Pathward Financial (FM7) 주식 개요는 미국에서 다양한 은행 상품과 서비스를 제공하는 패스워드의 은행 지주회사로 운영되고 있습니다. 자세히 보기FM7 펀더멘털 분석스노우플레이크 점수가치 평가5/6미래 성장2/6과거 실적4/6재무 건전성4/6배당0/6강점공정 가치 추정치보다 낮은 61.2% 에서 거래수익은 매년 2.1% 증가할 것으로 예상됩니다.지난 1년간 수익이 3.6% 증가했습니다.동종업계 및 업계 대비 좋은 가치로 거래위험 분석지난 3개월 동안 상당한 내부자 매도가 있었습니다.모든 위험 점검 보기FM7 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€70.5038.3% 저평가 내재 할인율Growth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture01b2016201920222025202620282031Revenue US$1.1bEarnings US$274.0mAdvancedSet Fair ValueView all narrativesPathward Financial, Inc. 경쟁사ProCredit HoldingSymbol: XTRA:PCZMarket cap: €475.9mBank of TianjinSymbol: SEHK:1578Market cap: HK$13.8bKiyo BankSymbol: TSE:8370Market cap: JP¥291.5bHyakujushi BankSymbol: TSE:8386Market cap: JP¥289.4b가격 이력 및 성과Pathward Financial 주가의 최고가, 최저가 및 변동 요약과거 주가현재 주가US$70.5052주 최고가US$84.5052주 최저가US$57.00베타0.641개월 변동-5.37%3개월 변동-12.42%1년 변동3.68%3년 변동66.27%5년 변동63.19%IPO 이후 변동191.32%최근 뉴스 및 업데이트공시 • May 23Pathward Financial, Inc. Declares Cash Dividend for the Third Quarter of Fiscal Year 2026, Payable on July 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2026. This dividend will be payable on July 1, 2026 to shareholders of record as of June 11, 2026.Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Neeraj Mehta was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • May 087Shifts Announces Launch of On-Demand Pay for Tips Product7shifts announced the launch of On-Demand Pay for Tips, a new product powered by Clair. The integrated solution allows restaurant employees to access a portion of their earned tips shortly after a shift, rather than waiting for a traditional pay cycle. On-Demand Pay for Tips will be fully embedded into the 7shifts platform. As employees complete shifts, available tip earnings are automatically calculated and made accessible through Clair, eliminating manual processes for operators. The launch comes as many workers continue to struggle with expenses between pay cycles. By offering optional instant access to tips at no cost to the employer, 7shifts and Clair are helping operators reduce administrative burden while giving employees greater financial flexibility when they need it most.공시 • Apr 09Pathward Financial, Inc. to Report Q2, 2026 Results on Apr 22, 2026Pathward Financial, Inc. announced that they will report Q2, 2026 results After-Market on Apr 22, 2026공시 • Feb 26Pathward Financial, Inc. Declares Cash Dividend for the Second Quarter of Fiscal Year 2026, Payable on April 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2026. This dividend will be payable on April 1, 2026 to shareholders of record as of March 12, 2026.공시 • Jan 15Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026.더 많은 업데이트 보기Recent updates공시 • May 23Pathward Financial, Inc. Declares Cash Dividend for the Third Quarter of Fiscal Year 2026, Payable on July 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2026. This dividend will be payable on July 1, 2026 to shareholders of record as of June 11, 2026.Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Neeraj Mehta was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • May 087Shifts Announces Launch of On-Demand Pay for Tips Product7shifts announced the launch of On-Demand Pay for Tips, a new product powered by Clair. The integrated solution allows restaurant employees to access a portion of their earned tips shortly after a shift, rather than waiting for a traditional pay cycle. On-Demand Pay for Tips will be fully embedded into the 7shifts platform. As employees complete shifts, available tip earnings are automatically calculated and made accessible through Clair, eliminating manual processes for operators. The launch comes as many workers continue to struggle with expenses between pay cycles. By offering optional instant access to tips at no cost to the employer, 7shifts and Clair are helping operators reduce administrative burden while giving employees greater financial flexibility when they need it most.공시 • Apr 09Pathward Financial, Inc. to Report Q2, 2026 Results on Apr 22, 2026Pathward Financial, Inc. announced that they will report Q2, 2026 results After-Market on Apr 22, 2026공시 • Feb 26Pathward Financial, Inc. Declares Cash Dividend for the Second Quarter of Fiscal Year 2026, Payable on April 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2026. This dividend will be payable on April 1, 2026 to shareholders of record as of March 12, 2026.공시 • Jan 15Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026.공시 • Nov 21Pathward Financial, Inc. Declares Cash Dividend for the First Quarter of Fiscal Year 2026, Payable on January 2, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the first quarter of fiscal year 2026. This dividend will be payable on January 2, 2026 to shareholders of record as of December 10, 2025.공시 • Oct 22Pathward Financial, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended September 30, 2025Pathward Financial, Inc. announced net charge-offs for the fourth quarter ended September 30, 2025. The Company recognized net charge-offs of $46.2 million for the quarter ended September 30, 2025, compared to net charge-offs of $44.0 million for the quarter ended September 30, 2024.공시 • Oct 08Pathward Financial, Inc. to Report Q4, 2025 Results on Oct 21, 2025Pathward Financial, Inc. announced that they will report Q4, 2025 results After-Market on Oct 21, 2025공시 • Sep 03Pathward Financial, Inc. Receives Non-Compliance Notice from NasdaqOn August 26, 2025, Pathward Financial, Inc. ("Pathward Financial" or the Company") received an expected notice (the Notice") from the Listing Qualifications Department of the Nasdaq Stock Market LLC (Nasdaq"), indicating that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the Listing Rule") as a result of its failure to timely file its Quarterly Report on Form 10-Q (Form 10-Q") for the fiscal quarter ended June 30, 2025, as described more fully in the Company's Form 12b-25 Notification of Late Filing filed with the Securities and Exchange Commission (the SEC") on August 11, 2025 (the Form 12b-25"). The Listing Rule requires listed companies to timely file all periodic reports with the SEC. The Company previously reported that it had received a similar Notice from Nasdaq on May 22, 2025 as a result of its failure to timely file its Form 10-Q for the fiscal quarter ended March 31, 2025. In accordance with Nasdaq's listing rules, the Company submitted a plan to regain compliance with the Listing Rule to Nasdaq, and Nasdaq granted the Company an extension to regain compliance with the Listing Rule until November 13, 2025. The Notice has no immediate effect on the listing or trading of the Company's common stock on Nasdaq. The Company filed its amended Form 10-K for the fiscal year ended September 30, 2024 on August 29, 2025. As disclosed in the Form 12b-25 and the Company's Form 8-K filed on July 2, 2025, the Company is also in the process of amending its Form 10-Q for the fiscal quarter ended December 31, 2024 to restate certain financial statements contained therein and filing its Form 10-Qs for the fiscal quarters ended March 31, 2025 and June 30, 2025; respectively. The restatements related to the Company's gross vs. net basis presentation and derivative accounting, and financial reporting, of certain third-party lending and servicing relationships within the Consumer Solutions business, within held-for-investment loan balances. In accordance with the Notice, the Company has until September 10, 2025 to submit an update to its plan to regain compliance with the Listing Rule. Pursuant to the Notice, the Company has until September 10, 2025 to submit an update to its plan to regain compliance, but Nasdaq will not further extend the deadline for compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq's listing rules as soon as practicable and in any event prior to the November 13, 2025 deadline.공시 • Aug 21Pathward Financial, Inc. Declares Cash Dividend for the Fourth Quarter of Fiscal Year 2025, Payable on October 1, 2025Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the fourth quarter of fiscal year 2025. This dividend will be payable on October 1, 2025 to shareholders of record as of September 10, 2025.공시 • Aug 12Pathward Financial, Inc. announced delayed 10-Q filingOn 08/11/2025, Pathward Financial, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • Aug 08Pathward Financial, Inc. Appoints Charles Ingram as Executive Vice President and Chief Information and Operations OfficerPathward Financial, Inc. announced that Charles Ingram has been appointed Executive Vice President and Chief Information and Operations Officer at Pathward, N.A. Ingram continues to report to Pathward’s Chief Executive Officer, Brett Pharr, in his new role, where he leads Pathward’s technology, security, artificial intelligence, data and analytics teams as well as product management, strategic business operations, and business transformation. Ingram joined Pathward in 2020 as Executive Vice President and Chief Information Officer and later served as Executive Vice President and Chief Technology and Product Officer from October 2021 until July 2025. His leadership experience in technology spans over three decades and includes leadership roles with another financial institution and other well-known brands. He earned a Master of Business Administration from Wake Forest University in Winston-Salem, North Carolina, and an Interdisciplinary Bachelor of Arts in Business Administration and Computer Science from Furman University in Greenville, South Carolina. Ingram’s recognition includes various awards, such as the 2022 Arizona CIO ORBIE Award for his work with Pathward. He is also a founding Advisory Board Member of the Arizona CIO Council.