View ValuationKomercní banka 향후 성장Future 기준 점검 1/6Komercní banka (는) 각각 연간 3.1% 및 4.1% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 14% 로 예상됩니다.핵심 정보3.1%이익 성장률2.99%EPS 성장률Banks 이익 성장8.5%매출 성장률4.1%향후 자기자본이익률13.96%애널리스트 커버리지Good마지막 업데이트19 Jun 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공시 • May 22Komercní banka, a.s. to Report Fiscal Year 2026 Results on Feb 04, 2027Komercní banka, a.s. announced that they will report fiscal year 2026 results on Feb 04, 2027공시 • Apr 30Komercní banka, a.s. to Report Q3, 2026 Results on Oct 29, 2026Komercní banka, a.s. announced that they will report Q3, 2026 results on Oct 29, 2026공시 • Apr 25Komercní banka, a.s. announces Annual dividend, payable on May 25, 2026Komercní banka, a.s. announced Annual dividend of CZK 95.6000 per share payable on May 25, 2026, ex-date on May 04, 2026 and record date on May 05, 2026.공시 • Apr 16Komercní banka, a.s. to Report First Half, 2026 Results on Jul 30, 2026Komercní banka, a.s. announced that they will report first half, 2026 results on Jul 30, 2026공시 • Mar 25Komercní banka, a.s., Annual General Meeting, Apr 23, 2026Komercní banka, a.s., Annual General Meeting, Apr 23, 2026, at 13:00 Central European Standard Time. Location: on the ground floor of the meeting room, namesti junkovych 2772/1, stodulky, prague 5, postal code 155 00., Czech Republic공시 • Sep 30+ 1 more updateKomercní banka, a.s. to Report Q1, 2026 Results on Apr 30, 2026Komercní banka, a.s. announced that they will report Q1, 2026 results on Apr 30, 2026공시 • Jul 31Komercní banka, a.s. to Report Q3, 2025 Results on Oct 30, 2025Komercní banka, a.s. announced that they will report Q3, 2025 results on Oct 30, 2025공시 • Jul 21Komercní banka, a.s. to Report Q2, 2025 Results on Jul 31, 2025Komercní banka, a.s. announced that they will report Q2, 2025 results at 6:45 AM, Central European Standard Time on Jul 31, 2025공시 • Apr 26Komercní banka, a.s. announces Annual dividend, payable on May 26, 2025Komercní banka, a.s. announced Annual dividend of CZK 91.3000 per share payable on May 26, 2025, ex-date on May 05, 2025 and record date on May 06, 2025.공시 • Apr 24Komercní banka, a.s. to Report Q1, 2025 Results on Apr 30, 2025Komercní banka, a.s. announced that they will report Q1, 2025 results at 6:45 AM, Central European Standard Time on Apr 30, 2025공시 • Mar 25Komercní banka, a.s., Annual General Meeting, Apr 24, 2025Komercní banka, a.s., Annual General Meeting, Apr 24, 2025, at 13:00 Central European Standard Time.Reported Earnings • Nov 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: Kč8.81b (down 2.5% from 3Q 2023). Net income: Kč6.20b (up 45% from 3Q 2023). Profit margin: 70% (up from 47% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe.Reported Earnings • Sep 03Second quarter 2024 earnings released: EPS: Kč18.74 (vs Kč23.96 in 2Q 2023)Second quarter 2024 results: EPS: Kč18.74 (down from Kč23.96 in 2Q 2023). Revenue: Kč8.63b (down 10% from 2Q 2023). Net income: Kč3.54b (down 22% from 2Q 2023). Profit margin: 41% (down from 47% in 2Q 2023). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 02Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: Kč8.63b (down 10% from 2Q 2023). Net income: Kč3.54b (down 22% from 2Q 2023). Profit margin: 41% (down from 47% in 2Q 2023). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.공시 • Aug 02Komercní banka, a.s. to Report Q4, 2024 Results on Feb 06, 2025Komercní banka, a.s. announced that they will report Q4, 2024 results on Feb 06, 2025Reported Earnings • May 04First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: Kč8.34b (down 11% from 1Q 2023). Net income: Kč2.80b (down 21% from 1Q 2023). Profit margin: 34% (down from 38% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe.