Vala (2JY) 주식 개요투자 지주 회사인 51신용카드는 중화인민공화국에서 온라인 신용카드 관리 플랫폼을 운영하고 있습니다. 자세히 보기2JY 펀더멘털 분석스노우플레이크 점수가치 평가0/6미래 성장0/6과거 실적0/6재무 건전성6/6배당0/6위험 분석지난 3개월 동안 주가 변동성이 German 시장과 비교했을 때 매우 높았습니다.의미 있는 시가총액이 없습니다(€72M)모든 위험 점검 보기2JY Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW479,582 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA479,582 investors already sharing narrativesYour Fair Value€Current Price€0.034126.7% 고평가 내재 할인율Growth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-2b3b2016201920222025202620282031Revenue CN¥116.1mEarnings CN¥22.4mAdvancedSet Fair ValueView all narrativesVala Inc. 경쟁사Eleving GroupSymbol: DB:OT8Market cap: €184.8mScherzerSymbol: XTRA:PZSMarket cap: €72.7mBlue CapSymbol: XTRA:B7EMarket cap: €74.0mClereSymbol: HMSE:CAG0Market cap: €86.3m가격 이력 및 성과Vala 주가의 최고가, 최저가 및 변동 요약과거 주가현재 주가HK$0.03452주 최고가HK$0.09652주 최저가HK$0.033베타0.841개월 변동-26.88%3개월 변동-40.87%1년 변동1.49%3년 변동183.33%5년 변동-69.09%IPO 이후 변동-96.14%최근 뉴스 및 업데이트New Risk • Jun 17New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.1m (US$97.8m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risk Market cap is less than US$100m (€85.1m market cap, or US$97.8m).공고 • May 29Vala Inc., Annual General Meeting, Jun 24, 2026Vala Inc., Annual General Meeting, Jun 24, 2026, at 11:00 China Standard Time. Location: room 3, 10/f., united conference centre, united centre, 95 queensway, admiralty, Hong KongBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 3 highly experienced directors. Independent Non-Executive Director Jian Shou was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공고 • Mar 17Vala Inc. to Report Fiscal Year 2025 Results on Mar 27, 2026Vala Inc. announced that they will report fiscal year 2025 results on Mar 27, 2026공고 • Aug 19Vala Inc. to Report First Half, 2025 Results on Aug 29, 2025Vala Inc. announced that they will report first half, 2025 results on Aug 29, 2025공고 • Jul 16Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051).Zheng Minggao agreed to acquire 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) for HKD 21.8 million on January 24, 2025. A cash consideration of HKD 21.75 million will be paid by the buyer. As part of consideration, HKD 21.75 million is paid towards common equity of China Netcom Technology Holdings Limited. The deal is expected to close by July 31, 2025. As of July 15, 2025, the conditions set out in the share purchase agreement has been fulfilled. Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) on July 15, 2025.더 많은 업데이트 보기Recent updatesNew Risk • Jun 17New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.1m (US$97.8m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risk Market cap is less than US$100m (€85.1m market cap, or US$97.8m).공고 • May 29Vala Inc., Annual General Meeting, Jun 24, 2026Vala Inc., Annual General Meeting, Jun 24, 2026, at 11:00 China Standard Time. Location: room 3, 10/f., united conference centre, united centre, 95 queensway, admiralty, Hong KongBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 3 highly experienced directors. Independent Non-Executive Director Jian Shou was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공고 • Mar 17Vala Inc. to Report Fiscal Year 2025 Results on Mar 27, 2026Vala Inc. announced that they will report fiscal year 2025 results on Mar 27, 2026공고 • Aug 19Vala Inc. to Report First Half, 2025 Results on Aug 29, 2025Vala Inc. announced that they will report first half, 2025 results on Aug 29, 2025공고 • Jul 16Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051).Zheng Minggao agreed to acquire 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) for HKD 21.8 million on January 24, 2025. A cash consideration of HKD 21.75 million will be paid by the buyer. As part of consideration, HKD 21.75 million is paid towards common equity of China Netcom Technology Holdings Limited. The deal is expected to close by July 31, 2025. As of July 15, 2025, the conditions set out in the share purchase agreement has been fulfilled. Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) on July 15, 2025.공고 • Jun 0551 Credit Card Inc. Announces Retirement of Non-Executive Directors Effective June 5, 202551 Credit Card Inc. announced the retirement of Ms. Jiang Chloe Cuicui and Ms. Gao Li as non-executive directors, effective from the conclusion of the Annual General Meeting (AGM) held on June 5, 2025. Both directors were not re-elected at the AGM.