View ValuationWorld Acceptance 향후 성장Future 기준 점검 4/6World Acceptance은 연간 수입과 매출이 각각 25.5%와 6.8% 증가할 것으로 예상되고 EPS는 연간 33.2%만큼 증가할 것으로 예상됩니다.핵심 정보25.5%이익 성장률33.24%EPS 성장률Consumer Finance 이익 성장16.9%매출 성장률6.8%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트09 Jul 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesRecent Insider Transactions • Jul 01Independent Director recently sold €153k worth of stockOn the 26th of June, Charles Way sold around 833 shares on-market at roughly €184 per share. This transaction amounted to 5.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €157k. Insiders have been net sellers, collectively disposing of €4.9m more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Jun 29Investor sentiment improves as stock rises 21%After last week's 21% share price gain to €183, the stock trades at a forward P/E ratio of 20x. Average forward P/E is 10x in the Consumer Finance industry in Europe. Total returns to shareholders of 50% over the past three years.Recent Insider Transactions • Jun 15Senior VP recently sold €157k worth of stockOn the 12th of June, Luke Umstetter sold around 1k shares on-market at roughly €157 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.7m more than they bought in the last 12 months.공고 • Jun 05+ 1 more updateWorld Acceptance Corporation Announces CEO Changes, Effective June 3, 2026World Acceptance Corporation announced that Janet L. Matricciani's role as Interim Chief Executive Officer would terminate effective June 3, 2026. The termination is not the result of any disagreement with the Company on any matter relating to the Company’s operations, policies or practices. The Board of Directors thanks Ms. Matricciani for her service in this interim role and is continuing its search for a permanent successor. Effective June 3, 2026, Mr. J. Tobin Turner, age 51, has been designated to serve as the Company’s Principal Executive Officer for SEC reporting purposes. Mr. Turner will also continue in his roles as the Company’s Executive Vice President and Chief Operating Officer in which he has served since February 2026. Mr. Turner previously served as the Company’s Senior Vice President of Marketing and Analytics from 2023 to 2026. Prior to that, he served as an Associate Professor of Economics and Business Administration at Presbyterian College from 2010-2023, including serving as Department Chair. He has also founded and managed a series of multi-location-based service businesses for over 10 years. Mr. Turner has a Ph.D. in Operations and Supply Chain Management and a Master of Business Administration.Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 4 highly experienced directors. Independent Director Benjamin Robinson was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공고 • Apr 23World Acceptance Corporation to Report Q4, 2026 Results on Apr 30, 2026World Acceptance Corporation announced that they will report Q4, 2026 results on Apr 30, 2026공고 • Apr 14+ 1 more updateWorld Acceptance Corporation Announces CEO ChangesWorld Acceptance Corporation announced that its board of directors has appointed Janet Matricciani as interim chief executive officer effective April 13, 2026. Ms. Matricciani’s hiring follows the resignation of R. Chad Prashad as CEO to pursue other opportunities. The board has initiated a search to identify a permanent replacement. Ms. Matricciani brings extensive leadership experience across multiple industries, including financial services, technology-enabled tourism, and education. Since her prior tenure as CEO, she has served in senior executive and advisory roles, with a focus on driving operational improvement and strategic growth.공고 • Feb 18World Acceptance Corporation Appoints J. Tobin Turner as Executive Vice President and Chief Operating Officer, Effective February 17, 2026World Acceptance Corporation announced that J. Tobin Turner has been appointed Executive Vice President and Chief Operating Officer, effective February 17, 2026. Mr. Turner, age 51, has served as the Company’s Senior Vice President of Strategy and Analytics since 2023. In that role, he has led initiatives focused on data-driven decision-making, customer engagement, and operational performance across the Company’s branch-based lending model. As Chief Operating Officer, Mr. Turner will oversee World Acceptance’s branch network and day-to-day operational execution. Prior to joining World Acceptance, Mr. Turner served as an Associate Professor of Economics and Business Administration at Presbyterian College from 2010 to 2023, including service as Department Chair. In addition to his academic career, he founded and managed a series of multi-location, service-based businesses for more than 10 years. Mr. Turner holds a Ph.D. in Operations and Supply Chain Management and a Master of Business Administration.공고 • Feb 12World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $50 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its common stock.공고 • Jan 27World Acceptance Corporation Reports Net Charge Offs for the Third Quarter Ended December 31, 2025World Acceptance Corporation reported net charge offs for the third quarter ended December 31, 2025. For the period, the company reported net charge offs increased $4.2 million, from $42.4 million in the third quarter of fiscal 2025 to $46.6 million.공고 • Jan 21World Acceptance Corporation to Report Q3, 2026 Results on Jan 27, 2026World Acceptance Corporation announced that they will report Q3, 2026 results at 12:30 PM, US Eastern Standard Time on Jan 27, 2026공고 • Dec 04World Acceptance Corporation Announces Retirement Of D. Clinton Dyer as Executive Vice President And Chief Branch Operations Officer, Effective March 31, 2026World Acceptance Corporation announced the planned retirement of D. Clinton Dyer, the Company’s Executive Vice President and Chief Branch Operations Officer, following an extraordinary 30-year career with the organization. During his three decades with World Acceptance, Mr. Dyer helped shape and strengthen the Company’s branch operations through steadfast leadership, deep operational knowledge, and a genuine commitment to the customers and communities the Company serves. Mr. Dyer’s retirement will take effect on March 31, 2026, and the Company is in the process of finalizing its transition planning. Between now and March 31, 2026, operational responsibilities will transfer to J. Tobin Turner, the Company's Senior Vice President of Strategy and Analytics. Mr. Turner has run the marketing and analytics teams for several years and has a Ph. D in Operations and Supply Chain Management, a Master of Business Administration and brings extensive experience managing and running multi-location businesses.공고 • Oct 23World Acceptance Corporation Reports Net Charge-Offs for the Second Quarter Ended September 30, 2025World Acceptance Corporation reported net charge-offs for the second quarter ended September 30, 2025. For the quarter, the company's reported net charge-offs for the quarter decreased $0.8 million, from $41.9 million in the second quarter of fiscal 2025, to $41.1 million in the second quarter of fiscal 2026. Net charge-offs as a percentage of average net loans receivable on an annualized basis decreased to 17.1% in the second quarter of fiscal 2026 from 17.6% in the second quarter of fiscal 2025.