View Future GrowthmBank 과거 순이익 실적과거 기준 점검 3/6mBank은 연평균 62.1%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 14.8% 증가했습니다. 매출은 연평균 19%의 비율로 증가했습니다. mBank의 자기자본이익률은 17%이고 순이익률은 31.3%입니다.핵심 정보62.09%순이익 성장률62.06%주당순이익(EPS) 성장률Banks 산업 성장률10.63%매출 성장률18.96%자기자본이익률16.98%순이익률31.27%다음 순이익 업데이트30 Jul 2026최근 과거 실적 업데이트공시 • Jan 05+ 3 more updatesmBank S.A. to Report First Half, 2026 Results on Jul 30, 2026mBank S.A. announced that they will report first half, 2026 results on Jul 30, 2026공시 • Apr 01+ 1 more updatemBank S.A. to Report Fiscal Year 2025 Results on Mar 03, 2026mBank S.A. announced that they will report fiscal year 2025 results on Mar 03, 2026공시 • Jan 02+ 2 more updatesmBank S.A. to Report First Half, 2025 Results on Jul 31, 2025mBank S.A. announced that they will report first half, 2025 results on Jul 31, 2025Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)Third quarter 2024 results: EPS: zł13.49 (up from zł1.96 loss in 3Q 2023). Revenue: zł3.02b (up 17% from 3Q 2023). Net income: zł572.9m (up zł655.9m from 3Q 2023). Profit margin: 19% (up from net loss in 3Q 2023). Revenue is forecast to grow 2.1% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 01Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)Second quarter 2024 results: EPS: zł9.93 (up from zł0.37 loss in 2Q 2023). Revenue: zł2.78b (up 9.3% from 2Q 2023). Net income: zł421.9m (up zł437.3m from 2Q 2023). Profit margin: 15% (up from net loss in 2Q 2023). Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 30% per year whereas the company’s share price has increased by 28% per year.Reported Earnings • May 11First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)First quarter 2024 results: EPS: zł6.18 (up from zł3.32 in 1Q 2023). Revenue: zł2.93b (up 24% from 1Q 2023). Net income: zł262.5m (up 84% from 1Q 2023). Profit margin: 9.0% (up from 6.0% in 1Q 2023). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings.모든 업데이트 보기Recent updates공시 • Mar 02mBank S.A., Annual General Meeting, Mar 31, 2026mBank S.A., Annual General Meeting, Mar 31, 2026, at 14:00 Central European Standard Time.공시 • Jan 05+ 3 more updatesmBank S.A. to Report First Half, 2026 Results on Jul 30, 2026mBank S.A. announced that they will report first half, 2026 results on Jul 30, 2026공시 • Apr 01+ 1 more updatemBank S.A. to Report Fiscal Year 2025 Results on Mar 03, 2026mBank S.A. announced that they will report fiscal year 2025 results on Mar 03, 2026공시 • Mar 03mBank S.A., Annual General Meeting, Mar 27, 2025mBank S.A., Annual General Meeting, Mar 27, 2025.공시 • Jan 02+ 2 more updatesmBank S.A. to Report First Half, 2025 Results on Jul 31, 2025mBank S.A. announced that they will report first half, 2025 results on Jul 31, 2025Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)Third quarter 2024 results: EPS: zł13.49 (up from zł1.96 loss in 3Q 2023). Revenue: zł3.02b (up 17% from 3Q 2023). Net income: zł572.9m (up zł655.9m from 3Q 2023). Profit margin: 19% (up from net loss in 3Q 2023). Revenue is forecast to grow 2.1% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 01Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)Second quarter 2024 results: EPS: zł9.93 (up from zł0.37 loss in 2Q 2023). Revenue: zł2.78b (up 9.3% from 2Q 2023). Net income: zł421.9m (up zł437.3m from 2Q 2023). Profit margin: 15% (up from net loss in 2Q 2023). Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 30% per year whereas the company’s share price has increased by 28% per year.공시 • Jun 09mBank's Supervisory Board Conditionally Appoints Cezary Kocik as CEOmBank supervisory board has conditionally appointed Cezary Kocik as CEO of the bank. Kocik will take over as mBank's CEO after receiving approval from the Poland's financial watchdog KNF and after the termination of office of the current CEO. Cezary Kocik has been involved with the bank since 2004 and since 2012, he was deputy CEO of the management board for retail banking at mBank.Reported Earnings • May 11First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)First quarter 2024 results: EPS: zł6.18 (up from zł3.32 in 1Q 2023). Revenue: zł2.93b (up 24% from 1Q 2023). Net income: zł262.5m (up 84% from 1Q 2023). Profit margin: 9.0% (up from 6.0% in 1Q 2023). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings.공시 • Mar 02mBank S.A., Annual General Meeting, Mar 27, 2024mBank S.A., Annual General Meeting, Mar 27, 2024, at 14:00 Central European Standard Time. Location: Warsaw, 18 Prosta Street Warsaw Poland Agenda: To approval of the Management Board Report on Performance of mBank S.A. Group in 2023; to approval of the Financial Statements of mBank S.A. for 2023; to division of the 2023 net profit; to division of the undivided profits from previous years; to approval of election to the Supervisory Board, on the basis of § 19 section 3 of the By-laws of mBank S.A; to approval of the Consolidated Financial Statements of mBank Group for 2023; and to discuss other matters.공시 • Jan 19mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023mBank provided earnings guidance for the fourth quarter and fiscal year 2023. for the quarter, the company expects preliminary net result for the fourth quarter of 2023 will be negative or close to zero.For the year, the company expects net profit to be positive or close to zero.