공시 • Jul 29Pathward Financial, Inc. Reports Net Charge-Offs for the Quarter Ended June 30, 2025Pathward Financial, Inc. reported net charge-offs for the quarter ended June 30, 2025. For the quarter, the company recognized recognized net charge-offs of $6.1 million for the quarter ended June 30, 2025, compared to net charge-offs of $16.2 million for the quarter ended June 30, 2024.공시 • Jul 25Pathward Financial, Inc. to Report Q3, 2025 Results on Jul 28, 2025Pathward Financial, Inc. announced that they will report Q3, 2025 results After-Market on Jul 28, 2025공시 • Jun 30+ 4 more updatesPathward Financial, Inc.(NasdaqGS:CASH) dropped from Russell 2000 Value IndexPathward Financial, Inc.(NasdaqGS:CASH) dropped from Russell 2000 Value Index공시 • May 22Pathward Financial, Inc. Announces Cash Dividend for the Third Quarter of 2025, Payable on July 1, 2025Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third quarter of fiscal year 2025. This dividend will be payable on July 1, 2025 to shareholders of record as of June 13, 2025.공시 • May 13Pathward Financial, Inc. announced delayed 10-Q filingOn 05/12/2025, Pathward Financial, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.공시 • Apr 23Pathward Financial, Inc. Reports Net Charge-Offs for the Quarter Ended March 31, 2025Pathward Financial, Inc. reported net charge-Offs for the quarter ended March 31, 2025. The Company recognized net charge-offs of $0.1 million for the quarter ended March 31, 2025, compared to net recoveries of $1.1 million for the quarter ended March 31, 2024.공시 • Apr 09Pathward Financial, Inc. to Report Q2, 2025 Results on Apr 22, 2025Pathward Financial, Inc. announced that they will report Q2, 2025 results After-Market on Apr 22, 2025공시 • Feb 27Pathward Financial, Inc. Declares Cash Dividend for the Second Fiscal Quarter of 2025, Payable on April 1, 2025Pathward Financial, Inc. announced that the company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2025. This dividend will be payable on April 1, 2025 to shareholders of record as of March 13, 2025.공시 • Jan 22+ 1 more updatePathward Financial, Inc. Reaffirms Earnings Guidance for the Fiscal Year 2025Pathward Financial, Inc. reaffirmed earnings guidance for the fiscal year 2025. The company reiterating fiscal 2025 guidance of $7.25 to $7.75 earnings per diluted share.공시 • Jan 16Pathward Financial, Inc., Annual General Meeting, Feb 25, 2025Pathward Financial, Inc., Annual General Meeting, Feb 25, 2025.공시 • Jan 08Pathward Financial, Inc. to Report Q1, 2025 Results on Jan 21, 2025Pathward Financial, Inc. announced that they will report Q1, 2025 results After-Market on Jan 21, 2025공시 • Nov 21Pathward Financial, Inc. Announces Cash Dividend for the First Fiscal Quarter of 2025, Payable on January 2, 2025Pathward Financial, Inc. announced that the company will pay a cash dividend of $0.05 per share for the first fiscal quarter of 2025. This dividend will be payable on January 2, 2025 to shareholders of record as of December 10, 2024.Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €76.50, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 35% over the past three years.공시 • Oct 26Pathward Financial, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended September 30, 2024Pathward Financial, Inc. reported net charge-offs for the fourth quarter ended September 30, 2024. The Company recognized net charge-offs of $35.6 million for the quarter ended September 30, 2024, compared to net charge-offs of $41.3 million for the quarter ended September 30, 2023.Reported Earnings • Oct 24Full year 2024 earnings released: EPS: US$6.63 (vs US$6.01 in FY 2023)Full year 2024 results: EPS: US$6.63 (up from US$6.01 in FY 2023). Revenue: US$712.0m (up 11% from FY 2023). Net income: US$166.8m (up 3.5% from FY 2023). Profit margin: 23% (down from 25% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 10% per year.공시 • Oct 24Pathward Financial, Inc. Provides Earnings Guidance for the Fiscal 2025Pathward Financial, Inc. provided earnings guidance for the fiscal 2025. For the year, the company expects GAAP earnings per diluted share to a range of $7.10 to $7.60 which does not include the impact of the sale of the commercial insurance premium finance business.공시 • Oct 10Pathward Financial, Inc. to Report Q4, 2024 Results on Oct 23, 2024Pathward Financial, Inc. announced that they will report Q4, 2024 results After-Market on Oct 23, 2024Declared Dividend • Aug 26Third quarter dividend of US$0.05 announcedShareholders will receive a dividend of US$0.05. Ex-date: 10th September 2024 Payment date: 1st October 2024 Dividend yield will be 0.3%, which is lower than the industry average of 4.8%. Payout Ratios Payout ratio: 3%. Forecast payout ratio in 3 years: 3%.공시 • Aug 22Pathward Financial, Inc. Declares Cash Dividend for the Fourth Fiscal Quarter of 2024, Payable on October 1, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the fourth fiscal quarter of 2024. This dividend will be payable on October 1, 2024 to shareholders of record as of September 10, 2024.Reported Earnings • Jul 25Third quarter 2024 earnings released: EPS: US$1.68 (vs US$1.69 in 3Q 2023)Third quarter 2024 results: EPS: US$1.68 (down from US$1.69 in 3Q 2023). Revenue: US$170.8m (up 4.5% from 3Q 2023). Net income: US$41.8m (down 5.8% from 3Q 2023). Profit margin: 25% (down from 27% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year and the company’s share price has also increased by 13% per year.공시 • Jul 11Pathward Financial, Inc. to Report Q3, 2024 Results on Jul 24, 2024Pathward Financial, Inc. announced that they will report Q3, 2024 results After-Market on Jul 24, 2024Upcoming Dividend • Jun 04Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 11 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 3.0% but the company is not cash flow positive. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (6.3%).Declared Dividend • May 13Second quarter dividend of US$0.05 announcedShareholders will receive a dividend of US$0.05. Ex-date: 11th June 2024 Payment date: 1st July 2024 Dividend yield will be 0.4%, which is lower than the industry average of 4.8%.공시 • May 10Pathward Financial, Inc. Declares Cash Dividend for the Third Fiscal Quarter of 2024, Payable on July 1, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2024. This dividend will be payable on July 1, 2024 to shareholders of record as of June 11, 2024.공시 • Apr 26Pathward Financial, Inc. Provides Earning Guidance for the Year 2024Pathward Financial, Inc. provided earning guidance for the year 2024. For the period, the company expects earnings per diluted share guidance to a range of $6.30 to $6.60. As part of this guidance, the Company is reiterating its expectation that the annual effective tax rate in fiscal year 2024 will be in a range between 16% and 20%.Reported Earnings • Apr 25Second quarter 2024 earnings released: EPS: US$2.56 (vs US$1.99 in 2Q 2023)Second quarter 2024 results: EPS: US$2.56 (up from US$1.99 in 2Q 2023). Revenue: US$221.2m (up 16% from 2Q 2023). Net income: US$64.7m (up 20% from 2Q 2023). Profit margin: 29% (up from 28% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.공시 • Apr 11Pathward Financial, Inc. to Report Q2, 2024 Results on Apr 24, 2024Pathward Financial, Inc. announced that they will report Q2, 2024 results After-Market on Apr 24, 2024Declared Dividend • Mar 04First quarter dividend of US$0.05 announcedShareholders will receive a dividend of US$0.05. Ex-date: 11th March 2024 Payment date: 1st April 2024 Dividend yield will be 0.4%, which is lower than the industry average of 4.8%.공시 • Feb 29Pathward Financial, Inc. Declares Cash Dividend for the Second Fiscal Quarter of 2024, Payable on April 1, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2024. This dividend will be payable on April 1, 2024 to shareholders of record as of March 12, 2024.공시 • Jan 25Pathward Financial, Inc. Reports Net Charge-Offs for the First Quarter Ended December 31, 2023Pathward Financial, Inc. reported net charge-offs for the first quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $5.5 million compared to $3.2 million for the quarter ended December 31, 2022.Reported Earnings • Jan 25First quarter 2024 earnings released: EPS: US$1.06 (vs US$0.98 in 1Q 2023)First quarter 2024 results: EPS: US$1.06. Revenue: US$152.9m (up 9.2% from 1Q 2023). Net income: US$27.4m (flat on 1Q 2023). Profit margin: 18% (down from 20% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 1.9% growth forecast for the Banks industry in Europe.