공고 • May 1251 Credit Card Inc., Annual General Meeting, Jun 05, 202551 Credit Card Inc., Annual General Meeting, Jun 05, 2025, at 11:15 China Standard Time. Location: room 3, 10/f.,united conference centre, united centre, 95 queensway, admiralty, Hong Kong공고 • Mar 2051 Credit Card Inc. to Report Fiscal Year 2024 Results on Mar 31, 202551 Credit Card Inc. announced that they will report fiscal year 2024 results on Mar 31, 2025New Risk • Nov 16New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 20% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (11% average weekly change). Minor Risks Shareholders have been diluted in the past year (20% increase in shares outstanding). Market cap is less than US$100m (€42.6m market cap, or US$44.8m).공고 • Nov 1451 Credit Card Inc. has completed a Follow-on Equity Offering in the amount of HKD 39.662949 million.51 Credit Card Inc. has completed a Follow-on Equity Offering in the amount of HKD 39.662949 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 271,664,037 Price\Range: HKD 0.146 Discount Per Security: HKD 0.001752 Transaction Features: Subsequent Direct Listing공고 • Oct 2351 Credit Card Inc. has filed a Follow-on Equity Offering in the amount of HKD 39.662949 million.51 Credit Card Inc. has filed a Follow-on Equity Offering in the amount of HKD 39.662949 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 271,664,037 Price\Range: HKD 0.146 Discount Per Security: HKD 0.001752 Transaction Features: Subsequent Direct ListingReported Earnings • Oct 01First half 2024 earnings released: CN¥0.035 loss per share (vs CN¥0 in 1H 2023)First half 2024 results: CN¥0.035 loss per share (further deteriorated from CN¥0 in 1H 2023). Revenue: CN¥113.2m (down 16% from 1H 2023). Net loss: CN¥42.2m (down CN¥42.3m from profit in 1H 2023). Over the last 3 years on average, earnings per share has increased by 122% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 27First half 2024 earnings released: CN¥0.035 loss per share (vs CN¥0 in 1H 2023)First half 2024 results: CN¥0.035 loss per share (further deteriorated from CN¥0 in 1H 2023). Revenue: CN¥113.2m (down 16% from 1H 2023). Net loss: CN¥42.2m (down CN¥42.3m from profit in 1H 2023). Over the last 3 years on average, earnings per share has increased by 122% per year but the company’s share price has fallen by 39% per year, which means it is significantly lagging earnings.공고 • Aug 1751 Credit Card Inc. Provides Earnings Guidance for the Six Months Ended 30 June 202451 Credit Card Inc. provided earnings guidance for the six months ended 30 June 2024. The Group is expected to record a comprehensive loss attributable to owners of the Company ranging from approximately RMB 37 million to RMB 40 million during the Reporting Period as compared with the comprehensive profit attributable to owners of the Company of approximately RMB 2.4 million in the corresponding period of 2023.공고 • Aug 1451 Credit Card Inc. to Report First Half, 2024 Results on Aug 23, 202451 Credit Card Inc. announced that they will report first half, 2024 results on Aug 23, 2024공고 • May 3151 Credit Card Inc., Annual General Meeting, Jun 27, 202451 Credit Card Inc., Annual General Meeting, Jun 27, 2024, at 11:15 China Standard Time. Location: room 3, 10/f., united conference centre, united centre, 95 queensway, admiralty, Hong KongReported Earnings • Mar 28Full year 2023 earnings released: CN¥0.01 loss per share (vs CN¥0.068 loss in FY 2022)Full year 2023 results: CN¥0.01 loss per share (improved from CN¥0.068 loss in FY 2022). Revenue: CN¥217.2m (down 44% from FY 2022). Net income: CN¥11.0m (up CN¥93.7m from FY 2022). Profit margin: 5.1% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 118% per year but the company’s share price has fallen by 53% per year, which means it is significantly lagging earnings.공고 • Mar 1651 Credit Card Inc. to Report Fiscal Year 2023 Results on Mar 27, 202451 Credit Card Inc. announced that they will report fiscal year 2023 results on Mar 27, 2024Board Change • Dec 06Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Sep 04First half 2023 earnings released: EPS: CN¥0 (vs CN¥0.005 loss in 1H 2022)First half 2023 results: EPS: CN¥0 (improved from CN¥0.005 loss in 1H 2022). Revenue: CN¥134.9m (down 48% from 1H 2022). Net income: CN¥133.0k (up CN¥6.52m from 1H 2022). Profit margin: 0.1% (up from net loss in 1H 2022). Over the last 3 years on average, earnings per share has increased by 105% per year but the company’s share price has fallen by 49% per year, which means it is significantly lagging earnings.공고 • Aug 2251 Credit Card Inc. to Report First Half, 2023 Results on Aug 31, 202351 Credit Card Inc. announced that they will report first half, 2023 results on Aug 31, 2023Board Change • Jul 25Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jun 07Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 23Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Board Change • Sep 13Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.