공시 • Dec 20mBank S.A. to Report Fiscal Year 2023 Results on Feb 29, 2024mBank S.A. announced that they will report fiscal year 2023 results on Feb 29, 2024공시 • Dec 12+ 4 more updatesmBank S.A. to Report Fiscal Year 2024 Results on Feb 28, 2025mBank S.A. announced that they will report fiscal year 2024 results on Feb 28, 2025New Risk • Nov 03New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 66% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.Reported Earnings • Nov 01Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: zł2.59b (up 131% from 3Q 2022). Net loss: zł83.0m (loss narrowed 96% from 3Q 2022). Revenue is forecast to grow 1.4% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 156 percentage points per year, which is a significant difference in performance.공시 • Oct 21Marcus Chromik Steps Down from Supervisory Board at mBankOn 20 October 2023, Dr. Marcus Chromik submitted his resignation as a member of mBank's supervisory board to Professor Agnieszka Slomka - Golebiowska, Chairman of the Bank's Supervisory Board, effective 31 December 2023.Reported Earnings • Aug 03Second quarter 2023 earnings released: zł0.37 loss per share (vs zł5.42 profit in 2Q 2022)Second quarter 2023 results: zł0.37 loss per share (down from zł5.42 profit in 2Q 2022). Revenue: zł2.56b (up 26% from 2Q 2022). Net loss: zł15.5m (down 107% from profit in 2Q 2022). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 126 percentage points per year, which is a significant difference in performance.New Risk • Jun 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 30First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: zł2.41b (up 25% from 1Q 2022). Net income: zł142.8m (down 72% from 1Q 2022). Profit margin: 5.9% (down from 27% in 1Q 2022). Revenue is forecast to grow 5.0% p.a. on average during the next 3 years, compared to a 4.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 137 percentage points per year, which is a significant difference in performance.Reported Earnings • Feb 10Full year 2022 earnings released: zł16.56 loss per share (vs zł27.82 loss in FY 2021)Full year 2022 results: zł16.56 loss per share (improved from zł27.82 loss in FY 2021). Revenue: zł7.45b (up 36% from FY 2021). Net loss: zł702.7m (loss narrowed 40% from FY 2021). Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 104 percentage points per year, which is a significant difference in performance.공시 • Feb 10mBank S.A. Provides Earnings Guidance for the Year 2023mBank S.A. provided earnings guidance for the year 2023. The company expects to generate a net profit in 2023 after suffering a PLN 702.7 million group net loss in 2022.Recent Insider Transactions • Jan 30Key Executive recently sold €153k worth of stockOn the 26th of January, Krzysztof Dabrowski sold around 2k shares on-market at roughly €68.39 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Krzysztof's only on-market trade for the last 12 months.공시 • Jan 19mBank S.A. Announces CFO ChangesmBank S.A. announced that received a resignation from its CFO Andreas Boeger effective April 30, 2023 and may appoint Commerzbank insider Pascal Ruhland as a replacement.공시 • Dec 24+ 3 more updatesmBank S.A. to Report Q4, 2023 Results on Feb 09, 2024mBank S.A. announced that they will report Q4, 2023 results on Feb 09, 2024공시 • Sep 29mBank S.A. Provides Earnings Guidance for the Year 2022mBank S.A. provided earnings guidance for the year 2022. mBank expects to report a net loss for 2022 as provisioning for legal risk related to FX mortgage loans will soar by PLN 2.34 billion in third quarter to PLN 6.80 billion.Reported Earnings • Aug 05Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: zł2.04b (up 60% from 2Q 2021). Net income: zł229.7m (up 111% from 2Q 2021). Profit margin: 11% (up from 8.5% in 2Q 2021). Over the next year, revenue is forecast to grow 27%, compared to a 15% growth forecast for the industry in Germany.공시 • Aug 04mBank S.A. Provides Sales Guidance for the Third and Fourth Quarter of 2022mBank S.A. provided sales guidance for the third and fourth quarter of 2022. For the third quarter, the company expects sales will be significantly lower than second quarter. For the fourth quarter, the company expects sales may pick up.Reported Earnings • May 12First quarter 2022 earnings released: EPS: zł12.09 (vs zł7.49 in 1Q 2021)First quarter 2022 results: EPS: zł12.09 (up from zł7.49 in 1Q 2021). Revenue: zł1.91b (up 35% from 1Q 2021). Net income: zł512.3m (up 62% from 1Q 2021). Profit margin: 27% (up from 22% in 1Q 2021). Over the next year, revenue is forecast to grow 32%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 77 percentage points per year, which is a significant difference in performance.