공시 • Jan 25Pathward Financial, Inc. Re-Affirms Earnings Guidance for the Year 2024Pathward Financial, Inc. re-affirms earnings guidance for the year 2024. The Company is reiterating fiscal year 2024 GAAP earnings per diluted share guidance of $6.20 to $6.70.공시 • Jan 18Pathward Financial, Inc., Annual General Meeting, Feb 27, 2024Pathward Financial, Inc., Annual General Meeting, Feb 27, 2024, at 09:00 Central Standard Time. Agenda: To elect one director for a term of two years ending in 2026 and two directors for a term of three years ending in 2027, until their successors are elected and duly qualified; to approve, by a non-binding advisory vote, the compensation of named executive officers; to approve the Pathward Financial, Inc. 2023 Omnibus Incentive Plan and to ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Pathward Financial’s financial statements for the fiscal year ending September 30, 2024.공시 • Jan 11Pathward Financial, Inc. to Report Q1, 2024 Results on Jan 24, 2024Pathward Financial, Inc. announced that they will report Q1, 2024 results After-Market on Jan 24, 2024Upcoming Dividend • Dec 04Upcoming dividend of US$0.05 per share at 0.4% yieldEligible shareholders must have bought the stock before 11 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 3.3% but the company is not cash flow positive. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.3%).Recent Insider Transactions • Dec 03Executive VP & Executive Advisor to CEO recently sold €652k worth of stockOn the 1st of December, Glen Herrick sold around 14k shares on-market at roughly €46.50 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.2m more than they bought in the last 12 months.공시 • Nov 17Pathward Financial, Inc. Declares Cash Dividend for the First Fiscal Quarter of 2024, Payable on January 2, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the first fiscal quarter of 2024. This dividend will be payable on January 2, 2024 to shareholders of record as of December 12, 2023.Reported Earnings • Oct 27Full year 2023 earnings released: EPS: US$6.01 (vs US$5.26 in FY 2022)Full year 2023 results: EPS: US$6.01 (up from US$5.26 in FY 2022). Revenue: US$643.9m (up 12% from FY 2022). Net income: US$161.2m (up 4.8% from FY 2022). Profit margin: 25% (down from 27% in FY 2022). The decrease in margin was driven by higher expenses. Non-performing loans: 1.29% (up from 0.83% in FY 2022). Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 3.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 19% per year.공시 • Oct 26Pathward Financial, Inc. Raises Earnings Guidance for the Fiscal Year 2024Pathward Financial, Inc. raised earnings guidance for the fiscal year 2024. The company is raising fiscal year 2024 GAAP earnings per diluted share guidance to a range of $6.20 to $6.70.공시 • Oct 12Pathward Financial, Inc. to Report Q4, 2023 Results on Oct 25, 2023Pathward Financial, Inc. announced that they will report Q4, 2023 results After-Market on Oct 25, 2023공시 • Oct 06Pathward Financial, Inc. Announces Executive ChangesPathward Financial, Inc. announced that Greg Sigrist has been appointed chief financial officer (“CFO”) - designee, beginning Nov. 1, 2023. Immediately after the filing of the Company’s Form 10-K for fiscal year 2023, Mr. Sigrist will transition to EVP, CFO, when he will succeed Glen Herrick, who will remain with the Company to aid in the transition and other projects until his retirement on December 31, 2023. Mr. Sigrist joins the Company after serving as EVP and CFO of Metropolitan Bank Holding Corp. and Metropolitan Commercial Bank for the past three years. Before joining Metropolitan, he served as the EVP and CFO of Columbia Banking System, Inc., from June 2018 until February 2020. Mr. Sigrist also spent 12 years with Morgan Stanley as a managing director in a number of senior financial roles, including CFO of Morgan Stanley Bank, N.A. from 2014 to early 2018. Prior to that, he served for five years as Vice President, Corporate Accounting Policy/M&A Finance with Citigroup. Mr. Sigrist built the foundation of his career spending 12 years between Ernst & Young and McGladrey & Pullen in senior auditing roles of financial services clients, including regional and community banks. Mr. Sigrist received a B.S. in Accounting with University Honors from Illinois State University and is a Certified Public Accountant.공시 • Aug 26Pathward Financial, Inc. Announces Cash Dividend for Fourth Fiscal Quarter of 2023, Payable on October 2, 2023Pathward Financial, Inc. announced that it will pay a cash dividend of $0.05 per share for the fourth fiscal quarter of 2023 on October 2, 2023 to shareholders of record as of September 12, 2023.공시 • Jul 27+ 1 more updatePathward Financial, Inc. Revises Earnings Guidance for the Fiscal Year 2023Pathward Financial, Inc. revised earnings guidance for the fiscal year 2023. The company is increasing its fiscal year 2023 GAAP earnings per diluted share guidance to $5.60 to $6.00.Reported Earnings • Jul 27Third quarter 2023 earnings released: EPS: US$1.69 (vs US$0.76 in 3Q 2022)Third quarter 2023 results: EPS: US$1.69 (up from US$0.76 in 3Q 2022). Revenue: US$163.4m (up 28% from 3Q 2022). Net income: US$44.4m (up 102% from 3Q 2022). Profit margin: 27% (up from 17% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 46% per year, which means it is tracking significantly ahead of earnings growth.공시 • Jul 13Pathward Financial, Inc. to Report Q3, 2023 Results on Jul 26, 2023Pathward Financial, Inc. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Jul 26, 2023Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €47.20, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 189% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €68.32 per share.Upcoming Dividend • May 31Upcoming dividend of US$0.05 per share at 0.4% yieldEligible shareholders must have bought the stock before 07 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 4.5% but the company is not cash flow positive. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.2%).공시 • May 12Pathward Financial, Inc. Declares Cash Dividend for the Third Fiscal Quarter of 2023, Payable on July 3, 2023Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2023. This dividend will be payable on July 3, 2023 to shareholders of record as of June 8, 2023.Reported Earnings • Apr 28Second quarter 2023 earnings released: EPS: US$1.99 (vs US$1.66 in 2Q 2022)Second quarter 2023 results: EPS: US$1.99 (up from US$1.66 in 2Q 2022). Revenue: US$191.7m (up 19% from 2Q 2022). Net income: US$53.9m (up 11% from 2Q 2022). Profit margin: 28% (down from 30% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.Recent Insider Transactions • Mar 17Independent Director recently sold €146k worth of stockOn the 10th of March, Frederick Moore sold around 3k shares on-market at roughly €43.70 per share. This transaction amounted to 29% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €461k. Insiders have been net sellers, collectively disposing of €448k more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €39.20, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 120% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €59.12 per share.Recent Insider Transactions • Feb 05Independent Director recently sold €461k worth of stockOn the 1st of February, Michael Kramer sold around 10k shares on-market at roughly €46.11 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €333k more than they bought in the last 12 months.Reported Earnings • Jan 26First quarter 2023 earnings released: EPS: US$0.98 (vs US$2.00 in 1Q 2022)First quarter 2023 results: EPS: US$0.98 (down from US$2.00 in 1Q 2022). Revenue: US$140.1m (down 11% from 1Q 2022). Net income: US$27.4m (down 55% from 1Q 2022). Profit margin: 20% (down from 38% in 1Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.공시 • Jan 19Pathward Financial, Inc., Annual General Meeting, Feb 28, 2023Pathward Financial, Inc., Annual General Meeting, Feb 28, 2023, at 09:00 Central Standard Time. Agenda: To consider election of directors; to approve by a non-binding advisory vote, the compensation of the company's named executive officers; and to ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Pathward Financial’s financial statements for the fiscal year ending September 30, 2023.공시 • Jan 12Pathward Financial, Inc. to Report Q1, 2023 Results on Jan 25, 2023Pathward Financial, Inc. announced that they will report Q1, 2023 results After-Market on Jan 25, 2023Upcoming Dividend • Nov 30Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 07 December 2022. Payment date: 02 January 2023. Payout ratio is a comfortable 3.8% but the company is not cash flow positive. Trailing yield: 0.5%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.2%).Reported Earnings • Nov 24Full year 2022 earnings released: EPS: US$5.26 (vs US$4.38 in FY 2021)Full year 2022 results: EPS: US$5.26 (up from US$4.38 in FY 2021). Revenue: US$572.6m (up 15% from FY 2021). Net income: US$153.8m (up 11% from FY 2021). Profit margin: 27% (down from 28% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.85% (up from 3.84% in FY 2021). Non-performing loans: 0.83% (down from 1.55% in FY 2021). Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Oct 17Investor sentiment improved over the past weekAfter last week's 15% share price gain to €39.80, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 23% over the past year.Upcoming Dividend • Aug 31Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 07 September 2022. Payment date: 03 October 2022. Payout ratio is a comfortable 4.1% and this is well supported by cash flows. Trailing yield: 0.6%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.6%).Recent Insider Transactions • Aug 03Executive VP & CFO recently bought €98k worth of stockOn the 2nd of August, Glen Herrick bought around 3k shares on-market at roughly €32.81 per share. This was the largest purchase by an insider in the last 3 months. This was Glen's only on-market trade for the last 12 months.Reported Earnings • Jul 29Third quarter 2022 earnings released: EPS: US$0.76 (vs US$1.21 in 3Q 2021)Third quarter 2022 results: EPS: US$0.76 (down from US$1.21 in 3Q 2021). Revenue: US$127.4m (flat on 3Q 2021). Net income: US$22.0m (down 42% from 3Q 2021). Profit margin: 17% (down from 30% in 3Q 2021). Over the next year, revenue is forecast to grow 8.1%, compared to a 20% growth forecast for the industry in Germany.Recent Insider Transactions • Jun 16CEO & Director recently bought €89k worth of stockOn the 14th of June, Brett Pharr bought around 3k shares on-market at roughly €35.75 per share. This was the largest purchase by an insider in the last 3 months. This was Brett's only on-market trade for the last 12 months.Upcoming Dividend • Jun 01Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 08 June 2022. Payment date: 01 July 2022. Payout ratio is a comfortable 3.8% and this is well supported by cash flows. Trailing yield: 0.5%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (6.3%).공시 • May 19Meta Financial Group Declares Cash Dividend Payable on July 1, 2022Meta Financial Group, Inc. announced that the company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2022. This dividend will be payable on July 1, 2022 to shareholders of record as of June 9, 2022.Reported Earnings • Apr 30Second quarter 2022 earnings released: EPS: US$1.61 (vs US$1.84 in 2Q 2021)Second quarter 2022 results: EPS: US$1.61 (down from US$1.84 in 2Q 2021). Revenue: US$161.3m (up 2.7% from 2Q 2021). Net income: US$48.4m (down 16% from 2Q 2021). Profit margin: 30% (down from 37% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 9.8%, compared to a 8.9% growth forecast for the industry in Germany.공시 • Apr 15Meta Financial Group, Inc. to Report Q2, 2022 Results on Apr 28, 2022Meta Financial Group, Inc. announced that they will report Q2, 2022 results After-Market on Apr 28, 2022Upcoming Dividend • Mar 02Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 09 March 2022. Payment date: 01 April 2022. Payout ratio is a comfortable 3.6% and this is well supported by cash flows. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (5.9%).공시 • Feb 25Meta Financial Group, Inc. Announces Cash Dividend for the Second Fiscal Quarter of 2022, Payable on April 1, 2022Meta Financial Group, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2022. This dividend will be payable on April 1, 2022 to shareholders of record as of March 10, 2022.Recent Insider Transactions • Feb 04Independent Director recently sold €267k worth of stockOn the 1st of February, Michael Kramer sold around 5k shares on-market at roughly €53.36 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €846k more than they bought in the last 12 months.Reported Earnings • Jan 28First quarter 2022 earnings: EPS in line with expectations, revenues disappointFirst quarter 2022 results: EPS: US$2.00 (up from US$0.84 in 1Q 2021). Revenue: US$158.0m (up 50% from 1Q 2021). Net income: US$60.4m (up 120% from 1Q 2021). Profit margin: 38% (up from 26% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 4.5%. Over the next year, revenue is forecast to grow 4.7%, compared to a 11% growth forecast for the industry in Germany.Upcoming Dividend • Dec 01Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 08 December 2021. Payment date: 03 January 2022. Trailing yield: 0.3%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (3.4%).Recent Insider Transactions • Nov 04Independent Director recently sold €149k worth of stockOn the 1st of November, Michael Kramer sold around 3k shares on-market at roughly €49.66 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.5m more than they bought in the last 12 months.Reported Earnings • Oct 29Full year 2021 earnings released: EPS US$4.36 (vs US$2.94 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: US$500.1m (up 15% from FY 2020). Net income: US$139.0m (up 33% from FY 2020). Profit margin: 28% (up from 24% in FY 2020). The increase in margin was driven by higher revenue.Upcoming Dividend • Sep 01Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 08 September 2021. Payment date: 01 October 2021. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (3.1%). Lower than average of industry peers (3.3%).Recent Insider Transactions • Aug 05Senior VP & Chief Accounting Officer recently sold €79k worth of stockOn the 2nd of August, Jennifer Warren sold around 2k shares on-market at roughly €42.15 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €7.1m more than they bought in the last 12 months.Reported Earnings • Jul 29Third quarter 2021 earnings released: EPS US$1.19 (vs US$0.53 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$126.3m (up 43% from 3Q 2020). Net income: US$38.0m (up 109% from 3Q 2020). Profit margin: 30% (up from 21% in 3Q 2020). The increase in margin was driven by higher revenue.Upcoming Dividend • Jun 02Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 09 June 2021. Payment date: 01 July 2021. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (3.8%).공시 • May 18Meta Financial Group, Inc.® Declares Cash Dividend For the Third Fiscal Quarter of 2021Meta Financial Group, Inc.® announced that the company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2021. This dividend will be payable on July 1, 2021 to shareholders of record as of June 10, 2021.주주 수익률FM7DE BanksDE 시장7D2.2%2.3%3.2%1Y3.7%33.7%2.5%전체 주주 수익률 보기수익률 대 산업: FM7은 지난 1년 동안 33.7%의 수익을 기록한 German Banks 산업보다 저조한 성과를 냈습니다.수익률 대 시장: FM7은 지난 1년 동안 2.5%를 기록한 German 시장보다 더 좋은 성과를 냈습니다.주가 변동성Is FM7's price volatile compared to industry and market?FM7 volatilityFM7 Average Weekly Movement4.6%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market13.3%10% least volatile stocks in DE Market2.7%안정적인 주가: FM7는 지난 3개월 동안 German 시장에 비해 주가 변동성이 크지 않았습니다.시간에 따른 변동성: FM7의 주간 변동성(5%)은 지난 1년 동안 안정적이었습니다.회사 소개설립직원 수CEO웹사이트19541,182Brett Pharrwww.pathwardfinancial.com는 미국에서 다양한 은행 상품과 서비스를 제공하는 패스워드의 은행 지주 회사로 운영되고 있습니다. 이 회사는 세 가지 부문을 통해 운영됩니다: 소비자, 상업 및 기업 서비스/기타 부문으로 운영됩니다. 요구불 예금 계좌, 저축 계좌, 머니 마켓 예금 계좌를 제공합니다.더 보기Pathward Financial, Inc. 기초 지표 요약Pathward Financial의 순이익과 매출은 시가총액과 어떻게 비교됩니까?FM7 기초 통계시가총액€1.50b순이익 (TTM)€162.50m매출 (TTM)€669.61m9.3x주가수익비율(P/E)2.1x주가순자산비율(P/B)FM7는 고평가되어 있습니까?공정 가치 및 평가 분석 보기순이익 및 매출최근 실적 보고서(TTM)의 주요 수익성 지표FM7 손익계산서 (TTM)매출US$777.18m매출원가US$0총이익US$777.18m기타 비용US$588.57m순이익US$188.61m최근 보고된 실적Mar 31, 2026다음 실적 발표일해당 없음주당순이익(EPS)8.93총이익률100.00%순이익률24.27%부채/자본 비율7.0%FM7의 장기 실적은 어땠습니까?과거 실적 및 비교 보기배당0.2%현재 배당 수익률2%배당 성향View Valuation기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/24 13:07종가2026/05/22 00:00수익2026/03/31연간 수익2025/09/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Pathward Financial, Inc.는 7명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Stephen MossB. Riley Securities, Inc.Timothy SwitzerKeefe, Bruyette, & WoodsChristopher McGrattyKeefe, Bruyette, & Woods4명의 분석가 더 보기
공시 • May 23Pathward Financial, Inc. Declares Cash Dividend for the Third Quarter of Fiscal Year 2026, Payable on July 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2026. This dividend will be payable on July 1, 2026 to shareholders of record as of June 11, 2026.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Neeraj Mehta was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • May 087Shifts Announces Launch of On-Demand Pay for Tips Product7shifts announced the launch of On-Demand Pay for Tips, a new product powered by Clair. The integrated solution allows restaurant employees to access a portion of their earned tips shortly after a shift, rather than waiting for a traditional pay cycle. On-Demand Pay for Tips will be fully embedded into the 7shifts platform. As employees complete shifts, available tip earnings are automatically calculated and made accessible through Clair, eliminating manual processes for operators. The launch comes as many workers continue to struggle with expenses between pay cycles. By offering optional instant access to tips at no cost to the employer, 7shifts and Clair are helping operators reduce administrative burden while giving employees greater financial flexibility when they need it most.