공고 • Oct 16World Acceptance Corporation to Report Q2, 2026 Results on Oct 23, 2025World Acceptance Corporation announced that they will report Q2, 2026 results on Oct 23, 2025공고 • Jul 25+ 1 more updateWorld Acceptance Corporation, Annual General Meeting, Aug 20, 2025World Acceptance Corporation, Annual General Meeting, Aug 20, 2025. Location: 120 halston avenue, south carolina 29615, greenville United States공고 • Jul 24World Acceptance Corporation Reports Net Charge-Offs for the First Quarter Ended June 30, 2025World Acceptance Corporation reported net charge-offs for the first quarter ended June 30, 2025. For the quarter, the company reported net charge-offs of $44.8 million compared to $38.7 million a year ago.공고 • Jul 17World Acceptance Corporation to Report Q1, 2026 Results on Jul 24, 2025World Acceptance Corporation announced that they will report Q1, 2026 results on Jul 24, 2025공고 • Jun 30+ 5 more updatesWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell Small Cap Comp Growth IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell Small Cap Comp Growth Index공고 • May 02World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $20 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $20 million (inclusive of any amount that remains available for repurchase under prior repurchase authorizations) worth of its common stock.공고 • Apr 30World Acceptance Corporation Reports Net Charge-Offs for the Fourth Quarter Ended March 31, 2025World Acceptance Corporation reported net charge-offs for the fourth quarter ended March 31, 2025. For the quarter, the company reported net charge-offs of $45.8 million compared to $47.4 million a year ago.공고 • Apr 22World Acceptance Corporation to Report Q4, 2025 Results on Apr 29, 2025World Acceptance Corporation announced that they will report Q4, 2025 results on Apr 29, 2025공고 • Feb 13World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $25 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $25 million (inclusive of any amount that remains available for repurchase under prior repurchase authorizations) worth of its common stock.공고 • Jan 22World Acceptance Corporation to Report Q3, 2025 Results on Jan 28, 2025World Acceptance Corporation announced that they will report Q3, 2025 results on Jan 28, 2025Buy Or Sell Opportunity • Nov 15Now 20% undervaluedOver the last 90 days, the stock has risen 6.9% to €108. The fair value is estimated to be €136, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 15%. Revenue is forecast to grow by 0.6% in 2 years. Earnings are forecast to decline by 8.6% in the next 2 years.New Risk • Oct 27New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 16% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 16% per year for the foreseeable future. Minor Risks High level of debt (119% net debt to equity). Share price has been volatile over the past 3 months (7.3% average weekly change).공고 • Oct 18World Acceptance Corporation to Report Q2, 2025 Results on Oct 25, 2024World Acceptance Corporation announced that they will report Q2, 2025 results on Oct 25, 2024Valuation Update With 7 Day Price Move • Aug 02Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €113, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 26% over the past three years.New Risk • Jul 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks High level of debt (114% net debt to equity). Share price has been volatile over the past 3 months (6.8% average weekly change).공고 • Jul 23World Acceptance Corporation, Annual General Meeting, Aug 21, 2024World Acceptance Corporation, Annual General Meeting, Aug 21, 2024. Location: 250 knightsridge road, travelers rest, south carolina 29690., United States공고 • Jul 20World Acceptance Corporation to Report Q1, 2025 Results on Jul 26, 2024World Acceptance Corporation announced that they will report Q1, 2025 results on Jul 26, 2024Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €133, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total loss to shareholders of 12% over the past three years.Board Change • Jul 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. Independent Director Benjamin Robinson was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.New Risk • May 30New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 280% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.1% per year over the past 5 years. Minor Risks High level of debt (114% net debt to equity). Large one-off items impacting financial results.공고 • May 22World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $20 million (inclusive of any amount that remains available for repurchase under prior repurchase authorizations) worth of its common stock.New Risk • May 03New major risk - Revenue and earnings growthEarnings have declined by 4.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.1% per year over the past 5 years. Minor Risk High level of debt (114% net debt to equity).공고 • Apr 27World Acceptance Corporation to Report Q4, 2024 Results on May 02, 2024World Acceptance Corporation announced that they will report Q4, 2024 results on May 02, 2024공고 • Feb 23World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $30 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $30 million worth of its common stock.Valuation Update With 7 Day Price Move • Jan 26Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €128, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 6.7% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €129 per share.New Risk • Jan 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (2.7x net interest cover). Minor Risk Share price has been volatile over the past 3 months (7.4% average weekly change).공고 • Jan 13World Acceptance Corporation to Report Q3, 2024 Results on Jan 19, 2024World Acceptance Corporation announced that they will report Q3, 2024 results on Jan 19, 2024공고 • Nov 11World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $20 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $20 million worth of its common stock.Buying Opportunity • Nov 08Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 31%. The fair value is estimated to be €124, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Earnings per share has declined by 26%. Revenue is forecast to decline by 1.1% in 2 years. Earnings is forecast to grow by 46% in the next 2 years.Valuation Update With 7 Day Price Move • Oct 27Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to €90.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €124 per share.공고 • Oct 05World Acceptance Corporation to Report Q2, 2024 Results on Oct 20, 2023World Acceptance Corporation announced that they will report Q2, 2024 results on Oct 20, 2023Recent Insider Transactions • Jul 25Insider recently sold €127k worth of stockOn the 21st of July, Jason Childers sold around 933 shares on-market at roughly €136 per share. This transaction amounted to 9.8% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €712k more than they bought in the last 12 months.공고 • Jul 23World Acceptance Corporation Reports Net Charge-Offs for the First Quarter of 2024World Acceptance Corporation reported net charge-offs for the first quarter of 2024. Net charge-offs for the quarter decreased $21.6 million, from $64.4 million in the first quarter of fiscal 2023 to $42.8 million in the first quarter of fiscal 2024.