공시 • May 02mBank S.A. to Report Q4, 2022 Results on Feb 09, 2023mBank S.A. announced that they will report Q4, 2022 results on Feb 09, 2023공시 • Mar 06mBank S.A., Annual General Meeting, Mar 31, 2022mBank S.A., Annual General Meeting, Mar 31, 2022, at 14:00 Central European Standard Time. Location: 18 Prosta Street Warsaw Poland Agenda: To consider Statement by the President of the Management Board of mBank S.A.; presentation of the Management Board Report on the Business of mBank Group, including the Management Board Report on the Business of mBank S.A. for 2021, the financial statements of mBank S.A. for the financial year 2021 and the consolidated financial statements of mBank Group for 2021;to consider statement by the Chairperson of the Supervisory Board of mBank S.A. and presentation of the Report on activities of the Supervisory Board and the present position of mBank SA; to consider review of the Management Board Report on the Business of mBank Group, including the Management Board Report on the Business of mBank S.A. for 2021, Report of the Supervisory Board of mBank S.A., and the financial statements of mBank S.A. for 2021; to consider Review of the consolidated financial statements of mBank Group for 2021; and to consider other matters.공시 • Feb 10mBank Announces Court Rejection of FX Loan Class Action SuitmBank announced court rejection of an FX loan class action suit filed by a group of 1.7k borrowers seeking invalidation of their loan contracts.Reported Earnings • Feb 09Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: zł27.82 loss per share (down from zł2.45 profit in FY 2020). Revenue: zł5.55b (up 18% from FY 2020). Net loss: zł1.18b (down zł1.28b from profit in FY 2020). Revenue exceeded analyst estimates by 2.2%. Over the next year, revenue is forecast to grow 20%, compared to a 12% growth forecast for the banks industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 79 percentage points per year, which is a significant difference in performance.공시 • Feb 09mBank S.A. Provides Earnings Guidance for the Year 2022mBank S.A. provided earnings guidance for the year 2022. The company expects its net interest income will increase to above PLN 5 billion in 2022.공시 • Jan 25mBank S.A. Provides Earnings Guidance for the Year 2021mBank S.A. provided earnings guidance for the year 2021. mBank expects to post a net group loss of PLN 1.2 billion in 2021 after booking a PLN 2.006 billion in legal risk provisioning in fourth quarter.Buying Opportunity • Jan 14Now 22% undervaluedOver the last 90 days, the stock is up 1.3%. The fair value is estimated to be zł138, however is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.9% per annum over the last 3 years. Earnings per share has declined by 54% per annum over the last 3 years.Valuation Update With 7 Day Price Move • Jan 08Investor sentiment improved over the past weekAfter last week's 20% share price gain to €107, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 11x in the Banks industry in Europe. Total returns to shareholders of 8.2% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €139 per share.Reported Earnings • Nov 04Third quarter 2021 earnings releasedThe company reported a soft third quarter result with weaker earnings and profit margins, although revenues improved. Third quarter 2021 results: Revenue: zł1.37b (up 15% from 3Q 2020). Net income: zł26.6m (down 74% from 3Q 2020). Profit margin: 1.9% (down from 8.4% in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.Reported Earnings • Aug 04Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: zł1.30b (up 14% from 2Q 2020). Net income: zł108.7m (up 25% from 2Q 2020). Profit margin: 8.4% (up from 7.6% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Valuation Update With 7 Day Price Move • Jun 26Investor sentiment improved over the past weekAfter last week's 17% share price gain to zł74.75, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 11x in the Banks industry in Europe. Total loss to shareholders of 17% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €96.64 per share.Valuation Update With 7 Day Price Move • May 11Investor sentiment improved over the past weekAfter last week's 18% share price gain to zł59.20, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 11x in the Banks industry in Europe. Total returns to shareholders of 53% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €91.89 per share.Reported Earnings • May 02First quarter 2021 earnings released: EPS zł7.49 (vs zł2.15 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: zł1.44b (up 35% from 1Q 2020). Net income: zł317.1m (up 249% from 1Q 2020). Profit margin: 22% (up from 8.6% in 1Q 2020).공시 • Apr 30mBank S.A. Reports Impairment Loss for the First Quarter of 2021mBank S.A. reported impairment loss for the first Quarter of 2021. For the quarter, the company reported impairment loss of PLN 468.1 million.Executive Departure • Mar 30Member of Supervisory Board has left the companyOn the 25th of March, Sabine Schmittroth's tenure as Member of Supervisory Board ended after less than a year in the role. We don't have any record of a personal shareholding under Sabine's name. A total of 5 executives have left over the last 12 months.공시 • Mar 05mBank Gets Regulator's Nod to Appoint Marek Lusztyn as chief risk officermBank secured financial market regulator KNF's nod to appoint Marek Lusztyn as the bank's chief risk officer.