.04 loss per share (vs US$0.25 profit in 2Q 2021)Second quarter 2022 results: US$1.04 loss per share (down from US$0.25 profit in 2Q 2021). Revenue: US$125.9m (up 24% from 2Q 2021). Net loss: US$9.98m (down US$11.9m from profit in 2Q 2021). Over the next year, revenue is forecast to grow 22%, compared to a 26% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 45% per year but the company’s share price has increased by 25% per year, which means it is well ahead of earnings.공시 • Jul 22HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on September 16, 2022The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid September 16, 2022 to shareholders of record at the close of business August 19, 2022.공시 • Jul 15HCI Group, Inc. to Report Q2, 2022 Results on Aug 08, 2022HCI Group, Inc. announced that they will report Q2, 2022 results After-Market on Aug 08, 2022공시 • Jun 26HCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Value IndexHCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Value IndexReported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.09 (vs US$0.82 in 1Q 2021)First quarter 2022 results: EPS: US$0.09 (down from US$0.82 in 1Q 2021). Revenue: US$127.0m (up 34% from 1Q 2021). Net income: US$851.0k (down 86% from 1Q 2021). Profit margin: 0.7% (down from 6.5% in 1Q 2021). Over the next year, revenue is forecast to grow 25%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has increased by 21% per year, which means it is well ahead of earnings.Recent Insider Transactions • May 05Co-Founder & Lead Independent Director recently bought €61k worth of stockOn the 29th of April, Gregory Politis bought around 1k shares on-market at roughly €61.20 per share. In the last 3 months, they made an even bigger purchase worth €125k. Gregory has been a buyer over the last 12 months, purchasing a net total of €186k worth in shares.공시 • May 04HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 17, 2022The board of directors of HCI Group, Inc. declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 17, 2022 to shareholders of record at the close of business May 17, 2022.Board Change • Apr 27High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Director Peter Politis was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Apr 09Co-Founder & Lead Independent Director recently bought €125k worth of stockOn the 5th of April, Gregory Politis bought around 2k shares on-market at roughly €62.57 per share. This was the largest purchase by an insider in the last 3 months. This was Gregory's only on-market trade for the last 12 months.공시 • Apr 07HCI Group, Inc. to Report Q1, 2022 Results on May 04, 2022HCI Group, Inc. announced that they will report Q1, 2022 results After-Market on May 04, 2022공시 • Apr 06HCI Group, Inc., Annual General Meeting, Jun 02, 2022HCI Group, Inc., Annual General Meeting, Jun 02, 2022, at 15:00 Eastern Daylight. Location: 3802 Coconut Palm Drive Tampa Florida United States Agenda: To elect Class B Directors; to ratify the appointment of external auditors; to approve, on an advisory basis, the compensation of the named executive officers; and to consider other matters.Reported Earnings • Mar 09Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$0.23 (down from US$3.55 in FY 2020). Revenue: US$407.9m (up 49% from FY 2020). Net income: US$1.86m (down 93% from FY 2020). Profit margin: 0.5% (down from 9.6% in FY 2020). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.2%. Over the next year, revenue is forecast to grow 25%, compared to a 20% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.Buying Opportunity • Mar 05Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 48%. The fair value is estimated to be US$68.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% per annum over the last 3 years. Earnings per share has been flat over the last 3 years.Upcoming Dividend • Feb 10Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 17 February 2022. Payment date: 18 March 2022. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.8%).