View ValuationUnicaja Banco 향후 성장Future 기준 점검 1/6Unicaja Banco (는) 각각 연간 4.5% 및 5.3% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 5.3% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 11% 로 예상됩니다.핵심 정보4.5%이익 성장률5.30%EPS 성장률Banks 이익 성장8.8%매출 성장률5.3%향후 자기자본이익률10.96%애널리스트 커버리지Good마지막 업데이트12 Aug 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updatesDeclared Dividend • Aug 03First half dividend of €0.068 announcedShareholders will receive a dividend of €0.068. Ex-date: 22nd September 2026 Payment date: 24th September 2026 Dividend yield will be 4.7%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by earnings (71% payout ratio) and is expected to be covered in 3 years' time (84% forecast payout ratio). The dividend has increased by an average of 31% per year over the past 8 years. However, payments have been volatile during that time. EPS is expected to grow by 15% over the next 3 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 02Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: €542.0m (up 5.7% from 2Q 2025). Net income: €201.0m (up 16% from 2Q 2025). Profit margin: 37% (up from 34% in 2Q 2025). Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 6.8% growth forecast for the Banks industry in Europe.공고 • Jun 14Unicaja Banco, S.A. to Report Q2, 2026 Results on Jul 31, 2026Unicaja Banco, S.A. announced that they will report Q2, 2026 results on Jul 31, 2026공고 • Feb 27Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2026Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2026. Location: avda. de andalucia, 10-12., malaga Spain공고 • Jul 29Mora Banc Grup, SA completed the acquisition of Banco Europeo de Finanzas, S.A. from Unicaja Banco, S.A. (BME:UNI).Mora Banc Grup, SA agreed to acquire Banco Europeo de Finanzas, S.A. from Unicaja Banco, S.A. (BME:UNI) for approximately €45 million on July 30, 2024. The closing of the transaction is subject to the non-opposition of the European Central Bank and the authorization of the Andorran Financial Authority Fernando Mínguez, Marco Antonio Sanz, Soraya Sáenz de Santamaría , Elizabeth Malagelada and Juan Bonilla of Cuatrecasas, Gonçalves Pereira, S.L.P. acted as legal advisor for Mora Banc Grup, SA. Mora Banc Grup, SA completed the acquisition of Banco Europeo de Finanzas, S.A. from Unicaja Banco, S.A. (BME:UNI) on July 30, 2024.공고 • Jul 08DXC Technology Company (NYSE:DXC) agreed to acquire Factoria De Transformacion De Operaciones Y Servicios Sl. from Unicaja Banco, S.A. (BME:UNI).DXC Technology Company (NYSE:DXC) agreed to acquire Factoria De Transformacion De Operaciones Y Servicios Sl. from Unicaja Banco, S.A. (BME:UNI) on July 7, 2025.공고 • May 13+ 1 more updateSabadell Said to Have Approached Unicaja Investors over DealBanco de Sabadell, S.A. (BME:SAB) has held informal talks about a combination with Spanish lender Unicaja Banco, S.A. (BME:UNI) as it seeks to head off a hostile takeover by larger rival BBVA SA, according to people familiar with the matter. Sabadell executives sounded out some of the key shareholders of Unicaja earlier this month about a potential deal, one of the people said. The informal proposal is still under consideration and may not lead to any formal merger talks, the people said, asking not to be named discussing private information.공고 • Feb 28Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2025Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2025. Location: avda de andalucia 10-12, malaga Spain공고 • Jan 14Unicaja Banco, S.A. to Report Q4, 2024 Results on Feb 04, 2025Unicaja Banco, S.A. announced that they will report Q4, 2024 results at 9:30 AM, Central European Standard Time on Feb 04, 2025Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €1.23, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 56% over the past three years.Reported Earnings • Nov 01Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: €0.06. Revenue: €486.0m (up 4.1% from 3Q 2023). Net income: €157.0m (up 15% from 3Q 2023). Profit margin: 32% (up from 29% in 3Q 2023). Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.New Risk • Oct 15New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.3% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.공고 • Oct 07Unicaja Banco, S.A. to Report Q3, 2024 Results on Oct 30, 2024Unicaja Banco, S.A. announced that they will report Q3, 2024 results Pre-Market on Oct 30, 2024Reported Earnings • Aug 01Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €516.0m (up 31% from 2Q 2023). Net income: €184.0m (up 71% from 2Q 2023). Profit margin: 36% (up from 27% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe.공고 • Jul 06Unicaja Banco, S.A. to Report Q2, 2024 Results on Jul 30, 2024Unicaja Banco, S.A. announced that they will report Q2, 2024 results Pre-Market on Jul 30, 2024Buy Or Sell Opportunity • Apr 17Now 20% undervaluedOver the last 90 days, the stock has risen 27% to €1.11. The fair value is estimated to be €1.39, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 29% over the last 3 years. Earnings per share has declined by 5.4%. For the next 3 years, revenue is forecast to grow by 6.4% per annum. Earnings are also forecast to grow by 10% per annum over the same time period.공고 • Apr 12Unicaja Banco, S.A. to Report Q1, 2024 Results on Apr 29, 2024Unicaja Banco, S.A. announced that they will report Q1, 2024 results Pre-Market on Apr 29, 2024Upcoming Dividend • Apr 10Upcoming dividend of €0.04 per shareEligible shareholders must have bought the stock before 17 April 2024. Payment date: 19 April 2024. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).Buy Or Sell Opportunity • Mar 08Now 20% undervaluedThe stock has been flat over the last 90 days, currently trading at €0.96. The fair value is estimated to be €1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 29% over the last 3 years. Earnings per share has declined by 5.4%. For the next 3 years, revenue is forecast to grow by 7.0% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.Reported Earnings • Feb 08Full year 2023 earnings releasedFull year 2023 results: Revenue: €1.63b (up 18% from FY 2022). Net income: €267.0m (up 5.6% from FY 2022). Profit margin: 16% (down from 18% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 2.1% growth forecast for the Banks industry in Europe.공고 • Jan 23Unicaja Banco, S.A. to Report Q4, 2023 Results on Feb 06, 2024Unicaja Banco, S.A. announced that they will report Q4, 2023 results on Feb 06, 2024Reported Earnings • Nov 02Third quarter 2023 earnings releasedThird quarter 2023 results: EPS: €0.052. Revenue: €467.0m (up 23% from 3Q 2022). Net income: €137.0m (up 44% from 3Q 2022). Profit margin: 29% (up from 25% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.3% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 21% per year, which means it is well ahead of earnings.공고 • Oct 10+ 1 more updateUnicaja Banco, S.A. to Report Q3, 2023 Results on Oct 30, 2023Unicaja Banco, S.A. announced that they will report Q3, 2023 results Pre-Market on Oct 30, 2023Reported Earnings • Jul 29Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €418.0m (up 5.1% from 2Q 2022). Net income: €114.0m (up 17% from 2Q 2022). Profit margin: 27% (up from 25% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.5% p.a. on average during the next 3 years, compared to a 4.0% growth forecast for the Banks industry in Europe.공고 • Jun 28Unicaja Banco, S.A. to Report Q2, 2023 Results on Jul 27, 2023Unicaja Banco, S.A. announced that they will report Q2, 2023 results at 9:00 AM, Romance Standard Time on Jul 27, 2023공고 • Jun 27Norges Bank Investment Management acquired an unknown minority stake in Unicaja Banco, S.A.Norges Bank Investment Management acquired an unknown minority stake in Unicaja Banco, S.A. on June 26, 2023.Norges Bank Investment Management completed the acquisition of an unknown minority stake in Unicaja Banco, S.A. on June 26, 2023.Upcoming Dividend • Apr 05Upcoming dividend of €0.039 per share at 4.9% yieldEligible shareholders must have bought the stock before 12 April 2023. Payment date: 14 April 2023. Trailing yield: 4.9%. Within top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.1%).공고 • Jan 14Unicaja Banco, S.A. to Report Fiscal Year 2022 Results on Jan 31, 2023Unicaja Banco, S.A. announced that they will report fiscal year 2022 results Pre-Market on Jan 31, 2023공고 • Nov 04Santa Lucía, S.A., Compañía de Seguros y Reaseguros completed the acquisition of Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI).Santa Lucía, S.A., Compañía de Seguros y Reaseguros agreed to acquire Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) for €318 million on May 24, 2022. Santa Lucía, S.A., Compañía de Seguros y Reaseguros completed the acquisition of Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) on November 2, 2022.공고 • Oct 12Unicaja Banco, S.A. to Report Q3, 2022 Results on Oct 27, 2022Unicaja Banco, S.A. announced that they will report Q3, 2022 results at 9:00 AM, Romance Standard Time on Oct 27, 2022Reported Earnings • Aug 07Second quarter 2022 earnings released: EPS: €0.037 (vs €0.013 in 2Q 2021)Second quarter 2022 results: EPS: €0.037 (up from €0.013 in 2Q 2021). Revenue: €397.7m (up 106% from 2Q 2021). Net income: €97.8m (up 385% from 2Q 2021). Profit margin: 25% (up from 10% in 2Q 2021). Over the next year, revenue is forecast to grow 28%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.