공시 • Apr 09Pathward Financial, Inc. to Report Q2, 2026 Results on Apr 22, 2026Pathward Financial, Inc. announced that they will report Q2, 2026 results After-Market on Apr 22, 2026
공시 • Feb 26Pathward Financial, Inc. Declares Cash Dividend for the Second Quarter of Fiscal Year 2026, Payable on April 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2026. This dividend will be payable on April 1, 2026 to shareholders of record as of March 12, 2026.
공시 • Jan 15Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026.
공시 • May 23Pathward Financial, Inc. Declares Cash Dividend for the Third Quarter of Fiscal Year 2026, Payable on July 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2026. This dividend will be payable on July 1, 2026 to shareholders of record as of June 11, 2026.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Neeraj Mehta was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • May 087Shifts Announces Launch of On-Demand Pay for Tips Product7shifts announced the launch of On-Demand Pay for Tips, a new product powered by Clair. The integrated solution allows restaurant employees to access a portion of their earned tips shortly after a shift, rather than waiting for a traditional pay cycle. On-Demand Pay for Tips will be fully embedded into the 7shifts platform. As employees complete shifts, available tip earnings are automatically calculated and made accessible through Clair, eliminating manual processes for operators. The launch comes as many workers continue to struggle with expenses between pay cycles. By offering optional instant access to tips at no cost to the employer, 7shifts and Clair are helping operators reduce administrative burden while giving employees greater financial flexibility when they need it most.
공시 • Apr 09Pathward Financial, Inc. to Report Q2, 2026 Results on Apr 22, 2026Pathward Financial, Inc. announced that they will report Q2, 2026 results After-Market on Apr 22, 2026
공시 • Feb 26Pathward Financial, Inc. Declares Cash Dividend for the Second Quarter of Fiscal Year 2026, Payable on April 1, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2026. This dividend will be payable on April 1, 2026 to shareholders of record as of March 12, 2026.
공시 • Jan 15Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026Pathward Financial, Inc., Annual General Meeting, Feb 24, 2026.
공시 • Nov 21Pathward Financial, Inc. Declares Cash Dividend for the First Quarter of Fiscal Year 2026, Payable on January 2, 2026Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the first quarter of fiscal year 2026. This dividend will be payable on January 2, 2026 to shareholders of record as of December 10, 2025.
공시 • Oct 22Pathward Financial, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended September 30, 2025Pathward Financial, Inc. announced net charge-offs for the fourth quarter ended September 30, 2025. The Company recognized net charge-offs of $46.2 million for the quarter ended September 30, 2025, compared to net charge-offs of $44.0 million for the quarter ended September 30, 2024.
공시 • Oct 08Pathward Financial, Inc. to Report Q4, 2025 Results on Oct 21, 2025Pathward Financial, Inc. announced that they will report Q4, 2025 results After-Market on Oct 21, 2025
공시 • Sep 03Pathward Financial, Inc. Receives Non-Compliance Notice from NasdaqOn August 26, 2025, Pathward Financial, Inc. ("Pathward Financial" or the Company") received an expected notice (the Notice") from the Listing Qualifications Department of the Nasdaq Stock Market LLC (Nasdaq"), indicating that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the Listing Rule") as a result of its failure to timely file its Quarterly Report on Form 10-Q (Form 10-Q") for the fiscal quarter ended June 30, 2025, as described more fully in the Company's Form 12b-25 Notification of Late Filing filed with the Securities and Exchange Commission (the SEC") on August 11, 2025 (the Form 12b-25"). The Listing Rule requires listed companies to timely file all periodic reports with the SEC. The Company previously reported that it had received a similar Notice from Nasdaq on May 22, 2025 as a result of its failure to timely file its Form 10-Q for the fiscal quarter ended March 31, 2025. In accordance with Nasdaq's listing rules, the Company submitted a plan to regain compliance with the Listing Rule to Nasdaq, and Nasdaq granted the Company an extension to regain compliance with the Listing Rule until November 13, 2025. The Notice has no immediate effect on the listing or trading of the Company's common stock on Nasdaq. The Company filed its amended Form 10-K for the fiscal year ended September 30, 2024 on August 29, 2025. As disclosed in the Form 12b-25 and the Company's Form 8-K filed on July 2, 2025, the Company is also in the process of amending its Form 10-Q for the fiscal quarter ended December 31, 2024 to restate certain financial statements contained therein and filing its Form 10-Qs for the fiscal quarters ended March 31, 2025 and June 30, 2025; respectively. The restatements related to the Company's gross vs. net basis presentation and derivative accounting, and financial reporting, of certain third-party lending and servicing relationships within the Consumer Solutions business, within held-for-investment loan balances. In accordance with the Notice, the Company has until September 10, 2025 to submit an update to its plan to regain compliance with the Listing Rule. Pursuant to the Notice, the Company has until September 10, 2025 to submit an update to its plan to regain compliance, but Nasdaq will not further extend the deadline for compliance. The Company intends to take the necessary steps to regain compliance with Nasdaq's listing rules as soon as practicable and in any event prior to the November 13, 2025 deadline.
공시 • Aug 21Pathward Financial, Inc. Declares Cash Dividend for the Fourth Quarter of Fiscal Year 2025, Payable on October 1, 2025Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the fourth quarter of fiscal year 2025. This dividend will be payable on October 1, 2025 to shareholders of record as of September 10, 2025.