공고 • Aug 2451 Credit Card Inc. Provides Earnings Guidance for the Six Months Ended 30 June 202251 Credit Card Inc. provided earnings guidance for the six months ended 30 June 2022. For the period, the company expects to decrease significantly to the range from approximately RMB4.0 million to approximately RMB7.0 million from approximately RMB178.3 million for the corresponding period in 2021. The expected significant decrease in the comprehensive loss for the 1H2022 is primarily due to (i) the delinquency rate of credit facilitation assets maintained at a low level, which led to a significant decrease in the amount of expected credit loss under International Financial Reporting Standards 9; and (ii) the absence of the impairment loss on license under intangible assets of approximately RMB148.9 million accrued with reference to the market prices during the six months period ended 30 June 2021.공고 • Aug 1651 Credit Card Inc. to Report First Half, 2022 Results on Aug 31, 202251 Credit Card Inc. announced that they will report first half, 2022 results on Aug 31, 2022Board Change • Jun 13Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.공고 • May 1951 Credit Card Inc., Annual General Meeting, Jun 23, 202251 Credit Card Inc., Annual General Meeting, Jun 23, 2022, at 15:00 China Standard Time. Location: Room 3, 10/F., United Conference Centre, United Centre, 95 Queensway Admiralty Hong Kong Agenda: To receive and approve the audited consolidated financial statements of the Company and its subsidiaries and the reports of the directors and of the auditor of the Company for the year ended 31 December 2021; to consider Board changes; to consider re-appoint PricewaterhouseCoopers as the Company ' s auditor and to authorise the board of directors of the Company to fix its remuneration; and to consider any other matter thereof.공고 • May 1451 Credit Card Inc. Appoints Shou Jian as an Independent Non-Executive Director with Effect from 13 May 202251 Credit Card Inc. announced that Mr. Shou Jian ("Mr. Shou") has been appointed as an independent non-executive Director with effect from 13 May 2022. Mr. Shou Jian aged 50, has previously worked at the Hangzhou Public Security Bureau, where he served as the head of legal and the head of the police station. Mr. Shou has been the director of the integrity department of Alibaba Group since February 2012, and was responsible for corporate disciplinary supervision and integrity culture building. He is currently serving as a senior director of the general department of the SiGuoYa Line of Alibaba Group, where he is responsible for major risk control.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 5 non-independent directors. Independent Non-Executive Director Xuchu Xu was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공고 • Apr 1551 Credit Card Inc. Announces Management ChangesThe board of directors of 51 Credit Card Inc. announced that with effect from 14 April 2022, Mr. Zhu Jianfei (Mr. Zhu) has resigned as an executive Director and an authorised representative of the Company (the Authorised Representative) under Rule 3.05 of The Rules (the Listing Rules) Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited (the Stock Exchange'), but will remain as a Vice-President of the Company so that he can dedicate more efforts to the daily operation of thesubsidiary(ies) of the Company; Mr. Yu Jin (Mr. Yu) has resigned as a non-executiveDirector due to his decision to devote more time to his other commitments; and Mr. WongTi (Mr. Wong) has resigned as an independent non-executive Director due to his intentionto devote more time in his other commitments. The Board announced that each of Ms. Jiang Cuicui (Ms. Jiang) and Ms. Gao Li (Ms. Gao) has been appointed as a non-executive Director with effect from 14 April 2022. Ms. Jiang Cuicui has been the president of Hangzhou Zhijiang New Industrial Investment Management Co., Ltd, since November 2018. Ms. Gao Li has been the director of the securities affair centre of Xinhu Zhongbao Co. Ltd, a substantial Shareholder, since July 2010. The Board further announces that Ms. Wu Shan (Ms. Wu), an executive Director and a Vice-President of the Company, has been appointed as the Authorised Representative following the resignation of Mr. Zhu.Reported Earnings • Apr 01Full year 2021 earnings released: CN¥0.19 loss per share (vs CN¥1.56 loss in FY 2020)Full year 2021 results: CN¥0.19 loss per share (up from CN¥1.56 loss in FY 2020). Revenue: CN¥440.1m (up 68% from FY 2020). Net loss: CN¥233.7m (loss narrowed 86% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 11 percentage points per year, which is a significant difference in performance.