공고 • Jul 13Unicaja Banco, S.A. to Report Q2, 2022 Results on Jul 27, 2022Unicaja Banco, S.A. announced that they will report Q2, 2022 results Pre-Market on Jul 27, 2022공고 • Jun 03SANTA LUCÍA ASSET MANAGEMENT, SGIIC, S.A. acquired 50% stake in Liberbank Vida y Pensiones, Seguros y Reaseguros, S.A. from Unicaja Banco, S.A. (BME:UNI) for €360 million.SANTA LUCÍA ASSET MANAGEMENT, SGIIC, S.A. acquired 50% stake in Liberbank Vida y Pensiones, Seguros y Reaseguros, S.A. from Unicaja Banco, S.A. (BME:UNI) for €360 million on June 1, 2022. Uría Menéndez Abogados, S.L.P. acted as legal advisor to Unicaja Banco, S.A. (BME:UNI). SANTA LUCÍA ASSET MANAGEMENT, SGIIC, S.A. completed the acquisition of 50% stake in Liberbank Vida y Pensiones, Seguros y Reaseguros, S.A. from Unicaja Banco, S.A. (BME:UNI) on June 1, 2022.공고 • May 26Santa Lucía, S.A., Compañía de Seguros y Reaseguros agreed to acquire Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) for €318 million.Santa Lucía, S.A., Compañía de Seguros y Reaseguros agreed to acquire Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) for €318 million on May 24, 2022.공고 • Apr 12Unicaja Banco, S.A. to Report Q1, 2022 Results on Apr 27, 2022Unicaja Banco, S.A. announced that they will report Q1, 2022 results Pre-Market on Apr 27, 2022공고 • Mar 04Unicaja Banco, S.A., Annual General Meeting, Mar 30, 2022Unicaja Banco, S.A., Annual General Meeting, Mar 30, 2022, at 10:30 Central European Standard Time. Location: Avda. de Andalucía, 10-12, Malaga Spain Agenda: To consider approval of the Annual Accounts (balance sheet, profit and loss account, statement of recognized income and expense, statement of changes in equity, cash flow statement and notes) and Management Report of Unicaja Banco and its consolidated group, corresponding to the financial year ending on 31 December 2021; to consider approval of the Consolidated Non-financial Information Statement, corresponding to the financial year ending on 31 December 2021; to consider approval of the Board of Directors' management during the financial year ending on 31 December 2021; and to consider other matters.Reported Earnings • Feb 25Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: €0.54 (up from €0.045 in FY 2020). Revenue: €907.6m (up 36% from FY 2020). Net income: €1.11b (up €1.04b from FY 2020). Cost-to-income ratio: 61.8% (up from 58.6% in FY 2020). Non-performing loans: 2.38% (up from 2.27% in FY 2020). Revenue exceeded analyst estimates by 36%. Over the next year, revenue is forecast to grow 65%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Valuation Update With 7 Day Price Move • Feb 09Investor sentiment improved over the past weekAfter last week's 16% share price gain to €1.06, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 11x in the Banks industry in Europe. Total returns to shareholders of 16% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €1.93 per share.Executive Departure • Aug 05CEO & Executive Director Ángel Rodríguez de Gracia has left the companyOn the 28th of July, Ángel Rodríguez de Gracia's tenure as CEO & Executive Director ended. We don't have any record of a personal shareholding under Ángel Rodríguez's name. Ángel Rodríguez is the only executive to leave the company over the last 12 months.Reported Earnings • Jul 29Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: €193.6m (up 6.9% from 2Q 2020). Net income: €27.0m (up 236% from 2Q 2020). Profit margin: 14% (up from 4.4% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings.Is New 90 Day High Low • Mar 03New 90-day high: €0.76The company is up 15% from its price of €0.66 on 03 December 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.92 per share.Reported Earnings • Mar 03Full year 2020 earnings released: EPS €0.05 (vs €0.10 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €714.2m (down 38% from FY 2019). Net income: €77.8m (down 53% from FY 2019). Profit margin: 11% (down from 14% in FY 2019). The decrease in margin was driven by lower revenue. Non-performing loans: 4.02% (up from 2.99% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 19% per year.공고 • Feb 27Unicaja Banco, S.A., Annual General Meeting, Mar 31, 2021Unicaja Banco, S.A., Annual General Meeting, Mar 31, 2021.