공고 • Jul 18World Acceptance Corporation, Annual General Meeting, Aug 16, 2023World Acceptance Corporation, Annual General Meeting, Aug 16, 2023, at 08:45 Eastern Daylight. Location: 104 S. Main Street, Suite 400, Greenville south carolina United States Agenda: To elect seven directors to hold office until the next annual meeting of shareholders and until their successors have been duly elected and qualified, or until their earlier death, resignation or removal; to approve, on an advisory (non-binding) basis, the compensation of company's named executive officers, as described in this proxy statement; to determine, on an advisory basis (non-binding), the frequency of future advisory votes on the compensation of company's named executive officers; to ratify the appointment of RSM US LLP as company's independent registered public accounting firm for the fiscal year ending March 31, 2024; and to transact such other business as may properly come before the Annual Meeting or any adjournments or postponements thereof.공고 • Jul 15World Acceptance Corporation to Report Q1, 2024 Results on Jul 21, 2023World Acceptance Corporation announced that they will report Q1, 2024 results on Jul 21, 2023New Risk • Jul 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (1.5x net interest cover). Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (3.4% net profit margin). Significant insider selling over the past 3 months (€319k sold).Valuation Update With 7 Day Price Move • May 24Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €107, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total returns to shareholders of 84% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €89.43 per share.Recent Insider Transactions • May 09Insider recently sold €102k worth of stockOn the 8th of May, Jason Childers sold around 1k shares on-market at roughly €102 per share. This transaction amounted to 8.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €368k more than they bought in the last 12 months.공고 • May 05World Acceptance Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2023World Acceptance Corporation reported net charge-offs for the first quarter ended March 31, 2023. For the quarter, the company reported net charge-offs of $64,398,941 against $56,477,803 a year ago.Recent Insider Transactions • Feb 05Independent Chairman of the Board recently sold €267k worth of stockOn the 1st of February, Ken Bramlett sold around 3k shares on-market at roughly €88.84 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Ken's only on-market trade for the last 12 months.공고 • Jan 27World Acceptance Corporation Reports Net Charge-Offs for the Third Quarter Ended December 31, 2022World Acceptance Corporation reported net charge-offs for the third quarter ended December 31, 2022. Net charge-offs for the quarter increased $33.2 million, from $37.8 million in the third quarter of fiscal 2022 to $71.0 million in the third quarter of fiscal 2023. Net charge-offs as a percentage of average net loan receivables on an annualized basis increased from 13.8% in the third quarter of fiscal 2022 to 25.1% in the third quarter of fiscal 2023. Net charge-offs during the quarter include recoveries of $8.4 million related to the sale of prior charge-offs.공고 • Jan 20World Acceptance Corporation to Report Q3, 2023 Results on Jan 26, 2023World Acceptance Corporation announced that they will report Q3, 2023 results on Jan 26, 2023Buying Opportunity • Jan 05Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 40%. The fair value is estimated to be €77.42, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 16% in 2 years. Earnings is forecast to grow by 326% in the next 2 years.Buying Opportunity • Dec 15Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 44%. The fair value is estimated to be €81.13, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 16% in 2 years. Earnings is forecast to grow by 326% in the next 2 years.Valuation Update With 7 Day Price Move • Nov 03Investor sentiment deteriorated over the past weekAfter last week's 22% share price decline to €80.00, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 11% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €107 per share.Buying Opportunity • Oct 29Now 29% undervalued after recent price dropOver the last 90 days, the stock is down 31%. The fair value is estimated to be €106, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 16% in 2 years. Earnings is forecast to grow by 341% in the next 2 years.공고 • Oct 28World Acceptance Corporation Reports Net Charge-Offs for the Second Quarter Ended September 30, 2022World Acceptance Corporation reported net charge-offs for the second ended September 30, 2022. For the quarter, the company's reported net charge-offs for the quarter increased $43.2 million, from $25.2 million in the second quarter of fiscal 2022 to $68.4 million in the second quarter of fiscal 2023.공고 • Oct 21World Acceptance Corporation to Report Q2, 2023 Results on Oct 27, 2022World Acceptance Corporation announced that they will report Q2, 2023 results at 9:30 AM, US Eastern Standard Time on Oct 27, 2022Buying Opportunity • Sep 07Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 9.1%. The fair value is estimated to be €138, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 125% in the next 2 years.Buying Opportunity • Jul 30Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 40%. The fair value is estimated to be €135, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to grow by 29% in 2 years. Earnings is forecast to grow by 153% in the next 2 years.공고 • Jul 21World Acceptance Corporation to Report Q1, 2023 Results on Jul 27, 2022World Acceptance Corporation announced that they will report Q1, 2023 results at 9:30 AM, US Eastern Standard Time on Jul 27, 2022공고 • Jul 19World Acceptance Corporation, Annual General Meeting, Aug 17, 2022World Acceptance Corporation, Annual General Meeting, Aug 17, 2022, at 08:30 Eastern Daylight. Location: 104 S. Main Street, Suite 400, Greenville, south carolina United States Agenda: To consider to elect seven (7) directors to hold office until the next annual meeting of shareholders and until their successors have been duly elected and qualified, or until their earlier death, resignation or removal; To approve, on an advisory (non-binding) basis, the compensation of named executive officers; to ratify the appointment of RSM US LLP as independent registered public accounting firm for the fiscal year ending March 31, 2023; and to transact such other business as may properly come before the Annual Meeting or any adjournments or postponements thereof.Buying Opportunity • May 11Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 19%. The fair value is estimated to be €195, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 27%. For the next 3 years, revenue is forecast to grow by 13% per annum. Earnings is also forecast to grow by 19% per annum over the same time period.공고 • Feb 25World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $30 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $30 million worth of its outstanding common stock.Valuation Update With 7 Day Price Move • Feb 11Investor sentiment improved over the past weekAfter last week's 18% share price gain to €186, the stock trades at a forward P/E ratio of 20x. Average forward P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 86% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €168 per share.Valuation Update With 7 Day Price Move • Jan 07Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to €185, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 10x in the Consumer Finance industry in Europe. Total returns to shareholders of 91% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €146 per share.Recent Insider Transactions • Dec 21President recently sold €585k worth of stockOn the 15th of December, Ravin Prashad sold around 3k shares on-market at roughly €216 per share. This was the largest sale by an insider in the last 3 months. Ravin has been a seller over the last 12 months, reducing personal holdings by €3.0m.