공고 • Mar 0751 Credit Card Inc. Provides Consolidated Earnings Guidance for the Year Ended 31 December 202151 Credit Card Inc. provided consolidated earnings guidance for the year ended 31 December 2021. Based on the preliminary unaudited consolidated management accounts of the Group for the year ended 31 December 2021 (the "Year 2021") and information currently available to the board (the "Board") of directors (the "Directors") of the Company, the Board informed the shareholders (the "Shareholders") and potential investors of the Company that the consolidated loss attributable to the owners of the Company for the Year 2021 is expected to decrease significantly to the range from approximately RMB 188.0 million to RMB 248.0 million from approximately RMB 1,699.1 million for the year ended 31 December 2020. The expected significant decrease in the consolidated loss for the Year 2021 is primarily due to the fact that the steady rebound in business scale of the credit facilitation business had resulted in an increase in revenue under the background of the significantly reduced impact of the complete exit of the P2P business and the pandemic of the coronavirus disease, and the delinquency rate of credit facilitation assets maintained at a low level, which led to a significant decrease in the amount of expected credit loss under International Financial Reporting Standards 9.Reported Earnings • Oct 03First half 2021 earnings released: CN¥0.15 loss per share (vs CN¥0.73 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: CN¥204.8m (up 29% from 1H 2020). Net loss: CN¥177.3m (loss narrowed 76% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 64 percentage points per year, which is a significant difference in performance.Executive Departure • Sep 07CFO & Executive Director Ke Zhao has left the companyDuring their tenure, earnings grew by 20% annually compared to the industry average, which went down by 9.1%. As of June 2021, Ke still personally held 3.10m shares (€167k worth at the time). Ke is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 2.67 years.Reported Earnings • Aug 31First half 2021 earnings released: CN¥0.15 loss per share (vs CN¥0.73 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: CN¥204.8m (up 29% from 1H 2020). Net loss: CN¥177.3m (loss narrowed 76% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 64 percentage points per year, which is a significant difference in performance.공고 • Aug 0851 Credit Card Inc. Provides Unaudited Consolidated Earnings Guidance for the Six Months Ended June 30, 202151 Credit Card Inc. provided unaudited consolidated earnings guidance for the six months ended June 30, 2021. For the six months, the consolidated loss attributable to the owners of the Company for the 2021 Interim Period is expected to decrease significantly to the range from approximately RMB 153.0 million to RMB 203.0 million from approximately RMB 730.8 million for the corresponding period in 2020.Reported Earnings • Apr 02Full year 2020 earnings released: CN¥1.56 loss per share (vs CN¥1.13 loss in FY 2019)The company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: CN¥274.3m (down 87% from FY 2019). Net loss: CN¥1.70b (loss widened 51% from FY 2019).공고 • Mar 1951 Credit Card Inc. to Report Fiscal Year 2020 Results on Mar 30, 202151 Credit Card Inc. announced that they will report fiscal year 2020 results on Mar 30, 2021Recent Insider Transactions • Feb 26Insider recently bought €16m worth of stockOn the 23rd of February, Shen Guojun bought around 70m shares on-market at roughly €0.22 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €16m more in shares than they have sold in the last 12 months.공고 • Feb 20+ 1 more update51 Credit Card Inc. Announces Board AppointmentsThe board of directors of 51 Credit Card Inc. announced that Mr. Zheng Haiguo has been appointed as an executive director of the company and Mr. Yu Jin has been appointed as a non-executive Director with effect from 19 February 2021.공고 • Sep 2151 Credit Card Inc.(SEHK:2051) dropped from S&P Global BMI Index51 Credit Card Inc.(SEHK:2051) dropped from S&P Global BMI Index공고 • Aug 2251 Credit Card Inc. to Report First Half, 2020 Results on Aug 31, 202051 Credit Card Inc. announced that they will report first half, 2020 results on Aug 31, 2020공고 • Aug 1051 Credit Card Inc. Provides Earnings Guidance for the Six Months Ended 30 June 202051 Credit Card Inc. provided earnings guidance for the six months ended 30 June 2020. For the period, the company expects that In addition, the ongoing outbreak of the novel coronavirus pneumonia ("COVID-19") in the first half of 2020 has put considerable downward pressure on the economy in the PRC. As a result, the Group expects to record a significant loss for the six months ended 30 June 2020 as compared with the profit for the six months ended 30 June 2019.