공고 • Dec 31Unicaja Banco, S.A. (BME:UNI) agreed to acquire Liberbank, S.A. (BME:LBK) for approximately €760 million.Unicaja Banco, S.A. (BME:UNI) agreed to acquire Liberbank, S.A. (BME:LBK) for approximately €760 million on December 29, 2020. The exchange ratio is set at 2.7705 Liberbank shares for each Unicaja Banco share. Under the terms of the deal, in which Unicaja Banco will fully absorb Liberbank. Upon completion, current Unicaja Banco Board Chairman Manuel Azuaga will be the future Chairman of the combined entity, while Liberbank Chief Executive Officer Manuel Menendez will serve as the new company’s Chief Executive Officer. The deal still has to be approved by shareholders in votes. The Boards of Unicaja Banco and Liberbank approved the terms of the transaction. The transaction is expected to close by mid- to late 2021.Is New 90 Day High Low • Dec 31New 90-day high: €0.73The company is up 17% from its price of €0.62 on 02 October 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 23% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.88 per share.Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS €0.01The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: €167.0m (down 38% from 3Q 2019). Net income: €16.0m (down 63% from 3Q 2019). Profit margin: 9.6% (down from 16% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has fallen by 24% per year, which means it is performing significantly worse than earnings.공고 • Oct 29Merger Talks Between Unicaja and Liberbank OngoingMerger negotiations between Liberbank, S.A. (BME:LBK) and Unicaja Banco, S.A. (BME:UNI) to create the country’s fifth biggest lender in terms of total assets are still ongoing, Unicaja’s Chairman Manuel Azuaga said in a statement on October 28, 2020. The chairman also said that due diligence was still being carried out and no agreement had been reached as of yet since the lenders hired advisers earlier this month.공고 • Oct 08Liberbank and Unicaja Reportedly in Merger TalksGermany’s Deutsche Bank and Italian investment bank Mediobanca are set to advise Spanish lenders Liberbank, S.A. (BME:LBK) and Unicaja Banco, S.A. (BME:UNI) respectively on a potential merger deal, a source with direct knowledge of the matter said on October 07, 2020. Despite calling off merger talks last year, Unicaja and Liberbank said earlier this week they were now in preliminary conversations to create Spain’s fifth-biggest lender with over EUR 100 Billion ($ 117.38 Billion) total assets. Mediobanca, Deutsche Bank and Liberbank declined to comment, while Unicaja said its board was yet to make a decision on a contract.Is New 90 Day High Low • Oct 05New 90-day high: €0.72The company is up 45% from its price of €0.49 on 07 July 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.30 per share.공고 • Sep 30+ 1 more updateAn unknown buyer completed the acquisition of portfolios of doubtful loans and real estate assets of Unicaja Banco, S.A. (BME:UNI).An unknown buyer agreed to acquire portfolios of doubtful loans and real estate assets of Unicaja Banco, S.A. (BME:UNI) on July 26, 2019. The portfolios of doubtful loans are made up of 5,400 mortgage loans, with a gross cost of €389 million, while those of real estate assets are made up of 4,100 units, with a gross cost of €560 million. The closing of these operations will take place over the next few months, always before the end of the 2019 financial year. KPMG acted as financial advisor for Unicaja Banco. An unknown buyer completed the acquisition of portfolios of doubtful loans and real estate assets of Unicaja Banco, S.A. (BME:UNI) on July 27, 2019.공고 • Jul 30Tomás Olivo acquired 3.06% stake in Unicaja Banco, S.A. (BME:UNI).Tomás Olivo acquired 3.06% stake in Unicaja Banco, S.A. (BME:UNI) on May 18, 2020. Tomás Olivo completed the acquisition of 3.06% stake in Unicaja Banco, S.A. (BME:UNI) on May 18, 2020.이익 및 매출 성장 예측DB:7UB - 애널리스트 향후 추정치 및 과거 재무 데이터 (EUR Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20282,344729N/AN/A1412/31/20272,268713N/AN/A1412/31/20262,163682N/AN/A146/30/20262,025649-489-369N/A3/31/20261,983629N/AN/AN/A12/31/20251,973626-1,530-1,421N/A9/30/20251,990618N/AN/AN/A6/30/20251,980610-3,526-3,470N/A3/31/20251,996613N/AN/AN/A12/31/20241,930566-407-356N/A9/30/20241,610426N/AN/AN/A6/30/20241,6154061,7671,849N/A3/31/20241,492337N/AN/AN/A12/31/20231,4002602,7712,834N/A9/30/20231,543266N/AN/AN/A6/30/20231,401249-14,256-14,192N/A3/31/20231,391227N/AN/AN/A12/31/20221,408271-17,402-17,346N/A9/30/20221,362-29N/AN/AN/A6/30/20221,2471,20710,21810,225N/A3/31/20221,0351,123N/AN/AN/A12/31/20219081,10613,93113,959N/A9/30/20217661,389N/AN/AN/A6/30/2021669801,4931,516N/A3/31/202165968N/AN/AN/A12/31/2020670712,0012,028N/A9/30/202096783N/AN/AN/A6/30/20201,0511104,6424,701N/A3/31/20201,122148N/AN/AN/A12/31/20191,152165N/A-223N/A9/30/20191,021170N/AN/AN/A6/30/2019997149N/A-1,016N/A3/31/20191,001158N/AN/AN/A12/31/20181,008146N/A465N/A9/30/2018904148N/AN/AN/A6/30/2018908162N/A2,544N/A3/31/2018932148N/AN/AN/A12/31/2017926142N/A1,119N/A9/30/201798676N/AN/AN/A6/30/201796583N/A-1,136N/A3/31/20171,020106N/A2,178N/A12/31/20161,047132N/A4,347N/A9/30/20161,005148N/AN/AN/A6/30/2016954118N/A352N/A3/31/201695091N/AN/AN/A12/31/20151,098163N/A-4,633N/A9/30/20151,007100N/AN/AN/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 7UB 의 연간 예상 수익 증가율(4.5%)이 saving rate(2.1%)보다 높습니다.