공시 • Apr 27+ 1 more updateKomercní Banka, A.S. Approves Dividend, Payable on May 27, 2024Komercní banka, a.s. at its AGM held on April 24, 2024, approved the amount of the dividend per share is CZK 82.66 before taxation. The dividend can be claimed by each shareholder holding a share of Komercní banka, a. s., with ISIN CZ0008019106 as of 6 May 2024. The dividend shall be due on 27 May 2024.Declared Dividend • Apr 26Dividend of Kč82.66 announcedShareholders will receive a dividend of Kč82.66. Ex-date: 3rd May 2024 Payment date: 27th May 2024 Dividend yield will be 244%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is not adequately covered by earnings (100% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (68% forecast payout ratio). The dividend has increased by an average of 6.0% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 11% to bring the payout ratio under control. EPS is expected to grow by 5.6% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.Reported Earnings • Mar 24Full year 2023 earnings released: EPS: Kč82.67 (vs Kč93.31 in FY 2022)Full year 2023 results: EPS: Kč82.67 (down from Kč93.31 in FY 2022). Revenue: Kč36.2b (down 3.8% from FY 2022). Net income: Kč15.6b (down 11% from FY 2022). Profit margin: 43% (down from 47% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 1.94% (down from 2.42% in FY 2022). Cost-to-income ratio: 47.9% (up from 41.5% in FY 2022). Non-performing loans: 1.22% (down from 1.79% in FY 2022). Revenue is forecast to grow 4.0% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 11Full year 2023 earnings released: EPS: Kč82.67 (vs Kč92.96 in FY 2022)Full year 2023 results: EPS: Kč82.67 (down from Kč92.96 in FY 2022). Revenue: Kč36.2b (down 3.8% from FY 2022). Net income: Kč15.6b (down 11% from FY 2022). Profit margin: 43% (down from 47% in FY 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.공시 • Feb 10Komercní banka, a.s., Annual General Meeting, Apr 24, 2024Komercní banka, a.s., Annual General Meeting, Apr 24, 2024.공시 • Jan 30Komercní Banka, A.S. Announces Management ChangesKomercní banka, a. s. announced that Mr.Giovanni Luca Somawill terminate his service as Chair and member of the Supervisory on 30 January 2024. The candidate proposed to replace him is Ms. Delphine Garcin Meunier, who is currently Head of the EURO Business Unit in Société Générale. After receiving a consenting opinion from the CNB, the candidate should be elected as a member and Chair of the Supervisory Board.공시 • Jan 27Komercní banka, a.s. to Report Nine Months, 2024 Results on Oct 31, 2024Komercní banka, a.s. announced that they will report nine months, 2024 results on Oct 31, 2024공시 • Nov 07Komercní banka, a.s. to Report First Half, 2024 Results on Aug 01, 2024Komercní banka, a.s. announced that they will report first half, 2024 results on Aug 01, 2024Reported Earnings • Nov 04Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: Kč9.04b (down 1.4% from 3Q 2022). Net income: Kč4.27b (down 8.5% from 3Q 2022). Profit margin: 47% (down from 51% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.공시 • Nov 03+ 1 more updateKomercní banka, a.s. to Report Q1, 2024 Results on May 03, 2024Komercní banka, a.s. announced that they will report Q1, 2024 results on May 03, 2024Reported Earnings • Aug 03Second quarter 2023 earnings released: EPS: Kč23.96 (vs Kč25.45 in 2Q 2022)Second quarter 2023 results: EPS: Kč23.96 (down from Kč25.45 in 2Q 2022). Revenue: Kč9.61b (flat on 2Q 2022). Net income: Kč4.53b (down 5.8% from 2Q 2022). Profit margin: 47% (down from 50% in 2Q 2022). Revenue is forecast to grow 2.6% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Reported Earnings • May 14First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: Kč9.39b (up 2.1% from 1Q 2022). Net income: Kč3.56b (up 1.4% from 1Q 2022). Profit margin: 38% (in line with 1Q 2022). Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 18% per year.Reported Earnings • Mar 23Full year 2022 earnings released: EPS: Kč92.96 (vs Kč67.39 in FY 2021)Full year 2022 results: EPS: Kč92.96 (up from Kč67.39 in FY 2021). Revenue: Kč37.6b (up 23% from FY 2021). Net income: Kč17.6b (up 38% from FY 2021). Profit margin: 47% (up from 42% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.42% (up from 1.93% in FY 2021). Cost-to-income ratio: 41.5% (down from 48.2% in FY 2021). Non-performing loans: 1.79% (down from 1.83% in FY 2021). Revenue is forecast to grow 3.1% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Feb 09Full year 2022 earnings releasedFull year 2022 results: Revenue: Kč37.5b (up 22% from FY 2021). Net income: Kč17.6b (up 38% from FY 2021). Profit margin: 47% (up from 42% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Banks industry in Europe.