View ValuationCVB Financial 향후 성장Future 기준 점검 5/6CVB Financial은 연간 수입과 매출이 각각 28%와 23.4% 증가할 것으로 예상되고 EPS는 연간 13.4%만큼 증가할 것으로 예상됩니다.핵심 정보28.0%이익 성장률13.35%EPS 성장률Banks 이익 성장8.2%매출 성장률23.4%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트27 Apr 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesRecent Insider Transactions • May 20Independent Vice Chairman of the Board recently bought €853k worth of stockOn the 12th of May, George Borba bought around 50k shares on-market at roughly €16.98 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €2.6m worth in shares.공시 • Apr 18+ 1 more updateCVB Financial Corp. and Citizens Business Bank Announces Board AdditionsCVB Financial Corp. announced that the planned mergers between CVB Financial Corp. and Heritage Commerce Corp, and between CVBF’s wholly owned banking subsidiary, Citizens Business Bank and HTBK’s wholly-owned banking subsidiary, Heritage Bank of Commerce, were completed on April 17, 2026. HTBK was merged with and into CVBF, and HBC was merged with and into CBB, in accordance with the terms and conditions of that certain Agreement and Plan of Reorganization and Merger, dated as of December 17, 2025, by and between CVBF and HTBK, in an all-stock transaction. Two Heritage directors, Clay Jones and Julianne Biagini-Komas, are joining CVBF’s and CBB’s respective Boards of Directors. Their addition increases the number of CVBF and CBB directors from nine to eleven.공시 • Mar 19CVB Financial Corp. Announces Quarterly Cash Dividend for First Quarter of 2026, Payable on or About April 15, 2026CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the first quarter of 2026. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on March 18, 2026. The quarterly dividend will be payable on or about April 15, 2026, to shareholders of record as of April 01, 2026.공시 • Feb 20+ 1 more updateCVB Financial Corp., Annual General Meeting, May 20, 2026CVB Financial Corp., Annual General Meeting, May 20, 2026.공시 • Dec 18CVB Financial Corp. (NasdaqGS:CVBF) entered into a definitive agreement to acquire Heritage Commerce Corp (NasdaqGS:HTBK) for approximately $810 million.CVB Financial Corp. (NasdaqGS:CVBF) entered into a definitive agreement to acquire Heritage Commerce Corp (NasdaqGS:HTBK) for approximately $810 million on December 17, 2025. Under the terms of the agreement, HTBK shareholders will receive 0.6500 shares of CVBF common stock for each HTBK share. Heritage Commerce Corp will merge with and into the CVB Financial Corp., with the CVB continuing as the surviving corporation. Upon closing, CVBF shareholders will own approximately 77% and HTBK shareholders will own approximately 23% of the combined company. David Brager will retain his role as Chief Executive Officer of Citizens and Clay Jones, President and Chief Executive Officer of Heritage, will join Citizens as President of the combined organization. Two of Heritage’s current directors will join the Citizens’ Board of Directors. The transaction is subject to customary regulatory approvals, Heritage and Citizens shareholder approvals, and other closing conditions. The merger has been unanimously approved by the respective Boards of Directors of both companies. The expected completion of the transaction is in the second quarter of 2026. The transaction is expected to be immediately accretive to Citizens’ earnings per share. JPMorgan Chase & Co. acted as financial advisor for CVB Financial Corp. Craig Miller, Veronica Lah, David Herbst, Jeff Mannisto, Chris Wanger, Brandon Reilly, Michel Narganes, Andrew Satenberg, and Hope Adams of Manatt, Phelps & Phillips, LLP acted as legal advisor for CVB Financial Corp. Piper Sandler & Co. acted as financial advisor and Wachtell, Lipton, Rosen & Katz LLP acted as legal advisor for Heritage Commerce Corp.공시 • Dec 13CVB Financial Corp. Announces Cash Dividend with Respect to the Fourth Quarter of 2025, Payable on or About January 13, 2026CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the fourth quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on December 12, 2025. The quarterly dividend will be payable on or about January 13, 2026 to shareholders of record as of December 29, 2025.공시 • Oct 24+ 1 more updateCVB Financial Corp. and Citizens Business Bank Announces Appointment of Tim Stephens as DirectorCVB Financial Corp. announced the appointment of Tim Stephens as a Director of CVB Financial Corp. Mr. Stephens has also been appointed to the Board of Directors of Citizens Business Bank. His addition increases the number of board members for both CVB Financial Corp. and Citizens Business Bank from eight to nine. Mr. Stephens is a seasoned financial executive with more than 33 years of experience in business and information technology. He retired from EY in 2024 after a distinguished 27-year career with the global professional services firm. At EY, he served as a global client service partner, leading high-performing teams and delivering strategic solutions across a range of industries. Throughout his career, Mr. Stephens specialized in banking and capital markets, information technology, insurance, and asset management. He brings extensive regulatory experience in financial services, having worked closely with both federal and state regulators. His areas of expertise include internal audit, risk management, information security, and compliance. Mr. Stephens holds a Master of Science in Accounting and a Bachelor of Science in Business Administration from the University of Colorado.공시 • Sep 18CVB Financial Corp. Announces Cash Dividend for the Third Quarter of 2025, Payable on or About October 16, 2025CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the third quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on September 17, 2025. The quarterly dividend will be payable on or about October 16, 2025 to shareholders of record as of October 1, 2025.공시 • Jul 24CVB Financial Corp. Provides Net Charge-Offs for the Second Quarter Ended June 30, 2025CVB Financial Corp. provided Net charge-offs for the second quarter ended June 30, 2025. Net charge-offs were $249,00 against $31,000 a year ago.공시 • Jun 30CVB Financial Corp.(NasdaqGS:CVBF) dropped from Russell 2000 Dynamic IndexCVB Financial Corp.(NasdaqGS:CVBF) dropped from Russell 2000 Dynamic Index공시 • Jun 26CVB Financial Corp. Announces Quarterly Cash Dividend, Payable on or About July 24, 2025CVB Financial Corp. announced a $0.20 per share cash dividend with respect to the second quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on June 25, 2025. The quarterly dividend will be payable on or about July 24, 2025 to shareholders of record as of July 10, 2025.공시 • Apr 11CVB Financial Corp., Annual General Meeting, May 21, 2025CVB Financial Corp., Annual General Meeting, May 21, 2025. Location: cvb financial corp. corporate headquarters, 701 north haven avenue, ca 91764., ontario Canada공시 • Mar 20CVB Financial Corp. Announces Dividend for the First Quarter of 2025, Payable on or About April 16, 2025CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the first quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on March 19, 2025. The quarterly dividend will be payable on or about April 16, 2025 to shareholders of record as of April 2, 2025.공시 • Dec 17CVB Financial Corp. Approves Quarterly Cash Dividend for the Fourth Quarter of 2024, Payable on or About January 15, 2025CVB Financial Corp. announced a twenty cents ($0.20) per share cash dividend with respect to the fourth quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on December 16, 2024. The quarterly dividend will be payable on or about January 15, 2025 to shareholders of record as of December 31, 2024.Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €21.00, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €39.59 per share.