공시 • Feb 08HCI Group, Inc. to Report Q4, 2021 Results on Mar 08, 2022HCI Group, Inc. announced that they will report Q4, 2021 results After-Market on Mar 08, 2022공시 • Dec 17HCI Group, Inc. (NYSE:HCI) reached an agreement in principle to acquire Personal lines insurance business in the states of Georgia, North Carolina, and South Carolina from United Insurance Holdings Corp. (NASDAQ: UIHC).HCI Group, Inc. (NYSE:HCI) reached an agreement in principle to acquire Personal lines insurance business in the states of Georgia, North Carolina, and South Carolina from United Insurance Holdings Corp. (NASDAQ: UIHC) on December 16, 2021. Under the quota share arrangement, HCI will pay to UPC a provisional ceding commission of 25% of premium earned during the term of the contract that could increase up to 32% depending on the direct loss ratio results for the reinsured business. Also as part of the transaction, UPC will grant HCI renewal rights in respect of its personal lines business in Georgia, North Carolina and South Carolina. Consideration for renewal rights includes an up-front cash payment from HCI to UPC of $3.8 million which will be adjusted based on the amount of premium transitioned to HCI, subject to a maximum of $6 million. The transaction is subject to negotiation of definitive agreements and customary closing conditions, including receipt of all applicable regulatory approvals. Debevoise & Plimpton LLP is acting as legal advisor to UIHC.Upcoming Dividend • Nov 11Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 18 November 2021. Payment date: 17 December 2021. Trailing yield: 1.3%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.1%).Reported Earnings • Nov 10Third quarter 2021 earnings released: US$0.72 loss per share (vs US$1.98 profit in 3Q 2020)The company reported a mediocre third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$99.2m (up 48% from 3Q 2020). Net loss: US$5.76m (down 140% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Oct 08Investor sentiment improved over the past weekAfter last week's 15% share price gain to €110, the stock trades at a trailing P/E ratio of 45x. Average forward P/E is 9x in the Insurance industry in Germany. Total returns to shareholders of 224% over the past three years.Upcoming Dividend • Aug 12Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 19 August 2021. Payment date: 17 September 2021. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.3%).이익 및 매출 성장 예측DB:0H5 - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20271,008244N/AN/A212/31/2026962240N/AN/A23/31/2026927291429431N/A12/31/2025901287441444N/A9/30/2025817198404408N/A6/30/2025776140482486N/A3/31/2025760126307312N/A12/31/2024750106328332N/A9/30/2024751144406410N/A6/30/2024707151370378N/A3/31/2024628108306314N/A12/31/202355176222231N/A9/30/2023505418896N/A6/30/2023500-20-21-16N/A3/31/2023498-413642N/A12/31/2022496-55-100N/A9/30/2022492-562030N/A6/30/2022465-141222N/A3/31/2022440-3109118N/A12/31/202140829397N/A9/30/202136644548N/A6/30/2021334256163N/A3/31/2021313325158N/A12/31/2020273267177N/A9/30/2020266308793N/A6/30/202025921128135N/A3/31/2020237199699N/A12/31/201924225N/A54N/A9/30/201923211N/A37N/A6/30/201923414N/A30N/A3/31/201923415N/A54N/A12/31/201823118N/A29N/A9/30/201824037N/A-5N/A6/30/2018226-9N/A13N/A3/31/2018234-8N/A-22N/A12/31/2017244-6N/A17N/A9/30/2017255-14N/A48N/A6/30/201727535N/A49N/A3/31/201726933N/A85N/A12/31/201626227N/A88N/A9/30/201625334N/A31N/A6/30/201624730N/A38N/A3/31/201626444N/A14N/A12/31/201528662N/A45N/A9/30/201528765N/A131N/A6/30/201529371N/A107N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 0H5 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -9.6%).수익 vs 시장: 0H5 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -9.6%).고성장 수익: 0H5 의 수익은 향후 3년간 감소할 것으로 예상됩니다.수익 대 시장: 0H5 의 수익(연간 4.8%)이 German 시장(연간 6.8%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: 0H5 의 수익(연간 4.8%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 0H5의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YInsurance 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/22 16:55종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스HCI Group, Inc.는 8명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Matthew CarlettiCitizens JMP Securities, LLCCasey AlexanderLadenburg Thalmann & CompanyMichael PhillipsOppenheimer & Co. Inc.5명의 분석가 더 보기
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 5 highly experienced directors. Independent Director Peter Politis was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Apr 25HCI Group, Inc. Declares A Regular Quarterly Cash Dividend, Payable on June 18, 2026The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 18, 2026 to shareholders of record at the close of business May 15, 2026.