수익 vs 시장: 7UB 의 연간 수익(4.5%)이 German 시장(15.3%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: 7UB 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 7UB 의 수익(연간 5.3%)이 German 시장(연간 6.8%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: 7UB 의 수익(연간 5.3%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 7UB의 자본 수익률은 3년 후 11%로 낮을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/16 14:04종가2026/08/14 00:00수익2026/06/30연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Unicaja Banco, S.A.는 25명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Javier Esteban LarioBanco de Sabadell. S.A.Jesús Gómez DominguezBanco SantanderCecilia Romero ReyesBarclays22명의 분석가 더 보기
Declared Dividend • Aug 03First half dividend of €0.068 announcedShareholders will receive a dividend of €0.068. Ex-date: 22nd September 2026 Payment date: 24th September 2026 Dividend yield will be 4.7%, which is about the same as the industry average. Sustainability & Growth Dividend is covered by earnings (71% payout ratio) and is expected to be covered in 3 years' time (84% forecast payout ratio). The dividend has increased by an average of 31% per year over the past 8 years. However, payments have been volatile during that time. EPS is expected to grow by 15% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 02Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: €542.0m (up 5.7% from 2Q 2025). Net income: €201.0m (up 16% from 2Q 2025). Profit margin: 37% (up from 34% in 2Q 2025). Revenue is forecast to grow 4.9% p.a. on average during the next 3 years, compared to a 6.8% growth forecast for the Banks industry in Europe.
공고 • Jun 14Unicaja Banco, S.A. to Report Q2, 2026 Results on Jul 31, 2026Unicaja Banco, S.A. announced that they will report Q2, 2026 results on Jul 31, 2026
공고 • Feb 27Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2026Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2026. Location: avda. de andalucia, 10-12., malaga Spain
공고 • Jul 29Mora Banc Grup, SA completed the acquisition of Banco Europeo de Finanzas, S.A. from Unicaja Banco, S.A. (BME:UNI).Mora Banc Grup, SA agreed to acquire Banco Europeo de Finanzas, S.A. from Unicaja Banco, S.A. (BME:UNI) for approximately €45 million on July 30, 2024. The closing of the transaction is subject to the non-opposition of the European Central Bank and the authorization of the Andorran Financial Authority Fernando Mínguez, Marco Antonio Sanz, Soraya Sáenz de Santamaría , Elizabeth Malagelada and Juan Bonilla of Cuatrecasas, Gonçalves Pereira, S.L.P. acted as legal advisor for Mora Banc Grup, SA. Mora Banc Grup, SA completed the acquisition of Banco Europeo de Finanzas, S.A. from Unicaja Banco, S.A. (BME:UNI) on July 30, 2024.
공고 • Jul 08DXC Technology Company (NYSE:DXC) agreed to acquire Factoria De Transformacion De Operaciones Y Servicios Sl. from Unicaja Banco, S.A. (BME:UNI).DXC Technology Company (NYSE:DXC) agreed to acquire Factoria De Transformacion De Operaciones Y Servicios Sl. from Unicaja Banco, S.A. (BME:UNI) on July 7, 2025.
공고 • May 13+ 1 more updateSabadell Said to Have Approached Unicaja Investors over DealBanco de Sabadell, S.A. (BME:SAB) has held informal talks about a combination with Spanish lender Unicaja Banco, S.A. (BME:UNI) as it seeks to head off a hostile takeover by larger rival BBVA SA, according to people familiar with the matter. Sabadell executives sounded out some of the key shareholders of Unicaja earlier this month about a potential deal, one of the people said. The informal proposal is still under consideration and may not lead to any formal merger talks, the people said, asking not to be named discussing private information.
공고 • Feb 28Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2025Unicaja Banco, S.A., Annual General Meeting, Apr 09, 2025. Location: avda de andalucia 10-12, malaga Spain
공고 • Jan 14Unicaja Banco, S.A. to Report Q4, 2024 Results on Feb 04, 2025Unicaja Banco, S.A. announced that they will report Q4, 2024 results at 9:30 AM, Central European Standard Time on Feb 04, 2025
Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €1.23, the stock trades at a forward P/E ratio of 6x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 56% over the past three years.