공시 • Oct 28Cvb Financial Corp. and Citizens Business Bank Announces Executive Changes, Effective November 22, 2024On October 21, 2024, Francene LaPoint, Chief Accounting Officer of CVB Financial Corp. and its wholly-owned subsidiary, Citizens Business Bank, gave notice of her intention to resign from the Company for another opportunity, effective November 22, 2024. Ms. LaPoint’s departure is not the result of a disagreement with the Company on any matter related to the Company’s financial statements, operations, policies or practices or any issues regarding accounting policies or practices. Ms. LaPoint will remain with the Company through November 22, 2024 to help ensure an orderly transition to her successor. Ms. LaPoint was appointed as the Company’s Chief Accounting Officer in May 2021 after serving as the Company’s Controller since January 2012. E. Allen Nicholson, the Company’s current Executive Vice President and Chief Financial Officer and the Company’s principal financial officer, will also serve as the Company’s principal accounting officer following the effective date of Ms. LaPoint’s resignation on an interim basis until a qualified successor is appointed.Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.37 (vs US$0.41 in 3Q 2023)Third quarter 2024 results: EPS: US$0.37 (down from US$0.41 in 3Q 2023). Revenue: US$126.5m (down 6.8% from 3Q 2023). Net income: US$51.2m (down 11% from 3Q 2023). Profit margin: 41% (down from 42% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 3.7% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 1% per year.Declared Dividend • Sep 23Second quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 30th September 2024 Payment date: 14th October 2024 Dividend yield will be 4.6%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.공시 • Sep 17CVB Financial Corp. Announces Quarterly Cash Dividend, Payable on or About October 14, 2024CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the third quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on September 16, 2024. The quarterly dividend will be payable on or about October 14, 2024 to shareholders of record as of September 30, 2024.Reported Earnings • Jul 25Second quarter 2024 earnings released: EPS: US$0.36 (vs US$0.40 in 2Q 2023)Second quarter 2024 results: EPS: US$0.36 (down from US$0.40 in 2Q 2023). Revenue: US$125.3m (down 4.3% from 2Q 2023). Net income: US$50.0m (down 9.7% from 2Q 2023). Profit margin: 40% (down from 42% in 2Q 2023). Revenue is forecast to grow 1.9% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has increased by 4% per year.Declared Dividend • Jul 01First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 11th July 2024 Payment date: 25th July 2024 Dividend yield will be 4.8%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.공시 • Jun 27CVB Financial Corp. Announces Quarterly Cash Dividend, Payable on or About July 25, 2024CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the second quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on June 26, 2024. The quarterly dividend will be payable on or about July 25, 2024 to shareholders of record as of July 11, 2024.Recent Insider Transactions • Jun 19Independent Vice Chairman of the Board recently bought €579k worth of stockOn the 17th of June, George Borba bought around 39k shares on-market at roughly €14.91 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €11m worth in shares.New Risk • Apr 29New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.35 (vs US$0.42 in 1Q 2023)First quarter 2024 results: EPS: US$0.35 (down from US$0.42 in 1Q 2023). Revenue: US$126.6m (down 7.9% from 1Q 2023). Net income: US$48.6m (down 17% from 1Q 2023). Profit margin: 38% (down from 43% in 1Q 2023). Revenue is forecast to grow 1.8% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.공시 • Apr 02CVB Financial Corp., Annual General Meeting, May 15, 2024CVB Financial Corp., Annual General Meeting, May 15, 2024, at 08:00 Pacific Daylight. Location: 701 North Haven Avenue Ontario Canada Agenda: To consider Election of Directors; to consider Advisory Compensation Vote; to consider Ratification of Appointment of KPMG LLP as independent registered public accountants for 2024; and to consider any other matters.Declared Dividend • Mar 25Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 2nd April 2024 Payment date: 17th April 2024 Dividend yield will be 4.8%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by earnings (50% payout ratio) and is expected to be covered in 3 years' time (53% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 1.7% over the next 2 years. However, it would need to fall by 44% to increase the payout ratio to a potentially unsustainable range.공시 • Mar 21CVB Financial Corp. Announces Cash Dividend with Respect to the First Quarter of 2024, Payable on April 17, 2024CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the first quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on March 20, 2024. The quarterly dividend will be payable on or about April 17, 2024 to shareholders of record as of April 3, 2024.Reported Earnings • Mar 03Full year 2023 earnings released: EPS: US$1.59 (vs US$1.68 in FY 2022)Full year 2023 results: EPS: US$1.59 (down from US$1.68 in FY 2022). Revenue: US$544.4m (flat on FY 2022). Net income: US$219.9m (down 6.0% from FY 2022). Profit margin: 40% (down from 43% in FY 2022). Net interest margin (NIM): 3.31% (up from 3.30% in FY 2022). Cost-to-income ratio: 42.0% (up from 39.0% in FY 2022). Non-performing loans: 0.24% (up from 0.05% in FY 2022). Revenue is forecast to stay flat during the next 2 years compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Kim Sheehy was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Feb 08Independent Vice Chairman of the Board recently bought €930k worth of stockOn the 6th of February, George Borba bought around 60k shares on-market at roughly €15.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €10m worth in shares.New Risk • Jan 31New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$1.60 (vs US$1.68 in FY 2022)Full year 2023 results: EPS: US$1.60 (down from US$1.68 in FY 2022). Revenue: US$545.3m (flat on FY 2022). Net income: US$221.4m (down 5.3% from FY 2022). Profit margin: 41% (down from 43% in FY 2022). Revenue is forecast to grow 1.8% p.a. on average during the next 2 years, compared to a 1.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Dec 28Upcoming dividend of US$0.20 per share at 3.9% yieldEligible shareholders must have bought the stock before 04 January 2024. Payment date: 22 January 2024. Payout ratio is a comfortable 47% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.2%).공시 • Dec 21CVB Financial Corp. Announces Cash Dividend for the Fourth Quarter of 2023, Payable on or About January 22, 2024CVB Financial Corp. announced a $0.20 per share cash dividend with respect to the fourth quarter of 2023. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on December 20, 2023. The quarterly dividend will be payable on or about January 22, 2024 to shareholders of record as of January 5, 2024.New Risk • Dec 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Recent Insider Transactions • Nov 05Independent Vice Chairman of the Board recently bought €4.7m worth of stockOn the 2nd of November, George Borba bought around 309k shares on-market at roughly €15.21 per share. This transaction amounted to 4.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €9.3m worth in shares.New Risk • Oct 27New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Oct 26Third quarter 2023 earnings released: EPS: US$0.42 (vs US$0.46 in 3Q 2022)Third quarter 2023 results: EPS: US$0.42 (down from US$0.46 in 3Q 2022). Revenue: US$135.7m (down 3.9% from 3Q 2022). Net income: US$57.9m (down 9.8% from 3Q 2022). Profit margin: 43% (down from 46% in 3Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Upcoming Dividend • Sep 26Upcoming dividend of US$0.20 per share at 4.8% yieldEligible shareholders must have bought the stock before 03 October 2023. Payment date: 19 October 2023. Payout ratio is a comfortable 45% and this is well supported by cash flows. Trailing yield: 4.8%. Within top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.1%).