주주 수익률2JYDE Consumer FinanceDE 시장7D0%0.6%0.1%1Y1.5%5.9%-0.5%전체 주주 수익률 보기수익률 대 산업: 2JY은 지난 1년 동안 5.9%의 수익을 기록한 German Consumer Finance 산업보다 저조한 성과를 냈습니다.수익률 대 시장: 2JY은 지난 1년 동안 -0.5%를 기록한 German 시장보다 더 좋은 성과를 냈습니다.주가 변동성Is 2JY's price volatile compared to industry and market?2JY volatility2JY Average Weekly Movement19.0%Consumer Finance Industry Average Movement5.0%Market Average Movement5.3%10% most volatile stocks in DE Market12.7%10% least volatile stocks in DE Market2.7%안정적인 주가: 2JY의 주가는 지난 3개월 동안 German 시장보다 변동성이 컸습니다.시간에 따른 변동성: 2JY의 주간 변동성(19%)은 지난 1년 동안 안정적이었지만 German 종목 중 상위 75%보다 높습니다.회사 소개설립직원 수CEO웹사이트2012383Haitao Sunwww.vala.life투자 지주 회사인 51신용카드는 중화인민공화국에서 온라인 신용카드 관리 플랫폼을 운영합니다. 주요 앱으로는 51 신용카드 관리자가 있습니다. 이 회사는 개인 신용 관리, 신용 카드 기술 및 신용 촉진 서비스를 제공합니다.더 보기Vala Inc. 기초 지표 요약Vala의 순이익과 매출은 시가총액과 어떻게 비교됩니까?2JY 기초 통계시가총액€71.96m순이익 (TTM)-€19.50m매출 (TTM)€29.79m2.4x주가매출비율(P/S)-3.7x주가수익비율(P/E)2JY는 고평가되어 있습니까?공정 가치 및 평가 분석 보기순이익 및 매출최근 실적 보고서(TTM)의 주요 수익성 지표2JY 손익계산서 (TTM)매출CN¥230.21m매출원가CN¥252.75m총이익-CN¥22.53m기타 비용CN¥128.17m순이익-CN¥150.70m최근 보고된 실적Dec 31, 2025다음 실적 발표일해당 없음주당순이익(EPS)-0.092총이익률-9.79%순이익률-65.46%부채/자본 비율2.3%2JY의 장기 실적은 어땠습니까?과거 실적 및 비교 보기View Valuation기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/22 21:40종가2026/07/22 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Vala Inc.는 1명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Felix LuoChina Merchants Securities (HK) Co., Ltd
New Risk • Jun 17New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.1m (US$97.8m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risk Market cap is less than US$100m (€85.1m market cap, or US$97.8m).
공고 • May 29Vala Inc., Annual General Meeting, Jun 24, 2026Vala Inc., Annual General Meeting, Jun 24, 2026, at 11:00 China Standard Time. Location: room 3, 10/f., united conference centre, united centre, 95 queensway, admiralty, Hong Kong
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 3 highly experienced directors. Independent Non-Executive Director Jian Shou was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공고 • Mar 17Vala Inc. to Report Fiscal Year 2025 Results on Mar 27, 2026Vala Inc. announced that they will report fiscal year 2025 results on Mar 27, 2026
공고 • Aug 19Vala Inc. to Report First Half, 2025 Results on Aug 29, 2025Vala Inc. announced that they will report first half, 2025 results on Aug 29, 2025
공고 • Jul 16Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051).Zheng Minggao agreed to acquire 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) for HKD 21.8 million on January 24, 2025. A cash consideration of HKD 21.75 million will be paid by the buyer. As part of consideration, HKD 21.75 million is paid towards common equity of China Netcom Technology Holdings Limited. The deal is expected to close by July 31, 2025. As of July 15, 2025, the conditions set out in the share purchase agreement has been fulfilled. Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) on July 15, 2025.
New Risk • Jun 17New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €85.1m (US$97.8m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risk Market cap is less than US$100m (€85.1m market cap, or US$97.8m).
공고 • May 29Vala Inc., Annual General Meeting, Jun 24, 2026Vala Inc., Annual General Meeting, Jun 24, 2026, at 11:00 China Standard Time. Location: room 3, 10/f., united conference centre, united centre, 95 queensway, admiralty, Hong Kong
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 3 highly experienced directors. Independent Non-Executive Director Jian Shou was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공고 • Mar 17Vala Inc. to Report Fiscal Year 2025 Results on Mar 27, 2026Vala Inc. announced that they will report fiscal year 2025 results on Mar 27, 2026
공고 • Aug 19Vala Inc. to Report First Half, 2025 Results on Aug 29, 2025Vala Inc. announced that they will report first half, 2025 results on Aug 29, 2025
공고 • Jul 16Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051).Zheng Minggao agreed to acquire 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) for HKD 21.8 million on January 24, 2025. A cash consideration of HKD 21.75 million will be paid by the buyer. As part of consideration, HKD 21.75 million is paid towards common equity of China Netcom Technology Holdings Limited. The deal is expected to close by July 31, 2025. As of July 15, 2025, the conditions set out in the share purchase agreement has been fulfilled. Zheng Minggao completed the acquisition of 29% stake in China Netcom Technology Holdings Limited (SEHK:8071) from 51 Credit Card Inc. (SEHK:2051) on July 15, 2025.