Reported Earnings • Nov 01Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: €0.06. Revenue: €486.0m (up 4.1% from 3Q 2023). Net income: €157.0m (up 15% from 3Q 2023). Profit margin: 32% (up from 29% in 3Q 2023). Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 60% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings.
New Risk • Oct 15New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 0.3% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
공고 • Oct 07Unicaja Banco, S.A. to Report Q3, 2024 Results on Oct 30, 2024Unicaja Banco, S.A. announced that they will report Q3, 2024 results Pre-Market on Oct 30, 2024
Reported Earnings • Aug 01Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €516.0m (up 31% from 2Q 2023). Net income: €184.0m (up 71% from 2Q 2023). Profit margin: 36% (up from 27% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 3.4% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe.
공고 • Jul 06Unicaja Banco, S.A. to Report Q2, 2024 Results on Jul 30, 2024Unicaja Banco, S.A. announced that they will report Q2, 2024 results Pre-Market on Jul 30, 2024
Buy Or Sell Opportunity • Apr 17Now 20% undervaluedOver the last 90 days, the stock has risen 27% to €1.11. The fair value is estimated to be €1.39, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 29% over the last 3 years. Earnings per share has declined by 5.4%. For the next 3 years, revenue is forecast to grow by 6.4% per annum. Earnings are also forecast to grow by 10% per annum over the same time period.
공고 • Apr 12Unicaja Banco, S.A. to Report Q1, 2024 Results on Apr 29, 2024Unicaja Banco, S.A. announced that they will report Q1, 2024 results Pre-Market on Apr 29, 2024
Upcoming Dividend • Apr 10Upcoming dividend of €0.04 per shareEligible shareholders must have bought the stock before 17 April 2024. Payment date: 19 April 2024. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.5%).
Buy Or Sell Opportunity • Mar 08Now 20% undervaluedThe stock has been flat over the last 90 days, currently trading at €0.96. The fair value is estimated to be €1.20, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 29% over the last 3 years. Earnings per share has declined by 5.4%. For the next 3 years, revenue is forecast to grow by 7.0% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.
Reported Earnings • Feb 08Full year 2023 earnings releasedFull year 2023 results: Revenue: €1.63b (up 18% from FY 2022). Net income: €267.0m (up 5.6% from FY 2022). Profit margin: 16% (down from 18% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 2.1% growth forecast for the Banks industry in Europe.
공고 • Jan 23Unicaja Banco, S.A. to Report Q4, 2023 Results on Feb 06, 2024Unicaja Banco, S.A. announced that they will report Q4, 2023 results on Feb 06, 2024
Reported Earnings • Nov 02Third quarter 2023 earnings releasedThird quarter 2023 results: EPS: €0.052. Revenue: €467.0m (up 23% from 3Q 2022). Net income: €137.0m (up 44% from 3Q 2022). Profit margin: 29% (up from 25% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 7.3% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 4% per year but the company’s share price has increased by 21% per year, which means it is well ahead of earnings.
공고 • Oct 10+ 1 more updateUnicaja Banco, S.A. to Report Q3, 2023 Results on Oct 30, 2023Unicaja Banco, S.A. announced that they will report Q3, 2023 results Pre-Market on Oct 30, 2023
Reported Earnings • Jul 29Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €418.0m (up 5.1% from 2Q 2022). Net income: €114.0m (up 17% from 2Q 2022). Profit margin: 27% (up from 25% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.5% p.a. on average during the next 3 years, compared to a 4.0% growth forecast for the Banks industry in Europe.
공고 • Jun 28Unicaja Banco, S.A. to Report Q2, 2023 Results on Jul 27, 2023Unicaja Banco, S.A. announced that they will report Q2, 2023 results at 9:00 AM, Romance Standard Time on Jul 27, 2023
공고 • Jun 27Norges Bank Investment Management acquired an unknown minority stake in Unicaja Banco, S.A.Norges Bank Investment Management acquired an unknown minority stake in Unicaja Banco, S.A. on June 26, 2023.Norges Bank Investment Management completed the acquisition of an unknown minority stake in Unicaja Banco, S.A. on June 26, 2023.
Upcoming Dividend • Apr 05Upcoming dividend of €0.039 per share at 4.9% yieldEligible shareholders must have bought the stock before 12 April 2023. Payment date: 14 April 2023. Trailing yield: 4.9%. Within top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.1%).