공시 • Sep 21CVB Financial Corp. Announces Cash Dividend for the Third Quarter of 2023, Payable on or About October 19, 2023CVB Financial Corp. announced $0.20 per share cash dividend with respect to the third quarter of 2023. This dividend was approved at the Company's regularly scheduled Board of Directors meeting held on September 20, 2023. The quarterly dividend will be payable on or about October 19, 2023 to shareholders of record as of October 4, 2023.Recent Insider Transactions • Aug 11Independent Vice Chairman of the Board recently bought €4.6m worth of stockOn the 8th of August, George Borba bought around 258k shares on-market at roughly €17.70 per share. This transaction amounted to 3.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was George's only on-market trade for the last 12 months.Reported Earnings • Jul 27Second quarter 2023 earnings released: EPS: US$0.40 (vs US$0.42 in 2Q 2022)Second quarter 2023 results: EPS: US$0.40 (down from US$0.42 in 2Q 2022). Revenue: US$131.7m (down 1.0% from 2Q 2022). Net income: US$55.8m (down 4.9% from 2Q 2022). Profit margin: 42% (down from 44% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 4.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Jul 25Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €15.00, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 9.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €27.86 per share.Upcoming Dividend • Jun 28Upcoming dividend of US$0.20 per share at 5.9% yieldEligible shareholders must have bought the stock before 05 July 2023. Payment date: 20 July 2023. Payout ratio is a comfortable 44% and this is well supported by cash flows. Trailing yield: 5.9%. Within top quartile of German dividend payers (4.8%). In line with average of industry peers (6.2%).공시 • Jun 22CVB Financial Corp. Declares Quarterly Dividend, Payable on or About July 20, 2023CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the second quarter of 2023. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on June 21, 2023. The quarterly dividend will be payable on or about July 20, 2023 to shareholders of record as of July 6, 2023.Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 23%After last week's 23% share price gain to €13.80, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 11% over the past three years.Valuation Update With 7 Day Price Move • May 04Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €11.10, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 30% over the past three years.Reported Earnings • Apr 28First quarter 2023 earnings released: EPS: US$0.43 (vs US$0.31 in 1Q 2022)First quarter 2023 results: EPS: US$0.43 (up from US$0.31 in 1Q 2022). Revenue: US$137.4m (up 14% from 1Q 2022). Net income: US$59.3m (up 31% from 1Q 2022). Profit margin: 43% (up from 37% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.2% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to €16.80, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 10% over the past three years.Reported Earnings • Mar 06Full year 2022 earnings released: EPS: US$1.68 (vs US$1.57 in FY 2021)Full year 2022 results: EPS: US$1.68 (up from US$1.57 in FY 2021). Revenue: US$541.3m (up 12% from FY 2021). Net income: US$233.9m (up 11% from FY 2021). Profit margin: 43% (in line with FY 2021). Net interest margin (NIM): 3.30% (up from 2.97% in FY 2021). Cost-to-income ratio: 39.0% (down from 41.1% in FY 2021). Non-performing loans: 0.05% (down from 0.09% in FY 2021). Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 13% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Jan 26Full year 2022 earnings released: EPS: US$1.67 (vs US$1.57 in FY 2021)Full year 2022 results: EPS: US$1.67 (up from US$1.57 in FY 2021). Revenue: US$544.9m (up 13% from FY 2021). Net income: US$235.4m (up 11% from FY 2021). Profit margin: 43% (in line with FY 2021). Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.공시 • Dec 15CVB Financial Corp. Announces Dividend for the Fourth Quarter of 2022, Payable on or About January 13, 2023CVB Financial Corp. announced $0.20 per share cash dividend with respect to the fourth quarter of 2022. This dividend was approved at the company's regularly scheduled Board of Directors meeting held on December 14, 2022. The quarterly dividend will be payable on or about January 13, 2023 to shareholders of record as of December 29, 2022.공시 • Nov 05Boards of Directors of CVB Financial Corp. and Citizens Business Bank Announces the Passing of Rodrigo Guerra, Jr., DirectorBoards of Directors of CVB Financial Corp. and Citizens Business Bank announced the passing of Rodrigo Guerra, Jr., director. Mr. Guerra joined Boards in 2017, he most recently served as Chair of CVBF’s Nominating and Corporate Governance Committee, and as a member of CVBF’s Audit and Compensation Committees, while also serving as a member of CBB’s Balance Sheet Management, Risk Management and Trust Services Committees. Prior to joining their Boards, Mr. Guerra was a longtime partner at the prominent law firm of Skadden, Arps, Slate, Meagher & Flom, LLP, where he represented leading companies and investment banks in a broad range of corporate and financial transactions.Reported Earnings • Oct 21Third quarter 2022 earnings released: EPS: US$0.47 (vs US$0.37 in 3Q 2021)Third quarter 2022 results: EPS: US$0.47 (up from US$0.37 in 3Q 2021). Revenue: US$142.9m (up 21% from 3Q 2021). Net income: US$64.6m (up 31% from 3Q 2021). Profit margin: 45% (up from 42% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Sep 27Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 04 October 2022. Payment date: 20 October 2022. Payout ratio is a comfortable 50% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (5.3%). Lower than average of industry peers (6.6%).공시 • Sep 22CVB Financial Corp. Announces Cash Dividend for the Third Quarter of 2022, Payable on or About October 20, 2022CVB Financial Corp. announced 20 cents ($0.20) per share cash dividend with respect to the third quarter of 2022. This amounts to a quarterly dividend increase of 1 cent ($0.01) per share, compared to the $0.19 per share dividend for the second quarter of 2022, and represents the Company’s 132nd consecutive quarterly cash dividend. This dividend increase was approved at the Company’s regularly scheduled Board of Directors meeting held on September 21, 2022. The quarterly dividend will be payable on or about October 20, 2022 to shareholders of record as of October 5, 2022.Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.42 (vs US$0.38 in 2Q 2021)Second quarter 2022 results: EPS: US$0.42 (up from US$0.38 in 2Q 2021). Net income: US$59.1m (up 16% from 2Q 2021). Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 9% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Jun 22Upcoming dividend of US$0.19 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 15 July 2022. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (4.4%). Lower than average of industry peers (6.6%).