공시 • Feb 26mBank S.A., Annual General Meeting, Mar 24, 2021mBank S.A., Annual General Meeting, Mar 24, 2021, at 15:00 Central European Standard Time. Agenda: To consider statement by the President of the Management Board of the Bank presenting the following: Report of the Management Board on the Business of the Bank and the Financial Statements of the Bank for the financial year 2020, Report on the Business of mBank Group for 2020 and the consolidated financial statements of mBank Group for 2020; to consider statement by the Chairperson of the Supervisory Board of mBank S.A. and presentation of the Report on activities of the Supervisory Board and the present position of mBank SA; to consider review of the Management Board Report on the Business of mBank Group, including the Management Board Report on the Business of mBank S.A. for 2020, Report of the Supervisory Board of mBank S.A., and the financial statements of mBank S.A. for 2020; to consider Review of the consolidated financial statements of mBank Group for 2020; and to consider other matters.Is New 90 Day High Low • Feb 18New 90-day high: €47.50The company is up 33% from its price of €35.74 on 19 November 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €61.47 per share.Reported Earnings • Feb 11Full year 2020 earnings released: EPS zł2.45 (vs zł23.86 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: zł4.81b (down 2.2% from FY 2019). Net income: zł103.8m (down 90% from FY 2019). Profit margin: 2.2% (down from 21% in FY 2019). The decrease in margin was primarily driven by higher expenses.공시 • Feb 06+ 3 more updatesmBank S.A. to Report Q3, 2021 Results on Nov 03, 2021mBank S.A. announced that they will report Q3, 2021 results on Nov 03, 2021Valuation Update With 7 Day Price Move • Jan 12Investor sentiment improved over the past weekAfter last week's 16% share price gain to zł45.30, the stock is trading at a trailing P/E ratio of 23.5x, up from the previous P/E ratio of 20.3x. This compares to an average P/E of 12x in the Banks industry in Europe. Total return to shareholders over the past year is a loss of 48%.Is New 90 Day High Low • Jan 11New 90-day high: €45.30The company is up 25% from its price of €36.22 on 13 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €44.73 per share.Valuation Update With 7 Day Price Move • Dec 10Market bids up stock over the past weekAfter last week's 32% share price gain to zł43.56, the stock is trading at a trailing P/E ratio of 20.2x, up from the previous P/E ratio of 15.4x. This compares to an average P/E of 11x in the Banks industry in Europe. Total return to shareholders over the past year is a loss of 48%.Is New 90 Day High Low • Dec 10New 90-day high: €43.56The company is up 9.0% from its price of €39.84 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Banks industry, which is also up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €29.89 per share.Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 19% share price gain to zł32.68, the stock is trading at a trailing P/E ratio of 18.1x, up from the previous P/E ratio of 15.2x. This compares to an average P/E of 10x in the Banks industry in Europe. Total return to shareholders over the past year is a loss of 64%.공시 • Nov 11mBank Selects kACE Treasury Pricing System for Forward Pricing and PublishingkACE, a division of Fenics Software Limited, an entity within the BGC Partners Inc. group of companies announced it has signed up mBank to utilize kACE's treasury pricing system, kACE Treasury, to enable the bank to price and distribute FX products through its e-commerce platform and across the institution. kACE Treasury is fully integrated with the bank's existing treasury systems, both proprietary and those provided by third parties, to allow for a seamless workflow solution for its users. mBank will be publishing 54 currency pairs and crosses.Valuation Update With 7 Day Price Move • Oct 30Market pulls back on stock over the past weekAfter last week's 17% share price decline to zł26.30, the stock is trading at a trailing P/E ratio of 7.5x, down from the previous P/E ratio of 8.9x. This compares to an average P/E of 21x in the Banks industry in Germany. Total return to shareholders over the past year is a loss of 70%.Is New 90 Day High Low • Oct 15New 90-day low: €32.54The company is down 30% from its price of €46.48 on 17 July 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €42.54 per share.공시 • Oct 05BRE Bank SA to Report Q4, 2009 Results on 02/09/2010BRE Bank SA announced that they will report Q4, 2009 results on 02/09/2010Is New 90 Day High Low • Sep 26New 90-day low: €36.28The company is down 31% from its price of €52.65 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 5.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €45.28 per share.