공시 • Apr 22HCI Group, Inc., Annual General Meeting, Jun 10, 2026HCI Group, Inc., Annual General Meeting, Jun 10, 2026. Location: 1st floor auditorium of hci`s headquarters, 3802 coconut palm drive, tampa, florida United States
공시 • Apr 14HCI Group, Inc. to Report Q1, 2026 Results on May 06, 2026HCI Group, Inc. announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on May 06, 2026
공시 • Mar 05HCI Group, Inc. (NYSE:HCI) announces an Equity Buyback for $80 million worth of its shares.HCI Group, Inc. (NYSE:HCI) announces a share repurchase program. Under the program, the company will repurchase up to $80 million worth of its common shares. The repurchase program will expire on one year.
공시 • Feb 05HCI Group, Inc. to Report Q4, 2025 Results on Feb 25, 2026HCI Group, Inc. announced that they will report Q4, 2025 results After-Market on Feb 25, 2026
공시 • Jan 17HCI Group, Inc. Declares A Regular Quarterly Cash Dividend on Common Share, Payable on March 20, 2026The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 20, 2026 to shareholders of record at the close of business February 20, 2026.
공시 • Oct 27HCI Group, Inc. to Report Q3, 2025 Results on Nov 06, 2025HCI Group, Inc. announced that they will report Q3, 2025 results After-Market on Nov 06, 2025
공시 • Oct 23HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on December 19, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid December 19, 2025 to shareholders of record at the close of business November 21, 2025.
공시 • Jul 15HCI Group, Inc. to Report Q2, 2025 Results on Aug 07, 2025HCI Group, Inc. announced that they will report Q2, 2025 results After-Market on Aug 07, 2025
공시 • Jul 03HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on September 19, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid September 19, 2025 to shareholders of record at the close of business August 15, 2025.
공시 • Jun 30+ 3 more updatesHCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Growth IndexHCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Growth Index
공시 • Apr 25HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 20, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 20, 2025 to shareholders of record at the close of business May 16, 2025.
공시 • Apr 23HCI Group, Inc. to Report Q1, 2025 Results on May 08, 2025HCI Group, Inc. announced that they will report Q1, 2025 results After-Market on May 08, 2025
공시 • Apr 22HCI Group, Inc., Annual General Meeting, Jun 10, 2025HCI Group, Inc., Annual General Meeting, Jun 10, 2025. Location: 1st floor auditorium of hci`s headquarters, at 3802 coconut palm drive, florida, tampa United States
공시 • Apr 11HCI Group, Inc. Announces Lauren Valiente Not Seeking Reelection to Board of DirectorsHCI Group, Inc. announced that on April 9, 2025, the director, Lauren Valiente, notified in writing the chairman of the board of directors that she will not seek reelection to the board of directors.
공시 • Mar 05HCI Group, Inc. Announces A Streamlined Organizational Structure to Better Align the Long-Term Potential of the CompanyHCI Group, Inc. announced a streamlined organizational structure to better align the long-term potential of the company. HCI will be organized into two distinct operating units, with each unit having defined management teams and operational objectives. The company's first operating unit comprises four insurance companies: Homeowners Choice Property & Casualty Insurance Company, TypTap Insurance Company, Condo Owners Reciprocal Exchange, and Tailrow Insurance Exchange. Additionally, this unit includes Griston, HCI’s claims management division; Claddaugh, HCI’s wholly owned reinsurer; and Greenleaf Capital, HCI’s real estate division. The second operating unit includes market-leading technology platform, supported by the company’s technology and data analytics teams. This unit will focus on being a leading innovator of end-to-end technology powered solutions for the property and casualty insurance industry. Formerly known as TypTap Insurance Group this unit is now called Exzeo Group Inc., which HCI believes better reflects the unit’s technology focus.
공시 • Feb 05HCI Group, Inc Declares Quarterly Cash Dividend, Payable on March 21, 2025The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 21, 2025 to shareholders of record at the close of business February 21, 2025.
공시 • Jan 30HCI Group, Inc. to Report Q4, 2024 Results on Feb 27, 2025HCI Group, Inc. announced that they will report Q4, 2024 results After-Market on Feb 27, 2025
공시 • Jan 01HCI Group, Inc. Announces Resignation of Eric Hoffman from the BoardHCI Group, Inc. announced that Eric Hoffman, a member of board of directors, has resigned from the board effective December 27, 2024.