공시 • Feb 09Komercní Banka, a.s. Proposes DividendKomercní banka, a.s. is proposing to Supervisory Board and to the shareholders' meeting to pay CZK 60.42 per share in the form of dividends.Reported Earnings • Nov 06Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: Kč9.12b (up 17% from 3Q 2021). Net income: Kč4.61b (up 34% from 3Q 2021). Profit margin: 51% (up from 44% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 1.6% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 1% per year.공시 • Nov 05+ 3 more updatesKomercní banka, a.s. to Report Q4, 2022 Results on Feb 08, 2023Komercní banka, a.s. announced that they will report Q4, 2022 results on Feb 08, 2023Valuation Update With 7 Day Price Move • Sep 13Investor sentiment improved over the past weekAfter last week's 20% share price gain to €27.50, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 7.9% over the past three years.Reported Earnings • Sep 03Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: Kč9.41b (up 28% from 2Q 2021). Net income: Kč4.81b (up 54% from 2Q 2021). Profit margin: 51% (up from 43% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 9.5%, compared to a 17% growth forecast for the Banks industry in Germany.Reported Earnings • Aug 04Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: Kč9.41b (up 28% from 2Q 2021). Net income: Kč4.81b (up 54% from 2Q 2021). Profit margin: 51% (up from 43% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 8.4%, compared to a 15% growth forecast for the industry in Germany.Reported Earnings • May 06First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: Kč9.20b (up 35% from 1Q 2021). Net income: Kč3.51b (up 76% from 1Q 2021). Profit margin: 38% (up from 29% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 12%, compared to a 11% growth forecast for the industry in Germany.Upcoming Dividend • Apr 21Upcoming dividend of Kč43.80 per shareEligible shareholders must have bought the stock before 28 April 2022. Payment date: 23 May 2022. Payout ratio is a comfortable 65% but the company is not cash flow positive. Trailing yield: 5.3%. Within top quartile of German dividend payers (3.9%). Lower than average of industry peers (6.1%).Valuation Update With 7 Day Price Move • Mar 24Investor sentiment improved over the past weekAfter last week's 17% share price gain to €35.70, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Banks industry in Europe. Total returns to shareholders of 5.9% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €66.14 per share.Valuation Update With 7 Day Price Move • Feb 26Investor sentiment deteriorated over the past weekAfter last week's 17% share price decline to €33.56, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Banks industry in Europe. Total loss to shareholders of 1.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €64.57 per share.Reported Earnings • Feb 11Full year 2021 earnings: Revenues exceed analyst expectationsFull year 2021 results: Revenue: Kč31.4b (up 25% from FY 2020). Net income: Kč12.7b (up 56% from FY 2020). Profit margin: 41% (up from 33% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.7%. Over the next year, revenue is forecast to grow 11%, compared to a 12% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.Reported Earnings • Nov 09Third quarter 2021 earnings releasedThe company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: Kč7.77b (up 39% from 3Q 2020). Net income: Kč3.43b (up 108% from 3Q 2020). Profit margin: 44% (up from 30% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.Upcoming Dividend • Nov 03Inaugural dividend of Kč23.86 per shareEligible shareholders must have bought the stock before 10 November 2021. Payment date: 03 December 2021. The company last paid an ordinary dividend in March 2019. The average dividend yield among industry peers is 2.9%.Reported Earnings • Sep 05Second quarter 