매출 및 비용 세부 내역mBank가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이DB:BRU 매출, 비용 및 순이익 (PLN Millions)날짜매출순이익일반관리비연구개발비31 Mar 2612,1203,791940031 Dec 2512,0003,544923030 Sep 2512,0543,488902030 Jun 2512,0243,224868031 Mar 2511,8212,687832031 Dec 2411,6342,243821030 Sep 2411,1511,2373,106030 Jun 2410,7275813,069031 Mar 2410,3691442,996031 Dec 239,995243,033030 Sep 239,822879668030 Jun 238,373-1,317607031 Mar 237,824-1,072647031 Dec 227,383-703632030 Sep 226,551-3,168623030 Jun 226,799-863613031 Mar 225,972-984112031 Dec 215,462-1,179583030 Sep 215,320278586030 Jun 215,144352587031 Mar 215,0953301,076031 Dec 204,710104569030 Sep 204,645395-825030 Jun 204,841653-391031 Mar 204,791938-10031 Dec 194,9171,010534030 Sep 194,7501,2001,910030 Jun 194,4291,1321,431031 Mar 194,3671,053995031 Dec 184,5131,303427030 Sep 184,4481,309417030 Jun 184,3941,309408031 Mar 184,4051,285-59031 Dec 174,0591,092375030 Sep 174,0401,072740030 Jun 173,9631,0111,186031 Mar 174,0461,1302,047031 Dec 164,0161,2191,940030 Sep 164,0231,2362,095030 Jun 164,0011,3252,059031 Mar 163,6651,1582,053031 Dec 153,7511,3012,026030 Sep 153,5851,3001,451030 Jun 153,5741,2961,0170양질의 수익: BRU는 PLN1.5B 규모의 큰 일회성 손실이 있어 31st March, 2026까지 지난 12개월 재무 결과에 영향을 미쳤습니다.이익 마진 증가: BRU의 현재 순 이익률 (31.3%)은 지난해 (22.7%)보다 높습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: BRU의 수익은 지난 5년 동안 연평균 62.1%로 크게 증가했습니다.성장 가속화: 지난 1년간 BRU 의 수익 증가율(41.1%)은 5년 평균(연간 62.1%)보다 낮습니다.수익 대 산업: BRU의 지난 1년 수익 증가율(41.1%)은 Banks 업계의 0.3%를 상회했습니다.자기자본이익률높은 ROE: BRU의 자본 수익률(17%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/22 11:53종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스mBank S.A.는 20명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Andrzej PowierzaCitigroup IncGabor KemenyConCorde Securities Ltd.Kazim AndaçDeutsche Bank17명의 분석가 더 보기
공시 • Jan 05+ 3 more updatesmBank S.A. to Report First Half, 2026 Results on Jul 30, 2026mBank S.A. announced that they will report first half, 2026 results on Jul 30, 2026
공시 • Apr 01+ 1 more updatemBank S.A. to Report Fiscal Year 2025 Results on Mar 03, 2026mBank S.A. announced that they will report fiscal year 2025 results on Mar 03, 2026
공시 • Jan 02+ 2 more updatesmBank S.A. to Report First Half, 2025 Results on Jul 31, 2025mBank S.A. announced that they will report first half, 2025 results on Jul 31, 2025
Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)Third quarter 2024 results: EPS: zł13.49 (up from zł1.96 loss in 3Q 2023). Revenue: zł3.02b (up 17% from 3Q 2023). Net income: zł572.9m (up zł655.9m from 3Q 2023). Profit margin: 19% (up from net loss in 3Q 2023). Revenue is forecast to grow 2.1% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 01Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)Second quarter 2024 results: EPS: zł9.93 (up from zł0.37 loss in 2Q 2023). Revenue: zł2.78b (up 9.3% from 2Q 2023). Net income: zł421.9m (up zł437.3m from 2Q 2023). Profit margin: 15% (up from net loss in 2Q 2023). Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 30% per year whereas the company’s share price has increased by 28% per year.
Reported Earnings • May 11First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)First quarter 2024 results: EPS: zł6.18 (up from zł3.32 in 1Q 2023). Revenue: zł2.93b (up 24% from 1Q 2023). Net income: zł262.5m (up 84% from 1Q 2023). Profit margin: 9.0% (up from 6.0% in 1Q 2023). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings.
공시 • Mar 02mBank S.A., Annual General Meeting, Mar 31, 2026mBank S.A., Annual General Meeting, Mar 31, 2026, at 14:00 Central European Standard Time.
공시 • Jan 05+ 3 more updatesmBank S.A. to Report First Half, 2026 Results on Jul 30, 2026mBank S.A. announced that they will report first half, 2026 results on Jul 30, 2026
공시 • Apr 01+ 1 more updatemBank S.A. to Report Fiscal Year 2025 Results on Mar 03, 2026mBank S.A. announced that they will report fiscal year 2025 results on Mar 03, 2026
공시 • Mar 03mBank S.A., Annual General Meeting, Mar 27, 2025mBank S.A., Annual General Meeting, Mar 27, 2025.
공시 • Jan 02+ 2 more updatesmBank S.A. to Report First Half, 2025 Results on Jul 31, 2025mBank S.A. announced that they will report first half, 2025 results on Jul 31, 2025
Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)Third quarter 2024 results: EPS: zł13.49 (up from zł1.96 loss in 3Q 2023). Revenue: zł3.02b (up 17% from 3Q 2023). Net income: zł572.9m (up zł655.9m from 3Q 2023). Profit margin: 19% (up from net loss in 3Q 2023). Revenue is forecast to grow 2.1% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 67% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 01Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)Second quarter 2024 results: EPS: zł9.93 (up from zł0.37 loss in 2Q 2023). Revenue: zł2.78b (up 9.3% from 2Q 2023). Net income: zł421.9m (up zł437.3m from 2Q 2023). Profit margin: 15% (up from net loss in 2Q 2023). Revenue is forecast to grow 2.5% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 30% per year whereas the company’s share price has increased by 28% per year.
공시 • Jun 09mBank's Supervisory Board Conditionally Appoints Cezary Kocik as CEOmBank supervisory board has conditionally appointed Cezary Kocik as CEO of the bank. Kocik will take over as mBank's CEO after receiving approval from the Poland's financial watchdog KNF and after the termination of office of the current CEO. Cezary Kocik has been involved with the bank since 2004 and since 2012, he was deputy CEO of the management board for retail banking at mBank.