Reported Earnings • Nov 09Third quarter 2024 earnings released: EPS: US$0.54 (vs US$1.53 in 3Q 2023)Third quarter 2024 results: EPS: US$0.54 (down from US$1.53 in 3Q 2023). Revenue: US$175.3m (up 33% from 3Q 2023). Net income: US$5.68m (down 55% from 3Q 2023). Profit margin: 3.2% (down from 9.7% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.2% p.a. on average during the next 3 years, compared to a 5.0% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
New Risk • Nov 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.0% average weekly change). Shareholders have been diluted in the past year (22% increase in shares outstanding).
Declared Dividend • Nov 04Second quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 15th November 2024 Payment date: 20th December 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (10% earnings payout ratio) and cash flows (5% cash payout ratio). The dividend has increased by an average of 3.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 14% over the next 3 years. However, it would need to fall by 89% to increase the payout ratio to a potentially unsustainable range.
공시 • Oct 29HCI Group, Inc. Declares Regular Quarterly Cash Dividend, Payable on December 20, 2024The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid December 20, 2024 to shareholders of record at the close of business November 15, 2024.
공시 • Oct 17HCI Group, Inc. to Report Q3, 2024 Results on Nov 07, 2024HCI Group, Inc. announced that they will report Q3, 2024 results After-Market on Nov 07, 2024
Valuation Update With 7 Day Price Move • Oct 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €101, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 3.3% over the past three years.
New Risk • Aug 09New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 5.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 5.0% per year for the foreseeable future. Minor Risk Shareholders have been diluted in the past year (22% increase in shares outstanding).
Upcoming Dividend • Aug 09Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 16 August 2024. Payment date: 20 September 2024. Payout ratio is a comfortable 9.8% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (4.4%).
Declared Dividend • Jul 15First quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 16th August 2024 Payment date: 20th September 2024 Dividend yield will be 1.9%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (13% earnings payout ratio) and cash flows (5% cash payout ratio). The dividend has increased by an average of 4.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 6.7% over the next year. However, it would need to fall by 86% to increase the payout ratio to a potentially unsustainable range.
공시 • Jul 12HCI Group, Inc. to Report Q2, 2024 Results on Aug 08, 2024HCI Group, Inc. announced that they will report Q2, 2024 results After-Market on Aug 08, 2024
Board Change • Jul 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 5 highly experienced directors. Independent Director Peter Politis was the last director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
Reported Earnings • May 09First quarter 2024 earnings released: EPS: US$4.76 (vs US$1.79 in 1Q 2023)First quarter 2024 results: EPS: US$4.76 (up from US$1.79 in 1Q 2023). Revenue: US$206.6m (up 60% from 1Q 2023). Net income: US$47.6m (up 222% from 1Q 2023). Profit margin: 23% (up from 12% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.
Declared Dividend • Apr 29Fourth quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 16th May 2024 Payment date: 21st June 2024 Dividend yield will be 1.4%, which is lower than the industry average of 3.8%. Sustainability & Growth Dividend is well covered by both earnings (18% earnings payout ratio) and cash flows (7% cash payout ratio). The dividend has increased by an average of 4.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 18% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Apr 27HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 21, 2024The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 21, 2024 to shareholders of record at the close of business May 17, 2024.
공시 • Apr 12HCI Group, Inc. to Report Q1, 2024 Results on May 08, 2024HCI Group, Inc. announced that they will report Q1, 2024 results After-Market on May 08, 2024
Recent Insider Transactions • Mar 29Chief Financial Officer recently sold €2.2m worth of stockOn the 26th of March, James Harmsworth sold around 20k shares on-market at roughly €108 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. James has been a net seller over the last 12 months, reducing personal holdings by €2.9m.