공고 • Jan 14Unicaja Banco, S.A. to Report Fiscal Year 2022 Results on Jan 31, 2023Unicaja Banco, S.A. announced that they will report fiscal year 2022 results Pre-Market on Jan 31, 2023
공고 • Nov 04Santa Lucía, S.A., Compañía de Seguros y Reaseguros completed the acquisition of Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI).Santa Lucía, S.A., Compañía de Seguros y Reaseguros agreed to acquire Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) for €318 million on May 24, 2022. Santa Lucía, S.A., Compañía de Seguros y Reaseguros completed the acquisition of Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) on November 2, 2022.
공고 • Oct 12Unicaja Banco, S.A. to Report Q3, 2022 Results on Oct 27, 2022Unicaja Banco, S.A. announced that they will report Q3, 2022 results at 9:00 AM, Romance Standard Time on Oct 27, 2022
Reported Earnings • Aug 07Second quarter 2022 earnings released: EPS: €0.037 (vs €0.013 in 2Q 2021)Second quarter 2022 results: EPS: €0.037 (up from €0.013 in 2Q 2021). Revenue: €397.7m (up 106% from 2Q 2021). Net income: €97.8m (up 385% from 2Q 2021). Profit margin: 25% (up from 10% in 2Q 2021). Over the next year, revenue is forecast to grow 28%, compared to a 15% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 72% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
공고 • Jul 13Unicaja Banco, S.A. to Report Q2, 2022 Results on Jul 27, 2022Unicaja Banco, S.A. announced that they will report Q2, 2022 results Pre-Market on Jul 27, 2022
공고 • Jun 03SANTA LUCÍA ASSET MANAGEMENT, SGIIC, S.A. acquired 50% stake in Liberbank Vida y Pensiones, Seguros y Reaseguros, S.A. from Unicaja Banco, S.A. (BME:UNI) for €360 million.SANTA LUCÍA ASSET MANAGEMENT, SGIIC, S.A. acquired 50% stake in Liberbank Vida y Pensiones, Seguros y Reaseguros, S.A. from Unicaja Banco, S.A. (BME:UNI) for €360 million on June 1, 2022. Uría Menéndez Abogados, S.L.P. acted as legal advisor to Unicaja Banco, S.A. (BME:UNI). SANTA LUCÍA ASSET MANAGEMENT, SGIIC, S.A. completed the acquisition of 50% stake in Liberbank Vida y Pensiones, Seguros y Reaseguros, S.A. from Unicaja Banco, S.A. (BME:UNI) on June 1, 2022.
공고 • May 26Santa Lucía, S.A., Compañía de Seguros y Reaseguros agreed to acquire Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) for €318 million.Santa Lucía, S.A., Compañía de Seguros y Reaseguros agreed to acquire Pension and Reinsurance Business of Unicaja Banco, S.A. (BME:UNI) for €318 million on May 24, 2022.
공고 • Apr 12Unicaja Banco, S.A. to Report Q1, 2022 Results on Apr 27, 2022Unicaja Banco, S.A. announced that they will report Q1, 2022 results Pre-Market on Apr 27, 2022
공고 • Mar 04Unicaja Banco, S.A., Annual General Meeting, Mar 30, 2022Unicaja Banco, S.A., Annual General Meeting, Mar 30, 2022, at 10:30 Central European Standard Time. Location: Avda. de Andalucía, 10-12, Malaga Spain Agenda: To consider approval of the Annual Accounts (balance sheet, profit and loss account, statement of recognized income and expense, statement of changes in equity, cash flow statement and notes) and Management Report of Unicaja Banco and its consolidated group, corresponding to the financial year ending on 31 December 2021; to consider approval of the Consolidated Non-financial Information Statement, corresponding to the financial year ending on 31 December 2021; to consider approval of the Board of Directors' management during the financial year ending on 31 December 2021; and to consider other matters.
Reported Earnings • Feb 25Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: €0.54 (up from €0.045 in FY 2020). Revenue: €907.6m (up 36% from FY 2020). Net income: €1.11b (up €1.04b from FY 2020). Cost-to-income ratio: 61.8% (up from 58.6% in FY 2020). Non-performing loans: 2.38% (up from 2.27% in FY 2020). Revenue exceeded analyst estimates by 36%. Over the next year, revenue is forecast to grow 65%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Valuation Update With 7 Day Price Move • Feb 09Investor sentiment improved over the past weekAfter last week's 16% share price gain to €1.06, the stock trades at a forward P/E ratio of 5x. Average forward P/E is 11x in the Banks industry in Europe. Total returns to shareholders of 16% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €1.93 per share.
Executive Departure • Aug 05CEO & Executive Director Ángel Rodríguez de Gracia has left the companyOn the 28th of July, Ángel Rodríguez de Gracia's tenure as CEO & Executive Director ended. We don't have any record of a personal shareholding under Ángel Rodríguez's name. Ángel Rodríguez is the only executive to leave the company over the last 12 months.