Reported Earnings • May 11First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)First quarter 2024 results: EPS: zł6.18 (up from zł3.32 in 1Q 2023). Revenue: zł2.93b (up 24% from 1Q 2023). Net income: zł262.5m (up 84% from 1Q 2023). Profit margin: 9.0% (up from 6.0% in 1Q 2023). Revenue is forecast to grow 2.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings.
공시 • Mar 02mBank S.A., Annual General Meeting, Mar 27, 2024mBank S.A., Annual General Meeting, Mar 27, 2024, at 14:00 Central European Standard Time. Location: Warsaw, 18 Prosta Street Warsaw Poland Agenda: To approval of the Management Board Report on Performance of mBank S.A. Group in 2023; to approval of the Financial Statements of mBank S.A. for 2023; to division of the 2023 net profit; to division of the undivided profits from previous years; to approval of election to the Supervisory Board, on the basis of § 19 section 3 of the By-laws of mBank S.A; to approval of the Consolidated Financial Statements of mBank Group for 2023; and to discuss other matters.
공시 • Jan 19mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023mBank provided earnings guidance for the fourth quarter and fiscal year 2023. for the quarter, the company expects preliminary net result for the fourth quarter of 2023 will be negative or close to zero.For the year, the company expects net profit to be positive or close to zero.
공시 • Dec 20mBank S.A. to Report Fiscal Year 2023 Results on Feb 29, 2024mBank S.A. announced that they will report fiscal year 2023 results on Feb 29, 2024
공시 • Dec 12+ 4 more updatesmBank S.A. to Report Fiscal Year 2024 Results on Feb 28, 2025mBank S.A. announced that they will report fiscal year 2024 results on Feb 28, 2025
New Risk • Nov 03New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 66% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.
Reported Earnings • Nov 01Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: zł2.59b (up 131% from 3Q 2022). Net loss: zł83.0m (loss narrowed 96% from 3Q 2022). Revenue is forecast to grow 1.4% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 156 percentage points per year, which is a significant difference in performance.
공시 • Oct 21Marcus Chromik Steps Down from Supervisory Board at mBankOn 20 October 2023, Dr. Marcus Chromik submitted his resignation as a member of mBank's supervisory board to Professor Agnieszka Slomka - Golebiowska, Chairman of the Bank's Supervisory Board, effective 31 December 2023.
Reported Earnings • Aug 03Second quarter 2023 earnings released: zł0.37 loss per share (vs zł5.42 profit in 2Q 2022)Second quarter 2023 results: zł0.37 loss per share (down from zł5.42 profit in 2Q 2022). Revenue: zł2.56b (up 26% from 2Q 2022). Net loss: zł15.5m (down 107% from profit in 2Q 2022). Revenue is forecast to grow 5.5% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 126 percentage points per year, which is a significant difference in performance.
New Risk • Jun 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 30First quarter 2023 earnings releasedFirst quarter 2023 results: Revenue: zł2.41b (up 25% from 1Q 2022). Net income: zł142.8m (down 72% from 1Q 2022). Profit margin: 5.9% (down from 27% in 1Q 2022). Revenue is forecast to grow 5.0% p.a. on average during the next 3 years, compared to a 4.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 137 percentage points per year, which is a significant difference in performance.
Reported Earnings • Feb 10Full year 2022 earnings released: zł16.56 loss per share (vs zł27.82 loss in FY 2021)Full year 2022 results: zł16.56 loss per share (improved from zł27.82 loss in FY 2021). Revenue: zł7.45b (up 36% from FY 2021). Net loss: zł702.7m (loss narrowed 40% from FY 2021). Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 7.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 104 percentage points per year, which is a significant difference in performance.
공시 • Feb 10mBank S.A. Provides Earnings Guidance for the Year 2023mBank S.A. provided earnings guidance for the year 2023. The company expects to generate a net profit in 2023 after suffering a PLN 702.7 million group net loss in 2022.
Recent Insider Transactions • Jan 30Key Executive recently sold €153k worth of stockOn the 26th of January, Krzysztof Dabrowski sold around 2k shares on-market at roughly €68.39 per share. This transaction amounted to 100% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Krzysztof's only on-market trade for the last 12 months.
공시 • Jan 19mBank S.A. Announces CFO ChangesmBank S.A. announced that received a resignation from its CFO Andreas Boeger effective April 30, 2023 and may appoint Commerzbank insider Pascal Ruhland as a replacement.
공시 • Dec 24+ 3 more updatesmBank S.A. to Report Q4, 2023 Results on Feb 09, 2024mBank S.A. announced that they will report Q4, 2023 results on Feb 09, 2024
공시 • Sep 29mBank S.A. Provides Earnings Guidance for the Year 2022mBank S.A. provided earnings guidance for the year 2022. mBank expects to report a net loss for 2022 as provisioning for legal risk related to FX mortgage loans will soar by PLN 2.34 billion in third quarter to PLN 6.80 billion.
Reported Earnings • Aug 05Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: zł2.04b (up 60% from 2Q 2021). Net income: zł229.7m (up 111% from 2Q 2021). Profit margin: 11% (up from 8.5% in 2Q 2021). Over the next year, revenue is forecast to grow 27%, compared to a 15% growth forecast for the industry in Germany.