공고 • Dec 08World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $50 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its outstanding common stock.Recent Insider Transactions • Nov 14President recently sold €446k worth of stockOn the 10th of November, Ravin Prashad sold around 2k shares on-market at roughly €221 per share. This was the largest sale by an insider in the last 3 months. Ravin has been a seller over the last 12 months, reducing personal holdings by €2.4m.Valuation Update With 7 Day Price Move • Nov 03Investor sentiment improved over the past weekAfter last week's 21% share price gain to €160, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Consumer Finance industry in Europe. Total returns to shareholders of 71% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €137 per share.Recent Insider Transactions • Aug 06Insider recently sold €207k worth of stockOn the 4th of August, Daniel Dyer sold around 1k shares on-market at roughly €160 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.7m more than they bought in the last 12 months.Recent Insider Transactions • Jun 22Insider recently sold €139k worth of stockOn the 17th of June, Jason Childers sold around 1k shares on-market at roughly €139 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.공고 • Jun 17World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $30 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $30 million worth of its outstanding common stock.공고 • Jan 28World Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive Index공고 • Jan 20World Acceptance Corporation to Report Q3, 2021 Results on Jan 22, 2021World Acceptance Corporation announced that they will report Q3, 2021 results on Jan 22, 2021공고 • Oct 10World Acceptance Corporation to Report Q2, 2021 Results on Oct 22, 2020World Acceptance Corporation announced that they will report Q2, 2021 results at 11:30 AM, GMT Standard Time on Oct 22, 2020공고 • Aug 07World Acceptance Corporation Resolves Previously Disclosed FCPA Matter with U.S. AuthoritiesWorld Acceptance Corporation announced that it has reached an agreement with the Securities and Exchange Commission and the Department of Justice to resolve allegations primarily involving the Company’s former subsidiary in Mexico. The agreement concludes investigations into alleged violations of the Foreign Corrupt Practices Act involving the Company’s former WAC de Mexico, S.A. de C.V. subsidiary through June 2017. The Company has made improvements in operations and management since the allegations were made, including naming R. Chad Prashad as President and Chief Executive Officer; naming Luke J. Umstetter as General Counsel, Chief Compliance Officer and Secretary; and selling its Mexican subsidiary in July 2018. The Company has no remaining foreign subsidiaries, and it conducts no business outside of the United States. Under the terms of the settlement with the SEC, the Company has agreed to disgorge approximately $17.8 million earned by the Viva division of its former Mexican subsidiary and pay an additional $3.9 million in prejudgment interest and civil penalties. This amount is consistent with the accrual previously disclosed and recorded by the Company. The SEC resolution acknowledges WAC’s remedial acts and cooperation. In connection with this settlement, the Company has neither admitted nor denied the underlying allegations. The U.S. Department of Justice (“DOJ”) also made public a letter declining to prosecute the Company and closing its investigation into the Company citing as the bases for this decision, among other things, the following: World’s prompt, voluntary self-disclosure of the misconduct; World’s full and proactive cooperation in this matter (including its provision of all known relevant facts about the misconduct); and World’s full remediation, including the additional FCPA training added to World’s compliance program, separation from executives under whom the misconduct took place; and discontinuing relationships with third parties in Mexico involved in the misconduct.공고 • Jul 24World Acceptance Corporation to Report Q1, 2021 Results on Jul 30, 2020World Acceptance Corporation announced that they will report Q1, 2021 results at 11:30 AM, GMT Standard Time on Jul 30, 2020공고 • Jul 05World Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Value-Defensive IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Value-Defensive Index공고 • Jul 03+ 1 more updateWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive Index이익 및 매출 성장 예측DB:WOA - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수3/31/202867059N/AN/A13/31/202763248N/AN/A13/31/202658535255259N/A12/31/202557343252256N/A9/30/202557157255259N/A6/30/202556881260264N/A3/31/202556489250254N/A12/31/202455981243247N/A9/30/202455884240245N/A6/30/202456378249254N/A3/31/202457377260266N/A12/31/202357567262268N/A9/30/202358456272278N/A6/30/202359939287293N/A3/31/202361121286292N/A12/31/202261915305311N/A9/30/202262117296302N/A6/30/202260830275282N/A3/31/202258654266272N/A12/31/202156580246253N/A9/30/202154888234244N/A6/30/202153489204214N/A3/31/202153188215227N/A12/31/202054267206218N/A9/30/202055846209219N/A6/30/202057535240251N/A3/31/202059128270281N/A12/31/201958443N/A251N/A9/30/201957555N/A268N/A6/30/201956067N/A247N/A3/31/201954574N/A245N/A12/31/201852962N/A237N/A9/30/201851756N/A219N/A6/30/201850954N/A223N/A3/31/201850349N/A218N/A12/31/201750655N/A209N/A9/30/201751165N/A211N/A6/30/201752168N/A214N/A3/31/201749168N/A219N/A12/31/201653172N/A222N/A9/30/201654077N/A225N/A6/30/201654780N/A218N/A3/31/201655787N/A206N/A12/31/2015581106N/A209N/A9/30/2015590110N/A209N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: WOA 의 연간 예상 수익 증가율(25.5%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: WOA 의 연간 수익(25.5%)이 German 시장(16.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: WOA 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: WOA 의 수익(연간 6.8%)이 German 시장(연간 6.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: WOA 의 수익(연간 6.8%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: WOA의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/12 05:19종가2026/07/10 00:00수익2026/03/31연간 수익2026/03/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스World Acceptance Corporation는 6명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관James FotheringhamBMO Capital Markets Equity ResearchWilliam ArmstrongCL King & Associates, Inc.John HechtJefferies LLC3명의 분석가 더 보기
Recent Insider Transactions • Jul 01Independent Director recently sold €153k worth of stockOn the 26th of June, Charles Way sold around 833 shares on-market at roughly €184 per share. This transaction amounted to 5.8% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €157k. Insiders have been net sellers, collectively disposing of €4.9m more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Jun 29Investor sentiment improves as stock rises 21%After last week's 21% share price gain to €183, the stock trades at a forward P/E ratio of 20x. Average forward P/E is 10x in the Consumer Finance industry in Europe. Total returns to shareholders of 50% over the past three years.