2021 earnings released: EPS Kč16.57 (vs Kč9.42 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: Kč7.33b (up 29% from 2Q 2020). Net income: Kč3.13b (up 76% from 2Q 2020). Profit margin: 43% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.Reported Earnings • Aug 04Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: Kč7.30b (up 29% from 2Q 2020). Net income: Kč3.13b (up 76% from 2Q 2020). Profit margin: 43% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue.Reported Earnings • May 06First quarter 2021 earnings released: EPS Kč10.57 (vs Kč14.07 in 1Q 2020)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: Kč6.84b (down 11% from 1Q 2020). Net income: Kč2.00b (down 25% from 1Q 2020). Profit margin: 29% (down from 35% in 1Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Executive Departure • Apr 27Member of Supervisory Board has left the companyOn the 21st of April, Maylis Marie Coupet's tenure as Member of Supervisory Board ended after less than a year in the role. We don't have any record of a personal shareholding under Maylis Marie's name. A total of 2 executives have left over the last 12 months.Is New 90 Day High Low • Dec 29New 90-day high: €24.65The company is up 35% from its price of €18.24 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 25% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €25.23 per share.Is New 90 Day High Low • Nov 24New 90-day high: €21.85The company is up 8.0% from its price of €20.25 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 11% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €21.87 per share.Analyst Estimate Surprise Post Earnings • Nov 11Revenue misses expectationsRevenue missed analyst estimates by 0.3%. Over the next year, revenue is forecast to grow 10%, compared to a 18% growth forecast for the Banks industry in Germany.Reported Earnings • Nov 11Third quarter 2020 earnings released: EPS Kč8.72The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: Kč5.59b (down 32% from 3Q 2019). Net income: Kč1.65b (down 57% from 3Q 2019). Profit margin: 30% (down from 47% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 17% per year, which means it is performing significantly worse than earnings.Analyst Estimate Surprise Post Earnings • Nov 07Revenue misses expectationsRevenue missed analyst estimates by 0.3%. Over the next year, revenue is forecast to grow 10%, compared to a 18% growth forecast for the Banks industry in Germany.Reported Earnings • Nov 07Third quarter 2020 earnings released: EPS Kč8.71The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: Kč3.75b (down 54% from 3Q 2019). Net income: Kč1.65b (down 57% from 3Q 2019). Profit margin: 44% (down from 47% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.Is New 90 Day High Low • Oct 31New 90-day low: €16.92The company is down 14% from its price of €19.68 on 31 July 2020. The German market is down 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €20.52 per share.Is New 90 Day High Low • Oct 14New 90-day low: €17.40The company is down 18% from its price of €21.20 on 16 July 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €20.77 per share.Is New 90 Day High Low • Sep 25New 90-day low: €17.78The company is down 13% from its price of €20.50 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 6.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €20.88 per share.이익 및 매출 성장 예측DB:KONN - 애널리스트 향후 추정치 및 과거 재무 데이터 (CZK Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202842,68319,427N/AN/A612/31/202740,13218,293N/AN/A712/31/202638,07417,005N/AN/A73/31/202637,98617,879N/AN/AN/A12/31/202538,38018,056-24,434-21,758N/A9/30/202536,57518,288N/AN/AN/A6/30/202538,02919,70839,75941,983N/A3/31/202537,08718,625N/AN/AN/A12/31/202435,79317,24335,02037,882N/A9/30/202436,23115,798N/AN/AN/A6/30/202434,14313,870-82,434-78,609N/A3/31/202435,12614,855N/AN/AN/A12/31/202336,17915,612-191,606-187,476N/A9/30/202337,86416,985N/AN/AN/A6/30/202337,99317,383-20,679-16,488N/A3/31/202337,79117,670N/AN/AN/A12/31/202237,60117,622-26,627-22,850N/A9/30/202236,49717,160N/AN/AN/A6/30/202235,12615,926-61,535-58,251N/A3/31/202233,