공시 • Jun 16+ 1 more updateCVB Financial Corp. Appoints Kimberly Sheehy as A Board Member and as Member of Compensation Committee and Nominating and Corporate Governance CommitteeCVB Financial Corp. announced the appointment of Kimberly Sheehy as a Board Member. Her appointment increases the current total authorized board members for each of CVBF and CBB from eight to nine. Ms. Sheehy will serve as Chair of CVBF’s Audit Committee and as a member of CVBF’s Compensation Committee and Nominating and Corporate Governance Committee Ms. Sheehy is a seasoned financial executive with more than 30 years of successful experience across the telecommunications, technology, SaaS, data center, software development, and REIT industries. Throughout her distinguished career as an executive, she held senior leadership positions at companies including StackPath, CyrusOne and Cincinnati Bell. Ms. Sheehy holds a B.S. in Accounting from the University of Cincinnati and is a Certified Public Accountant. In 2013, she was named CFO of the Year by the Dallas Business Journal.Recent Insider Transactions • May 25Independent Director recently sold €159k worth of stockOn the 23rd of May, Anna Kan sold around 7k shares on-market at roughly €22.65 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €302k more than they bought in the last 12 months.공시 • May 19Cvb Financial Corp. Announces Executive ChangesCVB Financial Corp. announced that Raymond V. O'Brien III has decided to step aside as Chairman of the Boards of CVBF and CBB, effective following the end of his current term as Chairman at CVBF's and CBB's respective annual meetings on May 18, 2022. Mr. O'Brien will continue to serve as a director of CVBF and CBB, and he was elected as Chair of CBB's Board Credit Committee at CBB's annual organizational meeting immediately following the annual meeting. The Company also announced that the Board of Directors has elected current director Hal W. Oswalt as Chairman of the Boards of CVBF and CBB. Mr. Oswalt will assume this role immediately. Mr. Oswalt has been a director of CVBF and CBB since 2014. He is a veteran of the U.S. Banking industry having served as CEO, Director and President of several community banks as well as President and Managing Director of two different national financial consulting firms. He will continue to serve as Chair of CVBF's Compensation Committee.Reported Earnings • May 12First quarter 2022 earnings released: EPS: US$0.31 (vs US$0.47 in 1Q 2021)First quarter 2022 results: EPS: US$0.31 (down from US$0.47 in 1Q 2021). Revenue: US$121.1m (down 9.1% from 1Q 2021). Net income: US$45.3m (down 29% from 1Q 2021). Profit margin: 37% (down from 48% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the next year, revenue is forecast to grow 17%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 6% per year.Recent Insider Transactions • Apr 28Independent Director recently sold €143k worth of stockOn the 27th of April, Kristina Leslie sold around 6k shares on-market at roughly €22.37 per share. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.Reported Earnings • Apr 22First quarter 2022 earnings released: EPS: US$0.32 (vs US$0.47 in 1Q 2021)First quarter 2022 results: EPS: US$0.32 (down from US$0.47 in 1Q 2021). Revenue: US$121.1m (down 9.1% from 1Q 2021). Net income: US$45.6m (down 28% from 1Q 2021). Profit margin: 38% (down from 48% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the next year, revenue is forecast to grow 12%, compared to a 8.2% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 4% per year and the company’s share price has also increased by 4% per year.공시 • Apr 21CVB Financial Corp. Announces Impairment Results for the First Quarter Ended March 31, 2022CVB Financial Corp. announced impairment results for the first quarter ended March 31, 2022. For the quarter, the company reported net charge-offs of $5,000 against $2,387,000 a year ago.Reported Earnings • Mar 05Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.57 (up from US$1.30 in FY 2020). Revenue: US$483.5m (up 10.0% from FY 2020). Net income: US$211.6m (up 20% from FY 2020). Profit margin: 44% (up from 40% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.97% (down from 3.59% in FY 2020). Cost-to-income ratio: 41.1% (down from 41.4% in FY 2020). Non-performing loans: 0.09% (down from 0.17% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 4.4%, compared to a 9.0% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 4% per year.공시 • Feb 26CVB Financial Corp., Annual General Meeting, May 18, 2022CVB Financial Corp., Annual General Meeting, May 18, 2022. Agenda: To consider election of director; and to consider other business.공시 • Feb 25CVB Financial Corp. and Citizens Business Bank Announces Board RetirementsCVB Financial Corp. (CVBF), the holding company for Citizens Business Bank, announced that two of its directors, Kristina M. Leslie and Marshall V. Laitsch, have notified the Company of their intentions to retire from CVBF’s and CBB’s respective Boards of Directors (the “Boards”). Ms. Leslie and Mr. Laitsch have stated that they intend to serve out their current terms on the Boards but will not stand for reelection at CVBF’s annual shareholder meeting scheduled to take place on May 18, 2022, when their current terms as directors will expire.Reported Earnings • Jan 28Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.57 (up from US$1.30 in FY 2020). Revenue: US$487.4m (up 11% from FY 2020). Net income: US$212.5m (up 20% from FY 2020). Profit margin: 44% (up from 40% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 6.7%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 2% per year.공시 • Jan 27CVB Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2021CVB Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2021. For the quarter, the company reported net charge-offs of $345,000 against $177,000 a year ago.Executive Departure • Nov 29President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 29President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.Executive Departure • Nov 26President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.이익 및 매출 성장 예측DB:BCV - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2027804330N/AN/A512/31/2026709226N/AN/A53/31/2026519208237242N/A12/31/2025519208217221N/A9/30/2025509204247251N/A6/30/2025508202236241N/A3/31/2025507202209214N/A12/31/2024505199245250N/A9/30/2024518197219224N/A6/30/2024527204233237N/A3/31/2024534209299303N/A12/31/2023545220291296N/A9/30/2023550237314318N/A6/30/2023556244302307N/A3/31/2023558247264269N/A12/31/2022541234268274N/A9/30/2022510216255262N/A6/30/2022487201248253N/A3/31/2022471193218223N/A12/31/2021484212191195N/A9/30/2021485214179184N/A6/30/2021484212153159N/A3/31/2021472202152157N/A12/31/2020440177180185N/A9/30/2020443178194199N/A6/30/2020445181218223N/A3/31/2020461194224229N/A12/31/2019484207N/A208N/A9/30/2019485199N/A196N/A6/30/2019469187N/A179N/A3/31/2019431168N/A173N/A12/31/2018391152N/A165N/A9/30/2018352126N/A149N/A6/30/2018332117N/A142N/A3/31/2018332110N/A127N/A12/31/2017326104N/A138N/A9/30/2017320113N/A131N/A6/30/2017311109N/A129N/A3/31/2017304106N/A149N/A12/31/2016296101N/A125N/A9/30/2016294103N/A118N/A6/30/2016296105N/A115N/A3/31/2016294106N/A109N/A12/31/201529299N/A106N/A9/30/201529096N/A107N/A6/30/201528392N/A105N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: BCV 의 연간 예상 수익 증가율(28%)이 saving rate(1.9%)보다 높습니다.수익 vs 시장: BCV 의 연간 수익(28%)이 German 시장(17.1%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: BCV 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: BCV 의 수익(연간 23.4%)이 German 시장(연간 6.8%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: BCV 의 수익(연간 23.4%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: BCV의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/22 23:53종가2026/05/22 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스CVB Financial Corp.는 16명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Joseph GladueB. Riley Securities, Inc.Michael DianaCantor Fitzgerald & Co.Jeannette DarooshCitizens JMP Securities, LLC13명의 분석가 더 보기
Recent Insider Transactions • May 20Independent Vice Chairman of the Board recently bought €853k worth of stockOn the 12th of May, George Borba bought around 50k shares on-market at roughly €16.98 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €2.6m worth in shares.