Recent Insider Transactions • Jun 15Senior VP recently sold €157k worth of stockOn the 12th of June, Luke Umstetter sold around 1k shares on-market at roughly €157 per share. This transaction amounted to 3.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.7m more than they bought in the last 12 months.
공고 • Jun 05+ 1 more updateWorld Acceptance Corporation Announces CEO Changes, Effective June 3, 2026World Acceptance Corporation announced that Janet L. Matricciani's role as Interim Chief Executive Officer would terminate effective June 3, 2026. The termination is not the result of any disagreement with the Company on any matter relating to the Company’s operations, policies or practices. The Board of Directors thanks Ms. Matricciani for her service in this interim role and is continuing its search for a permanent successor. Effective June 3, 2026, Mr. J. Tobin Turner, age 51, has been designated to serve as the Company’s Principal Executive Officer for SEC reporting purposes. Mr. Turner will also continue in his roles as the Company’s Executive Vice President and Chief Operating Officer in which he has served since February 2026. Mr. Turner previously served as the Company’s Senior Vice President of Marketing and Analytics from 2023 to 2026. Prior to that, he served as an Associate Professor of Economics and Business Administration at Presbyterian College from 2010-2023, including serving as Department Chair. He has also founded and managed a series of multi-location-based service businesses for over 10 years. Mr. Turner has a Ph.D. in Operations and Supply Chain Management and a Master of Business Administration.
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 4 highly experienced directors. Independent Director Benjamin Robinson was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공고 • Apr 23World Acceptance Corporation to Report Q4, 2026 Results on Apr 30, 2026World Acceptance Corporation announced that they will report Q4, 2026 results on Apr 30, 2026
공고 • Apr 14+ 1 more updateWorld Acceptance Corporation Announces CEO ChangesWorld Acceptance Corporation announced that its board of directors has appointed Janet Matricciani as interim chief executive officer effective April 13, 2026. Ms. Matricciani’s hiring follows the resignation of R. Chad Prashad as CEO to pursue other opportunities. The board has initiated a search to identify a permanent replacement. Ms. Matricciani brings extensive leadership experience across multiple industries, including financial services, technology-enabled tourism, and education. Since her prior tenure as CEO, she has served in senior executive and advisory roles, with a focus on driving operational improvement and strategic growth.
공고 • Feb 18World Acceptance Corporation Appoints J. Tobin Turner as Executive Vice President and Chief Operating Officer, Effective February 17, 2026World Acceptance Corporation announced that J. Tobin Turner has been appointed Executive Vice President and Chief Operating Officer, effective February 17, 2026. Mr. Turner, age 51, has served as the Company’s Senior Vice President of Strategy and Analytics since 2023. In that role, he has led initiatives focused on data-driven decision-making, customer engagement, and operational performance across the Company’s branch-based lending model. As Chief Operating Officer, Mr. Turner will oversee World Acceptance’s branch network and day-to-day operational execution. Prior to joining World Acceptance, Mr. Turner served as an Associate Professor of Economics and Business Administration at Presbyterian College from 2010 to 2023, including service as Department Chair. In addition to his academic career, he founded and managed a series of multi-location, service-based businesses for more than 10 years. Mr. Turner holds a Ph.D. in Operations and Supply Chain Management and a Master of Business Administration.
공고 • Feb 12World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $50 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its common stock.
공고 • Jan 27World Acceptance Corporation Reports Net Charge Offs for the Third Quarter Ended December 31, 2025World Acceptance Corporation reported net charge offs for the third quarter ended December 31, 2025. For the period, the company reported net charge offs increased $4.2 million, from $42.4 million in the third quarter of fiscal 2025 to $46.6 million.
공고 • Jan 21World Acceptance Corporation to Report Q3, 2026 Results on Jan 27, 2026World Acceptance Corporation announced that they will report Q3, 2026 results at 12:30 PM, US Eastern Standard Time on Jan 27, 2026
공고 • Dec 04World Acceptance Corporation Announces Retirement Of D. Clinton Dyer as Executive Vice President And Chief Branch Operations Officer, Effective March 31, 2026World Acceptance Corporation announced the planned retirement of D. Clinton Dyer, the Company’s Executive Vice President and Chief Branch Operations Officer, following an extraordinary 30-year career with the organization. During his three decades with World Acceptance, Mr. Dyer helped shape and strengthen the Company’s branch operations through steadfast leadership, deep operational knowledge, and a genuine commitment to the customers and communities the Company serves. Mr. Dyer’s retirement will take effect on March 31, 2026, and the Company is in the process of finalizing its transition planning. Between now and March 31, 2026, operational responsibilities will transfer to J. Tobin Turner, the Company's Senior Vice President of Strategy and Analytics. Mr. Turner has run the marketing and analytics teams for several years and has a Ph. D in Operations and Supply Chain Management, a Master of Business Administration and brings extensive experience managing and running multi-location businesses.