공고 • Jun 0551 Credit Card Inc. Announces Retirement of Non-Executive Directors Effective June 5, 202551 Credit Card Inc. announced the retirement of Ms. Jiang Chloe Cuicui and Ms. Gao Li as non-executive directors, effective from the conclusion of the Annual General Meeting (AGM) held on June 5, 2025. Both directors were not re-elected at the AGM.
공고 • May 1251 Credit Card Inc., Annual General Meeting, Jun 05, 202551 Credit Card Inc., Annual General Meeting, Jun 05, 2025, at 11:15 China Standard Time. Location: room 3, 10/f.,united conference centre, united centre, 95 queensway, admiralty, Hong Kong
공고 • Mar 2051 Credit Card Inc. to Report Fiscal Year 2024 Results on Mar 31, 202551 Credit Card Inc. announced that they will report fiscal year 2024 results on Mar 31, 2025
New Risk • Nov 16New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 20% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (11% average weekly change). Minor Risks Shareholders have been diluted in the past year (20% increase in shares outstanding). Market cap is less than US$100m (€42.6m market cap, or US$44.8m).
공고 • Nov 1451 Credit Card Inc. has completed a Follow-on Equity Offering in the amount of HKD 39.662949 million.51 Credit Card Inc. has completed a Follow-on Equity Offering in the amount of HKD 39.662949 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 271,664,037 Price\Range: HKD 0.146 Discount Per Security: HKD 0.001752 Transaction Features: Subsequent Direct Listing
공고 • Oct 2351 Credit Card Inc. has filed a Follow-on Equity Offering in the amount of HKD 39.662949 million.51 Credit Card Inc. has filed a Follow-on Equity Offering in the amount of HKD 39.662949 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 271,664,037 Price\Range: HKD 0.146 Discount Per Security: HKD 0.001752 Transaction Features: Subsequent Direct Listing
Reported Earnings • Oct 01First half 2024 earnings released: CN¥0.035 loss per share (vs CN¥0 in 1H 2023)First half 2024 results: CN¥0.035 loss per share (further deteriorated from CN¥0 in 1H 2023). Revenue: CN¥113.2m (down 16% from 1H 2023). Net loss: CN¥42.2m (down CN¥42.3m from profit in 1H 2023). Over the last 3 years on average, earnings per share has increased by 122% per year but the company’s share price has fallen by 36% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 27First half 2024 earnings released: CN¥0.035 loss per share (vs CN¥0 in 1H 2023)First half 2024 results: CN¥0.035 loss per share (further deteriorated from CN¥0 in 1H 2023). Revenue: CN¥113.2m (down 16% from 1H 2023). Net loss: CN¥42.2m (down CN¥42.3m from profit in 1H 2023). Over the last 3 years on average, earnings per share has increased by 122% per year but the company’s share price has fallen by 39% per year, which means it is significantly lagging earnings.
공고 • Aug 1751 Credit Card Inc. Provides Earnings Guidance for the Six Months Ended 30 June 202451 Credit Card Inc. provided earnings guidance for the six months ended 30 June 2024. The Group is expected to record a comprehensive loss attributable to owners of the Company ranging from approximately RMB 37 million to RMB 40 million during the Reporting Period as compared with the comprehensive profit attributable to owners of the Company of approximately RMB 2.4 million in the corresponding period of 2023.
공고 • Aug 1451 Credit Card Inc. to Report First Half, 2024 Results on Aug 23, 202451 Credit Card Inc. announced that they will report first half, 2024 results on Aug 23, 2024
공고 • May 3151 Credit Card Inc., Annual General Meeting, Jun 27, 202451 Credit Card Inc., Annual General Meeting, Jun 27, 2024, at 11:15 China Standard Time. Location: room 3, 10/f., united conference centre, united centre, 95 queensway, admiralty, Hong Kong
Reported Earnings • Mar 28Full year 2023 earnings released: CN¥0.01 loss per share (vs CN¥0.068 loss in FY 2022)Full year 2023 results: CN¥0.01 loss per share (improved from CN¥0.068 loss in FY 2022). Revenue: CN¥217.2m (down 44% from FY 2022). Net income: CN¥11.0m (up CN¥93.7m from FY 2022). Profit margin: 5.1% (up from net loss in FY 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 118% per year but the company’s share price has fallen by 53% per year, which means it is significantly lagging earnings.
공고 • Mar 1651 Credit Card Inc. to Report Fiscal Year 2023 Results on Mar 27, 202451 Credit Card Inc. announced that they will report fiscal year 2023 results on Mar 27, 2024
Board Change • Dec 06Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Sep 04First half 2023 earnings released: EPS: CN¥0 (vs CN¥0.005 loss in 1H 2022)First half 2023 results: EPS: CN¥0 (improved from CN¥0.005 loss in 1H 2022). Revenue: CN¥134.9m (down 48% from 1H 2022). Net income: CN¥133.0k (up CN¥6.52m from 1H 2022). Profit margin: 0.1% (up from net loss in 1H 2022). Over the last 3 years on average, earnings per share has increased by 105% per year but the company’s share price has fallen by 49% per year, which means it is significantly lagging earnings.