공시 • Apr 18+ 1 more updateCVB Financial Corp. and Citizens Business Bank Announces Board AdditionsCVB Financial Corp. announced that the planned mergers between CVB Financial Corp. and Heritage Commerce Corp, and between CVBF’s wholly owned banking subsidiary, Citizens Business Bank and HTBK’s wholly-owned banking subsidiary, Heritage Bank of Commerce, were completed on April 17, 2026. HTBK was merged with and into CVBF, and HBC was merged with and into CBB, in accordance with the terms and conditions of that certain Agreement and Plan of Reorganization and Merger, dated as of December 17, 2025, by and between CVBF and HTBK, in an all-stock transaction. Two Heritage directors, Clay Jones and Julianne Biagini-Komas, are joining CVBF’s and CBB’s respective Boards of Directors. Their addition increases the number of CVBF and CBB directors from nine to eleven.
공시 • Mar 19CVB Financial Corp. Announces Quarterly Cash Dividend for First Quarter of 2026, Payable on or About April 15, 2026CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the first quarter of 2026. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on March 18, 2026. The quarterly dividend will be payable on or about April 15, 2026, to shareholders of record as of April 01, 2026.
공시 • Feb 20+ 1 more updateCVB Financial Corp., Annual General Meeting, May 20, 2026CVB Financial Corp., Annual General Meeting, May 20, 2026.
공시 • Dec 18CVB Financial Corp. (NasdaqGS:CVBF) entered into a definitive agreement to acquire Heritage Commerce Corp (NasdaqGS:HTBK) for approximately $810 million.CVB Financial Corp. (NasdaqGS:CVBF) entered into a definitive agreement to acquire Heritage Commerce Corp (NasdaqGS:HTBK) for approximately $810 million on December 17, 2025. Under the terms of the agreement, HTBK shareholders will receive 0.6500 shares of CVBF common stock for each HTBK share. Heritage Commerce Corp will merge with and into the CVB Financial Corp., with the CVB continuing as the surviving corporation. Upon closing, CVBF shareholders will own approximately 77% and HTBK shareholders will own approximately 23% of the combined company. David Brager will retain his role as Chief Executive Officer of Citizens and Clay Jones, President and Chief Executive Officer of Heritage, will join Citizens as President of the combined organization. Two of Heritage’s current directors will join the Citizens’ Board of Directors. The transaction is subject to customary regulatory approvals, Heritage and Citizens shareholder approvals, and other closing conditions. The merger has been unanimously approved by the respective Boards of Directors of both companies. The expected completion of the transaction is in the second quarter of 2026. The transaction is expected to be immediately accretive to Citizens’ earnings per share. JPMorgan Chase & Co. acted as financial advisor for CVB Financial Corp. Craig Miller, Veronica Lah, David Herbst, Jeff Mannisto, Chris Wanger, Brandon Reilly, Michel Narganes, Andrew Satenberg, and Hope Adams of Manatt, Phelps & Phillips, LLP acted as legal advisor for CVB Financial Corp. Piper Sandler & Co. acted as financial advisor and Wachtell, Lipton, Rosen & Katz LLP acted as legal advisor for Heritage Commerce Corp.
공시 • Dec 13CVB Financial Corp. Announces Cash Dividend with Respect to the Fourth Quarter of 2025, Payable on or About January 13, 2026CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the fourth quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on December 12, 2025. The quarterly dividend will be payable on or about January 13, 2026 to shareholders of record as of December 29, 2025.
공시 • Oct 24+ 1 more updateCVB Financial Corp. and Citizens Business Bank Announces Appointment of Tim Stephens as DirectorCVB Financial Corp. announced the appointment of Tim Stephens as a Director of CVB Financial Corp. Mr. Stephens has also been appointed to the Board of Directors of Citizens Business Bank. His addition increases the number of board members for both CVB Financial Corp. and Citizens Business Bank from eight to nine. Mr. Stephens is a seasoned financial executive with more than 33 years of experience in business and information technology. He retired from EY in 2024 after a distinguished 27-year career with the global professional services firm. At EY, he served as a global client service partner, leading high-performing teams and delivering strategic solutions across a range of industries. Throughout his career, Mr. Stephens specialized in banking and capital markets, information technology, insurance, and asset management. He brings extensive regulatory experience in financial services, having worked closely with both federal and state regulators. His areas of expertise include internal audit, risk management, information security, and compliance. Mr. Stephens holds a Master of Science in Accounting and a Bachelor of Science in Business Administration from the University of Colorado.
공시 • Sep 18CVB Financial Corp. Announces Cash Dividend for the Third Quarter of 2025, Payable on or About October 16, 2025CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the third quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on September 17, 2025. The quarterly dividend will be payable on or about October 16, 2025 to shareholders of record as of October 1, 2025.
공시 • Jul 24CVB Financial Corp. Provides Net Charge-Offs for the Second Quarter Ended June 30, 2025CVB Financial Corp. provided Net charge-offs for the second quarter ended June 30, 2025. Net charge-offs were $249,00 against $31,000 a year ago.
공시 • Jun 30CVB Financial Corp.(NasdaqGS:CVBF) dropped from Russell 2000 Dynamic IndexCVB Financial Corp.(NasdaqGS:CVBF) dropped from Russell 2000 Dynamic Index
공시 • Jun 26CVB Financial Corp. Announces Quarterly Cash Dividend, Payable on or About July 24, 2025CVB Financial Corp. announced a $0.20 per share cash dividend with respect to the second quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on June 25, 2025. The quarterly dividend will be payable on or about July 24, 2025 to shareholders of record as of July 10, 2025.
공시 • Apr 11CVB Financial Corp., Annual General Meeting, May 21, 2025CVB Financial Corp., Annual General Meeting, May 21, 2025. Location: cvb financial corp. corporate headquarters, 701 north haven avenue, ca 91764., ontario Canada
공시 • Mar 20CVB Financial Corp. Announces Dividend for the First Quarter of 2025, Payable on or About April 16, 2025CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the first quarter of 2025. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on March 19, 2025. The quarterly dividend will be payable on or about April 16, 2025 to shareholders of record as of April 2, 2025.
공시 • Dec 17CVB Financial Corp. Approves Quarterly Cash Dividend for the Fourth Quarter of 2024, Payable on or About January 15, 2025CVB Financial Corp. announced a twenty cents ($0.20) per share cash dividend with respect to the fourth quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on December 16, 2024. The quarterly dividend will be payable on or about January 15, 2025 to shareholders of record as of December 31, 2024.