공고 • Oct 23World Acceptance Corporation Reports Net Charge-Offs for the Second Quarter Ended September 30, 2025World Acceptance Corporation reported net charge-offs for the second quarter ended September 30, 2025. For the quarter, the company's reported net charge-offs for the quarter decreased $0.8 million, from $41.9 million in the second quarter of fiscal 2025, to $41.1 million in the second quarter of fiscal 2026. Net charge-offs as a percentage of average net loans receivable on an annualized basis decreased to 17.1% in the second quarter of fiscal 2026 from 17.6% in the second quarter of fiscal 2025.
공고 • Oct 16World Acceptance Corporation to Report Q2, 2026 Results on Oct 23, 2025World Acceptance Corporation announced that they will report Q2, 2026 results on Oct 23, 2025
공고 • Jul 25+ 1 more updateWorld Acceptance Corporation, Annual General Meeting, Aug 20, 2025World Acceptance Corporation, Annual General Meeting, Aug 20, 2025. Location: 120 halston avenue, south carolina 29615, greenville United States
공고 • Jul 24World Acceptance Corporation Reports Net Charge-Offs for the First Quarter Ended June 30, 2025World Acceptance Corporation reported net charge-offs for the first quarter ended June 30, 2025. For the quarter, the company reported net charge-offs of $44.8 million compared to $38.7 million a year ago.
공고 • Jul 17World Acceptance Corporation to Report Q1, 2026 Results on Jul 24, 2025World Acceptance Corporation announced that they will report Q1, 2026 results on Jul 24, 2025
공고 • Jun 30+ 5 more updatesWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell Small Cap Comp Growth IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell Small Cap Comp Growth Index
공고 • May 02World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $20 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $20 million (inclusive of any amount that remains available for repurchase under prior repurchase authorizations) worth of its common stock.
공고 • Apr 30World Acceptance Corporation Reports Net Charge-Offs for the Fourth Quarter Ended March 31, 2025World Acceptance Corporation reported net charge-offs for the fourth quarter ended March 31, 2025. For the quarter, the company reported net charge-offs of $45.8 million compared to $47.4 million a year ago.
공고 • Apr 22World Acceptance Corporation to Report Q4, 2025 Results on Apr 29, 2025World Acceptance Corporation announced that they will report Q4, 2025 results on Apr 29, 2025
공고 • Feb 13World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $25 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $25 million (inclusive of any amount that remains available for repurchase under prior repurchase authorizations) worth of its common stock.
공고 • Jan 22World Acceptance Corporation to Report Q3, 2025 Results on Jan 28, 2025World Acceptance Corporation announced that they will report Q3, 2025 results on Jan 28, 2025
Buy Or Sell Opportunity • Nov 15Now 20% undervaluedOver the last 90 days, the stock has risen 6.9% to €108. The fair value is estimated to be €136, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 15%. Revenue is forecast to grow by 0.6% in 2 years. Earnings are forecast to decline by 8.6% in the next 2 years.
New Risk • Oct 27New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 16% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 16% per year for the foreseeable future. Minor Risks High level of debt (119% net debt to equity). Share price has been volatile over the past 3 months (7.3% average weekly change).
공고 • Oct 18World Acceptance Corporation to Report Q2, 2025 Results on Oct 25, 2024World Acceptance Corporation announced that they will report Q2, 2025 results on Oct 25, 2024
Valuation Update With 7 Day Price Move • Aug 02Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €113, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 26% over the past three years.
New Risk • Jul 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks High level of debt (114% net debt to equity). Share price has been volatile over the past 3 months (6.8% average weekly change).
공고 • Jul 23World Acceptance Corporation, Annual General Meeting, Aug 21, 2024World Acceptance Corporation, Annual General Meeting, Aug 21, 2024. Location: 250 knightsridge road, travelers rest, south carolina 29690., United States
공고 • Jul 20World Acceptance Corporation to Report Q1, 2025 Results on Jul 26, 2024World Acceptance Corporation announced that they will report Q1, 2025 results on Jul 26, 2024
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €133, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total loss to shareholders of 12% over the past three years.
Board Change • Jul 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 4 highly experienced directors. Independent Director Benjamin Robinson was the last director to join the board, commencing their role in 2021. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
New Risk • May 30New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 280% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.1% per year over the past 5 years. Minor Risks High level of debt (114% net debt to equity). Large one-off items impacting financial results.
공고 • May 22World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $20 million (inclusive of any amount that remains available for repurchase under prior repurchase authorizations) worth of its common stock.
New Risk • May 03New major risk - Revenue and earnings growthEarnings have declined by 4.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 4.1% per year over the past 5 years. Minor Risk High level of debt (114% net debt to equity).
공고 • Apr 27World Acceptance Corporation to Report Q4, 2024 Results on May 02, 2024World Acceptance Corporation announced that they will report Q4, 2024 results on May 02, 2024
공고 • Feb 23World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $30 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $30 million worth of its common stock.
Valuation Update With 7 Day Price Move • Jan 26Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €128, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total returns to shareholders of 6.7% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €129 per share.
New Risk • Jan 23New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (2.7x net interest cover). Minor Risk Share price has been volatile over the past 3 months (7.4% average weekly change).
공고 • Jan 13World Acceptance Corporation to Report Q3, 2024 Results on Jan 19, 2024World Acceptance Corporation announced that they will report Q3, 2024 results on Jan 19, 2024
공고 • Nov 11World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $20 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $20 million worth of its common stock.
Buying Opportunity • Nov 08Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 31%. The fair value is estimated to be €124, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 4.8% over the last 3 years. Earnings per share has declined by 26%. Revenue is forecast to decline by 1.1% in 2 years. Earnings is forecast to grow by 46% in the next 2 years.