공시 • Aug 12Pathward Financial, Inc. announced delayed 10-Q filingOn 08/11/2025, Pathward Financial, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • Aug 08Pathward Financial, Inc. Appoints Charles Ingram as Executive Vice President and Chief Information and Operations OfficerPathward Financial, Inc. announced that Charles Ingram has been appointed Executive Vice President and Chief Information and Operations Officer at Pathward, N.A. Ingram continues to report to Pathward’s Chief Executive Officer, Brett Pharr, in his new role, where he leads Pathward’s technology, security, artificial intelligence, data and analytics teams as well as product management, strategic business operations, and business transformation. Ingram joined Pathward in 2020 as Executive Vice President and Chief Information Officer and later served as Executive Vice President and Chief Technology and Product Officer from October 2021 until July 2025. His leadership experience in technology spans over three decades and includes leadership roles with another financial institution and other well-known brands. He earned a Master of Business Administration from Wake Forest University in Winston-Salem, North Carolina, and an Interdisciplinary Bachelor of Arts in Business Administration and Computer Science from Furman University in Greenville, South Carolina. Ingram’s recognition includes various awards, such as the 2022 Arizona CIO ORBIE Award for his work with Pathward. He is also a founding Advisory Board Member of the Arizona CIO Council.
공시 • Jul 29Pathward Financial, Inc. Reports Net Charge-Offs for the Quarter Ended June 30, 2025Pathward Financial, Inc. reported net charge-offs for the quarter ended June 30, 2025. For the quarter, the company recognized recognized net charge-offs of $6.1 million for the quarter ended June 30, 2025, compared to net charge-offs of $16.2 million for the quarter ended June 30, 2024.
공시 • Jul 25Pathward Financial, Inc. to Report Q3, 2025 Results on Jul 28, 2025Pathward Financial, Inc. announced that they will report Q3, 2025 results After-Market on Jul 28, 2025
공시 • Jun 30+ 4 more updatesPathward Financial, Inc.(NasdaqGS:CASH) dropped from Russell 2000 Value IndexPathward Financial, Inc.(NasdaqGS:CASH) dropped from Russell 2000 Value Index
공시 • May 22Pathward Financial, Inc. Announces Cash Dividend for the Third Quarter of 2025, Payable on July 1, 2025Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third quarter of fiscal year 2025. This dividend will be payable on July 1, 2025 to shareholders of record as of June 13, 2025.
공시 • May 13Pathward Financial, Inc. announced delayed 10-Q filingOn 05/12/2025, Pathward Financial, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
공시 • Apr 23Pathward Financial, Inc. Reports Net Charge-Offs for the Quarter Ended March 31, 2025Pathward Financial, Inc. reported net charge-Offs for the quarter ended March 31, 2025. The Company recognized net charge-offs of $0.1 million for the quarter ended March 31, 2025, compared to net recoveries of $1.1 million for the quarter ended March 31, 2024.
공시 • Apr 09Pathward Financial, Inc. to Report Q2, 2025 Results on Apr 22, 2025Pathward Financial, Inc. announced that they will report Q2, 2025 results After-Market on Apr 22, 2025
공시 • Feb 27Pathward Financial, Inc. Declares Cash Dividend for the Second Fiscal Quarter of 2025, Payable on April 1, 2025Pathward Financial, Inc. announced that the company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2025. This dividend will be payable on April 1, 2025 to shareholders of record as of March 13, 2025.
공시 • Jan 22+ 1 more updatePathward Financial, Inc. Reaffirms Earnings Guidance for the Fiscal Year 2025Pathward Financial, Inc. reaffirmed earnings guidance for the fiscal year 2025. The company reiterating fiscal 2025 guidance of $7.25 to $7.75 earnings per diluted share.
공시 • Jan 16Pathward Financial, Inc., Annual General Meeting, Feb 25, 2025Pathward Financial, Inc., Annual General Meeting, Feb 25, 2025.
공시 • Jan 08Pathward Financial, Inc. to Report Q1, 2025 Results on Jan 21, 2025Pathward Financial, Inc. announced that they will report Q1, 2025 results After-Market on Jan 21, 2025
공시 • Nov 21Pathward Financial, Inc. Announces Cash Dividend for the First Fiscal Quarter of 2025, Payable on January 2, 2025Pathward Financial, Inc. announced that the company will pay a cash dividend of $0.05 per share for the first fiscal quarter of 2025. This dividend will be payable on January 2, 2025 to shareholders of record as of December 10, 2024.
Valuation Update With 7 Day Price Move • Nov 12Investor sentiment improves as stock rises 18%After last week's 18% share price gain to €76.50, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 35% over the past three years.
공시 • Oct 26Pathward Financial, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended September 30, 2024Pathward Financial, Inc. reported net charge-offs for the fourth quarter ended September 30, 2024. The Company recognized net charge-offs of $35.6 million for the quarter ended September 30, 2024, compared to net charge-offs of $41.3 million for the quarter ended September 30, 2023.
Reported Earnings • Oct 24Full year 2024 earnings released: EPS: US$6.63 (vs US$6.01 in FY 2023)Full year 2024 results: EPS: US$6.63 (up from US$6.01 in FY 2023). Revenue: US$712.0m (up 11% from FY 2023). Net income: US$166.8m (up 3.5% from FY 2023). Profit margin: 23% (down from 25% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 10% per year.
공시 • Oct 24Pathward Financial, Inc. Provides Earnings Guidance for the Fiscal 2025Pathward Financial, Inc. provided earnings guidance for the fiscal 2025. For the year, the company expects GAAP earnings per diluted share to a range of $7.10 to $7.60 which does not include the impact of the sale of the commercial insurance premium finance business.
공시 • Oct 10Pathward Financial, Inc. to Report Q4, 2024 Results on Oct 23, 2024Pathward Financial, Inc. announced that they will report Q4, 2024 results After-Market on Oct 23, 2024
Declared Dividend • Aug 26Third quarter dividend of US$0.05 announcedShareholders will receive a dividend of US$0.05. Ex-date: 10th September 2024 Payment date: 1st October 2024 Dividend yield will be 0.3%, which is lower than the industry average of 4.8%. Payout Ratios Payout ratio: 3%. Forecast payout ratio in 3 years: 3%.
공시 • Aug 22Pathward Financial, Inc. Declares Cash Dividend for the Fourth Fiscal Quarter of 2024, Payable on October 1, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the fourth fiscal quarter of 2024. This dividend will be payable on October 1, 2024 to shareholders of record as of September 10, 2024.
Reported Earnings • Jul 25Third quarter 2024 earnings released: EPS: US$1.68 (vs US$1.69 in 3Q 2023)Third quarter 2024 results: EPS: US$1.68 (down from US$1.69 in 3Q 2023). Revenue: US$170.8m (up 4.5% from 3Q 2023). Net income: US$41.8m (down 5.8% from 3Q 2023). Profit margin: 25% (down from 27% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.4% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 13% per year and the company’s share price has also increased by 13% per year.
공시 • Jul 11Pathward Financial, Inc. to Report Q3, 2024 Results on Jul 24, 2024Pathward Financial, Inc. announced that they will report Q3, 2024 results After-Market on Jul 24, 2024
Upcoming Dividend • Jun 04Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 11 June 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 3.0% but the company is not cash flow positive. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (4.5%). Lower than average of industry peers (6.3%).
Declared Dividend • May 13Second quarter dividend of US$0.05 announcedShareholders will receive a dividend of US$0.05. Ex-date: 11th June 2024 Payment date: 1st July 2024 Dividend yield will be 0.4%, which is lower than the industry average of 4.8%.
공시 • May 10Pathward Financial, Inc. Declares Cash Dividend for the Third Fiscal Quarter of 2024, Payable on July 1, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2024. This dividend will be payable on July 1, 2024 to shareholders of record as of June 11, 2024.
공시 • Apr 26Pathward Financial, Inc. Provides Earning Guidance for the Year 2024Pathward Financial, Inc. provided earning guidance for the year 2024. For the period, the company expects earnings per diluted share guidance to a range of $6.30 to $6.60. As part of this guidance, the Company is reiterating its expectation that the annual effective tax rate in fiscal year 2024 will be in a range between 16% and 20%.
Reported Earnings • Apr 25Second quarter 2024 earnings released: EPS: US$2.56 (vs US$1.99 in 2Q 2023)Second quarter 2024 results: EPS: US$2.56 (up from US$1.99 in 2Q 2023). Revenue: US$221.2m (up 16% from 2Q 2023). Net income: US$64.7m (up 20% from 2Q 2023). Profit margin: 29% (up from 28% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.4% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
공시 • Apr 11Pathward Financial, Inc. to Report Q2, 2024 Results on Apr 24, 2024Pathward Financial, Inc. announced that they will report Q2, 2024 results After-Market on Apr 24, 2024
Declared Dividend • Mar 04First quarter dividend of US$0.05 announcedShareholders will receive a dividend of US$0.05. Ex-date: 11th March 2024 Payment date: 1st April 2024 Dividend yield will be 0.4%, which is lower than the industry average of 4.8%.