Valuation Update With 7 Day Price Move • Nov 08Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €21.00, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 33% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €39.59 per share.
공시 • Oct 28Cvb Financial Corp. and Citizens Business Bank Announces Executive Changes, Effective November 22, 2024On October 21, 2024, Francene LaPoint, Chief Accounting Officer of CVB Financial Corp. and its wholly-owned subsidiary, Citizens Business Bank, gave notice of her intention to resign from the Company for another opportunity, effective November 22, 2024. Ms. LaPoint’s departure is not the result of a disagreement with the Company on any matter related to the Company’s financial statements, operations, policies or practices or any issues regarding accounting policies or practices. Ms. LaPoint will remain with the Company through November 22, 2024 to help ensure an orderly transition to her successor. Ms. LaPoint was appointed as the Company’s Chief Accounting Officer in May 2021 after serving as the Company’s Controller since January 2012. E. Allen Nicholson, the Company’s current Executive Vice President and Chief Financial Officer and the Company’s principal financial officer, will also serve as the Company’s principal accounting officer following the effective date of Ms. LaPoint’s resignation on an interim basis until a qualified successor is appointed.
Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.37 (vs US$0.41 in 3Q 2023)Third quarter 2024 results: EPS: US$0.37 (down from US$0.41 in 3Q 2023). Revenue: US$126.5m (down 6.8% from 3Q 2023). Net income: US$51.2m (down 11% from 3Q 2023). Profit margin: 41% (down from 42% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 3.7% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 1% per year.
Declared Dividend • Sep 23Second quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 30th September 2024 Payment date: 14th October 2024 Dividend yield will be 4.6%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.
공시 • Sep 17CVB Financial Corp. Announces Quarterly Cash Dividend, Payable on or About October 14, 2024CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the third quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on September 16, 2024. The quarterly dividend will be payable on or about October 14, 2024 to shareholders of record as of September 30, 2024.
Reported Earnings • Jul 25Second quarter 2024 earnings released: EPS: US$0.36 (vs US$0.40 in 2Q 2023)Second quarter 2024 results: EPS: US$0.36 (down from US$0.40 in 2Q 2023). Revenue: US$125.3m (down 4.3% from 2Q 2023). Net income: US$50.0m (down 9.7% from 2Q 2023). Profit margin: 40% (down from 42% in 2Q 2023). Revenue is forecast to grow 1.9% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 1% per year whereas the company’s share price has increased by 4% per year.
Declared Dividend • Jul 01First quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 11th July 2024 Payment date: 25th July 2024 Dividend yield will be 4.8%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to remain steady over the next year, which should provide adequate earnings cover for the dividend.
공시 • Jun 27CVB Financial Corp. Announces Quarterly Cash Dividend, Payable on or About July 25, 2024CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the second quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on June 26, 2024. The quarterly dividend will be payable on or about July 25, 2024 to shareholders of record as of July 11, 2024.
Recent Insider Transactions • Jun 19Independent Vice Chairman of the Board recently bought €579k worth of stockOn the 17th of June, George Borba bought around 39k shares on-market at roughly €14.91 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €11m worth in shares.
New Risk • Apr 29New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.1% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.35 (vs US$0.42 in 1Q 2023)First quarter 2024 results: EPS: US$0.35 (down from US$0.42 in 1Q 2023). Revenue: US$126.6m (down 7.9% from 1Q 2023). Net income: US$48.6m (down 17% from 1Q 2023). Profit margin: 38% (down from 43% in 1Q 2023). Revenue is forecast to grow 1.8% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
공시 • Apr 02CVB Financial Corp., Annual General Meeting, May 15, 2024CVB Financial Corp., Annual General Meeting, May 15, 2024, at 08:00 Pacific Daylight. Location: 701 North Haven Avenue Ontario Canada Agenda: To consider Election of Directors; to consider Advisory Compensation Vote; to consider Ratification of Appointment of KPMG LLP as independent registered public accountants for 2024; and to consider any other matters.
Declared Dividend • Mar 25Fourth quarter dividend of US$0.20 announcedShareholders will receive a dividend of US$0.20. Ex-date: 2nd April 2024 Payment date: 17th April 2024 Dividend yield will be 4.8%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by earnings (50% payout ratio) and is expected to be covered in 3 years' time (53% forecast payout ratio). The dividend has increased by an average of 7.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to decline by 1.7% over the next 2 years. However, it would need to fall by 44% to increase the payout ratio to a potentially unsustainable range.
공시 • Mar 21CVB Financial Corp. Announces Cash Dividend with Respect to the First Quarter of 2024, Payable on April 17, 2024CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the first quarter of 2024. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on March 20, 2024. The quarterly dividend will be payable on or about April 17, 2024 to shareholders of record as of April 3, 2024.
Reported Earnings • Mar 03Full year 2023 earnings released: EPS: US$1.59 (vs US$1.68 in FY 2022)Full year 2023 results: EPS: US$1.59 (down from US$1.68 in FY 2022). Revenue: US$544.4m (flat on FY 2022). Net income: US$219.9m (down 6.0% from FY 2022). Profit margin: 40% (down from 43% in FY 2022). Net interest margin (NIM): 3.31% (up from 3.30% in FY 2022). Cost-to-income ratio: 42.0% (up from 39.0% in FY 2022). Non-performing loans: 0.24% (up from 0.05% in FY 2022). Revenue is forecast to stay flat during the next 2 years compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Board Change • Mar 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 4 highly experienced directors. Independent Director Kim Sheehy was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Feb 08Independent Vice Chairman of the Board recently bought €930k worth of stockOn the 6th of February, George Borba bought around 60k shares on-market at roughly €15.61 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €10m worth in shares.
New Risk • Jan 31New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$1.60 (vs US$1.68 in FY 2022)Full year 2023 results: EPS: US$1.60 (down from US$1.68 in FY 2022). Revenue: US$545.3m (flat on FY 2022). Net income: US$221.4m (down 5.3% from FY 2022). Profit margin: 41% (down from 43% in FY 2022). Revenue is forecast to grow 1.8% p.a. on average during the next 2 years, compared to a 1.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Dec 28Upcoming dividend of US$0.20 per share at 3.9% yieldEligible shareholders must have bought the stock before 04 January 2024. Payment date: 22 January 2024. Payout ratio is a comfortable 47% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (5.1%). Lower than average of industry peers (6.2%).
공시 • Dec 21CVB Financial Corp. Announces Cash Dividend for the Fourth Quarter of 2023, Payable on or About January 22, 2024CVB Financial Corp. announced a $0.20 per share cash dividend with respect to the fourth quarter of 2023. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on December 20, 2023. The quarterly dividend will be payable on or about January 22, 2024 to shareholders of record as of January 5, 2024.