02114,243N/AN/AN/A12/31/202130,65712,727-54,039-50,954N/A9/30/202128,13610,631N/AN/AN/A6/30/202125,8848,845-116,671-113,649N/A3/31/202124,2487,495N/AN/AN/A12/31/202025,1018,156-73,895-71,061N/A9/30/202027,2879,922N/AN/AN/A6/30/202029,98212,125-30,278-27,512N/A3/31/202032,71214,383N/AN/AN/A12/31/201933,15514,901N/A-6,755N/A9/30/201933,23214,949N/AN/AN/A6/30/201933,89215,306N/A-41,595N/A3/31/201933,33315,023N/AN/AN/A12/31/201832,85714,846N/A-37,617N/A9/30/201832,49214,663N/AN/AN/A6/30/201832,26713,986N/A-228,773N/A3/31/201831,19713,848N/AN/AN/A1/1/201832,49914,930N/A-132,772N/A9/30/201730,52014,272N/AN/AN/A6/30/201730,16414,690N/A4,544N/A3/31/201730,34014,875N/AN/AN/A12/31/201629,90713,688N/A-41,953N/A9/30/201629,11313,515N/AN/AN/A6/30/201629,85712,813N/A-16,286N/A3/31/201628,67212,196N/AN/AN/A12/31/201529,73812,758N/A5,366N/A9/30/201529,61913,215N/AN/AN/A더 보기애널리스트 향후 성장 전망수입 대 저축률: KONN 의 연간 예상 수익 증가율(3.1%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: KONN 의 연간 수익(3.1%)이 German 시장(16.9%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: KONN 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: KONN 의 수익(연간 4.1%)이 German 시장(연간 6.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: KONN 의 수익(연간 4.1%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: KONN의 자본 수익률은 3년 후 14%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/07 18:48종가2026/07/07 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Komercní banka, a.s.는 23명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Ivan BokhmatBarclaysAndreas MarkouBerenbergMichal KonarskiBiuro maklerskie mBanku20명의 분석가 더 보기
공시 • May 22Komercní banka, a.s. to Report Fiscal Year 2026 Results on Feb 04, 2027Komercní banka, a.s. announced that they will report fiscal year 2026 results on Feb 04, 2027
공시 • Apr 30Komercní banka, a.s. to Report Q3, 2026 Results on Oct 29, 2026Komercní banka, a.s. announced that they will report Q3, 2026 results on Oct 29, 2026
공시 • Apr 25Komercní banka, a.s. announces Annual dividend, payable on May 25, 2026Komercní banka, a.s. announced Annual dividend of CZK 95.6000 per share payable on May 25, 2026, ex-date on May 04, 2026 and record date on May 05, 2026.
공시 • Apr 16Komercní banka, a.s. to Report First Half, 2026 Results on Jul 30, 2026Komercní banka, a.s. announced that they will report first half, 2026 results on Jul 30, 2026
공시 • Mar 25Komercní banka, a.s., Annual General Meeting, Apr 23, 2026Komercní banka, a.s., Annual General Meeting, Apr 23, 2026, at 13:00 Central European Standard Time. Location: on the ground floor of the meeting room, namesti junkovych 2772/1, stodulky, prague 5, postal code 155 00., Czech Republic
공시 • Sep 30+ 1 more updateKomercní banka, a.s. to Report Q1, 2026 Results on Apr 30, 2026Komercní banka, a.s. announced that they will report Q1, 2026 results on Apr 30, 2026
공시 • Jul 31Komercní banka, a.s. to Report Q3, 2025 Results on Oct 30, 2025Komercní banka, a.s. announced that they will report Q3, 2025 results on Oct 30, 2025
공시 • Jul 21Komercní banka, a.s. to Report Q2, 2025 Results on Jul 31, 2025Komercní banka, a.s. announced that they will report Q2, 2025 results at 6:45 AM, Central European Standard Time on Jul 31, 2025
공시 • Apr 26Komercní banka, a.s. announces Annual dividend, payable on May 26, 2025Komercní banka, a.s. announced Annual dividend of CZK 91.3000 per share payable on May 26, 2025, ex-date on May 05, 2025 and record date on May 06, 2025.
공시 • Apr 24Komercní banka, a.s. to Report Q1, 2025 Results on Apr 30, 2025Komercní banka, a.s. announced that they will report Q1, 2025 results at 6:45 AM, Central European Standard Time on Apr 30, 2025
공시 • Mar 25Komercní banka, a.s., Annual General Meeting, Apr 24, 2025Komercní banka, a.s., Annual General Meeting, Apr 24, 2025, at 13:00 Central European Standard Time.
Reported Earnings • Nov 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: Kč8.81b (down 2.5% from 3Q 2023). Net income: Kč6.20b (up 45% from 3Q 2023). Profit margin: 70% (up from 47% in 3Q 2023). The increase in margin was driven by lower expenses. Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe.