공시 • Mar 27HCI Group, Inc., Annual General Meeting, Jun 11, 2024HCI Group, Inc., Annual General Meeting, Jun 11, 2024, at 15:00 US Eastern Standard Time. Location: the 1st Floor Auditorium of HCI’s headquarters at 3802 Coconut Palm Drive, Tampa, Florida Florida United States Agenda: To discuss elect Class A Directors; to ratify the appointment of external auditors; and to approve, on an advisory basis, the compensation of the named executive officers.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €105, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Insurance industry in Germany. Total returns to shareholders of 84% over the past three years.
Reported Earnings • Mar 08Full year 2023 earnings released: EPS: US$9.13 (vs US$6.24 loss in FY 2022)Full year 2023 results: EPS: US$9.13 (up from US$6.24 loss in FY 2022). Revenue: US$550.7m (up 11% from FY 2022). Net income: US$79.0m (up US$134.1m from FY 2022). Profit margin: 14% (up from net loss in FY 2022). The move to profitability was primarily driven by lower expenses. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
Upcoming Dividend • Feb 08Upcoming dividend of US$0.40 per share at 1.8% yieldEligible shareholders must have bought the stock before 15 February 2024. Payment date: 15 March 2024. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 1.8%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (3.7%).
공시 • Feb 01HCI Group, Inc. to Report Q4, 2023 Results on Mar 07, 2024HCI Group, Inc. announced that they will report Q4, 2023 results After-Market on Mar 07, 2024
Declared Dividend • Jan 29Third quarter dividend of US$0.40 announcedShareholders will receive a dividend of US$0.40. Ex-date: 15th February 2024 Payment date: 15th March 2024 Dividend yield will be 1.8%, which is lower than the industry average of 3.7%. Sustainability & Growth Dividend is well covered by both earnings (33% earnings payout ratio) and cash flows (18% cash payout ratio). The dividend has increased by an average of 4.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.3% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
공시 • Jan 26HCI Group Declares Quarterly Cash Dividend, Payable on March 15, 2024The board of directors of HCI Group, Inc. declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 15, 2024 to shareholders of record at the close of business February 16, 2024.
공시 • Jan 23HCI Group, Inc. has filed a Follow-on Equity Offering in the amount of $75 million.HCI Group, Inc. has filed a Follow-on Equity Offering in the amount of $75 million. Security Name: Common Stock Security Type: Common Stock
공시 • Dec 08HCI Group, Inc. has completed a Follow-on Equity Offering in the amount of $78 million.HCI Group, Inc. has completed a Follow-on Equity Offering in the amount of $78 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 1,000,000 Price\Range: $78 Discount Per Security: $4.29
New Risk • Dec 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.5% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.4% average weekly change). Shareholders have been diluted in the past year (9.5% increase in shares outstanding).
공시 • Dec 07HCI Group, Inc. has filed a Follow-on Equity Offering.HCI Group, Inc. has filed a Follow-on Equity Offering. Security Name: Common Stock Security Type: Common Stock
New Risk • Nov 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 30% per year for the foreseeable future. Minor Risks Paying a dividend despite having no free cash flows. Share price has been volatile over the past 3 months (8.3% average weekly change).
Upcoming Dividend • Nov 09Upcoming dividend of US$0.40 per share at 2.0% yieldEligible shareholders must have bought the stock before 16 November 2023. Payment date: 15 December 2023. Payout ratio is a comfortable 7.0% but the company is not cash flow positive. Trailing yield: 2.0%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (4.1%).
Reported Earnings • Nov 08Third quarter 2023 earnings released: EPS: US$1.53 (vs US$5.66 loss in 3Q 2022)Third quarter 2023 results: EPS: US$1.53 (up from US$5.66 loss in 3Q 2022). Revenue: US$131.6m (up 3.9% from 3Q 2022). Net income: US$13.2m (up US$60.8m from 3Q 2022). Profit margin: 10.0% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 3.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 76 percentage points per year, which is a significant difference in performance.
New Risk • Nov 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 21% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 21% per year for the foreseeable future. Minor Risk Paying a dividend despite having no free cash flows.