공시 • Feb 29Pathward Financial, Inc. Declares Cash Dividend for the Second Fiscal Quarter of 2024, Payable on April 1, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2024. This dividend will be payable on April 1, 2024 to shareholders of record as of March 12, 2024.
공시 • Jan 25Pathward Financial, Inc. Reports Net Charge-Offs for the First Quarter Ended December 31, 2023Pathward Financial, Inc. reported net charge-offs for the first quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $5.5 million compared to $3.2 million for the quarter ended December 31, 2022.
Reported Earnings • Jan 25First quarter 2024 earnings released: EPS: US$1.06 (vs US$0.98 in 1Q 2023)First quarter 2024 results: EPS: US$1.06. Revenue: US$152.9m (up 9.2% from 1Q 2023). Net income: US$27.4m (flat on 1Q 2023). Profit margin: 18% (down from 20% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.5% p.a. on average during the next 2 years, compared to a 1.9% growth forecast for the Banks industry in Europe.
공시 • Jan 25Pathward Financial, Inc. Re-Affirms Earnings Guidance for the Year 2024Pathward Financial, Inc. re-affirms earnings guidance for the year 2024. The Company is reiterating fiscal year 2024 GAAP earnings per diluted share guidance of $6.20 to $6.70.
공시 • Jan 18Pathward Financial, Inc., Annual General Meeting, Feb 27, 2024Pathward Financial, Inc., Annual General Meeting, Feb 27, 2024, at 09:00 Central Standard Time. Agenda: To elect one director for a term of two years ending in 2026 and two directors for a term of three years ending in 2027, until their successors are elected and duly qualified; to approve, by a non-binding advisory vote, the compensation of named executive officers; to approve the Pathward Financial, Inc. 2023 Omnibus Incentive Plan and to ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Pathward Financial’s financial statements for the fiscal year ending September 30, 2024.
공시 • Jan 11Pathward Financial, Inc. to Report Q1, 2024 Results on Jan 24, 2024Pathward Financial, Inc. announced that they will report Q1, 2024 results After-Market on Jan 24, 2024
Upcoming Dividend • Dec 04Upcoming dividend of US$0.05 per share at 0.4% yieldEligible shareholders must have bought the stock before 11 December 2023. Payment date: 02 January 2024. Payout ratio is a comfortable 3.3% but the company is not cash flow positive. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.3%).
Recent Insider Transactions • Dec 03Executive VP & Executive Advisor to CEO recently sold €652k worth of stockOn the 1st of December, Glen Herrick sold around 14k shares on-market at roughly €46.50 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.2m more than they bought in the last 12 months.
공시 • Nov 17Pathward Financial, Inc. Declares Cash Dividend for the First Fiscal Quarter of 2024, Payable on January 2, 2024Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the first fiscal quarter of 2024. This dividend will be payable on January 2, 2024 to shareholders of record as of December 12, 2023.
Reported Earnings • Oct 27Full year 2023 earnings released: EPS: US$6.01 (vs US$5.26 in FY 2022)Full year 2023 results: EPS: US$6.01 (up from US$5.26 in FY 2022). Revenue: US$643.9m (up 12% from FY 2022). Net income: US$161.2m (up 4.8% from FY 2022). Profit margin: 25% (down from 27% in FY 2022). The decrease in margin was driven by higher expenses. Non-performing loans: 1.29% (up from 0.83% in FY 2022). Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 3.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year whereas the company’s share price has increased by 19% per year.
공시 • Oct 26Pathward Financial, Inc. Raises Earnings Guidance for the Fiscal Year 2024Pathward Financial, Inc. raised earnings guidance for the fiscal year 2024. The company is raising fiscal year 2024 GAAP earnings per diluted share guidance to a range of $6.20 to $6.70.
공시 • Oct 12Pathward Financial, Inc. to Report Q4, 2023 Results on Oct 25, 2023Pathward Financial, Inc. announced that they will report Q4, 2023 results After-Market on Oct 25, 2023
공시 • Oct 06Pathward Financial, Inc. Announces Executive ChangesPathward Financial, Inc. announced that Greg Sigrist has been appointed chief financial officer (“CFO”) - designee, beginning Nov. 1, 2023. Immediately after the filing of the Company’s Form 10-K for fiscal year 2023, Mr. Sigrist will transition to EVP, CFO, when he will succeed Glen Herrick, who will remain with the Company to aid in the transition and other projects until his retirement on December 31, 2023. Mr. Sigrist joins the Company after serving as EVP and CFO of Metropolitan Bank Holding Corp. and Metropolitan Commercial Bank for the past three years. Before joining Metropolitan, he served as the EVP and CFO of Columbia Banking System, Inc., from June 2018 until February 2020. Mr. Sigrist also spent 12 years with Morgan Stanley as a managing director in a number of senior financial roles, including CFO of Morgan Stanley Bank, N.A. from 2014 to early 2018. Prior to that, he served for five years as Vice President, Corporate Accounting Policy/M&A Finance with Citigroup. Mr. Sigrist built the foundation of his career spending 12 years between Ernst & Young and McGladrey & Pullen in senior auditing roles of financial services clients, including regional and community banks. Mr. Sigrist received a B.S. in Accounting with University Honors from Illinois State University and is a Certified Public Accountant.
공시 • Aug 26Pathward Financial, Inc. Announces Cash Dividend for Fourth Fiscal Quarter of 2023, Payable on October 2, 2023Pathward Financial, Inc. announced that it will pay a cash dividend of $0.05 per share for the fourth fiscal quarter of 2023 on October 2, 2023 to shareholders of record as of September 12, 2023.
공시 • Jul 27+ 1 more updatePathward Financial, Inc. Revises Earnings Guidance for the Fiscal Year 2023Pathward Financial, Inc. revised earnings guidance for the fiscal year 2023. The company is increasing its fiscal year 2023 GAAP earnings per diluted share guidance to $5.60 to $6.00.
Reported Earnings • Jul 27Third quarter 2023 earnings released: EPS: US$1.69 (vs US$0.76 in 3Q 2022)Third quarter 2023 results: EPS: US$1.69 (up from US$0.76 in 3Q 2022). Revenue: US$163.4m (up 28% from 3Q 2022). Net income: US$44.4m (up 102% from 3Q 2022). Profit margin: 27% (up from 17% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 46% per year, which means it is tracking significantly ahead of earnings growth.
공시 • Jul 13Pathward Financial, Inc. to Report Q3, 2023 Results on Jul 26, 2023Pathward Financial, Inc. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Jul 26, 2023
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €47.20, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 189% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €68.32 per share.
Upcoming Dividend • May 31Upcoming dividend of US$0.05 per share at 0.4% yieldEligible shareholders must have bought the stock before 07 June 2023. Payment date: 03 July 2023. Payout ratio is a comfortable 4.5% but the company is not cash flow positive. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.2%).
공시 • May 12Pathward Financial, Inc. Declares Cash Dividend for the Third Fiscal Quarter of 2023, Payable on July 3, 2023Pathward Financial, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2023. This dividend will be payable on July 3, 2023 to shareholders of record as of June 8, 2023.
Reported Earnings • Apr 28Second quarter 2023 earnings released: EPS: US$1.99 (vs US$1.66 in 2Q 2022)Second quarter 2023 results: EPS: US$1.99 (up from US$1.66 in 2Q 2022). Revenue: US$191.7m (up 19% from 2Q 2022). Net income: US$53.9m (up 11% from 2Q 2022). Profit margin: 28% (down from 30% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 8.4% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has increased by 29% per year, which means it is tracking significantly ahead of earnings growth.
Recent Insider Transactions • Mar 17Independent Director recently sold €146k worth of stockOn the 10th of March, Frederick Moore sold around 3k shares on-market at roughly €43.70 per share. This transaction amounted to 29% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €461k. Insiders have been net sellers, collectively disposing of €448k more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €39.20, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 120% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €59.12 per share.