Reported Earnings • Sep 03Second quarter 2024 earnings released: EPS: Kč18.74 (vs Kč23.96 in 2Q 2023)Second quarter 2024 results: EPS: Kč18.74 (down from Kč23.96 in 2Q 2023). Revenue: Kč8.63b (down 10% from 2Q 2023). Net income: Kč3.54b (down 22% from 2Q 2023). Profit margin: 41% (down from 47% in 2Q 2023). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 02Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: Kč8.63b (down 10% from 2Q 2023). Net income: Kč3.54b (down 22% from 2Q 2023). Profit margin: 41% (down from 47% in 2Q 2023). Revenue is forecast to grow 5.2% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
공시 • Aug 02Komercní banka, a.s. to Report Q4, 2024 Results on Feb 06, 2025Komercní banka, a.s. announced that they will report Q4, 2024 results on Feb 06, 2025
Reported Earnings • May 04First quarter 2024 earnings releasedFirst quarter 2024 results: Revenue: Kč8.34b (down 11% from 1Q 2023). Net income: Kč2.80b (down 21% from 1Q 2023). Profit margin: 34% (down from 38% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe.
공시 • Apr 27+ 1 more updateKomercní Banka, A.S. Approves Dividend, Payable on May 27, 2024Komercní banka, a.s. at its AGM held on April 24, 2024, approved the amount of the dividend per share is CZK 82.66 before taxation. The dividend can be claimed by each shareholder holding a share of Komercní banka, a. s., with ISIN CZ0008019106 as of 6 May 2024. The dividend shall be due on 27 May 2024.
Declared Dividend • Apr 26Dividend of Kč82.66 announcedShareholders will receive a dividend of Kč82.66. Ex-date: 3rd May 2024 Payment date: 27th May 2024 Dividend yield will be 244%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is not adequately covered by earnings (100% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (68% forecast payout ratio). The dividend has increased by an average of 6.0% per year over the past 10 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 11% to bring the payout ratio under control. EPS is expected to grow by 5.6% over the next 3 years, which means the dividend may need to be reduced to reach a sustainable payout ratio.
Reported Earnings • Mar 24Full year 2023 earnings released: EPS: Kč82.67 (vs Kč93.31 in FY 2022)Full year 2023 results: EPS: Kč82.67 (down from Kč93.31 in FY 2022). Revenue: Kč36.2b (down 3.8% from FY 2022). Net income: Kč15.6b (down 11% from FY 2022). Profit margin: 43% (down from 47% in FY 2022). The decrease in margin was primarily driven by lower revenue. Net interest margin (NIM): 1.94% (down from 2.42% in FY 2022). Cost-to-income ratio: 47.9% (up from 41.5% in FY 2022). Non-performing loans: 1.22% (down from 1.79% in FY 2022). Revenue is forecast to grow 4.0% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 11Full year 2023 earnings released: EPS: Kč82.67 (vs Kč92.96 in FY 2022)Full year 2023 results: EPS: Kč82.67 (down from Kč92.96 in FY 2022). Revenue: Kč36.2b (down 3.8% from FY 2022). Net income: Kč15.6b (down 11% from FY 2022). Profit margin: 43% (down from 47% in FY 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
공시 • Feb 10Komercní banka, a.s., Annual General Meeting, Apr 24, 2024Komercní banka, a.s., Annual General Meeting, Apr 24, 2024.
공시 • Jan 30Komercní Banka, A.S. Announces Management ChangesKomercní banka, a. s. announced that Mr.Giovanni Luca Somawill terminate his service as Chair and member of the Supervisory on 30 January 2024. The candidate proposed to replace him is Ms. Delphine Garcin Meunier, who is currently Head of the EURO Business Unit in Société Générale. After receiving a consenting opinion from the CNB, the candidate should be elected as a member and Chair of the Supervisory Board.
공시 • Jan 27Komercní banka, a.s. to Report Nine Months, 2024 Results on Oct 31, 2024Komercní banka, a.s. announced that they will report nine months, 2024 results on Oct 31, 2024
공시 • Nov 07Komercní banka, a.s. to Report First Half, 2024 Results on Aug 01, 2024Komercní banka, a.s. announced that they will report first half, 2024 results on Aug 01, 2024
Reported Earnings • Nov 04Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: Kč9.04b (down 1.4% from 3Q 2022). Net income: Kč4.27b (down 8.5% from 3Q 2022). Profit margin: 47% (down from 51% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 16% per year, which means it is significantly lagging earnings growth.