공시 • Oct 11HCI Group, Inc. to Report Q3, 2023 Results on Nov 07, 2023HCI Group, Inc. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Nov 07, 2023
Upcoming Dividend • Aug 10Upcoming dividend of US$0.40 per share at 2.5% yieldEligible shareholders must have bought the stock before 17 August 2023. Payment date: 15 September 2023. The company is not currently making a profit but it is cash flow positive. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (4.3%).
Reported Earnings • Aug 09Second quarter 2023 earnings released: EPS: US$1.45 (vs US$1.04 loss in 2Q 2022)Second quarter 2023 results: EPS: US$1.45 (up from US$1.04 loss in 2Q 2022). Revenue: US$127.3m (up 1.1% from 2Q 2022). Net income: US$12.4m (up US$21.8m from 2Q 2022). Profit margin: 9.8% (up from net loss in 2Q 2022). The move to profitability was primarily driven by lower expenses. Revenue is forecast to grow 13% p.a. on average during the next 2 years, compared to a 3.8% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 113 percentage points per year, which is a significant difference in performance.
공시 • Jul 13HCI Group, Inc. to Report Q2, 2023 Results on Aug 08, 2023HCI Group, Inc. announced that they will report Q2, 2023 results After-Market on Aug 08, 2023
공시 • Jun 25HCI Group, Inc.(NYSE:HCI) dropped from Russell 2000 Defensive IndexHCI Group, Inc.(NYSE:HCI) dropped from Russell 2000 Defensive Index
Recent Insider Transactions • May 25Chief Financial Officer recently sold €779k worth of stockOn the 22nd of May, James Harmsworth sold around 15k shares on-market at roughly €51.95 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was James' only on-market trade for the last 12 months.
Upcoming Dividend • May 11Upcoming dividend of US$0.40 per share at 2.7% yieldEligible shareholders must have bought the stock before 18 May 2023. Payment date: 16 June 2023. The company is not currently making a profit and is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.5%).
Reported Earnings • May 10First quarter 2023 earnings released: EPS: US$1.78 (vs US$0.09 in 1Q 2022)First quarter 2023 results: EPS: US$1.78 (up from US$0.09 in 1Q 2022). Revenue: US$129.0m (up 1.6% from 1Q 2022). Net income: US$15.3m (up US$14.5m from 1Q 2022). Profit margin: 12% (up from 0.7% in 1Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is forecast to grow 14% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 124 percentage points per year, which is a significant difference in performance.
Reported Earnings • Mar 10Full year 2022 earnings released: US$6.24 loss per share (vs US$0.23 profit in FY 2021)Full year 2022 results: US$6.24 loss per share (down from US$0.23 profit in FY 2021). Revenue: US$499.6m (up 23% from FY 2021). Net loss: US$58.5m (down US$60.3m from profit in FY 2021). Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 5.7% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 118 percentage points per year, which is a significant difference in performance.
공시 • Feb 14HCI Group, Inc. to Report Q4, 2022 Results on Mar 09, 2023HCI Group, Inc. announced that they will report Q4, 2022 results at 4:00 PM, US Eastern Standard Time on Mar 09, 2023
Upcoming Dividend • Feb 09Upcoming dividend of US$0.40 per share at 3.3% yieldEligible shareholders must have bought the stock before 16 February 2023. Payment date: 17 March 2023. The company is not currently making a profit and its cash payout ratio is 81%. Trailing yield: 3.3%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (4.1%).
공시 • Jan 20HCI Group Declares Quarterly Cash Dividend, Payable on March 17, 2023HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid March 17, 2023 to shareholders of record at the close of business February 17, 2023.
Buying Opportunity • Dec 17Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 37%. The fair value is estimated to be €40.03, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company became loss making. Revenue is forecast to grow by 11% in a year. Earnings is forecast to grow by 79% in the next year.
Board Change • Nov 16High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Director Peter Politis was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 10Third quarter 2022 earnings released: US$5.66 loss per share (vs US$0.72 loss in 3Q 2021)Third quarter 2022 results: US$5.66 loss per share (further deteriorated from US$0.72 loss in 3Q 2021). Revenue: US$126.7m (up 28% from 3Q 2021). Net loss: US$47.7m (loss widened US$41.9m from 3Q 2021). Revenue is forecast to grow 9.7% p.a. on average during the next 2 years, compared to a 4.1% growth forecast for the Insurance industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance.