Valuation Update With 7 Day Price Move • Oct 27Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to €90.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total returns to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €124 per share.
공고 • Oct 05World Acceptance Corporation to Report Q2, 2024 Results on Oct 20, 2023World Acceptance Corporation announced that they will report Q2, 2024 results on Oct 20, 2023
Recent Insider Transactions • Jul 25Insider recently sold €127k worth of stockOn the 21st of July, Jason Childers sold around 933 shares on-market at roughly €136 per share. This transaction amounted to 9.8% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €712k more than they bought in the last 12 months.
공고 • Jul 23World Acceptance Corporation Reports Net Charge-Offs for the First Quarter of 2024World Acceptance Corporation reported net charge-offs for the first quarter of 2024. Net charge-offs for the quarter decreased $21.6 million, from $64.4 million in the first quarter of fiscal 2023 to $42.8 million in the first quarter of fiscal 2024.
공고 • Jul 18World Acceptance Corporation, Annual General Meeting, Aug 16, 2023World Acceptance Corporation, Annual General Meeting, Aug 16, 2023, at 08:45 Eastern Daylight. Location: 104 S. Main Street, Suite 400, Greenville south carolina United States Agenda: To elect seven directors to hold office until the next annual meeting of shareholders and until their successors have been duly elected and qualified, or until their earlier death, resignation or removal; to approve, on an advisory (non-binding) basis, the compensation of company's named executive officers, as described in this proxy statement; to determine, on an advisory basis (non-binding), the frequency of future advisory votes on the compensation of company's named executive officers; to ratify the appointment of RSM US LLP as company's independent registered public accounting firm for the fiscal year ending March 31, 2024; and to transact such other business as may properly come before the Annual Meeting or any adjournments or postponements thereof.
공고 • Jul 15World Acceptance Corporation to Report Q1, 2024 Results on Jul 21, 2023World Acceptance Corporation announced that they will report Q1, 2024 results on Jul 21, 2023
New Risk • Jul 03New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Interest payments are not well covered by earnings (1.5x net interest cover). Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (3.4% net profit margin). Significant insider selling over the past 3 months (€319k sold).
Valuation Update With 7 Day Price Move • May 24Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €107, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Consumer Finance industry in Europe. Total returns to shareholders of 84% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €89.43 per share.
Recent Insider Transactions • May 09Insider recently sold €102k worth of stockOn the 8th of May, Jason Childers sold around 1k shares on-market at roughly €102 per share. This transaction amounted to 8.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €368k more than they bought in the last 12 months.
공고 • May 05World Acceptance Corporation Reports Net Charge-Offs for the First Quarter Ended March 31, 2023World Acceptance Corporation reported net charge-offs for the first quarter ended March 31, 2023. For the quarter, the company reported net charge-offs of $64,398,941 against $56,477,803 a year ago.
Recent Insider Transactions • Feb 05Independent Chairman of the Board recently sold €267k worth of stockOn the 1st of February, Ken Bramlett sold around 3k shares on-market at roughly €88.84 per share. This transaction amounted to 8.4% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Ken's only on-market trade for the last 12 months.
공고 • Jan 27World Acceptance Corporation Reports Net Charge-Offs for the Third Quarter Ended December 31, 2022World Acceptance Corporation reported net charge-offs for the third quarter ended December 31, 2022. Net charge-offs for the quarter increased $33.2 million, from $37.8 million in the third quarter of fiscal 2022 to $71.0 million in the third quarter of fiscal 2023. Net charge-offs as a percentage of average net loan receivables on an annualized basis increased from 13.8% in the third quarter of fiscal 2022 to 25.1% in the third quarter of fiscal 2023. Net charge-offs during the quarter include recoveries of $8.4 million related to the sale of prior charge-offs.
공고 • Jan 20World Acceptance Corporation to Report Q3, 2023 Results on Jan 26, 2023World Acceptance Corporation announced that they will report Q3, 2023 results on Jan 26, 2023
Buying Opportunity • Jan 05Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 40%. The fair value is estimated to be €77.42, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 16% in 2 years. Earnings is forecast to grow by 326% in the next 2 years.
Buying Opportunity • Dec 15Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 44%. The fair value is estimated to be €81.13, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 16% in 2 years. Earnings is forecast to grow by 326% in the next 2 years.
Valuation Update With 7 Day Price Move • Nov 03Investor sentiment deteriorated over the past weekAfter last week's 22% share price decline to €80.00, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 7x in the Consumer Finance industry in Europe. Total loss to shareholders of 11% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €107 per share.
Buying Opportunity • Oct 29Now 29% undervalued after recent price dropOver the last 90 days, the stock is down 31%. The fair value is estimated to be €106, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 16% in 2 years. Earnings is forecast to grow by 341% in the next 2 years.
공고 • Oct 28World Acceptance Corporation Reports Net Charge-Offs for the Second Quarter Ended September 30, 2022World Acceptance Corporation reported net charge-offs for the second ended September 30, 2022. For the quarter, the company's reported net charge-offs for the quarter increased $43.2 million, from $25.2 million in the second quarter of fiscal 2022 to $68.4 million in the second quarter of fiscal 2023.
공고 • Oct 21World Acceptance Corporation to Report Q2, 2023 Results on Oct 27, 2022World Acceptance Corporation announced that they will report Q2, 2023 results at 9:30 AM, US Eastern Standard Time on Oct 27, 2022
Buying Opportunity • Sep 07Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 9.1%. The fair value is estimated to be €138, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 125% in the next 2 years.
Buying Opportunity • Jul 30Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 40%. The fair value is estimated to be €135, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to grow by 29% in 2 years. Earnings is forecast to grow by 153% in the next 2 years.