New Risk • Dec 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Recent Insider Transactions • Nov 05Independent Vice Chairman of the Board recently bought €4.7m worth of stockOn the 2nd of November, George Borba bought around 309k shares on-market at roughly €15.21 per share. This transaction amounted to 4.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. George has been a buyer over the last 12 months, purchasing a net total of €9.3m worth in shares.
New Risk • Oct 27New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.4% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Oct 26Third quarter 2023 earnings released: EPS: US$0.42 (vs US$0.46 in 3Q 2022)Third quarter 2023 results: EPS: US$0.42 (down from US$0.46 in 3Q 2022). Revenue: US$135.7m (down 3.9% from 3Q 2022). Net income: US$57.9m (down 9.8% from 3Q 2022). Profit margin: 43% (down from 46% in 3Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Sep 26Upcoming dividend of US$0.20 per share at 4.8% yieldEligible shareholders must have bought the stock before 03 October 2023. Payment date: 19 October 2023. Payout ratio is a comfortable 45% and this is well supported by cash flows. Trailing yield: 4.8%. Within top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.1%).
공시 • Sep 21CVB Financial Corp. Announces Cash Dividend for the Third Quarter of 2023, Payable on or About October 19, 2023CVB Financial Corp. announced $0.20 per share cash dividend with respect to the third quarter of 2023. This dividend was approved at the Company's regularly scheduled Board of Directors meeting held on September 20, 2023. The quarterly dividend will be payable on or about October 19, 2023 to shareholders of record as of October 4, 2023.
Recent Insider Transactions • Aug 11Independent Vice Chairman of the Board recently bought €4.6m worth of stockOn the 8th of August, George Borba bought around 258k shares on-market at roughly €17.70 per share. This transaction amounted to 3.7% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was George's only on-market trade for the last 12 months.
Reported Earnings • Jul 27Second quarter 2023 earnings released: EPS: US$0.40 (vs US$0.42 in 2Q 2022)Second quarter 2023 results: EPS: US$0.40 (down from US$0.42 in 2Q 2022). Revenue: US$131.7m (down 1.0% from 2Q 2022). Net income: US$55.8m (down 4.9% from 2Q 2022). Profit margin: 42% (down from 44% in 2Q 2022). Revenue is forecast to stay flat during the next 2 years compared to a 4.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Jul 25Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €15.00, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 9.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €27.86 per share.
Upcoming Dividend • Jun 28Upcoming dividend of US$0.20 per share at 5.9% yieldEligible shareholders must have bought the stock before 05 July 2023. Payment date: 20 July 2023. Payout ratio is a comfortable 44% and this is well supported by cash flows. Trailing yield: 5.9%. Within top quartile of German dividend payers (4.8%). In line with average of industry peers (6.2%).
공시 • Jun 22CVB Financial Corp. Declares Quarterly Dividend, Payable on or About July 20, 2023CVB Financial Corp. announced a twenty cent ($0.20) per share cash dividend with respect to the second quarter of 2023. This dividend was approved at the Company’s regularly scheduled Board of Directors meeting held on June 21, 2023. The quarterly dividend will be payable on or about July 20, 2023 to shareholders of record as of July 6, 2023.
Valuation Update With 7 Day Price Move • Jun 08Investor sentiment improves as stock rises 23%After last week's 23% share price gain to €13.80, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 11% over the past three years.
Valuation Update With 7 Day Price Move • May 04Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €11.10, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 30% over the past three years.
Reported Earnings • Apr 28First quarter 2023 earnings released: EPS: US$0.43 (vs US$0.31 in 1Q 2022)First quarter 2023 results: EPS: US$0.43 (up from US$0.31 in 1Q 2022). Revenue: US$137.4m (up 14% from 1Q 2022). Net income: US$59.3m (up 31% from 1Q 2022). Profit margin: 43% (up from 37% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.2% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 12% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Mar 15Investor sentiment deteriorates as stock falls 23%After last week's 23% share price decline to €16.80, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 10% over the past three years.
Reported Earnings • Mar 06Full year 2022 earnings released: EPS: US$1.68 (vs US$1.57 in FY 2021)Full year 2022 results: EPS: US$1.68 (up from US$1.57 in FY 2021). Revenue: US$541.3m (up 12% from FY 2021). Net income: US$233.9m (up 11% from FY 2021). Profit margin: 43% (in line with FY 2021). Net interest margin (NIM): 3.30% (up from 2.97% in FY 2021). Cost-to-income ratio: 39.0% (down from 41.1% in FY 2021). Non-performing loans: 0.05% (down from 0.09% in FY 2021). Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 13% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Jan 26Full year 2022 earnings released: EPS: US$1.67 (vs US$1.57 in FY 2021)Full year 2022 results: EPS: US$1.67 (up from US$1.57 in FY 2021). Revenue: US$544.9m (up 13% from FY 2021). Net income: US$235.4m (up 11% from FY 2021). Profit margin: 43% (in line with FY 2021). Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has increased by 6% per year.
공시 • Dec 15CVB Financial Corp. Announces Dividend for the Fourth Quarter of 2022, Payable on or About January 13, 2023CVB Financial Corp. announced $0.20 per share cash dividend with respect to the fourth quarter of 2022. This dividend was approved at the company's regularly scheduled Board of Directors meeting held on December 14, 2022. The quarterly dividend will be payable on or about January 13, 2023 to shareholders of record as of December 29, 2022.
공시 • Nov 05Boards of Directors of CVB Financial Corp. and Citizens Business Bank Announces the Passing of Rodrigo Guerra, Jr., DirectorBoards of Directors of CVB Financial Corp. and Citizens Business Bank announced the passing of Rodrigo Guerra, Jr., director. Mr. Guerra joined Boards in 2017, he most recently served as Chair of CVBF’s Nominating and Corporate Governance Committee, and as a member of CVBF’s Audit and Compensation Committees, while also serving as a member of CBB’s Balance Sheet Management, Risk Management and Trust Services Committees. Prior to joining their Boards, Mr. Guerra was a longtime partner at the prominent law firm of Skadden, Arps, Slate, Meagher & Flom, LLP, where he represented leading companies and investment banks in a broad range of corporate and financial transactions.
Reported Earnings • Oct 21Third quarter 2022 earnings released: EPS: US$0.47 (vs US$0.37 in 3Q 2021)Third quarter 2022 results: EPS: US$0.47 (up from US$0.37 in 3Q 2021). Revenue: US$142.9m (up 21% from 3Q 2021). Net income: US$64.6m (up 31% from 3Q 2021). Profit margin: 45% (up from 42% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has increased by 15% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Sep 27Upcoming dividend of US$0.20 per shareEligible shareholders must have bought the stock before 04 October 2022. Payment date: 20 October 2022. Payout ratio is a comfortable 50% and this is well supported by cash flows. Trailing yield: 3.0%. Lower than top quartile of German dividend payers (5.3%). Lower than average of industry peers (6.6%).