공고 • Aug 2251 Credit Card Inc. to Report First Half, 2023 Results on Aug 31, 202351 Credit Card Inc. announced that they will report first half, 2023 results on Aug 31, 2023
Board Change • Jul 25Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jun 07Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 23Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Board Change • Sep 13Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
공고 • Aug 2451 Credit Card Inc. Provides Earnings Guidance for the Six Months Ended 30 June 202251 Credit Card Inc. provided earnings guidance for the six months ended 30 June 2022. For the period, the company expects to decrease significantly to the range from approximately RMB4.0 million to approximately RMB7.0 million from approximately RMB178.3 million for the corresponding period in 2021. The expected significant decrease in the comprehensive loss for the 1H2022 is primarily due to (i) the delinquency rate of credit facilitation assets maintained at a low level, which led to a significant decrease in the amount of expected credit loss under International Financial Reporting Standards 9; and (ii) the absence of the impairment loss on license under intangible assets of approximately RMB148.9 million accrued with reference to the market prices during the six months period ended 30 June 2021.
공고 • Aug 1651 Credit Card Inc. to Report First Half, 2022 Results on Aug 31, 202251 Credit Card Inc. announced that they will report first half, 2022 results on Aug 31, 2022
Board Change • Jun 13Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 5 non-independent directors. Independent Non-executive Director Jian Shou was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
공고 • May 1951 Credit Card Inc., Annual General Meeting, Jun 23, 202251 Credit Card Inc., Annual General Meeting, Jun 23, 2022, at 15:00 China Standard Time. Location: Room 3, 10/F., United Conference Centre, United Centre, 95 Queensway Admiralty Hong Kong Agenda: To receive and approve the audited consolidated financial statements of the Company and its subsidiaries and the reports of the directors and of the auditor of the Company for the year ended 31 December 2021; to consider Board changes; to consider re-appoint PricewaterhouseCoopers as the Company ' s auditor and to authorise the board of directors of the Company to fix its remuneration; and to consider any other matter thereof.
공고 • May 1451 Credit Card Inc. Appoints Shou Jian as an Independent Non-Executive Director with Effect from 13 May 202251 Credit Card Inc. announced that Mr. Shou Jian ("Mr. Shou") has been appointed as an independent non-executive Director with effect from 13 May 2022. Mr. Shou Jian aged 50, has previously worked at the Hangzhou Public Security Bureau, where he served as the head of legal and the head of the police station. Mr. Shou has been the director of the integrity department of Alibaba Group since February 2012, and was responsible for corporate disciplinary supervision and integrity culture building. He is currently serving as a senior director of the general department of the SiGuoYa Line of Alibaba Group, where he is responsible for major risk control.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 5 non-independent directors. Independent Non-Executive Director Xuchu Xu was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공고 • Apr 1551 Credit Card Inc. Announces Management ChangesThe board of directors of 51 Credit Card Inc. announced that with effect from 14 April 2022, Mr. Zhu Jianfei (Mr. Zhu) has resigned as an executive Director and an authorised representative of the Company (the Authorised Representative) under Rule 3.05 of The Rules (the Listing Rules) Governing the Listing of Securities on The Stock Exchange of Hong Kong Limited (the Stock Exchange'), but will remain as a Vice-President of the Company so that he can dedicate more efforts to the daily operation of thesubsidiary(ies) of the Company; Mr. Yu Jin (Mr. Yu) has resigned as a non-executiveDirector due to his decision to devote more time to his other commitments; and Mr. WongTi (Mr. Wong) has resigned as an independent non-executive Director due to his intentionto devote more time in his other commitments. The Board announced that each of Ms. Jiang Cuicui (Ms. Jiang) and Ms. Gao Li (Ms. Gao) has been appointed as a non-executive Director with effect from 14 April 2022. Ms. Jiang Cuicui has been the president of Hangzhou Zhijiang New Industrial Investment Management Co., Ltd, since November 2018. Ms. Gao Li has been the director of the securities affair centre of Xinhu Zhongbao Co. Ltd, a substantial Shareholder, since July 2010. The Board further announces that Ms. Wu Shan (Ms. Wu), an executive Director and a Vice-President of the Company, has been appointed as the Authorised Representative following the resignation of Mr. Zhu.
Reported Earnings • Apr 01Full year 2021 earnings released: CN¥0.19 loss per share (vs CN¥1.56 loss in FY 2020)Full year 2021 results: CN¥0.19 loss per share (up from CN¥1.56 loss in FY 2020). Revenue: CN¥440.1m (up 68% from FY 2020). Net loss: CN¥233.7m (loss narrowed 86% from FY 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 11 percentage points per year, which is a significant difference in performance.