공시 • Nov 03+ 1 more updateKomercní banka, a.s. to Report Q1, 2024 Results on May 03, 2024Komercní banka, a.s. announced that they will report Q1, 2024 results on May 03, 2024
Reported Earnings • Aug 03Second quarter 2023 earnings released: EPS: Kč23.96 (vs Kč25.45 in 2Q 2022)Second quarter 2023 results: EPS: Kč23.96 (down from Kč25.45 in 2Q 2022). Revenue: Kč9.61b (flat on 2Q 2022). Net income: Kč4.53b (down 5.8% from 2Q 2022). Profit margin: 47% (down from 50% in 2Q 2022). Revenue is forecast to grow 2.6% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Reported Earnings • May 14First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: Kč9.39b (up 2.1% from 1Q 2022). Net income: Kč3.56b (up 1.4% from 1Q 2022). Profit margin: 38% (in line with 1Q 2022). Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 16% per year whereas the company’s share price has increased by 18% per year.
Reported Earnings • Mar 23Full year 2022 earnings released: EPS: Kč92.96 (vs Kč67.39 in FY 2021)Full year 2022 results: EPS: Kč92.96 (up from Kč67.39 in FY 2021). Revenue: Kč37.6b (up 23% from FY 2021). Net income: Kč17.6b (up 38% from FY 2021). Profit margin: 47% (up from 42% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.42% (up from 1.93% in FY 2021). Cost-to-income ratio: 41.5% (down from 48.2% in FY 2021). Non-performing loans: 1.79% (down from 1.83% in FY 2021). Revenue is forecast to grow 3.1% p.a. on average during the next 3 years, compared to a 5.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has increased by 17% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Feb 09Full year 2022 earnings releasedFull year 2022 results: Revenue: Kč37.5b (up 22% from FY 2021). Net income: Kč17.6b (up 38% from FY 2021). Profit margin: 47% (up from 42% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 5.9% growth forecast for the Banks industry in Europe.
공시 • Feb 09Komercní Banka, a.s. Proposes DividendKomercní banka, a.s. is proposing to Supervisory Board and to the shareholders' meeting to pay CZK 60.42 per share in the form of dividends.
Reported Earnings • Nov 06Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: Kč9.12b (up 17% from 3Q 2021). Net income: Kč4.61b (up 34% from 3Q 2021). Profit margin: 51% (up from 44% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 1.6% p.a. on average during the next 3 years, compared to a 5.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 3% per year whereas the company’s share price has fallen by 1% per year.
공시 • Nov 05+ 3 more updatesKomercní banka, a.s. to Report Q4, 2022 Results on Feb 08, 2023Komercní banka, a.s. announced that they will report Q4, 2022 results on Feb 08, 2023
Valuation Update With 7 Day Price Move • Sep 13Investor sentiment improved over the past weekAfter last week's 20% share price gain to €27.50, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 7.9% over the past three years.
Reported Earnings • Sep 03Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: Kč9.41b (up 28% from 2Q 2021). Net income: Kč4.81b (up 54% from 2Q 2021). Profit margin: 51% (up from 43% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 9.5%, compared to a 17% growth forecast for the Banks industry in Germany.
Reported Earnings • Aug 04Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: Kč9.41b (up 28% from 2Q 2021). Net income: Kč4.81b (up 54% from 2Q 2021). Profit margin: 51% (up from 43% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 8.4%, compared to a 15% growth forecast for the industry in Germany.
Reported Earnings • May 06First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: Kč9.20b (up 35% from 1Q 2021). Net income: Kč3.51b (up 76% from 1Q 2021). Profit margin: 38% (up from 29% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 12%, compared to a 11% growth forecast for the industry in Germany.
Upcoming Dividend • Apr 21Upcoming dividend of Kč43.80 per shareEligible shareholders must have bought the stock before 28 April 2022. Payment date: 23 May 2022. Payout ratio is a comfortable 65% but the company is not cash flow positive. Trailing yield: 5.3%. Within top quartile of German dividend payers (3.9%). Lower than average of industry peers (6.1%).