Reported Earnings • Jul 29Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: €193.6m (up 6.9% from 2Q 2020). Net income: €27.0m (up 236% from 2Q 2020). Profit margin: 14% (up from 4.4% in 2Q 2020). Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 19% per year, which means it has not declined as severely as earnings.
Is New 90 Day High Low • Mar 03New 90-day high: €0.76The company is up 15% from its price of €0.66 on 03 December 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 8.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.92 per share.
Reported Earnings • Mar 03Full year 2020 earnings released: EPS €0.05 (vs €0.10 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: €714.2m (down 38% from FY 2019). Net income: €77.8m (down 53% from FY 2019). Profit margin: 11% (down from 14% in FY 2019). The decrease in margin was driven by lower revenue. Non-performing loans: 4.02% (up from 2.99% in FY 2019). Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 19% per year.
공고 • Feb 27Unicaja Banco, S.A., Annual General Meeting, Mar 31, 2021Unicaja Banco, S.A., Annual General Meeting, Mar 31, 2021.
공고 • Dec 31Unicaja Banco, S.A. (BME:UNI) agreed to acquire Liberbank, S.A. (BME:LBK) for approximately €760 million.Unicaja Banco, S.A. (BME:UNI) agreed to acquire Liberbank, S.A. (BME:LBK) for approximately €760 million on December 29, 2020. The exchange ratio is set at 2.7705 Liberbank shares for each Unicaja Banco share. Under the terms of the deal, in which Unicaja Banco will fully absorb Liberbank. Upon completion, current Unicaja Banco Board Chairman Manuel Azuaga will be the future Chairman of the combined entity, while Liberbank Chief Executive Officer Manuel Menendez will serve as the new company’s Chief Executive Officer. The deal still has to be approved by shareholders in votes. The Boards of Unicaja Banco and Liberbank approved the terms of the transaction. The transaction is expected to close by mid- to late 2021.
Is New 90 Day High Low • Dec 31New 90-day high: €0.73The company is up 17% from its price of €0.62 on 02 October 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 23% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.88 per share.
Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS €0.01The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: €167.0m (down 38% from 3Q 2019). Net income: €16.0m (down 63% from 3Q 2019). Profit margin: 9.6% (down from 16% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has fallen by 24% per year, which means it is performing significantly worse than earnings.
공고 • Oct 29Merger Talks Between Unicaja and Liberbank OngoingMerger negotiations between Liberbank, S.A. (BME:LBK) and Unicaja Banco, S.A. (BME:UNI) to create the country’s fifth biggest lender in terms of total assets are still ongoing, Unicaja’s Chairman Manuel Azuaga said in a statement on October 28, 2020. The chairman also said that due diligence was still being carried out and no agreement had been reached as of yet since the lenders hired advisers earlier this month.
공고 • Oct 08Liberbank and Unicaja Reportedly in Merger TalksGermany’s Deutsche Bank and Italian investment bank Mediobanca are set to advise Spanish lenders Liberbank, S.A. (BME:LBK) and Unicaja Banco, S.A. (BME:UNI) respectively on a potential merger deal, a source with direct knowledge of the matter said on October 07, 2020. Despite calling off merger talks last year, Unicaja and Liberbank said earlier this week they were now in preliminary conversations to create Spain’s fifth-biggest lender with over EUR 100 Billion ($ 117.38 Billion) total assets. Mediobanca, Deutsche Bank and Liberbank declined to comment, while Unicaja said its board was yet to make a decision on a contract.
Is New 90 Day High Low • Oct 05New 90-day high: €0.72The company is up 45% from its price of €0.49 on 07 July 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 3.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.30 per share.
공고 • Sep 30+ 1 more updateAn unknown buyer completed the acquisition of portfolios of doubtful loans and real estate assets of Unicaja Banco, S.A. (BME:UNI).An unknown buyer agreed to acquire portfolios of doubtful loans and real estate assets of Unicaja Banco, S.A. (BME:UNI) on July 26, 2019. The portfolios of doubtful loans are made up of 5,400 mortgage loans, with a gross cost of €389 million, while those of real estate assets are made up of 4,100 units, with a gross cost of €560 million. The closing of these operations will take place over the next few months, always before the end of the 2019 financial year. KPMG acted as financial advisor for Unicaja Banco. An unknown buyer completed the acquisition of portfolios of doubtful loans and real estate assets of Unicaja Banco, S.A. (BME:UNI) on July 27, 2019.
공고 • Jul 30Tomás Olivo acquired 3.06% stake in Unicaja Banco, S.A. (BME:UNI).Tomás Olivo acquired 3.06% stake in Unicaja Banco, S.A. (BME:UNI) on May 18, 2020. Tomás Olivo completed the acquisition of 3.06% stake in Unicaja Banco, S.A. (BME:UNI) on May 18, 2020.