공고 • Jul 21World Acceptance Corporation to Report Q1, 2023 Results on Jul 27, 2022World Acceptance Corporation announced that they will report Q1, 2023 results at 9:30 AM, US Eastern Standard Time on Jul 27, 2022
공고 • Jul 19World Acceptance Corporation, Annual General Meeting, Aug 17, 2022World Acceptance Corporation, Annual General Meeting, Aug 17, 2022, at 08:30 Eastern Daylight. Location: 104 S. Main Street, Suite 400, Greenville, south carolina United States Agenda: To consider to elect seven (7) directors to hold office until the next annual meeting of shareholders and until their successors have been duly elected and qualified, or until their earlier death, resignation or removal; To approve, on an advisory (non-binding) basis, the compensation of named executive officers; to ratify the appointment of RSM US LLP as independent registered public accounting firm for the fiscal year ending March 31, 2023; and to transact such other business as may properly come before the Annual Meeting or any adjournments or postponements thereof.
Buying Opportunity • May 11Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 19%. The fair value is estimated to be €195, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 27%. For the next 3 years, revenue is forecast to grow by 13% per annum. Earnings is also forecast to grow by 19% per annum over the same time period.
공고 • Feb 25World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $30 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $30 million worth of its outstanding common stock.
Valuation Update With 7 Day Price Move • Feb 11Investor sentiment improved over the past weekAfter last week's 18% share price gain to €186, the stock trades at a forward P/E ratio of 20x. Average forward P/E is 9x in the Consumer Finance industry in Europe. Total returns to shareholders of 86% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €168 per share.
Valuation Update With 7 Day Price Move • Jan 07Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to €185, the stock trades at a forward P/E ratio of 21x. Average forward P/E is 10x in the Consumer Finance industry in Europe. Total returns to shareholders of 91% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €146 per share.
Recent Insider Transactions • Dec 21President recently sold €585k worth of stockOn the 15th of December, Ravin Prashad sold around 3k shares on-market at roughly €216 per share. This was the largest sale by an insider in the last 3 months. Ravin has been a seller over the last 12 months, reducing personal holdings by €3.0m.
공고 • Dec 08World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $50 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $50 million worth of its outstanding common stock.
Recent Insider Transactions • Nov 14President recently sold €446k worth of stockOn the 10th of November, Ravin Prashad sold around 2k shares on-market at roughly €221 per share. This was the largest sale by an insider in the last 3 months. Ravin has been a seller over the last 12 months, reducing personal holdings by €2.4m.
Valuation Update With 7 Day Price Move • Nov 03Investor sentiment improved over the past weekAfter last week's 21% share price gain to €160, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 11x in the Consumer Finance industry in Europe. Total returns to shareholders of 71% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €137 per share.
Recent Insider Transactions • Aug 06Insider recently sold €207k worth of stockOn the 4th of August, Daniel Dyer sold around 1k shares on-market at roughly €160 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.7m more than they bought in the last 12 months.
Recent Insider Transactions • Jun 22Insider recently sold €139k worth of stockOn the 17th of June, Jason Childers sold around 1k shares on-market at roughly €139 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €4.5m more than they bought in the last 12 months.
공고 • Jun 17World Acceptance Corporation (NasdaqGS:WRLD) announces an Equity Buyback for $30 million worth of its shares.World Acceptance Corporation (NasdaqGS:WRLD) announces a share repurchase program. Under the program, the company will repurchase up to $30 million worth of its outstanding common stock.
공고 • Jan 28World Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive Index
공고 • Jan 20World Acceptance Corporation to Report Q3, 2021 Results on Jan 22, 2021World Acceptance Corporation announced that they will report Q3, 2021 results on Jan 22, 2021
공고 • Oct 10World Acceptance Corporation to Report Q2, 2021 Results on Oct 22, 2020World Acceptance Corporation announced that they will report Q2, 2021 results at 11:30 AM, GMT Standard Time on Oct 22, 2020
공고 • Aug 07World Acceptance Corporation Resolves Previously Disclosed FCPA Matter with U.S. AuthoritiesWorld Acceptance Corporation announced that it has reached an agreement with the Securities and Exchange Commission and the Department of Justice to resolve allegations primarily involving the Company’s former subsidiary in Mexico. The agreement concludes investigations into alleged violations of the Foreign Corrupt Practices Act involving the Company’s former WAC de Mexico, S.A. de C.V. subsidiary through June 2017. The Company has made improvements in operations and management since the allegations were made, including naming R. Chad Prashad as President and Chief Executive Officer; naming Luke J. Umstetter as General Counsel, Chief Compliance Officer and Secretary; and selling its Mexican subsidiary in July 2018. The Company has no remaining foreign subsidiaries, and it conducts no business outside of the United States. Under the terms of the settlement with the SEC, the Company has agreed to disgorge approximately $17.8 million earned by the Viva division of its former Mexican subsidiary and pay an additional $3.9 million in prejudgment interest and civil penalties. This amount is consistent with the accrual previously disclosed and recorded by the Company. The SEC resolution acknowledges WAC’s remedial acts and cooperation. In connection with this settlement, the Company has neither admitted nor denied the underlying allegations. The U.S. Department of Justice (“DOJ”) also made public a letter declining to prosecute the Company and closing its investigation into the Company citing as the bases for this decision, among other things, the following: World’s prompt, voluntary self-disclosure of the misconduct; World’s full and proactive cooperation in this matter (including its provision of all known relevant facts about the misconduct); and World’s full remediation, including the additional FCPA training added to World’s compliance program, separation from executives under whom the misconduct took place; and discontinuing relationships with third parties in Mexico involved in the misconduct.
공고 • Jul 24World Acceptance Corporation to Report Q1, 2021 Results on Jul 30, 2020World Acceptance Corporation announced that they will report Q1, 2021 results at 11:30 AM, GMT Standard Time on Jul 30, 2020
공고 • Jul 05World Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Value-Defensive IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Value-Defensive Index
공고 • Jul 03+ 1 more updateWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive IndexWorld Acceptance Corporation(NasdaqGS:WRLD) dropped from Russell 2000 Defensive Index