공시 • Sep 22CVB Financial Corp. Announces Cash Dividend for the Third Quarter of 2022, Payable on or About October 20, 2022CVB Financial Corp. announced 20 cents ($0.20) per share cash dividend with respect to the third quarter of 2022. This amounts to a quarterly dividend increase of 1 cent ($0.01) per share, compared to the $0.19 per share dividend for the second quarter of 2022, and represents the Company’s 132nd consecutive quarterly cash dividend. This dividend increase was approved at the Company’s regularly scheduled Board of Directors meeting held on September 21, 2022. The quarterly dividend will be payable on or about October 20, 2022 to shareholders of record as of October 5, 2022.
Reported Earnings • Jul 22Second quarter 2022 earnings released: EPS: US$0.42 (vs US$0.38 in 2Q 2021)Second quarter 2022 results: EPS: US$0.42 (up from US$0.38 in 2Q 2021). Net income: US$59.1m (up 16% from 2Q 2021). Over the last 3 years on average, earnings per share has increased by 3% per year but the company’s share price has increased by 9% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Jun 22Upcoming dividend of US$0.19 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 15 July 2022. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 3.1%. Lower than top quartile of German dividend payers (4.4%). Lower than average of industry peers (6.6%).
공시 • Jun 16+ 1 more updateCVB Financial Corp. Appoints Kimberly Sheehy as A Board Member and as Member of Compensation Committee and Nominating and Corporate Governance CommitteeCVB Financial Corp. announced the appointment of Kimberly Sheehy as a Board Member. Her appointment increases the current total authorized board members for each of CVBF and CBB from eight to nine. Ms. Sheehy will serve as Chair of CVBF’s Audit Committee and as a member of CVBF’s Compensation Committee and Nominating and Corporate Governance Committee Ms. Sheehy is a seasoned financial executive with more than 30 years of successful experience across the telecommunications, technology, SaaS, data center, software development, and REIT industries. Throughout her distinguished career as an executive, she held senior leadership positions at companies including StackPath, CyrusOne and Cincinnati Bell. Ms. Sheehy holds a B.S. in Accounting from the University of Cincinnati and is a Certified Public Accountant. In 2013, she was named CFO of the Year by the Dallas Business Journal.
Recent Insider Transactions • May 25Independent Director recently sold €159k worth of stockOn the 23rd of May, Anna Kan sold around 7k shares on-market at roughly €22.65 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €302k more than they bought in the last 12 months.
공시 • May 19Cvb Financial Corp. Announces Executive ChangesCVB Financial Corp. announced that Raymond V. O'Brien III has decided to step aside as Chairman of the Boards of CVBF and CBB, effective following the end of his current term as Chairman at CVBF's and CBB's respective annual meetings on May 18, 2022. Mr. O'Brien will continue to serve as a director of CVBF and CBB, and he was elected as Chair of CBB's Board Credit Committee at CBB's annual organizational meeting immediately following the annual meeting. The Company also announced that the Board of Directors has elected current director Hal W. Oswalt as Chairman of the Boards of CVBF and CBB. Mr. Oswalt will assume this role immediately. Mr. Oswalt has been a director of CVBF and CBB since 2014. He is a veteran of the U.S. Banking industry having served as CEO, Director and President of several community banks as well as President and Managing Director of two different national financial consulting firms. He will continue to serve as Chair of CVBF's Compensation Committee.
Reported Earnings • May 12First quarter 2022 earnings released: EPS: US$0.31 (vs US$0.47 in 1Q 2021)First quarter 2022 results: EPS: US$0.31 (down from US$0.47 in 1Q 2021). Revenue: US$121.1m (down 9.1% from 1Q 2021). Net income: US$45.3m (down 29% from 1Q 2021). Profit margin: 37% (down from 48% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the next year, revenue is forecast to grow 17%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 6% per year.
Recent Insider Transactions • Apr 28Independent Director recently sold €143k worth of stockOn the 27th of April, Kristina Leslie sold around 6k shares on-market at roughly €22.37 per share. This was the largest sale by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
Reported Earnings • Apr 22First quarter 2022 earnings released: EPS: US$0.32 (vs US$0.47 in 1Q 2021)First quarter 2022 results: EPS: US$0.32 (down from US$0.47 in 1Q 2021). Revenue: US$121.1m (down 9.1% from 1Q 2021). Net income: US$45.6m (down 28% from 1Q 2021). Profit margin: 38% (down from 48% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the next year, revenue is forecast to grow 12%, compared to a 8.2% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 4% per year and the company’s share price has also increased by 4% per year.
공시 • Apr 21CVB Financial Corp. Announces Impairment Results for the First Quarter Ended March 31, 2022CVB Financial Corp. announced impairment results for the first quarter ended March 31, 2022. For the quarter, the company reported net charge-offs of $5,000 against $2,387,000 a year ago.
Reported Earnings • Mar 05Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.57 (up from US$1.30 in FY 2020). Revenue: US$483.5m (up 10.0% from FY 2020). Net income: US$211.6m (up 20% from FY 2020). Profit margin: 44% (up from 40% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.97% (down from 3.59% in FY 2020). Cost-to-income ratio: 41.1% (down from 41.4% in FY 2020). Non-performing loans: 0.09% (down from 0.17% in FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 4.4%, compared to a 9.0% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 4% per year.
공시 • Feb 26CVB Financial Corp., Annual General Meeting, May 18, 2022CVB Financial Corp., Annual General Meeting, May 18, 2022. Agenda: To consider election of director; and to consider other business.
공시 • Feb 25CVB Financial Corp. and Citizens Business Bank Announces Board RetirementsCVB Financial Corp. (CVBF), the holding company for Citizens Business Bank, announced that two of its directors, Kristina M. Leslie and Marshall V. Laitsch, have notified the Company of their intentions to retire from CVBF’s and CBB’s respective Boards of Directors (the “Boards”). Ms. Leslie and Mr. Laitsch have stated that they intend to serve out their current terms on the Boards but will not stand for reelection at CVBF’s annual shareholder meeting scheduled to take place on May 18, 2022, when their current terms as directors will expire.
Reported Earnings • Jan 28Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$1.57 (up from US$1.30 in FY 2020). Revenue: US$487.4m (up 11% from FY 2020). Net income: US$212.5m (up 20% from FY 2020). Profit margin: 44% (up from 40% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 6.7%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 6% per year whereas the company’s share price has increased by 2% per year.
공시 • Jan 27CVB Financial Corp. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2021CVB Financial Corp. reported net charge-offs for the fourth quarter ended December 31, 2021. For the quarter, the company reported net charge-offs of $345,000 against $177,000 a year ago.
Executive Departure • Nov 29President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 29President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 28President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 27President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.
Executive Departure • Nov 26President of Citizens Business Bank Brian Mauntel has left the companyOn the 19th of November, Brian Mauntel's tenure as President of Citizens Business Bank ended after less than a year in the role. As of September 2021, Brian still personally held 10.00k shares (€176k worth at the time). Brian is the only executive to leave the company over the last 12 months. The current median tenure of the management team is 5.50 years.