공시 • Aug 04mBank S.A. Provides Sales Guidance for the Third and Fourth Quarter of 2022mBank S.A. provided sales guidance for the third and fourth quarter of 2022. For the third quarter, the company expects sales will be significantly lower than second quarter. For the fourth quarter, the company expects sales may pick up.
Reported Earnings • May 12First quarter 2022 earnings released: EPS: zł12.09 (vs zł7.49 in 1Q 2021)First quarter 2022 results: EPS: zł12.09 (up from zł7.49 in 1Q 2021). Revenue: zł1.91b (up 35% from 1Q 2021). Net income: zł512.3m (up 62% from 1Q 2021). Profit margin: 27% (up from 22% in 1Q 2021). Over the next year, revenue is forecast to grow 32%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 77 percentage points per year, which is a significant difference in performance.
공시 • May 02mBank S.A. to Report Q4, 2022 Results on Feb 09, 2023mBank S.A. announced that they will report Q4, 2022 results on Feb 09, 2023
공시 • Mar 06mBank S.A., Annual General Meeting, Mar 31, 2022mBank S.A., Annual General Meeting, Mar 31, 2022, at 14:00 Central European Standard Time. Location: 18 Prosta Street Warsaw Poland Agenda: To consider Statement by the President of the Management Board of mBank S.A.; presentation of the Management Board Report on the Business of mBank Group, including the Management Board Report on the Business of mBank S.A. for 2021, the financial statements of mBank S.A. for the financial year 2021 and the consolidated financial statements of mBank Group for 2021;to consider statement by the Chairperson of the Supervisory Board of mBank S.A. and presentation of the Report on activities of the Supervisory Board and the present position of mBank SA; to consider review of the Management Board Report on the Business of mBank Group, including the Management Board Report on the Business of mBank S.A. for 2021, Report of the Supervisory Board of mBank S.A., and the financial statements of mBank S.A. for 2021; to consider Review of the consolidated financial statements of mBank Group for 2021; and to consider other matters.
공시 • Feb 10mBank Announces Court Rejection of FX Loan Class Action SuitmBank announced court rejection of an FX loan class action suit filed by a group of 1.7k borrowers seeking invalidation of their loan contracts.
Reported Earnings • Feb 09Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: zł27.82 loss per share (down from zł2.45 profit in FY 2020). Revenue: zł5.55b (up 18% from FY 2020). Net loss: zł1.18b (down zł1.28b from profit in FY 2020). Revenue exceeded analyst estimates by 2.2%. Over the next year, revenue is forecast to grow 20%, compared to a 12% growth forecast for the banks industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 79 percentage points per year, which is a significant difference in performance.
공시 • Feb 09mBank S.A. Provides Earnings Guidance for the Year 2022mBank S.A. provided earnings guidance for the year 2022. The company expects its net interest income will increase to above PLN 5 billion in 2022.
공시 • Jan 25mBank S.A. Provides Earnings Guidance for the Year 2021mBank S.A. provided earnings guidance for the year 2021. mBank expects to post a net group loss of PLN 1.2 billion in 2021 after booking a PLN 2.006 billion in legal risk provisioning in fourth quarter.
Buying Opportunity • Jan 14Now 22% undervaluedOver the last 90 days, the stock is up 1.3%. The fair value is estimated to be zł138, however is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 5.9% per annum over the last 3 years. Earnings per share has declined by 54% per annum over the last 3 years.
Valuation Update With 7 Day Price Move • Jan 08Investor sentiment improved over the past weekAfter last week's 20% share price gain to €107, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 11x in the Banks industry in Europe. Total returns to shareholders of 8.2% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €139 per share.
Reported Earnings • Nov 04Third quarter 2021 earnings releasedThe company reported a soft third quarter result with weaker earnings and profit margins, although revenues improved. Third quarter 2021 results: Revenue: zł1.37b (up 15% from 3Q 2020). Net income: zł26.6m (down 74% from 3Q 2020). Profit margin: 1.9% (down from 8.4% in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 54% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
Reported Earnings • Aug 04Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: zł1.30b (up 14% from 2Q 2020). Net income: zł108.7m (up 25% from 2Q 2020). Profit margin: 8.4% (up from 7.6% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 48% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Valuation Update With 7 Day Price Move • Jun 26Investor sentiment improved over the past weekAfter last week's 17% share price gain to zł74.75, the stock trades at a forward P/E ratio of 17x. Average forward P/E is 11x in the Banks industry in Europe. Total loss to shareholders of 17% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €96.64 per share.
Valuation Update With 7 Day Price Move • May 11Investor sentiment improved over the past weekAfter last week's 18% share price gain to zł59.20, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 11x in the Banks industry in Europe. Total returns to shareholders of 53% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €91.89 per share.
Reported Earnings • May 02First quarter 2021 earnings released: EPS zł7.49 (vs zł2.15 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: zł1.44b (up 35% from 1Q 2020). Net income: zł317.1m (up 249% from 1Q 2020). Profit margin: 22% (up from 8.6% in 1Q 2020).