Valuation Update With 7 Day Price Move • Mar 24Investor sentiment improved over the past weekAfter last week's 17% share price gain to €35.70, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Banks industry in Europe. Total returns to shareholders of 5.9% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €66.14 per share.
Valuation Update With 7 Day Price Move • Feb 26Investor sentiment deteriorated over the past weekAfter last week's 17% share price decline to €33.56, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Banks industry in Europe. Total loss to shareholders of 1.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €64.57 per share.
Reported Earnings • Feb 11Full year 2021 earnings: Revenues exceed analyst expectationsFull year 2021 results: Revenue: Kč31.4b (up 25% from FY 2020). Net income: Kč12.7b (up 56% from FY 2020). Profit margin: 41% (up from 33% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.7%. Over the next year, revenue is forecast to grow 11%, compared to a 12% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
Reported Earnings • Nov 09Third quarter 2021 earnings releasedThe company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: Kč7.77b (up 39% from 3Q 2020). Net income: Kč3.43b (up 108% from 3Q 2020). Profit margin: 44% (up from 30% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.
Upcoming Dividend • Nov 03Inaugural dividend of Kč23.86 per shareEligible shareholders must have bought the stock before 10 November 2021. Payment date: 03 December 2021. The company last paid an ordinary dividend in March 2019. The average dividend yield among industry peers is 2.9%.
Reported Earnings • Sep 05Second quarter 2021 earnings released: EPS Kč16.57 (vs Kč9.42 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: Kč7.33b (up 29% from 2Q 2020). Net income: Kč3.13b (up 76% from 2Q 2020). Profit margin: 43% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 17% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
Reported Earnings • Aug 04Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: Kč7.30b (up 29% from 2Q 2020). Net income: Kč3.13b (up 76% from 2Q 2020). Profit margin: 43% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue.
Reported Earnings • May 06First quarter 2021 earnings released: EPS Kč10.57 (vs Kč14.07 in 1Q 2020)The company reported a poor first quarter result with weaker earnings, revenues and profit margins. First quarter 2021 results: Revenue: Kč6.84b (down 11% from 1Q 2020). Net income: Kč2.00b (down 25% from 1Q 2020). Profit margin: 29% (down from 35% in 1Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Executive Departure • Apr 27Member of Supervisory Board has left the companyOn the 21st of April, Maylis Marie Coupet's tenure as Member of Supervisory Board ended after less than a year in the role. We don't have any record of a personal shareholding under Maylis Marie's name. A total of 2 executives have left over the last 12 months.
Is New 90 Day High Low • Dec 29New 90-day high: €24.65The company is up 35% from its price of €18.24 on 30 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 25% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €25.23 per share.
Is New 90 Day High Low • Nov 24New 90-day high: €21.85The company is up 8.0% from its price of €20.25 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 11% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €21.87 per share.
Analyst Estimate Surprise Post Earnings • Nov 11Revenue misses expectationsRevenue missed analyst estimates by 0.3%. Over the next year, revenue is forecast to grow 10%, compared to a 18% growth forecast for the Banks industry in Germany.
Reported Earnings • Nov 11Third quarter 2020 earnings released: EPS Kč8.72The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: Kč5.59b (down 32% from 3Q 2019). Net income: Kč1.65b (down 57% from 3Q 2019). Profit margin: 30% (down from 47% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 17% per year, which means it is performing significantly worse than earnings.
Analyst Estimate Surprise Post Earnings • Nov 07Revenue misses expectationsRevenue missed analyst estimates by 0.3%. Over the next year, revenue is forecast to grow 10%, compared to a 18% growth forecast for the Banks industry in Germany.
Reported Earnings • Nov 07Third quarter 2020 earnings released: EPS Kč8.71The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: Kč3.75b (down 54% from 3Q 2019). Net income: Kč1.65b (down 57% from 3Q 2019). Profit margin: 44% (down from 47% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.
Is New 90 Day High Low • Oct 31New 90-day low: €16.92The company is down 14% from its price of €19.68 on 31 July 2020. The German market is down 4.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €20.52 per share.
Is New 90 Day High Low • Oct 14New 90-day low: €17.40The company is down 18% from its price of €21.20 on 16 July 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €20.77 per share.
Is New 90 Day High Low • Sep 25New 90-day low: €17.78The company is down 13% from its price of €20.50 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 6.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €20.88 per share.