공고 • Mar 0751 Credit Card Inc. Provides Consolidated Earnings Guidance for the Year Ended 31 December 202151 Credit Card Inc. provided consolidated earnings guidance for the year ended 31 December 2021. Based on the preliminary unaudited consolidated management accounts of the Group for the year ended 31 December 2021 (the "Year 2021") and information currently available to the board (the "Board") of directors (the "Directors") of the Company, the Board informed the shareholders (the "Shareholders") and potential investors of the Company that the consolidated loss attributable to the owners of the Company for the Year 2021 is expected to decrease significantly to the range from approximately RMB 188.0 million to RMB 248.0 million from approximately RMB 1,699.1 million for the year ended 31 December 2020. The expected significant decrease in the consolidated loss for the Year 2021 is primarily due to the fact that the steady rebound in business scale of the credit facilitation business had resulted in an increase in revenue under the background of the significantly reduced impact of the complete exit of the P2P business and the pandemic of the coronavirus disease, and the delinquency rate of credit facilitation assets maintained at a low level, which led to a significant decrease in the amount of expected credit loss under International Financial Reporting Standards 9.
Reported Earnings • Oct 03First half 2021 earnings released: CN¥0.15 loss per share (vs CN¥0.73 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: CN¥204.8m (up 29% from 1H 2020). Net loss: CN¥177.3m (loss narrowed 76% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 64 percentage points per year, which is a significant difference in performance.
Executive Departure • Sep 07CFO & Executive Director Ke Zhao has left the companyDuring their tenure, earnings grew by 20% annually compared to the industry average, which went down by 9.1%. As of June 2021, Ke still personally held 3.10m shares (€167k worth at the time). Ke is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 2.67 years.
Reported Earnings • Aug 31First half 2021 earnings released: CN¥0.15 loss per share (vs CN¥0.73 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: CN¥204.8m (up 29% from 1H 2020). Net loss: CN¥177.3m (loss narrowed 76% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 64 percentage points per year, which is a significant difference in performance.
공고 • Aug 0851 Credit Card Inc. Provides Unaudited Consolidated Earnings Guidance for the Six Months Ended June 30, 202151 Credit Card Inc. provided unaudited consolidated earnings guidance for the six months ended June 30, 2021. For the six months, the consolidated loss attributable to the owners of the Company for the 2021 Interim Period is expected to decrease significantly to the range from approximately RMB 153.0 million to RMB 203.0 million from approximately RMB 730.8 million for the corresponding period in 2020.
Reported Earnings • Apr 02Full year 2020 earnings released: CN¥1.56 loss per share (vs CN¥1.13 loss in FY 2019)The company reported a poor full year result with increased losses, weaker revenues and weaker control over costs. Full year 2020 results: Revenue: CN¥274.3m (down 87% from FY 2019). Net loss: CN¥1.70b (loss widened 51% from FY 2019).
공고 • Mar 1951 Credit Card Inc. to Report Fiscal Year 2020 Results on Mar 30, 202151 Credit Card Inc. announced that they will report fiscal year 2020 results on Mar 30, 2021
Recent Insider Transactions • Feb 26Insider recently bought €16m worth of stockOn the 23rd of February, Shen Guojun bought around 70m shares on-market at roughly €0.22 per share. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €16m more in shares than they have sold in the last 12 months.
공고 • Feb 20+ 1 more update51 Credit Card Inc. Announces Board AppointmentsThe board of directors of 51 Credit Card Inc. announced that Mr. Zheng Haiguo has been appointed as an executive director of the company and Mr. Yu Jin has been appointed as a non-executive Director with effect from 19 February 2021.
공고 • Sep 2151 Credit Card Inc.(SEHK:2051) dropped from S&P Global BMI Index51 Credit Card Inc.(SEHK:2051) dropped from S&P Global BMI Index
공고 • Aug 2251 Credit Card Inc. to Report First Half, 2020 Results on Aug 31, 202051 Credit Card Inc. announced that they will report first half, 2020 results on Aug 31, 2020
공고 • Aug 1051 Credit Card Inc. Provides Earnings Guidance for the Six Months Ended 30 June 202051 Credit Card Inc. provided earnings guidance for the six months ended 30 June 2020. For the period, the company expects that In addition, the ongoing outbreak of the novel coronavirus pneumonia ("COVID-19") in the first half of 2020 has put considerable downward pressure on the economy in the PRC. As a result, the Group expects to record a significant loss for the six months ended 30 June 2020 as compared with the profit for the six months ended 30 June 2019.