공시 • Apr 30mBank S.A. Reports Impairment Loss for the First Quarter of 2021mBank S.A. reported impairment loss for the first Quarter of 2021. For the quarter, the company reported impairment loss of PLN 468.1 million.
Executive Departure • Mar 30Member of Supervisory Board has left the companyOn the 25th of March, Sabine Schmittroth's tenure as Member of Supervisory Board ended after less than a year in the role. We don't have any record of a personal shareholding under Sabine's name. A total of 5 executives have left over the last 12 months.
공시 • Mar 05mBank Gets Regulator's Nod to Appoint Marek Lusztyn as chief risk officermBank secured financial market regulator KNF's nod to appoint Marek Lusztyn as the bank's chief risk officer.
공시 • Feb 26mBank S.A., Annual General Meeting, Mar 24, 2021mBank S.A., Annual General Meeting, Mar 24, 2021, at 15:00 Central European Standard Time. Agenda: To consider statement by the President of the Management Board of the Bank presenting the following: Report of the Management Board on the Business of the Bank and the Financial Statements of the Bank for the financial year 2020, Report on the Business of mBank Group for 2020 and the consolidated financial statements of mBank Group for 2020; to consider statement by the Chairperson of the Supervisory Board of mBank S.A. and presentation of the Report on activities of the Supervisory Board and the present position of mBank SA; to consider review of the Management Board Report on the Business of mBank Group, including the Management Board Report on the Business of mBank S.A. for 2020, Report of the Supervisory Board of mBank S.A., and the financial statements of mBank S.A. for 2020; to consider Review of the consolidated financial statements of mBank Group for 2020; and to consider other matters.
Is New 90 Day High Low • Feb 18New 90-day high: €47.50The company is up 33% from its price of €35.74 on 19 November 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 4.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €61.47 per share.
Reported Earnings • Feb 11Full year 2020 earnings released: EPS zł2.45 (vs zł23.86 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: zł4.81b (down 2.2% from FY 2019). Net income: zł103.8m (down 90% from FY 2019). Profit margin: 2.2% (down from 21% in FY 2019). The decrease in margin was primarily driven by higher expenses.
공시 • Feb 06+ 3 more updatesmBank S.A. to Report Q3, 2021 Results on Nov 03, 2021mBank S.A. announced that they will report Q3, 2021 results on Nov 03, 2021
Valuation Update With 7 Day Price Move • Jan 12Investor sentiment improved over the past weekAfter last week's 16% share price gain to zł45.30, the stock is trading at a trailing P/E ratio of 23.5x, up from the previous P/E ratio of 20.3x. This compares to an average P/E of 12x in the Banks industry in Europe. Total return to shareholders over the past year is a loss of 48%.
Is New 90 Day High Low • Jan 11New 90-day high: €45.30The company is up 25% from its price of €36.22 on 13 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 13% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €44.73 per share.
Valuation Update With 7 Day Price Move • Dec 10Market bids up stock over the past weekAfter last week's 32% share price gain to zł43.56, the stock is trading at a trailing P/E ratio of 20.2x, up from the previous P/E ratio of 15.4x. This compares to an average P/E of 11x in the Banks industry in Europe. Total return to shareholders over the past year is a loss of 48%.
Is New 90 Day High Low • Dec 10New 90-day high: €43.56The company is up 9.0% from its price of €39.84 on 11 September 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. However, its price trend is similar to the Banks industry, which is also up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €29.89 per share.
Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 19% share price gain to zł32.68, the stock is trading at a trailing P/E ratio of 18.1x, up from the previous P/E ratio of 15.2x. This compares to an average P/E of 10x in the Banks industry in Europe. Total return to shareholders over the past year is a loss of 64%.
공시 • Nov 11mBank Selects kACE Treasury Pricing System for Forward Pricing and PublishingkACE, a division of Fenics Software Limited, an entity within the BGC Partners Inc. group of companies announced it has signed up mBank to utilize kACE's treasury pricing system, kACE Treasury, to enable the bank to price and distribute FX products through its e-commerce platform and across the institution. kACE Treasury is fully integrated with the bank's existing treasury systems, both proprietary and those provided by third parties, to allow for a seamless workflow solution for its users. mBank will be publishing 54 currency pairs and crosses.
Valuation Update With 7 Day Price Move • Oct 30Market pulls back on stock over the past weekAfter last week's 17% share price decline to zł26.30, the stock is trading at a trailing P/E ratio of 7.5x, down from the previous P/E ratio of 8.9x. This compares to an average P/E of 21x in the Banks industry in Germany. Total return to shareholders over the past year is a loss of 70%.
Is New 90 Day High Low • Oct 15New 90-day low: €32.54The company is down 30% from its price of €46.48 on 17 July 2020. The German market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is flat over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €42.54 per share.
공시 • Oct 05BRE Bank SA to Report Q4, 2009 Results on 02/09/2010BRE Bank SA announced that they will report Q4, 2009 results on 02/09/2010
Is New 90 Day High Low • Sep 26New 90-day low: €36.28The company is down 31% from its price of €52.65 on 26 June 2020. The German market is up 3.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 5.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €45.28 per share.