Recent Insider Transactions • Feb 05Independent Director recently sold €461k worth of stockOn the 1st of February, Michael Kramer sold around 10k shares on-market at roughly €46.11 per share. This transaction amounted to 28% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €333k more than they bought in the last 12 months.
Reported Earnings • Jan 26First quarter 2023 earnings released: EPS: US$0.98 (vs US$2.00 in 1Q 2022)First quarter 2023 results: EPS: US$0.98 (down from US$2.00 in 1Q 2022). Revenue: US$140.1m (down 11% from 1Q 2022). Net income: US$27.4m (down 55% from 1Q 2022). Profit margin: 20% (down from 38% in 1Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 9.4% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe.
공시 • Jan 19Pathward Financial, Inc., Annual General Meeting, Feb 28, 2023Pathward Financial, Inc., Annual General Meeting, Feb 28, 2023, at 09:00 Central Standard Time. Agenda: To consider election of directors; to approve by a non-binding advisory vote, the compensation of the company's named executive officers; and to ratify the appointment by the Board of Directors of the independent registered public accounting firm Crowe LLP as the independent auditors of Pathward Financial’s financial statements for the fiscal year ending September 30, 2023.
공시 • Jan 12Pathward Financial, Inc. to Report Q1, 2023 Results on Jan 25, 2023Pathward Financial, Inc. announced that they will report Q1, 2023 results After-Market on Jan 25, 2023
Upcoming Dividend • Nov 30Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 07 December 2022. Payment date: 02 January 2023. Payout ratio is a comfortable 3.8% but the company is not cash flow positive. Trailing yield: 0.5%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.2%).
Reported Earnings • Nov 24Full year 2022 earnings released: EPS: US$5.26 (vs US$4.38 in FY 2021)Full year 2022 results: EPS: US$5.26 (up from US$4.38 in FY 2021). Revenue: US$572.6m (up 15% from FY 2021). Net income: US$153.8m (up 11% from FY 2021). Profit margin: 27% (down from 28% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 4.85% (up from 3.84% in FY 2021). Non-performing loans: 0.83% (down from 1.55% in FY 2021). Revenue is forecast to grow 8.6% p.a. on average during the next 2 years, compared to a 5.3% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Oct 17Investor sentiment improved over the past weekAfter last week's 15% share price gain to €39.80, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 23% over the past year.
Upcoming Dividend • Aug 31Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 07 September 2022. Payment date: 03 October 2022. Payout ratio is a comfortable 4.1% and this is well supported by cash flows. Trailing yield: 0.6%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.6%).
Recent Insider Transactions • Aug 03Executive VP & CFO recently bought €98k worth of stockOn the 2nd of August, Glen Herrick bought around 3k shares on-market at roughly €32.81 per share. This was the largest purchase by an insider in the last 3 months. This was Glen's only on-market trade for the last 12 months.
Reported Earnings • Jul 29Third quarter 2022 earnings released: EPS: US$0.76 (vs US$1.21 in 3Q 2021)Third quarter 2022 results: EPS: US$0.76 (down from US$1.21 in 3Q 2021). Revenue: US$127.4m (flat on 3Q 2021). Net income: US$22.0m (down 42% from 3Q 2021). Profit margin: 17% (down from 30% in 3Q 2021). Over the next year, revenue is forecast to grow 8.1%, compared to a 20% growth forecast for the industry in Germany.
Recent Insider Transactions • Jun 16CEO & Director recently bought €89k worth of stockOn the 14th of June, Brett Pharr bought around 3k shares on-market at roughly €35.75 per share. This was the largest purchase by an insider in the last 3 months. This was Brett's only on-market trade for the last 12 months.
Upcoming Dividend • Jun 01Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 08 June 2022. Payment date: 01 July 2022. Payout ratio is a comfortable 3.8% and this is well supported by cash flows. Trailing yield: 0.5%. Lower than top quartile of German dividend payers (4.2%). Lower than average of industry peers (6.3%).
공시 • May 19Meta Financial Group Declares Cash Dividend Payable on July 1, 2022Meta Financial Group, Inc. announced that the company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2022. This dividend will be payable on July 1, 2022 to shareholders of record as of June 9, 2022.
Reported Earnings • Apr 30Second quarter 2022 earnings released: EPS: US$1.61 (vs US$1.84 in 2Q 2021)Second quarter 2022 results: EPS: US$1.61 (down from US$1.84 in 2Q 2021). Revenue: US$161.3m (up 2.7% from 2Q 2021). Net income: US$48.4m (down 16% from 2Q 2021). Profit margin: 30% (down from 37% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 9.8%, compared to a 8.9% growth forecast for the industry in Germany.
공시 • Apr 15Meta Financial Group, Inc. to Report Q2, 2022 Results on Apr 28, 2022Meta Financial Group, Inc. announced that they will report Q2, 2022 results After-Market on Apr 28, 2022
Upcoming Dividend • Mar 02Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 09 March 2022. Payment date: 01 April 2022. Payout ratio is a comfortable 3.6% and this is well supported by cash flows. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (3.4%). Lower than average of industry peers (5.9%).
공시 • Feb 25Meta Financial Group, Inc. Announces Cash Dividend for the Second Fiscal Quarter of 2022, Payable on April 1, 2022Meta Financial Group, Inc. announced that the Company will pay a cash dividend of $0.05 per share for the second fiscal quarter of 2022. This dividend will be payable on April 1, 2022 to shareholders of record as of March 10, 2022.
Recent Insider Transactions • Feb 04Independent Director recently sold €267k worth of stockOn the 1st of February, Michael Kramer sold around 5k shares on-market at roughly €53.36 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €846k more than they bought in the last 12 months.
Reported Earnings • Jan 28First quarter 2022 earnings: EPS in line with expectations, revenues disappointFirst quarter 2022 results: EPS: US$2.00 (up from US$0.84 in 1Q 2021). Revenue: US$158.0m (up 50% from 1Q 2021). Net income: US$60.4m (up 120% from 1Q 2021). Profit margin: 38% (up from 26% in 1Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 4.5%. Over the next year, revenue is forecast to grow 4.7%, compared to a 11% growth forecast for the industry in Germany.
Upcoming Dividend • Dec 01Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 08 December 2021. Payment date: 03 January 2022. Trailing yield: 0.3%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (3.4%).
Recent Insider Transactions • Nov 04Independent Director recently sold €149k worth of stockOn the 1st of November, Michael Kramer sold around 3k shares on-market at roughly €49.66 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.5m more than they bought in the last 12 months.
Reported Earnings • Oct 29Full year 2021 earnings released: EPS US$4.36 (vs US$2.94 in FY 2020)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2021 results: Revenue: US$500.1m (up 15% from FY 2020). Net income: US$139.0m (up 33% from FY 2020). Profit margin: 28% (up from 24% in FY 2020). The increase in margin was driven by higher revenue.
Upcoming Dividend • Sep 01Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 08 September 2021. Payment date: 01 October 2021. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (3.1%). Lower than average of industry peers (3.3%).
Recent Insider Transactions • Aug 05Senior VP & Chief Accounting Officer recently sold €79k worth of stockOn the 2nd of August, Jennifer Warren sold around 2k shares on-market at roughly €42.15 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €7.1m more than they bought in the last 12 months.
Reported Earnings • Jul 29Third quarter 2021 earnings released: EPS US$1.19 (vs US$0.53 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$126.3m (up 43% from 3Q 2020). Net income: US$38.0m (up 109% from 3Q 2020). Profit margin: 30% (up from 21% in 3Q 2020). The increase in margin was driven by higher revenue.
Upcoming Dividend • Jun 02Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 09 June 2021. Payment date: 01 July 2021. Trailing yield: 0.4%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (3.8%).
공시 • May 18Meta Financial Group, Inc.® Declares Cash Dividend For the Third Fiscal Quarter of 2021Meta Financial Group, Inc.® announced that the company will pay a cash dividend of $0.05 per share for the third fiscal quarter of 2021. This dividend will be payable on July 1, 2021 to shareholders of record as of June 10, 2021.