Upcoming Dividend • Nov 10Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 17 November 2022. Payment date: 16 December 2022. The company is not currently making a profit and there are not enough cash flows to support it either. Trailing yield: 4.3%. Lower than top quartile of German dividend payers (5.0%). Lower than average of industry peers (4.8%).
공시 • Oct 15HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on December 16, 2022HCI Group, Inc. announced that the board of directors of the company has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid December 16, 2022 to shareholders of record at the close of business November 18, 2022.
공시 • Oct 13HCI Group, Inc. to Report Q3, 2022 Results on Nov 08, 2022HCI Group, Inc. announced that they will report Q3, 2022 results After-Market on Nov 08, 2022
Recent Insider Transactions • Aug 25Founder recently bought €51k worth of stockOn the 23rd of August, Pareshbhai Patel bought around 1k shares on-market at roughly €51.09 per share. In the last 3 months, there was an even bigger purchase from another insider worth €58k. Pareshbhai has been a buyer over the last 12 months, purchasing a net total of €146k worth in shares.
Recent Insider Transactions • Aug 14Co-Founder & Lead Independent Director recently bought €58k worth of stockOn the 11th of August, Gregory Politis bought around 1k shares on-market at roughly €57.62 per share. This was the largest purchase by an insider in the last 3 months. Gregory has been a buyer over the last 12 months, purchasing a net total of €244k worth in shares.
Upcoming Dividend • Aug 11Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 18 August 2022. Payment date: 16 September 2022. The company is not currently making a profit but it is cash flow positive. Trailing yield: 2.7%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (5.2%).
Reported Earnings • Aug 09Second quarter 2022 earnings released: US$1.04 loss per share (vs US$0.25 profit in 2Q 2021)Second quarter 2022 results: US$1.04 loss per share (down from US$0.25 profit in 2Q 2021). Revenue: US$125.9m (up 24% from 2Q 2021). Net loss: US$9.98m (down US$11.9m from profit in 2Q 2021). Over the next year, revenue is forecast to grow 22%, compared to a 26% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 45% per year but the company’s share price has increased by 25% per year, which means it is well ahead of earnings.
공시 • Jul 22HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on September 16, 2022The board of directors of HCI Group, Inc. has declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid September 16, 2022 to shareholders of record at the close of business August 19, 2022.
공시 • Jul 15HCI Group, Inc. to Report Q2, 2022 Results on Aug 08, 2022HCI Group, Inc. announced that they will report Q2, 2022 results After-Market on Aug 08, 2022
공시 • Jun 26HCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Value IndexHCI Group, Inc.(NYSE:HCI) dropped from Russell Microcap Value Index
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.09 (vs US$0.82 in 1Q 2021)First quarter 2022 results: EPS: US$0.09 (down from US$0.82 in 1Q 2021). Revenue: US$127.0m (up 34% from 1Q 2021). Net income: US$851.0k (down 86% from 1Q 2021). Profit margin: 0.7% (down from 6.5% in 1Q 2021). Over the next year, revenue is forecast to grow 25%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has increased by 21% per year, which means it is well ahead of earnings.
Recent Insider Transactions • May 05Co-Founder & Lead Independent Director recently bought €61k worth of stockOn the 29th of April, Gregory Politis bought around 1k shares on-market at roughly €61.20 per share. In the last 3 months, they made an even bigger purchase worth €125k. Gregory has been a buyer over the last 12 months, purchasing a net total of €186k worth in shares.
공시 • May 04HCI Group, Inc. Declares Quarterly Cash Dividend, Payable on June 17, 2022The board of directors of HCI Group, Inc. declared a regular quarterly cash dividend in the amount of 40 cents per common share. The dividend is scheduled to be paid June 17, 2022 to shareholders of record at the close of business May 17, 2022.
Board Change • Apr 27High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Director Peter Politis was the last director to join the board, commencing their role in 2021. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Apr 09Co-Founder & Lead Independent Director recently bought €125k worth of stockOn the 5th of April, Gregory Politis bought around 2k shares on-market at roughly €62.57 per share. This was the largest purchase by an insider in the last 3 months. This was Gregory's only on-market trade for the last 12 months.
공시 • Apr 07HCI Group, Inc. to Report Q1, 2022 Results on May 04, 2022HCI Group, Inc. announced that they will report Q1, 2022 results After-Market on May 04, 2022
공시 • Apr 06HCI Group, Inc., Annual General Meeting, Jun 02, 2022HCI Group, Inc., Annual General Meeting, Jun 02, 2022, at 15:00 Eastern Daylight. Location: 3802 Coconut Palm Drive Tampa Florida United States Agenda: To elect Class B Directors; to ratify the appointment of external auditors; to approve, on an advisory basis, the compensation of the named executive officers; and to consider other matters.
Reported Earnings • Mar 09Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$0.23 (down from US$3.55 in FY 2020). Revenue: US$407.9m (up 49% from FY 2020). Net income: US$1.86m (down 93% from FY 2020). Profit margin: 0.5% (down from 9.6% in FY 2020). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.2%. Over the next year, revenue is forecast to grow 25%, compared to a 20% growth forecast for the insurance industry in Germany. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 14% per year, which means it is well ahead of earnings.
Buying Opportunity • Mar 05Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 48%. The fair value is estimated to be US$68.22, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% per annum over the last 3 years. Earnings per share has been flat over the last 3 years.
Upcoming Dividend • Feb 10Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 17 February 2022. Payment date: 18 March 2022. The company is paying out more than 100% of its profits but is generating plenty of cash to support the dividend. Trailing yield: 2.3%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (3.8%).
공시 • Feb 08HCI Group, Inc. to Report Q4, 2021 Results on Mar 08, 2022HCI Group, Inc. announced that they will report Q4, 2021 results After-Market on Mar 08, 2022
공시 • Dec 17HCI Group, Inc. (NYSE:HCI) reached an agreement in principle to acquire Personal lines insurance business in the states of Georgia, North Carolina, and South Carolina from United Insurance Holdings Corp. (NASDAQ: UIHC).HCI Group, Inc. (NYSE:HCI) reached an agreement in principle to acquire Personal lines insurance business in the states of Georgia, North Carolina, and South Carolina from United Insurance Holdings Corp. (NASDAQ: UIHC) on December 16, 2021. Under the quota share arrangement, HCI will pay to UPC a provisional ceding commission of 25% of premium earned during the term of the contract that could increase up to 32% depending on the direct loss ratio results for the reinsured business. Also as part of the transaction, UPC will grant HCI renewal rights in respect of its personal lines business in Georgia, North Carolina and South Carolina. Consideration for renewal rights includes an up-front cash payment from HCI to UPC of $3.8 million which will be adjusted based on the amount of premium transitioned to HCI, subject to a maximum of $6 million. The transaction is subject to negotiation of definitive agreements and customary closing conditions, including receipt of all applicable regulatory approvals. Debevoise & Plimpton LLP is acting as legal advisor to UIHC.
Upcoming Dividend • Nov 11Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 18 November 2021. Payment date: 17 December 2021. Trailing yield: 1.3%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (4.1%).
Reported Earnings • Nov 10Third quarter 2021 earnings released: US$0.72 loss per share (vs US$1.98 profit in 3Q 2020)The company reported a mediocre third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$99.2m (up 48% from 3Q 2020). Net loss: US$5.76m (down 140% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 1% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Oct 08Investor sentiment improved over the past weekAfter last week's 15% share price gain to €110, the stock trades at a trailing P/E ratio of 45x. Average forward P/E is 9x in the Insurance industry in Germany. Total returns to shareholders of 224% over the past three years.
Upcoming Dividend • Aug 12Upcoming dividend of US$0.40 per shareEligible shareholders must have bought the stock before 19 August 2021. Payment date: 17 September 2021. Trailing yield: 1.4%. Lower than top quartile of German dividend payers (3.1%). Lower than average of industry peers (4.3%).